Transcript Highlights:

• Currently, the Department of Labor and Industries regulates the safety of body and frame design for recreational
• From a safety standpoint, and this is critical, Senate Bill 5824 ensures that we are regulating what
• To increase the number of people who will comply with existing laws to purchase automobile insurance.

Bills: SB5839, SB5824, SB5864, SB6032

Keywords: county authority, transportation, ferry district, infrastructure, government powers, fifth-wheel, travel trailers, vehicle regulation, state law, motor vehicle, insurance verification, automobile regulation, state compliance, traffic safety, highway safety, load limits, 904, all

Summary: The committee first heard an update on Seattle’s preparations for the 2026 FIFA World Cup from April Putney of the Seattle FWC 26 organizing committee and Travis Phelps of WSDOT. Putney described the event as a statewide, 39-day tournament with matches in Seattle, base camps in Renton and Spokane, fan zones across the state, and major transportation impacts centered in the Seattle area and on I-5 north toward Vancouver. She said planning goals focus on safe and seamless mobility, with a target of 80% of stadium attendees arriving by non-personal vehicle, and noted coordination with federal partners on border crossings and security. Phelps outlined roughly $225.65 million in state funding for tunnel maintenance, traffic operations, signage, transit support, and ferries, emphasizing overtime, incident response, wayfinding, and interagency coordination rather than new permanent hires. Senators asked about border staffing and ferry capacity, and WSDOT said it would follow up on ferry staffing concerns. The committee then held public hearings on several transportation bills. SB 5839 would remove the “passenger only” limitation for county ferry districts, allowing them to support vehicle ferries; supporters from Whatcom County and the Association of Counties said the change would help finance aging ferry systems like the Whatcom Chief and improve local funding transparency, while the hearing ended with five pro and five con sign-ins. SB 6032 would amend the secure-your-load law so muddy or debris-covered vehicles being towed on paved highways must be cleaned or fully covered; the sponsor and witnesses from the construction industry said the change would save time and water by allowing track covers for excavators and similar equipment, and the hearing closed with 137 pro and 2 con sign-ins. SB 5824 would clarify how fifth-wheel travel trailers are measured, allowing 46-foot fifth wheels by measuring from the kingpin to the rear of the trailer; RV industry and dealer witnesses said the bill would align Washington with other states, improve safety clarity, and help dealers compete, and the hearing closed with 146 pro and 1 con sign-in. Finally, the committee heard SB 5864, which would create an online motor vehicle insurance verification system at DOL and require insurers to provide policy data, with a pilot period before full implementation in 2029. The sponsor and supporters from Grange, PEMCO, the Northwest Insurance Council, sheriffs and police chiefs, subagents, and county auditors said the bill would help reduce uninsured driving, improve roadside verification, and lower costs for insured drivers, while noting implementation concerns about real-time system performance and workload at licensing offices. The hearing ended with 57 pro, 158 con, and one other sign-in, and the committee adjourned after the final hearing.

Transcript Highlights:

• Rates are regulated in Texas.
• I think it's working; the more regulations we put on them, the more we're going to increase the cost
• Due to bad regulation of the market, State Farm had to stop writing insurance for three years, which
• where you have an inter-agency dependency on making sure that there's regulatory oversight on the regulators
• revolving part of things, I think adding legislation that would prevent that revolving door between the regulators

Bills: SB1642, SB1643, SB2530

Keywords: Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance, commercial automobile insurance, rate approval, consumer protection, windstorm insurance, Texas Windstorm Insurance Association, administrative penalties, coastal counties, 1184, house, all

Transcript Highlights:

• So I have a PBM 938, and it's a different way of looking at how we regulate PBMs between administration
• As more and more regulators and plan sponsors got wise to this, they said, no, no, no, we want 100% of
• If you take their ability to negotiate it away or regulate it to the point, One second.
• If you take their ability to negotiate it away or regulate it to the point, Their ability to negotiate
• it away or regulate it to the point where it's difficult to negotiate.

Bills: SB511, SB512, HB591, HB909, HB938, HB1154, HB1187

Keywords: automobile repairs, insurance transparency, repair shop liability, non-OEM parts, policyholder rights, automobile insurance, appraisal process, insurance policyholders, dispute resolution, claim valuation, family leave, insurance, paid leave, employment benefits, caregiver support, behavioral health, crisis services, mental health care, insurance coverage, healthcare access

Transcript Highlights:

• It's a safe harbor from that regulation.
• It's a safe harbor from that regulation.
• It's a safe harbor from that regulation.
• It's something that can be done outside of regulation.
• You can do that today outside of regulation.

Bills: S0266, S0394, S0540, S0632, S0642, S0832, S0834, S1028

Keywords: public adjuster, contract cancellation, state of emergency, vulnerable adults, disciplinary actions, financial regulation, information security, financial exploitation, licensing, transportation, insurance, TNC, ride-sharing, automobile liability, bail bond, insurance regulation, foreign insurers, financial disclosure, premium reporting, residential property insurance

Summary: The Committee on Banking and Insurance met with a quorum and took up several bills, beginning with SB 834 on insurance requirements for nonprofit religious organizations and health care sharing ministries. The bill repeals a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing fraud and disclosure protections; opponents said allowing agents and brokers could create consumer confusion and has been associated with bad actors. A title amendment was adopted, and after debate the committee reported the bill favorably. The committee also heard and passed SB 642, which extends reporting and duty requirements to foreign and alien bail bond insurers, and SB 394, a technical bill updating reinsurance intermediary manager law to match current DFS practice. SB 266, which lets vulnerable adults rescind public adjuster contracts without penalty, was reported favorably after testimony from supporters in the insurance and elder law communities and a public adjuster who said the intent was good but the bill may need refinement. SB 832, a residential property insurance transparency bill requiring rate breakdown reports and a consumer resource center, also passed after discussion about consumer clarity and whether the required cost categories can be compiled as written. Later, the committee approved SB 540, which creates cybersecurity requirements for mortgage and money service businesses, closes a regulatory gap for certain investment advisers, adjusts OFR examination-payment deadlines, changes de novo charter requirements, allows virtual credit union meetings, and makes other financial regulation updates. Several amendments were adopted, including a substitute amendment removing fintech sandbox provisions. Finally, SB 1028 on Citizens Property Insurance Corporation was reported favorably after debate over a commercial lines clearinghouse intended to reduce Citizens’ exposure and shift more business to the private market; members discussed taxpayer risk, market competition, and consumer protections. The meeting ended with adjournment.

Bills: HB 12, HB 149, SB 229, SB 1361, SB 1749, SB 1897, SB 2113, SB 2566, SB 2677, SB 1652, SB 2327, SB 2344, SB 2696

Keywords: artificial intelligence, regulation, biometric data, ethical AI, consumer protection, AI governance, automobile sales, finance, retail seller, motor vehicle purchase, motor vehicle sales, pricing restrictions, third-party financing, education, funding, student assessment, accountability, standards, motor vehicle, financing

Bills: SB 458, SB 819, SB 1238, SB 1642, SB 1643, SB 1644, SB 1791, SB 1810, SB 1824, SB 1825, SB 758, SB 1455, SB 1706

Keywords: renewable energy, solar power, wind energy, public interest determination, environmental impact, property rights, Texas Commission on Environmental Quality, insurance, discrimination, marital status, widowers, spousal death, equitable treatment, Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance

Bills: SB 458, SB 819, SB 1238, SB 1642, SB 1643, SB 1644, SB 1791, SB 1810, SB 1824, SB 1825, SB 758, SB 1455, SB 1706

Keywords: renewable energy, solar power, wind energy, public interest determination, environmental impact, property rights, Texas Commission on Environmental Quality, insurance, discrimination, marital status, widowers, spousal death, equitable treatment, Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance

Bills: SB 458, SB 819, SB 1238, SB 1642, SB 1643, SB 1644, SB 1791, SB 1810, SB 1824, SB 1825, SB 758, SB 1455, SB 1706

Keywords: renewable energy, solar power, wind energy, public interest determination, environmental impact, property rights, Texas Commission on Environmental Quality, insurance, discrimination, marital status, widowers, spousal death, equitable treatment, Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance

Transcript Highlights:

• It requires that the department promulgate rules and regulations, and changes the language of proposed

Bills: HR243, HB939, SB56, SB72, SB129, SB171, SB252

Keywords: Tickfaw River, boating safety, warning signs, parish governing authorities, Livingston Parish, St. Tammany Parish, Tangipahoa Parish, Lake Maurepas, Natalbany River, boat collisions, vessel incidents, recreational boating, marine safety, public safety, navigation hazards, waterway signage, Louisiana House Resolution 243, HR 243, motor vehicle, licensing

Summary: The committee first adopted Amendment Set 527 without objection, then took up Senate Bill 56 concerning the Lafitte Area Independent Levee District and its possible transfer into the Southeast Louisiana Flood Protection Authority-West. Amendment Set 5327 was adopted to add a compliance officer with specified qualifications, described as a checks-and-balances measure separating that role from the chief of police. Testimony in support emphasized the district’s limited recurring revenues, the need for professional management, and the West Bank authority’s ability to provide administrative and operational support. A witness for affected landowners raised concerns about unpaid takings claims and urged amendments to preserve liability and avoid litigation, but the committee ultimately reported SB 56 favorably with amendments. The committee then received an update from DOTD Secretary Glenn Laude on the department’s transformation initiatives, including outsourcing operations and maintenance, construction process improvements, faster contractor payment times, quicker change-order approvals, and improved project delivery rates. After that, the committee reported favorably Senate Bill 171, which makes cleanup changes to the new water resources authority, and Senate Bill 252, which updates driver’s license organ-donor authorization to record both yes and no choices. Senate Bill 72, dealing with electronic titles and vehicle registration, was amended extensively to modernize OMV processes, support electronic lien and title transactions, and set standards for secure digital titles; it was then reported with amendments. House Bill 939, which would have created a Louisiana New and Used Motor Vehicle Commission, was converted into a substitute bill creating a Louisiana Vehicle Commission and consolidating the existing new and used vehicle commissions. After discussion of implementation, governance, funding, and employee-transition concerns, the committee adopted the substitute amendments and then deferred the bill. Senate Bill 129, creating a Master Combat Infantry Specialty license plate, was amended to add designated state officials for a related special plate request tied to security and parking around the Supreme Court in New Orleans, and it was reported with amendments. Finally, House Resolution 243, as amended, urged safety warning signage on the Tickfaw River after a fatal boating accident; the amendment shifted responsibility from DOTD to surrounding parish governing authorities, and the resolution was reported with amendments before the committee adjourned.

Bills: HB 1079, HB3651, HB4980

Keywords: Junior Reserve Officer Training Corps, Leadership Officer Training Corps, public school, career education, military readiness, public school accountability, funding allotments, healthcare, insurance, cost control, patient access, regulation, affordability, public health, JROTC, automobile maintenance, high school education, elective course, student skills, practical knowledge

Transcript Highlights:

• The only real opposition to this bill, or the bundle of bills regulating the drug delivery process in

Bills: SB1684, SB1443, SB1447, SB378, SB1920

Keywords: SB1684, Oklahoma Highway Remediation and Cleanup Services Act, highway cleanup, roadway remediation, tow truck, wrecker service, liability insurance, DEQ, Department of Environmental Quality, motor vehicles, licensing, public safety, cleanup operators, roadside services, commercial towing, insurance requirement, license fee, revocation, suspension, Turnpike Authority

Summary: The committee considered several bills and moved each one forward without opposition. Senate Bill 1684, presented by Representative Bayshore, would require highway remediation companies to carry at least $3 million in liability insurance before entering roadways to protect the public; it passed 6-0 and was recommended to the next committee. Senate Bill 378, also presented by Bayshore, would modernize the multi-county bail bonds statute by adding flexibility in writing capacity and strengthening financial oversight and transparency; it passed 6-0 and was recommended for the floor. Senate Bill 1447, presented by Representative Marti, would change requirements for the RFP for the state employee prescription drug plan. Marti used the presentation to sharply criticize the State Chamber and outside messaging about the bill, arguing the legislation would not raise drug costs and that similar laws in other states have produced savings; the bill passed 6-0. Senate Bill 1920, presented by Representative Tedford, would raise the salvage title threshold for autos from 60% to 70% to align more closely with neighboring states and avoid prematurely totaling vehicles; it passed 6-0 and was sent to the next committee. After a brief suspension, the committee took up Senate Bill 1443, presented by Representative Sneed on behalf of Chairman Chad Caldwell, which concerns anesthesia services. No questions or debate were raised, and the bill passed 6-0. The meeting then adjourned.

Transcript Highlights:

• Article 706, I learned all this on Google, is what regulates those systems.
• And then second, there may be some regulations that are reasonable.
• And then second, there may be some regulations that are reasonable.
• That would seem like a reasonable regulation.
• That would seem like a reasonable regulation.

Bills: SB213, SB378, SB610, SB681, SB918, SB1172, SB1252, SB1343, SCR8

Keywords: SB 213, Texas insurance, Insurance Code, Chapter 551, Chapter 541, bundling, tying arrangement, cross-selling, homeowners insurance, residential property insurance, auto insurance, personal automobile insurance, consumer protection, unfair trade practice, deceptive insurance practice, property and casualty insurer, Lloyd's plan, county mutual, reciprocal exchange, farm mutual

Summary: The Senate Committee on Business and Commerce met with a quorum and took up several pending bills, first reporting SB 1006 favorably after adopting a committee substitute that adds quarterly ZIP-code-level reporting to TDI on insurer declinations, cancellations, and nonrenewals. The committee also adopted substitutes and favorably reported SB 388, which adds nuclear to a credit program and excludes batteries from the dispatchable definition; SB 917; SB 504, which narrows reporting requirements for certain local entities, raises a salary threshold, and authorizes AG injunctive relief; SB 925, which clarifies that federal match dollars are included in a PLA-related prohibition; and SB 815, which removes downcoding references and focuses on AI use in prior authorization. SB 815 advanced on an 8-2 vote, while SB 388 advanced 6-3 and the others were reported 9-0 or 6-0 as noted. The committee then heard testimony on SB 378, which would prohibit aestheticians and cosmetologists from administering injections or using prescriptive medical devices unless legally authorized and would clarify TDLR disciplinary authority. The author and a retired neurosurgeon testified that unsafe, unauthorized injections pose real patient risks, and a TDLR witness said the bill addresses a long-standing regulatory gap. SB 378 was left pending after testimony. The committee also heard SB 1252, aimed at reducing municipal permitting barriers for residential backup power systems; the author and industry witnesses said city permitting is costly and inconsistent, while municipal utility representatives and advocates said the substitute preserved safety and utility oversight. That bill was also left pending. Additional bills heard but left pending included SB 1172, which would let LPs and LLCs sell their own property without a real estate license; SB 681, which would extend engineer license renewal periods and apply similar flexibility to engineering firms; SB 918, a TDLR cleanup bill for orthotics and prosthetics exemptions; SB 1343, which would require data brokers to post a clear link explaining Texans’ privacy rights and how to exercise them; SB 213, which would prohibit forced bundling of residential property and auto insurance while preserving voluntary discounts; SB 610, which would codify TDLR’s anti-trafficking unit; and SCR 8, expressing opposition to a central bank digital currency over privacy, security, and financial-stability concerns. Public testimony on SB 1343 and SB 213 was generally supportive, with consumer and advocacy groups emphasizing privacy, competition, and survivor safety, and the committee closed the day with those measures and others left pending.

Bills: HF1224, HF1615, HF2403

Keywords: foreclosure, mortgage postponement, homeowners, redemption period, Minnesota Statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance

Bills: HF1224, HF1615, HF2403

Keywords: foreclosure, mortgage postponement, homeowners, redemption period, Minnesota Statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance

Transcript Highlights:

• Also in there are provisions related to the Minnesota Automobile Insurance Plan.
• While other states have adopted these changes to their insurance regulations, adding them to Minnesota
• The final article, this is Article Three, these are the hemp business regulations.
• , and I don't know, again, why we're regulating CBD at all.
• And the regulations that exist were, I would say, well intended.

Bills: HF1545, HF2426, HF1615, HF2403

Keywords: medical cannabis, cultivation, cannabinoid products, plant canopy, Minnesota statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance

Transcript Highlights:

• </c> related to uh the Minnesota automobile related to uh the Minnesota automobile insurance insurance
• These are the hemp business regulations.
• These are the hemp business regulations.
• and I don't know why we're regulating CBD at all.
• I don't think we need extra regulations, and I don't know why we're regulating CBD at all.

Bills: HF1545, HF2426, HF1615, HF2403

Keywords: medical cannabis, cultivation, cannabinoid products, plant canopy, Minnesota statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance

Transcript Highlights:

• The only real opposition to this bill or the bundle of bills regulating the drug delivery process in

Bills: SB1684, SB1443, SB1447, SB378, SB1920

Keywords: SB1684, Oklahoma Highway Remediation and Cleanup Services Act, highway cleanup, roadway remediation, tow truck, wrecker service, liability insurance, DEQ, Department of Environmental Quality, motor vehicles, licensing, public safety, cleanup operators, roadside services, commercial towing, insurance requirement, license fee, revocation, suspension, Turnpike Authority

Transcript Highlights:

• The care is provided by CMS regulation at a payment rate less than would be expected with a high level
• The care is provided by CMS regulation at a payment rate less than would be expected with a high level
• The care is provided by CMS regulation at a payment rate less than would be expected with a high level
• The care is provided by CMS regulation at a payment rate less than would be expected with a high level
• I am an assistant division director in the Health Regulation Division.

Bills: HF1937, HF2407, HF1678, HF1477, HF2040, HF1840, HF257

Keywords: PACE, elderly, Medicaid, health services, long-term care, community-based services, support person, healthcare, patient rights, assisted living, community support, caregiver respite, financial eligibility, Minnesota Statutes, HF1477, residential program licensing, community residential setting, small group home, licensed capacity six or fewer, rental licensing

Transcript Highlights:

• </c><00:37:35.000><c> in</c> we feel that you should be regulated in we feel that you should be regulated
• </c><00:39:19.319><c> and</c> that Minnesota's regulations and that Minnesota's regulations and standards
• by the Department of Commerce to have a sense of trust that what Commerce is doing in regulating our
• </c> what Commerce is doing in in regulating what Commerce is doing in in regulating our<00:41:49.119
• </c> number one um Commerce is the regulator number one um Commerce is the regulator for<00:53:53.839

Bills: HF2335, HF2400, HF2401, HF2522

Keywords: Medicare, health insurance, supplement policies, preexisting conditions, medical assistance, premium classification, real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, continuing education, out-of-state, licensing, commerce, fraud prevention, automobile theft, law enforcement, insurance crimes, 1183

Transcript Highlights:

• Report it favorably to the full Senate with regulation that due pass be printed.
• Derek Burkhalter, I'm a Deputy General Counsel for Texas Department of Licensing and Regulation, and
• Article 706, I learned all this on Google, is what... regulates those systems.
• And then second, there may be some regulations that are... reasonable.
• One company had my house insurance, another one my umbrella, another one my automobiles.

Bills: SB213, SB378, SB610, SB681, SB918, SB1172, SB1252, SB1343, SCR8

Keywords: SB 213, Texas insurance, Insurance Code, Chapter 551, Chapter 541, bundling, tying arrangement, cross-selling, homeowners insurance, residential property insurance, auto insurance, personal automobile insurance, consumer protection, unfair trade practice, deceptive insurance practice, property and casualty insurer, Lloyd's plan, county mutual, reciprocal exchange, farm mutual