Video & Transcript Research : 'Insurance Institute for Business & Home Safety'

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LA

Louisiana 2026 Regular Session

Commerce Apr 7th, 2026

Commerce

Transcript Highlights:
  • It makes it more business-friendly for our partners across the state who protect us through life safety
  • Did their insurance pay for the injuries?
  • for life and safety with boilers.
  • This is a huge safety issue for us.
  • So who's more expensive for who? For the home builder. Oh, for the home builder? Yeah.
MN

Minnesota 2025-2026 Regular Session

House Taxes Committee 3/17/26

Taxes

Transcript Highlights:
  • Thank you for hearing my bill. the health insurance plans they're the health insurance plans they're
  • pool for all statewide health insurance pool for all educators.<00:35:55.680><c> I</c><00:35:56.000>
  • that would allow us to care for our kids at school and also our families at home.
  • that would allow us to care for our kids at school and also our families at home.
  • was the deadline for two days ago was the deadline for business<00:50:47.040><c> taxes</c><00:50:47.760
AZ

Arizona 2026 Regular Session

03/10/2026 - House Commerce

Commerce

Transcript Highlights:
  • Chairman, thank you for hearing the bill.
  • We appreciate Senator Meznarred for sponsoring this legislation.
  • An ABC can be better for many distressed businesses for three key reasons.
  • Section 606 provides a process for notifying creditors, including options for them to opt out.
  • Senate Bill 1415 prescribes specified qualifications for salaried employees of insurers or managing general
FL

Florida 2026 Regular Session

Governmental Oversight and Accountability Jan 20th, 2026

Governmental Oversight and Accountability

Transcript Highlights:
  • I'm here today to speak on behalf of our public safety telecommunicators and ask for your support to
  • I'm here today to speak on behalf of our Public Safety Telecom. Thank you. for over 30 years.
  • I'm here today to speak on behalf of our public safety telecommunicators and ask for your support of
  • These calls sometimes come from citizens who do not evacuate and are scared for their own safety or that
  • Thank you for recognizing the critical role of public safety telecommunicators, your time today, and
Bills: S0774, S7028, S7024, S7026
Summary: The Committee on Governmental Oversight and Accountability met and first heard Senate Bill 774, which would extend workers’ compensation medical benefits for employment-related mental or nervous injuries to 911 public safety telecommunicators, even without a physical injury. The sponsor and several dispatchers, a clinician, and communications directors testified in support, describing repeated exposure to traumatic calls, chronic understaffing, and the need for mental health treatment and retention support. Senator DiCeglie and Chair Mayfield praised dispatchers’ work, and the bill was reported favorably by committee vote, with Senator McClain later recorded as voting yes on the bill. The committee then took up SPB 7028, a retirement bill that sets Florida Retirement System employer contribution rates beginning July 1, 2026, leaves the 3% employee contribution unchanged, allows certain elected officers to receive a DROP payout under specified conditions, and provides a 1.5% alternative cost-of-living adjustment for eligible special risk retirees. Firefighters, police, sheriffs, and chiefs’ groups spoke in support, emphasizing recruitment and retention. The committee voted to submit the proposal as a committee bill and reported it favorably. Finally, the committee considered SPB 7024 and SPB 7026, both open-government-related bills. SPB 7024 would repeal the current public records and public meeting exemption for cybersecurity information and consolidate agency-specific cybersecurity exemptions into one agency-wide exemption. SPB 7026 would repeal the current public records exemption for trade secrets held by an agency and similarly consolidate specific trade secret exemptions into one agency-wide exemption. Neither bill drew testimony or debate, and both were submitted as committee bills and reported favorably. The meeting then adjourned.
TX
Transcript Highlights:
  • A lack of explicit authorization under the Health and Safety Code for sheriffs and constables to provide
  • Senator Hall for supporting this bill for us.
  • Choosing directed donor blood allows for an increased measure of quality and safety for a patient and
  • It has for the. specific need for donated blood, for blood that has a very narrow. you know okay blood
  • Hughes for acting upon that that to the lieutenant governor we thank you for always for his interim charges
OK
Transcript Highlights:
  • for strong readers and for the Oklahoma math and proficiency act and for SGOs to receive for capital
  • So, thank you for that question. Thank you for that.
  • So, thank you for that question. Thank you for that.
  • Chairman, who gets to decide when they make a donation, and they do, let's say, the $100,000 for a business
  • Please be prepared next week for pretty long nights. We're going to be busy every night.
OK
Transcript Highlights:
  • Go home, lay down. And I was like, it's no gender surgeries for minors.
  • And they do, let's say, the $100,000 for business. Do they get to designate where...
  • Let's say the $100,000 for a business.
  • For it to go for $2,500, right?
  • We're going to be busy every night. So with that, it's time for announcements and introductions.
Summary: The House convened, called the roll, and heard an invocation focused on “leading with the farewell,” followed by the Pledge of Allegiance and a series of floor recognitions honoring guests and student groups. Presentations included the nurse of the day, Susan Hollingsworth, and multiple student champions and visitors, including the Clinton High School 4A hip hop state champions, Pryor High School’s Life Smarts state champions, the Elgin High School wrestling team, the Fort Gibson FFA livestock judging team, Putnam City North’s girls basketball champions, visiting students from Douglas, OSU environmental science graduate students, and Oklahoma Energy Resource Board teachers of the year. The chamber then took up several Senate bills. SB 378, updating bail bondsman regulations, passed 77-3. SB 985, codifying the local food for school program in statute, passed 79-0. SB 1246, which would update and speed up DEQ permitting while preserving transparency, drew questions about agency outreach and environmental impacts; after a division vote on advancing the bill passed 30-28, the bill itself passed 81-0. Later, SB 1500 on pharmacy benefit managers passed 81-0, SB 1984 on osteopathic medicine passed 74-0, and SB 1644 creating a reporting mechanism for suspected alpha-gal syndrome passed 82-0. The House also adopted Senate amendments to HB 3720, the local food freedom bill, and passed it 81-0. HB 4118, the family caregiver credit, also passed 81-0 after the Senate amendment restored the title “Caring for Caregivers Act.” A motion was made to reject Senate amendments to HB 2992 and request conference. House Joint Resolution 1100, relating to OMES proposed major rule changes, was read on second reading and referred to administrative rules. A lengthy debate centered on an amendment to SB 1546, a teacher-related bill, which would expand the Oklahoma Equal Opportunity Scholarship Fund tax credit to support the Strong Readers Act, the Oklahoma Math Proficiency Act, and certain capital projects for scholarship-granting organizations. Supporters said it would encourage private investment in education and add instructional capacity; opponents argued it would favor wealthy private schools, do little for rural or high-poverty districts, and divert scholarship resources. The amendment was adopted unanimously, and the bill was advanced to final passage, with debate continuing at the end of the transcript.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/19/25

Commerce Finance and Policy

Transcript Highlights:
  • I wouldn't want to speak for the insurance companies on exactly how they operate their business practices
  • I wouldn't want to speak for the insurance companies on exactly how they operate their business practices
  • the insurance companies on on speak for the insurance companies on on sort<00:55:17.440><c> of</c><00
  • screen</c><01:04:03.359><c> for</c> insurance.
  • So, they'll screen for insurance. So, they'll screen for adverse<01:04:04.200><c> selection.
NM

New Mexico 2026 Regular Session

Senate - Health and Public Affairs Feb 4th, 2026 at 06:25 pm

Senate Health & Public Affairs

Transcript Highlights:
  • IBAC is the The Interagency Purchasing Collaborative goes out for bids together for health insurance
  • It helps also for insurance to avoid surprise bills.
  • privacy requirements for insurance companies.
  • We know that home-based child care is essential for serving families, for working families.
  • for employees Who work in safety-sensitive positions.
Bills: SB20, SB53, SB86, SB96, SB129
MN

Minnesota 2025-2026 Regular Session

Commerce Committee Meeting - 2025-04-03

Commerce Finance and Policy

Transcript Highlights:
  • This tool that's being added allows for a pause button to be placed in for the parties to continue to
  • For various reasons, people may fall behind or it's not possible for people to do that, and this legislation
  • It allows medical businesses to sell medical products. medical cannabis to other medically endorsed businesses
  • I really appreciate all the committee members for that, and also Chair O'Driscoll for having been such
  • The number is bigger next time for me.
Bills: HF1224, HF1615, HF2403
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 4/3/25

Commerce Finance and Policy

Transcript Highlights:
  • The minutes for April 2, 2025, are approved.
  • So this tool that's being added allows for a pause button to be placed in for the parties to continue
  • </c> discussion members any questions for discussion members any questions for representative<00:02:35.640
  • </c> this tool that's being added allows for this tool that's being added allows for a<00:03:11.159><
  • </c><00:03:13.319><c> the</c> a pause button to be placed in for the a pause button to be placed in for
Bills: HF1224, HF1615, HF2403
MN

Minnesota 2025-2026 Regular Session

Commerce Committee Meeting - 2025-04-02

Commerce Finance and Policy

Transcript Highlights:
  • APSO, or Minnesota's Auto Insurance The plan offers auto insurance coverage for these drivers.
  • First positive laws for consumer safety were put into place.
  • a wholesale license, which is an unreasonable amount for a small business.
  • For medical businesses, micro-businesses that want to serve the medical community, I appreciate everyone's
  • I do want to remind you that HF 100 was created for a level playing field for small businesses and applicants
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 4/2/25

Commerce Finance and Policy

Transcript Highlights:
  • Apeso, or Minnesota's auto insurance plan, offers auto insurance coverage for these drivers.
  • Apeso, or Minnesota's auto insurance plan, offers auto insurance coverage for these drivers.
  • important and helpful for my business.
  • a</c> 3,529 businesses have applied for a 3,529 businesses have applied for a license<01:13:20.480><
  • /c> level playing field for small businesses level playing field for small businesses and<01:31:11.120
HI

Hawaii 2026 Regular Session

CPN Public Hearing 01-29-2026

Commerce and Consumer Protection

Transcript Highlights:
  • for people and for you use all the time for people and for corporations<00:15:51.199><c> and</c><00:
  • to apply to the insurance commissioner for certificates of exemption from examination after meeting
  • Paul Shimamoto for Hawaii Captive Insurance Council will stand on our testimony.
  • Paul Shimamoto for Hawaii Captive<00:34:59.280><c> Insurance</c><00:34:59.599><c> Council</c><00:35:00.000
  • This measure requires dental insurers to file all proposed plan rates and rate changes for dental insurance
Summary: The Senate Commerce and Consumer Protection Committee opened its first hearing of the year with remarks from Chair Jared Kohole outlining hearing procedures, a two-minute testimony limit, rules for remote testimony and decorum, and a revised testimony-publication pilot that keeps 96-hour notice but returns to a standard 24-hour testimony deadline. He then moved through the agenda, beginning with SB 2004 on outdoor advertising, which would increase penalties for violations of billboard and outdoor advertising laws. Testimony on that measure was limited; Henry Curtis of Life of the Land was first up, and written support was noted from Hawaiian Electric and the Outdoor Circle. The committee then heard SB 2039 on election campaign finance, which would prohibit certain business entities from engaging in campaign finance activities. The Attorney General’s office offered comments and did not take a formal position at the hearing. Several proponents testified in support, including Josh Frost, Tom Moore of the Center for American Progress, Hapa/Hawaii Alliance for Progressive Action, and Common Cause Hawaiʻi, all arguing the bill would curb corporate and dark-money influence and return elections to the people. Moore distinguished between regulating corporate “rights” and limiting corporate “powers,” and said the state can redefine the powers it grants corporations. In questions, Senator McKelvey asked whether the bill could be expanded to include unions; the Attorney General said he would need to get back with legal analysis, while Moore said his preferred approach would include all entities and that leaving out nonprofits or unions would create problems. Members also discussed whether the bill would affect PACs, and Moore explained that the proposal would prohibit corporate and dark-money flows into PACs while leaving individual political giving and existing political committees in place. The committee then moved on to the next measure. SB 2042, relating to insurance, was heard next. The bill would reduce the unimpaired minimum capital and surplus required of class 4 sponsored captive insurance companies under certain circumstances. The DCCA Insurance Division said it stood on its written testimony, and the Hawaii Captive Insurance Council testified in support, describing the change as a narrow, risk-based adjustment that would not affect the commissioner’s authority where actual risk resides and would help keep Hawaii competitive. The committee noted additional written support and proceeded without a vote or final action in the portion of the hearing provided.
TX

Texas 89th Regular

Business and Commerce Mar 11th, 2025

Business & Commerce

Transcript Highlights:
  • Chair calls Matthew Bones, Texas Advanced Energy Business Alliance. Thanks for being here.
  • Texas Advanced Energy Business Alliance. Thanks for being here. Yeah, thanks for having me.
  • For survivors who can flee, they must create an entire new life for themselves that includes new homes
  • For survivors who can flee, they must create an entire new life for them that includes new homes, new
  • We have for many years encouraged consumers to shop the insurance market.
Summary: The Senate Committee on Business and Commerce met with a quorum and took up several pending bills, first reporting SB 1006 favorably after adopting a committee substitute that adds quarterly ZIP-code-level reporting to TDI on insurer declinations, cancellations, and nonrenewals. The committee also adopted substitutes and favorably reported SB 388, which adds nuclear to a credit program and excludes batteries from the dispatchable definition; SB 917; SB 504, which narrows reporting requirements for certain local entities, raises a salary threshold, and authorizes AG injunctive relief; SB 925, which clarifies that federal match dollars are included in a PLA-related prohibition; and SB 815, which removes downcoding references and focuses on AI use in prior authorization. SB 815 advanced on an 8-2 vote, while SB 388 advanced 6-3 and the others were reported 9-0 or 6-0 as noted. The committee then heard testimony on SB 378, which would prohibit aestheticians and cosmetologists from administering injections or using prescriptive medical devices unless legally authorized and would clarify TDLR disciplinary authority. The author and a retired neurosurgeon testified that unsafe, unauthorized injections pose real patient risks, and a TDLR witness said the bill addresses a long-standing regulatory gap. SB 378 was left pending after testimony. The committee also heard SB 1252, aimed at reducing municipal permitting barriers for residential backup power systems; the author and industry witnesses said city permitting is costly and inconsistent, while municipal utility representatives and advocates said the substitute preserved safety and utility oversight. That bill was also left pending. Additional bills heard but left pending included SB 1172, which would let LPs and LLCs sell their own property without a real estate license; SB 681, which would extend engineer license renewal periods and apply similar flexibility to engineering firms; SB 918, a TDLR cleanup bill for orthotics and prosthetics exemptions; SB 1343, which would require data brokers to post a clear link explaining Texans’ privacy rights and how to exercise them; SB 213, which would prohibit forced bundling of residential property and auto insurance while preserving voluntary discounts; SB 610, which would codify TDLR’s anti-trafficking unit; and SCR 8, expressing opposition to a central bank digital currency over privacy, security, and financial-stability concerns. Public testimony on SB 1343 and SB 213 was generally supportive, with consumer and advocacy groups emphasizing privacy, competition, and survivor safety, and the committee closed the day with those measures and others left pending.
MN

Minnesota 2025-2026 Regular Session

House Ways and Means Committee 3/23/26

Ways and Means

Transcript Highlights:
  • </c> business uh because it's important for business uh because it's important for our<00:21:44.159><
  • So the technical amendment, excuse me, just adds or privately insured for all of those references.
  • And then there are some banking statutes that refer to financial institutions that are also insured.
  • for depository insurance. >> Okay, we're saving the trees.
  • This meeting is adjourned. insured for depository insurance. So, insured for depository insurance.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/25/26

Commerce Finance and Policy

Transcript Highlights:
  • for covering home care nursing services.
  • reliable</c> insurance specifically for the reliable insurance specifically for the reliable nursing
  • 31.800><c> their</c> intensive home health services for their intensive home health services for their
  • be the first payer for the insurers to be the first payer for<00:37:40.680><c> home</c><00:37:40.880
  • </c> for home care nursing. for home care nursing.
TX

Texas 89th Regular

Public Health Mar 31st, 2025

Public Health

Transcript Highlights:
  • And now, do you do that in exchange for a fee, or do you get a percentage of the business?
  • Legislative Council, Institute for Justice, and yourself, and you are for House Bill 2588, is that correct
  • We very much believe that this bill is good for consumers, good for business.
  • Getting their stuff in the stores would be astronomical for their business.
  • Federal law for uninsured and self-pay patients allows up to three business days.
TX

Texas 89th 2nd C.S.

Human Services May 13th, 2025

Human Services

Transcript Highlights:
  • for that six-month delay.
  • And, you know, in Texas, finding adoptive homes for sibling groups is difficult anyway.
  • And you know, in Texas, finding adoptive homes for sibling groups is difficult anyway.
  • Are there any questions for this panel? Any questions for this panel? OK.
  • Members, group home consultants receive referral fees for directing potential residents to group homes
Summary: The Committee on Human Services met with a quorum and first voted out Senate Bill 1589, relating to contract requirements between a single-source continuum contractor and DFPS. The motion to report the bill favorably to the full House with a recommendation that it do pass and be printed prevailed on a 7-0 vote. The committee then heard Senate Bill 500, which would set deadlines for providing foster care adoption records, including health, social, educational, and genetic history reports, to speed adoptions. The bill’s author and witnesses from Addie’s Hope Social Services supported it, saying delays in redacted files can take months, slow permanency for children, and increase costs to the state. Members asked about redactions and sibling/family information, and witnesses explained the bill would mainly speed the preliminary file used to decide whether to proceed with placement. SB 500 was left pending. Members also heard Senate Bill 1266, which would require regular reevaluation of the Medicaid provider support team and add written notice of provider disenrollment at least 30 days in advance. There were no witnesses, no questions, and the bill was left pending. Senate Bill 1522, concerning continuing care retirement communities, was then laid out and supported by LeadingAge Texas and counsel, who said it updates outdated definitions, clarifies licensing and disclosure rules, and strengthens consumer protections for seniors. It was also left pending. After a brief recess, the committee heard Senate Bill 1137, which would prohibit group home consultants from referring people to unlicensed or unpermitted group homes except in limited circumstances, require disclosure of complaints, and create a Class B misdemeanor for violations. Members discussed whether consultants are regulated and noted concerns about unlicensed referral practices. The bill was left pending, and the committee adjourned after completing its agenda.
MN

Minnesota 2025-2026 Regular Session

Agriculture Committee Meeting - 2025-04-09

Agriculture Finance and Policy

Transcript Highlights:
  • There's a cost for us to do business, and we either have to raise a fee or cut back on our services as
  • Businesses are waiting for their permits so that they can open, and we have a backlog.
  • business management, the farm to school program, and wastewater treatment for the First District Association
  • in farm advocates, and new base funding for farm safety and rural mental health.
  • So I thank you for your question and concern on worker safety, but that is...
Bills: HF2446