Video & Transcript Research : 'creditor process'
Page 9 of 500
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 7th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- Can you give me a sense of what percentage of landlords run credit reports in the process of trying to
- Currently, the process for victims of coerced debt and other identity theft victims to take legal action
- I would ask you all to imagine the fear that takes place when a creditor tries to call and collect the
- Currently, the law prohibits an electronic payment option for creditors to offer their customers for
- This bill simply gives the same option to the creditors.
Keywords:
HB 3803, Texas Health and Safety Code, Chapter 712, perpetual care cemetery, perpetual care trust fund, cemetery regulation, financial confidentiality, confidential records, regulatory examination, Texas Department of Banking, commissioner disclosure, interagency information sharing, state agency enforcement, federal agency disclosure, trust fund oversight, burial services, cemetery trust, consumer protection, state banks, Texas Finance Code
NV
Nevada 2025 Regular Session
Senate Committee on Commerce and Labor May 31st, 2025 at 09:00 am
Commerce and Labor
Transcript Highlights:
- The entire purpose of this bill is to expedite this process.
- And that process is also very important to them. Understood.
- I'm an attorney, and I'm here on behalf of the Creditors' Rights Association, our creditors' rights attorney
- I'm an attorney, and I'm here on behalf of the Creditors' Rights Association, our creditors' rights attorney
- We represent creditors of all kinds, and mostly I have concerns with... ...and creditors of all kinds
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Housing Jun 21st, 2026 at 11:00 am
Joint Committee on Housing
Transcript Highlights:
- decided not to allow condominium conversions in a petition to partition was it was brought by a creditor
- The petition was brought by a creditor to sell off someone's interest to get money.
- Brought by a creditor in order to sell off someone's interest to get money.
- got a law that you can sell the house out from under you, and in this case it happens if there's a creditor
- The towns still have to go through a process of creating those year-round trusts because the affordable
Summary:
The Joint Committee on Housing held its 12th hearing of the session, chaired by Representative Richard Haggerty and Senator Julian Cyr, and heard testimony on two bills: H. 5317, concerning condominium conversion of co-owned two-unit buildings, and H. 5447, a home rule petition for an affordable housing trust fund in West Tisbury. The chair outlined a hybrid hearing format, three-minute testimony limits for individuals, and a July 31 deadline for written testimony.
Peter Harrington testified in support of H. 5317, arguing that the partition law is outdated and should be updated so courts can use the condominium statute when dividing co-owned property. He said the change would help preserve middle-class housing, especially two-family homes that might otherwise be sold, torn down, or redeveloped into more expensive housing. Committee members asked about how common the issue is and whether it is more case-specific; Harrington said it arises at the lower end of Chapter 241 cases but is not unusual.
Laura Silber testified in support of H. 5447 on behalf of West Tisbury’s Affordable Housing Committee and the Martha’s Vineyard Commission. She said the bill would let the town’s affordable housing trust serve households up to 180% of area median income and better support seasonal communities tools, including housing for essential public-sector workers and acquisition of year-round deed restrictions. Senator Cyr questioned whether the home rule petition was necessary if technical fixes to the seasonal communities law are enacted, and Silber said the petition was a short-term measure while the towns await statutory changes and work toward a pooled year-round housing trust. No votes were taken, and the committee adjourned after testimony concluded.
TX
Texas 89th 2nd C.S.
Pensions, Investments & Financial Services Apr 7th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- Can you give me a sense for what percentage of landlords run credit reports in the process of trying
- But at the end of the day, the creditors were still going to be able to come after her.
- Currently, the law prohibits an electronic payment option for creditors to offer their customers for
- HB 4134 clarifies that creditors subject to Chapter 348 may offer their own customers various payment
- This bill simply gives the same option to the creditors.
MN
Minnesota 2025-2026 Regular Session
House Judiciary Finance and Civil Law Committee 3/25/25
Judiciary Finance and Civil Law
Transcript Highlights:
- <01:07:06.839>
for liable to the Judgment creditor for liable to the Judgment creditor for - to ensure due process.
- through some steps to ensure due process through some steps to ensure due process um<01:14:31.880
- under the process.
- c> it's<01:20:47.920>
really say that the the process it it's really say that the the process
Keywords:
veterans, benefit services, accreditation, consumer protection, civil penalties, disclosure requirements, HF102, Sibley County Road 166, Freedom Drive, Arlington, Sibley County, Minnesota transportation bonds, bonding bill, capital investment, road extension, highway access, intersection improvements, right-of-way acquisition, water main, sewer improvements
TX
Transcript Highlights:
- And give creditors, debt collectors, or third-party debt collectors seven business days to cease debt
- And that's a long process.
- Texas is right to repair a statute was designed to provide a clear and fair process for contractors to
- It's consistency, reducing unnecessary litigation, ensuring a fair and efficient resolution process.
- This bill reinforces that principle and brings much-needed certainty to the process.
Bills:
HB 431, HB 1522, HB 1922, HB 2467, HB 2468, HB 3228, HB 3229, HB 3306, HB 3803, HB 3804, HB 3805, HB 3806, HB 4219, HB 4238, HB 4344, HB 4386, HB 4739
Keywords:
HB 431, Texas Property Code, Property Code Chapter 202, solar roof tiles, solar shingles, solar energy device, homeowners association, HOA, property owners' association, POA, renewable energy, residential solar, distributed solar, roof-mounted solar, homeowner rights, architectural control, open meetings, public notice, transparency, government efficiency
TX
Transcript Highlights:
- Prohibit creditors, debt collectors, or third party debt collectors from attempting to collect a consumer
- debt from a victim of identity theft if the consumer provides a court order and require creditors or
- They start those conversations in December before budget adoption, and that's a long process.
- , Senator Middleton: reducing unnecessary litigation and ensuring a fair and efficient resolution process
- This bill reinforces that principle and brings much needed certainty to the process.
Bills:
HB 431, HB 1522, HB 1922, HB 2467, HB 2468, HB 3228, HB 3229, HB 3306, HB 3803, HB 3804, HB 3805, HB 3806, HB 4219, HB 4238, HB 4344, HB 4386, HB 4739
Keywords:
HB 431, Texas Property Code, Property Code Chapter 202, solar roof tiles, solar shingles, solar energy device, homeowners association, HOA, property owners' association, POA, renewable energy, residential solar, distributed solar, roof-mounted solar, homeowner rights, architectural control, open meetings, public notice, transparency, government efficiency
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (01/23/2025)
Transcript Highlights:
- The second exception is that if the secured creditor is a creditor of a clearing entity, that secured
- creditor always has priority.
- The second exception is that if the secured creditor is a creditor of a clearing entity, that secured
- creditor always has priority.
- creditor always has priority.
Summary:
The committee first heard testimony on House Bill 167, a PFAS-related measure to add ski, snowboard, and boat wax to the state’s list of banned consumer products containing PFAS. The sponsor said the product is already banned in many other places, alternatives exist, and the concern is that these products go directly into water rather than landfills. She cited high PFAS levels in several New Hampshire lakes and argued the bill would help stop further contamination. A member of the public also described personal experience with ski wax products disappearing from the market, suggesting PFAS may have been the reason. The chair then closed the hearing on HB 167.
The committee next opened a hearing on House Bill 312, dealing with college athletes’ name, image, and likeness (NIL) rights. Representative Moffett explained the bill was prompted by the U.S. Supreme Court’s NCAA v. Alston decision and was modeled on New Jersey law. He said the bill would prevent colleges from restricting NIL compensation, require athletes to use licensed attorneys or registered sports agents, and limit certain endorsements involving addictive drugs, adult entertainment, firearms, and weapons. He framed the measure as a proactive response to a changing college sports landscape and noted possible future conflicts involving schools, agents, and endorsements.
Committee members raised several concerns and suggested changes. One member questioned the bill’s exclusion of two-year institutions, another objected to the weapons restriction, and others asked how the bill would affect scholarships. The sponsor said the intent was to protect scholarships, especially athletic scholarships, and clarified that need-based scholarships were not meant to be affected. He also acknowledged discomfort with the endorsement restrictions and said the committee might want to broaden or revise the language. The hearing remained open for further consideration, with no vote taken in the excerpt.
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 3/9/26
Agriculture Finance and Policy
Transcript Highlights:
- So there are changes that have to be made both on the side of the producer and of the creditor.
- It also shows you the kind of creditors.
- And then you can see where it devise up into other branches of creditors.
- And the scaling process for growers is set up to handle traditional row crops.
- And the scaling process for growers have set up to handle traditional row crops.
Bills:
HF3692
Keywords:
Farmer-Lender Mediation Act, mediation, agriculture finance, debt relief, civil law, 1183, house
TX
Transcript Highlights:
- Unfortunately, research has indicated that the accreditation process administered almost exclusively
- An institutional review process that supports innovation and encourages outcome and competency-based
- This accreditation process would be aligned with the best public interest of the state's constituents
- It helps ensure creditor accountability by focusing.
- How will the board ensure fair and forthcoming processes?
Keywords:
pediatrics, medical education, subsidiary, preceptorship, medical training, student programs, mental health, loan repayment, education funding, mental health professionals, healthcare access, Texas Success Initiative, exemption, public officers, employees, higher education, Capitol view, Austin, urban planning, construction
NH
Transcript Highlights:
- The process is simple.
- The process is simple. If the loan fund. The process is simple.
- But again, by the process of them.
- um kind of process in statute? um kind of process in statute?
- <01:17:56.159>
of just a little bit about the process of just a little bit about the process
NH
Transcript Highlights:
- So, I think in the normal course of business, creditors, and that's who you're referring to, a creditor
- But in fact, creditors aren't the issue.
- to, a creditor of you're referring to, a creditor of somebody<00:15:35.279>
has <00:15:35.920> - But in susceptible to uh creditors.
- It's fact, creditors aren't the issue.
LA
Keywords:
exemption, motor vehicles, health savings accounts, debt relief, bankruptcy, civil procedure, abandonment, default judgment, court costs, notice requirements, construction contracts, jurisdiction, dispute resolution, public policy, Louisiana law, professional engineer, peremptive periods, construction, architect, real estate developer
MN
Minnesota 2025-2026 Regular Session
House Transportation Finance and Policy Committee 3/17/26 - Part 2
Transportation Finance and Policy
Transcript Highlights:
- This process is really important because there's more and more stuff underground: gas lines, cable lines
- So, it's talking about limitations and basically what your defense can be, what kind of the process is
- if you want to go through the process of saying it actually wasn't me.
- if you want to go through the process of saying it actually wasn't me.
- if you want to go through the process of saying it actually wasn't me.
Keywords:
veterans benefits, Secret War, Laos veterans, eligibility process, burial fees, veteran designation, security, protective services, state officials, Capitol complex, state patrol, public safety, legislative protection, threat assessment, transportation, electronic attestation, traffic signals, accident reporting, legislative routes, agricultural aircraft
MN
Minnesota 2025-2026 Regular Session
Transportation Finance and Policy Committee 3/17/26 - Part 1
Transportation Finance and Policy
Transcript Highlights:
- You know, the process is the process for a reason so that we don't act rashly, because I think you put
- But nonetheless, the process is the process. We are not pressed for time.
- <00:24:47.919>
We <00:24:48.159>are <00:24:48.240>not process is the process - We are not process is the process.
- not the right process. not the right process.
Keywords:
veterans benefits, Secret War, Laos veterans, eligibility process, burial fees, veteran designation, security, protective services, state officials, Capitol complex, state patrol, public safety, legislative protection, threat assessment, transportation, electronic attestation, traffic signals, accident reporting, legislative routes, agricultural aircraft
MN
Minnesota 2025-2026 Regular Session
Elections Finance and Government Operations Committee 3/9/26
Elections Finance and Government Operations
Transcript Highlights:
- And so, you know, it is my hope that something like this will help kind of streamline this process, especially
- And so, you know, it is my hope that something like this will help kind of streamline this process, especially
- And in addition, each of the 87 counties would need to have an be prepared to administer the process
- I love your bill that has a simple verification process without blocking votes or disenfranchising a
- I love your bill that has a simple verification process without blocking votes are disenfranchised.
Keywords:
flag display, residential property rights, homeowners association, HOA, covenants, restrictive covenant, deed restriction, subdivision regulation, local ordinance, rental agreement, property rights, patriotic display, United States flag, Minnesota flag, POW/MIA flag, military flags, armed forces flag, Blue Star flag, Gold Star flag, common interest community
AZ
Transcript Highlights:
- I don't remember why I went out, but the inspection process and the appeal process is there, and while
- So the SBOE is not the final process. So the SBOE is not the final process in this whole process.
- So the SBOE is not the final process. So the SBOE is not the final process in this whole process.
- owner has due process.
- owner has due process.
Keywords:
tax penalties, filing, tax returns, administration, Arizona Revised Statutes, agricultural property, classification, county assessor, property inspection, appeal process, property tax, agricultural classification, Department of Revenue, property valuation, inspection notice, inspection report, on-site inspection, full cash value, rural land, farm land
Summary:
The committee began with member, staff, and page introductions, then heard reminders about public testimony limits. It first considered House Bill 2016, which would eliminate late-filing penalties when a tax return shows zero tax due. The sponsor argued the bill would prevent unnecessary fines on small businesses and individuals with no liability, while staff noted any fiscal impact would likely be minimal. The bill passed on an 8-1 vote, with one member opposing it on the grounds that current waiver procedures already exist and the change could weaken compliance incentives.
The committee then took up House Bill 2104, which would bar county assessors from reclassifying agricultural property for four years after an owner prevails on appeal, unless there is a change in use, ownership, or parcel configuration. The sponsor and agricultural groups said the measure would reduce repetitive annual appeals and provide stability for ranchers and farmers, especially in urbanizing areas and in places affected by fallowing. County assessors opposed the bill, arguing that their offices are better qualified than the State Board of Equalization, that the bill could allow inaccurate classifications to persist, and that it relies too heavily on owners to report changes. After extensive testimony from the Maricopa County Assessor and the State Board of Equalization executive director, the committee approved the bill 5-4.
Next, House Bill 2105 was heard. It would require advance notice of certain property inspections and provide inspection reports to property owners. The sponsor said the goal was to give owners a chance to be present for inspections and to receive the reasons for any denial of agricultural status. Assessors opposed the bill as an unfunded mandate and said they already communicate with owners through mail, door hangers, and other methods, but that a standardized report form does not currently exist. Supporters from the farm and ranch community said the bill would improve transparency and help avoid disputes. The committee passed the bill 5-4.
Finally, the committee heard House Bill 2289, which updates truth-in-taxation and election pamphlet language to reflect higher residential property values, including a new $400,000 example. The sponsor and the Arizona Tax Research Association said the changes would make taxpayer notices more accurate and noted the bill was similar to one that had previously advanced, but without a provision that contributed to a veto. No vote was taken on this bill in the portion provided.
KY
Kentucky 2026 Regular Session
Senate Legislative Session Day 39 (3-4-26)
Kentucky Senate Floor Meeting
Transcript Highlights:
- This bill also protects creditors' rights and heirs of decedents as they would also have access to what
- they need to know in the probate process.
- when there's no disputes probate process when there's no disputes regarding<00:09:44.080>
the - This bill also protects creditors seal.
- to know in the probate process. Mr. to know in the probate process.
Summary:
The Senate convened with an invocation and pledge, established a quorum, excused absent senators, and approved the journal. The clerk reported House-passed bills and Senate bills received from the House, and several Senate bills were read a second time and sent to the Rules Committee. Committee reports recommended passage of multiple measures, including bills from Appropriations and Revenue, Health Services, Natural Resources and Energy, State and Local Government, and Transportation. The chamber then moved to orders of the day and took up Senate Bill 50 and Senate Bill 191, while Senate Bill 137 and Senate Joint Resolution 54 were passed over and retained in the orders of the day.
Senate Bill 50, relating to the disposition of property, was explained as a broad update to trust, probate, and intestacy law. Supporters said it would streamline probate when there are no disputes, add privacy protections for decedents’ estate information, give courts more flexibility, set retention and filing-fee rules for wills, recognize electronic wills and other uniform-law concepts, and allow transfer-on-death designation for motor vehicles. A floor amendment removed inheritance-tax provisions and corrected technical issues; it was adopted, and the bill passed 35-1 after debate in favor from several senators and no substantive opposition.
Senate Bill 191, creating the Kentucky Kindergarten Readiness Performance-based Child Care Incentive Pilot Program, was also amended and passed. The bill would establish a three-year pilot administered by the University of Kentucky College of Education, providing a one-time $2,000 per child incentive payment or refundable tax credit to child care providers and low-income families when children are assessed as kindergarten ready. A floor amendment clarified that the study and recommendations must comply with federal child care regulations; it was adopted, and the bill passed 35-1 after a senator changed a vote from no to yes. The Senate then recessed for Rules and Committee on Committees meetings, after which the rules committee posted additional bills to future orders and the committee on committees referred several bills and resolutions to standing committees. Several members also made announcements about upcoming committee meetings, a legislative breakfast, a fish fry, and condolences for a community member.
OK
Oklahoma 2026 Regular Session
Health and Human Services Oversight REVISION 2: Delayed until 11:30 AM
Health and Human Services Oversight
Transcript Highlights:
- House Bill 4422 strengthens the immigration status verification process for public assistance.
- House Bill 4422 strengthens the immigration status verification process for public assistance.
- What processes are in place for?
- And I am curious if this is another mechanism to further constrain that process.
- And my thought process on this, and I know a lot of those in...
Bills:
HB2947, HB2964, HB3143, HB3144, HB3342, HB3344, HB3519, HB3522, HB3530, HB3645, HB3647, HB3834, HB4300, HB4422, HB4423
Keywords:
behavioral health, Medicaid expansion, clinical interns, mental health services, licensing requirements, medical records, patient rights, privacy, fees, healthcare access, legal claims, medical marijuana, license transfer, Oklahoma Medical Marijuana Authority, moratorium, business regulation, commercial grower licenses, licensing restrictions, agriculture, Medicaid
HI
Transcript Highlights:
- Next up, we have relating to due process SB2744. two, lines 15, and 18.
- ><00:03:19.040>
relating <00:03:19.440>to <00:03:19.599>due <00:03:19.840>process - Next up, we have relating to due process Next up, we have relating to due process SB2744.
- So we're pretty far along in that process. process. process.
- He said this program helps them navigate that process and that they have done a fantastic job.
Bills:
SB2064, SB2312, SB2811, SB2662, SB2744, SB2809, SB2862, SB2343, SB2336, SB2075, SB2308, SB2601, SB2397, SB2219, SB2849, SB2449, SB2781
Keywords:
state architect, construction projects, design approvals, building codes, state agency oversight, government contracts, transparency, record retention, public oversight, Hawaii Revised Statutes, building permits, task force, state-owned lands, construction, regulatory process, government accountability, external consultants, procurement reform, cost efficiency, in-house expertise
Summary:
The committee met for decision-making on measures heard earlier in the week and took up a series of government operations, procurement, public records, public meetings, and related bills. Several measures were deferred one week to February 12, 2026, including bills on state construction projects, government accountability, gubernatorial appointments, the legislature, public procurement, and a bill on Hawaiian lei sales, largely so the committee could compare similar measures, address concerns, or integrate related reports. The committee also deferred SB 2449 on public meetings for the year, citing concerns that the proposed business-day definition was overly prescriptive and unnecessary.
The committee passed several bills with amendments. These included measures clarifying UIPA applicability to records created or maintained by agencies, with amendments changing “government function” to “agency function” and committee report language noting Attorney General concerns and exempting ERS for now; SB 2811 on state building projects with technical amendments and a delayed effective date; SB 2809 on budget-related reports; SB 2336 on trees, with a Senate draft and removal of “political subdivision”; SB 2308 on small purchase vendor compliance, setting the threshold at $5,000 and adding a delayed effective date; SB 2601 on procurement, reorganizing misdemeanor language and leaving funding/FTE issues to Ways and Means; SB 2219 on a capital visitor center working group; and SB 2849 on public meetings, with technical amendments and a delayed effective date. Bills on neighborhood board concerns and public notice were also adopted, with SB 2929 drawing testimony both for and against.
Testimony was generally supportive on procurement and small business measures, especially SB 2928 establishing permanent small business procurement coordinator positions, which drew strong support from the State Procurement Office, DBEDT, the Chamber of Commerce, DOT, the Ethics Commission, and others. On public notice, the County of Maui supported allowing website posting, while another witness raised concerns about accessibility, centralized notice locations, and impacts on kūpuna and people with disabilities. On search and rescue, the committee heard support for creating a statewide coordination structure, along with discussion of where such an office should reside; the Attorney General raised constitutional and placement concerns, while witnesses suggested law enforcement, DLNR, or DoD as possible homes. The committee also heard support for a bill protecting home addresses of covered public servants and candidates, though the Public First Law Center urged broader coverage and a better fit with existing law.