Video & Transcript Research : 'premium structure'
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WV
West Virginia 2026 Regular Session
Senate in Session Mar 10th, 2026 at 11:05 am
West Virginia Senate Floor Meeting
IN
AZ
Arizona 2026 Regular Session
02/10/2026 - House Democratic Caucus Calendar #5
Transcript Highlights:
- to support stuff for the veterans, but I think it's important to note that the way the bill was structured
- Madam Chair, members, House Bill 2089, ASRS premium payment, stipulates that post-2012 retirees and those
Summary:
The committee worked through a very long minority caucus calendar covering a wide range of bills, with many items being described and then either left on consent, pulled from consent, or noted for votes. Topics included bullion and state depository proposals, a produce incentive appropriation, a biennial budget change, veterans services funding, driver licensing and traffic enforcement measures, procurement and public records changes, school board and school facilities rules, SNAP work requirements and verification, child welfare and juvenile justice provisions, housing and homelessness measures, energy and fuel policy, election administration, and several tax, commerce, and licensing bills. Members repeatedly raised concerns about constitutionality, federal preemption, duplication of existing law, and whether some measures were policy priorities that had been vetoed in prior sessions and were returning unchanged.
Several bills drew extended debate. Members objected to English-proficiency requirements for commercial drivers and motor carriers, arguing federal law and the supremacy clause would bar them. Earned wage access regulation prompted strong opposition over consumer harm, overdraft cycles, and high effective APRs. School-related bills were criticized for overregulating public schools while not imposing similar requirements on ESA/private-school programs, especially on fingerprint clearance and reporting. SNAP-related bills were also opposed as setting unrealistic mandates and repeating vetoed proposals. Other contested measures included a drag-show criminalization bill, a bill restricting photo enforcement, a bill limiting local regulation of unmanned aircraft, and a bill conforming Arizona tax law to federal changes, which members said would benefit wealthy taxpayers and corporations without a clear funding source.
The committee also heard a number of supportive or less controversial measures, including bills on veterans awareness, dementia care telemonitoring, Braille transcription funding, CPA licensure pathways, cash acceptance by retailers, and some child safety and court administration changes. Several bills were pulled from consent for further discussion, while others were noted as having unanimous or near-unanimous votes. The meeting ended with caucus announcements, including an affordability award presentation, an upcoming Latino Caucus discussion on community land trusts, and an invitation to African American Legislative Day activities, followed by adjournment.
CA
California 2025-2026 Regular Session
Assembly Floor Session May 15th, 2025
California House Floor Meeting
TX
Transcript Highlights:
- up monies for any other purposes. they deem necessary. that you have in your bill, is to set up a structure
- , like I, go to the grocery store and you know how working-class families are hurting. insurance premiums
Keywords:
teacher compensation, education funding, public school educators, teacher retention, teacher designation, lottery, gambling, internet gaming, mobile application, criminal offenses, aquifer, water management, Edwards Aquifer, sustainability, regulatory framework, SB 565, Texas Water Code, TCEQ, Texas Commission on Environmental Quality, compliance agreement
PA
Pennsylvania 2025-2026 Regular Session
Senate Session (Jul 12 2026)
Pennsylvania Senate Floor Meeting
Transcript Highlights:
- This budget also improves the Commonwealth's structural deficit, and it's in balance by nearly $1.5 billion
- But as many have stated here in this building over and over again, we have a structural But as many have
- stated here in this building over and over again, we have a structural deficit and the Commonwealth
- Indeed, their insurance policy premium is fully paid up. The rainy day fund is fully intact.
- And we were even able to decrease our structural deficit. That's all great. That's all great news.
Summary:
The Senate opened with prayer, the Pledge of Allegiance, communications, committee reports, and leaves of absence. The journal was approved 50-0. The chamber then took up House Bill 1505, which drew extended debate over school funding and adequacy/tax equity. Senators Coleman and Keefer argued the bill continued to pour money into districts like Allentown without accountability or improved results, while Senators Costa, Miller, Haywood, and Anthony Williams defended the funding as a response to historic underfunding and the Commonwealth Court decision. A motion allowing Senator Coleman a third speaking turn was adopted 27-23, and the bill ultimately passed 45-5.
The Senate then considered House Bill 2400, the General Appropriation Act. Supporters, including Senators Martin, Dush, Phillips-Hill, Costa, Ward, Street, Hughes, and Pittman, emphasized that the budget was balanced without using the rainy day fund or raising taxes, reduced the governor’s proposal, increased education and child care funding, supported nursing homes, rape crisis centers, infrastructure, and workforce programs, and shifted money from lapsed or unused accounts to current priorities. Opponents, including Senators Saval and Muth, said the budget failed to address structural deficits and omitted new revenue options, emergency services funding, and other major issues. The bill passed 44-6 with amendments and was returned to the House for concurrence.
The Senate also passed a series of other bills, including House Bills 2412, 2413, 96, 858, 1042, 1286, 1646, 1851, 1862, 2017, 2024, 2401, and 2559, with varying margins, and sent them to the House, some with amendments. House Bill 1042 drew a negative recommendation from Senator Costa over a late amendment involving second-degree murder/felony language, but after reconsideration and vote changes it passed 30-20 with amendments. House Bill 1862, creating an Ignition Interlock Driver’s License, passed 45-5 after support from Senator Judy Ward. House Bill 1248 passed 43-7 and designates Pennsylvania rye whiskey as the official state spirit, with Senators Bartolotta and Robinson speaking in support. The chamber also adopted Senate Resolution 216, after defeating Senator Haywood’s amendment to narrow the scope of a proposed Legislative Budget and Finance Committee study of managed care organizations; the resolution passed 31-19. Several other bills were held over in their order, and the Senate later moved toward a condolence resolution.
NM
New Mexico 2025 Regular Session
IC - Indian Affairs Nov 13th, 2025
House Government, Elections & Indian Affairs
Transcript Highlights:
- The way that the Zuni settlement worked, we structured it so that it's not going to be in conflict with
- engage and train them on how their projects need to be feasible, shovel-ready, and appropriately structured
- Get possibly more structure added for administration, so it's possible to...
- They are working on getting the structure in place, providing their volunteers to operate it while we
- Hospital, but there are many issues that will need to be discussed to ensure that we can provide premium
NH
New Hampshire 2026 Regular Session
House Labor, Industrial and Rehabilitative Services (04/21/2026)
Labor, Industrial and Rehabilitative Services
Transcript Highlights:
- The two primary penalties are monetary penalties, and that is the structure set forth at 281-A:7.
- <00:26:13.679>
so And then they don't pay their premium so And then they don't pay their premium - It can be, but that's the existing structure right now even absent a leasing arrangement.
- <01:29:56.680>
that <01:29:56.880>the version is structured that the version is structured - So that's the way that it's structured, right? So the 15% or whatever goes to service staff.
MN
Transcript Highlights:
- It keeps margins reasonable, puts a premium on productivity and teamwork, and makes sure that market
- It keeps margins reasonable, puts a premium on productivity and teamwork, and makes sure that market
- It keeps margins reasonable, puts a premium on productivity and teamwork, and makes sure that market
- c><00:15:01.400>
a It keeps margins reasonable, puts a It keeps margins reasonable, puts a premium - on productivity and teamwork, premium on productivity and teamwork, and<00:15:03.800>
makes <00
KY
Kentucky 2025 Regular Session
Budget Review Subcommittee on Education (10-15-25)
Transcript Highlights:
- we divided the total contributions to TRS and to the health care system or the health insurance premiums
- we divided the total contributions to TRS and to the health care system or the health insurance premiums
- And when they see health insurance premiums are largely paid by taxpayers and they’re fairly generous
- And when they see health<00:27:05.760>
insurance <00:27:06.240>premiums <00:27:06.880>- > are<00:27:07.520>
largely health insurance premiums are largely health insurance premiums - > are<00:27:07.520>
Summary:
The Budget Review Subcommittee on Education met without a quorum, so the minutes were not approved. The main presentation was from retired economics professors John Garren and Dr. Kums, who discussed their Bluegrass Institute research on teacher compensation in Kentucky since the Kentucky Education Reform Act era. They said teacher base salaries, adjusted for inflation, have declined over the last decade, while state-paid “on-behalf” benefits such as pension and health insurance contributions have risen sharply; they argued total teacher compensation has increased modestly overall, but less than per-pupil funding. They also presented broader context on staffing growth, declining average daily attendance, Kentucky’s low share of teachers among total school staff, and flat or weak NAEP and ACT performance trends, including widening white-Black score gaps on NAEP.
Members questioned the methodology and interpretation of the compensation figures. Representative Bojanowski argued the on-behalf calculations may overstate teacher compensation because they include insurance and pension costs that also benefit classified employees and retirees, and he asked for clarification on the denominator used to derive the per-teacher amount. Representative Truit said the presentation could be misleading if it implies teachers earn $94,000 in salary, and he objected to framing pension stabilization payments as teacher pay. The presenters responded that they were using total compensation, not salary alone, said they had divided total personnel-related on-behalf payments by the relevant staff count, and promised to review and send a technical explanation.
Representative Truit and Chairman Typton both emphasized that compensation should be viewed as salary plus benefits, not salary alone, and noted that pension contributions are part of the cost of employing teachers. The presenters said their intent was to show the full compensation package and its relevance to labor supply and teacher shortages, not to claim that individual teachers earn the total compensation figure as salary. No votes or formal actions were taken beyond the decision to revisit the minutes at a later meeting due to the lack of quorum.
MA
Massachusetts 2025-2026 Regular Session
Joint Session Jun 21st, 2026 at 06:00 pm
Massachusetts Joint Floor Meeting
Transcript Highlights:
- Premiums have gone through the roof for people, for families, for businesses.
- And then Donald Trump and the Republicans in Washington made premiums skyrocket and threatened people's
Summary:
The joint convention of the Massachusetts Legislature convened to receive the Governor’s State of the Commonwealth address. The session began with procedural motions to appoint committees to notify the lieutenant governor, constitutional officers, Executive Council, and Governor, followed by an invocation from Archbishop Richard G. Henning, the posting and retiring of colors, the Pledge of Allegiance, and the national anthem. The Governor was then formally admitted to the chamber and delivered the address, with a benediction afterward by Rabbi Elaine Zacker.
Governor Maura Healey’s address focused on affordability and public services. She highlighted actions and proposals on housing, including faster permitting, use of state land for housing, accessory dwelling units, down payment assistance, and expanded programs to help first-time buyers. She also discussed energy affordability, saying she would oppose utility rate hikes, pursue an energy affordability bill, and temporarily reduce electric and gas bills. On health care, she described efforts to cap costs, prevent prior authorization for insulin, ban medical debt reporting to credit agencies, and form a health care affordability working group. She also proposed making subscription cancellations easier, improving transportation through bridge repairs and transit investments, and strengthening protections for children on social media.
The Governor also emphasized education, workforce development, and economic competitiveness, citing the state’s top national education ranking, expanded pre-K and child care, literacy and tutoring investments, early college opportunities, and a goal of 100,000 apprentices over 10 years. She praised Massachusetts’ response to federal actions, including support for vaccines, food assistance, abortion access, and research funding, and she criticized the Trump administration on tariffs, health care cuts, and immigration enforcement. She also noted public safety and veterans’ issues, including new assisted-living protections after the Gabriel House fire and the rebuilding of veterans’ homes. No substantive votes on legislation were taken beyond adoption of the ceremonial orders and the final adjournment motion.
CA
California 2025-2026 Regular Session
Assembly Appropriations Committee May 13th, 2026
Transcript Highlights:
- It requires health plans to disclose all the investments they make with the subsidies and patient premiums
- CHPRB estimates approximately $50,000 in General Fund costs associated with CalPERS premium increases
Summary:
The Assembly Appropriations Committee met on May 13, 2026, and began by taking up a large consent calendar, moving a first group of bills to the floor consent calendar and a second group by due pass. The committee then heard and advanced a series of measures covering housing, public safety, health care, education, and local government issues. Among the bills discussed were AB 2641 on a sales tax exemption for pawnbroker redemptions, AB 2525 on a narrow Surplus Lands Act exemption for Mission Bay Park, AB 1732 and AB 2433 on student housing and the Affordable Homes Bonus Law, AB 2055 on boating safety and enforcement, AB 1579 on children’s crisis residential services, AB 2139 on a Surplus Lands Act amendment for an Inland Empire soccer project, AB 2041 on EMS reporting, AB 1973 on reproductive health scope for advanced practice clinicians, AB 1929 on health plan investment disclosures, AB 2700 on utility rates and wildfire victim compensation, AB 1809 on school job order contracting, SB 73 on election security, AB 2418 on commercial building permit timelines, AB 1970 on step therapy limits for serious mental illness and substance use treatment, AB 2361 on peer-to-peer vehicle-sharing liability, AB 1976 on bike and pedestrian project approvals, AB 2110 on tax increment financing for workforce housing, and AB 2146 on supportive housing documentation and vacancy rules.
Testimony was generally supportive for the measures heard. Authors and sponsors emphasized consumer fairness, housing production, public safety, access to care, and administrative streamlining. Supporters included local governments, housing advocates, school districts, law enforcement groups, health care organizations, and affected individuals. AB 2700 drew especially extensive public testimony from wildfire survivors and local officials who urged stronger compensation for victims of PG&E-caused fires and relief from high utility costs. AB 2034 and AB 1790 were raised during public comment on bills not heard in committee, with several industry groups opposing AB 2034 and both supporters and opponents speaking on AB 1790’s Waters Edge issue.
Most bills were reported out of committee on due pass motions, with several noted as amended or with members not voting on particular roll calls. The committee also read and approved a lengthy suspense calendar, then opened public comment on bills not presented that day before adjourning.
FL
Florida 2026 5th Special Session
Banking and Insurance Feb 11th, 2026
Transcript Highlights:
- The per-member, per-month premium increase is minimal.
- We're talking anywhere from a penny to a dollar increase per member per month in premium increases.
Summary:
The Banking and Insurance Committee took up several bills, beginning with CS/SB 326, which modernizes Florida’s curator statute in probate law by clarifying when curators may be appointed, what they may do, and the oversight required. The bill was reported favorably without opposition. The committee then heard SB 1256 on pharmacy audits, which would require PBM audits of pharmacies to follow uniform standards and provide due process protections; pharmacists testified in support, describing current audits as burdensome and conflicted. That bill was also reported favorably.
Members next considered CS/SB 598 on funeral, cemetery, and consumer services. An amendment was adopted removing provisions on civil damage caps and phasing out direct disposers, and the bill was then reported favorably. SB 632, dealing with transportation network company insurance, would set coverage requirements for the period after a ride is accepted but before pickup; an opponent argued the existing insurance framework should not be reduced, but the bill passed on a divided vote and was reported favorably. CS/SB 786 on trusts, creating a nonjudicial process to close uncontested trusts and discharge trustees, was supported by banking and legal groups and reported favorably.
The committee then took up CS/SB 1110 on Medicaid, health insurance, and HMO coverage for orthotics and prosthetics. A delete-all amendment clarified eligible recipients, and the bill drew extensive emotional testimony from amputees, parents, and advocates describing the high cost of activity limbs and the benefits for children’s health and participation. Several senators praised the testimony and the policy, and the bill was reported favorably. Finally, SB 1588 on legal tender refined last session’s gold-and-silver law, and SPB 7044 created related public-records exemptions for custodians of gold and silver; both were reported favorably, with SPB 7044 adopted as a committee bill. The meeting ended with senators recording additional affirmative votes on selected bills and adjournment.
FL
Transcript Highlights:
- The per-member, per-month premium increase is minimal.
- We're talking anywhere from a penny to a dollar increase per member per month in premium increases.
Keywords:
curators, estates, court appointment, fiduciary duty, bond requirements, removal, surrogate, funeral homes, cemetery law, cremation, embalmer, funeral director, preneed contract, preneed funeral, human remains, unclaimed cremated remains, disposition of remains, hospice, palliative care, end-of-life care
Summary:
The Banking and Insurance Committee met with a quorum present and temporarily postponed SB 7042 on legal tender and SB 1380 before taking up the remaining agenda. The committee first reported favorably C.S. for SB 326, which modernizes Florida’s curator statute in probate law by clarifying when curators may be appointed, what they may do, and what oversight applies. It then reported favorably SB 1256, which standardizes PBM pharmacy audits by requiring uniform audit standards, scope, frequency, penalties, and due process protections for pharmacies; testimony from pharmacists emphasized concerns about conflicts of interest, excessive audits, and disproportionate penalties, while preserving fraud investigations. The committee also reported favorably C.S. for SB 598 on funeral and cemetery services after adopting an amendment that removed provisions on civil damages caps and phasing out direct disposers; the bill updates licensure and contract rules and addresses unclaimed remains. SB 632, which sets insurance requirements for transportation network companies during the period after a ride is accepted but before pickup, was reported favorably despite opposition from an attorney who argued the existing coverage framework should not be reduced. C.S. for SB 786, creating a nonjudicial process to close out undisputed trusts and discharge trustees, was also reported favorably.
The committee then took up SB 1110, a major bill expanding Medicaid and private insurance coverage for medically necessary orthotics and prosthetics, including activity limbs, and requiring annual reporting. After adopting an amendment clarifying eligible recipients, the committee heard extensive emotional testimony from amputees, parents, and advocates describing the medical, developmental, and financial importance of prosthetic coverage, and members spoke in strong support before the bill was reported favorably. Later, the committee considered SB 1588, which implements last session’s legal tender law by refining definitions, narrowing custodian provisions, eliminating unnecessary examination requirements, and repealing the sunset clause; members raised questions about verification and anti-money-laundering concerns, but the bill was reported favorably. Finally, the committee approved SPB 7044 as a committee bill to expand public records exemptions to records relating to newly regulated custodians of gold and silver. The meeting concluded with senators recording additional affirmative votes on selected bills and adjourning.
FL
Florida 2026 4th Special Session
February 5, 2026 - 04:00 PM
Transcript Highlights:
- bill does not set rates, does not approve rates, and does not require insurers to publish pricing or premium
- Housing prices, increasing health insurance premiums, and some of our state plans are facing such major
NM
New Mexico 2026 Regular Session
House - Energy, Environment and Natural Resources Feb 3rd, 2026 at 08:29 am
House Energy, Environment & Natural Resources
FL
Florida 2026 5th Special Session
Children, Families, and Elder Affairs Jan 27th, 2026
Transcript Highlights:
- medically needy share-of-cost program, which can cost an individual up to almost $3,000 per month in premiums
- and does not provide the benefit of in-home care. ...dollars per month in premiums and does not provide
Summary:
The Committee on Children, Families, and Elder Affairs heard and advanced several bills and confirmations. SB 1016, on medical assistance eligibility for working persons with disabilities, was amended to remove automatic enrollment and to improve information sharing between AHCA and DCF; supporters said the bill codifies an existing program that helps developmentally disabled adults work without losing Medicaid coverage, and the committee reported the bill favorably. SB 1002, on temporary custody of minor children, was amended to focus on substance abuse as a pathway for court intervention when parental drug abuse creates ongoing risk to a child, and it was also reported favorably. SB 1594, on veteran benefit payments for minor clients in foster care, would ensure military benefits accessed for foster youth are preserved for post-secondary education or aftercare rather than used as reimbursement to agencies; it passed favorably without amendment.
The committee also considered SB 1630 on aging and disability services, a broad modernization bill covering long-term care screening, emergency continuity of care, area agency oversight, Alzheimer’s services, home care, and guardianship reforms. Two amendments were adopted, including one on competitive procurement and another allowing area agencies on aging to directly provide core services during emergencies with department approval. Supporters emphasized caregiver navigation, dementia training, and service continuity, and the bill was reported favorably. SB 1030 on substance abuse services/recovery residences was taken up with a substitute amendment that narrowed transfer definitions, required faster licensure action for existing providers adding levels of care, and limited credentialing entities’ access to resident medical records; stakeholders said further work was needed, but the committee still reported the bill favorably.
The committee also heard the nomination of Robert Astellos to lead the Agency for Persons with Disabilities. He outlined priorities including reducing the pre-enrollment list, improving transparency and family involvement, strengthening customer service, and streamlining agency processes. Several disability and provider organizations appeared in support, and the committee voted to recommend his confirmation. The committee then recommended confirmation of the appointees on tabs 7 through 10 by a single favorable vote, and adjourned at the end of the meeting.
FL
Florida 2025 Regular Session
December 10, 2025 - 03:30 PM
Transcript Highlights:
- WE DO COMMAND PREMIUM PRICING, SELLING BETWEEN FIVE AND 15,000 OYSTERS A WEEK WHICH IS ENOUGH TO KEEP
- FARMS WORKING FROM OUR DOCK AND WE ARE THE PROCESSOR SO WE MAKE SURE THERE OYSTERS MEET THE HIGHEST PREMIUM
NM
Transcript Highlights:
- realize, are you all aware of the crisis facing our state right now in our country with health care premiums
- disparage, because I think you have to kind of appreciate seeing the sticker shock of seeing your health premium
FL