Transcript Highlights:

• That is what the 7A loan program is supposed to do: help turn grit and a good idea into a successful
• Ensuring 7A loans work is important because the program is a lifeline.
• Ensuring 7A loans work is important because the program is a lifeline.
• 7A loan program.
• flagship 7A loan program.

Bills: HB1804 , HB1642 , HB1621 , HB1634 , HR789 , HR787 , HB1816 , HB3490 , SB160

Keywords: 7(a) loan program, Small Business Administration, SBA, small business lending, loan brokers, loan consultants, referral agents, loan intermediaries, fraud oversight, transparency, reporting requirements, loan fees, referral fees, interest rates, business financing, small business loans, lender oversight, application assistance, Congressional reporting, small business

Transcript Highlights:

• of integrity to the flagship SBA 7(a) loan program.
• of integrity to the flagship SBA 7(a) loan program.
• of integrity to the flagship SBA 7(a) loan program.
• of integrity to the flagship SBA 7(a) loan program.
• of integrity to the flagship SBA 7(a) loan program.

Bills: HB2987 , HB2931

Keywords: small business lending company, SBLC, SBA lending, Small Business Administration, section 7 loans, small business loans, loan guarantee, lender cap, financial institutions, credit access, small business finance, nonprofit lenders, business lending, CEASE Act, House passage, Senate Small Business and Entrepreneurship Committee, sanctuary jurisdictions, office relocation, immigration policy, government operations

Transcript Highlights:

• He got a loan from a community bank to purchase the trike.
• I should say we got a loan to purchase the trike. I should say we got a loan to purchase the trike.
• We bring in, on credit cards, approximately $7 million in interchange, just a tad bit over on an annual
• If you loan money as a merchant and your customer defaults, you can reverse the sale.
• There would be a reduction in the state of Texas compared to other states regarding those programs.

Bills: HB245 , HB245 , HB700 , HB2783 , HB3526 , HB3900 , HB4061 , HB4124 , HB4166 , HB4395 , HB4534 , HB4609 , HB4641 , HB4736 , HB4738 , HB4739 , HB4945 , HB5015 , HJR175

Committee: House Pensions, Investments & Financial Services

Keywords: property tax, delinquent taxes, ad valorem, penalties, interest cap, military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees

Transcript Highlights:

• If they had contracted for a loan, they'd be set with that loan payment at $1,000 a month.
• , because again, it's not a dollar payment like a loan; it's a percentage of receipts.
• Traditionally, we have a term loan, a term product, or a line of credit product that would have a term
• It would require a registration program.
• The debit card program as a result of that.

Bills: HB245 , HB700 , HB2783 , HB3526 , HB3900 , HB4061 , HB4124 , HB4166 , HB4395 , HB4534 , HB4609 , HB4641 , HB4736 , HB4738 , HB4739 , HB4945 , HB5015 , HJR175 , HB245

Committee: House Pensions, Investments & Financial Services

Keywords: military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance

Transcript Highlights:

• In 2015, the Legislature established a relief program administered by the Comptroller for certain qualified
• HB 3033 would require the Department of Public Safety to establish and administer a grant program to
• House Bill 3033 aims to establish a steady funding stream to enhance programs and provide resources to
• House Bill 3033 aims to establish a steady funding stream to enhance programs and provide resources to
• This is not a bank that's loaning money and earning interest. This is a literal depository.

Bills: SB524 , SB782 , HB42 , HB 1056 , HB2894 , HB3033 , HB3474 , HB3594 , HB4738 , HB5246 , HB42

Committee: Senate Finance

Keywords: SB 524, Texas franchise tax, veteran-owned business, new veteran-owned business, business tax exemption, filing fee exemption, Tax Code Chapter 171, Business Organizations Code, Comptroller, small business, veterans, entrepreneurship, tax repeal, privilege tax, beginning date, franchise tax exemption, severance tax, oil, gas, restimulation wells

Summary: The committee heard Senator Flores lay out the committee substitute for HB 2894, which would expand state reimbursement eligibility for local governments disproportionately affected by the disabled veterans homestead exemption. Flores said the bill would add certain municipalities in Bell, Coryell, and Lampasas counties if lost ad valorem tax revenue equals or exceeds 10% of general revenue, while existing recipients would remain under the current 2% threshold. Lampasas and Bell County officials and the City of Killeen testified in support, describing significant revenue losses and urging adequate funding. One witness, Howard Avery, argued any reimbursement should be counted as property tax revenue for voter-approval rate purposes to avoid a windfall. The committee later adopted the substitute and reported the bill favorably, with one nay. The committee also heard SB 782, which would create a temporary severance tax exemption for restimulated inactive oil and gas wells, intended to encourage investment in mature wells. The Comptroller explained the revised fiscal note as effectively zero because the wells are currently marginal and not generating meaningful tax revenue, while industry witnesses said the bill could extend well life, support local economies, and reduce orphan-well liabilities. Public testimony was supportive, and the bill was left pending. Members then heard HB 3033, a DPS-related grant program funded by voluntary $3 donations on driver’s license and ID applications to support nonprofits aiding injured or fallen DPS officers and their families, including memorial highway signs. The DPS Officers Association supported the bill, citing existing foundation assistance and the need for a steady funding stream. The committee later reported the bill favorably. The committee also considered SB 524, which would permanently extend the franchise tax and fee exemption for qualifying veteran-owned businesses for their first five years; testimony from a veteran business owner and veterans advocates supported the measure, and the committee adopted the substitute and reported it favorably. Additional measures were laid out and left pending or voted out: HB 3594, a local San Antonio retiree health care fund bill with agreed changes for contributions, spouse benefits, and remarriage rules, was supported by stakeholders and reported favorably; HB 4738 would repeal small administrative fees tied to certain loans and was reported favorably; HB 42 on HEAF funding and HB 5246 on the Texas Space Commission were heard and left pending. The committee also reported HB 3474, a cleanup bill for the Pension Review Board’s investment performance review schedule, and HB 2802, the Austin firefighter retirement fund bill, both favorably. Finally, the committee took up HB 1056, which would allow gold and silver held in the Texas Bullion Depository to function as legal tender through debit-card transactions. Supporters framed it as a way to use hard assets and expand financial options, while bankers and some senators raised major operational, consumer-protection, tax, and constitutional questions; the bill remained under discussion as testimony began.

Transcript Highlights:

• a part of STEM, but they would then qualify for this loan reimbursement.
• I'm a former educator, taught school, and then began an SRRA program 23 years ago.
• We know there's a demand by parents for more programs. We have 4,500 parents who have… programs.
• We have 4,500 parents who have signed a petition for a religious release program.
• program that brings in release time a program that brings in release time for religious instruction.

Bills: SB166 , HB365 , HB272 , HB232 , HB234 , SB278 , SB277

Committee: Senate Education Policy

Keywords: Ten Commandments, public education, displays, funding, Alabama law, STEM, science education, technology education, engineering education, math education, workforce development, career pathways, Alabama STEM Council, Department of Workforce, education policy, higher education, community colleges, K-12 education, teacher pipeline, STEM careers

Transcript Highlights:

• forgiveness programs, but that's not what SB 17 touches on and education is valuable for a lifetime.
• Okay, now 7-6.
• one-to-one One, a device, right, a laptop.
• Insurance Program. In fact, about a third of all of our students do that.
• does not require a university to develop and implement a study abroad program. broad program.

Bills: SB530 , SB757 , SB769 , SB1085 , SB1241 , SB1242 , SB1409 , SB1878 , SB2138 , SB2314 , SB2231 , SB2361 , SB2431 , SJR59

Committee: Senate Education

Keywords: accreditation, postsecondary education, Texas Higher Education Coordinating Board, baccalaureate degrees, junior colleges, program delivery, faculty recruitment, higher education, performance standards, student loan debt, degree programs, funding, students with disabilities, accessibility, enrollment, report, SB 1085, Sul Ross State University, Rio Grande College, Del Rio

Summary: The Senate Committee on Education K-16 met with a large agenda and repeatedly recessed for floor activity and other committee conflicts. The committee heard and left pending several higher education bills, including SB 2361 to transfer University of Houston-Victoria from the University of Houston System to the Texas A&M System and rename it Texas A&M University Victoria; testimony from university officials, local leaders, and industry representatives strongly supported the move as a way to better align degree programs with regional workforce needs in engineering, agriculture, and STEM. SB 530, which would align Texas accreditation statutes with federal rules allowing institutions to choose among nationally recognized accreditors, also received supportive testimony and was left pending. SB 1085, allowing Sul Ross satellite campuses to offer lower-division coursework toward bachelor’s degrees, was laid out and left pending as well. The committee also took up a series of education policy bills. SB 1241 would expand the standardized tests Texas public universities may accept for admission beyond the SAT and ACT, with supporters from the Classic Learning Test, homeschool advocates, and student-choice groups arguing it would increase access and competition; it was left pending. SB 769 would require a TEA/Higher Education Coordinating Board report on barriers faced by students with disabilities in higher education, and testimony from The Arc of Texas and others emphasized the need for better data and accessibility; the bill was left pending. SB 2231 would designate the second week of October as Free College Application Week, and SB 1878 would modernize terminology and support workforce-oriented programs at the Josie School; both were laid out and left pending. The committee reported several bills favorably after adopting committee substitutes. SB 605, concerning charter school expansion applications while under conservatorship or a management team, passed on a 9-0 vote. SB 1871, SB 1873, and SB 1874, all related to school discipline and teacher immunity/placement review provisions, were adopted and reported favorably, with members noting the need for further discussion on some language. SB 762, dealing with flag displays in public schools, passed on a 7-1 vote. SB 1962, relating to public school accountability and challenges to school system operations, passed 7-1 after a corrected vote. SB 1750, replacing a $60 million statewide charter facilities cap with an attendance-growth-based allotment, passed 7-1 with one member voting present not voting. SB 2252, supporting kindergarten readiness and early literacy/numeracy, SB 2253, concerning educator preparation and certification, SB 2365, on student use of wireless devices during instructional time, and SB 1924, restoring local peace officer citation authority for school offenses and adding reporting and parent-notification requirements, were also reported favorably. The committee additionally heard SB 37 on higher education governance and compliance oversight, which passed 7-1 after a substitute that refined curriculum review, governing board authority, faculty senate rules, and a new compliance office within the Higher Education Coordinating Board.

Bills: SB2188 , SB2230 , SB1763 , SB879 , SB1147 , HJR7

Committee: Senate Natural Resources

Keywords: space flight, space launch, launch site, spaceport, rocket launch, beach closure, coastal county, Gulf Coast, General Land Office, FAA, Federal Aviation Administration, public beach access, dune protection, launch operations, space industry, local preemption, municipal authority, county authority, public safety, Texas coast

Transcript Highlights:

• The F&A program, in comparison, made only 32% of its loans to both groups.
• They doubled the amount of small-dollar loans, maintained a healthy 7-8 loan program, and ensured a 99
• loan programs, including home mortgages and student loans, where I have spent a good part of my career
• Reducing underwriting criteria to increase loan access is not a new idea in federally-backed loan programs
• A more recent example continues today with the Federal Parent PLUS Student Loan Program.

Committee: Senate Small Business and Entrepreneurship Committee

Keywords: SBA, 7A loan program, underwriting standards, loan defaults, Community Advantage Program, small business funding, testimony

Summary: The committee meeting focused on discussions regarding the SBA's 7A loan program and its implementation challenges. Members raised significant concerns about recent changes to the underwriting standards, which have been criticized for leading to an increase in loan defaults. Ranking members expressed a desire for a return to stronger guidelines to protect taxpayers and ensure the program remains a viable source for small businesses struggling to secure funding. Testimonies from community lenders highlighted their efforts to support underserved communities and stressed the importance of the Community Advantage Program.

Transcript Highlights:

• This was a statewide program.
• How do you ensure a new program when we can't even get a handle on the old programs won't go down the
• </c> creating a new program? creating a new program?
• </c> we got to have a close at 7:10 minutes. we got to have a close at 7:10 minutes.
• Why did the bill change from a forgivable loan when we started to a grant?

Bills: HF4477

Committee: House Workforce, Labor, and Economic Development Finance and Policy

Keywords: Minnesota business recovery loan program, small business loan, zero-interest loan, forgivable loan, business recovery, economic development, small business emergency loan account, Minnesota Initiative Foundations, nonprofit lenders, greater Minnesota, Twin Cities metro, seven-county metropolitan area, immigration enforcement, business interruption, revenue loss, job preservation, business stabilization, state appropriation, forward fund, loan forgiveness

Transcript Highlights:

• Uh the Alabama math science teacher education program is a loan assistance program that is we're renaming
• :55.040><c> is</c><00:02:55.280><c> a</c><00:02:55.440><c> loan</c> teacher education program is a loan
• teacher education program is a loan assistance<00:02:56.160><c> program</c><00:02:57.040><c> that</c
• Again, this is a rename of the Re-Engage Alabama Grant Program, and it changes the minimum age.
• Again, this is a rename of the Re-Engage Alabama Grant Program, and it changes the minimum age.

Bills: SB66 , SB74 , SB72 , SB149 , SB168 , SB66 , SB74 , SB72 , SB149 , SB168

Committee: Senate Education Policy

Keywords: University of Montevallo, trustees, board governance, terms of office, quorum, education, teacher support, loan assistance, acute shortage, Alabama teachers, higher education, adult learners, grant program, education funding, eligibility requirements, teacher certification, military veterans, temporary teaching certificate, workforce development, K-12 education

Transcript Highlights:

• A quorum is present.
• I was laying out a bill in Public Education that took a lot longer than it needed to.
• It's a...
• We have a mite called a Varroa destructor.
• with a tracker in it.

Bills: HB147 , HB 1113 , HB 1203 , HB 1269 , HB 1276 , HB 1277 , HB1437 , HB147

Committee: House Agriculture & Livestock

Keywords: livestock, brands, marks, earmarks, tattoos, electronic registry, Texas Animal Health Commission, county clerk, Agriculture Code, cattle, hogs, sheep, goats, horses, animal identification, brand registry, livestock traceability, electronic filing, rerecording, law enforcement access

Summary: The House Committee on Agriculture and Livestock met with a quorum present and heard several bills, all of which were left pending. HB 1113, by Rep. Cain, would update Texas hemp law to keep state rules aligned with federal changes, require timely rule amendments by the Department of Agriculture, and create hemp research permits for universities and nonprofits. Supporters from the Texas Hemp Coalition said it would improve research, licensing, testing, and enforcement while helping the industry stay compliant and competitive; the author said the bill was intended to reward good actors and deter bad ones. HB 1203, by Rep. Gonzalez, would create an Office of Food System Security and Resiliency within the Department of Agriculture to address food insecurity and coordinate local food access efforts. Gonzalez said the office would build on a prior Department of Agriculture study and help connect farmers, agencies, schools, and local governments; members asked about the fiscal note, consumer costs, and whether the office would overlap with existing programs. HB 1269, HB 1276, and HB 1277 focused on plant disease and pest prevention, including a grant program and studies to identify gaps and track outbreaks. Gonzalez emphasized the need for a more intentional state response, citing crop losses from pests and a recent cotton disease outbreak in his district. HB 1437 would create a pollinator task force to address threats to Texas honeybees and related pollination industries. A Texas Beekeepers Association witness described major recent colony losses, emerging threats such as mites and hornets, and the need to bring agencies and researchers together; Gonzalez noted prior work adding a bee specialist at AgriLife Extension. Finally, HB 147, by Chairman Guillen, would modernize cattle brand registration by moving it to an electronic system at the Texas Animal Health Commission while keeping county clerks involved. Supporters said it would improve efficiency, accuracy, and access for ranchers and law enforcement, while an opponent warned about possible electronic tracking implications and costs for small producers. The committee took no final votes and adjourned after leaving HB 147 pending as well.

Transcript Highlights:

• We have a semi-busy day; we've got… We have a semi-busy day.
• We're looking at a very narrow scope, and I think it's not a... a very narrow and I think not a burdensome
• Just a copy, um, or a ballot once and just a copy or a ballot once and twice through.
• We have a motion and a... ...problem. Thank you. We have a motion and a second.
• We got a motion and a second. Let's take a roll call. Senator Aitt, I. Senator Chamblas.

Bills: SB245 , SB246 , HB30 , HB30

Committee: Senate Finance and Taxation General Fund

Keywords: SB245, public assistance, Medicaid, SNAP, food assistance, Alabama Medicaid Agency, Department of Human Resources, eligibility verification, self-attestation, data matching, fraud prevention, improper payments, program integrity, benefit eligibility, income verification, residency verification, asset verification, electronic benefit transfer, EBT, cross-checks

Transcript Highlights:

• ><c> like</c><01:10:44.400><c> the</c> of a very generous program like the of a very generous program
• </c><01:13:15.120><c> of</c> Promise program is showing a lot of Promise program is showing a lot of
• I think it's a really good discussion point. This is a very generous program.
• I'm reminded of a program that we currently have running right now, a grant program at the University
• now, a grant program at the right now, a grant program at the University<01:20:50.800><c> of</c><01:

Bills: HF2634 , HF2241 , HF2649 , HF2520 , HF2610

Committee: House Higher Education Finance and Policy

Keywords: North Star Promise, scholarship, higher education, Minnesota Office of Higher Education, in-demand jobs, workforce development, career training, job market, high-demand occupations, high-demand industries, college aid, state financial aid, FAFSA, student eligibility, program of study, degree program, certificate program, community college, university, labor market data

Transcript Highlights:

• It's a wonderful program.
• repayment program. ...the state and the loan repayment program.
• to develop accountability and an evaluation program for these students that are receiving these loans
• Basically, where they got the loan from the program that we established a few years ago, and then they're
• There was a program that we established three or four years ago that would provide loans for athletic

Bills: SB213 , HB24 , HB163 , HB226 , HB271 , HB288 , HB319 , HB24

Committee: Senate Finance and Taxation Education

Keywords: utility tax, poultry industry, energy consumption, agricultural exemption, tax exemption, HB24, Volunteer Rescue Squad Tuition Reimbursement Program, EMS, emergency medical services, EMSP, paramedic training, EMT training, tuition reimbursement, scholarship, workforce development, volunteer rescue squad, volunteer fire department, ambulance service, nonprofit ambulance, Alabama Department of Public Health

Transcript Highlights:

• 10% isn't really a good top 10% and this program opens it up for them to go get additional people that
• We also have a large program. called the Program for System Admission, whereas all students who we believe
• To submit a signed form that allows a student to opt out of this program if they so desire. are.
• ratio, loan-to-debt-to-income ratio between institutions and programs.
• be officially admitted. to a university, not to a degree program.

Bills: HB42 , HB 125 , HB 1233 , HB2853 , HB3148 , HB3326 , HB3701 , HB4066 , HB4361 , HB4762 , HB4909 , HB4912 , HB42 , HB125

Committee: House Higher Education

Keywords: higher education, funding, financial allocation, state budget, Texas A&M University, University of Houston, education funding, medical education, osteopathic medicine, healthcare workforce, Tarleton State University, industry-recognized credentials, workforce development, career opportunities, feasibility study, student fees, university funding, student union, education, UT El Paso

Transcript Highlights:

• Public service loan forgiveness is a federal program that provides federal student loan debt forgiveness
• It's a good program.
• There are loan forgiveness programs and so forth.
• And I'm also grateful that you have their residency program because if someone does do a residency in
• into reestablishing a labor and delivery program, which has done nothing but flourish since.

Bills: HB42 , HB 125 , HB 1233 , HB2853 , HB3148 , HB3326 , HB3701 , HB4066 , HB4361 , HB4762 , HB4909 , HB4912 , HB42 , HB125

Committee: House Higher Education

Keywords: higher education, funding, financial allocation, state budget, Texas A&M University, University of Houston, education funding, medical education, osteopathic medicine, healthcare workforce, Tarleton State University, industry-recognized credentials, workforce development, career opportunities, feasibility study, student fees, university funding, student union, education, UT El Paso

Summary: The Committee on Higher Education met to hear several bills and first corrected the minutes from its April 1, 2025 meeting to reflect that a committee substitute for HB 271 had been adopted before the bill was reported favorably. The committee then heard HB 3326, which would help Texas higher education employees, especially adjunct faculty, qualify for federal Public Service Loan Forgiveness by counting classroom hours toward full-time status, requiring institutions to verify employment within 60 days, and requiring annual notice to eligible employees. No witnesses testified against the bill, and it was left pending. Members then heard HB 2853, authorizing UTEP to phase in a student union fee increase to fund demolition and reconstruction of its aging student union. Representative Perez and UTEP student and university witnesses said the current facility is outdated and insufficient for a campus of more than 25,000 students, while some members raised concerns about the size of the fee increase and its impact on low-income students. UTEP representatives said most students receive aid, the fee would be phased in over time, and the project was student-approved; the bill was left pending. The committee also heard HB 4066, a one-line bill to abolish the Texas Research Incentive Program after the state cleared its backlog of matching obligations, with the author saying the program was no longer needed in light of newer research funding approaches. The bill was left pending. The committee spent substantial time on HB 125, which would create the Tarleton State University College of Osteopathic Medicine. Supporters, including Tarleton leadership, the founding dean, a rural hospital CEO, and a feasibility consultant, argued the school would address severe rural physician shortages by recruiting Texas and rural students, training them in rural settings, and developing new residency slots rather than competing for existing ones. Members asked about affordability, residency placement, and whether the school would draw students from rural Texas; Tarleton said it would seek to keep tuition and debt low, had already raised private donations, and would request $25 million in state support over the biennium. The bill was left pending. Finally, the committee heard HB 42, which would increase the annual Higher Education Fund appropriation and adjust its allocation methodology. The chair and university witnesses described rising deferred maintenance, inflation, cybersecurity needs, and enrollment growth at HEAF-eligible institutions, with witnesses from Texas Tech, Sam Houston State, and UNT saying the additional funding would help address aging facilities and technology needs. After testimony, the committee left HB 42 pending and recessed.

Transcript Highlights:

• Finally, the bill repeals a housing finance plan requirement and a housing finance program, which was
• And once a program is up, and more specifically through public grants and contracts and once a program
• This is a fantastic program.
• This is a fantastic program.
• , but being a part of the construction loan.

Bills: SB6018 , SB6026 , SB6027 , SB6028 , SB5937 , SB5938

Committee: Senate Housing

Keywords: housing, finance, commission, state funding, affordable housing, residential development, zoning reform, mixed-use zoning, commercial zones, Growth Management Act, GMA, state preemption, local land use, development regulations, ground-floor retail, ground-floor commercial, permit waiver, waiver process, density, urban growth area

Transcript Highlights:

• In 2022, the legislature established a sales and use tax incentive program allowing cities with a population
• program, and it's a useful proof point.
• Commerce currently has a grant program that's funded things like the climate element update for the GMA
• There's been a federal program called HAF, which ended in June.
• Since those have gone away, we really want to look at our state doing a program.

Bills: SB5884 , SB5885 , SB5937 , SB5938

Committee: Senate Housing

Keywords: sales tax, redevelopment, economic incentive, underutilized property, infrastructure, affordable housing, religious organizations, zoning laws, land use, community development, smart access system, smart lock, residential landlord-tenant act, tenant privacy, biometric data, fingerprint, face scan, iris scan, key fob, key card

Transcript Highlights:

• Campbell since Talala OSU has a new osteopathic school.
• And I've got a proclamation I'm gonna read.
• Piper Riley is a great student and a great kid.
• a nuclear life cycle innovation campus.
• And my other announcement is of a personal nature.

Bills: HR1041 , SB137 , SB1255 , SB1226 , SB1238 , SB1258 , SB1325 , SB1460 , SB1543 , SB1730 , SB1921 , SB1733 , SB1216 , SB1256 , SB1061 , SB1534 , SB1873 , SB1653 , SB540 , SB1948

Keywords: Oklahoma, House Resolution, HR1041, Nuclear Lifecycle Innovation Campus, Department of Energy, DOE, advanced nuclear, nuclear energy, small modular reactors, SMRs, microreactors, energy innovation, advanced energy, energy security, economic development, job creation, workforce training, research and development, nuclear supply chain, clean energy