Video & Transcript Research : 'FAIR Plan'

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TX

Texas 89th Regular

Insurance Apr 23rd, 2025

Insurance

Transcript Highlights:
  • The plan is not required to pay an enrollee.
  • We've also had problems with plans trading plans, if you will.
  • Plan, which will cost taxpayers dearly.
  • The Texas Fair Plan continues to see an increase in premiums.
  • This plan has been around since 2008.
TX

Texas 89th 2nd C.S.

Human Services May 20th, 2025

Human Services

Transcript Highlights:
  • application for a license to operate an RTC, a prospective licensee must submit a proposed operational plan
  • to HHSC, including a plan for providing the resident children's education.
  • So SB 2311 strengthens the current educational planning requirements to require a written agreement between
TX

Texas 89th Regular

Human Services May 20th, 2025

Human Services

Transcript Highlights:
  • application for a license to operate an RTC, a prospective licensee must submit a proposed operational plan
  • to HHSC, including a plan for providing the resident children's education.
  • So, SB 2311... ...strengthens the current educational planning requirements to require a written agreement
ND

North Dakota 2025-2026 Regular Session

Senate Appropriations Apr 3rd, 2025 at 08:30 am

Appropriations

Transcript Highlights:
  • House Bill 1216, expenses for prescription drugs and relating to self-insurance health care plans.
  • And that was requested by PERS because of when their plan renews each year.
  • plan like a thousand... ...deductible plan.
  • Well, hopefully forever, but it also covers a small group outside of the PERS plan.
  • And it doesn't cover ERISA plans, is that correct? Okay.
Bills: SB2271, HB1216
Summary: The Appropriations Committee met with a quorum and took up three bills. House Bill 1216, dealing with prescription drug expense co-pay accumulators in health plans, was presented by Rep. Karen Carl’s, who explained it would prevent insurers from refusing to count third-party assistance toward deductibles for patients using high-cost, non-generic drugs. An amendment was offered to clarify effective dates, including a delayed January 1, 2026 start for PERS coverage. PERS testified that the amendment would align with its calendar-year benefit structure and likely reduce the fiscal note. The amendment was adopted 16-0, and the bill was set aside for further discussion later. House Bill 1199, creating a criminal justice data-sharing system and missing persons/missing Indigenous people task force, was introduced with a committee amendment changing the Attorney General reference to the Attorney General or designee. The committee noted the bill includes a $250,000 general fund appropriation for ongoing costs. The amendment passed 16-0, and the amended bill received a do pass recommendation by a 15-1 vote, with one no vote from Senator Magrum. House Bill 1531, appropriating $75,000 for an irrigation expansion study by the Agriculture Commissioner, was supported as a way to update older economic-impact studies on irrigation and assess opportunities for expansion. Members discussed its relationship to broader study pauses and the history of irrigation development in the state, including Garrison Diversion and remaining authorized acres. The bill passed 16-0. The committee then discussed scheduling for the coming week, noting a heavy bill load and plans for daily morning meetings before adjourning.
OK

Oklahoma 2026 Regular Session

Banking, Financial Services and Pensions REVISED: HB1182 - Removed Feb 17th, 2026 at 03:00 pm

Banking, Financial Services and Pensions

Transcript Highlights:
  • So this is a bill we're calling the Fair Banking Act.
  • And this is the retirement plan for EMTs and county sheriffs through OPERS.
  • So could you explain the drop-type plan a little bit?
  • Explain the benefits of this plan.
  • Back in the '90s, we went to a new drop plan and a forward drop plan for those people going forward.
OK

Oklahoma 2026 Regular Session

Senate Legislative Session Feb 19th, 2026 at 09:30 am

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • Those wishing to change their vote, the chair is fair and close.
  • different fee schedule is different for each plan.
  • That is a part of what is in the plans.
  • But as far as fairness, if we want to discuss fairness, what is fair and appropriate is if an insurance
  • Because fair markets work, I believe in them as we live them every day.
OK

Oklahoma 2026 Regular Session

Business and Insurance 2ND REVISED Feb 19th, 2026 at 09:30 am

Business and Insurance

Transcript Highlights:
  • And on page five, line 17 by deleting after the word employee and before the word plan the word welfare
  • toolbox and we need the authority in place that the insurance commissioner to make sure that this is fair
  • How is the insurance company going to be able to plan for those bad years if the profit is kept, you
TX

Texas 89th Regular

Business and Commerce May 15th, 2025

Business & Commerce

Transcript Highlights:
  • We need a plan, first of all.
  • have the option of filing a plan.
  • The PUC will review and approve the submitted plans, but a court could then determine the plans are not
  • On mitigation plans, we also support mitigation plans, and we're hoping maybe the utilities already engage
  • And so that's why we think it's a fair bracket.
Summary: The committee first handled pending business, including reconsidering SB 715 and then voting out several measures. The committee substitute for SB 1978 was reported favorably, and HB 431, HB 1522, HB 1922, HB 3228, HB 3229, HB 3803, HB 3804, HB 3805, HB 3806, HB 4219, HB 4238, HB 434, HB 1584, and HB 4739 were all reported favorably, many with objections sent to the local and uncontested calendar. HB 1522 and HB 4238 were adopted as committee substitutes before passage. The committee then moved into public testimony on HB 2963, a right-to-repair bill for consumer electronics. Supporters argued it would reduce waste, lower costs, and help independent repair shops by requiring manufacturers to provide parts, tools, and information on fair terms, while opponents said the bill was too broad and the automotive MOU exemption was problematic. The bill was left pending after testimony. The committee also heard HB 2467, which would align State Fire Marshal Office investigators’ pay with other commissioned peace officers at TDI; testimony was strongly supportive, emphasizing the office’s arson-investigation role, and the bill was left pending. HB 252, a bill allowing certain state agencies flexibility to pay Schedule A employees twice monthly, was laid out and left pending after limited testimony. HB 2468, dealing with public improvement district notice in real estate transactions, would let buyers terminate within seven days if required PID notice was not provided before contract execution; it drew no public testimony and was left pending. HB 4386, an annuity exchange and surrender process bill, was presented as a consumer-protection measure with deadlines and penalties for insurer delays; it received support from industry witnesses and was left pending. The committee then heard HB 4751, creating the Texas Quantum Initiative within the Governor’s Office to coordinate quantum research, workforce, industry partnerships, and possible future grant funding. Witnesses from universities and industry supported the bill, while several senators questioned whether a new state structure was necessary; the bill was left pending. HJR 175 proposed a constitutional amendment protecting Texans’ right to use mutually agreed forms of exchange, including cash, bullion, digital currency, or private script, and was discussed at length in the context of central bank digital currency and barter; it was left pending after testimony. HB 2221, updating insurance anti-rebating laws to allow wellness and value-added services, drew supportive testimony from the insurance industry and discussion about incentives versus monitoring; it was also left pending. Finally, the committee heard a series of utility wildfire and infrastructure bills: HB 106, requiring oil and gas operators to maintain certain electrical infrastructure near well sites; HB 144, requiring electric utilities to submit pole inspection and management plans to the PUC; and HB 145, requiring wildfire mitigation plans and allowing self-insurance under certain conditions. Utility, insurance, and cooperative witnesses generally supported the wildfire-related bills while asking for clarifications and less burdensome reporting, and the bills were left pending.
TX

Texas 89th 2nd C.S.

Business and Commerce May 15th, 2025

Business & Commerce

Transcript Highlights:
  • We need a plan, first of all.
  • By mandating proactive planning and regular inspections, By mandating proactive planning and regular
  • have the option of filing a plan.
  • The PUC will review and approve the submitted plans, but a court could then determine the plans are not
  • Currently, the Texas Windstorm Agency, that is TWIA, of course, and the Texas Fair Plan Association,
Summary: The committee first handled pending business, including reconsidering a failed vote on SB 715 and then reporting several measures favorably. SB 1978 was reported from committee on a committee substitute, and a series of House bills — including HB 431, HB 1522, HB 1922, HB 3228, HB 3229, HB 3803, HB 3804, HB 3805, HB 3806, HB 4219, HB 4238, HB 434, HB 1584, and HB 4739 — were moved out of committee, most to the local and uncontested calendar. The votes on these items were overwhelmingly or unanimously in favor, with committee substitutes adopted where applicable. The committee then heard HB 2963, a right-to-repair bill for consumer electronics. The author said the bill would require manufacturers to provide parts, tools, and documentation on fair and reasonable terms while preserving trade secrets and excluding certain categories such as medical devices, motor vehicles covered by an MOU, critical infrastructure, and commercial-only transactions. Supporters from the Texas Public Policy Foundation and Environment Texas argued it would strengthen property rights, help small businesses, and reduce e-waste. Opponents, including representatives of SafeLight Auto Glass and LKQ, said they supported right-to-repair in principle but objected to the bill’s automotive MOU exemption and broader scope, warning it could create uncertainty and leave some manufacturers and repair shops outside the framework. The bill was left pending after testimony. Members also heard HB 2467 on salary parity for State Fire Marshal investigators, HB 252 on allowing some state agencies to pay certain employees twice monthly, HB 2468 on public improvement district notice and a buyer’s right to terminate, HB 4386 on annuity contract exchanges and surrender timelines, HB 4751 creating a Texas Quantum Initiative and related fund, and HJR 175 proposing a constitutional amendment protecting Texans’ ability to use mutually agreed-upon mediums of exchange, including cash, bullion, and digital currency. Testimony on HB 4751 was largely supportive but included questions about whether the state needs a new coordinating structure and funding mechanism for quantum research and commercialization. HJR 175 drew discussion about barter, taxes, and concerns over central bank digital currency. Each of these items was left pending after hearing testimony. The committee also heard HB 2221, which would update insurance anti-rebating laws to allow more wellness and value-added services in life and health insurance, with supporters saying it would encourage healthier behavior without requiring data monitoring. Finally, the committee took up a package of utility and wildfire-related bills from Chairman King’s portfolio: HB 106, requiring oil and gas operators to maintain certain overhead electrical lines; HB 144, requiring utilities to submit pole inspection and management plans to the PUC; and HB 145, requiring wildfire mitigation plans and allowing utilities to self-insure under certain conditions. Utility, co-op, and insurance representatives generally supported the safety and resiliency goals of HB 144, while asking for clarifications and less frequent reporting; HB 145 was introduced as a broader wildfire-risk and liability measure. These bills were also left pending after testimony.
OK

Oklahoma 2026 Regular Session

Revenue and Taxation REVISED Feb 9th, 2026 at 01:30 pm

Revenue and Taxation

Transcript Highlights:
  • not only to administer the tax laws but to do so with excellence in customer service, always with fairness
  • It will go to fair market value. It'll go to fair market. Thank you. Any other questions?
  • It seeks to modernize the Oklahoma College Savings Plan.
  • How will we track that deposit from person A to the college savings plan board and then make sure that
  • Do we plan on putting some ranking in that? Is it going to be first come, first serve?
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/4/25

Commerce Finance and Policy

Transcript Highlights:
  • another insurance plan.
  • five I I say different competing plans five I I say different competing plans that<00:13:51.480>
  • <00:19:30.480> taxes portion of existing Health Plan taxes portion of existing Health Plan
  • under this plan?
  • the federal government will do its fair share in the next couple months, this plan is simply irresponsible
Bills: HF837
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/5/26

Commerce Finance and Policy

Transcript Highlights:
  • And the individual plans.
  • Once approved by commerce, health plans Once approved by commerce, health plans are<00:09:15.279
  • uh policy from the plans? uh policy from the plans?
  • . plans. plans.
  • c> type, health plan, metal level, plan type, health plan, metal level, plan type, exchange<00:57
Bills: HF3388, HF400
Summary: The committee approved the minutes from the prior day and then heard House File 400, a bill described as a defrayal measure for health insurance mandates. Representative Perryman said the bill would not block future mandates, but would require the state to pay the added costs of any new mandated benefits so those costs would not be shifted to premium payers. She and supporters framed the bill as a way to protect affordability for Minnesota employers, workers, and families, especially in the fully insured market. Testimony in support came from the Minnesota Chamber of Commerce and the Minnesota Council of Health Plans. They argued that Minnesota has a high number of mandated benefits, that each new mandate adds cost to premiums, and that businesses—especially small and midsize employers—are already struggling with rising health insurance costs. The health plans representative said the bill would use the existing Commerce defrayal process to reimburse plans for eligible mandate-related claims, allowing those costs to be removed from premium rates. Several members echoed support, saying the bill would improve transparency by showing the fiscal impact of proposed mandates and help prevent people from being priced out of coverage. Members also explored how mandates apply in the market and how premiums are set. Deputy Commissioner Julia Dryer explained that, unless otherwise specified, mandates generally apply to the individual, small group, and fully insured large group markets, while self-insured ERISA plans and other markets are generally outside that scope. Representative Elkins noted that the affected market is relatively small and said small businesses are increasingly moving to self-insured plans because of cost. He and others raised concerns about affordability, while Representative Smith argued that mandates often ensure needed care and that the bill shifts costs to taxpayers rather than insurers. Representative Bacham added a personal example from tribal self-insurance, saying preventive physicals had saved lives and asking whether other factors besides mandates are driving insurer costs. No amendments were offered, and the bill was laid over for possible future consideration.
TX

Texas 89th Regular

Insurance Mar 19th, 2025

Insurance

Transcript Highlights:
  • benefit manager is Express Grips for all of our plans.
  • We would continue to... develop the cost estimates for our plans, for the TRS plans, but I think...
  • the teacher retirement system plan, the employee's retirement system plan.
  • plans, etc., not the ERISA plans, etc., which is, you know, 50% of the market give or take in Texas.
  • To the plans. Yes, sir. Well, whatever their cost, it should be in there.
Bills: HB138, HB335, HB388, HB138
TX

Texas 89th Regular

Insurance Mar 19th, 2025

Insurance

Transcript Highlights:
  • . issuers or administrators, and expenses for enrollees, health plans, and policy makers.
  • You know, that just brings fairness and balance to the bill.
  • We're reviewing and I will plan to come back with a committee substitute. Thank you very much.
  • as if their family members are covered by a plan.
  • In today's world, each plan or carrier, if you will, had its own unique questionnaire form.
Bills: HB138, HB335, HB388, HB138