Video & Transcript Research : 'actuarial rates'

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WA
WA

Washington 2025-2026 Regular Session

House Labor & Workplace Standards Feb 20th, 2026 at 10:30 am

Labor & Workplace Standards

Transcript Highlights:
  • Rates are set using actuarial principles and must be designed to limit fluctuations and encourage accident
  • Senate Bill 6136 requires L&I to publish the actuarial indicated rate for each workers' compensation
  • If L&I limits the maximum premium rate increase for any class below that actuarially indicated rate,
  • And basically, last year L&I had an actuarial rate that was an average of 13%.
  • Last year, L&I had an actuarial rate that was an average of 13%.
Bills: SB6136, SB6188, SB5944
Keywords: workers' compensation, industrial insurance, premium rates, rate transparency, actuarial rates, contingency reserves, Department of Labor and Industries, L&I, risk classifications, employer premiums, insurance regulation, rate setting, premium increase limits, workers' compensation advisory committee, retrospective rating, state insurance fund, accident and medical aid funds, SB 6188, asbestos, asbestos training
Summary: The Labor and Workplace Standards Committee held public hearings on several Labor and Industries-related bills. SB 6039 would allow L&I to send notices electronically, with an opt-out option for recipients; the sponsor and L&I described it as a simple modernization and transparency measure. SB 6136 would require L&I to publish actuarially indicated workers’ compensation rates and explain when rate increases are capped below those levels; the sponsor said it would show when reserve funds are used to hold rates down and improve transparency. SB 6188 would expand L&I’s authority to set asbestos certification rules beyond only those specifically required to match federal law; the sponsor and L&I said it was needed to strengthen worker safety and training standards, while a business group raised concern about diverging from federal rules. SB 6014 would make technical fixes to pregnancy and postpartum workplace accommodation law, including a public records exemption for complainants and participants in investigations and a correction to a cross-reference so basic accommodations remain protected without a doctor’s note requirement; a supportive witness said it restored the intended standard and protected privacy. SB 6058 would give L&I discretion to investigate wage complaints under the Wage Payment Act and allow penalties for willful violations when the department initiates an investigation; L&I supported the bill and requested an amendment already adopted in the House companion to reduce costs and avoid conflict with another wage recovery bill. The committee then took executive action on five bills. E2SSB 5061, requiring annual prevailing wage adjustments in public works contracts, was amended to allow a change order only when the wage increase exceeds 5% and to delay the effective date to July 1, 2028; the committee adopted the effective-date amendment but rejected the change-order amendment, then passed the bill 7-2. SSB 5874, allowing ESD to waive penalties for minor unemployment insurance reporting errors, passed 9-0. SB 5944, making missed-appointment payments part of bargained compensation for language access providers, also passed 9-0. SSB 5972, expanding binding interest arbitration for correctional officers in city and county jails regardless of county size, had two proposed amendments to limit the binding effect and require consideration of employer finances; both were rejected, and the bill passed 8-1. ESSB 6302, requiring L&I to investigate possible misclassification when three or more independent contractors perform finishing work on a public works project, passed 9-0. The committee then adjourned.
WA
WA

Washington 2025-2026 Regular Session

House Labor & Workplace Standards Feb 24th, 2026 at 10:30 am

Labor & Workplace Standards

Transcript Highlights:
  • out of statute and align it with best practices in accounting and actuarial rate setting.
  • premium rate below the actuarially indicated rate for any risk class and when doing so results in a premium
  • the bill that requires the Department of Labor and Industries to publish the actuarial indicated rate
  • below the actuarially indicated rate for any risk class and when doing so results in a premium rate
  • And annual published actuarial indicated rates for each workers' compensation risk classification as
Bills: SB6134, SB6136, SB6188
Keywords: unemployment insurance, UI benefits, striking workers, strike, labor dispute, retroactive wages, overpayment assessment, overpayment recovery, Employment Security Department, ESD, claimant notice, benefit recoupment, Washington unemployment law, worker notice, federal unemployment tax credit, state unemployment fund, workers' compensation, industrial insurance, premium rates, rate transparency
Summary: The Labor and Workplace Standards Committee held public hearings on several labor-related bills. Senate Bill 6197 would change plumbing license suspension standards from three violations in three years to five violations in five years, remove the requirement that the Advisory Board of Plumbers recommend suspension, and require L&I enforcement updates; the sponsor and industry witnesses said the revised version was stakeholder-supported, though some wanted clarification about how prior infractions would be treated. Senate Bill 6134 would require the Employment Security Department to notify striking workers applying for unemployment benefits that they may later owe overpayments if they receive retroactive wages; testimony generally supported the bill as a safeguard. Senate Bill 5292 would replace the PFML program’s statutory look-back premium formula with a forward-looking actuarial rate-setting method while keeping the 1.2% cap; labor, business, and advisory board witnesses supported it, while one policy witness supported the rate-setting change but opposed the added four-month reserve requirement. Senate Bill 6106 would amend the state WARN-style layoff notice law to exempt tribes and protect employee names and addresses from public disclosure; ESD and business supported the privacy and tribal-government changes, while agricultural witnesses asked for a separate seasonal agriculture fix. The committee also heard testimony on SB 6197 from plumbing industry groups, with support for stronger enforcement but disagreement over retroactive treatment of infractions. In executive session, the committee acted on six bills. It adopted amendments and reported out Engrossed Second Substitute Senate Bill 5847, which expands access to medical care in workers’ compensation, including allowing some out-of-network attending providers and authorizing additional claims managers; the bill passed 7-2. Substitute Senate Bill 6014, a cleanup bill correcting a date typo and protecting sensitive L&I records from public disclosure, passed unanimously. Substitute Senate Bill 6039, allowing L&I to use electronic communications while preserving a non-electronic option, also passed unanimously. Engrossed Senate Bill 6058, giving L&I discretion to prioritize wage complaints, passed unanimously after a clarifying amendment. Senate Bill 6136, requiring publication of actuarial indicated workers’ compensation rates and disclosure when rates are set below those levels, passed unanimously. Senate Bill 6188, which would expand L&I’s asbestos rulemaking authority, passed 6-3 after the committee rejected an amendment that would have restored current-law limits and tied rules to the EPA model plan.
OK
OK

Oklahoma 2026 Regular Session

Insurance REVISED: Link Added Feb 17th, 2026 at 03:00 pm

Insurance

Transcript Highlights:
  • regulate insurance rates?
  • to lower rates.
  • rate that's being filed, it has no impact on that rate that's being filed.
  • An insurer should already have performed actuarials to justify why they're raising the rates, and we're
  • Insurance companies have their own actuaries, staff actuaries.
Bills: HB3048, HB3259, HB3646, HB3696, HB3780, HB3781, HB3802, HB3818, HB4294, HB4488, HB2929
Keywords: insurance, nonadmitted insurers, surplus lines, insurance regulation, Oklahoma, health insurance, contracting entities, medical providers, enrollment, beneficiary rights, property and casualty, rates, filing, Insurance Commissioner, regulation, property, regulations, actuary, rate filing, independent review
MN
MN

Minnesota 2025-2026 Regular Session

House State Government Finance and Policy Committee 4/16/26

State Government Finance and Policy

TX
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 23rd, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • In short, this bill is a thoughtful compromise informed by extensive actuarial analysis. ...analysis,
  • Would it be OK if I had our staff actuary come up and answer that?
  • Because I'm not the actuary, I don't have the technical pension expertise.
  • It does not mandate a contribution rate increase.
  • And as long as we're fully covering the actuarial cost of the benefit, it's a fantastic bill.
Bills: HB886, HB1514, HB2434, HB2688, HB2802, HB3161, HB3221, HB4029, HB4339, HB4591, HB4774, HB4802, HB4853, HB5627, SB1737
Keywords: retirement, supplemental payment, benefits, Employees Retirement System, eligible annuitants, legislation, annuity, service credit, Employees Retirement System of Texas, employee benefits, pension reform, public retirement systems, municipality pensions, firefighters, police officers, retirement age, DROP program, actuarial studies, pension benefits, municipal retirement
TX
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 23rd, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • The actuarial cost is reported by TRS to be $806 million, and their reported actuarial cost, of course
  • We'll let them use the minimum rate.
  • Here, we're just adjusting the rate.
  • rate.
  • It's not just an interest rate.
Bills: HB886, HB1514, HB2434, HB2688, HB2802, HB3161, HB3221, HB4029, HB4339, HB4591, HB4774, HB4802, HB4853, HB5627, SB1737
Keywords: retirement, supplemental payment, benefits, Employees Retirement System, eligible annuitants, legislation, annuity, service credit, Employees Retirement System of Texas, employee benefits, pension reform, public retirement systems, municipality pensions, firefighters, police officers, retirement age, DROP program, actuarial studies, pension benefits, municipal retirement
KY
KY

Kentucky 2025 Regular Session

Public Pension Oversight Board (12-12-25) - Part 1

Transcript Highlights:
  • ><c> actuary</c><00:24:34.200><c> GRS</c> actuarial analysis, the actuary GRS actuarial analysis, the
  • </c><00:30:53.520><c> return</c> rate assumed rate of investment return rate assumed rate of investment
  • actuarial practice called direct rate smoothing. study they recommended study they recommended that<
  • The witness explained that actuaries use a 5-year rolling average and an actuarial investment rate of
  • Yes, it's above and beyond that fixed statutory rate. >> Above and beyond the actuarially required contribution
Keywords: Meeting Start: 00:00:00 Attendance Roll Call: 00:00:12 Approval of Minutes: 00:01:34 Actuarial Valuation Update – KPPA: 00:02:10 Actuarial Valuation Update – TRS: 00:25:32, 958, all
Summary: The meeting began with roll call, confirmation of a quorum, and approval of the prior minutes. The main presentation was from KPPA officials Ryan Barrow and Erin Saratt on the annual actuarial valuations for the retirement and insurance systems. They said the systems’ funding status improved overall, with three of five insurance funds fully funded, CERS hazardous dropping from over 100% funded to 90.9% because of premium changes, and KRS receiving $650 million in supplemental funding over the biennium. They also reported strong investment returns above assumed rates, higher payroll and membership counts, and resulting actuarial losses tied to higher salaries and premiums, especially on the insurance side. Members asked several questions about what drove the actuarial losses and whether legislation affected them. KPPA said the CERS insurance loss was driven by premium increases and Senate Bill 10, while the pension-side losses were largely due to higher payroll and benefits for Tier 1 and Tier 2 members. They explained that new Tier 3 employees are designed to add no additional unfunded liability, and that the state administers the systems but does not directly control all hiring. Questions also focused on retiree health premiums, which KPPA said rose about 15% for non-Medicare retirees and 38% for Medicare retirees, with the increase attributed to utilization, prescription costs, and the Inflation Reduction Act. The committee then heard from TRS Deputy Executive Secretary and General Counsel Beau Barnes on the 2025 TRS actuarial valuation. He reported that the Retirement Annuity Trust and Health Insurance Trust both received full funding, the retirement trust’s funded ratio improved to 61%, TRS 4 remains well funded with no liability, and the health insurance trust improved to 89.1%. Barnes said TRS is on track to fully fund legacy liabilities within the amortization period, with 2044 as the point when the system reflects 100% funding and 2046 as the last year needing additional dollars for the legacy liability. He also explained that lower assumed investment returns and updated mortality assumptions increased liabilities, but that TRS uses direct rate smoothing for budgeting purposes. At the end of the meeting, the chair circulated a proposed set of “do’s and don’ts of pensions,” emphasizing that future legislation should not create unfunded liabilities. Barnes also noted he would later discuss several legislative proposals for the 2026 session, but the transcript provided ends before that discussion or any votes on those proposals.
KY
KY

Kentucky 2026 Regular Session

Public Pension Oversight Board (11-20-23)

KY
KY

Kentucky 2026 Regular Session

Public Pensions Oversight Board (4-24-23)

OK
OK

Oklahoma 2026 Regular Session

Commerce and Economic Development Oversight REVISION 2: HB3127 - Added Mar 5th, 2026 at 10:30 am

Commerce & Economic Development Oversight

Transcript Highlights:
  • As we all know, in the headlines, we are looking at the highest insurance rates in Oklahoma for homeowner's
  • It also gives some power to the insurance commissioner to determine to do a check to see if the rates
  • do appreciate the clarification and when it comes to having the test be administered at an earlier rate
Bills: HB3783, HB2955, HB3802, HB4488, HB2471, HB3781, HB3127
Keywords: HB3783, plumbing apprentice, endorsed apprentice, endorsed plumbing apprentice, journeyman plumber, plumbing license, Construction Industries Board, Committee of Plumbing Examiners, apprenticeship, trade license, vocational education, occupational licensing, professional licensing, Title 59, Plumbing License Law of 1955, licensure exam, journeyman examination, apprentice registration, plumbing industry regulations, administrative penalty
OK
OK

Oklahoma 2026 Regular Session

Appropriations and Budget Health Subcommittee Feb 9th, 2026 at 04:30 pm

A&B Health Subcommittee

Transcript Highlights:
  • Representative Marty, are you aware that the speaker and I have requested an actuary to be done on this
  • House Bill 360 is a request bill from the hospital association to extend the existing rate floor on managed
Bills: HB4329, HB3016, HB4118, HB3066, HB3649, HB3650
Keywords: dental insurance, claims, medical necessity, appeal procedures, dentist reimbursement, education, vision screening, binocular vision, kindergarten, elementary education, health, family caregiver, tax credit, activities of daily living, elderly care, Oklahoma tax law, HB3066, Health Care Workforce Training Commission, workforce recruitment, health care workforce
KY
KY

Kentucky 2026 Regular Session

Public Pensions Oversight Board (5-22-23)

MN
MN

Minnesota 2025-2026 Regular Session

House Energy Finance and Policy Committee 3/10/26

Energy Finance and Policy

Transcript Highlights:
  • </c> great job of controlling rate increases. great job of controlling rate increases.
  • </c> to adjust and reasonable rate of return. to adjust and reasonable rate of return.
  • Our rates are fair and reasonable.
  • how the PUC is to consider a utility's request for a rate of return in that rate case.
  • How would that help with rate like? How would that help with rate cases?
Bills: HF3458, HF3777, HF3778, HF3912
Keywords: electric utilities, service areas, Tribal lands, Minnesota statute, energy regulation, utility rates, public utilities, Public Utilities Commission, PUC, ratepayer, consumer protection, affordable energy, energy affordability, ability to pay, just and reasonable rates, rate regulation, electric rates, natural gas rates, energy conservation, renewable energy
TX
TX

Texas 89th Regular

Water, Agriculture, and Rural Affairs May 12th, 2025

Water, Agriculture and Rural Affairs

Transcript Highlights:
  • However, in some cities, municipally owned utilities adopt increased rates charged to tax-exempt entities
  • House Bill 685 keeps a municipality from adopting an increased rate for water or sewer utility service
  • since 2021, have complained about ongoing secondary drinking water contaminants and repeated excessive rate
  • There have been two rate increases, and we received letters saying that there would be maintenance and
  • There's been two rate increases. We're willing to pay for good water.
Bills: HB630, HB685, HB1318, HB2692
Keywords: outboard motors, certificate of title, vessel regulation, Texas Parks and Wildlife Code, marine documentation, HB 685, municipal utility rates, water rates, sewer rates, local government code, rate discrimination, tax-exempt entities, sales tax exemption, ad valorem tax exemption, nonprofit organizations, charitable organizations, municipal water service, municipal sewer service, utility billing, public utilities
Summary: The Senate Committee on Water, Agriculture, and Rural Affairs met with no quorum at the start, but later reached quorum and took up several bills. House Bill 2692, codifying the San Antonio River Authority’s enabling legislation and making non-substantive modernization changes, received brief supportive testimony from the River Authority and was left pending before later being voted out favorably. House Bill 685, which would prevent municipalities from charging higher water or sewer rates to tax-exempt entities than comparable customers, also drew support and was reported favorably. House Bill 1318, clarifying compensation issues when a municipality decertifies part of a retail water utility’s service area, was heard without opposition and passed out of committee. House Bill 630, exempting certain older outboard motors from title requirements, likewise passed and was placed on the local and uncontested calendar. The committee spent the most time on Senate Bill 2497, relating to filtration systems for certain public drinking water systems. Senator Zaffirini described the bill as a response to ongoing secondary water quality complaints, while TCEQ testified that such contaminants are aesthetic rather than health-based and that the water remains safe to drink if primary standards are met. The Texas Rural Water Association opposed the bill as written, arguing filtration may not solve most water quality problems and could be costly for small systems, while a consumer witness from Floresville supported it and described repeated rate increases and brown water after a filtration system was removed. Members discussed narrowing the bill through a committee substitute and emphasized the need for flexibility and technical expertise; the committee substitute was adopted and the bill was reported favorably, with Senator Kolkhorst later asking to be recorded as voting no. The committee also heard Senate Bill 2850, which would create a pollinator task force to study habitat loss, public education, and best practices for protecting bees and other pollinators. Senator Menendez and invited witness Erica Thompson of Texas BeeWorks highlighted major colony losses and the economic importance of pollinators to Texas agriculture, and Environment Texas and the Texas Beekeepers Association supported the measure. Members discussed monarch butterflies, native grasses, milkweed, and conservation efforts, and the bill was reported favorably and sent to the local and uncontested calendar. After testimony, the committee also voted out several pending items, including House Bill 5560 with a committee substitute addressing water-loss penalties and infrastructure improvements, and then recessed subject to the call of the chair.
TX
TX

Texas 89th Regular

Senate Committee on Water, Agriculture, and Rural Affairs May 12th, 2025

Water, Agriculture and Rural Affairs

Transcript Highlights:
  • However, in some cities, municipally owned utilities adopt increased rates charged to tax-exempt entities
  • House Bill 685 prevents a municipality from increasing the rate for water or sewer utility service on
  • That qualify for a sales tax or ad valorem tax exemption that is higher than the rate established for
  • Water contaminants and repeated excessive rate increases.
  • There's been two rate increases. We're willing to pay for good water. We have tailored this down.
Bills: HB630, HB685, HB1318, HB2692
Keywords: outboard motors, certificate of title, vessel regulation, Texas Parks and Wildlife Code, marine documentation, HB 685, municipal utility rates, water rates, sewer rates, local government code, rate discrimination, tax-exempt entities, sales tax exemption, ad valorem tax exemption, nonprofit organizations, charitable organizations, municipal water service, municipal sewer service, utility billing, public utilities
OK
OK

Oklahoma 2026 Regular Session

Business and Insurance 2ND REVISED Mar 5th, 2026 at 09:30 am

Business and Insurance

Transcript Highlights:
  • They don't have any control over what the tax rate would be on their products.
  • It's a variable rate. They don't have any control. They don't have Any way to foresee that?
  • land on something that I think will will protect consumers here in Oklahoma help hedge some of these rate
  • We currently have a use-and-file system, which means that carriers can effectively change rates, and
  • costs will trickle down and for all of us, whether it's homeowners or business insurance, can see rates
Bills: SB1241, SB1242, SB1442, SB1592, SB1623, SB1625, SB1913, SB1940, SB1949, SB2102, SB592, SB992
Keywords: ticket sales, resale, consumer protection, fraud, bots, transparency, refunds, event tickets, medical marijuana, cannabis, marijuana license, commercial grower, grow operation, bond requirement, land reclamation fee, revolving fund, environmental remediation, redevelopment, Oklahoma Medical Marijuana Authority, OMMA
OK
OK

Oklahoma 2026 Regular Session

Business and Insurance 2ND REVISED Mar 5th, 2026

Business and Insurance

Transcript Highlights:
  • They don't have any control over what the tax rate would be on their products.
  • Also on tips and gratuities, that's a variable rate. They don't have any control.
  • It's a variable rate. They don't have any control. They don't have any way to foresee that.
  • We currently have a use-in-file, which just means those carriers can effectively change rates and then
  • We have a use-in-file, which just means those carriers can effectively change rates and then they get
Bills: SB1241, SB1242, SB1442, SB1592, SB1623, SB1625, SB1913, SB1940, SB1949, SB2102, SB592, SB992
Keywords: ticket sales, resale, consumer protection, fraud, bots, transparency, refunds, event tickets, medical marijuana, cannabis, marijuana license, commercial grower, grow operation, bond requirement, land reclamation fee, revolving fund, environmental remediation, redevelopment, Oklahoma Medical Marijuana Authority, OMMA
Summary: The Business and Insurance Committee considered a series of bills focused on credit card interchange fees, insurance regulation, alcohol licensing, utility contractor authority, medical marijuana bonding, and business liability. Senators Thompson’s SB 2102 and SB 1940 sought to limit swipe fees on large financial institutions and on taxes and tips, respectively; both passed after questions about the asset thresholds and their impact on merchants and banks. SB 1625, by Senator Fricks, would let the Oklahoma Insurance Department prepare impact analyses on health benefit plan legislation, and passed unanimously. SB 1442, by Senator Dossett, lowered distiller licensing fees, created a microdistillery license, and restored a liability insurance proof requirement through an amendment; it passed 11-0. SB 1623, by Floor Leader Daniels, would revise the state credit union charter and passed 11-0. SB 1242, by Senator Hamilton, increased the bond required for medical marijuana grows from $50,000 to $100,000 and passed 10-0. The committee also heard SB 1949 from Senator Logan, which would allow utility contractors to work closer to buildings on private property, up to five feet from structures, instead of stopping at the property line. The bill drew extended questioning from Senator Brooks about permitting, training, liability, and the relationship between utility contractors and plumbers; an industry representative testified that utility contractors already do much of the work under licensed plumbers and that the bill would reduce costs and speed projects, especially in rural areas. SB 1949 passed 8-2. Senator Reinhardt’s SB 1592 and SB 1913, both insurance-related committee substitutes, were described as ongoing negotiations aimed at homeowner insurance transparency and consumer protections; members were told the bills were still being refined, but both passed, 9-1 and 10-0, respectively. Additional measures included SB 592, which would let distributors issue credits to retailers after repeated product replacements, aimed at reducing losses from poor inventory control at large retailers; it passed 9-0. SB 992 would provide civil liability protection for businesses and property owners when violent criminal acts occur on their premises, except in cases of gross negligence; it prompted debate over gun-free zones, security, insurance, and whether the bill would reduce incentives for safety measures, but passed 5-3. Finally, SB 1241 created the Oklahoma Fraud and Ticketing Accountability Act to address fake tickets, bots, deceptive resale websites, and venue liability in the live-event market; supporters included arts venues, and the bill passed 8-0. The committee adjourned after completing its agenda.
OK
OK

Oklahoma 2026 Regular Session

Retirement and Government Resources REVISED Feb 17th, 2026 at 10:30 am

Retirement and Government Resources

Transcript Highlights:
  • It passed 8-0 and was referred to the actuary.
  • The increase from the actuarial came back as unfunded actuarial liability, amount of contribution increase
  • There's no actuarial expense to that.
  • Has it helped to take and reduce the turnover rate?
  • They're going to pay back when they're at the rate that they're at Today or the rate that five years
Bills: SB134, SB1356, SB1407, SB1611, SB1639, SB169, SB1722, SB182, SB1870, SB2039, SB432, SB609, SB715, SB716
Keywords: retirement, public employees, reemployment, benefit adjustment, Oklahoma Public Employees Retirement System, state government, OMES, Office of Management and Enterprise Services, Department of Labor, Department of Veterans Affairs, Department of Rehabilitation Services, civil service, human capital management, state employee disputes, whistleblower, veterans employment, veterans placement, fleet management, state fleet, motor vehicles
KY
KY

Kentucky 2026 Regular Session

KY Health & Human Services Delivery System Task Force (8-22-23)

HI
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Thu Apr 9, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • /c><01:14:09.640><c> case</c><01:14:10.000><c> was</c> rates outside of the rate case was rates outside
  • a rate case.
  • More contentious rate cases means more expensive rate cases.
  • rate increases.
  • </c> rate case. rate case.
Bills: SB3302, SB2061, SB2050, SB2102, SB2694, SB2089, SB847
Keywords: SB3302, homemade food products, farm kitchens, home kitchens, Department of Health, DOH, food safety, food labeling, value-added agriculture, small farms, agricultural land, commercial food establishment permit, cottage food, direct-to-consumer sales, local food systems, Hawaii Revised Statutes, chapter 91, farm-to-table, food processing, public health regulation
Summary: The committee on Consumer Protection and Commerce met on April 9, 2026, and heard testimony on several measures. SB 3302 SD1 HD1, dealing with homemade food products, would require the Department of Health to adopt rules for farm kitchens producing homemade food products that are no more stringent than rules for home kitchens. The Department of Health said it supported the bill with technical amendments, and the Hawaii Food Industry Association and Grassroot Institute of Hawaii also supported it. No opposition was heard. A lengthy discussion focused on SB 2061 SD2 HD1, which concerns a 99-year leasehold residential condominium project and HCDA’s rules for sales, income restrictions, and buyback pricing. HCDA supported the bill and said the House draft clarified unclear provisions and would help move the project to pre-sales. Testimony and committee questions centered on whether the project should remain owner-occupied in perpetuity or allow investor purchases after an initial sales period. HCDA explained that the bill was revised to make the project feasible in the market, that 60% of units would be income-restricted for buyers at or below 140% of area median income, and that the remaining units could be sold without owner-occupancy restrictions. Some members and testifiers expressed concern that the bill had shifted away from the original owner-occupancy vision and could become an investment property model, while others argued the changes were necessary for the project to pencil out and compete with fee-simple developments. No vote was taken during the discussion shown. The committee also heard SB 2050 SD1 HD1, which would allow chiropractic students in accredited programs to engage in clinical practice beginning July 1, 2028. The Hawaii Board of Chiropractic and the Hawaii State Chiropractic Association supported the measure, and one testifier described personal experience with student chiropractic care in California. Members questioned why the board requested delaying implementation until 2030, and the board said it needed more time to develop rules because it meets only a few times a year and rulemaking is lengthy. Finally, SB 2102 SD2 HD1, on industrial hemp in commercial feed, was introduced; the Department of Agriculture and Biosecurity offered comments, the Department of Health raised concerns about regulating pet food and possible jurisdictional conflict, and a farmer testifying in support suggested narrowing the bill to federally approved livestock feed rather than pet food.