Video & Transcript Research : 'Meeting Start 00:00 Call to Order and Roll Call 00:08 Discussion SB 219 01:25 Vote SB 219 04:00'

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KY

Kentucky 2026 Regular Session

Senate Standing Committee on Banking and Insurance. (3-3-26)

Banking & Insurance

Transcript Highlights:
  • >> Yeah, >> we<00:01:08.799> was<00:01:08.960> going<00:01:09.040> to
  • We was going to send<00:01:10.720> Senator<00:01:11.040> Girdler<00:01:11.439> after
  • Girdler after you, but >> we're<00:01:13.360> ready<00:01:13.680> to<00:01:14.479
  • Senator how an<00:01:27.600> act<00:01:27.840> relating<00:01:28.240> to<00:01:28.479
  • So I'll turn it over to him<00:01:50.720> to<00:01:50.960> explain.
Summary: The committee met with a quorum and took up Senate Bill 219, a cleanup bill concerning deferred deposit transaction fees imposed by the commissioner. The sponsor and witness explained that the bill stems from earlier payday lending enforcement provisions and a real-time database funded by a fee. They said the 2024 law capped the fee at $3, but the department had to go through a lengthy regulatory process to set it, and this bill would remove the commissioner’s authority to set the fee separately so it remains a flat $3 maximum per transaction. Members discussed the bill briefly, including a clarification that the change on page 1, line 21 replaces “not to exceed” with “of.” Senator Douglas commented favorably on the bill’s simplicity. No opposition or substantive concerns were raised. A motion and second were made, the roll was called, and Senate Bill 219 passed the committee with favorable expression on a unanimous vote. The chair noted it was the only bill on the agenda and that House bills would be considered later.
KY

Kentucky 2026 Regular Session

House Standing Committee on Banking and Insurance. (3-18-26)

Banking & Insurance

Transcript Highlights:
  • We will call the sixth meeting of the House Standing Committee on Banking and Insurance to order this
  • you meet that threshold in order How do you meet that threshold in order to<00:04:01.040> do<00
  • ,<00:08:38.760> gentlemen,<00:08:39.360> to And as I explained this, gentlemen, to
  • And as I explained this, gentlemen, to our<00:08:40.000> leadership<00:08:40.479> team<
  • And if we're aligning to that, we're<00:08:47.640> certainly<00:08:48.040> not<00:08:48.280
KY

Kentucky 2026 Regular Session

House Standing Committee on Banking and Insurance. (3-11-26)

Banking & Insurance

Transcript Highlights:
  • This time we'll call the fifth meeting of the House Standing Committee on Banking and Insurance to order
  • I am going<00:01:08.479> to<00:01:08.640> go<00:01:08.799> out<00:01:08.960>
  • <00:01:10.640> Uh going to go out of order on this one.
  • <00:08:05.199> Excited<00:08:05.520> to<00:08:05.680> vote<00:08:05.840>
  • Excited to vote for it. Just one<00:08:06.400> follow-up<00:08:06.879> question.
KY

Kentucky 2026 Regular Session

Senate Standing Committee on Banking and Insurance. (2-10-26)

Banking & Insurance

Transcript Highlights:
  • while we're trying to fix a problem.<00:04:03.360> And<00:04:03.680> I<00:04:03.920>
  • Chairman, I would make a motion<00:04:19.600> to<00:04:19.840> roll<00:04:20.000> the
  • <00:04:20.160> amendment<00:04:20.560> into<00:04:20.720> a >> Motion to roll
  • to prosecute,<00:08:38.560> and<00:08:38.800> they<00:08:39.039> just<00:08:39.200
  • > replace<00:21:19.280> it go to roll that truck out and replace it go to roll that truck
Summary: The Senate Banking and Insurance Committee met for its first meeting of the 2026 session, called the roll, and welcomed new member Senator G. Gary Clemens. The committee first took up Senate Bill 118, which concerns credit property insurance and would codify existing practice in the Kentucky Revised Statutes. Sponsor Senator Brandon Storm explained that the bill clarifies the treatment of the product and, through a committee amendment, excludes GAP/vehicle protection products from its scope and aligns filing language with current law. The amendment was adopted, the bill passed with favorable expression, and the amendment was rolled into a committee substitute. The committee then heard Senate Bill 153, relating to the prevention of harmful and fraudulent practices. Senator Greg Elkins and witnesses from the Attorney General’s office, Kentucky Farm Bureau Insurance, and State Farm described the bill as a response to storm-chaser and contractor fraud after major weather events. They said the measure would codify current coordination between the Attorney General and the Department of Insurance, allow criminal enforcement in addition to civil actions, and formalize an emergency registration/placard system for out-of-state contractors and volunteer groups during disasters. Members asked about how the bill would affect homeowners who directly hire contractors and whether volunteer groups such as disaster relief organizations or Amish/Mennonite volunteers would be required to register; sponsors said direct hiring would not be affected and volunteers would be handled through a separate identification process. The committee substitute was adopted, the bill passed as amended, and members emphasized the need to protect homeowners from fraud and inflated costs. Finally, the committee considered Senate Bill 158, relating to vehicle financial protection. Senator Jason Howell and representatives of the Guaranteed Asset Protection Alliance explained that the bill modernizes and regulates GAP waivers and related consumer protection products, such as debt waiver and depreciation benefit agreements, while keeping them legal in Kentucky. Supporters said the bill would ensure providers are properly funded and bonded and would align Kentucky with other states. The bill passed with favorable expression, and the meeting ended on a note of bipartisan agreement on all three measures.
KY

Kentucky 2026 Regular Session

House Standing Committee on Banking and Insurance. (3-4-26)

Banking & Insurance

Transcript Highlights:
  • . >> We'll call the fourth meeting of the House Standing Committee on Banking and Insurance to order
  • <00:01:24.159> We<00:01:24.479> will<00:01:24.720> start work done and move
  • <00:08:25.599> them<00:08:25.759> to<00:08:25.919> triage<00:08:26.400> and
  • <00:25:31.600> And<00:25:31.760> we with regard to kiosk business.
  • this answer and I'm excited to vote for this answer and I'm excited to vote for this bill<00:
Summary: The House Standing Committee on Banking and Insurance met with a quorum and took up three bills. Senate Bill 153, sponsored by Sen. Greg Elkins, aimed to combat insurance fraud tied to post-disaster contractor scams. Testimony from the Attorney General’s Office and committee members described problems involving roofing, siding, and debris-removal scams, including vandalism used to create claims and companies that disappear before victims can recover losses. The bill would expand enforcement tools by making certain vandalism-related conduct criminal, giving the Attorney General concurrent jurisdiction with local prosecutors, creating a post-disaster contractor registry, and banning door-to-door solicitation during declared emergencies. The committee approved the bill by roll call and sent it forward with a favorable recommendation. Senate Bill 118, sponsored by Sen. Brandon Storm, addressed credit property insurance offered by consumer loan companies. The sponsor and a representative of the Kentucky Consumer Finance Association explained that the product has been offered for years and that the bill would provide statutory authority for its continued use. The committee raised no substantive objections, and the bill passed on a roll call vote with a favorable recommendation. House Bill 380, sponsored by Rep. Tom Smith, focused on regulating cryptocurrency kiosks in convenience stores to curb fraud against seniors. The committee heard emotional testimony from a sheriff and a fraud victim describing scams that led victims to deposit cash into crypto kiosks, often under pressure from callers posing as authorities or relatives. AARP Kentucky supported the bill, citing widespread losses to older adults and the need for guardrails. A committee substitute was adopted that would cap daily transactions at $2,000, require fee disclosure and customer consent, impose licensing and compliance requirements, mandate identification for transactions, and add criminal penalties and Attorney General enforcement. Members discussed the bill’s scope, including that it would not address gift card scams, and noted the delayed effective date was requested so regulators could write rules. The committee adopted the substitute and then passed the bill favorably on roll call.
KY

Kentucky 2026 Regular Session

Senate Standing Committee on Banking and Insurance. (2-24-26)

Banking & Insurance

Transcript Highlights:
  • <00:04:08.239> likely<00:04:08.480> to<00:04:08.640> buy<00:04:08.799> it
  • >> Okay.<00:04:22.960> And<00:04:23.199> that<00:04:23.440> typical<00:04:
  • And<00:04:32.639> again,<00:04:33.280> you<00:04:33.360> know,<00:04:33.520>
  • <00:04:44.080> We<00:04:44.240> got<00:04:44.400> to<00:04:44.479> do
  • <00:25:35.120> So,<00:25:35.440> something<00:25:35.679> to this to happen.
Summary: The committee first took up Senate Bill 157, which would align Kentucky’s mortgage loan fee rules with federal standards by exempting certain first and second mortgages from the state’s total net income cap when they meet federal points-and-fees thresholds. The sponsor and Rocket Mortgage testified that the bill would make it easier for borrowers to buy down mortgage interest rates with discount points, helping affordability without changing borrower costs, while preserving the existing 4% cap for loans outside the federal standard. Members discussed how rate buydowns work in practice, and the bill passed with a favorable expression after a roll call vote. The committee then heard Senate Bill 189, as amended by a committee substitute, which would create a licensing and regulatory framework for virtual currency kiosks, or crypto ATMs, in Kentucky. The sponsor described widespread scam losses tied to these kiosks, especially among older adults, and said the bill would add consumer protections such as licensing, financial safeguards, transaction limits, refund or hold requirements, disclosures, receipts, and enforcement authority for the Department of Financial Institutions. He also said the substitute was based on other states’ models and that further changes might be needed, including possible floor amendments. AARP Kentucky testified in support of regulating crypto kiosks but said the committee substitute weakened consumer protections and urged stronger safeguards, including lower transaction limits, fee caps, identity verification, receipts, and scam warnings. AARP representatives cited data on scam complaints and losses in Kentucky and nationally, and said the point of transfer is the best place to prevent harm. Committee members generally agreed the issue was consumer protection, but one senator cautioned against overregulating personal financial choices and noted that scams exist in many forms. The discussion ended with acknowledgment that the bill would continue to be refined, including in coordination with the House and stakeholder groups.
KY

Kentucky 2026 Regular Session

House Standing Committee on Banking and Insurance. (3-25-26)

Banking & Insurance

Transcript Highlights:
  • <00:01:52.560> start<00:01:53.160> let<00:01:53.360> her<00:01:53.520> introduce
  • My<00:01:59.040> name<00:01:59.280> is<00:01:59.400> Nora<00:01:59.720> Rolling
  • Uh Uh Uh and<00:08:05.200> it's and it's and it's from<00:08:06.760> a<00:08:06.840>
  • I have, it has to be whatever activity I have, it has to be justified<00:08:19.880> and<00:08
  • listening to us today and<00:08:59.480> would<00:08:59.680> love<00:09:00.000> to
KY
Transcript Highlights:
  • Boswell Mr chairman I'd like to vote Yes Boswell Mr chairman I'd like to vote Yes and<00:04:18.239>
  • > do<00:04:20.359> so<00:04:20.759> um and explain my vote please do so um and explain
  • 04:35.280> timely<00:04:35.600> manner get to vote on them in a timely manner get to vote
  • :54.440> on<00:31:54.639> to and the meetings that have gone on to and the meetings that
  • and to continue a part of the discussion and to continue to<00:32:26.960> work<00:32:27.480><
Summary: The Natural Resources Committee first approved the minutes from the prior meeting and then took up Senate Bill 245, which would give the legislature more authority to review appointments to the Fish and Wildlife Resources Commission and clarify language about commissioners serving before confirmation. The sponsor said the bill was meant to allow a deeper background review and prevent unconfirmed appointees from voting on budget matters. The bill was adopted with a sub and title amendment, and Senator Boswell explained his yes vote as a way to ensure timely and proper confirmation votes in the future. The committee then discussed Senate Bill 112, concerning fishing on privately owned lakes and ponds. Senator Boswell argued that landowners should be able to fish on their own property without a license and should control fish harvest on private waters, while still requiring permission for others to fish. Commissioner Rich Storm opposed the proposal, saying landowners already may fish on their property, warning that the bill could reduce fishing-license revenue and federal grant support, and noting the department’s work stocking fish, maintaining access, and funding conservation programs. Senator Webb said he was exploring possible compromise language, and other members raised concerns about pay lakes, youth access, and potential abuse of exemptions. Boswell ultimately withdrew the bill voluntarily, and the committee agreed not to vote on it that day. Finally, the committee heard a discussion-only presentation on Senate Bill 8, focused on long-term energy policy and the role of the Public Service Commission. The sponsor said Kentucky needs a broader energy strategy to address growing demand from new industries such as large data centers, grid capacity limits, and the need for expertise and possibly different pay scales to recruit qualified staff. Members responded positively to the discussion, noting the importance of the PSC and the need for continued work on the issue, but no vote was taken.
KY
Transcript Highlights:
  • So we go ahead and bring our meeting to order.
  • So we go ahead and bring our meeting to order. I'll ask the clerk to go ahead and call the roll.
  • So we go ahead and bring our meeting to order. I'll ask the clerk to go ahead and call the roll.
  • to<00:08:03.159> work<00:08:03.560> and<00:08:04.120> and<00:08:04.360>
  • a get to work and and get back to being a get to work and and get back to being a leader<00:08:05.720
Summary: The committee opened with a prayer, the Pledge of Allegiance, roll call, and approval of the minutes. After no special guests were recognized, members took up a joint resolution carried by Senator Nemes for Senator Adams concerning reformulated gasoline requirements in Jefferson County and parts of Oldham and Bullitt counties. The resolution would direct the Energy and Environmental Cabinet to revise the state air quality implementation plan to remove the reformulated gas mandate. Senator Nemes argued the requirement is outdated and has little practical effect given modern vehicles and fuel standards, and members voted to pass the resolution unanimously. The committee then heard Senate Bill 179 from Senator Danny Carroll, which would create a nuclear energy development grant program within the Nuclear Energy Development Authority. Carroll explained that the bill would set aside $10 million from the previously appropriated $40 million investment for grants supporting nuclear energy development in Kentucky, with grants capped at $2 million and administered entirely by NEITA rather than through Economic Development. He and several members emphasized the need for Kentucky to invest in nuclear energy to keep pace with states like Tennessee, which was cited as having invested heavily and attracting business activity around small modular reactors. Members expressed strong support for the bill, with Senator West and others praising the initiative and calling it important for Kentucky’s energy future. The committee voted the bill out favorably with an expression that it shall pass. Before adjournment, the chair encouraged members to review the other energy bills that had been heard recently and stressed the importance of moving quickly on energy policy measures. A motion was then requested to close the meeting.
KY

Kentucky 2026 Regular Session

Senate Standing Committee on State and Local Government. (2-4-26)

State & Local Government

Transcript Highlights:
  • <00:04:10.400> and<00:04:10.720> enforce authorizes cities to adopt and enforce authorizes
  • cities to adopt and enforce ordinances<00:04:11.920> related<00:04:12.319> to<00:04:12.560
  • and I'm happy to<00:08:04.960> vote<00:08:05.280> I.
  • <00:08:06.000> Chair<00:08:06.319> Neimus to vote I. Chair Neimus to vote I.
  • and or have floor language and or have floor >> and<00:25:40.480> discuss<00:25:40.640>
Summary: The committee first took up Senate Bill 132, which would clarify that state law does not limit local governments’ authority to regulate businesses affiliated with licensed massage therapists. The sponsor and supporting testimony from a police chief and the Kentucky League of Cities said the bill is aimed at helping cities respond to complaints about suspected illegal activity, including possible human trafficking, by expressly allowing local ordinances on zoning, licensing, inspections, advertising, hours, and sanitation. The bill also increases the penalty for practicing massage therapy without a license from a class B to a class A misdemeanor and makes each unlicensed session a separate offense, while preserving existing protections for trafficking victims. The committee then heard Senate Bill 33, which addresses recovery residence centers. Senator Thomas said the bill responds to fraudulent or noncompliant recovery homes operating without proper certification and creating neighborhood problems. The measure would require recovery residences to notify cities when they apply for and receive certification, report certain ownership and contact information, and allow cities to keep a registry so they can identify certified facilities. Testimony from the Kentucky Alliance of Recovery Residences supported the bill’s enforcement goals but objected to making addresses public, citing safety concerns for vulnerable residents; the sponsor agreed to remove the public-record language through a floor amendment. The committee passed the bill favorably 8-0. Finally, the committee considered Senate Bill 85, which would allow state retirement benefits to be directed to a special needs trust. The sponsor and co-sponsor said the bill is intended to help state employees provide for a dependent with special needs after the employee’s death without affecting eligibility for waiver or other benefits. A witness from the Kentucky Alliance of Recovery Residences supported the concept and noted the importance of clear language, while Senator McDaniel raised a technical concern about whether the bill could allow benefits to be directed to an unintended beneficiary. The sponsor said the language would be reviewed and clarified if needed. The committee approved the bill 8-0 with favorable expression and adjourned.
KY
Transcript Highlights:
  • going to go ahead and call the meeting to order and DJ, please take the roll.
  • :01:20.720> do<00:01:20.920> business<00:01:21.280> and<00:01:21.400> we're
  • c> established to do business and we're established to do business and we're going<00:01:21.640> to
  • <00:01:21.759> go<00:01:21.880> ahead<00:01:22.119> and<00:01:22.360> proceed
  • to be uh referred to the patients to be uh referred to the resources<00:04:43.840> that<00:04
Summary: The House Standing Committee on Health Services met with a quorum and first considered House Bill 219, sponsored by Representative Rebecca Raymer. The bill requires emergency services to provide mandatory training for emergency medical staff on sexual assault emergency response requirements, with the training developed in collaboration with the Sexual Assault Response Team advisory committee. Testimony from Jenna Cassidy of the Kentucky Association of Sexual Assault Programs and WN Stevens of Children’s Advocacy Centers of Kentucky explained that the training would help emergency department staff properly respond to sexual assault patients, preserve evidence, and connect patients to needed resources; the committee also clarified that the bill is training-focused and not a certification requirement. HB 219 received favorable expression and was reported to the House floor. The committee then heard House Concurrent Resolution 20, also from Representative Raymer, which directs the Legislative Research Commission to study gaps in sexual assault nurse examiner coverage, why those gaps exist, and what hospitals do when no SANE nurse is available. Raymer said the study was intended to gather data for future legislation, and members noted the importance of documenting current practices and supporting efforts to expand SANE coverage. The resolution was adopted with 16 favorable votes and recommended for passage on the House floor. Next, the committee took up House Bill 303, sponsored by Representative Steve Bratcher, which creates a pathway for military medical personnel to translate their training into civilian Kentucky credentials through colleges and universities. The committee substitute broadened participation beyond KCTCS to any Kentucky institution with accredited programs, and Bratcher explained that schools would evaluate military experience, award applicable credit, identify gaps, and still require the relevant licensure exam. Members asked about university participation, credentialing standards, and how prior military radiology training would transfer; Bratcher said the program is voluntary for institutions and works with existing SkillBridge and veterans’ programs. HB 303, as amended by committee substitute, passed unanimously and was recommended for passage. At the end of the meeting, the committee briefly reviewed administrative regulations. Representative Fleming asked about a behavioral regulation that had previously been found sufficient, and staff indicated it had been deferred, later found deficient again in the Senate Health Services Committee, and may be addressed through Senate Bill 65. The chair then allowed members to record additional votes before adjourning and announced the next Health Services meeting would be February 20 at noon in Room 149.
KY

Kentucky 2026 Regular Session

House Standing Committee on Families and Children. (3-19-26)

Families & Children

Transcript Highlights:
  • This is the sixth meeting of the House Standing Committee on Families and Children to order.
  • May<00:01:37.720> I<00:01:38.040> and<00:01:38.120> if<00:01:38.240> you'll
  • All right, you can go ahead and<00:01:43.520> get<00:01:43.640> started.
  • :04:01.800> I<00:04:01.880> was<00:04:02.040> going<00:04:02.160> to<00:04
  • 14 to zero with favorable<00:04:37.200> expression<00:04:37.800> and<00:04:37.920>
KY

Kentucky 2026 Regular Session

House Standing Committee on Natural Resources and Energy. (3-19-26)

Natural Resources & Energy

Transcript Highlights:
  • > plan<00:04:04.360> and<00:04:05.160> and their business purposes to plan and and
  • their business purposes to plan and and to to to to<00:04:06.560> give<00:04:06.800> us
  • is very proprietary and very important<00:04:27.000> to<00:04:27.080> keep important to
  • to comments and we can I'll be happy to comments and we can I'll be happy to answer<00:04:37.720
  • amended<00:25:39.880> by<00:25:40.200> the Clerk, call the roll, please.