Video & Transcript : 'SBA lending' :
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US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Thursday, June 5, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- SBA.
- Together, the limited number of SBLCs and prudent lending standards that used to be in place at the SBA
- Together, the limited number of SBLCs and prudent lending standards that used to be in place at the SBA
- This bill would cap the number of small business lending company, or SBLC, licenses that the SBA can
- This bill would cap the number of small business lending company, or SBLC, licenses that the SBA can
Keywords:
small business lending company, SBLC, SBA lending, Small Business Administration, section 7 loans, small business loans, loan guarantee, lender cap, financial institutions, credit access, small business finance, nonprofit lenders, business lending, CEASE Act, House passage, Senate Small Business and Entrepreneurship Committee, sanctuary jurisdictions, office relocation, immigration policy, government operations
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, January 20, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- The SBA microloan program provides entrepreneurs with access to small-dollar loans through qualified
- One of the key functions of the SBA is One of the key functions of the SBA is to ensure that small businesses
- H.R. 5763 allows small businesses on Main Street to have equal access to SBA 504 loans.
- BUSINESSES ON MAIN STREET TO HAVE EQUAL ACCESS TO SBA 504 LOANS.
- Transparency is key to ensuring the proper operation and Functioning of the SBA lending programs, including
Keywords:
AI for Main Street Act, artificial intelligence, small business, small business development centers, SBDC, Small Business Act, business technology, digital transformation, cybersecurity, data protection, intellectual property, regulatory compliance, business training, entrepreneurship, technology adoption, AI literacy, outreach, main street businesses, Main Street Parity Act, Small Business Investment Act of 1958
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, June 3, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- Those opposed, no. will move more firms through the SBA will move more firms through the SBA certification
- I that SBA has already verified them.
- </c><03:43:24.319><c> and</c> working with me to improve the SBA and working with me to improve the SBA
- Yet, even... with the SBA information as to why the with the SBA information as to why the solicitation
- </c> bipartisan legislation requires the SBA bipartisan legislation requires the SBA Office<04:01:13.680
Keywords:
7(a) loan program, Small Business Administration, SBA, small business lending, loan brokers, loan consultants, referral agents, loan intermediaries, fraud oversight, transparency, reporting requirements, loan fees, referral fees, interest rates, business financing, small business loans, lender oversight, application assistance, Congressional reporting, small business
US
US Federal 2025-2026 Regular Session
Hearings to examine the nomination of William Briggs, of Texas, to be Deputy Administrator, and Casey Mulligan, of Illinois, to be Chief Counsel for Advocacy, both of the Small Business Administration. Mar 12th, 2025 at 01:30 pm
Small Business and Entrepreneurship Committee
Transcript Highlights:
- , they've already fired 720 employees at the SBA.
- Should you be confirmed as Deputy Administrator of the SBA and Chief Counsel for Advocacy at SBA, are
- from the SBA Administrator.
- As SBA Deputy Administrator, how will you help ensure SBA disaster field staff will be properly trained
- momentum before the SBA will even answer your call, but once you get to that point, the SBA can provide
Keywords:
SBA, small business, nominations, Bill Briggs, Casey Mulligan, regulations, capital access, public support
Summary:
The Committee on Small Business and Entrepreneurship convened to consider the nominations of Bill Briggs for Deputy Administrator of the SBA and Dr. Casey Mulligan for Chief Counsel for Advocacy. The discussions highlighted the critical role of the SBA in promoting small businesses, with emphasis on overcoming challenges posed by excessive regulations and the need for improved access to capital. Several committee members expressed their concerns over recent layoffs within the SBA and the closure of district offices, which they believe undermine support for small businesses across the nation. The committee meeting saw extensive dialogue about the implications of regulations on small business operations and how the nominees plan to address these issues if confirmed. Public support for the nominees was acknowledged through letters from various stakeholders who advocate for small business interests.
US
US Federal 2025-2026 Regular Session
Hearings to examine managing risk for the long-term in the 7(a) loan program, focusing on hearing from lenders. Feb 26th, 2025 at 01:30 pm
Small Business and Entrepreneurship Committee
Transcript Highlights:
- SBA has a responsibility to address the inefficiencies in private lending, support true competition.
- Sims has a 24-year background in SBA lending and previously worked at Simmons Bank and Regions Bank.
- After holding several SBA lending positions, I joined First Security Bank and started an SBA.
- SBA lending platform for 7A, 504, and express loans.
- the volume of SBA lending.
Keywords:
SBA, 7A loan program, underwriting standards, loan defaults, Community Advantage Program, small business funding, testimony
Summary:
The committee meeting focused on discussions regarding the SBA's 7A loan program and its implementation challenges. Members raised significant concerns about recent changes to the underwriting standards, which have been criticized for leading to an increase in loan defaults. Ranking members expressed a desire for a return to stronger guidelines to protect taxpayers and ensure the program remains a viable source for small businesses struggling to secure funding. Testimonies from community lenders highlighted their efforts to support underserved communities and stressed the importance of the Community Advantage Program.
US
US Federal 2025-2026 Regular Session
Business meeting to consider S.298, to require the Administrator of the Small Business Administration to relocate 30 percent of the employees assigned to headquarters to duty stations outside the Washington metropolitan area, S.300, to improve accoun Feb 12th, 2025 at 08:30 am
Small Business and Entrepreneurship Committee
Transcript Highlights:
- That is the Returning SBA to Main Street Act.
- in all parts of America are able to access SBA programs if they need them.
- The only thing that kept business Afloat in New Hampshire was the SBA and our SBA office, which was available
- programs. of small business owners and homeowners who have utilized SBA programs.
- I share your alarm that SBA was forced to shut off disaster lending because it took so long to notify
Keywords:
employee relocation, headquarters, Small Business Administration, Washington metropolitan area, telework, cost reduction, rural markets, geographic diversity, disaster loans, accountability, reporting, loan forgiveness, federal funding, SBA reforms, small business, disaster assistance, transparency, report publication, government accountability
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Monday, December 1, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- </c> By showing our appreciation and lending By showing our appreciation and lending a<02:11:16.800><
- So the SBA IT modernization act, this will not happen at the SBA again.
- So the SBA IT modernization act, this will not happen at the SBA again.
- The SBA IT modernization reporting act will ensure that the SBA addresses the root causes that lead to
- </c> The pandemic abandoned regular SBA The pandemic abandoned regular SBA operations<02:32:56.640><c
Bills:
HB4423 , HB5348 , HB4430 , HB4431 , HB4429 , HB3716 , HR225 , HB5349 , HB5346 , HB5345 , HB5284 , HB4313 , HR1262 , SB616 , HR176 , HB2159 , HB4323 , HB2066 , HB4549 , HB4495 , HB4491 , HB3174
Keywords:
Burma, Myanmar, World Bank, International Bank for Reconstruction and Development, IBRD, foreign aid, sanctions, military coup, democracy, development financing, multilateral lending, Treasury Department, Executive Director, international financial institutions, human rights, junta, national interest waiver, Social Security, SSN, Social Security number
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, June 23, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- When the SBA initially...
- When the SBA initially denied the loans, the SBA employee approved them herself.
- Speaker, we must pass H.R. 7401, strengthen integrity and SBA lending programs by requiring employees
- The SBA distributed more than $1.2 trillion of economic aid and executed 14 years of lending in 14 days
- D would make numerous bipartisan reforms to the SBA disaster lending program, like expanded notice and
Bills:
HB2323 , HB6644 , SB629 , HB8882 , HB8881 , HB8880 , HB8879 , HB4238 , HR915 , HR826 , HB7401 , HB7396
Keywords:
Big Bend National Park, land acquisition, boundary adjustment, Secretary of the Interior, conservation, housing, affordability, institutional investors, vacant properties, grants, homeownership, urban development, Holodomor, Ukraine famine, 1932-1933 famine, genocide recognition, Soviet Union, Joseph Stalin, collectivization, grain confiscation
AZ
Transcript Highlights:
- requiring a bank or financial institution to use a social credit score when evaluating whether to lend
- It helps credit decisions grounded in financial risk, not behavioral judgment, and should a lending institution
- But obviously not, and with that I'm available for any questions. ...and should a lending institution
- institution to use a social credit score when the bank or financial institution evaluates whether to lend
Bills:
HB2016 , HB2104 , HB2105 , HB2174 , HB2256 , HB2289 , HB2477 , HB2903 , HB2939 , HB2979 , HB2996 , HB4103
Committees:
Senate Finance , Senate Senate Finance Committee of Reference
Keywords:
tax penalties, filing, tax returns, administration, Arizona Revised Statutes, insurance regulation, modeling organizations, financial disclosure, rate-making, predictive models, salvage vehicles, insurance claims, abandoned vehicles, salvage auction dealers, vehicle title, taxation, bonds, school finance, budget override, tax increases
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/12/25
Commerce Finance and Policy
Transcript Highlights:
- appreciates the opportunity to offer testimony in support of the proposed amendments to the Minnesota lending
Committee:
House Commerce Finance and Policy
Keywords:
mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, March 17, 2026)
US Federal House Floor Meeting
Keywords:
rules resolution, special rule, House procedure, floor consideration, lead ammunition, lead tackle, fishing tackle, hunting, wildlife management, federal lands, federal waters, Department of the Interior, Department of Agriculture, immigration and nationality act, inadmissible, deportable, public benefits fraud, fraud against the United States, alien deportation, law enforcement animals
AZ
Transcript Highlights:
- the Military Lending Act.
- Arizona voters have rejected payday lending for a reason.
- Arizona voters have rejected payday lending for a reason.
- of making sure that payday lending and predatory lending went away.
- and predatory lending went away.
Bills:
HB2118 , HB2181 , HB2308 , HB2309 , HB2402 , HB2476 , HB2682 , HB2698 , HB2875 , HB2877 , HB2903 , HB2910
Committees:
House Commerce , House House Commerce Committee of Reference
Keywords:
mobile food vendors, licensure, food safety, statewide regulations, health standards, zoning, temporary vendors, HB2181, death certificate, death certificates, vital records, funeral establishment, funeral home, human remains, medical certification of death, death registration, state registrar, local registrar, county medical examiner, alternate medical examiner
LA
Transcript Highlights:
- disincentivizing lending to happen here in the state.
- disincentivizing lending to happen here. that has a lending market that has not been modernized, you're
- essentially disincentivizing lending to happen here in the state.
- All of our lending capital comes from lines of credit with banks.
- We have to do it responsibly; we have to lend responsibly.
Keywords:
transfer on death, TOD, beneficiary designation, investment accounts, brokerage accounts, securities, nonprobate transfer, estate planning, succession, probate, community property, forced heirship, financial advisor, broker-dealer, custodian, transfer agent, banking, wealth transfer, inheritance, Louisiana Revised Statutes
WA
Washington 2025-2026 Regular Session
House Technology, Economic Development, & Veterans Jan 14th, 2026 at 08:00 am
Technology, Economic Development, & Veterans
Transcript Highlights:
- justly concerned about civil rights abuses, particularly discrimination in housing, employment, and lending
- justly concerned about civil rights abuses, particularly discrimination in housing, employment, and lending
Keywords:
artificial intelligence, AI, generative AI, AI-generated content, deepfake, synthetic media, content provenance, provenance data, metadata, watermarking, disclosure, transparency, consumer protection, unfair or deceptive acts, unfair competition, Washington RCW, Title 19 RCW, platform regulation, AI detection tool, media authenticity
WA
Washington 2025-2026 Regular Session
House Technology, Economic Development, & Veterans Jan 23rd, 2026 at 10:30 am
Technology, Economic Development, & Veterans
Keywords:
fire services, reimbursement, state agencies, local jurisdictions, mobilization plan, military justice, victims' rights, militia, Washington code, legal protections, artificial intelligence, AI regulation, algorithmic discrimination, high-risk AI, machine learning, generative AI, synthetic content, impact assessment, risk management policy, consumer protection
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, April 8, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- </c><02:16:46.080><c> very</c><02:16:46.399><c> large</c> relating to overdraft lending very large relating
- to overdraft lending very large financial<02:16:47.240><c> institutions.
- /c><02:20:27.120><c> very</c><02:20:27.520><c> large</c><02:20:27.920><c> financial</c> overdraft lending
- very large financial overdraft lending very large financial institutions<02:20:29.359><c> end</c><02
- ,</c><04:20:27.520><c> very</c> relating to overdraft lending, very relating to overdraft lending, very
Keywords:
injunctive relief, court authority, legal proceedings, federal law, separation of powers, committee appointments, House of Representatives, membership, standing committees, legislative process, pairs, voting procedure, Congress, financial protection, overdraft lending, digital payments, consumer protection, voter registration, remote voting, proxy voting
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, April 1, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- Mentoring young people, supporting food banks, rebuilding homes after natural disasters, and lending
- natural banks, rebuilding homes after natural disasters,<00:52:18.800><c> and</c><00:52:19.040><c> lending
- a</c><00:52:19.599><c> hand</c><00:52:20.240><c> to</c><00:52:20.559><c> those</c> disasters, and lending
- a hand to those disasters, and lending a hand to those in<00:52:21.319><c> need.
- , very large financial overdraft lending, very large financial institutions.<02:25:08.880><c> All</c>
Keywords:
committee election, House of Representatives, government structure, representation, foreign affairs, disaster relief, tax deadlines, Internal Revenue Code, collection notices, government response, Bureau of Consumer Financial Protection, Overdraft Lending, Digital Consumer Payment Applications, financial institutions, voting registration, citizenship proof, remote voting, proxy voting, parental rights, legislative process
WA
Washington 2025-2026 Regular Session
House Technology, Economic Development, & Veterans Jan 27th, 2026 at 10:30 am
Technology, Economic Development, & Veterans
Keywords:
artificial intelligence, AI regulation, algorithmic discrimination, high-risk AI, machine learning, generative AI, synthetic content, impact assessment, risk management policy, consumer protection, civil rights, discrimination, facial recognition, automated decision-making, deployers, developers, Washington RCW, Title 19 RCW, employment, housing
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Jan 27th, 2026 at 01:30 pm
Consumer Protection & Business
Transcript Highlights:
- We ask about payday lending in our listening sessions, and for many years before the 2009 reforms, we
- Payday lending, as you may know, became legal in Washington in 1996 as a carve-out to Washington's usury
- As a result, payday lending dropped off precipitously.
- There is a piece in the federal Truth in Lending Act that requires that this product be disclosed in
- will be able to access—many are led to believe that with $1,200 everyone that walks into a payday lending
Committee:
House Consumer Protection & Business
Keywords:
small loans, consumer protection, financial regulation, lending limits, credit access, animal testing, alternatives, ethical research, animal welfare, scientific methods, infrastructure, protection, safety, security, state regulations, public safety, insurance fraud, law enforcement, crime, penalties
WA
Transcript Highlights:
- Van Horn, staff to this committee, briefing you on Senate Bill 5109, which concerns the mortgage lending
- collected at the time of recording each deed of trust, and that $1 surcharge is to support the mortgage lending
- Revenues from the mortgage lending fraud prosecution account are used by the Department of Financial
- prosecutor's offices for the investigation and prosecution of fraudulent activities related to mortgage lending
- in fiscal year 2027 and $2.5 million per biennium thereafter would be deposited into the mortgage lending
Committee:
House Appropriations
Keywords:
mortgage lending, fraud, prosecution, financial regulations, consumer protection, retirement, lump sum payment, benefits, pension, financial security, SB 6065, school district transportation, transportation vehicle fund, pupil transportation, school buses, electric school buses, zero-emission buses, bus fleet electrification, charging stations, vehicle replacement