Video & Transcript Research : 'cost of borrowing'

Page 9 of 500
TX

Texas 89th Regular

Criminal Jurisprudence Apr 22nd, 2025

Criminal Jurisprudence

Transcript Highlights:
  • Because of the bureaucracy and the cost, this bill seeks to eliminate a lot of that bureaucracy and cost
  • They cost a lot of money.
  • It's just that it costs a lot of money to buy all of this equipment, the training, hardware, and software
  • Some of you know me, some of you don't.
  • Just to kind of clean up a lot of stuff.
AL

Alabama 2025 Regular Session

Alabama House Apr 8th, 2025

Alabama House Floor Meeting

Transcript Highlights:
  • of not only skills of which is a growth of not only skills of which is a growth of not only skills of
  • of the process of how judicial part of of the process of how judicial part of of the process of how
  • We also take care of the spouse at no cost. Did y'all know that? Not at no cost.
  • pockets cost, medical care, out of pockets cost, medical care, out of pockets cost, medical care, health
  • of electing out of of of the coverage? of electing out of of of the coverage? Not to my knowledge.
TX

Texas 89th Regular

89th Legislative Session Apr 8th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • I pledge allegiance to the flag of the United States of America.
  • Okay, so this bill has a lot of features to it, so let me explain. in all of the different pieces of
  • I raise a point of order against further consideration of SB14 in as much as it's in violation of Rule
  • I raise a point of order against further consideration of SB 14. in as much as it's out of compliance
  • I move adoption of the amendment. The author is of objection to the adoption of the amendment.
AZ

Arizona 2026 Regular Session

02/10/2026 - House Natural Resources, Energy & Water

Natural Resources, Energy & Water

Transcript Highlights:
  • I think we can get out of here in a reasonable period of time.
  • Both sides of the aisle are on top of this one. And the importance of... Thank you.
  • Then all of a sudden that determination was made, so the delay in that process cost a lot of money for
  • It allows this interest or earnings to be applied to the final reclamation cost of the unit or of the
  • It allows this interest or earnings to be applied to the final reclamation cost of the unit or of the
Summary: The committee on Natural Resources, Energy and Water heard and advanced several bills and memorials focused on water policy, mining, environmental regulation, and professional licensing. HB 2260, a veterinary board measure, HB 2986, an ADEQ cleanup/omnibus bill, and HB 2827, which extends Pinal AMA groundwater fee authority and related fund deadlines, all received due pass recommendations on unanimous 10-0 votes. HB 2078, clarifying that public notice for new aggregate mine reclamation plans applies only to new plans and can be satisfied by certain local notices, also passed 9-1 after testimony from the sponsor and mining industry representatives. HCM 2009, urging Congress to amend the Antiquities Act, address split estate mineral rights, and streamline mining permits, passed 5-4 along party lines and drew support from mining interests and opposition from members concerned about federal land protection and monuments. HCR 2038, supporting a seven-state Colorado River agreement, passed 9-1 with testimony emphasizing the importance of a negotiated river settlement to Arizona’s economy, food supply, and national security. The committee then took up a series of water-management bills that generated more extensive debate. HB 2026, which narrows how ADWR evaluates water availability by focusing on proposed dedicated supplies even if commingled in delivery systems, passed 6-4 despite concerns that it echoed previously vetoed language and could weaken water security. HB 2027, as amended, would limit application of Pinal AMA-style rules in the Phoenix AMA and alter physical-availability review for applicants enrolled in the Central Arizona Groundwater Replenishment District; it passed 6-4 after strong opposition from CAP, municipal water users, and ADWR, who warned it could undermine assured water supply designations and CAGRD obligations, while home builders argued it was a fairness issue for development. HB 2028, removing ADWR’s exemption from appealable administrative-completeness determinations, passed 6-4 over agency concerns that it would turn deficiency letters into formal appeals and add workload, while supporters said it would give applicants the same legal rights as other regulated parties. The committee also approved HB 2031, an emergency measure setting a deadline for filing grandfathered groundwater rights in the Wilcox AMA, on a 5-4 vote, and HB 2094, which would require ADWR to re-review certain assured water supply determinations and retroactively validate some applications using specified models, also on a 5-4 vote; both were described as similar to previously vetoed measures. The transcript ends as the committee begins HB 2095, which would expand the factors ADWR considers in determining groundwater depth and physical availability for assured water supply applications, with an amendment being explained but no final action captured in the excerpt.
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 23rd, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • It's easy on the City of Austin, managing these costs early to keep them low.
  • In order to achieve cost savings on the cost of the money.
  • We did a study with TRS, and it showed the cost of doing either a 20 or 25-year retirement.
  • He told me that the disability portion of the bill was taken out because it was not cost effective.
  • And as long as we're fully covering the actuarial cost of the benefit, it's a fantastic bill.
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 23rd, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • While the cost of living has increased more than 75% in that time, the record inflation of the last few
  • The actuarial cost is reported by TRS to be $806 million, and their reported actuarial cost, of course
  • Because the cost of money has increased, credit availability has tightened, and about three out of four
  • And we're a lot more... ...We're very appreciative of that because you're capturing the entire cost.
  • Got them into one of these unregulated type borrowing instruments.
AZ

Arizona 2026 Regular Session

02/23/2026 - House Appropriations

Appropriations

Transcript Highlights:
  • It is kind of a new topic to a lot of us.
  • So the audit can cost in the millions of dollars.
  • The fact is that we have not maintained a cost-of-living increase for these individuals providing this
  • We have not maintained a cost-of-living increase for these individuals providing this care in quite some
  • And that was the anticipation of the, uh, of the, uh, of the, uh, of, Get to teachers, and that was the
Summary: The committee first took up HB 2211 only for discussion, not a vote. The strike-everything amendment would make it unprofessional conduct for certain health care licensees to submit an independent dispute resolution offer above 300% of Medicare or 300% of the qualified payment amount. The chair said he wanted more stakeholder meetings and broader consensus before moving the bill. Testimony was split: an ARMA representative opposed the measure, arguing it reflected insurer concerns, QPA data lacked transparency, and licensing discipline was the wrong tool for billing disputes; a Blue Cross Blue Shield representative supported it, saying a small number of private equity-backed providers were driving up surprise-billing costs and abusing the No Surprises Act. No action was taken on HB 2211. The committee then considered HB 4028 on accessory dwelling units. The bill would remove the 1,000-square-foot cap as an absolute limit, change setback rules, bar municipalities from requiring an administrative use permit and certain elevation criteria, and extend the deadline for cities to adopt ADU regulations. Rep. Kyle Powell said the bill was meant to give homeowners more flexibility and help address housing shortages. Supporters framed it as a property-rights and housing issue, while opponents from neighborhood and city groups warned it would allow oversized ADUs, increase density, create safety and parking concerns, and weaken local zoning control. After extensive debate, the committee voted 8-9 with one present, and HB 4028 failed. The committee next passed HB 2620, as amended, by a 17-0 vote with one member not voting. The bill appropriates $300,000 per year for five years to the Arizona Department of Veterans’ Services for grants to emergency shelters serving veterans. An amendment removed age and non-congregate-setting limits for eligible shelters. Rep. Blackman said the bill was intended to help homeless veterans, and shelter advocate Nathan Smith supported it, saying targeted resources could help veterans exit homelessness and stay housed. The committee then took up HB 2960, which would create a veterans specialty court grant program. The bill was amended to have the Office of the Courts administer the fund and to allow support for expansion of existing veterans courts. Testimony highlighted the success of the Lake Havasu veterans court and the need for more standardized programs and data collection; the transcript cuts off before the final vote on HB 2960.
TX
Transcript Highlights:
  • And that instability is actually what raises the cost of electricity.
  • We pay a portion of their rent to help offset their costs.
  • The cost of the penalty is to be paid directly through HOA membership fees.
  • With the rising cost of energy and groceries, it is sometimes difficult to maintain my household.
  • Beginning on the first page of my testimony, you can see a cost comparison of energy efficiency investments
TX

Texas 89th Regular

Business and Commerce Apr 15th, 2025

Business & Commerce

Transcript Highlights:
  • They're creating instability in the market, and that instability is actually what raises the cost of
  • edge of what we're capable of producing on any given day that really drive the cost up and so what this
  • In our explorations, getting rid of some of these filings costs about $5,000 to $10,000 per filing and
  • The bill also prohibits an HOA from being able to recoup the cost of the penalty directly through HOA
  • Beginning on the first page of my testimony, you can see a cost comparison of energy efficiency investments
Summary: The committee took up a long list of pending bills before moving to several bills on the day’s posting. It reported favorably SB 438, SB 512, SB 647, SB 648, SB 715, SB 758, SB 1964, SB 2121, SB 2145, SB 2167, SB 2330, SB 2349, SB 2443, SB 2629, SB 2702, SB 1495, and SB 2268, with several of those adopted from committee substitutes. Some measures were sent to the local and uncontested calendar, while others were reported to the full Senate. Votes on the pending-business bills were generally strong, though SB 715 and SB 2330 drew recorded opposition; SB 647 and SB 648 had one member present not voting because of confusion over the deed-related bills. A major discussion centered on SB 715, which would establish a reliability standard and penalties/incentives for generation resources. Senator Sparks said the committee substitute would avoid unfairly penalizing existing dispatchable generation, allow wind and solar to qualify through storage or backup power, give the PUC flexibility to set standards and phase in the program, and exempt switchable units. Critics raised concerns that it could raise consumer costs and destabilize the market, while supporters argued it would improve reliability. The committee substitute was adopted and the bill was reported out 6-4. The committee also heard testimony on SB 2330, dealing with payroll deduction for association dues, where the author said the bill would end state involvement in dues collection except for first responders covered by meet-and-confer agreements. Members questioned why teachers and other employees were treated differently, and the bill was reported out 6-5. Other notable bills included SB 2864 on building-integrated photovoltaics, SB 1012 on sale of surplus state property, SB 2221 on fraudulent UCC filings, SB 1705 regulating cryptocurrency kiosks with licensing, transaction limits, fee caps, and a 72-hour hold, SB 1181 on combative sports licensing, SB 2586 on HOA transparency, SB 2075 as a TDLR cleanup bill, and SB 383 restricting offshore wind interconnection based on impacts to shipping, wildlife, and coastal interests. Several of these were left pending after testimony, with SB 1705 drawing both law enforcement support and industry concerns over the fee caps and limits.
AL

Alabama 2026 1st Special Session

Alabama Senate Finance and Taxation Education Committee Feb 11th, 2026

Finance and Taxation Education

Transcript Highlights:
  • > of<00:07:40.080> the two-time graduate of the of the two-time graduate of the of the
  • dean, and as director of a school of social work which is within a larger college of five departments
  • School of Dentistry. School of Dentistry.
  • :21:21.200> mass One of my eyes I know one of my mass One of my eyes I know one of my mass school
  • Is that part of what I'm of social work.
OK

Oklahoma 2026 Regular Session

General Government Feb 10th, 2026 at 01:30 pm

General Government

Transcript Highlights:
  • Then the evaluation we've asked it to include, and some of these do, and some of them don't.
  • A comparison of our incentives to those elsewhere in our state and out of state.
  • Lengths of certain members of the OStrad boardard, which is the Oklahoma Center for the Advancement of
  • Further, the bill asks that those agencies report the cost of the work done, whether the job is complete
  • The report must list the vendor's name, contract cost, and a description of the deliverables.
FL

Florida 2026 Regular Session

Education Pre-K - 12 Jan 20th, 2026

Education Pre-K - 12

Transcript Highlights:
  • of a teacher having to come out of pocket.
  • Most of the day, I was one of those latchkey kids in order to keep kids out of trouble.
  • cost-of-living adjustments and advanced degrees.
  • within a very rigid statutory framework, but the law gives them too few tools to respond to rising cost-of-living
  • this bill and removing those artificial caps allows districts to respond to things like inflation, cost-of-living
Summary: The Education Pre-K through 12 Committee considered and reported favorably several bills. SB 1036 on school counselors was amended to clarify certification exemptions and passed, with support focused on addressing counselor shortages and student mental health needs. SB 1136 on dental screenings for K-12 students was converted by delete-all amendment to place the screening definition in the School Health Services Act and to require written parent notice and exemption procedures; it passed with support from PTA and other advocates. SB 920 on mathematics education passed after discussion of applied algebra courses tied to career pathways, while preserving Algebra I standards, end-of-course testing, graduation requirements, and university admission eligibility. SB 178 on athletics and public K-12 schools also passed after amendment adding a $15,000 annual cap on coach-provided personal support per team and discussion of guardrails to prevent recruiting abuses; members emphasized the role coaches play in supporting students. SB 1216 on public school personnel compensation passed with broad support for giving districts more flexibility on pay, cost-of-living adjustments, and advanced degree compensation. The committee also approved SPB 7022, a public records exemption bill extending protections for examination and assessment instruments to 2031 and clarifying coverage for district and school materials. SB 464 on observance of Veterans Day in K-12 schools passed after debate over whether schools should be closed or use the day for programs, with supporters arguing for statewide consistency and honoring veterans. Finally, SB 538 on physical education passed after a delete-all amendment establishing standardized extracurricular participation rules for public, private, virtual, and home education students, addressing coach compensation at the district level, and clarifying participation limits across schools. The committee recessed briefly for Senator Avila’s arrival, postponed SB 430, and adjourned after recording one additional favorable vote on SB 1036.
TX

Texas 89th Regular

Insurance Apr 17th, 2025

Insurance

Transcript Highlights:
  • I went to Walgreens to get my first 30-day supply of insulin, and it cost me $684.
  • A lot of Texans are facing those kinds of cost pressures for the medicine they need to live, and I'm
  • In reality, some of these prescriptions cost tens of thousands of dollars a month, and also some— Affordable
  • year, and the average out-of-pocket cost for an ALS patient a year is about $250,000.
  • The cost of insurance, I assert any statement that I effect is incorrect. Okay. Thank you.
AL

Alabama 2026 1st Special Session

Alabama Senate Judiciary Committee Jan 21st, 2026

Judiciary

Transcript Highlights:
  • Instead of doing the reverse of that. Okay. All right.
  • Instead of doing the reverse of that. Okay. All right.
  • Instead of doing the reverse of that. Okay. All right.
  • >> Instead of doing the reverse of that. >> Instead of doing the reverse of that.
  • <00:24:30.640> of<00:24:31.279> Yeah, >> Well, I would think in terms of of Yeah
AZ

Arizona 2026 Regular Session

03/23/2026 - House Health & Human Services

Health & Human Services

Transcript Highlights:
  • And all of that, I think, costs in excess of $1,000 for a new employee.
  • that's tied to a certain cost, kind of test out?
  • based on the net cost of the drug; it's based on the gross cost.
  • We have to remember those are costs—those are real costs—that add into the total cost of care for that
  • We have to look beyond just the cost of the one medication to the totality of costs of care for that
Summary: The committee first heard Senate Bill 1121, which would prohibit hospitals from requiring lead aprons for cardiac catheterization staff when a radiation protection system is in place, while still allowing hospitals to require aprons outside the designated safety zone or when exposure levels warrant additional protection. An amendment added flexibility for radiation safety officers to require lead or other PPE if exposures approach occupational limits and removed expedited rulemaking language. Supporters, including the sponsor and interventional cardiologists, argued the devices reduce radiation and orthopedic injuries and improve recruitment and retention; hospital groups shifted to neutral after the amendment. The committee adopted the amendment and passed SB 1121 on a 9-2 vote. The committee then considered Senate Bill 1120, which would require hospitals performing cardiac catheterization procedures to equip at least 50% of those rooms with radiation protection systems by 2027. Supporters said the systems protect clinicians from radiation and long-term injury, while opponents, including hospital and radiology groups, argued the bill was overly prescriptive, could create a captive market, and might not fit all rooms or procedures. After adopting a children’s hospital exemption amendment, the committee passed SB 1120 on a 6-6 vote, with the chair breaking the tie in favor of the bill. Senate Bill 1118, an appropriation measure tied to the radiation protection system proposal, was also advanced after brief discussion, passing 6-5. The committee then took up Senate Bill 1214, which would create guardrails for non-FDA-approved stem cell and regenerative therapies, including provider standards, informed consent, advertising limits, reporting requirements, and a private right of action for violations. Supporters described it as a patient-protection and access bill, while testimony emphasized concerns about unregulated “bad actors” and patients traveling out of state for treatment. The committee adopted an amendment removing a reference to the National Law and passed SB 1214 on a 9-3 vote. The transcript then began discussion of SB 1630, which would create a Medicaid-funded home and community-based service benefit for adults with serious mental illness, with AHCCCS taking a neutral position and estimating a significant fiscal impact.
LA

Louisiana 2026 Regular Session

Senate May 29th, 2026

Louisiana Senate Floor Meeting

Transcript Highlights:
  • He is the overseer of the House of Judah Ministry and apostolic covering of Through God's Eyes Fellowship
  • Reading of the journal. Official Journal of the Senate.
  • Some of y'all may be aware of this. Some of you all may not.
  • The amendment basically would take the cost concerns out of the bill and make it more of a task force
  • The amendment would take the cost concerns out of the bill and make it more of a task force, where the
LA

Louisiana 2026 Regular Session

Senate May 29th, 2026

Louisiana Senate Floor Meeting

Transcript Highlights:
  • He is the overseer of the House of Judah Ministry and apostolic covering of Through God's Eyes Fellowship
  • of the Senate of the Legislature of Louisiana upon the passing of Susan Ann Traylor Bidick and to celebrate
  • to the political fabric of the city of New Orleans and the state of Louisiana.
  • Some of y'all may be aware of this. Some of you all may not.
  • The amendment basically would take the cost concerns out of the bill and make it more of a task force
Summary: The Senate convened with a quorum, received a prayer and pledge, adopted the journal, and heard messages from the House reporting final passage of several Senate bills and concurrence in SCR 86 and 87. The chamber also observed personal privileges honoring the lives of Edith K. Kirkpatrick and Susan Ann Traylor Bidick, with family members present and a moment of silence held for Bidick. The House later refused concurrence on Senate amendments to HB 42 and HB 159. The Senate then took up a series of resolutions, most of which were adopted without objection. These included studies on energy infrastructure and modernization (SR 174, amended to add an alternative energy industry representative and a consumer advocate), breast pump Medicaid reimbursement (SR 175), digital student IDs (SR 176), lethality assessment protocols in domestic violence cases (SR 177), problem gambling prevention (SR 178), community water system grading (SR 179), condolences for Sharon Courtney (SR 180), and expansion of the Louisiana Tumor Registry (SR 181). The chamber also adopted SCR 85 honoring the Sam Houston High School Broncos baseball team after a recorded vote of 36 yeas and 8 nays. On bills returned from the House, HB 1222 on grocery initiative grants failed on final passage by a vote of 18 yeas and 19 nays. SB 312 had House amendments rejected, SB 348 and SB 485 had House amendments concurred in, and SB 121 on congressional redistricting was the subject of extensive debate over racial gerrymandering, district configuration, and expected litigation before the Senate concurred in the House amendments by 28 yeas and 10 nays. The Senate also concurred in several House concurrent resolutions, including studies or reports on flooded corn and migratory waterfowl, deer hunting with dogs in Kisatchie National Forest, support for a Senator Kennedy letter to the Fish and Wildlife Service, boating safety reporting, and subsurface data review. Finally, HB 944 creating a Women’s Health Consortium within the Department of Health was amended to address funding concerns and convert it into a more task-force-like structure, then passed 37-0 with nine coauthors. The Senate then recessed until 1:30 p.m. to continue work, including conference committee reports.
MN

Minnesota 2025-2026 Regular Session

State Committee Meeting - 2026-04-09

State Government Finance and Policy

Transcript Highlights:
  • of Minnesota.
  • > data<00:27:00.520> in the removal of the categories of data in the removal of the categories
  • <00:38:19.920> of<00:38:20.600> uh the uh collection of of uh the uh collection of
  • of those funds.
  • /c><01:02:14.120> some<01:02:14.280> of things in terms of addressing some of things in
Summary: The committee first approved the April 7, 2026 minutes and then held an informal hearing on House File 4364, which would establish a Central and Eastern European Ethnic Council in Minnesota. Representative Jordan and testifiers Mykola Mager and Julia Miller described the large Central and Eastern European community in Minnesota, its contributions to the state, and the need for a formal advisory body to help address barriers to government services, support refugees, workforce development, entrepreneurship, and cultural understanding. Members expressed general support and noted the bill’s importance, but no formal action was taken on the bill during the hearing. The committee then took up House File 4543, a bill to create a centralized payroll reporting portal for prevailing wage projects. Representative Frazier said the bill would reduce administrative burden on project owners, improve transparency and accountability, and help prevent wage theft, misclassification, tax fraud, and insurance fraud. Testifiers from county, city, and contractor groups largely supported the idea of streamlining reporting, but contractor representatives raised concerns about employee data privacy, public access to sensitive payroll information, duplication of existing systems, interoperability with contractor software, and the need for stakeholder engagement. Members echoed both support and caution, and the bill was laid over as amended rather than advanced. Finally, the committee considered House File 4821, described by Chair Klevorn as addressing the “penny problem” and a related change to high-deductible insurance plans. The bill would authorize state agencies to round cash transactions because of the penny shortage and would change MMB’s obligation to offer certain high-deductible health plans from “must” to “may,” producing modest administrative savings. Members questioned the drafting of the rounding language and asked about cash transactions at state agencies and the handling of cannabis tax payments. The chair noted the bill had missed the deadline and would be caught by the chief clerk’s office; the discussion ended with the bill being laid over as amended.