Video & Transcript : 'scam prevention' :

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WA

Washington 2025-2026 Regular Session

Senate Law & Justice Jan 19th, 2026 at 10:30 am

Law & Justice

Transcript Highlights:
  • auto thefts and vehicle prowls, and we support crime prevention efforts.
  • auto thefts and vehicle prowls, and we support crime prevention efforts.
  • Before you now is Senate Bill 5936 relating to prevention of and remedies for human trafficking.
  • Our industry strongly aligns with efforts to prevent and combat human trafficking.
  • So I'm trying to prevent situations like that.
Bills: SB5720 , SB5833 , SB5936 , SB5993 , SB5735
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 02/27/25

Commerce and Consumer Protection

Transcript Highlights:
  • Chair. safer Alternatives and prevent exposure safer Alternatives and prevent exposure to<00:42:50.520
  • Being scammed.
  • </c> um he said it was he felt it was a scam um he said it was he felt it was a scam so<01:16:40.560>
  • It fills the gap of true scammers, right, um, the grandparents scam, the IRS scam, the people who are
  • It fills the gap of true scammers, right, um, the grandparents scam, the IRS scam, the people who are
ID

Idaho 2026 Regular Session

Feb 9th, 2026

Health and Welfare

Transcript Highlights:
  • I'll go back to the topic I mentioned about fraud and scams.
  • I'll go back to the topic I mentioned about fraud and scams.
  • Lisa's been working with a number Fraud and scams.
  • I wanted to ask a little bit more about the scams that you were talking about.
  • You've heard of gift card scams; now there's the crypto scam. So it's evolving very quickly.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 2/26/26

Commerce Finance and Policy

Transcript Highlights:
  • </c> should and then and then they're scammed should and then and then they're scammed and<00:04:52.880
  • Examples include identity theft scam, romance scam, or pretending to be the government.
  • </c> ahead of new scams. ahead of new scams.
  • </c> replete with examples of of fraud scams. replete with examples of of fraud scams.
  • </c> difficult to scam people. difficult to scam people. represent<00:59:48.559><c> child.
Bills: HF3642 , HF2700 , HF3615
TX
Transcript Highlights:
  • Two, strict reporting and fraud prevention measures are now mandated.
  • Department and filed a report with us, losing $17,000 in a crypto ATM scam.
  • or knows someone who has been a victim of a scam or a potential victim of a scam.
  • Transactions are scams. Three percent really on any given day? Yes, very interesting.
  • It's a whole lot more efficient to scam people.
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 02/20/25

Commerce and Consumer Protection

Transcript Highlights:
  • It focuses on four things: preventing deceptive, unfair, and abusive practices in the financial services
  • </c><00:03:35.439><c> and</c><00:03:35.560><c> fraudsters</c><00:03:36.319><c> promote</c> from scams
  • and fraudsters promote from scams and fraudsters promote transparency<00:03:38.480><c> and</c><00:03
  • As well as, I'd said, scams if it's a scam that's completely outside of our realm, we'd refer that to
  • As well as scams, if it's a scam that's completely outside of our realm, we'd refer that to the FTC as
MN
Transcript Highlights:
  • informed decisions about how and where to spend their hard-earned money, and to protect themselves from scams
  • The CFPB regulates banks, prevents deceptive trade practices, receives and addresses consumer complaints
  • This rule would prevent lenders from collecting payments from people's bank accounts in ways that rack
  • There is the issue of just the volume of scams and schemes.
  • and schemes we we just volume of scams and schemes we we just don't<00:15:54.480><c> have</c><00:15:
NH

New Hampshire 2026 Regular Session

House Commerce and Consumer Affairs (04/08/2026)

Commerce and Consumer Affairs

Transcript Highlights:
  • ,</c> not someone who's scamming, not someone who's scamming, &gt;&gt; right?
  • scamming you, the scamming call scamming you, &gt;&gt; I'm<01:27:42.239><c> going</c><01:27:42.320><
  • Because yesterday we saw all the testimony—it's all scam, scam, scam.
  • c> like</c><01:49:59.360><c> scams</c><01:49:59.760><c> happen</c> these kiosks, just like scams happen
  • </c><04:34:57.520><c> um</c> public sale process which prevents um public sale process which prevents
Summary: The subcommittee focused primarily on a bill concerning long-term care insurance rate increases and consumer notice. Members and staff discussed replacing or supplementing a proposed public hearing requirement with annual reporting, website updates, and consumer-facing disclosures about approved rate increases, carriers writing the products, and how the products work. Several participants emphasized that long-term care policies are long-term products, that rate increases can be spread over many years for actuarial reasons, and that consumers need better information about trends and the impact of increases. A major point of disagreement was whether the bill should try to cap premium increases. One member argued the real problem is unexpected increases of 15% to 20% and urged a statutory cap to protect consumers. Insurance department representatives and others responded that hard caps had been struck down in prior case law, that the department’s core responsibility is solvency, and that carriers need sufficient premium to pay future claims. They also said the market is struggling because many carriers stopped selling the product, leaving in-force policies to bear the cost, and that overly restrictive caps could cause insurers to withdraw from the state. The discussion then shifted toward a compromise requiring carriers to notify policyholders before a rate increase is approved and allowing a 60-day comment period. Participants debated whether the notice should come from the carrier, how confidentiality rules would apply before approval, and what the department should do with public comments. The department said it already reviews filings carefully and that submitted rates are often adjusted before approval; lawmakers noted that prior commissioners had pushed back on increases in some cases, including a seven-year moratorium. No final vote was taken in the excerpt, and the chair repeatedly tried to move the subcommittee along to other bills.
ID

Idaho 2026 Regular Session

Legislative Session Day 67 Mar 19th, 2026

Idaho Senate Floor Meeting

Transcript Highlights:
  • Does this prevent state agencies from having accounts for Idahoans? Mr.
  • Does this prevent state agencies from having accounts for Idahoans? Mr.
  • It lists every scam scenario in plain language.
  • You know, it slows down this scam, and that's where these scams fall apart because they're usually, they
  • Third, it prevents false representations of professional care.
TX
Transcript Highlights:
  • involving organized retail crime by criminal gangs and cartels, sophisticated electronic financial scams
  • Particularly, scams targeting vulnerable Texans, including the elderly.
  • The last three and a half years, this formula has prevented or recovered almost $300 million.
  • Despite advances in technology, fraud prevention and detection remains a challenge.
  • Through this partnership, we together seek to identify and prevent this criminal activity.
WA

Washington 2025-2026 Regular Session

Senate Human Services Jan 14th, 2026 at 08:00 am

Human Services

Transcript Highlights:
  • I will let you take it away, and I will say Vicki is the Assistant Secretary for Partnership, Prevention
  • I'm Vicki Ibarra, Assistant Secretary for Partnership, Prevention, and Services with DCYF.
  • We also need to keep our eye on prevention. Next slide, please.
  • We've also focused on prevention.
  • We've also focused on prevention.
Bills: SB5911 , SB5940 , SB5942 , SB5957
WA

Washington 2025-2026 Regular Session

House Health Care & Wellness Jan 13th, 2026 at 01:30 pm

Health Care & Wellness

Transcript Highlights:
  • Regrettably, some of these outcomes may have been preventable through vaccination, particularly among
  • It is not uncommon to see unvaccinated hospitalized patients with vaccine-preventable infections who
  • Requiring nurses to have an additional EMT certification is a burdensome requirement, and it prevents
  • Thanks. ...us guide more targeted prevention and harm reduction efforts.
  • It's incomplete by the time it reaches the prevention and response partners that can do the most with
Bills: HB2110 , HB2113 , HB2122 , HB2152 , HB2168
TX

Texas 89th Regular

Energy Resources Apr 7th, 2025

Energy Resources

Transcript Highlights:
  • The result was a damage prevention system that has stood the test of time and was fair to all parties
  • The excavator and the utility operator have the most exposure and risk related to damage prevention.
  • You are the Damage Prevention Manager for Texas 811 and SELF, and you're here to provide testimony.
  • Long, thanks for being here, and actually, thanks for stepping in to prevent the expansion.
  • This is another tool to ensure that they are preventing as many fires as they can.
TX

Texas 89th Regular

Pensions, Investments & Financial Services Mar 24th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • This prevented the El Paso commissioners from being allowed to authorize the COs.
  • House Bill 2207 aims to prevent political subdivisions.
  • or has been a potential victim of a fraud scam.
  • scam, where a person is tricked into investing.
  • We have seen an alarming rise in scams targeting our vulnerable Texans.
Bills: HB1453 , HB1718 , HB2043 , HB2207 , HB2798
WA
Transcript Highlights:
  • It's more like get them in one spot and how can we prevent it, if that makes sense.
  • So it becomes a hybrid scam.
  • And no one company has enough information to actually stop that scam from happening.
  • of the scam they fell for.
  • Give victims of crimes a little bit of a cool-off time to say, hey, I just got scammed.
Summary: The committee heard public testimony on several insurance and consumer protection bills. On engrossed substitute Senate Bill 5928, staff and the Office of the Insurance Commissioner described wildfire risk score and model disclosure requirements for homeowners, including notices when policies are nonrenewed, canceled, or premiums are adversely affected, plus insurer website disclosures about mitigation discounts and rate filing transparency. Supporters, including the OIC, AARP, the mayor of Medical Lake, and a fire chief, said the bill would improve transparency, help homeowners understand and reduce wildfire risk, and protect consumers facing cancellations and rising premiums. Industry witnesses said they supported the goal but warned the bill could add regulatory cost and complexity, and some urged narrower, simpler disclosure language and a delayed implementation date. On engrossed substitute Senate Bill 6031, which would expand the insurance fraud program and create a standalone Class B felony for insurance fraud, the OIC and AARP supported the bill as a tool against organized fraud and restitution for victims. A criminal defense representative raised concerns that the new felony language overlaps with existing misdemeanor insurance fraud law and could create conflicting statutes and harsher penalties for the same conduct. The committee also heard testimony that the bill had already incorporated amendments limiting criminal investigators’ role in regulatory investigations and focusing them on complex schemes. The committee then heard substitute Senate Bill 6248 on travel insurance, described as largely mirroring a House bill already passed by the committee. Testimony from the travel insurance industry said agreed-upon amendments had been incorporated, including changes addressing conflict-of-interest concerns, and urged the bill’s advancement. Finally, the committee heard substitute Senate Bill 6079, which would create the Strengthen Washington Homes grant program to fund wildfire home-hardening and prohibit insurers from using wildfire risk as a disqualifying factor for homes meeting IBHS wildfire-prepared standards. The OIC, fire commissioners, AARP, and the prime sponsor supported the bill as a way to reduce nonrenewals and improve insurability, while insurers opposed Section 7, arguing it could interfere with underwriting and should be removed if the bill is to remain a grant program. The committee also began hearing engrossed Senate Bill 5280 on virtual currency kiosks, with staff and the Department of Financial Institutions describing daily transaction caps, fee limits, disclosures, and receipts to curb fraud; consumer protection and law enforcement witnesses supported the bill, while industry witnesses raised concerns about burdens on compliant businesses and passive retail hosts.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 2/18/26

Commerce Finance and Policy

Transcript Highlights:
  • The individuals that get scammed through the grandparent scam, the IRS scam, cryptocurrency, you know
  • , all the scams.
  • ><c> IRS</c> through the grandparent scam, the IRS through the grandparent scam, the IRS scam,<01:28:
  • 01:28:18.080><c> scams.
  • So so far since all the scams.
ID

Idaho 2026 Regular Session

Feb 20th, 2026

State Affairs

Transcript Highlights:
  • So this bill safeguards Idahoans from fraud scams and unregulated operators using crypto kiosks.
  • In 2024, Idahoans lost more than $35 million to cryptocurrency scams, and that's up from $19 million
  • So this bill safeguards Idahoans from fraud scams and unregulated operators using crypto kiosks.
  • In 2024, Idahoans lost more than $35 million to cryptocurrency scams, and that's up from $19 million
  • The bill also... ...requires measures to prevent sexually explicit content.
MN

Minnesota 2025-2026 Regular Session

Committee on Elections - 03/17/26

Elections

Transcript Highlights:
  • </c><00:10:14.880><c> They</c> somebody sets up the scam pack. They somebody sets up the scam pack.
  • </c> that's a so there's the scam PACs. that's a so there's the scam PACs.
  • So, you know, if it's a scam PAC and the idea of a scam PAC is they are collecting money from people.
  • So, you know, if it's a scam PAC and the idea of a scam PAC is they are collecting money from people.
  • So, you know, if it's a scam PAC and the idea of a scam PAC is they are collecting money from people.
Committee: Senate Elections
ID

Idaho 2026 Regular Session

Mar 31st, 2026

Business

Transcript Highlights:
  • letter, which I'll refer to here in a minute, from the AG, which was a warning that he put out about scams
  • letter, which I'll refer to here in a minute, from the AG, which was a warning that he put out about scams
  • with Over the last few years, [these machines] have been increasingly involved with scams, particularly
  • It is supported by banks and credit unions who see these scams draining life savings.
  • And then, once the moment that $117,000 is deposited, the call hangs up and she realizes it's a scam.
Committee: House Business
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Ways and Means Feb 11th, 2026

Joint Committee on Ways and Means

Transcript Highlights:
  • Some local communities have sought to ban them because of the scams.
  • And who is being scammed?
  • Are we a scam? Is our information request valid? Are we credentialed?
  • Are we a scam? Is our information request valid? Are we credentialed?
  • Engagement is another key to prevention.