Transcript Highlights:

• The Committee on Banking and Insurance will now come to order. Clerk, please call the roll.
• And to decrease the need for liability insurance during that dangerous time.
• Insurance companies refused to pay.
• Insurance often labels them as extras or recreational.
• However, it is common that the 20% co-insurance payment falls on the family.

Bills: S0326, S0598, S0632, S0786, S1110, S1256, S1380, S1588, S7042, S7044

Keywords: curators, estates, court appointment, fiduciary duty, bond requirements, removal, surrogate, funeral homes, cemetery law, cremation, embalmer, funeral director, preneed contract, preneed funeral, human remains, unclaimed cremated remains, disposition of remains, hospice, palliative care, end-of-life care

Summary: The Banking and Insurance Committee met with a quorum present and temporarily postponed SB 7042 on legal tender and SB 1380 before taking up the remaining agenda. The committee first reported favorably C.S. for SB 326, which modernizes Florida’s curator statute in probate law by clarifying when curators may be appointed, what they may do, and what oversight applies. It then reported favorably SB 1256, which standardizes PBM pharmacy audits by requiring uniform audit standards, scope, frequency, penalties, and due process protections for pharmacies; testimony from pharmacists emphasized concerns about conflicts of interest, excessive audits, and disproportionate penalties, while preserving fraud investigations. The committee also reported favorably C.S. for SB 598 on funeral and cemetery services after adopting an amendment that removed provisions on civil damages caps and phasing out direct disposers; the bill updates licensure and contract rules and addresses unclaimed remains. SB 632, which sets insurance requirements for transportation network companies during the period after a ride is accepted but before pickup, was reported favorably despite opposition from an attorney who argued the existing coverage framework should not be reduced. C.S. for SB 786, creating a nonjudicial process to close out undisputed trusts and discharge trustees, was also reported favorably. The committee then took up SB 1110, a major bill expanding Medicaid and private insurance coverage for medically necessary orthotics and prosthetics, including activity limbs, and requiring annual reporting. After adopting an amendment clarifying eligible recipients, the committee heard extensive emotional testimony from amputees, parents, and advocates describing the medical, developmental, and financial importance of prosthetic coverage, and members spoke in strong support before the bill was reported favorably. Later, the committee considered SB 1588, which implements last session’s legal tender law by refining definitions, narrowing custodian provisions, eliminating unnecessary examination requirements, and repealing the sunset clause; members raised questions about verification and anti-money-laundering concerns, but the bill was reported favorably. Finally, the committee approved SPB 7044 as a committee bill to expand public records exemptions to records relating to newly regulated custodians of gold and silver. The meeting concluded with senators recording additional affirmative votes on selected bills and adjourning.

Transcript Highlights:

• By way back on insurance, our... Mr.
• And what this bill does is completely changes the insurance framework for shipping because cargo insurance
• alter the coverage that is provided in an insurance policy. ...a certificate is not an insurance policy
• HB 2996 expressly provides that a certificate of insurance is not an insurance policy, does not amend
• insured.

Bills: HB2128, HB2255, HB2397, HB2429, HB2591, HB2680, HB2834, HB2868, HB2911, HB2951, HB2979, HB2991, HB2996, HB2999, HB4001, HB4011, HB4017, HB4020, HB4026, HB4086, HB4088, HB2244, HB2342

Keywords: homeowners associations, condominiums, open meetings, governance, transparency, Arizona Teachers Academy, teacher preparation, education funding, public schools, scholarships, teacher certification, community colleges, HOA, homeowners association, planned community, condominium, CC&Rs, covenants, conditions and restrictions, resale disclosure, association disclosure

Summary: The committee heard and acted on several bills, mostly receiving due pass recommendations. HB 4020 would raise the maximum annual assessment on insurers that funds the Department of Insurance and Financial Institutions fraud unit from $1,050 to $1,350. The sponsor and an industry witness said the increase would support fraud investigations, and the bill passed 9-1 after a roll call vote; the transcript later included a correction stating HB 4020 passed 10-0 with one absent. HB 2255 would extend Arizona Teachers Academy scholarship eligibility for community college students from two academic years/four semesters to four academic years/eight semesters. Maricopa Community Colleges supported the bill, saying it would let community college teacher candidates complete bachelor’s degrees with the same funding available to university students. It passed unanimously. HB 2591, as amended, revised the definition and administration of registered apprenticeships to align with U.S. Department of Labor standards and add requirements such as written agreements, structured training, wage progression, and safety supervision; it also passed unanimously. HB 2680, as amended, narrowed and revised workers’ compensation fraud-related provisions, including insurance disclosure requirements and proof of coverage. Supporters from labor and construction groups said it would help combat premium fraud and protect honest contractors, while the sponsor said the amendment narrowed the bill to address concerns. It passed 10-1. HB 2979 modernized credit union law regarding bylaws, name changes, principal office changes, and certain powers; credit union representatives supported it as a regulatory update, and it passed 11-0. HB 2868 required manufactured-home/mobile-home installation license applicants and renewals to show insurance and fingerprint clearance, and to allow the Department of Housing to set experience, exam, and enforcement rules; it passed 8-1 with two present. The committee also approved a strike-everything amendment to HB 2429 on short-term rentals, allowing local governments to regulate overnight occupancy, extending the violation window for suspending a license from 12 to 24 months, and allowing suspension after certain building code violations. The sponsor and city/county representatives described it as a compromise that restores some local control, while short-term rental advocates and neighborhood groups said it was a step forward but still too limited; the bill passed 8-2 with one present. HB 4011, without the proposed amendment, codified HOA duties to act reasonably and fairly in enforcing rules, and after testimony from attorneys, homeowners, and HOA advocates describing abusive enforcement and the need for clearer standards, it passed 11-0. HB 2397, as amended, required more complete HOA disclosure information to buyers and escrow agents, with supporters saying it would prevent surprise assessments and defects and critics warning some language was still broad; it passed 11-0. Finally, HB 4026 would change a public infrastructure reimbursement program for advanced manufacturing by replacing a $200 million total cap with a $75 million annual cap and adding website-posting requirements for agreements; Queen Creek and economic development witnesses said it was needed to support major manufacturing projects and related infrastructure, and the bill was being discussed when the transcript ended.

Keywords: KY LRC YouTube, https://www.youtube.com/watch?v=Iw_1ItTaCgE, 2026-06-21T07:17:03+00:00, 2.2.24, Data collected via generic collector engine, MEETING START 00:00 ROLL CALL 00:15 MOTION TO APPROVE MINUTES 00:47 MINUTES ADOPTED 01:02 DISCUSSION WITH ECONOMIC DEVELOPMENT CABINET STAFF, 01:58 JEFF NOLAN, KATIE SMITH, AND BETH LAND ON THE SUCCESSES OF THE CABINET, DEVELOPMENTS IN KY, STATEWIDE PROGRAMS, BASIC PROGRAMS MECHANICS, PROJECT RECOMMENDATIONS, AND REQUESTED FUNDING FOR BUDGET., 958, all, 2.2.42, 2.1.47

Transcript Highlights:

• I was just looking at the House research piece and looking at the emergency food assistance program.
• Well, I just do want to point out that it's a federal program that distributes Department of Ag food
• Um, has this food assistance program.
• point out that it's a federal program point out that it's a federal program that<00:05:23.960>
• <00:05:30.880> that we're looking at these programs that we're looking at these programs that

Bills: SF2077, HF2439, HF841

Keywords: environmental protection, natural resources, wildlife management, public funding, community grants, pollution reduction, waste management, climate change, funding allocations, food support, emergency funding, shelf programs, Minnesota statutes, appropriation, 1183, house

Transcript Highlights:

• Business and insurance will meet in room 535 immediately after this session.

Bills: SB1246, SB1510, SB1979, SB1929, SB1930, SB1976, HCR1019, SB1459, SB1673, SB1500, SB1447, SB1646, SB2007, SB1275, SB2074

Keywords: environmental permitting, Oklahoma, Department of Environmental Quality, public participation, regulatory framework, administered applications, energy, wind energy, financial assurance, property restoration, environmental regulation, mining, blasting, residential protection, buffer zone, Department of Mines, public utilities, electric transmission lines, landowner rights, payment regulations

Transcript Highlights:

• like crop insurance and the FSA loan guarantee program to mitigate risk.
• crop insurance program.
• Thank you for inviting me to speak today and for your continued support of the crop insurance program
• Whole Farm Revenue Protection is the only insurance program that is designated for small farmers and
• For farmers who can't access RMA programs, the FSA offers non-insurance crop disaster programs.

Keywords: farm bill, rural economy, crop insurance, access to credit, young farmers, USDA funding freeze, agricultural policy, risk management

Summary: The meeting of the agricultural committee focused on significant concerns regarding the current state of America's rural economy, highlighting the need for a strong five-year farm bill to address the challenges faced by farmers, particularly young and beginning farmers. Key testimony was given by multiple stakeholders including agricultural leaders and young farmers, emphasizing issues related to crop insurance, access to credit, and the adverse impact of recent USDA funding freezes. Various members discussed the necessity of risk management tools that farmers rely on to secure financing, which is crucial for sustaining agricultural operations and supporting rural communities. The importance of timely legislative action was underscored, as many farmers reported struggles in the current economic climate, raising urgency for reforms within the Farm Bill framework.

Transcript Highlights:

• This bill also creates a psychology internship program, think of a psychology residency program.
• In order to have an internship program, you have to have an accredited program, which means that you
• Insurance coverage for these services varies depending on the insurance plan, state, and other individual
• Many of the patients that I see have insurance coverage, but their insurance is discriminating against
• Insurance.

Bills: AB52, AB76, AB163, AB388, AB483

Keywords: health insurance, claims process, insurance regulation, admin penalties, healthcare access, cannabis, cannabis establishment, medical cannabis, adult-use cannabis, advertising regulations, packaging requirements, unlicensed cannabis activities, state prosecution, confidentiality, Cannabis Compliance Board, disciplinary proceedings, mental health, counseling, interstate practice, telehealth

Transcript Highlights:

• So the bill develops a community benefit program to help achieve that efficiency.
• CEE conducts field research and implements programs.
• The state of Minnesota already has an aggressive and nation-leading clean energy program.
• The state of Minnesota already has an aggressive and nation-leading clean energy program.
• That program, the Habitat-Friendly Solar Program, is a cost-effective, successful program.

Bills: HF2928, HF2912, HF2297

Keywords: water appropriation, data centers, environmental review, energy conservation, permit application, carbon-free energy, geothermal energy, renewable energy, Macalester College, appropriation, sustainability, solar energy, pollinator programs, license plates, agrivoltaics, environmental sustainability

Transcript Highlights:

• NV Grow is not just a program.
• And what's nice about the Nevada Rural Housing Authority program and this program is that they dovetail
• And what's nice about the Nevada Rural Housing Authority program and this program is that they dovetail
• And I could go over a number of these programs with you.
• There's a huge variance of costs between maybe creating an OBGYN program, creating a cardiology program

Bills: AB568, SB90, SB133, SB147, SB229, SB233, SB240, SB245, SB280, SB378, SB393, SB417, SB434, SB494, SB495, AB62, SB104, SB119, SB132, SB193, SB262, SB422, SB431, SB435, SB468, SB503

Keywords: higher education, Nevada System of Higher Education, operational expenses, instructional expenses, public funding, education funding, teacher grants, classroom supplies, instructional support, specialized personnel, civics education, Nevada Center for Civic Engagement, funding, youth programs, civic involvement, Southern Nevada, Clark County, Las Vegas Valley, regional planning, economic resiliency

Transcript Highlights:

• a year on insurance. a year on insurance.
• insurance, home insurance in that area? insurance, home insurance in that area?
• programs? programs?
• Hawaii Department of Taxation offering comments. and medical leave insurance program and begin collecting
• relating to health insurance. relating to health insurance.

Bills: HB20, HB2612, HB2404, HB2459, HB2194, HB1880, HB2284, HB1969, HB2458, HB1546, HB2161, HB1721, HB1641, HB2137, HB1782, HB2360, HB1965, HB1897, HB1513

Keywords: lava insurance, homeowners, insurance market, subsidy, Hawaii, mortgage, debt, secured transactions, real property, Hawaii Revised Statutes, cooperative associations, electric utility cooperatives, agricultural cooperatives, mutual help, food innovation, agribusiness, food safety, market access, branding, economic diversification

Summary: The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided. The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments. Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.

Transcript Highlights:

• <00:13:32.120> uh um building expenses insurances uh um building expenses insurances uh Insurance
• What kind of insurance do they need?
• But with paid family medical leave, too, it's a good program.
• <00:51:42.680> we medical leave too it's a good program we medical leave too it's a good program
• <01:08:22.839> that ended up closing a lot of programs that ended up closing a lot of programs

Bills: HF1005

Keywords: health insurance, medical assistance, behavioral health, reimbursement rates, primary care services, physician fee schedule, managed care, residential services, 1183, house

Transcript Highlights:

• As we've program here in Minnesota.
• That program, the habitat-friendly solar program, is a cost-effective, successful program.
• Um that program, the habitat you.
• cost-effective successful program. cost-effective successful program.
• /c> designated as oversight in the program, designated as oversight in the program, but<01:41:58.800>

Bills: HF2928, HF2912, HF2297

Keywords: water appropriation, data centers, environmental review, energy conservation, permit application, carbon-free energy, geothermal energy, renewable energy, Macalester College, appropriation, sustainability, solar energy, pollinator programs, license plates, agrivoltaics, environmental sustainability, 1183, house

Transcript Highlights:

• So does IFAS have those programs or protocols in place today? Senator Bradley.
• Composting Council Seal of Testing Assurance Program? Yes.
• That is, that ensures... ...insurance program. Yes.
• We don't create a new permitting program or a new regulatory scheme.
• electronics limited agent licensees to sell Iware insurance and provide...

Bills: S0204, S0540, S0772, S1294, S1474, S1504, S1708

Keywords: gaming, slot machines, veterans organizations, regulatory compliance, Florida Gaming Control Commission, declaratory statement, criminal penalties, financial regulation, vulnerable adults, information security, financial exploitation, licensing, biosolids, agronomic rate, land application, environmental protection, Florida statutes, nutrient management, recordkeeping, farming

Summary: The Appropriations Committee on Agriculture, Environment, and General Government met with a quorum present and first took up confirmation votes for appointees on tabs 2 through 6, which were recommended favorably without public testimony. The committee then heard CS/SB 1474, which would direct DEP to stop issuing or reissuing permits for Class B biosolids land application when a wastewater treatment facility is reasonably accessible within 50 miles, and it was reported favorably. The committee also heard SB 1708, which removes a timing requirement for veterinarians licensed in good standing elsewhere to qualify for Florida licensure; it received support from Americans for Prosperity and the ASPCA and was reported favorably. Members then considered CS/SB 204 on illegal slot machine operations. An amendment was adopted that set the baseline penalty at a second-degree misdemeanor, elevated violations involving six or more machines or repeat offenses to a third-degree felony, and made violations by a person of authority involving six or more machines or multiple prior convictions a second-degree felony. Testimony supported the bill’s effort to target larger illegal operations while protecting veterans’ organizations and other lawful users from felony exposure; the bill as amended was reported favorably. The committee also adopted a strike-all for CS/SB 1294 addressing Class AA biosolids, requiring agronomic-rate application, recordkeeping, IFAS guidance, and application of fertilizer-related requirements to bulk land application products, with an effective date of November 1, 2026; it was reported favorably after limited questions about oversight and IFAS’s role. Later, CS/SB 772 was heard to allow portable electronics limited licensees to sell “iware” insurance and define that term, and it was reported favorably. CS/SB 1504 updated pre-licensure education for the 440 customer service representative license so a high school student completing a half-credit insurance and personal finance elective can apply upon turning 18; it received supportive testimony from industry groups and was reported favorably. Finally, the committee adopted a strike-all amendment to CS/SB 540 creating cybersecurity program requirements for mortgage and money service businesses, extending oversight to certain investment advisers, clarifying emergency suspension authority for anti-money laundering violations, extending payment deadlines for examination costs, and adjusting director experience requirements for financial institutions; the bill as amended was reported favorably. Senators McClain and Truenow requested to be recorded as voting in the affirmative on tabs 11 and 13, and the committee adjourned at the end of the agenda.

Transcript Highlights:

• is the bill we heard previously that dealt with grant amounts in the economically distressed area program

Bills: HB 1089, HB 1163, HB 1177, HB 1238, HB1318, HB1400, HB1407, HB1532, HJR7, HJR7

Keywords: coastal protection, environmental management, Gulf Coast, storm risk management, funding, Texas General Land Office, healthcare, insurance reform, patient access, insurance regulation, affordable care, health insurance, consumer rights, coverage transparency, claims process, insurance regulations, aggregate production, environmental impact, financial responsibility, reclamation

Transcript Highlights:

• Absolutely, especially in SWIFT, which is the program that funds our state water plan.
• I don't know that necessarily the state programs do, but one of the programs that is not listed on that
• Those are our workhorse programs. primarily for infrastructure, both new and rehab.
• Thank you. with respect to our SWIFT program. That's our flagship program. for new water supply.
• And so considering that that was a brand new new program, considering that we had other programs that

Bills: HB 1089, HB 1163, HB 1177, HB 1238, HB1318, HB1400, HB1407, HB1532, HJR7, HJR7

Keywords: coastal protection, environmental management, Gulf Coast, storm risk management, funding, Texas General Land Office, healthcare, insurance reform, patient access, insurance regulation, affordable care, health insurance, consumer rights, coverage transparency, claims process, insurance regulations, aggregate production, environmental impact, financial responsibility, reclamation

Transcript Highlights:

• is a big hole in the state grant program is a big hole in the state grant program so<00:35:37.119
• and train and those training programs and train and those training programs will<00:52:26.000>
• Just wanted to ask, the proposed cuts to some of the programs that includes the residency program at
• to your program?
• state Soldier assistance program state Soldier assistance program becoming<01:37:13.040> a

Bills: HF2090, HF982, HF2229

Keywords: higher education, scholarship, financial aid, state grant, tuition assistance, Pell grants, student retention, education equity, disabled veterans, veterans' dependents, dependent children, college affordability, books and fees, University of Minnesota, public colleges, Office of Higher Education, veterans benefits, military families, permanent disability, 100 percent disability

Keywords: KY LRC YouTube, https://www.youtube.com/watch?v=PZXkj_Cxflw, 2026-06-21T07:17:02+00:00, 2.2.24, Data collected via generic collector engine, MEETING START 00:00 ROLL CALL 00:00 DISCUSSION WITH KY COUNCIL ON POST SECONDARY EDUCATION, PRESIDENT AARON THOMPSON, VICE PRESIDENT, TRAVIS POWELL, AND EXECUTIVE DIRECTOR OF HEALTHCARE PROGRAMS. DISCUSSING KEY PROGRESS, INITIATIVES, ENROLLMENT TRENDS, DEGREE & CREDENTIAL PRODUCTION, DEVELOPMENTS, NEW P-12 POLICIES AND PROGRAMS, HEALTHCARE WORKFORCE COLLABORATIVE, INCREASED ENROLLMENT IN HEALTHCARE RELATED FIELDS INCLUDING BEHAVIORAL HEALTH, BUCKS FOR BRAINS PROGRAM, AND DISTRIBUTION OF FUNDS. 00:03, 958, all, 2.2.42, 2.1.47

Transcript Highlights:

• I would like to call this meeting of Business and Insurance to order.
• We in my business in the insurance world oftentimes We fight when a vehicle is totaled, and the insured
• We've discussed this with insurance carriers, the insurance department.
• But when it becomes the State's putting money into programs in order to help the insurance costs go down
• With that, Business and Insurance is adjourned.

Bills: SB1732, SB1217, SB1443, SB1455, SB1457, SB1459, SB1465, SB1944, SB1946, SB1218, SB1942, SB1352, SB2132, SB1920, SB1285, SB1304, SB1305, SB1326, SB1590, SB1767

Keywords: professional licensing, licensing fees, home inspection, home inspector, Construction Industries Board, CIB, contractor license, journeyman license, apprentice registration, alarm endorsement, code inspector, electrical license, plumbing license, mechanical license, permit fees, renewal fee, reciprocity, poultry house contractor, poultry house wiring, environmentally controlled poultry house

Keywords: KY LRC YouTube, https://www.youtube.com/watch?v=Mz0oUn4TYmM, 2026-06-21T07:17:03+00:00, 2.2.24, Data collected via generic collector engine, MEETING START 00:00 ROLL CALL 00:48 DISCUSSION WITH THE ADMINISTRATIVE OFFICE OF THE COURTS; LAURIE GIVENS, AOC DIRECTOR, JIM DALEY, CAMPBELL COUNTY JAILER, 01:41 ELIZABETH LUCAS, IMPLANTATION TECHNICAL SERVICES & COURT SERVICES DIRECTOR. THE AOC ADDRESSED FUNDING AND UPDATES TO COURT SYSTEM PROCEDURES SUCH AS VIDEO ARRAIGNMENT & CONFERENCE CALLS. THERE WILL BE 432 COURTROOMS THAT WILL BE EQUIPPED TO CONDUCT THESE TECHNOLOGICAL SERVICES FOR INMATES. THE ADVANCED TECHNOLOGY HAS SAVED COUNTIES MONEY ON THE TRANSPORTATION COST OF INMATES. THERE ARE MULTIPLE PILOT PROGRAMS BEING CONDUCTED AT THIS TIME INCLUDING; DIVORCE FORMS PILOT & SMALL CLAIMS COURT PILOT. HB 238 & HB 244 HAS ENABLED VARIOUS PROGRAMS TO BE ENACTED IN SEVERAL COUNTIES IN KY, AND FUNDS FOR STAFF TRAINING ON THE PROGRAMS., 958, all, 2.2.42, 2.1.47

Transcript Highlights:

• They have opportunities for the Genesis program, which looks at advanced computing and things of that
• Bill 3058 is an omnibus Cleanup bill, um, concerning the section of law regulating surplus lines insurance

Bills: HB2445, HB2123, HB3048, HB3176, HB3239, HB3263, HB3794, HB3796, HB4265, HB4266, HB4317, HB4321, HB4322, HB3673

Keywords: HB2445, Route 66, Oklahoma Route 66 Centennial Forward Commission, centennial, historic highway, preservation, tourism, historical society, scenic byway, National Historic Trail, Route 66 Alliance, Route 66 Association, Oklahoma Historical Society, Oklahoma Department of Transportation, Oklahoma Tourism and Recreation Department, historic preservation, heritage tourism, public-private partnership, sunset extension, commission extension