Transcript Highlights:

• Department of Commerce.
• The department Department of Commerce.
• Currently, the Minnesota Department of Commerce processes complaints against real estate appraisers.
• Minnesota Department of Commerce Minnesota Department of Commerce processes<00:48:25.280> complaints
• by the Department of Commerce. by the Department of Commerce.

Bills: HF3604, HF2236, HF3709, HF3766, HF2400

Keywords: bulk fuel, nonoxygenated gasoline, environment, exemption criteria, transportation, HF2236, Minnesota commerce, obsolete language, statutory cleanup, retail installment contract, consumer credit, vehicle financing, auto loans, retail buyer, retail seller, delinquency charge, collection fee, attorney fees, assignment notice, payment receipt

Summary: The committee first approved the minutes from February 26, after correcting the header date to Thursday, February 26. It then took up House File 36004, as amended by the author’s technical A1 amendment. Representative Van Binsbergen described the bill as a change to statute governing bulk delivery of nonoxygenated fuel, especially for boats and other watercraft, to allow direct delivery to vehicles rather than requiring transport of fuel in containers or removal of boats from the water. Members generally supported the concept, citing convenience for lake users, reduced travel and potential invasive species spread, and fewer spill risks, but the chair said the bill would be laid over pending additional clarification from the State Fire Marshal’s Office and other agencies. House File 2236 was then introduced as a vehicle bill for possible future omnibus use and laid over without testimony or opposition. The committee also heard House File 3709, which would allow Minnesota banks and credit unions to offer custodial accounts for digital assets such as cryptocurrency. The authors framed the bill as a consumer-protection and competitiveness measure that would let local institutions keep pace with customer demand and prevent Minnesotans from relying on out-of-state or offshore providers. Testimony from the Department of Commerce and credit union representatives supported the bill, saying it would level the playing field, keep digital assets under Minnesota oversight, and help local institutions remain relevant; one witness said significant liquidity had been leaving local communities for outside exchanges. Questions from members focused on whether the accounts would be NCUA-insured, how the bill related to unclaimed property, and whether the policy goal was consumer protection or simply preserving bank relevance. Several members expressed support but also cautioned about crypto volatility, scams, and the need to avoid turning credit unions into exchanges. The discussion ended without a final vote in the excerpt, with the bill still under committee consideration.

Transcript Highlights:

• Department of Commerce.
• with grid Catalyst and the Minnesota with grid Catalyst and the Minnesota Department<00:04:36.120
• :38.160> role Department of Commerce se's primary role Department of Commerce se's primary role
• Minnesota deed the Northwest Minnesota Minnesota deed the Northwest Minnesota Regional<00:56:27.760
• <00:57:26.319> we Department of Commerce and meanwhile we Department of Commerce and meanwhile

Bills: HF1013, HF1598, HF1656, HF2162

Keywords: energy, economic development, funding, renewable resources, Clean Energy Economy Minnesota, air ventilation, geothermal, school financing, Minnesota Climate Innovative Finance Authority, geothermal energy, renewable energy, construction funding, Como Zoo, energy efficiency, HF2162, Minnesota, planning grants, renewable development account, clean energy, Department of Commerce

Bills: HF2442

Keywords: climate finance, energy finance, renewable development account, RDA, weatherization, preweatherization, low-income housing, energy efficiency, clean energy, solar incentive, Made in Minnesota, community solar gardens, transportation electrification, electric vehicles, grid-enhancing technologies, microgrid, University of St. Thomas, Public Utilities Commission, Department of Commerce, petroleum tank fund

Bills: HF2442

Keywords: climate finance, energy finance, renewable development account, RDA, weatherization, preweatherization, low-income housing, energy efficiency, clean energy, solar incentive, Made in Minnesota, community solar gardens, transportation electrification, electric vehicles, grid-enhancing technologies, microgrid, University of St. Thomas, Public Utilities Commission, Department of Commerce, petroleum tank fund

Transcript Highlights:

• <00:05:02.199> rules drive currently the Minnesota rules drive currently the Minnesota rules
• of government Affairs for the Minnesota of government Affairs for the Minnesota Automobile<00:42
• to the department require the department to the department annually<00:57:29.119> to<00:57:29.319
• required the department the department required the department is<00:58:03.119> required<00:58
• I<00:59:10.200> want<00:59:10.280> to Minnesota Chamber of Commerce I want to Minnesota

Bills: HF2382, HF639, SF1075, HF1243, HF1087, SF1360, HF739, HF2337, HF1220, HF712, HF1219

Keywords: accident reporting, law enforcement, data privacy, contracted service providers, public safety, HF639, Minnesota driver license, Department of Public Safety, driver medical review, loss of consciousness, voluntary control, seizure, nonepileptic seizure, epilepsy, antiseizure medication, physician statement, medical certification, commercial driver, CDL, medical examiner's certificate

Bills: SF1832, HF2440, HF2442

Keywords: economic development, small business, workforce training, grants, entrepreneurship, equity, community support, labor market, employment, funding, data analysis, climate finance, energy finance, renewable development account, RDA, weatherization, preweatherization, low-income housing, energy efficiency, clean energy

Transcript Highlights:

• the Minnesota Chamber of Commerce. Mr. the Minnesota Chamber of Commerce. Mr.
• 04:24.320> of policy with the Minnesota Chamber of policy with the Minnesota Chamber of Commerce
• <00:13:21.600> insured department of commerce for fully insured department of commerce for
• Health Association and the Department of Commerce.
• For the record, Jonathan Carter with the Minnesota Chamber of Commerce.

Bills: HF3388, HF400

Keywords: HF3388, Minnesota premium security plan, reinsurance, health insurance, group health carriers, MCHA, MNsure, individual market, premium stabilization, carrier assessment, health insurance assessment, premium security plan account, state innovation waiver, high-risk pool, reinsurance payments, healthcare premiums, insurance carriers, deferral of assessment, financially impaired condition, HF400

Summary: The committee approved the minutes from the prior day and then heard House File 400, a bill described as a defrayal measure for health insurance mandates. Representative Perryman said the bill would not block future mandates, but would require the state to pay the added costs of any new mandated benefits so those costs would not be shifted to premium payers. She and supporters framed the bill as a way to protect affordability for Minnesota employers, workers, and families, especially in the fully insured market. Testimony in support came from the Minnesota Chamber of Commerce and the Minnesota Council of Health Plans. They argued that Minnesota has a high number of mandated benefits, that each new mandate adds cost to premiums, and that businesses—especially small and midsize employers—are already struggling with rising health insurance costs. The health plans representative said the bill would use the existing Commerce defrayal process to reimburse plans for eligible mandate-related claims, allowing those costs to be removed from premium rates. Several members echoed support, saying the bill would improve transparency by showing the fiscal impact of proposed mandates and help prevent people from being priced out of coverage. Members also explored how mandates apply in the market and how premiums are set. Deputy Commissioner Julia Dryer explained that, unless otherwise specified, mandates generally apply to the individual, small group, and fully insured large group markets, while self-insured ERISA plans and other markets are generally outside that scope. Representative Elkins noted that the affected market is relatively small and said small businesses are increasingly moving to self-insured plans because of cost. He and others raised concerns about affordability, while Representative Smith argued that mandates often ensure needed care and that the bill shifts costs to taxpayers rather than insurers. Representative Bacham added a personal example from tribal self-insurance, saying preventive physicals had saved lives and asking whether other factors besides mandates are driving insurer costs. No amendments were offered, and the bill was laid over for possible future consideration.

Transcript Highlights:

• Chair, does the Department of Commerce support this bill? Chair Davids, thank you.
• Chair, does the Department of Commerce support this bill?
• On behalf of the 6,300 members of the Minnesota Chamber of Commerce, representing all sizes of businesses
• Grocers the Minnesota to the Minnesota Grocers the Minnesota Farmers Farmers Farmers UFCW<01:26:25.840
• <01:29:37.119> rates Department of Commerce just like rates Department of Commerce just like

Bills: HF2228, HF46, HF856, HF2149, HF2215

Keywords: homeowners insurance, property insurance, commercial property insurance, insurance affordability, insurance market stabilization, reinsurance, catastrophic reinsurance fund, self-insured pool, premium costs, coverage notice, liability reform, climate risk, climate change, housing affordability, multifamily housing, rental housing, common interest communities, cooperatives, small business insurance, Minnesota Commerce Department

Transcript Highlights:

• to the Minnesota Department of Health.
• <00:18:42.919> Department<00:18:43.320> of according to the Minnesota Department of
• I’m with the Minnesota Chamber of Commerce.
• <00:47:39.160> defr Department of Commerce um where defr Department of Commerce um where defr
• Again, Bentley G. from the Minnesota Chamber of Commerce.

Bills: HF747, HF1014, HF320, HF400

Keywords: corporate governance, shareholder rights, beneficial ownership, defective corporate acts, Minnesota Business Corporation Act, Minnesota Insurance Guaranty Association, MIGA, insurance guaranty fund, insurer insolvency, covered claim, net worth threshold, high-net-worth insured, financial information request, insurance claims, self-insured retention, deductible, commercial insurance, insurance regulation, Minnesota Statutes 60C.09, guaranty association

Transcript Highlights:

• So thank you. for people in Minnesota. I have a couple for people in Minnesota.
• more This is making Minnesota more This is making Minnesota more affordable.<01:42:07.840>
• district supervisor, Minnesota district district supervisor, Minnesota district supervisor<01:42
• <01:53:34.960> Department<01:53:35.280> of<01:53:35.360> Transportation Minnesota
• Department of Transportation Minnesota Department of Transportation estimates<01:53:36.480> there

Bills: HF3694, HF3844, HF4006, HF3785, HF3849, HF4102, HF3441, HF3507, HF3562

Keywords: transportation, tow trucks, variable message signs, road safety, emergency service, optometrist, window glazing, motor vehicle regulations, medical prescriptions, transportation safety, infrastructure, construction, appropriation, state project, motorized bicycles, motorcycles, electric vehicles, transportation regulations, safety standards, dealer license

Transcript Highlights:

• Department of Commerce.
• Department of Commerce.
• Department of Commerce.
• Department of Commerce.
• Department of Commerce.

Bills: HF1546, HF2403, HF2389, HF2398

Keywords: fire safety, public safety, statewide fire code, code cleanup, repeal, obsolete statutes, matches, strike-anywhere matches, safety matches, match packaging, match storage, tent safety, flame resistant tents, public assembly tents, flammable materials, fire code modernization, Minnesota Statutes chapter 325F, commerce policy, financial institutions, insurance regulation

Transcript Highlights:

• Within the state of Minnesota, the state regulator is the Department of Commerce, and the Appraisal Foundation
• Within the state of Minnesota, the state regulator is the Department of Commerce, and the Appraisal Foundation
• Within the state of Minnesota, the state regulator is the Department of Commerce, and the Appraisal Foundation
• Within the state of Minnesota, the state regulator is the Department of Commerce, and the Appraisal Foundation
• Commerce Commerce Department Department Department superintendent<01:30:13.600> chair<01:30:13.960

Bills: HF2335, HF2400, HF2401, HF2522

Keywords: Medicare, health insurance, supplement policies, preexisting conditions, medical assistance, premium classification, real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, continuing education, out-of-state, licensing, commerce, fraud prevention, automobile theft, law enforcement, insurance crimes, 1183

Bills: HB3622

Keywords: HB3622, 2030 Census, Decennial Census, U.S. Decennial Census Revolving Fund, Oklahoma Department of Commerce, Commerce Department, census preparation, federal census, state treasury fund, revolving fund, continuing fund, deemed appropriated, technology upgrades, census outreach, redistricting, population count, Title 74, OMES, State Treasurer, budgeting

Transcript Highlights:

• has<00:27:53.760> a<00:27:54.000> a Department of Commerce actually has a a Department
• at our Department of Commerce.
• at our Department of Commerce.
• That is why the fraud bureau needs to be in the Department of Commerce.
• That is why the fraud bureau needs to be in the Department of Commerce.

Bills: HF1392, HF2233, HF695, HF2228, HF1289

Keywords: consumer protection, restitution, attorney general, consumer enforcement, unclaimed funds, victim compensation, settlement funds, special revenue fund, general fund, restitution account, consumer fraud, state treasury, eligible consumers, distribution of funds, tax subtraction, income tax, refund, unpaid compensation, Minnesota Department of Revenue, consumer redress

Transcript Highlights:

• Industry, along with the Department of Commerce and the Attorney General's office.
• Department of Commerce, Division of Energy Resources.
• The Minnesota Department of Commerce oversees more than 40 industries to protect consumer interest and
• > Commerce The Minnesota Department of Commerce The Minnesota Department of Commerce oversees<
• Commerce was Leaf from the Department of Commerce was also<01:33:56.960> present<01:33:57.480>

Bills: HF4560, HF4559, HF2317, HF3179, HF4880, HF2862, HF4374

Keywords: Public Utilities Commission, PUC, energy regulation, utility regulation, electric utility, public utility, rate case, multiyear rate plan, decoupling, rate decoupling, greenhouse gas, social cost of carbon, environmental cost, resource planning, certificate of need, distributed renewable energy, interconnection, budget billing, electronic filing, contested case

Transcript Highlights:

• lakes uh here in the state of Minnesota. lakes uh here in the state of Minnesota.
• I have the honor of serving as the commissioner of the Minnesota Department of Natural Resources.
• I have the honor of serving as the commissioner of the Minnesota Department of Natural Resources.
• benefits to Minnesota. benefits to Minnesota.
• Department of Natural Resources.

Bills: HF624

Keywords: HF624, Minnesota fishing law, game and fish, walleye stamp, walleye stamp validation, angling, angler, fishing lines, two lines, four lines, open water fishing, ice fishing, Department of Natural Resources, DNR, fishing regulations, fish harvest, conservation, Minnesota Statutes 97C.315, 1183, house

Transcript Highlights:

• Health Care and Commerce Policy, Minnesota Chamber of Commerce.
• > Policy, Health Care and Commerce Policy, Health Care and Commerce Policy, Minnesota<00:16:15.040
• Minnesota Chamber of Commerce. Minnesota Chamber of Commerce.
• My name is Jonathan Cotter, Director of Health Care and Commerce Policy with the Minnesota Chamber of
• /c><00:18:49.760> the Department of Commerce to seek the Department of Commerce to seek the needed

Bills: HF4502, HF3388, HF4106, HF400, HF4138, HF4118, HF4203

Keywords: trusted contact, financial exploitation, elder abuse, elder financial abuse, fraud prevention, financial institution, banking, credit union, broker-dealer, account security, dormant account, consumer protection, scam, suspicious activity, protective services, law enforcement reporting, Minnesota Statutes chapter 45A, HF3388, Minnesota premium security plan, reinsurance

Transcript Highlights:

• <00:02:36.080> Finance House File 2443, the Commerce Finance House File 2443, the Commerce
• There are still pieces coming over from the Department of Public Safety as well as the Department of
• There are still pieces coming over from the Department of Public Safety as well as the Department of
• There are still pieces coming over from the Department of Public Safety as well as the Department of
• There are still pieces coming over from the Department of Public Safety as well as the Department of

Bills: SF1959, HF2444, SF2298, HF2445, SF2216, HF2443, HF2130, HF1943, HF2436, HF2442

Keywords: veterans, military affairs, Department of Veterans Affairs, Department of Military Affairs, omnibus veterans bill, appropriations, National Guard, state active service, armory, State Armory Building Commission, veterans homes, veterans cemeteries, county veterans service office, Minnesota GI Bill, Gold Star families, Blue Star families, Secret War in Laos, Hmong veterans, Laos veterans, special guerrilla units

Transcript Highlights:

• budget that is based off of the February forecast and we'll just be providing base funding to the Department
• of Commerce Division of Energy Resources.
• be providing um base funding<00:01:23.439> to<00:01:23.680> the<00:01:23.920> department
• <00:01:24.159> of<00:01:24.320> commerce<00:01:25.040> uh funding to the department
• of commerce uh funding to the department of commerce uh division<00:01:25.920> of<00:01:26.640

Bills: SF1959, HF2444, SF2298, HF2445, SF2216, HF2443, HF2130, HF1943, HF2436, HF2442

Keywords: veterans, military affairs, Department of Veterans Affairs, Department of Military Affairs, omnibus veterans bill, appropriations, National Guard, state active service, armory, State Armory Building Commission, veterans homes, veterans cemeteries, county veterans service office, Minnesota GI Bill, Gold Star families, Blue Star families, Secret War in Laos, Hmong veterans, Laos veterans, special guerrilla units

Transcript Highlights:

• credits as we go here in Minnesota credits as we go here in Minnesota and<00:02:02.000> it
• the largest is um in the Minnesota the largest is um in the Minnesota Minnesota Minnesota Power<00:13
• He added that the Minnesota Department of Commerce is actually leading the effort as administrator, and
• > end<01:04:31.839> up end up in Minnesota and they end up end up in Minnesota and they
• takeaways of the day is that Minnesota takeaways of the day is that Minnesota is<01:41:04.639>

Bills: HF75

Keywords: HF75, earned incentive release credit, earned incentive credits, revocation, revocable credits, corrections, Minnesota Department of Corrections, prison discipline, incarcerated persons, inmate misconduct, facility rules, sentence reduction, supervised release, Minnesota Rehabilitation and Reinvestment Act, public safety, rehabilitation, prison credits, executed sentence, 1183, house