Video & Transcript Research : 'merchant codes'

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WY

Wyoming 2026 Regular Session

House Appropriations Committee, February 11, 2026

Appropriations

Transcript Highlights:
  • those multiple-use benefits of a fuel break that may have material that's some of it's just not merchantable
  • those multiple-use benefits of a fuel break that may have material that's some of it's just not merchantable
  • those multiple-use benefits of a fuel break that may have material that's some of it's just not merchantable
  • those multiple-use benefits of a fuel break that may have material that's some of it's just not merchantable
  • Those multiple-use benefits of a fuel break that may have material that's some of it's just not merchantable
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Wednesday, July 23, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • Moreover, I am proud that this bill includes several provisions that I sponsored regarding U.S. merchant
  • <04:06:20.800> I<04:06:21.120> appreciate States merchant mariners.
  • I appreciate States merchant mariners.
  • mariner credentiing exam, the merchant mariner credentiing exam, and<04:15:03.040> expanding<
  • :35.680> of Such actions constitute a violation of Section 111A1 of Title 18, United States Code
AZ

Arizona 2026 Regular Session

01/14/2026 - Senate Floor Session

Arizona Senate Floor Meeting

Transcript Highlights:
  • unit vacant positions reporting; SB 1057, watermark paper ballots; SB 1058, firearm transaction merchant
  • codes prohibition; SB 1059, appropriation, a DOT turn lane; SB 1060, voter registration temporary absence
  • , districts; SB 1102, early childhood education providers appropriation; SB 1106, Internal Revenue Code
Keywords: 1182, all
Summary: The Arizona Senate convened with prayer and the Pledge of Allegiance, then established a roll call showing 28 members present and two excused. The journal from January 12 was approved, and several guests were introduced, including representatives from CSG West and NCSL, Tucson Electric Power/UniSource Native business resource group members, Yaqui community guests, students from Marcos de Niza High School, and the mayor of Guadalupe. Senators also offered remarks honoring former Attorney General Mark Brnovich with a moment of silence. A major ceremonial item was a proclamation and flag presentation honoring the life and service of Amaya Curley, presented by Senator Hatathlie. The proclamation recognized Curley’s Navy service, her cultural values, and her impact on family and community, and her family was introduced in the gallery. The Senate also recessed briefly for the presentation of an Arizona state flag flown over the Capitol in her memory, accompanied by a certificate from the Secretary of State. On floor business, the President Pro Tem announced extended deadlines for opening Senate folders and for bill introduction sets. The Senate received a House message consenting to adjourn the legislature from January 15 until January 20, and the chamber adopted a motion to accede to that request. The clerk then read a long list of second-reading bills and resolutions covering elections, education, health care, firearms, taxation, transportation, immigration-related reporting, public records, and other topics. No bill votes were taken during this portion beyond the adjournment-related motion, and the Senate later adjourned until January 15, 2026, at 10 a.m.
FL

Florida 2026 Regular Session

FL House Floor Session - 2026-02-11 (4:00PM Session)

Florida House Floor Meeting

Transcript Highlights:
  • Is it your zip code?
  • Bar code 870913. Remove line 115 and insert an amendment. Representative Nixon, you're recognized.
  • Bar code 870913. Remove line 115 and insert an amendment. Representative Nixon, you're right.
  • The SS American Victory is a World War II-era merchant vessel.
  • She is one of three operational steam-powered World War II merchant vessels.
Summary: The House convened with prayer, moments of silence for former member Terry Fields and the Parkland victims, the Pledge of Allegiance, and recognition of guests and visitors. The chamber then adopted the Rules and Ethics Committee’s special order report setting the day’s calendar and debate times. The main measure taken up was HB 1119, relating to materials harmful to minors in public schools and charter schools, which the sponsor described as a clarification of existing law to keep pornographic or sexually explicit material away from minors and to give districts clearer standards for review and objection processes. The bill drew extensive debate over constitutional concerns, local control, litigation risk, and the scope of the definition of “harmful to minors.” Members supporting the bill argued it was needed to close loopholes and protect children, while opponents warned it could lead to overbroad book removals, conflict with federal court rulings, and costly lawsuits. A series of amendments sought to narrow or redirect the bill: proposals by Gant, Aristide, Bartleman, Eskamani, Nixon, Rainer, Woodson, and Harris would have preserved literary value review, protected educational and abuse-prevention materials, exempted LGBTQ-inclusive books, limited objections, preserved funding for districts, or delayed enforcement during ongoing litigation. Supporters of the amendments framed them as protecting parental choice, academic value, student safety, and district finances; opponents said they would weaken the bill’s child-protection purpose. All of the amendments failed. After the amendment process, the House waived rules, read HB 1119 a third time by title, and entered structured debate on final passage. Debate continued along the same lines, with opponents emphasizing book removals, First Amendment concerns, and the impact on students and schools, and supporters reiterating that the bill was intended to prevent minors from accessing obscene material. The transcript provided ends during structured debate and does not include the final vote on HB 1119.
TX

Texas 89th Regular

S/C on Workforce Apr 15th, 2025

S/C on Workforce

Transcript Highlights:
  • Merchants International in Houston, who unfortunately could not be here today but wanted to share their
  • Merchants workers know that they will have to begin taking heat safety precautions.
  • Merchants, much like many other companies in Texas, know that they are not going to be able to do it.
  • Merchants, are fighting for better and safer conditions—something that should be common sense and that
  • Merchants workers from March onward. ...to late September, sometimes even October.
HI
Transcript Highlights:
  • The chair then announced Tina Yamaki, president of the Retail Merchants of Hawaii, in opposition, but
  • <00:23:11.000> of president of the retail merchants of president of the retail merchants of
  • She also cited 2024 criminal code cases involving domestic abuse of a family or household member, and
  • 00:29:03.559> under<00:29:03.840> the<00:29:04.000> criminal<00:29:04.440> code
  • <00:29:05.039> for 2024 under the criminal code for 2024 under the criminal code for domestic
Keywords: 910, house, all
AR
Transcript Highlights:
  • what your bank will and won't ask, such as, you know, we'll never ask you for that one-time security code
  • But again, those are all coming through gift cards that he purchased at a local merchant.
  • Again, those are all coming through gift cards that he purchased at a local merchant.
  • We enforce the Arkansas Insurance Fraud Act and the Arkansas Criminal Code.
  • It puts a one-time code in there, and that's much harder for the fraudsters to actually capture the guts
Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, regulators, law enforcement, AARP, and mortgage and insurance industry representatives. Witnesses described a wide range of scams, including spoofed bank calls and texts, fake websites and social media impersonation, romance and investment scams, business email compromise, gift card fraud, check fraud, wire fraud, reverse mortgage scams, and crypto kiosk schemes. Several speakers emphasized that fraud is increasingly organized, technology-driven, and amplified by artificial intelligence, and that seniors are disproportionately targeted and often suffer the largest losses. Testimony highlighted both prevention and recovery efforts. Bankers said institutions spend heavily on training, customer education, and fraud detection, but often cannot stop losses once customers have been convinced to authorize transfers. The Attorney General’s office described its Consumer Protection Division, a new Financial Fraud Task Force, and examples of recovering funds quickly from crypto kiosk and wire fraud cases. The State Bank Department and Securities Department said Arkansas’s 2025 crypto ATM legislation and related education requirements have helped, and they urged continued public education. The Insurance Department reported major insurance-fraud trends, including fake insurance cards, forged policies, premium-finance schemes, and staged auto accidents, and said it prosecutes these cases aggressively. Members asked about reporting scams, the security of tap payments, how fraud losses are tracked, the role of crypto kiosks, and whether Arkansas should pursue model legislation or stronger action against telecom and social media companies. Witnesses said tap payments are generally safer than chip or swipe, that crypto transfers are often unrecoverable, and that spoofed caller ID and impersonation ads remain major problems. Paul Benda of the American Bankers Association urged state and federal action against telecom and social media platforms and supported national scam legislation. No new bills were voted on at the meeting, but members approved the November 3, 2025 minutes and several witnesses offered to share model legislation, consumer education materials, and state-by-state fraud data with the committee.
TX

Texas 89th 2nd C.S.

Pensions, Investments & Financial Services Apr 23rd, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • Currently, merchants report skimmers at gas pumps to TDLR.
  • expansion of the FCIC authority over skimming devices as mandated by the Texas Business and Commerce Code
  • Currently, the code mandates that a merchant or technician must report the finding of a gas pump skimmer
HI

Hawaii 2026 Regular Session

HHS-CPN, CPN-HWN, CPN-LBT Public Hearings 02-06-2026

Health and Human Services

Transcript Highlights:
  • So depreciation has been a part of our tax code for eons.
  • So depreciation has been a part of our tax code for eons.
  • Uh, right now there is unnecessary drain on local merchants who are forced to use antiquated payment
  • networks that charge and rent-seek on merchants and take those fees off island.
  • um and take those fees off on merchants um and take those fees off island.<01:55:44.480> Uh<01
Keywords: 912, senate, all
Summary: The committee heard testimony on several health-related measures, with most of the discussion focused on bills addressing tobacco/vape enforcement, psychology licensure, hospital price transparency, prior authorization, and medical cannabis. The chair opened by explaining the one-minute testimony limit and that written testimony had been reviewed. For SB 2175 on disposable electronic smoking devices, the Department of Health said the bill’s placement in litter-control law was not a good fit because disposable e-cigarettes contain hazardous materials like lithium and nicotine, but it supported the intent and pointed to a related measure. Public health and tobacco-control advocates strongly supported the bill, citing youth use, toxic waste, battery fires, and the need to tighten definitions and remove exemptions; a long list of organizations and individuals were noted in support, with no opposition mentioned. For SB 2410, which would create a state directory and enforcement tools for authorized e-cigarette products, the Attorney General’s office strongly supported the measure and said it would help enforce the FDA-authorized list of products through certification, inspections, and civil penalties. The Department of Health said thousands of illegal products remain on the market and cited youth usage rates, while public health groups also supported the bill. One tobacco industry-related witness was noted in opposition. SB 2080, the psychology interjurisdictional compact, drew support from the Department of Corrections, which said it had severe staffing shortages and that the compact would help fill gaps, especially for forensic psychology and neighbor island facilities. Some committee members raised concerns about whether the compact would loosen licensure standards and reduce licensing revenue, and the Board of Psychology was said to be meeting and had not taken a formal position; testimony also noted the need for resources if the compact were adopted. The committee also heard SB 2276 on surgical assistance, with DCCA in opposition and a supporter from the field, but little discussion followed. SB 2277 on hospital price transparency drew support from consumer and patient advocates, who argued that clearer pricing would reduce medical debt and help patients shop for care; DCCA and the Department of Health offered comments, with the department suggesting an alternative enforcement model using outside review entities and noting that implementation would require significant staffing and funding. The Healthcare Association of Hawaii opposed the bill, saying federal transparency rules already cover the issue and state law could create duplication. SB 2282 on prior authorization received comments from insurers and providers; HMSA asked that the bill be set aside pending the report of the prior authorization working group created by Act 151, while the Hawaii Medical Association said prior authorization is a major burden but deferred to regulators on resources. Finally, SB 2413 on medical cannabis was supported by the Office of Medical Cannabis and others, who said the bill would close a patient-access gap by allowing viable seed sales; one witness suggested clarifying jurisdictional language and allowing dispensaries to sell seeds to each other. The committee then began SB 2425 on health insurance, where an addiction treatment provider testified that insurers’ refusal to honor assignment-of-benefits payments can delay reimbursement and create relapse risk for patients, but the transcript cuts off before further action on that bill.
HI
Transcript Highlights:
  • The tracking can be done at the retail level by the merchant, by the dispensary.
  • The tracking can be done at the retail level by the merchant, by the dispensary.
  • The tracking can be done at the retail level by the merchant, by the dispensary.
  • The tracking can be done at the retail level by the merchant, by the dispensary.
  • Revised Statutes and the Penal Code. Revised Statutes and the Penal Code.
Keywords: 912, senate, all
Summary: The committee first heard SB 888, which would bar operators of smart household security devices from sharing user data with law enforcement unless the user consents or police obtain a warrant. DCCA’s Office of Consumer Protection offered comments and Judiciary submitted written support. Several individuals also submitted written support. The committee recommended passage with amendments clarifying that the Office of Consumer Protection may enforce violations and adopting Judiciary’s recommended changes, while also deferring the effective date to July 1, 2050. The motion passed unanimously among members present, with one senator excused. The committee then took up SB 2777 on insurance disclosures. The bill would require authorized insurers to disclose claim-handling data to consumers, including claims open at the start of a period, closed with payment, closed without payment, and open at the end of the period. The committee described amendments to clarify the bill, remove a requirement for the DCCA insurance division to handle publication, and defer the effective date to July 1, 2050. The measure was passed with amendments and the recommendation was adopted, with one member voting no and another excused. In a joint Commerce and Consumer Protection/Judiciary hearing on SP2738 relating to tax haven abuse, the Department of Taxation offered comments and the Tax Foundation testified in opposition, arguing the state should rely on IRS audits and existing worldwide reporting rules rather than create a separate state approach. Other written testimony was noted in both support and opposition. The committees recommended passage with amendments adopting Taxation’s technical changes and deferring the effective date to July 1, 2050; the recommendation was adopted, with one senator noting reservations. The joint hearing then moved to health-related bills, including SB 2690 on primary care spending, SB 3103 on energy assistance, SB 3137 on Department of Health authority over food, drugs, and cosmetics, SB 3164 on child welfare service organizations, and SB 3206 on cannabinoids. SB 2690 drew strong support from physicians and advocates who said it would address primary care shortages, especially on neighbor islands, while HMSA and others warned a fixed spending percentage could raise costs and suggested a working group. SB 3164 drew support from child welfare providers and opposition from the Attorney General over indemnification language, and SB 3206 drew mixed testimony: state agencies raised federal-law and vagueness concerns, while hemp and cannabis advocates and some farmers supported the measure and urged broader legalization or amendments.
LA

Louisiana 2026 Regular Session

Civil Law and Procedure May 5th, 2026

Civil Law and Procedure

Transcript Highlights:
  • It's kind of specific to a merchant customarily selling. Is there a particular...
  • It's kind of specific to a merchant customarily selling.
  • that we've drafted is to really protect lessees when they have leased a thing in good faith from a merchant
  • But it's specific to a merchant.
Summary: The Civil Law Committee met on May 5, 2026, and first considered House Bill 165 by Representative Abear, a constitutional amendment to dedicate $500,000 annually from lottery proceeds to a veterans service grant fund. The committee adopted a technical amendment removing “up to,” approved the 6.8A report, and reported the bill with amendments without objection. The committee then heard Senate Bill 185 by Senator Presley, which would make nondisclosure agreements in civil settlements involving child sexual abuse victims against public policy and unenforceable. Senator Presley and Elizabeth Phillips testified in support, describing the bill as part of the “Trey’s Law” movement to prevent survivors from being silenced. Additional supportive testimony came from Gillian Edwards Coburn, and committee members discussed how NDAs work in civil cases and the need to protect children’s ability to speak. The bill was reported favorably without objection. Next, the committee considered Senate Bill 77 by Senator Miller, a Law Institute measure on the effects of leases of movable property. Testimony explained that the bill is intended to protect good-faith lessees of items such as heavy equipment when a merchant leasing the property lacks authority to do so. The bill was reported favorably without objection. The committee also heard Senate Bill 140 by Senator Miller, which clarifies that multiple successions may be handled in the same proceeding when jurisdiction is proper. Members discussed the cost and efficiency benefits for families, and the bill was reported favorably without objection. Finally, the committee took up House Bill 603 by Representative Wright, a constitutional amendment authorizing state investment in digital assets and precious metals. Members questioned whether the language could include Bitcoin and how such investments would be monitored, with the sponsor saying implementation would be handled later by statute and public officials. The committee adopted the 6.8A report and then voted 5-3 to report the bill favorably. The meeting then adjourned.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Wednesday, April 9, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • For example, businesses and merchants.
  • economic opportunity and a fair tax code economic opportunity and a fair tax code that<05:03:19.440
  • Small businesses that rely on consistency in our tax code. We cannot fail them.
  • We cannot consistency in our tax code. We cannot fail<05:10:23.160> them.
  • The code got more progressive.
AZ
Transcript Highlights:
  • What the bill does is it outlines merchant requirements for selling digital goods that are not owned
  • What the bill does is it outlines merchant requirements for selling digital, look like. Commerce.
  • What the bill does is it outlines merchant requirements for selling digital goods that are not owned
Summary: The caucus reviewed several bills and Senate or conference committee amendments, with members generally noting whether the sponsor intended to concur. HB 2749 would let courts enter a Class 1 misdemeanor conviction for certain lower-level felony convictions, with the Senate amendment requiring at least five years since completion of sentence before eligibility. HB 2082 would create a childhood cancer and rare childhood disease research commission and adjust funding rules, including a five-million-dollar threshold tied to appropriations or federal grants. HB 2096 would allow counties to seek WIFA assistance for cesspool remediation, with the Senate adding an alternative compliance path using ADEQ’s nonpoint source management plan. HB 4001 would regulate alternative nicotine products through the Department of Liquor Licensing and Control; members discussed whether some tobacco-related products remain outside the bill, tribal enforcement limits, and the absence of a tax provision. The presenter said the AG and governor support the bill. The caucus then shifted to conference committee bills. HB 2003 would lower the learner’s permit age from 15.5 to 15 and increase supervised driving time, but several members raised safety concerns and questioned whether the change was needed; the conference amendment would let current instruction permit holders qualify for a license after six months, while still requiring age 16 for licensure. HB 2133 would impose content-verification requirements for commercial websites publishing sexual material, with conference changes exempting pre-effective-date motion pictures and television programming. Members noted the Motion Picture Association still had concerns, though the changes addressed some retroactivity issues. HB 2874 would change campaign finance penalty rules, including a five-day publication requirement for committees owing late-filing penalties, a $5,000 cap on penalties per late report, and retroactive relief for certain inactive committees that filed no-contribution/no-expenditure reports and later terminated; one member said they still had not received the outstanding fee totals requested on the floor. HB 2010 would regulate digital goods sellers and refunds for revoked access to licensed digital content; the conference version kept a five-year refund structure but changed the refund amount to 20% per year, clarified refund procedures, and removed the refund requirement if alternative access is provided. The caucus took no votes in the transcript and ended after the bill presentations and questions.
HI
Transcript Highlights:
  • I'm the interim president and CEO of Retail Merchants of Hawaii.
  • Retail Merchants of Hawaii supports HB 1943 HD1.
  • Retail Merchants of Hawaii supports HB 1943 HD1.
  • <00:21:35.160> Retail<00:21:35.480> Merchants<00:21:35.880> of Merchants of
  • Retail Merchants of Merchants of Hawaii.
Keywords: 912, senate, all
Summary: The committee first heard HB 649, which would create a small boat harbor commercial vessel special fund and raise mortgage fees on commercial vessels to fund harbor improvements. DLNR stood on written testimony in support, while the Ocean Tourism Coalition, Activity and Attractions Association of Hawaii, Calypso Charters, and a local commercial operator all opposed the bill, arguing that the fee increase would burden thin-margin businesses without fixing procurement and staffing problems and that the bill’s fee language and fund allocations were too vague. A DLNR witness also noted a prior bill, HB 2477, had sought to broaden the fee base to more ocean operators statewide rather than increase the percentage. No vote was taken on HB 649 during the portion shown. The committee then heard HB 2599 on aquatic protection, which would prioritize ecosystem integrity and use of best available science in managing aquatic resources and set coral reef resilience goals. DLNR supported the measure, and a testifier from the public urged stronger coral goals for Oahu and a broader framework including water quality, herbivore management, fishery management, enforcement, and coral restoration. There was no opposition or vote shown on HB 2599 before the committee recessed to a joint hearing. In the joint Economic Development and Tourism / Water, Land, Culture, and the Arts hearing, members heard HB 2118 on transferring the State Foundation on Culture and the Arts and the King Kamehameha Celebration Commission from DAGS to DBED, HB 2474 on authorizing non-binding international cooperative agreements, HB 1863 on creating an honorary ambassador to Canada, HB 1943 on out-of-state DBED offices and export promotion, and HB 2604 on a performing arts ticket surcharge. Testimony was generally supportive for HB 2118, HB 2474, HB 1863, and HB 1943, with questions focused on agency placement, sister-state relationships, and the rationale for overseas offices. HB 2604 drew opposition from the Tax Foundation and others, who argued the surcharge functioned as a tax and would make arts participation more expensive; the chair recommended deferring it. During decision-making, both committees passed HB 2118, HB 2474, HB 1863, and HB 1943 with amendments, including technical changes and revised effective dates. For HB 2474, the amendments were described as clarifying definitions for sister-state and international cooperative agreements, allowing relationships with national governments, and preserving legislative approval and transparency. HB 1943 was amended to require an office in Laoag City, Philippines, rather than a non-existent DBED Philippines office. HB 2604 was deferred. After the joint session, the Water, Land, Culture, and the Arts committee resumed and heard HB 2395 on permits for taking marine deposits and HB 2361 on administrative support for the Kahului Bay Regional Council, both of which drew only DLNR written testimony and no further action in the excerpt. The committee then began HB 1823 on Coastal Zone Management Act exemptions, with the Office of Hawaiian Affairs testifying first, but the transcript cuts off before further testimony or action.
HI

Hawaii 2025 Regular Session

PSM Public Hearing 02-19-2025

Public Safety and Military Affairs

Transcript Highlights:
  • Tina Yamaki from Retail Merchants of Hawaii, on Zoom, in live person—yes, must be imported.
  • I'm Tina Yamaki with the Retail Merchants of Hawaii, and we are in strong support of Mike Lambert for
  • Tina Yamaki from Retail Merchants of Hawaii, on Zoom, in live person—yes, must be imported.
  • Tina Yamaki from Retail Merchants of Hawaii, on Zoom, in live person—yes, must be imported.
  • Tina Yamaki from Retail Merchants of Hawaii, on Zoom, in live person—yes, must be imported.
Keywords: 912, senate, all
Summary: The committees met on February 19, 2025, to hear advice-and-consent nominations, beginning with GM 645/GM 650 for Mike Lambert as Director of the Department of Law Enforcement. Testimony was overwhelmingly in support from state officials, community leaders, nonprofit representatives, and others, who praised Lambert’s collaboration with communities, communication skills, and practical approach to public safety. Several speakers highlighted his work on homelessness, game rooms, community policing, and his ability to work across public health and law enforcement lines. Lambert told the committee he has 22 years of law enforcement experience, including patrol, community policing, training, narcotics/vice, and work on fentanyl, internet crimes against children, and ghost guns, and said his priorities would include building community trust, improving training and discipline, and addressing fireworks and firearms enforcement. Senators asked about fireworks, federal collaboration, ports and airport screening, recruitment, pay parity, and whether the department should expand into a more formal state police force; Lambert said he would need time to learn the new port/shipping environment and would support a state police class and expanded enforcement capacity. The committee did not take a final vote in the portion of the transcript provided. The committee then heard GM 567 for Jean Dello Jr. as chairperson of the Hawaii Paroling Authority. Supporters, including Hawaii Friends of Restorative Justice and Hawaii Paroling Authority staff, described him as honest, ethical, fair, and experienced in balancing public safety with rehabilitation and re-entry. Dello said he came out of retirement in 2021 to serve on the board, and that his background in federal probation and state corrections led him to favor evidence-based practices over simple compliance monitoring. He emphasized the need to weigh public safety with giving inmates a real opportunity to transition successfully back into the community. No final action or vote was announced in the excerpt provided.
AZ
Transcript Highlights:
  • What the bill does is it outlines merchant requirements for selling digital goods that are not owned
  • What the bill does is it outlines merchant requirements for selling digital, look like. Commerce.
  • What the bill does is it outlines merchant requirements for selling digital goods that are not owned
Keywords: 1182, all