Transcript Highlights:

• <00:34:39.000> is premiums for our insurance Minnesota is premiums for our insurance Minnesota
• also<00:54:18.680> put the premium Security account we also put the premium Security account
• <00:54:27.400> Security put money into the premium Security put money into the premium Security
• We have the Minnesota Health Plan bill here.
• <01:12:30.600> Health<01:12:30.800> Plan um we have the Minnesota Health Plan um we

Bills: HF837

Keywords: health insurance, premium security plan, federal funding, state innovation waiver, Minnesota, 1183, house

Transcript Highlights:

• Chair, members of the committee, Dan Andre with the Minnesota Council of Health Plans.
• I'm Steven Rubis from Health Plan Partnership of Minnesota.
• > to<01:01:40.559> voice plan partnership in Minnesota to voice plan partnership in Minnesota
• Today, Minnesota has one of the lowest individual market premiums in the country.
• Today, Minnesota has one of the lowest individual market premiums in the country.

Bills: HF3388, HF400

Keywords: HF3388, Minnesota premium security plan, reinsurance, health insurance, group health carriers, MCHA, MNsure, individual market, premium stabilization, carrier assessment, health insurance assessment, premium security plan account, state innovation waiver, high-risk pool, reinsurance payments, healthcare premiums, insurance carriers, deferral of assessment, financially impaired condition, HF400

Summary: The committee approved the minutes from the prior day and then heard House File 400, a bill described as a defrayal measure for health insurance mandates. Representative Perryman said the bill would not block future mandates, but would require the state to pay the added costs of any new mandated benefits so those costs would not be shifted to premium payers. She and supporters framed the bill as a way to protect affordability for Minnesota employers, workers, and families, especially in the fully insured market. Testimony in support came from the Minnesota Chamber of Commerce and the Minnesota Council of Health Plans. They argued that Minnesota has a high number of mandated benefits, that each new mandate adds cost to premiums, and that businesses—especially small and midsize employers—are already struggling with rising health insurance costs. The health plans representative said the bill would use the existing Commerce defrayal process to reimburse plans for eligible mandate-related claims, allowing those costs to be removed from premium rates. Several members echoed support, saying the bill would improve transparency by showing the fiscal impact of proposed mandates and help prevent people from being priced out of coverage. Members also explored how mandates apply in the market and how premiums are set. Deputy Commissioner Julia Dryer explained that, unless otherwise specified, mandates generally apply to the individual, small group, and fully insured large group markets, while self-insured ERISA plans and other markets are generally outside that scope. Representative Elkins noted that the affected market is relatively small and said small businesses are increasingly moving to self-insured plans because of cost. He and others raised concerns about affordability, while Representative Smith argued that mandates often ensure needed care and that the bill shifts costs to taxpayers rather than insurers. Representative Bacham added a personal example from tribal self-insurance, saying preventive physicals had saved lives and asking whether other factors besides mandates are driving insurer costs. No amendments were offered, and the bill was laid over for possible future consideration.

Transcript Highlights:

• continues the Premium Security Plan by requiring the state to secure the federal waiver necessary to
• Minnesota continues the Premium Security Plan by requiring the state to secure the federal waiver necessary
• Failure to secure this waiver will drive health costs higher across Minnesota and undermine the state's
• The Premium Security Plan has been one of the few proven tools to stabilize the individual market.
• state of Minnesota. state of Minnesota.

Bills: HF4502, HF3388, HF4106, HF400, HF4138, HF4118, HF4203

Keywords: trusted contact, financial exploitation, elder abuse, elder financial abuse, fraud prevention, financial institution, banking, credit union, broker-dealer, account security, dormant account, consumer protection, scam, suspicious activity, protective services, law enforcement reporting, Minnesota Statutes chapter 45A, HF3388, Minnesota premium security plan, reinsurance

Transcript Highlights:

• Minnesota put together a strategic plan Minnesota put together a strategic plan to<00:45:50.720>
• My name is Dan Andreon with the Minnesota Council of Health Plans.
• the Minnesota Council of health plans the Minnesota Council of health plans thank<00:56:06.920><
• hmos and health plans are already taxed<01:08:42.640> in<01:08:42.799> Minnesota<01:08
• If Minnesota goes forward with the governor's tariffs, if you will, on the insurance premiums, and to

Bills: HF837, HF1903, HF499, HF794

Keywords: health insurance, premium security plan, federal funding, state innovation waiver, Minnesota, newborn safety, anonymity, healthcare provider, safe place, child welfare, HF499, nursing, nurse licensure, temporary permit, temporary nursing permit, Board of Nursing, endorsement licensure, reregistration, refresher course, health occupations

Transcript Highlights:

• Dan Andreesen from the Minnesota Council of Health Plans. Mr.
• Chair, members of the committee, I'm Dan Andreesen with the Minnesota Council of Health Plans, representing
• Since health plans use premiums to pay for that care, they then make a calculation as to how much premium
• Council of Health Plans health Minnesota Council of Health Plans there<00:45:35.839> he<00:45
• pay<00:46:30.760> for Health Plans use premiums to pay for Health Plans use premiums to pay

Bills: HF747, HF1014, HF320, HF400

Keywords: corporate governance, shareholder rights, beneficial ownership, defective corporate acts, Minnesota Business Corporation Act, Minnesota Insurance Guaranty Association, MIGA, insurance guaranty fund, insurer insolvency, covered claim, net worth threshold, high-net-worth insured, financial information request, insurance claims, self-insured retention, deductible, commercial insurance, insurance regulation, Minnesota Statutes 60C.09, guaranty association

Transcript Highlights:

• premium to eligible employees on the highest value plan.
• premium to eligible employees on the highest value plan.
• premium to eligible employees on the highest value plan.
• premium to eligible employees on the highest value plan.
• Assuming just a 10% annual premium increase, a decade from now, the premium for the same plan will cost

Bills: HF3422, HF3461, HF2904

Keywords: state grants, grant oversight, grants management, executive agencies, Minnesota Department of Administration, commissioner of administration, fraud prevention, waste prevention, grant monitoring, financial reconciliation, grant compliance, state government, public funds, grant recipients, competitive grants, grant administration, administrative oversight, monitoring visits, grant policy, legislative leave

Transcript Highlights:

• Not much in rural Minnesota. metro. Not much in rural Minnesota.
• I live in Wilmer, Minnesota, Gomez.
• Capital Security Advisory Committee. Capital Security Advisory Committee.
• security here and State Patrol.
• capital security here and state patrol. capital security here and state patrol.

Bills: HF3477, HF3480, HF3781, HF3357, HF3737, HF3664, HF3621

Keywords: civil rights, law enforcement, federal collaboration, accountability, state law, immigration enforcement, economic impact, Operation Metro Surge, study, appropriation, local government, Legislative Commission on Legislative Security, legislator security, elected official security, staff security, statehouse security, capitol security, legislative district safety, political violence prevention, threat assessment

Summary: The committee first attempted to approve minutes from February 24 and March 3, but members identified multiple spelling errors in names, so approval was held and the motion withdrawn. The committee then took up House File 3477, a bill by Representative Long proposing a civil remedy for constitutional violations by government actors, including federal actors. An author’s amendment (A4) was adopted to remove a subdivision and clarify retroactivity. In discussion, members raised concerns about Supremacy Clause and immigration-related issues; the author responded that the bill applies evenly to state and federal actors and is meant to enforce constitutional rights, not immigration law. After debate, the motion to re-refer the bill to the general register failed on a 6-7 vote, with one member excused. The committee next heard House File 3480, authored by Representative Howard, which would commission an independent economic impact study of Operation Metro Surge. An A2 amendment was adopted to add a dollar amount for the study and clarify timing. Representative Howard said the study would help the legislature understand statewide impacts and noted reported harm to businesses, child care, schools, and local governments. Testimony in support came from Laura Santiago, reading a statement from Christopher Gomez of Willmar, who described ICE agents entering his family’s restaurant, the detention and deportation of family members, and resulting business losses. Rachel Ser, Minneapolis emergency management director, cited a preliminary city assessment estimating major impacts including food insecurity, lost wages, business revenue losses, hotel cancellations, and rental assistance needs. Some members questioned the cost and usefulness of the study, while others said suburban and greater Minnesota communities also wanted the data. The transcript ends during continued discussion of the bill.

Transcript Highlights:

• which has zero Medicare Advantage plan which has zero premiums<00:03:29.519> um<00:03:30.159>
• supplement plans—would cause, over time, a 16% to 20% increase in Medicare supplement premiums.
• Cross is the leading Health Plan in Cross is the leading Health Plan in Minnesota<00:10:26.880> covering
• I don't know how much better you can get than a zero-premium plan and only a $3,700 out-of-pocket max
• I don't know how much better you can get than a zero-premium plan and only a $3,700 out-of-pocket max

Bills: HF2335, HF2400, HF2401, HF2522

Keywords: Medicare, health insurance, supplement policies, preexisting conditions, medical assistance, premium classification, real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, continuing education, out-of-state, licensing, commerce, fraud prevention, automobile theft, law enforcement, insurance crimes, 1183

Transcript Highlights:

• Madam Chair, members of the committee, I am Chelsea Olson with the Minnesota Council of Health Plans.
• premium increases. premium increases.
• We are a nonprofit health plan that currently serves more than 1.4 million people in Minnesota and across
• sweepstakes in Minnesota. sweepstakes in Minnesota.
• We all want what's best for Minnesota. We all want what's best for Minnesota.

Bills: HF3794, HF4472, HF4410, HF4347, HF4412, HF4398, HF4397, HF4201, HF4199, HF4203, HF3706, HF4071, HF4120, HF4175, HF4188

Keywords: surveillance, price discrimination, wage discrimination, automated decision systems, consumer protections, data privacy, biometrics, school district health insurance, charter school health benefits, employee benefits, public sector health insurance, health insurance survey, Legislative Budget Office, LBO report, premium costs, retiree coverage, broker commissions, third-party administrator, health plan transparency, health reimbursement arrangement

Transcript Highlights:

• directly to Minnesota schools. directly to Minnesota schools.
• <00:07:36.600> State So, otherwise, the the Minnesota State So, otherwise, the the Minnesota
• Minnesota renters would receive nothing. Minnesota renters would receive nothing.
• property tax system here in Minnesota. property tax system here in Minnesota.
• Right now, Minnesota homeowners.

Bills: HF4906, HF3971, HF4777, HF2109, HF2988

Keywords: property tax, tax refund, taxpayer relief, Minnesota taxation, one-time payment, taxation, property valuation, Tax Court, evidentiary standards, Minnesota Statutes, disparity reduction, aid payments, local government, funding, Fillmore County, education funding, managed forest land, classification, forest management plan, agricultural land

Summary: The committee first approved the April 9 minutes, then took up House File 2988, which would extend for eight more years a sales tax exemption tied to Minnesota State High School League tournament ticket revenue that is funneled into the league’s foundation and returned to schools as grants. Chair Youakim and Executive Director Eric Martins said the program sends more than $1.1 million annually back to schools for activity fee reductions, scholarships, coaching and training, AEDs, late buses, and other school needs, with over 98% of funds going directly to schools. Representative Huot and others spoke in support, while Representative Robinson questioned the structure and suggested the state could instead simply reduce ticket prices and not tax the tickets. The committee laid HF 2988 over for possible inclusion in the omnibus tax bill. The committee then heard House File 4906, as amended, which would create a one-time property tax refund in calendar year 2026 for owners of residential homesteads and the homestead portion of agricultural property, funded by a $4 billion appropriation in fiscal year 2027. The bill includes a clawback for delinquent taxpayers and offsets to ensure no one receives more in property tax refunds than they paid. A House Research staffer said the Department of Revenue viewed the refund as potentially taxable, while House Research said it likely should be treated as a recovery of prior taxes, and the two would follow up. The bill was introduced with testimony from Eric Bernstein of We Make Minnesota and Nan Madden of the Minnesota Budget Project, both of whom opposed it, arguing it would create a large budget hole, force future cuts, and disproportionately benefit homeowners while excluding renters and lower-income Minnesotans. Several members also raised concerns. Representative Hewitt said the state should prioritize public safety, rural EMS, and safety-net hospitals rather than a large rebate, and Representative Youakim argued the money would be better spent on longer-term property tax relief and education funding. Representative Hollins said the proposal would worsen racial and wealth inequities because homeownership is lower among communities of color and renters would get nothing. In response, the author and supporters said the bill is meant to put money back into people’s budgets and that individuals should be able to decide how to use their own money. The discussion continued with questions about the bill’s size and fiscal impact, but no final action on HF 4906 was taken in the portion provided.

Transcript Highlights:

• That plan is a Minnesota plan. It is still active.
• That plan is a Minnesota plan. It is still active.
• That plan is a Minnesota plan. It is still active.
• next generation of farmers in Minnesota? next generation of farmers in Minnesota?
• 40 or 80 acres out in greater Minnesota. 40 or 80 acres out in greater Minnesota.

Bills: HF3508, HF3548, HF3549

Keywords: dairy assistance, agriculture, investment, relief initiative, farm support, farm assistance, down payment, state funding, loan modification, grain indemnity, financial security, crop insurance, Minnesota agriculture, 1183, house

Transcript Highlights:

• uh recession and took a lot of Planning uh recession and took a lot of Planning by<00:21:20.279>
• <00:21:37.039> for affected if we're not able to plan for affected if we're not able to plan
• <00:29:56.760> from throughout the state of Minnesota from throughout the state of Minnesota
• Thank you. ...their total Minnesota gross receipts from those same four years.
• So if we want to drive growth in Minnesota, we need to drive research and development here.

Bills: HF4, HF173

Keywords: tax relief fund, budget surplus, surplus revenue, tax rebate, tax refund, one-time refund, income tax, property tax, constitutional amendment, Minnesota Constitution, general fund, budget reserve, taxpayer relief, state surplus, fiscal forecast, wealthy taxpayers, high-income exclusion, 2026 ballot, referendum, surplus distribution

Transcript Highlights:

• This is something that tells them, we want you to come back here to Minnesota.
• We want you to begin a family and raise them here in Minnesota.
• This is something that tells them, we want you to come back here to Minnesota.
• We want you to begin a family and raise them here in Minnesota.
• We want you to begin a family and raise them here in Minnesota.

Bills: HF11

Keywords: Minnesota Paid Leave, paid family and medical leave, family leave, medical leave, implementation delay, premium collection, employer premiums, state payroll tax, workforce, labor, benefits administration, DEED, Department of Employment and Economic Development, employer notice, seasonal employees, private plans, actuarial study, outreach and education, employee rights, reinstatement

Transcript Highlights:

• <00:02:40.120> not Family Leave program to Minnesota not Family Leave program to Minnesota
• just want to confirm that in Minnesota just want to confirm that in Minnesota we<00:04:44.400>
• <00:08:50.000> so we tried to offer a voluntary plan so we tried to offer a voluntary plan
• People are making plans based on this, and so again I just want to ask: do you have some plan?
• their planning.

Bills: HF11

Keywords: Minnesota Paid Leave, paid family and medical leave, family leave, medical leave, implementation delay, premium collection, employer premiums, state payroll tax, workforce, labor, benefits administration, DEED, Department of Employment and Economic Development, employer notice, seasonal employees, private plans, actuarial study, outreach and education, employee rights, reinstatement

Transcript Highlights:

• and there's security like the sheriff? and there's security like the sheriff?
• One is security.
• <01:20:58.080> law detailing his arrest, Minnesota law detailing his arrest, Minnesota law
• He was planning for his well.
• Families in Minnesota and across the country that I’ve met, and those that I have not, should be planning

Bills: HF1392, HF2233, HF695, HF2228, HF1289

Keywords: consumer protection, restitution, attorney general, consumer enforcement, unclaimed funds, victim compensation, settlement funds, special revenue fund, general fund, restitution account, consumer fraud, state treasury, eligible consumers, distribution of funds, tax subtraction, income tax, refund, unpaid compensation, Minnesota Department of Revenue, consumer redress

Transcript Highlights:

• order to build a stronger Minnesota. order to build a stronger Minnesota.
• Minnesota families and Minnesota Minnesota families and Minnesota businesses<00:31:25.360> are
• >> US and Minnesota. >> US and Minnesota.
• , for economic security.
• This is the plan." And then to build it. This is the plan."

Bills: HF4862, HF4598

Keywords: apprenticeship, education, teacher training, grant program, labor and industry, workers' compensation, Minnesota workers' compensation, Workers' Compensation Advisory Council, reinsurance association, Workers' Compensation Reinsurance Association, WCRA, occupational disease, presumption, first responders, firefighter cancer, PTSD, post-traumatic stress disorder, police officer, paramedic, emergency medical technician

Transcript Highlights:

• communication board's strategic plan. communication board's strategic plan.
• from the Minnesota Sheriffs Association. from the Minnesota Sheriffs Association.
• and capital security. and capital security.
• Minnesota and across the country. Minnesota and across the country. So,<00:47:38.400> why?
• and security needs. and security needs.

Bills: HF4810, HF4597, HF1082, HF3230

Keywords: public safety, radio communications, infrastructure funding, county funding, interoperability, ARMER network, local jurisdictions, HF4597, Minnesota public safety, 911, emergency dispatch, emergency communications, public safety appropriation, Metropolitan Emergency Services Board, PSAP, dispatch interoperability, real-time coordination, emergency response coordination, cross-jurisdictional response, 911 center awareness platform

Transcript Highlights:

• Line 19 is um for Minnesota State.
• presidential Supreme Court Minnesota presidential Supreme Court Minnesota Supreme<00:29:33.440><
• University of Minnesota Charter. University of Minnesota Charter.
• Minnesota Charter. Minnesota Charter.
• of Minnesota. of Minnesota.

Bills: HF4252

Keywords: higher education, student aid, financial aid, grant programs, scholarships, Office of Higher Education, Minnesota State, University of Minnesota, community college, technical college, postsecondary institution, college affordability, student fees, athletic facilities, competitive athletics, developmental education, remedial courses, pregnant students, parenting students, priority registration

Transcript Highlights:

• , or Minnesota Cable.
• Association or Minnesota communications Association or Minnesota cable<00:04:13.400> thank<00
• Broadband in the next four Minnesota Broadband in the next four years<00:08:47.680> Minnesota
• Minnesota businesses require robust, modern, secure, and accessible communications, data, and information
• Minnesota businesses require robust, modern, secure, and accessible communications, data, and information

Bills: HF47, HF434, HF1503, HF1702

Keywords: telecommunications, installation, certification, safety, underground utilities, HF434, cervidae, deer, elk, moose, chronic wasting disease, CWD, wildlife importation, animal health, biosecurity, zoo, Association of Zoos and Aquariums, AZA, USDA exhibitor, species survival plan

Transcript Highlights:

• 28.159> Colleges<00:03:28.560> and and 33 Minnesota State Colleges and and 33 Minnesota
• Indeed, we have more of Minnesota.
• Uh, Minnesota does.
• for the Minnesota Governor's Caucus. for the Minnesota Governor's Caucus.
• Minnesota system. Minnesota system. >> Vice<01:08:13.280> Coulter.

Bills: HF4362, HF4252, HF4440

Keywords: firearms, guns, gun rights, gun control, campus safety, public college, university, postsecondary institution, higher education, visitor carry, concealed carry, open carry, campus policy, Minnesota Statutes 624.714, petty misdemeanor, parking lot carry, firearm possession, public safety, college campus, student carry