Video & Transcript : 'CRA' :

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US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Wednesday, March 26, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • That's why the following groups are supporting the CRA: the National Association of Food Equipment Manufacturers
  • groups are that's why the following groups are supporting<04:39:16.879><c> the</c><04:39:17.000><c> CRA
  • 04:39:17.959><c> Nation</c><04:39:18.400><c> Association</c><04:39:18.799><c> of</c> supporting the CRA
  • Nation Association of supporting the CRA Nation Association of food<04:39:19.119><c> equipment</c><04
Bills: HJR75
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, May 20, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • The CRA ensures regulatory fairness and restores real incentives for emissions reduction.
  • Despite what some of my colleagues across the aisle are saying, the CRA that we're discussing right now
  • And we're seeing that today with these CRA measures that uplift big banks and big polluters at the expense
  • With these CRA measures that uplift big banks and big polluters at the expense of our health, safety,
  • That's what the CRA is.
Bills: SJR13 , HB1969 , HR1223 , HR426 , HR430
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Thursday, May 1, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • > water</c><00:26:27.919><c> away</c><00:26:28.240><c> from</c> I urge my colleagues to support the CRA
  • Speaker, I yield five minutes to the gentleman from California, the sponsor of the CRA, Mr.
  • LaMalfa stated, and it's unfortunate that we have to do a CRA on an endangered species listing, but that's
  • LaMalfa stated, and it's unfortunate that we have to do a CRA on an endangered species listing, but that's
Bills: HJR88 , HJR78
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, February 11, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • I hope that she knows, and that is the CRA is already the law.
  • We already have this authority to go after regulations that this body doesn't like, and multiple CRAs
  • I hope that she knows, and that is the CRA is already the law.
  • We already have this authority to go after regulations that this body doesn't like, and multiple CRAs
  • There is also nothing that prevents the House from continuing to consider CRA on a case-by-case basis
Bills: HR125 , HCR11 , HR122
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Wednesday, March 5, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • are really minimizing these critical public health protections, decades in the making, by using the CRA
  • are really minimizing these critical public health protections, decades in the making, by using the CRA
  • are really minimizing these critical public health protections, decades in the making, by using the CRA
  • are really minimizing these critical public health protections, decades in the making, by using the CRA
  • are really minimizing these critical public health protections, decades in the making, by using the CRA
Bills: HR189 , HJR42 , HJR61 , HR191
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Wednesday, April 30, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • Now, these illegal CRA nowhere.
  • And that would mean of the CRA.
  • The three CRA Act resolution.
  • </c> waiverss are not subject to the CRA. waiverss are not subject to the CRA.
  • That's why we need to pass the CRA.
Bills: HJR89 , HJR87 , HJR88
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Wednesday, September 3, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • The CRA isn't just about Montana.
  • The CRA isn't just about Montana.
  • </c> CRA and reserve the balance of my time. CRA and reserve the balance of my time.
  • This CRA advances President Trump's executive order. So, why is this CRA so important?
  • So, why is this CRA so important? order. So, why is this CRA so important?
Bills: HB4553 , HJR105 , HJR106 , HJR104 , HR539 , HR672
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, March 25, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • These two CRAs will strike down separate rules from the Department of Energy that were finalized under
  • These two CRAs will strike down separate rules from the Department of Energy that were finalized under
  • These two CRAs that the House will consider under this rule will help us break out the shovels and bury
  • And I'm so glad that we're taking up these CRA resolutions, ones that would protect consumer choice and
Bills: HR1048 , HR242 , HB1534
FL

Florida 2025 Regular Session

March 13, 2025 - 10:00 AM

Transcript Highlights:
  • So, CRAs would not have, what recourse would a CRA have in, what recourse would a CRA have in determining
  • Opka, Lopka, CRA, North Miami CRA, North Miami Beach CRA. Sorry, waves in opposition.
  • We cannot do the things that CRAs do without the CRA statute or without CRAs.
  • We cannot do the things that CRAs do without the CRA statute or without CRAs.
  • Some CRA members, granted, some CRA members, some city CRAs are bad.
Summary: The committee first heard CS/HB 69, which would preempt local land-use decisions for presidential libraries to the state. The sponsor said the bill was intended to make it easier to site a presidential library in Florida. Members asked about whether the bill could affect nontraditional uses such as hotels or casinos, and the sponsor said it only addressed land-use and development-order decisions. There was no public testimony, and the bill was reported favorably 16-7. The committee then took up CS/HB 289, “Lucy's Law,” on boating safety. The bill expands boating education requirements, aligns boating penalties more closely with driving offenses, prohibits false information in vessel accident reports, and requires certain nonresidents to obtain boating safety cards. An amendment requiring boating safety courses for those convicted of civil boating infractions was adopted. The committee heard emotional testimony from Lucy Fernandez’s mother, who described the fatal 2022 boating crash that inspired the bill, along with support from industry and local-government witnesses. Members from both parties spoke in favor, emphasizing accountability, education, and enforcement. The bill passed unanimously, 25-0. HB 7003, an open-government/sunshine bill, preserved a public-records exemption for sensitive business information submitted with applications to the Office of Financial Regulation’s financial technology sandbox. It drew no public testimony or debate and was reported favorably. HB 4007, a local bill for Martin County, capped reimbursement for inmate emergency health care at 110% of Medicare, mirroring the Department of Corrections standard; it also passed favorably after supportive public testimony. The longest discussion was on HB 991, which would prohibit creation of new community redevelopment agencies after July 1, 2025, bar current CRAs from starting new projects or issuing new debt after October 1, 2025, and sunset existing CRAs by 2045 or their charter date, whichever is earlier. The sponsor argued CRAs have become long-lived funding vehicles used beyond their original anti-blight purpose and said local governments have other tools. Many members from both parties objected that CRAs remain important for affordable housing, small business support, infrastructure, and redevelopment in blighted areas, and several said the bill would harm ongoing or multi-phase projects. Three amendments were offered: one defining “new project,” one striking the new-CRA prohibition, and one striking the new-debt/new-project language; all were defeated except the first, which was adopted. Public testimony was split, with redevelopment groups, cities, and the Florida League of Cities opposing the bill and Americans for Prosperity supporting it. The committee did not reach final disposition in the portion provided, but the debate showed substantial opposition and concern about the bill’s impact on local redevelopment efforts.
FL

Florida 2026 5th Special Session

Community Affairs Mar 11th, 2025

Transcript Highlights:
  • I set up a CRA.
  • by CRAs.
  • by CRAs.
  • Oneka Lowry, North Miami CRA, North Miami Beach CRA, Opa-locka CRA, just waiving in opposition.
  • Oneka Lowry, North Miami CRA, North Miami Beach CRA, Opa-locka CRA, just waiving in opposition.
Summary: The Committee on Community Affairs met and took up a long agenda of bills, beginning with SB 262 on trust law technical changes. Senator Berman explained four clarifications involving trust decanting, successor trustee actions, ademption by satisfaction, and homestead/community trust definitions; a technical amendment was adopted and the bill was reported favorably. The committee also approved SJR 174 and SB 176, which together would prevent certain homestead tax assessment increases when owners elevate flood-prone homes, and SB 180, a hurricane preparedness and response bill that included a strike-all amendment addressing FEMA reimbursement, mutual aid, hazard mitigation, and post-disaster rebuilding issues. Supporters from emergency management, beaches, counties, and local business groups testified in favor of SB 180, and it was reported favorably. Members then approved SB 608, which renames the Gulf of Mexico to the Gulf of America in Florida statutes, despite questions about cost and an appearance in opposition. SB 1002, dealing with utility service restrictions and local government limits on energy-related policies, drew opposition from Earthjustice and Florida for All over possible unintended consequences and fossil-fuel favoritism, but was still reported favorably. SB 466 on the Florida Museum of Black History generated extensive testimony, with strong support from St. Augustine, Florida Memorial University, pastors, local officials, and the museum foundation for locating the museum in St. Johns County; one witness argued for Eatonville instead, but the bill was reported favorably. The committee also passed SB 1128 on building permits for single-family dwellings after an amendment clarified local zoning review and added insurance and liability protections for design professionals. SB 582, increasing penalties for unlawful demolition of historic buildings and structures, was reported favorably with support from preservation advocates. SB 1202, extending family health insurance premium benefits to firefighters permanently disabled during training exercises, also passed without opposition. Finally, SB 1242 on community redevelopment agencies prompted the most debate: supporters argued CRAs can be valuable tools for affordable housing and redevelopment, while opponents warned the bill would effectively end all CRAs by 2045 and block new projects; after extensive discussion, the bill was reported favorably. At the end, senators recorded additional votes on several tabs, and the committee adjourned.
FL

Florida 2025 Regular Session

Community Affairs Mar 11th, 2025

Community Affairs

Transcript Highlights:
  • I set up a CRA.
  • For background, CRAs are funded— CRAs are funded with TIF funds. That's tax increment funding.
  • by CRAs.
  • by CRAs.
  • Oneka Lowry, North Miami CRA, North Miami Beach CRA, Opa-locka CRA, just waving in opposition.
Summary: The Committee on Community Affairs met and considered a series of bills on trust law, homestead property assessments, emergency preparedness, utility service restrictions, Black history museum planning, historic preservation, firefighter benefits, and community redevelopment agencies. Several measures were presented as technical or policy updates, including CS/SB 262 on trust code clarifications, SJR 174 and SB 176 on limiting homestead assessment increases for flood-mitigation elevations, SB 608 renaming the Gulf of Mexico to the Gulf of America in Florida statutes, SB 1002 on utility service restrictions, SB 582 increasing penalties for unlawful demolition of historic buildings, SB 1202 extending health insurance premium benefits to firefighters permanently disabled during training, and SB 1242 phasing out CRAs and restricting new projects. SB 180 on emergency preparedness and response also advanced after a strike-all amendment that added FEMA reimbursement streamlining, mutual aid coordination, and other disaster-response provisions. SB 1128 on building permits for single-family dwellings was amended to clarify local review authority and professional liability protections before passage. The committee heard substantial testimony on SB 466, which implements the Black History Task Force’s recommendation to locate the Florida Museum of Black History in St. Johns County/St. Augustine. Supporters emphasized the area’s civil rights and Black history significance, the task force process, and the backing of Florida Memorial University and local leaders; one witness opposed the bill and urged a feasibility study and consideration of other sites. SB 1242 drew the most sustained debate, with supporters arguing many CRAs have outlived their purpose and opponents warning the bill would eliminate a valuable local economic development tool, harm affordable housing projects, and create uncertainty for phased developments and existing projects. SB 1002 also drew opposition testimony from advocates who warned of broad unintended consequences for municipal utilities and local energy choices, while the sponsor said the bill was intended to resolve a specific legal misunderstanding. Votes were taken on each measure, and all of the bills considered were reported favorably by the committee. The committee adopted the amendment to CS/SB 262, the strike-all amendment to SB 180, and the amendment to SB 1128 before final passage. Several senators requested to be recorded on specific tabs after the meeting, and the committee then adjourned.
CA
Transcript Highlights:
  • The federal CRA has its limitations.
  • Under the federal CRA, banks are able to receive CRA credit through a variety of activities, such as
  • But these entities are not covered by federal CRA.
  • The proposed state CRA, AB 801, But these entities are not covered by federal CRA.
  • exams... ...based on their CRA exams.
Summary: The Assembly Banking and Finance Committee met to hear several bills, beginning with a consent calendar that included AB 665 and AB 866, both adopted on a do pass basis and referred to Appropriations. The committee then took up AB 801, which would create a California Community Reinvestment Act to require covered financial institutions, including state-chartered banks, credit unions, residential mortgage lenders, and money transmitters, to meet the financial needs of low- and moderate-income communities and communities of color. The author and supporters argued the bill would close gaps left by the federal CRA, address redlining and discriminatory lending, and expand investment in housing, small business, and community development. Support came from community groups, CDFIs, labor, and housing advocates, while opposition from mortgage bankers and credit unions argued the bill would impose costly new reporting and regulatory burdens, especially on institutions they said already serve underserved borrowers well. Committee members discussed the scope of the bill, the experience of other states with state CRA laws, and possible carve-outs or tiered treatment for smaller credit unions. AB 801 was passed as amended and referred to Appropriations, with the roll left open and later completed; one member voted no and others were not voting or voted aye as the roll was finalized. The committee also heard AB 743, which would require licensing and surety bonds for commercial lawsuit financing and bring those transactions under DFPI oversight. The author said the bill was aimed at a largely unregulated, multi-billion-dollar industry and was intended to increase transparency and address concerns about foreign interests, fraud, and abusive litigation funding practices, while not affecting consumer legal funding. Supporters, including Unified Patents, the Civil Justice Association of California, the California Chamber of Commerce, the California Trucking Association, and the American Property Casualty Insurance Association, said the bill was an important first step toward disclosure and regulation. There was no opposition testimony. AB 743 passed unanimously as amended and was referred to Appropriations, with the roll held open briefly for absent members before the committee adjourned.
CA

California 2025-2026 Regular Session

Assembly Banking and Finance Committee Apr 28th, 2025

Banking and Finance

Transcript Highlights:
  • The federal CRA has its limitations.
  • Under the federal CRA, banks are able to receive CRA credit through a variety of activities such as investing
  • This strong performance was achieved without CRA mandates.
  • In fact, California outperformed Massachusetts since that state enacted CRA requirements.
  • The bill also subjects membership well-being to a subjective CRA score.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Children, Families and Persons with Disabilities Jun 21st, 2026 at 01:00 pm

Joint Committee on Children, Families and Persons with Disabilities

Transcript Highlights:
  • I had attendance issues, and my CRA was filed because of truancy.
  • I had attendance issues, and my CRA was filed because of truancy.
  • versus not a CRA is filed?
  • There's a widespread impression that filing a CRA grants CRA is discussed.
  • And I also support H-265, Senate 141, for CRAs. Thank you.
Summary: The Joint Committee on Children, Families, and Persons with Disabilities held a hybrid hearing on a series of child welfare bills focused on DCF, foster care, mandated reporting, educational records, and family support. Chair Kennedy and Chair Livingstone opened with accessibility and testimony rules, then heard testimony on bills including S.127 on expanding mandated reporters, S.107/H.235 on a Foster Children’s Bill of Rights, S.106/H.228 on transferring foster care review from DCF to the Office of the Child Advocate, H.258/S.125 on an electronic backpack for foster children’s educational records, H.205 on kinship foster care background checks, H.246/H.266 on minimizing trauma in care and protection cases, and S.159 on support for families after sudden unexpected infant death. Supporters of the mandated reporter bill, led by Sen. Feeney and Foxborough advocates, described a local model that trains all adults who work with children and argued the state should scale that approach statewide to improve recognition and reporting of abuse. Testimony on the foster care bills emphasized the need for clearer rights, better notice to children and attorneys, stronger remedies, and independent oversight. Advocates, youth with lived experience, and legal organizations described placement instability, delayed notifications, abuse in care, poor educational continuity, and the need for rights around safety, family contact, culture, language, and access to records. Several witnesses urged that the Foster Children’s Bill of Rights include enforceable court remedies, not just reporting requirements. On the oversight bill, supporters argued DCF should not review its own foster care system and pointed to poor outcomes, high placement instability, and recent investigative reporting as evidence for moving review responsibilities to the Office of the Child Advocate. On the electronic backpack bill, testimony focused on the need for real-time data sharing and a centralized system so schools can receive foster students’ records quickly and support continuity. On the trauma-minimization bill, Rep. Miskin framed the proposal as a set of practical changes to reduce harm during removals and court involvement. On the SUID bill, Sen. Lovely said families should be given information about available grief and support resources after an infant death. No votes were taken during the hearing; the committee primarily received testimony and questions.
FL

Florida 2025 Regular Session

Judiciary Apr 1st, 2025

Judiciary

Transcript Highlights:
  • of the CRAs.
  • , North Miami CRA, and North Miami Beach CRA, waving against; Chris Lyon, Boonton Beach CRA, waving against
  • Senators, I'm a fan of CRAs. I was a board member of a CRA back in my local government time.
  • Senators, I'm a fan of CRAs. I was a board member of a CRA back in my local government time.
  • I don't know of any bad CRAs.
Committee: Senate Judiciary
Summary: The Judiciary Committee heard Senate Bill 1272 on guardianship, which would limit a guardian’s ability to isolate an adult ward from family and require notice of major events such as a ward’s death or relocation to a more restrictive setting. Senator Jones and supportive speakers said the bill was intended to protect wards from abuse and isolation by bad actors, while still preserving good-faith guardianship. With no opposition testimony or debate, the committee voted 8-0 to report the bill favorably. The committee then considered CS for Senate Bill 1284, which would expand Florida’s Wrongful Death Act to allow civil claims for the death of an unborn child. An amendment was adopted to define “unborn child” as a member of the species Homo sapiens carried in the womb and to state that the act does not authorize claims against the mother or against health care providers acting within the lawful standard of care. The bill drew extensive debate and testimony. Supporters argued it would give parents parity and fuller damages, including economic losses and mental anguish, when negligence causes the death of an unborn child. Opponents, including the ACLU, medical professionals, and reproductive rights advocates, warned it could be used to target abortion care, increase malpractice exposure, worsen physician shortages, and create speculative damages. The committee approved the bill 6-4. Finally, the committee took up Senate Bill 1288 on parental rights, with a strike-all amendment that would strengthen parental control over minors’ medical decisions, surveys, and biofeedback devices, while adding exceptions for emergencies, court orders, certain legal statuses, and situations involving abuse or out-of-home placement. Supporters said the measure restores parents as primary decision-makers and protects children from inappropriate questioning or treatment without consent. Opponents argued it could block minors from confidential care for STIs, mental health, or abuse-related issues, and could chill school and medical screenings. The transcript ends during testimony and debate on this bill, before any final vote is shown.
FL

Florida 2025 Regular Session

FL House Floor Session - 2025-04-25 (10:00AM Session)

Florida House Floor Meeting

Transcript Highlights:
  • Beach CRA on April 8th.
  • I met with your CRAs. We did make changes to help some of the CRAs.
  • Their CRA is cleaning it up.
  • In 2004, a CRA was created in my district. I helped create the first CRA.
  • In the 2004, CRA was created in my district. I helped to create the first CRA.
Summary: The House opened with prayer, a moment of silence for fallen Oviedo Officer Jimmy Serrano-Torres, the Pledge of Allegiance, and recognition of Chief Joseph Tuminelli as law enforcement officer of the day. The chamber approved the journal and adopted the special order report, and the Speaker announced a schedule change canceling the floor on Monday and starting Tuesday at 10:30 a.m. The main business was CS for HB 7033, the House tax package, presented by Rep. Duggan. He described a broad set of tax changes, including the previously passed sales tax rate reduction from 6% to 5.25%, exemptions for certain bullion sales, changes to tourist development tax (TDT) use, property tax administration updates, affordable housing-related exemptions, repeal of the aviation fuel tax, delayed natural gas fuel tax implementation, corporate income tax changes, and other provisions. Debate focused heavily on the TDT section and the bill’s property tax relief structure. Amendments to preserve local flexibility or remove the TDT restrictions were offered and debated; one Duggan amendment was adopted to allow local governments to keep 25% of TDT revenues for general use while directing 75% to property tax relief, and another amendment requiring audit certification of compliance was also adopted. A combined reporting amendment offered by Rep. Eskamani to close corporate tax loopholes was debated at length but failed. On final passage, supporters argued the bill provides immediate, permanent tax relief and affordability help, while opponents said it diverts tourism dollars away from local needs and could harm tourism-dependent counties and services. CS for HB 7033 passed the House 78-29. The chamber then took up CS for CS for HB 1221 on local option taxes, which would give local governments more control over certain local taxes and, as presented, redirect TDT revenues toward property tax relief with some local flexibility. After questions and amendments, including a Miller amendment allowing 25% of TDT revenue for general purposes and another accountability amendment, the bill moved to final debate. Members split sharply: supporters framed it as immediate tax relief and local accountability, while opponents warned it would undermine tourism marketing, infrastructure, and county budgets. The transcript ends during closing debate on HB 1221, before final passage is recorded.
FL

Florida 2025 Regular Session

Community Affairs Mar 11th, 2025

Transcript Highlights:
  • THAT IS PROPERTY TAXES REINVESTED INTO THE CRA AREA.
  • WE WANT TO SUPPORT OUR SMALL BUSINESSES AND CRAS DO THAT.
  • NORTH MIAMI CRA, NORTH MIAMI BEACH, OPA-LOCKA CRA WAIVING IN OPPOSITION.
  • I DON'T REPRESENT A CITY THAT SHOULD HAVE A CRA BUT BEYOND 2045.
  • WHAT I AM HEARING FROM COUNTY COMMISSIONERS AS WELL AS MY CITIES THAT HAVE CRAS.