Video & Transcript Research : 'rebuilder'
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MA
Massachusetts 2025-2026 Regular Session
Joint Committee on the Judiciary Jun 21st, 2026 at 01:00 pm
Joint Committee on the Judiciary
Transcript Highlights:
- We are trying to rebuild our life.
- I'm trying to rebuild with my kids.
- I had to rebuild myself from the ground. I had to educate myself. I had to learn how to love me.
- When I finally escaped, I faced enormous challenges trying to rebuild my life. I was deep in debt.
- Survivors shouldn't have to fight for our right to rebuild our lives that were robbed from us.
Summary:
The Joint Committee on the Judiciary held a lengthy hearing on a wide range of bills involving domestic violence, sexual assault, child sexual abuse, trafficking, victim compensation, and related criminal justice reforms. Testimony focused on measures to support survivors and close perceived legal gaps, including bills to protect domestic violence survivors in child welfare proceedings, expand victim compensation for homicide families and trafficking survivors, create a DNA exception to the rape statute of limitations, eliminate or extend statutes of limitations for child sexual abuse, and strengthen laws on upskirting, sexual abuse by adults in positions of authority, and sexual assault by rideshare drivers. Several speakers also addressed bills concerning vulnerable adults, harassment and custody-related abuse, and early evidence kits.
Witnesses included legislators, prosecutors, advocates, and many survivors who described personal experiences with abuse and barriers to justice. Supporters argued that current laws often leave survivors without meaningful remedies, especially where consent, reporting requirements, evidentiary rules, or statutes of limitations prevent prosecution or compensation. Prosecutors and advocates said the bills would clarify vague statutes, increase penalties in some cases, and better reflect the realities of coercion, grooming, trafficking, and delayed reporting. Some testimony also urged amendments, including changes to victim compensation reporting rules and clarifications to avoid unintended conflicts with other wage-recovery laws.
No committee votes or final actions were taken in the hearing itself. The chairs emphasized strict time limits, respectful conduct, and the submission of written testimony, and several witnesses were called out of order to accommodate the large number of speakers.
KY
Kentucky 2025 Regular Session
Juvenile Justice Oversight Council (8-29-25)
Transcript Highlights:
- Not putting a band-aid on it, but rebuilding it as a whole.
- rebuilding that department as a whole. rebuilding that department as a whole.
- And so we have rebuilding it as a whole.
- The end is the relationship rebuilding. That’s the end result.
- And also uh inside and then rebuild it.
Keywords:
Meeting Start: 00:00:03
Roll Call: 00:00:09
Agency Updates: 00:01:44
Juvenile Justice Advisory Board Update: 00:03:36
Department of Juvenile Justice Update: 00:23:10, 958, all
Summary:
The Juvenile Justice Oversight Council approved the minutes from its November 8, 2024 meeting and welcomed new member Representative Nick Wilson. The council also heard an update from the Administrative Office of the Courts on a school attendance awareness campaign aimed at reducing truancy referrals to court, and a member requested a future, more detailed presentation on truancy trends.
The council then received an update from the Juvenile Justice Advisory Board from Dr. David Frink and Elsie Berger. They described the board’s membership, meeting schedule, public access, annual report and three-year plan, and its role in helping Kentucky remain compliant with federal juvenile justice requirements so the state can receive Title II funding. They said the board reviews grant applications for community-based services, substance use, and early intervention programs, with about $584,000 in federal funds this year and a little over $600,000 expected next year. Members asked about participation, board vacancies, and how to engage with the board, and the presenters emphasized the importance of statewide representation and community input.
The Department of Juvenile Justice then provided a broader update through Commissioner Randy White and Deputy Secretary Mona Wamik. White said DJJ is under an ongoing U.S. Department of Justice investigation focused on conditions in detention facilities, including use of force, isolation, abuse, mental health care, and special education, and said the department has cooperated with repeated information requests and site visits. He also reviewed recent legislative and administrative changes, including 2023 Senate Bill 162, regional detention planning, facility segregation requirements, staffing and salary investments, improved staffing levels, reduced mental health vacancies, and training efforts related to security threat groups. He said DJJ has made progress but continues to work on staffing, safety, and facility improvements.
FL
Transcript Highlights:
- removes the homestead assessment provisions except for the provision allowing homeowners to flexibly rebuild
- We want local governments to ensure the fact that they are allowing homeowners and businesses to rebuild
- We have to have residents and businesses the ability to rebuild.
- quite frankly, should be focused on making... ...sure that their constituents have the ability to rebuild
- FLORIDIANS, WHILE COMPREHENSIVE HURRICANE RESPONSE AND RECOVERY LEGISLATION INCREASES FLORIDA HOMEOWNERS REBUILDING
MN
Minnesota 2025-2026 Regular Session
House DFL Press Conference 4/29/25
Transcript Highlights:
- together, giving children a safe place to grow, and giving parents like me a chance to breathe, to rebuild
- It gives us the tools to rebuild our lives. With that, I believe I'm going to call N.
- It gives us the tools to rebuild<00:09:06.160>
our rebuild our rebuild our lives.<00:09:08.240
Summary:
Representative Huldah Momanyi-Hiltsley held a press event ahead of the House floor debate on the housing budget bill, focusing on funding for the Family Homelessness Prevention and Assistance Program (FHPAP). She described FHPAP as emergency rental, mortgage, and utility assistance that helps families avoid homelessness, and said the bill reflects a community effort to keep families stably housed across Minnesota, including in rural areas.
Jenny Larson, executive director of Three Rivers Community Action, testified that her organization administers FHPAP in a 20-county region and uses it to help renters and homeowners remain housed, maintain employment, and stay in school and community. She said the program is fiscally responsible, estimating it costs about $3,500 to resolve a household crisis versus as much as $45,000 to help a family recover after homelessness. Community members Mierra Allen, Ebony McMillan, and a written statement from Tamita Gaines described how FHPAP helped them avoid or recover from homelessness and maintain stability for their children.
The speakers also said the House housing bill includes broader housing investments, including funding for new housing units, housing infrastructure bonds, a challenge fund, and affordable/workforce homeownership initiatives, with attention to greater Minnesota. In response to questions, they said homelessness is not partisan, that current FHPAP funds are depleted, and that local providers use quarterly allocations and advisory committees to prioritize urgent cases. Momanyi-Hiltsley urged support for House File 2298 and said the program was a top priority because of limited funding and the need to prevent families from falling into homelessness.
MN
Minnesota 2025-2026 Regular Session
Human Committee Meeting - 2025-04-03
Human Services Finance and Policy
Transcript Highlights:
- I've seen families rebuild, parents regain their independence, and children finally getting the stability
- fill the state funding gap for family supportive housing, because every family deserves a chance to rebuild
- By investing in this bill, we can provide a critical lifeline to survivors and empower families to rebuild
- shelter from being on the streets, finding safe housing after leaving an abusive relationship, and rebuilding
- On the streets, finding safe housing after leaving an abusive relationship, rebuilding my sense of self
Keywords:
human services, aging services, disability services, behavioral health, long-term care, nursing home, nursing facility, assisted living, waiver services, medical assistance, Medicaid, case mix reimbursement, PDPM, RUG, direct care and treatment, developmental disabilities, day services, positive support, guardian, conservator
WA
Washington 2025-2026 Regular Session
House Transportation Jul 8th, 2025
Transcript Highlights:
- So before David goes more deeply into the new build program, we want to rebuild the fleet and update
- When we rebuild the dock, we're going to raise it in elevation a few feet.
- So we're going to have to rebuild the berthing structures that are already there.
- between this dock and Fauntleroy is that it is a concrete dock, so we are able to retrofit rather than rebuild
- Rather than rebuild, which is a good sign for costs. So we will have to rebuild a little bit of it.
Summary:
The committee met to hear an update from Washington State Ferries on capital projects and workforce issues, beginning with a briefing on the agency’s long-term fleet and terminal needs. WSF officials described the history of underinvestment after the late 1990s, the current fleet reduction from 25 to 21 vessels, and the need to keep older boats in service while moving toward a 26-vessel long-range fleet and hybrid-electric operations. They said the agency is transitioning to a new vessel procurement strategy, with Eastern Shipbuilding selected to build up to three 160-car hybrid-electric ferries, and outlined a schedule that includes contract execution, about a year of design work, steel cutting in fall 2026, and several years of construction. Members raised concerns about the higher cost of electrified vessels, the length of the schedule, the adequacy of liquidated damages and incentives, the risks of building in Florida and transporting vessels to Washington, and whether the contract sufficiently protects the state from cost overruns and design problems.
The committee also received an update on the Wenatchee conversion, which officials said is days away from entering service as the first large hybrid-electric ferry conversion. WSF explained that the conversion combined required midlife preservation work with propulsion upgrades and battery installation, and that the project took longer and cost more than originally expected because it was a prototype with significant lessons learned. Officials said the Tacoma and Puyallup conversions would follow later, but those decisions were being delayed until after the World Cup to avoid service disruptions. Members asked about the cost-effectiveness of the conversion, the expected fuel and emissions reductions, and what happens to engine crews during long conversion periods; WSF said crews were embedded in the project and that the conversions should reduce diesel use substantially once terminal charging is available.
The meeting then shifted to workforce development, with Siegel consultants reviewing their 2021 and 2024 studies of ferry staffing, overtime, recruitment, and workplace culture. They said the earlier problems stemmed from seasonal staffing practices, low winter hours, limited career progression, a narrow maritime recruiting pipeline, and a culture that made retention difficult. Since then, they reported major improvements: staffing has increased from about 1,500 to 1,900, turnover has fallen, captain and engineer shortages have eased, and recruitment has broadened beyond the traditional maritime pool, including more women and other underrepresented workers. They credited new programs such as guaranteed hours, paid pilotage, AB-to-mate pathways, and the “Turning of the Tide” culture campaign, while noting remaining issues with communication, HR access, accountability, and quality of life. Members generally acknowledged the progress but asked whether staffing levels are now sufficient and how interchangeable crews are across vessels and routes.
Finally, terminal engineering staff began a presentation on capital terminal work, starting with the Fauntleroy Ferry Terminal. They described the terminal’s age, low elevation, vulnerability to sea level rise and earthquakes, and the need for replacement piles, beams, and improved vehicle circulation. The agency said it has completed a planning and environmental linkage study, is moving into NEPA/state environmental review, and has been working with the community to balance the needs of Southworth and Vashon riders with neighborhood concerns in Fauntleroy. The preferred alternative is a larger offshore dock footprint that would improve capacity and reliability while reducing impacts to eelgrass habitat. The meeting ended before the terminal discussion was complete.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 4 on Climate Crisis, Resources, Energy, and Transportation Mar 19th, 2025
Transcript Highlights:
- Well, FEMA, for example, is my understanding that they will fund the rebuilding of existing structures
- For example, we likely won't be able to rebuild the Will Rogers mansion.
- Historically, what have you done regarding community engagement in the planning process to rebuild parks
- Additionally, there was a historic Topanga Hotel that we were preparing to rebuild.
- We will have to take that down and rebuild it, so we have the plans for that.
HI
Hawaii 2025 Regular Session
EIG-GVO, EIG, EIG DEFER Public Hearings 03-18-2025
Energy and Intergovernmental Affairs
Transcript Highlights:
- So, for instance, if you're going to rebuild at state capital, you know, in which should house about,
- So, for instance, if you're going to rebuild at state capital, you know, in which should house about,
- So, for instance, if you're going to rebuild at state capital, you know, in which should house about,
- So, for instance, if you're going to rebuild at state capital, you know, in which should house about,
- So, for instance, if you're going to rebuild at state capital, you know, in which should house about,
Summary:
The joint committees heard House Bill 344 HD1, which would require new buildings to include electric vehicle charger-ready parking stalls. Testimony was overwhelmingly in support from the State Energy Office, Department of Accounting and General Services, the Disabilities and Communication Access Board, and others. Members asked about cost and infrastructure impacts; the State Energy Office said the added cost would likely be modest if planned from the start, but that electrical capacity remains a key challenge for expanding EV charging. The chairs proposed two amendments: extending the bill to cover on-grade parking lots and adding language for Level 1 or Level 3 charging when appropriate.
After discussion, both committees voted to pass HB 344 HD1 with amendments. In the Energy and Intergovernmental Affairs committee, the chair voted aye, one member voted with reservation, and excused members were noted; the Government Operations committee also passed the measure, with one aye vote and one vote with reservations.
The committees also heard House Bill 10001 HD1 SD1, relating to the Maui wildfire settlement trust fund. The Governor’s Office, Attorney General’s Office, Maui County, and the Tax Foundation testified in support. Members questioned Hawaii Electric Industries’ ability to fund its share of the settlement and whether the state should pay first or in tranches. The chair proposed amendments requiring all defendant parties to submit payment plans and proof of ability to pay, and requiring non-state defendants to fund their shares into escrow before the state releases its share. The committee adopted the amendments and passed the bill unanimously by the members present.
Later, the committee deferred action on House Bill 229 HD1 until March 20 for clarification on amendments, then passed House Bill 860 HD1 with amendments addressing liability for limited resurfacing of disputed roads, and passed House Bill 1161 HD2 with amendments concerning highway fund use, formula calculations, and EV-related county fees.
US
US Federal 2025-2026 Regular Session
Hearings to examine defense innovation and acquisition reform. Jan 28th, 2025 at 08:30 am
Senate Armed Services Subcommittee on Personnel
Transcript Highlights:
- Rebuild U.S. global innovation and manufacturing dominance.
- Rather than trying to rebuild the industrial base we once had, I believe we need to focus on building
- Do we have to make a special effort to rebuild that workforce? Two things.
- Manufacturing, but not to rebuild what we used to have.
- Rebuild it with modern technology that's flexible.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Wednesday, May 14, 2025)
US Federal House Floor Meeting
HI
Transcript Highlights:
- for property owners who have to rebuild for property owners who have to rebuild in<00:48:54.240>
- survey before rebuild or two to<00:49:13.280>
hire <00:49:13.599>someone <00:49:13.920> - And those requirements are put rebuild.
- the existing were rebuilding in the existing footprint<00:49:42.640>
of <00:49:42.880>your - <00:50:05.520>
So, be available to them to rebuild. So, be available to them to rebuild.
Bills:
HB2611, HB2102, HB1710, HB1868, HB1920, HB1812, HB1733, HB1715, HB1723, HB1724, HB1727, HB1711
Keywords:
HB2611, Hawaii antitrust, rental housing, rent price-fixing, algorithmic pricing, algorithmic rent-setting, property management software, pricing algorithms, rent coordination, price-fixing, collusion, cartel, multifamily housing, landlord software, occupancy levels, lease terms, Attorney General, public education program, consumer protection, housing affordability
Summary:
The committee first took up HB 2611, which would prohibit algorithmic price-setting in Hawaii’s rental market, require public education by the Attorney General, and establish fines and penalties. The Department of the Attorney General opposed the bill, saying its language was too unclear and could expose landlords and agents to criminal and civil liability for ordinary rent-setting practices based on public information or assistance from property professionals. Members asked about antitrust standards, tacit agreement, and whether using county-published affordable-rent schedules would be unlawful; the AG said that would not be unlawful if based on public information and without collusion. Testimony was mixed, with the chair noting support from the Hawaii Civil Rights Commission, Hawaii Realtors with comments, 50501 Hawaii and General Strike Hawaii, Haloha Project, 13 individuals, and one opponent.
The committee then heard HB 2102, which clarifies that residential projects involving ground disturbance in high-risk areas remain subject to state historic preservation review and removes an exemption for lands presumed nominally sensitive. The Office of Planning and Sustainable Development and the Department of Planning and Permitting supported the measure, saying it would improve clarity and ensure review focuses on projects most likely to affect historic properties or iwi kupuna, while also urging language refinements to better define sensitive sandy-soil areas and balance preservation with housing timelines. NAP Hawaii opposed the bill, arguing it would undo progress made last session and that the current process already includes protections for inadvertent discoveries and efficiency for lower-risk areas.
The Office of Hawaiian Affairs strongly supported HB 2102, explaining it was responding to beneficiary complaints about late-added language in last year’s law and saying the nominally sensitive-area language should be removed because it was adopted without sufficient stakeholder input and could be harmful to iwi kupuna protections. Native Hawaiian Legal Corporation and several individuals also supported the bill. Committee discussion focused on how “nominally sensitive” areas are determined, whether project proponents could self-certify areas as exempt, and how high-density residential projects should be treated; SHPD said it uses survey and monitoring data to map sensitivity, that highly sensitive areas like Kīauea are not nominally sensitive, and that some high-density projects should remain exempt if they do not involve new ground disturbance. The hearing included no final vote in the portion provided, but the chair noted 48 individuals in support and continued questioning on the bill’s definitions and implementation.
MN
Minnesota 2025-2026 Regular Session
House bill would halt spending funds on Rondo land bridge over I-94 3/3/25
Minnesota House Floor Meeting
Transcript Highlights:
- We need to use all the solutions that are necessary to rebuild our community and take it from where it
- This project has been a central focus of people within Rondo working to rebuild and reconnect after the
- This project has been a central focus of people within Rondo working to rebuild and reconnect after the
- This project has been a central focus of people within Rondo working to rebuild and reconnect after the
- LGBTQ people as being racist, I think that this still speaks to the issue we're talking about: rebuilding
CA
California 2025-2026 Regular Session
Assembly Floor Session Feb 3rd, 2025
California House Floor Meeting
Transcript Highlights:
- And the resilience of the community continued to rebuild.
- . community of any single city outside of Vietnam is an example of resilience and an example of rebuilding
- They want to handcuff our first responders, pause our disaster recovery. and delay home rebuilding because
- where thousands have lost everything they've owned and having the audacity to say we'll help you rebuild
- Who will help rebuild California.
TX
Transcript Highlights:
- This special session should be focused on rebuilding, not on redistricting.
- And neither do the countless Texans working to rebuild our state after this devastation.
- Communities are still rebuilding.
KY
Kentucky 2026 Regular Session
House Standing Committee on Families and Children. (3-19-26)
Families & Children
Transcript Highlights:
- It gave me a chance to rebuild my life in a way that the system never did before.
- me<00:12:58.160>
a <00:12:58.240>chance <00:12:58.640>to <00:12:58.760>rebuild - <00:12:59.160>
my <00:12:59.280>life It gave me a chance to rebuild my life It gave - me a chance to rebuild my life in<00:12:59.720>
a <00:12:59.760>way <00:12:59.920>that
TX
Texas 89th 1st C.S.
Press Conference: Special Session Jul 21st, 2025
Transcript Highlights:
- This special session should be focused on rebuilding, not on redistricting.
- affiliation, your gender, your sexuality, or your income, and neither do the countless Texans working to rebuild
- Communities are still rebuilding.
MN
Minnesota 2025-2026 Regular Session
House Taxes Committee considers bill creating new income tax tier to increase local, county aid Apr 29th, 2026
Transcript Highlights:
- I'm the director of Rebuild Minnesota.
- I'm the director<00:13:34.840>
of <00:13:34.920>Rebuild <00:13:35.240>Minnesota. - <00:13:35.800>
We're <00:13:36.080>a director of Rebuild Minnesota. - We're a director of Rebuild Minnesota.
- As Representative Hewitt mentioned, the EMS need to rebuild our infrastructure and roads, housing—why
Summary:
House File 4845 was presented as a tax modernization and local aid bill that would adjust Minnesota income tax brackets for inflation, add a new top bracket of 10.85% for high earners, and increase local government aid and county program aid beginning in 2026. Representative Hollins said the bill would strengthen local government funding and require the Department of Revenue to recertify aid distributions. The chair noted the bill would be laid over for possible inclusion in the 2026 tax bill.
Supporters, including St. Paul Mayor Melvin Carter? no, Mayor Kelly Her of St. Paul, AFSCME Local 34, and Rebuild Minnesota, argued that cities and counties need more stable revenue to cover rising costs, public safety, human services, and property tax pressure. They said the bill would help local governments meet unmet needs and reduce reliance on property taxes. Opponents from the Minnesota Business Partnership and Minnesota Chamber of Commerce argued the new top rate would hurt competitiveness, talent recruitment, and business investment, especially because many businesses pay through the individual income tax code. Some testifiers also opposed directing more aid to cities that they said restrict housing development, while others urged the committee to address unfunded mandates and fraud instead of raising taxes.
During member discussion, Representative Joyce opposed creating another bracket and suggested using cannabis tax revenue instead. Representative Wiener said the state has a spending problem and cited fraud concerns, while Representative Roach questioned whether the bill truly helped greater Minnesota and noted the current LGA appropriation is just over $644 million. Representative Hollins responded that the proposal would mostly benefit greater Minnesota by shifting more of the tax burden to high earners in the metro area. No vote was taken; the bill was laid over for possible inclusion in the 2026 tax bill.
US
US Federal 2025-2026 Regular Session
State of the Union Address by the President of the United States (Tuesday, February 24, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- After Midnight Hammer, they were warned to make no future attempts to rebuild their weapons program,
- to rebuild their weapons program,<02:03:30.080>
and <02:03:30.239>in <02:03:30.400> - Have to rebuild that program a little bit, but it won't take long.
- >
a <02:07:25.679>little <02:07:25.760>bit, to rebuild that program a little bit - , to rebuild that program a little bit, but<02:07:26.079>
it <02:07:26.239>won't <02:07:
FL
Transcript Highlights:
- homestead assessment provisions except for the provision allowing homeowners some flexibility in rebuilding
- We want local governments to ensure that they're allowing homeowners and businesses to rebuild.
- We have to have our residents and businesses the ability to rebuild.
- governments, quite frankly, should be focused on making sure that their constituents have the ability to rebuild
- comprehensive hurricane response and recovery legislation increases support for Florida homeowners rebuilding
Summary:
The Senate convened with prayer, the Pledge of Allegiance, and several introductions, then moved into a series of special-order bills and House messages. Early floor action included passage of a claim bill for Mandy Penny Lemon (HB 6503) and bills on sewer collection systems (HB 1123) and farm products (HB 211), all passing unanimously. The chamber also took up an ad valorem tax exemption resolution for agricultural tangible personal property (CS/HJR 1215), which passed 37-0. Several other measures were temporarily postponed before the Senate recessed and later returned to House messages and additional special orders.
The Senate then addressed multiple House amendments and conference-style motions. It concurred in amended versions of SB 994 on driver safety, SB 180 on emergency preparedness and response, and HB 1609 on waste incineration/auxiliary containers after extended debate over hurricane recovery rules, local government restrictions, and plastic container preemption. The chamber also concurred in CS/HB 1205 on citizen initiative petitions, increasing the number of petitions a volunteer may carry from 2 to 25, and in CS/HB 733 on Brownfields. Other House amendments were rejected or sent back, including SB 234 on offenses against law enforcement, SB 116 on veterans policy, SB 168 on mental health, and HB 1101 on out-of-network provider referrals.
Later, the Senate approved CS/HB 1255 on education and CS/HB 875 on educator preparation, with discussion focused on school readiness, teacher training, and changes to certification and testing requirements. It also concurred in CS/HB 1427, a broad health care bill, after the House added a major nursing education amendment that tightened Board of Nursing oversight, required standardized evaluation and remediation, and imposed accountability measures tied to NCLEX pass rates and program performance. Several members raised concerns or praised negotiated compromises throughout the day, but the recorded actions were mainly concurrence motions, refusals to concur, and final passage votes on the bills considered.
KY
Kentucky 2025 Regular Session
Senate Standing Committee on Banking & Insurance (2-11-25)
Transcript Highlights:
- majority of contractors and adjusters that we see do a great job and provide essential services to rebuild
- majority of contractors and adjusters that we see do a great job and provide essential services to rebuild
- 04:18.040>
essential <00:04:18.600>services <00:04:19.600>to <00:04:19.959>rebuild - <00:04:20.440>
in provide essential services to rebuild in provide essential services to rebuild
Keywords:
Meeting Start: 00:00
Roll Call: 00:06
SB24 Discussion: 01:08
SB24 Vote: 13:22
SB18 Discussion: 14:40
SB18 Vote: 21:54, 958, all
Summary:
The committee met with a quorum and first took up Senate Bill 24, a measure aimed at combating property and casualty insurance fraud. Senator Girdler and witnesses from the Insurance Institute of Kentucky and the National Insurance Crime Bureau said the bill would expand the definition of a fraudulent insurance act to cover statements that misrepresent the scope of property damage or repair costs, with the goal of addressing inflated storm-damage claims and out-of-state bad actors. Members discussed whether existing prosecutors were already handling these cases, the role of Commonwealth’s attorneys versus the Attorney General, and the need to keep the bill narrowly tailored to criminal intent rather than negligence or ordinary disputes over value. The committee substitute was adopted, the bill received favorable expression, and a title amendment was also adopted.
The committee then heard Senate Bill 18, which would address a shortage of insurance options for automobile dealers by allowing nonadmitted carriers to provide garage liability coverage in Kentucky. Testimony from an insurance agent and a legislative agent for Big I Kentucky described a shrinking market in which some small dealers cannot find coverage at all, risking closure. Members asked about the meaning of garage liability, consumer protections, solvency concerns, and whether more competition could lower prices; witnesses said surplus lines carriers already operate in Kentucky, agents play an important vetting role, and errors-and-omissions coverage would apply to the agent. The bill was supported as a way to preserve dealer businesses and expand coverage options, and it passed the committee with favorable expression after roll call.