Transcript Highlights:

• But Congress is recommending the adoption of the National Association of Insurance Commissioners group
• As a reminder, the NAIC, or the National Association of Insurance Commissioners, is an organization made
• Smith did a great job of talking about why we need it and our membership in the National Association.
• , like internet providers and other aspects of insurance.
• Number one, most people outside of those of us that would consider ourselves insurance nerds are not

Bills: HF2601, HF2607, HF2027, HF2608

Keywords: financial institutions, insurance regulation, insurance holding company, group capital calculation, liquidity stress test, NAIC, National Association of Insurance Commissioners, insurer solvency, affiliate transactions, groupwide supervision, internationally active insurance group, lead state commissioner, policyholder protection, hazardous financial condition, deposit or bond, contract for deed, conventional loan, cooperative apartment loan, mortgage interest rate cap, average prime offer rate

Transcript Highlights:

• And this is a bill relating to insurance continuing education here in the state of Minnesota.
• And then in your packets, you should have letters of support from the other three insurance associations
• c> insurance<00:08:13.039> associations<00:08:14.319> that other three insurance associations
• [laughter] Um, I am the executive director of the Age Verification Providers Association.
• of the largest insurance company in the country. country. country.

Bills: HF357, HF3389, HF1434, HF2500, HF1606

Keywords: HF357, hasenpfeffer, card games, social skill game, Minnesota gambling law, tournament, contest, prize limit, low-stakes gaming, card game exemption, gambling exemption, cribbage, bridge, euchre, pinochle, Texas hold'em, whist, skat, sheepshead, gin

Transcript Highlights:

• the National Association of Insurance Commissioners group capital calculation and liquidity stress testing
• As a reminder, the NAIC, or the National Association of Insurance Commissioners, is an organization made
• <00:04:22.880> Association<00:04:23.360> of<00:04:23.520> insurance National Association
• of insurance National Association of insurance Commissioners<00:04:24.520> group<00:04:24.880
• or the National Association of insurance<00:04:47.440> Commissioners<00:04:48.320> is<

Bills: HF2601, HF2607, HF2027, HF2608

Keywords: financial institutions, insurance regulation, insurance holding company, group capital calculation, liquidity stress test, NAIC, National Association of Insurance Commissioners, insurer solvency, affiliate transactions, groupwide supervision, internationally active insurance group, lead state commissioner, policyholder protection, hazardous financial condition, deposit or bond, contract for deed, conventional loan, cooperative apartment loan, mortgage interest rate cap, average prime offer rate

Transcript Highlights:

• to reduce the cost of insurance to the consumer.
• In a 2021 study, it was found that 50% of state insurance commissioners nationwide had joined the insurance
• The National Trade Act of all 50 states.
• Again, this is technical but important in terms of the overall stability of the insurance system. of
• overall availability of insurance in the marketplace.

Bills: SB1642, SB1643, SB2530

Keywords: Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance, commercial automobile insurance, rate approval, consumer protection, windstorm insurance, Texas Windstorm Insurance Association, administrative penalties, coastal counties, 1184, house, all

Transcript Highlights:

• Chairman, to talk with Brian Powell, who's overseeing this issue with the National Association of Insurance
• The Texas Fair Plan Association pays premium and maintenance taxes to the Texas Department of Insurance
• The bill seeks to expand eligibility for those to sit on the board of the Texas Windstorm Insurance Association
• Okay, we show you Jennifer Collie from the Texas Association of Life... ...and Health Insurers.
• From a national standpoint, the National Council of Insurance Legislators made a recommendation that

Bills: HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689

Keywords: credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes

Transcript Highlights:

• I'm with the American Property Casualty Insurance... ...Association, our national trade association,
• Disdale, I assure you are registered as for the Ortiz Dale National Association of Mutual Insurance Companies
• Chairman, committee members, I'm Ward Tisdale with the National Association of Mutual Insurance Companies
• Showing Ward-Tisdale, National Association of Mutual Insurance. ...companies. Multiple, too.
• Again, I'm with the National Association. ...mutual insurance companies, national organization.

Bills: HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689

Keywords: credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes

Transcript Highlights:

• :48.960> that of Alabama ASEAP and as a part of that of Alabama ASEAP and as a part of that the
• We had cough, flu, ankle sprains, kind of those types of things.
• Thank you. every corner of our state. Alamians every corner of our state.
• It was something that the insurance would have taken care of, would have paid for, but because she signed
• It was something that the insurance would have taken care of, would have paid for, but because she signed

Bills: SB63, SB80, SB63, SB80

Keywords: immigration, law enforcement, fingerprints, DNA collection, illegal aliens, Alabama state law, SB80, Buddy Sharpless Education Institute, Alabama Local Government Training Institute, county commissioner training, local government training, ethics training, State Ethics Commission, county commissioners, Association of County Commissions of Alabama, local emergency management director, public officials, municipal officials, Alabama Code Title 11, Alabama Code Title 31

Transcript Highlights:

• /c><00:04:39.360> the various insurance is about 90% of the various insurance is about 90% of
• c> segment of the fully insured Market segment of the fully insured Market individual<00:20:31.760>
• is and the cost of uh health insurance is and the cost of uh health insurance is rising<00:21
• Julia Dreher, I'm Deputy Commissioner of Insurance at the Department of Commerce.
• > fully fully insured market and of the fully fully insured market and of the fully insured<01

Bills: HF747, HF1014, HF320, HF400

Keywords: corporate governance, shareholder rights, beneficial ownership, defective corporate acts, Minnesota Business Corporation Act, Minnesota Insurance Guaranty Association, MIGA, insurance guaranty fund, insurer insolvency, covered claim, net worth threshold, high-net-worth insured, financial information request, insurance claims, self-insured retention, deductible, commercial insurance, insurance regulation, Minnesota Statutes 60C.09, guaranty association

Transcript Highlights:

• , non-profit associations and the use of the.
• proposals by shareholders. of nationally listed corporations.
• for the purpose of helping lower the cost of insurance purchased by state agencies.
• It's really incredible what you will learn about the lack of insurance coverage in the state of Texas
• If the fund were to reach $25 million in assets, it would create a reduction of insurance premiums of

Bills: HB1958, HB2031, HB2879, HB3285, HB3995, HB4487, HB4558, HB4560, HB4876, HB4899, HB5212, HB5317, HB5543, HB5567, SB1333

Keywords: firearm possession, tenant rights, landlord regulations, civil penalties, property code, justified use of force, deadly force, property rights, home defense, smart devices, data privacy, personal data collection, user consent, mobile application, data transparency, HOA, property owners association, property owners' association, Texas Property Code, Chapter 202

Transcript Highlights:

• I am here on behalf of the Home Builders Association of Central Arizona.
• Tom Dorn, I'm here on behalf of the Vapor Technology Association of the U.S.
• a certificate of insurance.
• Certificates of insurance are meant to be a snapshot of coverage that is in place with an insurance policy
• Certificates of insurance are meant to be a snapshot of coverage that is in place with an insurance policy

Bills: HB2128, HB2255, HB2397, HB2429, HB2591, HB2680, HB2834, HB2868, HB2911, HB2951, HB2979, HB2991, HB2996, HB2999, HB4001, HB4011, HB4017, HB4020, HB4026, HB4086, HB4088, HB2244, HB2342

Keywords: homeowners associations, condominiums, open meetings, governance, transparency, Arizona Teachers Academy, teacher preparation, education funding, public schools, scholarships, teacher certification, community colleges, HOA, homeowners association, planned community, condominium, CC&Rs, covenants, conditions and restrictions, resale disclosure, association disclosure

Summary: The committee heard and acted on several bills, mostly receiving due pass recommendations. HB 4020 would raise the maximum annual assessment on insurers that funds the Department of Insurance and Financial Institutions fraud unit from $1,050 to $1,350. The sponsor and an industry witness said the increase would support fraud investigations, and the bill passed 9-1 after a roll call vote; the transcript later included a correction stating HB 4020 passed 10-0 with one absent. HB 2255 would extend Arizona Teachers Academy scholarship eligibility for community college students from two academic years/four semesters to four academic years/eight semesters. Maricopa Community Colleges supported the bill, saying it would let community college teacher candidates complete bachelor’s degrees with the same funding available to university students. It passed unanimously. HB 2591, as amended, revised the definition and administration of registered apprenticeships to align with U.S. Department of Labor standards and add requirements such as written agreements, structured training, wage progression, and safety supervision; it also passed unanimously. HB 2680, as amended, narrowed and revised workers’ compensation fraud-related provisions, including insurance disclosure requirements and proof of coverage. Supporters from labor and construction groups said it would help combat premium fraud and protect honest contractors, while the sponsor said the amendment narrowed the bill to address concerns. It passed 10-1. HB 2979 modernized credit union law regarding bylaws, name changes, principal office changes, and certain powers; credit union representatives supported it as a regulatory update, and it passed 11-0. HB 2868 required manufactured-home/mobile-home installation license applicants and renewals to show insurance and fingerprint clearance, and to allow the Department of Housing to set experience, exam, and enforcement rules; it passed 8-1 with two present. The committee also approved a strike-everything amendment to HB 2429 on short-term rentals, allowing local governments to regulate overnight occupancy, extending the violation window for suspending a license from 12 to 24 months, and allowing suspension after certain building code violations. The sponsor and city/county representatives described it as a compromise that restores some local control, while short-term rental advocates and neighborhood groups said it was a step forward but still too limited; the bill passed 8-2 with one present. HB 4011, without the proposed amendment, codified HOA duties to act reasonably and fairly in enforcing rules, and after testimony from attorneys, homeowners, and HOA advocates describing abusive enforcement and the need for clearer standards, it passed 11-0. HB 2397, as amended, required more complete HOA disclosure information to buyers and escrow agents, with supporters saying it would prevent surprise assessments and defects and critics warning some language was still broad; it passed 11-0. Finally, HB 4026 would change a public infrastructure reimbursement program for advanced manufacturing by replacing a $200 million total cap with a $75 million annual cap and adding website-posting requirements for agreements; Queen Creek and economic development witnesses said it was needed to support major manufacturing projects and related infrastructure, and the bill was being discussed when the transcript ended.

Transcript Highlights:

• I only have homeowners associations and one other. similar entity, and that's who does most of them.
• We have homeowners associated meetings, we have town hall meetings, plenty of those.
• Unfortunately, the bill would also compel the taxpayers to fund all of those resources associated with
• House Bill 849 extends this exemption for County Board of Park Commissioners, functionally an advisory
• County Board of Park Commissioners is that I'm not even sure if I have them you might not it's a power

Bills: HB336, HB554, HB849, HB 1033, HB1338, HB 1246

Keywords: law enforcement, sheriff, constable, contracts, county governance, HB 554, fireworks, Juneteenth, Juneteenth holiday, retail fireworks permit, Texas Occupations Code, Local Government Code, county commissioners court, drought conditions, Texas A&M Forest Service, fire safety, holiday sales, seasonal fireworks sales, Fourth of July, Independence Day

Transcript Highlights:

• OK, Senator Hines, you are recognized to present the provisions of House Bill 3940.
• Otherwise, I am very happy with it from a military point of view.
• You are recognized to explain the provisions of House Bill 3043.
• And yes, you're right, it would double that amount of time.
• Yes, because when you do this kind of employing of part-time staff, you can pay them a good rate and

Bills: HB3940, HB3078, HB3043

Keywords: Oklahoma National Guard, compensation, education assistance, career technology, military benefits, veterans, donations, Oklahoma Department of Veterans Affairs, state agency, executive branch, HB3043, ODVA, seasonal employees, project labor, pro rata jobs, unclassified service, state personnel law, state employee benefits, paid leave, paid holidays

Transcript Highlights:

• Jennifer Colley, with the Texas Association of Life and Health Insurers, is in support of the bill, and
• Jennifer Colley with the Texas Association of Life and Health Insurers, in support of the bill.
• Mark Bell, Association of Electric Companies, Mark Ward Teesdale, Association of Mutual Insurance, Mark
• I'm with the National Association of Mutual Insurance Companies.
• We're a national trade association of about 1,500 members.

Bills: HB 106, HB144, HB145, HB252, HB1732, HB2221, HB2467, HB2468, HB2517, HB2518, HB2963, HB3016, HB3689, HB3960, HB4386, HB4490, HB4751, HB5247, HJR175, HB2213

Keywords: HB 106, oil and gas, Railroad Commission of Texas, overhead electrical lines, electrical distribution system, power line maintenance, administrative penalty, Natural Resources Code, oil and gas lease, well operator, energy safety, utility infrastructure, regulatory compliance, cleanup fund, oil and gas regulation and cleanup fund, production safety, leasehold operations, electric utility, distribution poles, inspection

Summary: The committee first handled pending business, including reconsidering SB 715 and then voting out several measures. The committee substitute for SB 1978 was reported favorably, and HB 431, HB 1522, HB 1922, HB 3228, HB 3229, HB 3803, HB 3804, HB 3805, HB 3806, HB 4219, HB 4238, HB 434, HB 1584, and HB 4739 were all reported favorably, many with objections sent to the local and uncontested calendar. HB 1522 and HB 4238 were adopted as committee substitutes before passage. The committee then moved into public testimony on HB 2963, a right-to-repair bill for consumer electronics. Supporters argued it would reduce waste, lower costs, and help independent repair shops by requiring manufacturers to provide parts, tools, and information on fair terms, while opponents said the bill was too broad and the automotive MOU exemption was problematic. The bill was left pending after testimony. The committee also heard HB 2467, which would align State Fire Marshal Office investigators’ pay with other commissioned peace officers at TDI; testimony was strongly supportive, emphasizing the office’s arson-investigation role, and the bill was left pending. HB 252, a bill allowing certain state agencies flexibility to pay Schedule A employees twice monthly, was laid out and left pending after limited testimony. HB 2468, dealing with public improvement district notice in real estate transactions, would let buyers terminate within seven days if required PID notice was not provided before contract execution; it drew no public testimony and was left pending. HB 4386, an annuity exchange and surrender process bill, was presented as a consumer-protection measure with deadlines and penalties for insurer delays; it received support from industry witnesses and was left pending. The committee then heard HB 4751, creating the Texas Quantum Initiative within the Governor’s Office to coordinate quantum research, workforce, industry partnerships, and possible future grant funding. Witnesses from universities and industry supported the bill, while several senators questioned whether a new state structure was necessary; the bill was left pending. HJR 175 proposed a constitutional amendment protecting Texans’ right to use mutually agreed forms of exchange, including cash, bullion, digital currency, or private script, and was discussed at length in the context of central bank digital currency and barter; it was left pending after testimony. HB 2221, updating insurance anti-rebating laws to allow wellness and value-added services, drew supportive testimony from the insurance industry and discussion about incentives versus monitoring; it was also left pending. Finally, the committee heard a series of utility wildfire and infrastructure bills: HB 106, requiring oil and gas operators to maintain certain electrical infrastructure near well sites; HB 144, requiring electric utilities to submit pole inspection and management plans to the PUC; and HB 145, requiring wildfire mitigation plans and allowing self-insurance under certain conditions. Utility, insurance, and cooperative witnesses generally supported the wildfire-related bills while asking for clarifications and less burdensome reporting, and the bills were left pending.

Transcript Highlights:

• Jennifer Colley with the Texas Association of Life and Health Insurers, in support of the bill, and we
• Jennifer Colley with the Texas Association of Life and Health Insurers in support of the bill.
• I’m with the National Association of Mutual Insurance Companies.
• We’re a national trade association of about 1,500 members.
• I'm an Austin lawyer representing the Texas Association of Life and Health Insurers in support of this

Bills: HB 106, HB144, HB145, HB252, HB1732, HB2221, HB2467, HB2468, HB2517, HB2518, HB2963, HB3016, HB3689, HB3960, HB4386, HB4490, HB4751, HB5247, HJR175, HB2213

Keywords: HB 106, oil and gas, Railroad Commission of Texas, overhead electrical lines, electrical distribution system, power line maintenance, administrative penalty, Natural Resources Code, oil and gas lease, well operator, energy safety, utility infrastructure, regulatory compliance, cleanup fund, oil and gas regulation and cleanup fund, production safety, leasehold operations, electric utility, distribution poles, inspection

Summary: The committee first handled pending business, including reconsidering a failed vote on SB 715 and then reporting several measures favorably. SB 1978 was reported from committee on a committee substitute, and a series of House bills — including HB 431, HB 1522, HB 1922, HB 3228, HB 3229, HB 3803, HB 3804, HB 3805, HB 3806, HB 4219, HB 4238, HB 434, HB 1584, and HB 4739 — were moved out of committee, most to the local and uncontested calendar. The votes on these items were overwhelmingly or unanimously in favor, with committee substitutes adopted where applicable. The committee then heard HB 2963, a right-to-repair bill for consumer electronics. The author said the bill would require manufacturers to provide parts, tools, and documentation on fair and reasonable terms while preserving trade secrets and excluding certain categories such as medical devices, motor vehicles covered by an MOU, critical infrastructure, and commercial-only transactions. Supporters from the Texas Public Policy Foundation and Environment Texas argued it would strengthen property rights, help small businesses, and reduce e-waste. Opponents, including representatives of SafeLight Auto Glass and LKQ, said they supported right-to-repair in principle but objected to the bill’s automotive MOU exemption and broader scope, warning it could create uncertainty and leave some manufacturers and repair shops outside the framework. The bill was left pending after testimony. Members also heard HB 2467 on salary parity for State Fire Marshal investigators, HB 252 on allowing some state agencies to pay certain employees twice monthly, HB 2468 on public improvement district notice and a buyer’s right to terminate, HB 4386 on annuity contract exchanges and surrender timelines, HB 4751 creating a Texas Quantum Initiative and related fund, and HJR 175 proposing a constitutional amendment protecting Texans’ ability to use mutually agreed-upon mediums of exchange, including cash, bullion, and digital currency. Testimony on HB 4751 was largely supportive but included questions about whether the state needs a new coordinating structure and funding mechanism for quantum research and commercialization. HJR 175 drew discussion about barter, taxes, and concerns over central bank digital currency. Each of these items was left pending after hearing testimony. The committee also heard HB 2221, which would update insurance anti-rebating laws to allow more wellness and value-added services in life and health insurance, with supporters saying it would encourage healthier behavior without requiring data monitoring. Finally, the committee took up a package of utility and wildfire-related bills from Chairman King’s portfolio: HB 106, requiring oil and gas operators to maintain certain overhead electrical lines; HB 144, requiring utilities to submit pole inspection and management plans to the PUC; and HB 145, requiring wildfire mitigation plans and allowing utilities to self-insure under certain conditions. Utility, co-op, and insurance representatives generally supported the safety and resiliency goals of HB 144, while asking for clarifications and less frequent reporting; HB 145 was introduced as a broader wildfire-risk and liability measure. These bills were also left pending after testimony.

Transcript Highlights:

• She is on the student board of directors at the First National Bank. Wants to attend UCO.
• House Bill 1161 by Tedford of the House and Fris of the Senate, an act relating to insurance.
• Yes, I think that the insurance share would or should be one of the delegates.
• That are already feeling the weight of increased costs by insurance every single day of the week, that
• are constantly talking to us about the cost of insurance increase.

Bills: HB2975, HB3405, HB3406, HB3728, HB3902, HB3977, SB397, HB1161, HB2938, HB2939, HB3306, HB3722, HB4113, HB4123, HB2293, HB3176, HB3545, HB3546

Keywords: poultry waste, nutrient management, environmental regulations, agriculture, water quality, pollution prevention, best management practices, noxious weeds, poison hemlock, kudzu, landowner responsibilities, environmental control, public nuisance, eradication, burn bans, fire danger, drought conditions, emergency declaration, scrap metal, regulation

Transcript Highlights:

• They work very closely with the NAIC, the National Association of Insurance Commissioners, and the dialogue
• Rising costs of insurance are affecting everyone, including the homeowners association.
• I'd also add that that means that associations often really fall into a gap in the state's insurer of
• insurers of Last from one of those insurers of Last Resort<00:56:41.400> so<00:56:41.559>
• top<01:35:42.639> of Insurance homeowners insurance on top of Insurance homeowners insurance

Bills: HF1865, HF2014, HF2028

Keywords: mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements

Transcript Highlights:

• One slide that caught my eye showed that the state of Oklahoma is now the only state in the nation with
• The data shows nationally that where hubs of this nature exist, at least roughly four dollars of private
• Could you elaborate more on the national lab structure and discuss specifically what kind of impact it
• A lot of opportunity. We see on the news pushback against data centers nationally.
• around the nation and around the world into our economy from one edge to the other edge of our great

Bills: HB2445, HB2123, HB3048, HB3176, HB3239, HB3263, HB3794, HB3796, HB4265, HB4266, HB4317, HB4321, HB4322, HB3673

Keywords: HB2445, Route 66, Oklahoma Route 66 Centennial Forward Commission, centennial, historic highway, preservation, tourism, historical society, scenic byway, National Historic Trail, Route 66 Alliance, Route 66 Association, Oklahoma Historical Society, Oklahoma Department of Transportation, Oklahoma Tourism and Recreation Department, historic preservation, heritage tourism, public-private partnership, sunset extension, commission extension

Transcript Highlights:

• This bill actually has reached a compromise with some of the insurance carriers.
• out of here. out of here.
• Additionally, the date of disposition is not required in national death reporting, but it is in the state
• is not required the date of disposition is not required in<00:15:24.240> national<00:15:24.720
• ,<00:15:56.079> location<00:15:56.480> of of death, time of death, location of of death

Bills: SB63, HB156, HB289, SB80, SB84, SB63, HB156, HB289, SB80, SB84

Keywords: immigration, law enforcement, fingerprints, DNA collection, illegal aliens, Alabama state law, out-of-state warrants, criminal procedure, extradition, Alabama Code, arrest authority, interstate cooperation, Marshall County, TVA, Tennessee Valley Authority, in-lieu-of-taxes, payments distribution, local legislation, school funding, education finance

Keywords: KY LRC YouTube, https://www.youtube.com/watch?v=O3kxLrI4cvQ, 2026-06-21T07:17:05+00:00, 2.2.24, Data collected via generic collector engine, Meeting start – 00:00:00 Attendance roll call – 00:00:14 Financial Aid Programs in the Southeast Region, Dr. Pruitt, Southern Regional Education Board – 00:00:57 Approval of the minutes from the August 3, 2023 meeting – 00:46:39 National Perspective of State Financial Aid Programs, Frank Ballmann, National Association of State Student Grand and Aid Programs – 00:47:00 Next meeting announcement: Thursday, October 19, 2023, at 3 p.m. – 01:00:38, 958, all, 2.2.42, 2.1.47

Transcript Highlights:

• The Chair calls Jennifer Cauley, Texas Association of Life and Health Insurers.
• I'm with the National Association of Mutual Insurance Companies.
• We're a national trade association of about... 1,500 members.
• I'm an Austin lawyer representing the Texas Association of Life and... health insurers in support of
• Association (TFPA) pay premium and maintenance taxes to the Texas Department of Insurance.

Bills: HB106, HB144, HB145, HB252, HB1732, HB2221, HB2467, HB2468, HB2517, HB2518, HB2963, HB3016, HB3689, HB3960, HB4386, HB4490, HB4751, HB5247, HJR175, HB2213, HB106, HB144, HB145, HB252

Keywords: HB 106, oil and gas, Railroad Commission of Texas, overhead electrical lines, electrical distribution system, power line maintenance, administrative penalty, Natural Resources Code, oil and gas lease, well operator, energy safety, utility infrastructure, regulatory compliance, cleanup fund, oil and gas regulation and cleanup fund, production safety, leasehold operations, electric utility, distribution poles, inspection