Video & Transcript Research : 'Texas insurance code'

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TX

Texas 89th Regular

Business and Commerce Mar 11th, 2025

Business & Commerce

Transcript Highlights:
  • regarding the fire code.
  • I represent Texas Appleseed.
  • Last fall across North Texas, customers with homeowner's insurance from a particular insurer received
  • flood insurance, and personal umbrella insurance policies from the bill.
  • Or an affiliated insurer or agent.
Summary: The Senate Committee on Business and Commerce met with a quorum and took up several pending bills, first reporting SB 1006 favorably after adopting a committee substitute that adds quarterly ZIP-code-level reporting to TDI on insurer declinations, cancellations, and nonrenewals. The committee also adopted substitutes and favorably reported SB 388, which adds nuclear to a credit program and excludes batteries from the dispatchable definition; SB 917; SB 504, which narrows reporting requirements for certain local entities, raises a salary threshold, and authorizes AG injunctive relief; SB 925, which clarifies that federal match dollars are included in a PLA-related prohibition; and SB 815, which removes downcoding references and focuses on AI use in prior authorization. SB 815 advanced on an 8-2 vote, while SB 388 advanced 6-3 and the others were reported 9-0 or 6-0 as noted. The committee then heard testimony on SB 378, which would prohibit aestheticians and cosmetologists from administering injections or using prescriptive medical devices unless legally authorized and would clarify TDLR disciplinary authority. The author and a retired neurosurgeon testified that unsafe, unauthorized injections pose real patient risks, and a TDLR witness said the bill addresses a long-standing regulatory gap. SB 378 was left pending after testimony. The committee also heard SB 1252, aimed at reducing municipal permitting barriers for residential backup power systems; the author and industry witnesses said city permitting is costly and inconsistent, while municipal utility representatives and advocates said the substitute preserved safety and utility oversight. That bill was also left pending. Additional bills heard but left pending included SB 1172, which would let LPs and LLCs sell their own property without a real estate license; SB 681, which would extend engineer license renewal periods and apply similar flexibility to engineering firms; SB 918, a TDLR cleanup bill for orthotics and prosthetics exemptions; SB 1343, which would require data brokers to post a clear link explaining Texans’ privacy rights and how to exercise them; SB 213, which would prohibit forced bundling of residential property and auto insurance while preserving voluntary discounts; SB 610, which would codify TDLR’s anti-trafficking unit; and SCR 8, expressing opposition to a central bank digital currency over privacy, security, and financial-stability concerns. Public testimony on SB 1343 and SB 213 was generally supportive, with consumer and advocacy groups emphasizing privacy, competition, and survivor safety, and the committee closed the day with those measures and others left pending.
TX
Transcript Highlights:
  • Texas 400, and the Texas Physicians for Patients PAC.
  • There's National Electric Code requirements. There's requirements regarding. the fire code.
  • I represent Texas Appleseed.
  • flood insurance and personal umbrella insurance policies from the bill.
  • insurer or agent.
TX
Transcript Highlights:
  • All PBMs are operating the same way in Texas.
  • Those bills are now found in subchapters L and M of chapter 1369 of the Texas Insurance Code.
  • Our footprint is in northwest Central Texas.
  • My name is Sheila Hemphill with Texas Right to Know.
  • He's with the Texas Dermatology Society.
TX
Transcript Highlights:
  • CASA of West Texas has been involved... in West Texas together and the collaboration in this community
  • Sheila Hemphill with Texas Rate to Know.
  • The Texas Ambulance Association is a statewide organization across the state of Texas, and we appreciate
  • I'm the president and CEO of the Texas Association of Business. We're the Texas State Chamber.
  • So I represent Texas Oncology.
TX

Texas 89th Regular

Health and Human Services (Part II) Mar 5th, 2025

Health & Human Services

Transcript Highlights:
  • Um, COSA of West Texas has been involved, um, in West Texas together and the collaboration in this community
  • Texas Ambulance Association is a statewide organization across the state of Texas, and we appreciate
  • As the president-elect of Texas EMS I'm here representing, uh, Texas I'm sorry, President-elect of Texas
  • I'm the president and CEO of the Texas Association of Business. We're the Texas state chamber.
  • Um, so, uh, I represent Texas Oncology.
TX

Texas 89th Regular

Insurance Mar 26th, 2025

Insurance

Transcript Highlights:
  • For over a hundred years, the Texas Insurance Code has included anti-rebating laws which prohibit insurance
  • All right, the chair calls Jennifer Cowley from the Texas Association of Life and Health Insurers.
  • We show you as Jennifer Cowley, Texas Association of Life and Health Insurers.
  • So, for Texas to encourage more prescribed burning on private lands, Texas needs more certified, insured
  • Recently from TDI, there's only one insurance company in the entire state of Texas that meets the Texas
TX

Texas 89th Regular

Insurance Mar 26th, 2025

Insurance

Transcript Highlights:
  • about 1,100 insurance agencies across the state of Texas.
  • Again, John Schnauz, Insurance Council of Texas.
  • Sections 542 and 541 of the insurance code.
  • insurance code.
  • want to write insurance in Texas anymore.
TX
Transcript Highlights:
  • First up is John Schnautz, Insurance... ...Council of Texas and Ware Wendell, Texas WATCH.
  • It's all of Chapter 559 of the insurance code.
  • Last session, Texas WATCH compiled data on the impact of auto appraisal for Texas insured.
  • The Texas Department of Insurance on our website advises.
  • Risk pools are not in the insurance code currently.
TX

Texas 89th Regular

Insurance Apr 2nd, 2025

Insurance

Transcript Highlights:
  • Texas is one of the most expensive markets... for homeowners insurance nationwide.
  • The Texas Fair Plan Association pays premium and maintenance taxes to the Texas Department of Insurance
  • We show you registered, Beeman Floyd, Texas Coalition of Affordable Insurance Solutions.
  • Texas insurance code has never enforced insurance providers to pay for all adverse consequences of a
  • Insurance coverage is, of course, important, but it also implies the creation of insurance codes for
TX

Texas 89th Regular

Insurance Apr 2nd, 2025

Insurance

Transcript Highlights:
  • I represent the Texas Coalition for Affordable Insurance Solutions. Insurance solutions.
  • I represent the Insurance Council of Texas.
  • David Durden, General Manager, Texas Windstorm Insurance Association.
  • This is Beeman Floyd, Texas Coalition for Affordable Insurance Solutions.
  • Beaman Floyd, Texas Coalition for Affordable Insurance Solutions.
TX
Transcript Highlights:
  • separate section of the insurance code, creating its own code regarding this.
  • Members, the Texas Insurance Code provides that after a two-year contestability period, an insurance
  • The case, however, ruled that despite the plain language of the insurance code, a life insurer must prove
  • This model, I believe, is a win-win for Texas and Texas. taxpayers, and good for the insured folks along
  • Currently, the Texas Windstorm Insurance Association, that is TWIA, of course, and the Texas Fair Plan
TX
Transcript Highlights:
  • Texas, where my brother lives and my sister in Cedar Park, Texas.
  • Texas is about openness.
  • , Mission, Department of Family and Protective Services, Texas Department of Insurance, Texas Department
  • It also makes conforming changes to relevant codes for agriculture, human resources, insurance, labor
  • , and transportation code.
TX

Texas 89th Regular

Economic Development May 12th, 2025

Economic Development

Transcript Highlights:
  • And these are Texas independence markers? Pardon? These are Texas independence markers? Yes.
  • , including the Texas Declaration of Independence, the Texas Constitution, and the Victory or Death letter
  • Commission to develop a plan to display the Texas Constitution, the Texas Declaration of Independence
  • , Department of Family and Protective Services, Texas Department of Insurance, Texas Department of Workers
  • for agriculture, human resources, insurance, labor, and transportation code.
Summary: The Senate Economic Development Committee met without a quorum, so no votes or formal actions were taken. The chair laid out several bills and resolutions for explanation and public testimony, with each item left pending subject to the call of the chair. Early items included House Bill 1240, a cleanup measure to create a single uniform definition of the Texas-Mexico border region across state law, and House Bill 2768, which would establish an IT apprenticeship credential through junior colleges and technical institutions to help fill state government technology jobs. The committee also heard House Concurrent Resolution 90, which would encourage establishing a Texas trade and investment office in Jerusalem. Testimony on the resolution was sharply divided: one witness opposed it on foreign policy and values grounds, while a Texas Association of Business representative strongly supported it, citing Israel’s innovation and trade potential. Another major item was House Bill 4187, a committee substitute for legislation affecting the Texas Historical Commission; the sponsor described changes expanding use of trust fund money for historic sites, allowing more affiliated nonprofits, clarifying retail operations, and creating a framework for training and consistent interpretation at historic sites. A Texas Historical Commission witness explained that the bill would shift responsibility for maintaining many state-owned historical markers and monuments, including markers on private land, to the commission. Additional measures included House Bill 2788, which would shield Texas Workforce Commission fraud-prevention methods from public information requests; House Bill 5032, directing state agencies to plan for public display of the Texas Declaration of Independence, Texas Constitution, and the Victory or Death letter at the Capitol Complex; House Bill 3146, which would eliminate outdated memoranda-of-understanding requirements for certain State Office of Administrative Hearings arrangements; and House Bill 4815, a cleanup bill modernizing economic development statutes, revising the Made in Texas standard to 51% Texas-origin content, repealing the Governor’s Broadband Development Council, and making other conforming changes. The committee ended by recessing, with members indicating they would likely vote on pending business later when a quorum was available.
TX

Texas 89th Regular

Insurance Apr 30th, 2025

Insurance

Transcript Highlights:
  • This is outlined in the Texas Insurance Code.
  • Yeah, I know how much you've had to do with the insurance code in Texas and all that stuff.
  • Insurance Code 1458.
  • The Texas Insurance Code provides coverage for telemedicine services but does not explicitly include
  • I am with the Texas Association of Public Insurance Adjusters.
TX

Texas 89th Regular

Insurance Apr 30th, 2025

Insurance

Transcript Highlights:
  • Insurance will come to order. The clerk will call the roll. Dean. That's it.
  • Members, healthcare provider insurance credentialing is a process by which insurers validate the qualifications
  • The Texas Department of Insurance requires an insurer to determine a provider's eligibility within 90
  • Interested is Corey Rose from the Texas Car Project Association.
  • I am a chiropractor that practices in New Braunfels, Texas.
TX

Texas 89th Regular

Business and Commerce May 15th, 2025

Business & Commerce

Transcript Highlights:
  • Members, the Texas Insurance Code provides that after a two-year contestability period, an insurance
  • A 2023 Texas Supreme Court case, however, ruled that despite the plain language of the Insurance Code
  • , a life insurer must prove intent to deceive by the insured during the... ...the Texas Insurance Code
  • , a life insurer must prove intent to deceive by the insured during the... ...the Texas Insurance Code
  • insurance. ...the Texas Insurance Code provides that after a two-year contestability period, an insurance
Summary: The committee first handled pending business, including reconsidering SB 715 and then voting out several measures. The committee substitute for SB 1978 was reported favorably, and HB 431, HB 1522, HB 1922, HB 3228, HB 3229, HB 3803, HB 3804, HB 3805, HB 3806, HB 4219, HB 4238, HB 434, HB 1584, and HB 4739 were all reported favorably, many with objections sent to the local and uncontested calendar. HB 1522 and HB 4238 were adopted as committee substitutes before passage. The committee then moved into public testimony on HB 2963, a right-to-repair bill for consumer electronics. Supporters argued it would reduce waste, lower costs, and help independent repair shops by requiring manufacturers to provide parts, tools, and information on fair terms, while opponents said the bill was too broad and the automotive MOU exemption was problematic. The bill was left pending after testimony. The committee also heard HB 2467, which would align State Fire Marshal Office investigators’ pay with other commissioned peace officers at TDI; testimony was strongly supportive, emphasizing the office’s arson-investigation role, and the bill was left pending. HB 252, a bill allowing certain state agencies flexibility to pay Schedule A employees twice monthly, was laid out and left pending after limited testimony. HB 2468, dealing with public improvement district notice in real estate transactions, would let buyers terminate within seven days if required PID notice was not provided before contract execution; it drew no public testimony and was left pending. HB 4386, an annuity exchange and surrender process bill, was presented as a consumer-protection measure with deadlines and penalties for insurer delays; it received support from industry witnesses and was left pending. The committee then heard HB 4751, creating the Texas Quantum Initiative within the Governor’s Office to coordinate quantum research, workforce, industry partnerships, and possible future grant funding. Witnesses from universities and industry supported the bill, while several senators questioned whether a new state structure was necessary; the bill was left pending. HJR 175 proposed a constitutional amendment protecting Texans’ right to use mutually agreed forms of exchange, including cash, bullion, digital currency, or private script, and was discussed at length in the context of central bank digital currency and barter; it was left pending after testimony. HB 2221, updating insurance anti-rebating laws to allow wellness and value-added services, drew supportive testimony from the insurance industry and discussion about incentives versus monitoring; it was also left pending. Finally, the committee heard a series of utility wildfire and infrastructure bills: HB 106, requiring oil and gas operators to maintain certain electrical infrastructure near well sites; HB 144, requiring electric utilities to submit pole inspection and management plans to the PUC; and HB 145, requiring wildfire mitigation plans and allowing self-insurance under certain conditions. Utility, insurance, and cooperative witnesses generally supported the wildfire-related bills while asking for clarifications and less burdensome reporting, and the bills were left pending.
TX

Texas 89th 2nd C.S.

Business and Commerce May 15th, 2025

Business & Commerce

Transcript Highlights:
  • Code to a new separate section of the Insurance Code, creating its own code regarding this fairly new
  • ... ...the Insurance Code, creating its own code regarding this fairly new area within insurance.
  • Members, the Texas Insurance Code provides that after a two-year contestability period, an insurance
  • A 2023 Texas Supreme Court case, however, ruled that despite the plain language of the insurance code
  • This model, I believe, is a win-win for Texas and Texas taxpayers and good for the insured folks along
Summary: The committee first handled pending business, including reconsidering a failed vote on SB 715 and then reporting several measures favorably. SB 1978 was reported from committee on a committee substitute, and a series of House bills — including HB 431, HB 1522, HB 1922, HB 3228, HB 3229, HB 3803, HB 3804, HB 3805, HB 3806, HB 4219, HB 4238, HB 434, HB 1584, and HB 4739 — were moved out of committee, most to the local and uncontested calendar. The votes on these items were overwhelmingly or unanimously in favor, with committee substitutes adopted where applicable. The committee then heard HB 2963, a right-to-repair bill for consumer electronics. The author said the bill would require manufacturers to provide parts, tools, and documentation on fair and reasonable terms while preserving trade secrets and excluding certain categories such as medical devices, motor vehicles covered by an MOU, critical infrastructure, and commercial-only transactions. Supporters from the Texas Public Policy Foundation and Environment Texas argued it would strengthen property rights, help small businesses, and reduce e-waste. Opponents, including representatives of SafeLight Auto Glass and LKQ, said they supported right-to-repair in principle but objected to the bill’s automotive MOU exemption and broader scope, warning it could create uncertainty and leave some manufacturers and repair shops outside the framework. The bill was left pending after testimony. Members also heard HB 2467 on salary parity for State Fire Marshal investigators, HB 252 on allowing some state agencies to pay certain employees twice monthly, HB 2468 on public improvement district notice and a buyer’s right to terminate, HB 4386 on annuity contract exchanges and surrender timelines, HB 4751 creating a Texas Quantum Initiative and related fund, and HJR 175 proposing a constitutional amendment protecting Texans’ ability to use mutually agreed-upon mediums of exchange, including cash, bullion, and digital currency. Testimony on HB 4751 was largely supportive but included questions about whether the state needs a new coordinating structure and funding mechanism for quantum research and commercialization. HJR 175 drew discussion about barter, taxes, and concerns over central bank digital currency. Each of these items was left pending after hearing testimony. The committee also heard HB 2221, which would update insurance anti-rebating laws to allow more wellness and value-added services in life and health insurance, with supporters saying it would encourage healthier behavior without requiring data monitoring. Finally, the committee took up a package of utility and wildfire-related bills from Chairman King’s portfolio: HB 106, requiring oil and gas operators to maintain certain overhead electrical lines; HB 144, requiring utilities to submit pole inspection and management plans to the PUC; and HB 145, requiring wildfire mitigation plans and allowing utilities to self-insure under certain conditions. Utility, co-op, and insurance representatives generally supported the safety and resiliency goals of HB 144, while asking for clarifications and less frequent reporting; HB 145 was introduced as a broader wildfire-risk and liability measure. These bills were also left pending after testimony.
TX

Texas 89th Regular

Insurance Apr 17th, 2025

Insurance

Transcript Highlights:
  • HB4877 makes technical and clarifying changes to Chapter 462 of the Insurance Code relating to the Texas
  • Have you registered as Jay Thompson, Insurance Council of Texas, for HB4877? That's correct.
  • We do not condone in any way billing fraud against health insurers, and neither does the state of Texas
  • , which makes such acts illegal under Chapter 35 of the Texas Penal Code.
  • And you are with the Texas Association of Life and Health Insurers, right?
TX
Transcript Highlights:
  • They're considering investing literally billions of dollars in Texas.
  • Growth in Texas is not new.
  • Let's go over to East Texas, Lufkin and Natchitoches.
  • We want that business in Texas. in Texas.
  • And we just need to figure out what is speculative and what's a real deal for Texas and in Texas, requiring
Bills: SB 6, SB6, SB504, SB765, SB815, SB929
TX
Transcript Highlights:
  • in Texas.
  • Non-profits are kind of in the same code as 2254.004 and local government code chapter 1.
  • It is time these health insurers were held accountable by us, the elected representatives of Texas, for
  • So, you know, my questions on this, and one of the things I think in the insurance code and what the
  • This isn't just health insurance; we also see an underwriting of insurance for life.
Bills: SB 6, SB6, SB504, SB765, SB815, SB929