Video & Transcript Research : 'NIJ standards'
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LA
Keywords:
bulletproof vests, body armor, peace officers, law enforcement funding, police equipment, officer safety, local police, sheriff's office, municipal police, parish law enforcement, grant fund, special fund, Louisiana Commission on Law Enforcement, criminal justice, protective gear, NIJ standards, USMCA, small agencies, public safety, Act 739
AZ
Transcript Highlights:
- These fees that are standard in the industry in Arizona have not been increased for 25 years.
- These standard fees in the industry, we are substantially lower than most states.
- We just did the standard inflation index, but I cap it because if we have really bad inflation, I don't
Keywords:
insurance, financial surveillance, regulations, assessments, Arizona Revised Statutes, mobile food vendors, licensure, food safety, statewide regulations, health standards, zoning, temporary vendors, technical registration, engineering, architect, land surveyor, reciprocity, endorsement, qualification standards, firefighter
Summary:
The Commerce Committee heard three bills and held House Bill 2118. House Bill 2091 would increase the maximum assessment DIFI can charge domestic insurers based on admitted assets, with future adjustments tied to inflation beginning July 1, 2027. Supporters, including the sponsor and industry representatives, said the fees have not been updated in 25 years, Arizona’s regulatory workload has grown substantially, and the measure would help DIFI hire staff, reduce reliance on contractors, and speed insurance approvals without raising premiums. The committee recommended the bill do pass on an 11-0 vote.
House Bill 2138 would clarify that professional firefighters in city, town, county, or fire district departments are covered for workers’ compensation when injured while traveling to or from work or mandatory assignments. Testimony from Queen Creek and a firefighter described a real claim denial caused by a loophole in current law, arguing the bill restores original legislative intent and protects recruitment and public safety response. The County Supervisors Association said it was neutral and requested removal of “county” from the definition because counties do not employ firefighters; the sponsor said a floor amendment would address that. The committee passed the bill 11-0.
House Bill 2122 makes clarifying changes to reciprocity or endorsement qualifications for registration of certain BTR-related professions, including adding reciprocity with the United Kingdom that was omitted from last year’s law. The sponsor described it as a cleanup bill to support workforce development and make it easier for professionals to do business in Arizona. The committee approved the bill 11-0, and the meeting adjourned after all three measures received unanimous do-pass recommendations.
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 3/10/26
Workforce, Labor, and Economic Development Finance and Policy
Keywords:
energy efficiency, construction standards, building codes, environment, sustainability, 1183, house
TX
Transcript Highlights:
- With the demand in manufacturer housing, is it the same as, you know, buying a standard home?
- homes and having owned mobile homes and currently owning some mobile homes, uh, just, uh, what the standards
Bills:
HB303
TX
Texas 89th 2nd C.S.
89th Legislative Session - Second Called Session Sep 3rd, 2025
Texas House Floor Meeting
Bills:
SB 1
TX
Bills:
SB1
TX
Bills:
SB1
TX
Bills:
SB 1
TX
Transcript Highlights:
- We hold ourselves to the highest standard when it comes to election security and integrity, and these
- If funding is sorely needed to bring the Rudder up to the standards of a modern-day office building,
- And most of these in the top portion of the page are modifications to riders that revise to a standardized
- TFC remains committed to delivering the highest standards of service, fiscal responsibility, and transparency
- Yes, and in fact, while we had information around strong cybersecurity practices, standards, guidelines
Bills:
SB 1
Keywords:
campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards
Summary:
The committee first heard the Legislative Budget Board and Secretary of State Jane Nelson on the Secretary of State budget. LBB said the recommendation would reduce the agency’s appropriation by about $40.3 million overall, with major changes including removing federal HAVA funding and one-time business system replacement money, adjusting the agency’s base request, deleting an outdated Interstate Crosscheck rider, and directing HAVA funds to be drawn down first. Secretary Nelson and staff defended the agency’s needs, emphasizing election security, business filings, international protocol, and the Texas Register, and requested additional staff, a new website, digitization of records, IT and cybersecurity upgrades, and renovation of the Rudder Building. Senators discussed voter-roll maintenance, cross-checking data, call-center response times, and the need for online voter registration and more efficient election administration. No votes were taken.
The committee then took up the Office of the Governor and trustee programs. LBB outlined a $2.4 million decrease for the office proper and a much larger decrease in trustee programs, driven by unexpended balances and the removal of one-time federal and border-security items, while noting continued funding for disaster response, victim assistance, and $2.9 billion for border security at roughly the prior level. Governor’s staff said Texas remains focused on border security, economic development, and public safety, and discussed efforts to seek federal reimbursement for prior border spending. Members asked about the National Guard’s status, possible federal assumption of border costs, the music incubator program, the Semiconductor Innovation Consortium, the Governor’s University Research Initiative, defense economic adjustment grants, and a new $5 million nonprofit security grant proposal. Staff said the semiconductor program has 12 approved projects totaling about 948 jobs and $17 billion in capital investment, and that the nonprofit security request was added late to address threats to houses of worship and other nonprofits. No formal action was taken.
Finally, the committee heard the Texas Facilities Commission and lease-payment recommendations. LBB said the Facilities Commission recommendation would reduce appropriations by about $2.0 billion, mainly by removing border wall construction funding and capital complex bond funding, while adding money for higher utility costs, Rudder Building refurbishment, and additional staff. The lease-payment recommendation would decrease general revenue by $9.3 million. LBB also noted new riders related to completing the State Library and Archives building, tenant communication during disruptions, and a space-utilization report. In agency testimony, members asked about border wall maintenance responsibility, total facilities-related debt, and the status of capital complex construction. The Rudder Building renovation and related security needs were repeatedly discussed as important one-time infrastructure investments.
TX
Transcript Highlights:
- We hold ourselves to the highest standard when it comes to election security and integrity, and these
- If funding is sorely needed to bring the Rudder up to the standards of a modern-day office building,
- And most of these in the top portion of the page are modifications to riders that revise to a standardized
- TFC remains committed to delivering the highest standards of service, fiscal responsibility, and transparency
- Yes, and in fact, while we had information around strong cybersecurity practices, standards, guidelines
Bills:
SB 1
Keywords:
campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards
Summary:
The committee began with Article I budget items for the Secretary of State. LBB staff outlined recommendations that would reduce the agency’s appropriation by about $40.3 million, including changes to HAVA funding, removal of one-time business system replacement money, and a rider directing the agency to use Fund 5095 first. Secretary Jane Nelson and staff then defended several exceptional items, especially additional staffing for elections and business filings, a new website, digitization of records, cybersecurity tools, and renovation of the James Earl Rudder Building. Members focused heavily on election administration, cross-checking voter rolls, Harris County complaints, call-center response times, and whether online voter registration should be expanded. No votes were taken; the discussion was informational and budget-focused.
The committee then heard the Office of the Governor and trustee programs. LBB presented a recommended $2.4 million decrease for the governor’s office proper and a much larger decrease in trustee programs driven by one-time funding and unexpended balances, while still preserving major border security funding and victim assistance funding. Governor’s staff emphasized Texas’ economic growth, the importance of border security, and efforts to seek federal reimbursement for the roughly $11 billion Texas has spent on border operations. Members discussed whether shifting National Guard deployment to federal control could reduce state costs, and they also reviewed the music incubator program, the Governor’s University Research Initiative, and the semiconductor innovation consortium. Staff highlighted a $5 million late-added request for grants to protect nonprofits from violence and terrorism. Again, the exchange was largely explanatory, with no formal action.
Finally, the committee took up the Texas Facilities Commission and lease payments for revenue bonds. LBB recommended major reductions overall, including removal of border wall construction funding and capital complex bond funding, but added money for higher utility costs, renovation of the Rudder Building, and additional facilities staff. George Purcell also noted stable maintenance-and-renewal funding and new riders related to the Texas State Library and Archives Commission building, tenant communications, and space utilization. For lease payments, LBB recommended a smaller appropriation tied to revenue-bond costs allocated across agencies. The discussion was informational, with members asking about the Rudder Building renovation, border wall progress, and capital complex construction timelines; no votes were recorded.
TX
Transcript Highlights:
- CEPRIT is required to establish standards to allow the state to collect royalties and other benefits
- Within those accreditation standards, it does require each center to have individuals physically located
- more experienced staff and are allowed to have a hybrid approach, but through their accreditation standards
- people who have visual disabilities or who have other conditions preventing them from holding a standard
- can imagine, on a fixed income, losing 44% of your buying power is incredibly detrimental to your standard
Bills:
SB 1
Keywords:
campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards
Summary:
The committee heard budget presentations from the Legislative Budget Board and agency officials on several agencies, starting with the Texas Historical Commission. LBB described a large biennial reduction driven mainly by the removal of one-time funding and discussed capital projects, rider changes, and exceptional items including Presidio La Bahia and the National Museum of the Pacific War. Senators asked about heritage trails, courthouse grants, unexpended balance authority, and the status of historical-site funding. Historical Commission leadership emphasized preservation, courthouse restoration, heritage tourism, coordination with the Alamo and other Texas Revolution sites, and requested additional IT, staffing, and vehicle funding. No votes were taken.
The committee then reviewed the Pension Review Board and the Employees Retirement System. The Pension Review Board’s budget was largely unchanged aside from IT maintenance and salary adjustments, with an exceptional item for additional IT enhancements. Members discussed the Dallas Police and Fire Pension System’s funding dispute and the need for a workable restoration plan. ERS presented a much larger budget, including funding for the retirement system, the group benefits plan, and the legacy payment intended to reduce unfunded liability. Senators focused heavily on pension investment returns, benchmark comparisons, and rising health-care costs, especially pharmacy spending driven by GLP-1 drugs; ERS said the plan covers about 540,000 lives and that premiums would rise 8% while benefits remain unchanged. ERS also said it had no exceptional items, and committee members requested more detailed benchmark information.
The committee also heard from the Texas Emergency Services Retirement System and the Cancer Prevention and Research Institute of Texas. TESSORS reported an unfunded liability, an infinite amortization period, and requested additional state support, staffing, and IT funding, including a statutory change to allow a higher contribution level; the agency warned that without more funding it may have to cut benefits. CEPRIT’s presentation covered its bond-funded cancer research and prevention portfolio, revenue-sharing from funded projects, and a request to increase salary limits for its CEO and chief scientific officer. Senators questioned CEPRIT’s accomplishments and return on investment, while CEPRIT cited screening, prevention, and research outcomes, including tens of thousands of detected cancers and precursors and hundreds of thousands of first-time screenings. The meeting ended after these presentations and questions, with no recorded committee action or vote.
TX
Transcript Highlights:
- Chair: ...this was the Commission on Jail Standards LBB.
- I'm excited to present the Commission on Jail Standards.
- Chair: ...on the Commission on Jail Standards.
- Starting on page 1, jail standards is recommended.
- This allows jail standards to be improved.
Bills:
SB1
Keywords:
campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards
Summary:
The committee heard a Legislative Budget Board presentation and then testimony from the Department of Public Safety on the Article 5 public safety budget. LBB said DPS’s 2026-27 recommendation totals $3.7 billion, down from the prior base, while FTEs rise by 856.7. Major items included increased funding for driver license services and customer support, new trooper funding and recruit schools, crime lab operations, border security, and reductions tied to one-time facility, vehicle, and aircraft spending. The committee also discussed new riders, including one to lapse unused trooper funds and require reporting after recruit schools.
Members focused heavily on driver license operations, questioning why prior staffing increases and a prior efficiency study had not solved long wait times, high call abandonment, and appointment delays. DPS and LBB said the agency receives about 22,000 calls per day, answers only about 9 percent, and is seeking more staff plus technology upgrades such as automation, kiosks, and better online processing. Senators also raised concerns about rural access, REAL ID document requirements, and whether the department should rethink its processes rather than simply add employees.
DPS leadership then described needs for the Williamson County training academy, additional troopers, Capitol and Alamo security, border operations, aircraft and vehicle replacement, and regional headquarters in El Paso and San Antonio. Members asked about Operation Lone Star costs, overtime, pursuit safety, border crime, oilfield theft, and sexual assault kit and toxicology backlogs. DPS said border deployments remain focused on criminal threats, that overtime is partly driven by deployments and staffing shortages, and that the sexual assault kit backlog is down to 118 cases with a goal of zero by April. The committee later recessed and began the Texas Alcoholic Beverage Commission budget presentation, where LBB outlined a $115.1 million recommendation and noted ongoing costs for the AIMS technology project.
TX
Transcript Highlights:
- Gold standard, high esteem by everybody, including me. Y'all do a phenomenal job in that area.
- They went to a standard methodology statewide of testing every item in every kit, which slowed things
- We have our standard operations bureau, that we call it. It's broken into multiple pieces.
- We have our standard operations bureau, that we call it, which are the folks that go in and investigate
Bills:
SB 1
Keywords:
campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards
Summary:
The Senate Finance Committee heard a presentation from the Legislative Budget Board on the Texas Department of Public Safety’s Article 5 budget. LBB recommended $3.7 billion in all funds for 2026-27, a 5.2 percent decrease from the base, while FTEs would rise by 856.7. Major items included funding for driver license services, DPS facilities, troopers and recruit schools, crime labs, vehicle and aircraft operations, border security, and rider changes. The committee also reviewed DPS exceptional items not included in the recommendation, including additional staffing, technology, and facility requests.
Members focused heavily on driver license operations, criticizing long wait times, call abandonment, and repeated staffing increases without clear process improvements. LBB said the agency’s call-answer rate was about 9 percent in fiscal 2024, with average hold times around 34 minutes, later reduced to roughly 22-25 minutes. Senators questioned whether more FTEs alone would solve the problem and urged a broader efficiency study and better use of technology. DPS officials said they were pursuing process changes, including appointment-system upgrades, online pre-population of forms, and remote issuance options, while noting that Real ID requirements and population growth continue to drive demand.
DPS leadership then outlined the agency’s priorities: completion of the Williamson County training academy, recruitment and retention of troopers, capital needs for vehicles and aircraft, and expanded responsibilities at the Capitol complex and the Alamo. Officials said the new trooper funding would help address staffing shortages, public safety, and border operations, and that overtime and deployment patterns had been adjusted to reduce burnout and improve flexibility. They also discussed Operation Lone Star, saying DPS spending is largely overtime, travel, and fuel, and that the agency continues to coordinate with federal partners while awaiting clarity on possible federal reimbursement for border security costs. Senators also raised concerns about oilfield theft, cartel activity, high-speed pursuits, bilingual pay, and the Texas Ranger Hall of Fame and Museum, and DPS said it would follow up on some of those issues.
TX
Transcript Highlights:
- So traveling judges that rotate between different counties and have less caseload than the standard judge
- Recommendations include standard conforming changes to the listed riders.
- Inherited responsibilities include ensuring best-practice standards and offering technical assistance
- Inherited responsibilities include ensuring best practices standards, offering technical assistance to
- The first item makes standard conforming changes to rider 2.
Bills:
SB 1
Keywords:
campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards
Summary:
The Senate Finance Committee held its first hearing of the 89th regular session, adopted nearly identical committee rules from the previous legislature by a 15-0 vote, and began review of Senate Bill 1, the state budget for fiscal years 2026-27. Chair Huffman outlined the budget framework, emphasizing conservative spending, a $332.9 billion all-funds budget, and major priorities including property tax relief, public education, border security, health and human services, transportation, energy, and water infrastructure. She also introduced committee and leadership staff and described the hearing schedule and public testimony procedures.
Comptroller Glenn Hager presented the biennial revenue estimate, saying the state has $194.6 billion available for general-purpose spending, including a $23.8 billion ending balance, but warned that revenue growth is returning to more normal levels and that lawmakers should avoid using temporary spikes for ongoing commitments. Senators questioned him extensively about the Economic Stabilization Fund cap, sales tax trends, inflation, and whether the state should consider raising the cap or using severance-tax revenues differently. Hager said the Rainy Day Fund is expected to hit its cap, which would leave more severance-tax revenue in general revenue, and he stressed that infrastructure needs remain significant.
The Legislative Budget Board then gave a detailed overview of SB 1 and the budget’s major components. LBB staff explained that the bill includes continued funding for the Foundation School Program, $850 million for the Texas State Technical College endowment, $1.3 billion for the Texas University Fund, $6.5 billion for border security, salary increases for correctional officers and state troopers, $3 billion for dementia research, higher community attendant wages, expanded community-based care, $5 billion for the Texas Energy Fund, and funding to clear volunteer fire department grant backlogs. They also outlined supplemental priorities such as water infrastructure, retirement legacy payments, rail grade separations, wildfire aircraft, and emergency facilities, and said the current controlling budget limit is the tax spending limit.
A major portion of the hearing focused on property tax relief. LBB explained that prior-session relief grew from an expected $18 billion to $22.7 billion because of higher-than-anticipated property values and interactions among hold-harmless provisions, and that SB 1 continues and expands relief with $51 billion in total property tax relief, including $3 billion more for compression, $3 billion to raise the homestead exemption from $100,000 to $140,000, and a $500 million placeholder for business tax relief. Senators discussed the automatic nature of some of these costs, the effect of the non-homestead circuit breaker, the role of federal COVID funds, and the need to maintain school finance commitments if the state continues to compress school tax rates.
TX
Transcript Highlights:
- Recommendations include standard conforming changes to the listed riders.
- Inherited responsibilities include ensuring best-practice standards and offering technical assistance
- The first item makes standard conforming changes to rider 2.
- The first item makes standard conforming changes to rider 2. This is rider highlights.
- The first item makes standard conforming changes to rider 2.
Bills:
SB 1
Keywords:
campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards
Summary:
The Senate Finance Committee convened for its first hearing of the 89th regular session, confirmed a quorum, adopted committee rules by a 15-0 vote, and began review of Senate Bill 1, the state budget for fiscal years 2026-27. Chair Huffman outlined the committee’s organization, introduced staff, and described the budget as conservative and focused on one-time investments. She highlighted major SB 1 priorities including property tax relief, full funding for public education formulas, teacher pay, school safety, border security, Medicaid growth, dementia research, energy and water infrastructure, transportation, wildfire suppression, and other capital and public safety needs.
Comptroller Glenn Hager presented the biennial revenue estimate, saying the state has $194.6 billion available for general-purpose spending in 2026-27, with a projected $23.8 billion ending balance from the current biennium. He cautioned that revenue growth is returning to more normal levels and that lawmakers should avoid committing short-term surpluses to ongoing expenses. He also explained that the Economic Stabilization Fund is projected to hit its constitutional cap, meaning an estimated $5.6 billion in severance tax and related revenue would remain in general revenue in the upcoming biennium rather than flow into the fund. Senators discussed whether to raise or rename the fund and the implications of keeping more severance-tax revenue in general revenue.
The Legislative Budget Board then gave an overview of SB 1 and the budget’s major funding changes. LBB staff explained that the bill is essentially flat at $332.9 billion in all funds, but includes large method-of-finance shifts and major property tax relief. They detailed how prior property tax relief enacted in the 88th Legislature grew from an estimated $18 billion to $22.7 billion because of higher property values and hold-harmless provisions, and said SB 1 continues that relief with a total of $51 billion in ongoing and new property tax support. Members asked extensive questions about the automatic growth in school tax compression, the constitutional homestead exemption, COVID-era federal funding, Medicaid assumptions, and the sunset of the non-homestead circuit breaker. No additional votes or final budget actions were taken beyond adoption of the committee rules.
TX
Transcript Highlights:
- need to be seen in the a non-lawyer side of his practice, a disturbing admission that there are two standards
- automatically admitted into Texas courtrooms, where it will undoubtedly be trumpeted as the proper standard
- This is one of many standards used nationwide by physicians to set charges that don't vary based on the
- This bill proposes Medicare standards, but you know... that Medicare would rather pay for shoulder surgery
Bills:
HB4806
Keywords:
civil action, damages, health care services, noneconomic damages, negligence, legal standards, 1184, house, all
TX
Transcript Highlights:
- There are standards, and there are new standards regarding the standard of proof for pain and suffering
- Those standards that are in there are not the rule.
- And then what if they charge the industry standard?
- Chairman, the last point for now, the 300% Medicare is not the standard under 41.
- In the same way, if there becomes a new standard which...
Bills:
HB4806
Keywords:
civil action, damages, health care services, noneconomic damages, negligence, legal standards, 1184, house, all
TX
Transcript Highlights:
- There have been shifts in planning. standards and funding across the state, but our target continues
- in the way we fund these assets, the way we administer policy, the way we develop and implement standards
- Third, we must continue reviewing and modernizing engineering standards that incorporate innovation,
- But I do not think, and we don't have a standard. it's that one of these categories is more emphasized
- to resilience codes. standards, appropriating funding to their source.
Keywords:
Texas, Infrastructure Report Card, ASCE, population growth, climate change, investment, public safety, engineering standards
Summary:
The meeting focused on the release of the 2025 Texas Infrastructure Report Card, highlighting key findings and recommendations for improving infrastructure across various sectors in the state. Julie Jones, Vice President of ASCE Texas, opened the session by introducing key speakers, including Dr. Art Wood and committee co-chairs Griselda Gonzalez and Austin Mazzarelli. Throughout the discussion, the report's grades were revealed, showing the state's infrastructure received an overall grade of 'C'—adequate but requiring significant attention and investment. Emphasis was placed on the rising challenges posed by climate change and increased population growth, underscoring the need for strategic investments in infrastructure to support Texas' economic growth and public safety.
DE
Delaware 2025-2026 Regular Session
House Administration Committee Meeting Jun 24th, 2026
Administration
Transcript Highlights:
- I think that standard should be in there where it's actually put out so somebody's identified as that
- And everybody knows those standards. Sure.
- So whether we want to consider a standard put into the statutes, obviously it's something we can discuss
- This bill still contains a number of vague standards that would create unintended consequences because
- And I heard the words vague standards, and I agree that language matches the intent of the bill.
Bills:
SB231
Keywords:
school social workers, salary supplement, LCSW, mental health, education funding, Delaware Code, certification, professional standards
Summary:
The House Administration Committee met and first considered Senate Bill 231, which would extend the existing 6% salary supplement for school-based mental health professionals with advanced credentials to school social workers who hold licensed clinical social worker credentials and have passed the national exam. The bill sponsor and multiple witnesses described school social workers as essential to student mental health, crisis response, attendance, and family support, and argued the measure corrects an oversight and inequity in the current salary supplement structure. Public testimony was uniformly supportive, and the committee voted to release the bill.
The committee then heard Senate Substitute 1 for Senate Bill 212, a constitutional amendment to protect the rights to hunt, fish, and trap. Supporters, including sportsmen’s groups and individual residents, said the amendment would preserve longstanding traditions, support wildlife management, and guard against future threats to hunting and trapping. An opposing witness argued there was no current threat in Delaware and said the Constitution should not be used to protect trapping or elevate hunting and trapping over other wildlife management approaches. Despite the opposition, the committee voted to release the substitute bill.
Finally, the committee took up Senate Substitute 1 for Senate Bill 284, the First State Emergency Response Act, which would create a 25-foot buffer around first responders at emergency scenes after warning, with misdemeanor penalties for knowingly entering or remaining in the zone to interfere with duties. Supporters said the bill would protect police, firefighters, EMTs, and paramedics from interference, while opponents from the ACLU and the Office of Defense Services raised concerns about vague terms, potential First Amendment impacts, enforcement clarity, and jurisdictional issues. Committee members also questioned how the buffer would be marked and enforced. The sponsor and staff said they would continue working on the language, and the committee voted to release the bill.
US
US Federal 2025-2026 Regular Session
Hearings to examine managing risk for the long-term in the 7(a) loan program, focusing on hearing from lenders. Feb 26th, 2025 at 01:30 pm
Small Business and Entrepreneurship Committee
Transcript Highlights:
- At the same time, the agency also loosened underwriting standards for loans of $500,000 or less.
- I would do things differently and go against the industry standard.
- Fitzgibbon, thank you. recently weakened underwriting standards in the SBA's 7A loan program.
- What I do know is about underwriting standards.
- We're required to maintain our underwriting standards, even when the rules change in the SOP, the Standard
Keywords:
SBA, 7A loan program, underwriting standards, loan defaults, Community Advantage Program, small business funding, testimony
Summary:
The committee meeting focused on discussions regarding the SBA's 7A loan program and its implementation challenges. Members raised significant concerns about recent changes to the underwriting standards, which have been criticized for leading to an increase in loan defaults. Ranking members expressed a desire for a return to stronger guidelines to protect taxpayers and ensure the program remains a viable source for small businesses struggling to secure funding. Testimonies from community lenders highlighted their efforts to support underserved communities and stressed the importance of the Community Advantage Program.