Transcript Highlights:

• Well, we'll move on to item number five: group solicitation of and vote on final recommendations.
• Again, letters A through D in Module 4 you didn't talk through, but just testing my memory, didn't take
• So we can do a quick review of A through D once we take care of item E.
• So I want to test my hearing. I want to test my hearing.
• I want to test my sense of the group.

Keywords: 1064, all

Transcript Highlights:

• Test, test.” “Test, test. We all right. We’re all right. Okay. We’re all right. Okay.
• However, those items have to be addressed, and if they are not, then I will vote no on the floor.
• However, those items have to be addressed and if they are not, then I will vote no on the floor.

Bills: HB2107, HB2588, HB2946, HB2950

Keywords: SNAP, nutrition assistance, fast food, vitamins, waiver, food policy, municipal planning, homeowner association, building permits, single-family home, property rights, design standards, development fees, municipalities, infrastructure, public services, annual reporting, property development, tourism improvement area, TIA

Summary: The Rural Economic Development Committee first took up HB 2950, which would allow governing bodies to approve tourism improvement areas to promote lodging and tourism as an economic development tool. Supporters from the Arizona Lodging and Tourism Association, Visit Yuma, and Visit Phoenix said tourism is a major economic driver, especially in rural communities, and argued the bill would give local areas a voluntary, industry-led way to market themselves, attract visitors, and support jobs without raising taxes on residents. Members discussed tourism in places such as Yuma and other rural destinations, and the committee voted 7-0 to give HB 2950 a do pass recommendation. The committee then heard a presentation on rural economic development centered on Lucid Motors’ investment in Pinal County and its partnership with Central Arizona College. Speakers from the Arizona Commerce Authority, Central Arizona College, and Lucid described workforce training programs, including the Drive48 accelerator, which they said has helped train workers for advanced manufacturing jobs and raised local incomes. The committee read proclamations recognizing both Lucid Motors and Central Arizona College for their contributions to job creation, workforce development, and economic growth in rural Arizona. Finally, the committee considered HB 2946, which would revise development fee requirements, including changes affecting the timing and administration of fees and a prohibition on charging development fees for accessory dwelling units. The sponsor and housing advocates said the bill was intended to help address housing affordability and give developers more predictable costs, while city and league representatives opposed it, arguing it would shift costs from growth to existing taxpayers and interfere with local infrastructure planning. After adopting an amendment that removed county-related provisions and made clarifying changes, the committee passed HB 2946 on a 4-1 vote with two members present, and the meeting adjourned.

Transcript Highlights:

• ability to have Veterans, we've raised their personal contribution ceiling depending on their means tested
• We didn't have the consent decree, so that's a line item separate from the agency itself.
• So, there are still some testing that we do contract with other states, but Most of that is around our
• So we're still sending testing out of state.
• Is we contract with the Kansas Department of Health and Environmental Laboratory for tuberculosis testing

Keywords: 914, all

Transcript Highlights:

• Other items I didn't highlight today.
• A moment in class that I felt proud of learning my language was: we had a test during the week, and we
• We had practice throughout the week, and when the test day came, we spoke it fluently, with no mistakes
• I'm going to jump into testing and coursework requirements.
• All right, and then moving right along, there's an item in your agenda that says budget update.

Keywords: 996, all

Transcript Highlights:

• Chairman, as you know, this association has over 70 items on their platform.
• I want to make sure we understand that we're not adding another test; we'll use the Same one they're
• using now, which almost every school uses, NAEP for their testing before, during, and at the end of the
• This actually takes it to the next level as a testing ground, if you will, and then that would get rolled
• I want to quickly just read a couple of the items of what's needed to be a designated technology for

Transcript Highlights:

• So thank you all for your cooperation on the housekeeping items.
• And I like to call it the test drive. So I moved to a different kind of service.
• And I get to test that out and I can.
• I think the idea of the test drive, and Kentucky did this, is a good one.
• COLA reform has been beta-tested, as I mentioned, in more than 20 states.

Keywords: 988, house, all

Transcript Highlights:

• I said that I have a motion related to one of the items in the reports.
• Item C-6 is an amendment to the Public Defender Commission.
• If it's not in your budget, I mean, this isn't an RSA item.
• If you drill a well, you can get your water tested.
• Item D4 is Governor's Letter Number Five.

Summary: The committee first received a report on the executive protection detail, which was filed without questions. Members were then given a long advance list of House and Senate bills ready for consideration, followed by several amendment requests from agencies. The committee adopted amendments for the Auditor of State to increase special deputy expense allowance, the Administrative Office of the Courts for court interpreters and substitute court reporters, and several other items including local sales tax refunds, county property tax redistribution, and local law enforcement funding. It also held one amendment on House Bill 1034 and moved a Northwest Arkansas Community College cash fund increase tied to tornado-related campus repairs. The committee then considered a series of member amendments and appropriation items, including increases for the Public Defender Commission and deputy prosecuting attorneys to cover higher bar license fees, and a $12 million federal appropriation-only item. A lengthy discussion followed on a proposal from Senator Wallace and Representative Tosh to fund a pilot program for prison cell-phone detection/jamming technology at two correctional facilities. Sponsors and Department of Corrections officials said the system would target illegal contraband phones, would be procured through an RFP, and would be a two-year pilot; members raised questions about legality, cost, scope, data, and whether the department should use existing budget authority. The committee ultimately advanced the item by motion. The committee also took up an amendment from Senator Caldwell for the University of Arkansas Division of Agriculture, seeking a $4 million appropriation increase. Testimony emphasized that the division’s extension offices and research functions are underfunded, that salaries are not competitive, and that the request would help with staffing and flexibility; other members questioned why the division needed more appropriation authority when it already had room under current limits and noted that the request exceeded the higher education board’s recommendation. The amendment was adopted after extended debate. Finally, the committee began acting on governor’s letters, adopting amendments for a $150 million increase to the homestead property tax credit, a $23,000 reallocation for the Insurance Department’s conference costs, $100,000 for property appraisal review work, $1.5 million for career and technical education professional development, $300,000 for DFA regulatory federal spending, $5 million for Inspector General fraud investigations, a consolidation of appraiser/abstractor/home inspector appropriations, deletion of a completed Fort Chaffee readiness center appropriation, and a revised reappropriation for corrections capital projects that would add special language restricting use of the $73.7 million prison-expansion reappropriation. The committee also heard a summary of a supplemental appropriations package involving fund transfers for pregnancy resource centers, senior centers, assistance grants, used tires, and UAMS pregnancy/stroke programs.

Transcript Highlights:

• says objective evidence, such as a controlled study demonstrating increased proficiency and better test
• and better test scores is given<00:05:11.759> the<00:05:12.039> same<00:05:12.600>
• My question to you would be: would the state standardized testing qualify as a scientific study?
• prove it if you look at the Tims test prove it if you look at the Tims test we're<00:45:47.640><
• city in Nashua because you know the test city in Nashua because you know the test scores<03:35:06.600

Keywords: 928, house, all

Summary: The committee heard testimony on HB 129, which would redefine “evidence-based” in public education to require objective, science-based evidence for pedagogical methods. The prime sponsor said the bill is a verbatim reintroduction from the prior session and argued that current federal definitions are too vague, allowing subjective surveys and other weak evidence to justify teaching methods. He said the bill is limited to pedagogy, not subject matter, and is intended to improve student outcomes, reduce fad-driven practices, and potentially save money by limiting unnecessary retraining and new materials. Members asked repeatedly about the bill’s scope, including whether it would affect classroom teachers, curriculum content, and existing instructional approaches such as phonics versus whole language or queuing. The sponsor said the bill applies to state and local education bodies and educator training policies, not individual teachers in their classrooms, and that teachers would retain flexibility. He also said standardized testing could be part of a scientific study but is not itself a study, and that textbook providers could be asked to furnish the studies supporting instructional guidance included in their materials. Several members raised concerns about the fiscal note and possible cost shifts to local districts and taxpayers. The sponsor disputed the idea that the bill would necessarily create major new costs or require additional staff, saying any costs would likely be limited and that the department is already applying federal evidence-based rules. He also said if some current methods are not science-based, updating them would be justified even if there were some initial expense. No vote or final action was taken in the portion of the meeting provided.

Transcript Highlights:

• In this line item.
• the line item. Why the agency said they wanted it? Because they probably supported the line item.
• On that same item, Mr.
• So you can see items from... MNERD.
• 5 as language-only items.

Keywords: 996, all

Transcript Highlights:

• items before the test?
• You know, we have to conduct a physical fitness test every single year.
• No, if you were to look at the new testing standards, I mean, they’re pretty rigorous.
• The new testing standards are pretty rigorous.
• The new testing standards, I mean, they're pretty rigorous.

Summary: The Senate Education Pre-K through 12 Committee met with a quorum and considered several education-related bills. SB 1036 on school counselors was amended with a technical clarification and reported favorably. SB 1136 on dental screenings for K-12 students was converted by delete-all amendment to place the screening definition in the School Health Services Act and align notice and parent-exemption procedures; it also passed favorably, with support noted from PTA and other witnesses. SB 920 on mathematics education was reported favorably after discussion of applied algebra courses tied to career pathways, while preserving Algebra I standards, the end-of-course exam, graduation requirements, and university admission eligibility. SB 1216 on public school personnel compensation, which would give districts more flexibility on pay, cost-of-living adjustments, and advanced degrees, also passed favorably with broad support from educators and former school board members. The committee then approved SPB 7022, which reenacts and extends a public records exemption for classroom examination and assessment instruments through 2031 and expands coverage to district school boards and public schools. SB 464 on observance of Veterans Day in K-12 schools was reported favorably after extensive debate about whether schools should be closed or could instead hold Veterans Day programs; supporters emphasized statewide consistency and honoring veterans, while some members raised scheduling and instructional-day concerns. SB 538 on physical education and extracurricular participation was amended to establish standardized eligibility rules for public, private, virtual, and home education students, limit duplicate participation across schools, require annual participation in the Presidential Youth Fitness Program, and leave coach compensation to district discretion; it was then reported favorably. SB 178 on athletics and public K-12 schools was amended to add a $15,000 annual cap on coach personal spending per team and was reported favorably after discussion about good-faith support for student-athletes, recruiting concerns, and the need for guardrails. A temporary postponement was announced for SB 430 on the oath of school personnel. At the end of the meeting, Senator Osgood recorded a favorable vote on SB 1036, and the committee adjourned without further business.

Transcript Highlights:

• That was something that we heard as we were discussing other potential agenda items during the interim
• <00:02:12.239> That agenda items during the interim.
• That agenda items during the interim.
• Miller test. Miller test.
• inserting something like the Miller test inserting something like the Miller test definition, definition

Bills: HB0066, HJ0005, HB0010

Keywords: administrative law, judicial review, agency deference, Chevron deference, de novo review, state agencies, regulatory interpretation, statutory interpretation, separation of powers, individual liberty, administrative procedure, agency action, Wyoming Supreme Court, district court review, oil and gas inspector, regulatory challenge, anti-deference, law enforcement, memorial, Patrolman Rosa

Transcript Highlights:

• Our next agenda item is our Healthy Kids Clinic.
• We had some parents that were worried that we were going to test their kids for whatever.
• Board authorized protocols include test Board authorized protocols include test and<01:04:39.119
• I was given a small test dose first to make sure there was no adverse reaction.
• I was given a small test withdrawal.

Keywords: 1. Call to Order and Roll Call – 00:00:00 2. Approval of Minutes – 00:01:32 3. Getting to Know the Foundation for a Healthy Kentucky – 00:02:26 4. Healthy Kids Clinic – 00:26:58 5. Pharmacy Payment Parity – 00:56:36 6. Ibogaine – 01:17:37 7. Consideration of Referred Administrative Regulations – 01:53:05 8. Adjournment – 01:53:19, 958, all

Summary: The committee first approved the prior meeting minutes and recognized Eric Clark for his service, noting this may be his last meeting before he leaves state government. The main presentation was from Allison Adams, president and CEO of the Foundation for a Healthy Kentucky, who described the organization’s history, nonpartisan mission, and focus on health equity, prevention, and upstream policy solutions. She said Kentucky’s poor rankings in chronic disease, preventable hospitalizations, and life expectancy show the need to shift resources toward prevention and community-driven strategies rather than relying mainly on treatment after people become sick. Adams emphasized leading health indicators, arguing that lawmakers should track actionable measures such as quit attempts and smoke-free policies instead of only lagging indicators like disease rates and mortality. In response to questions, she said accountability should be shared across communities and systems, with possible incentives and disincentives tied to outcomes, and she supported creating a public data utility or dashboard, ideally with university partners, to help legislators and communities monitor progress. She also cited examples of accountable health community models and said Kentucky could adapt similar approaches. The committee then heard from Meade County Schools Superintendent Mark Martin and district health coordinator Karen Kotche about the Healthy Kids Clinic partnership with Cumberland Health. They described a seven-year effort that led to full implementation in the district, which now has a nurse in every school and a nurse practitioner, allowing services such as sports physicals and other clinic functions to be provided on campus. They said the program has been a strong investment for students and the community and began explaining how the district built the partnership after earlier efforts and delays, including the pandemic.

Transcript Highlights:

• We just think we're testing better.
• <00:40:02.240> of<00:40:02.480> that tests, our reading test, things of that tests,
• > that's<00:40:32.480> still state testing piece, that's still state testing piece, that's
• Now again, we want our math test.
• question, but one item of clarification. question, but one item of clarification.

Keywords: Meeting Start: 00:00:12 Attendance Roll Call: 00:00:33 Kentucky’s New Assessment and Accountability Model Update: 00:03:50 Federal Education Policy and Its Impact on States: 01:00:55 Educational Leadership Training Opportunities in Kentucky: 01:26:44 Consideration of Referred Administrative Regulations: 02:10:38 Adjournment: 02:13:57, 958, all

Summary: The Interim Joint Committee on Education met for its first interim meeting and established a quorum before taking up its first topic, Kentucky’s new assessment and accountability model. Commissioner Robbie Fletcher, joined by KDE staff and superintendents, described a multi-year effort involving the Kentucky “Now We Learn” Council, more than 50 educators and stakeholders, at least 18 pilot districts, surveys, focus groups, town halls, and four prototype frameworks. He emphasized three priorities for the new model: vibrant learning experiences, innovation in assessment, and collaboration with communities. Fletcher said the state accountability portion would continue to meet federal requirements and identify CSI/TSI/ATSI schools, while shifting toward more emphasis on individual student growth, grade-level equivalency in reading and math, career and technical education, graduation rate, and English language proficiency. He also said science would remain a required assessment but be reported separately rather than counted in the CSI/TSI calculation. He stressed that the model should focus on growth, local flexibility, and meaningful measures that reflect community expectations, while still preserving a statewide framework. The committee also heard from Bullitt County superintendent Jesse Bacon, who described his district’s local accountability work. He said Bullitt County formed a community coalition with broad representation from across the district, business leaders, and community members, met six times during the school year, and worked toward a public-facing dashboard that would show community expectations, evidence of accountability, and areas for improvement. Bacon said the district identified six community-defined pillars, beginning with student learning and foundational academic knowledge, as part of a system intended to communicate strengths and improvement areas to the public.

Transcript Highlights:

• Co-chair Pham, if I might, have a brief overview of this item.
• And in Kentucky, there are numerous new requirements regarding items like cost shifting that are tied
• This final item concerns the National Science Foundation's AI-Ready America Initiative.
• And people feeling generally like they're not being asked before this technology is just tested on their
• Second, if it wasn't apparent in the connectivity of the agenda items today, certainly on the chief data

Keywords: 907, all

Summary: The committee held a series of informational briefings on information management and technology issues. It first heard from ACLU representatives on data privacy, who argued that Oregon should strengthen protections against private data brokers, government purchases of personal data, reverse warrants, automatic license plate readers, and local police surveillance. They urged data minimization, limits on data sales and retention, and broader transparency and accountability measures. Members asked about practical uses of license plate readers, state sales of data, and how Oregon’s approach compares with other states; the presenters said similar proposals have been adopted elsewhere, including data minimization in Maryland and a state version of the Fourth Amendment Is Not for Sale Act in Montana. The committee then received a detailed update from the Department of Administrative Services and Enterprise Information Services on licensing system modernization for 14 boards and commissions with the most immediate need. DAS said it is seeking a shared procurement approach through an RFP that would create either one scalable system or two tiers of systems, depending on agency needs and security requirements, with contracts expected by September. Committee members emphasized the need for a more unified, user-friendly statewide login and service experience for businesses and residents, and raised concerns about small agencies “figuring it out on their own” without sufficient cybersecurity or technical expertise. EIS said it is overseeing the investment review, security and architecture review, and future implementation planning, and noted that multiple agency requests may still come back to the legislature in the next session. The committee also discussed a revised cybersecurity incident notification concept. Staff explained that the earlier bill had raised stakeholder concerns, so the co-chairs directed further interim work with the Oregon Cybersecurity Advisory Council and other local government and K-12 stakeholders. The goal is a narrower, voluntary “911-style” notification process that would let public bodies alert peers and potentially receive assistance after cyber incidents; a temporary voluntary process is being tested now, with a work group developing language for possible 2027 consideration. Finally, the committee heard updates from the new state chief data officer on data governance, data sharing, geospatial work, and the state transparency website, followed by a briefing on data centers from NCSL and the Technology Association of Oregon. The data officer described efforts to expand data inventories, data governance plans, data literacy, and interagency sharing, along with statewide aerial imagery, geospatial standards, and the open data portal. The data center discussion focused on national and state trends, including rapid growth in data centers, rising electricity and water demand, and legislative responses such as new rate classes, reporting requirements, and cost-allocation rules to protect ratepayers. No votes were taken; the meeting was informational only.

Transcript Highlights:

• that would prompt and necessary testing that would prompt and allow<00:42:22.240> criminal<00
• number two it deals with uh item number two it deals with permanency<00:58:58.920> matters<00
• and I know you later on say that tested and I know you later on say that you<01:04:35.880> know
• > screening<01:04:44.359> test<01:04:45.359> and<01:04:45.559> newborn a
• newborn screening test and newborn a newborn screening test and newborn screening<01:04:46.359> tests

Keywords: 1183, house

Transcript Highlights:

• This is when we wonder sometimes why our test scores may not be as good as we would like.
• All right, our next item on the agenda, Senate Bill 4.
• Fayette County, but there are two items Fayette County, but there are two items I<01:06:52.440><
• Um currently, Jefferson of these items.
• All right, I think our last item is for discussion only. House Bill 661. House Bill 661.

Keywords: 958, all

Transcript Highlights:

• Next item, SB 934.
• Next item, 659.
• This item will defer till Friday. Next item, SB 1146. Next item, SB 1185.
• Next item, SB 1364 will be deferred. Next item, SB 1462.
• Next item, SB 675 will be deferred. Next item, SB 944.

Keywords: 912, senate, all

Summary: The committees considered a large number of Senate bills, with many measures advanced either unamended or with technical or substantive amendments. Early action included SB 88 and SB 11 SD1, both passed unamended, and SB 562 SD1 and SB 642 SD1, which were passed with amendments reflecting agency testimony. SB 1133 SD1 was amended to remove duplicative county requirements and clarify tax credit carry-forward eligibility, while SB 1569 SD1 on sports wagering was deferred. Later, SB 933 on nonprofit/federal funding support drew strong testimony from nonprofit and health advocates emphasizing the risk of federal funding freezes and the importance of protecting services such as early learning, domestic violence support, housing, and workforce supports; the committee recommended amendments to define eligible organizations, require reporting, and include the Judiciary. SB 934 and SB 935 were also amended, with SB 934 tying mass transit funding to Honolulu project milestones and SB 935 revising retirement-system language to change “fewer than five years” to “five or more years.” The committees then took up additional measures with targeted amendments. SB 1033 was amended to clarify that the bill applies to legal entities, not individuals, though members noted concerns about closely held family corporations and asked that the issue be reflected in the committee report. SB 1166, SB 1249, and SB 1256 were advanced with amendments or committee-report notes reflecting concerns from the Attorney General, Hawaii Cattlemen’s Council, and Hawaii Farmers Union United, respectively. SB 1432 and SB 137, both relating to electric utilities, were amended to require retention of covered employees after mergers or acquisitions and to direct the PUC to consider whether proposed transactions further state policy goals. SB 157 on antitrust was narrowed to focus on coordinator conduct in rental housing markets, SB 252 on invasive species received a defective effective date, and SB 336 on defense of state employers and employees passed unamended. SB 536 on the Hawaii Community Development Authority was deferred to a later hearing, and SB 1064 on medical cannabis was heavily amended to authorize cultivator licenses with limits on canopy size, license counts, physician fees, and a special-fund appropriation for enforcement. In the Ways and Means portion, the committee passed several bills unamended, including SB 19, SB 124, SB 264, SB 345, SB 422, and SB 741 and SB 747 later in the agenda. SB 361 was amended to remove references to the attorney general and delete an appropriation section, SB 438 was amended to redefine buffer zones and landfill-unit language, and SB 441 and SB 494 were amended to blank appropriations and, in SB 494, assign charter-school audit responsibility to the state auditor. SB 659 was substantially amended to promote local procurement, including county-level geographic preferences and higher thresholds for locally sourced purchases, and SB 732 was amended to adjust film tax credit provisions, including the streaming-platform definition and sunset-related language. SB 819 was amended to replace references to “educators” with “teachers.” Throughout, most measures were adopted without recorded opposition, though several members noted reservations on particular bills.

Transcript Highlights:

• further into detail there um the other further into detail there um the other um<00:21:45.640> item
• I just want to call out because um item I just want to call out because this<00:21:47.080> was
• The first item: MMB received a $10 million appropriation for the transition of DCYF.
• um m&b received a $10 million item um m&b received a $10 million appropriation<00:29:09.919>
• fires table we would proceed to the test fires table we will<00:45:43.280> uh<00:45:43.400>

Bills: HF10

Keywords: undocumented immigrants, state funding, MinnesotaCare, scholarship ineligibility, state assistance, 1183, house

Transcript Highlights:

• I explained to them why I thought it was an appropriate House Bill 2 item, but I said we will engage
• There is a means-testing component to the program.
• We went with something that had been tried, true, and tested.
• So again, there's means testing there.
• cost information regarding covered items cost information regarding covered items and<04:48:52.160

Keywords: 928, house, all

Summary: The committee heard testimony on a non-germane amendment to HB 297 that would create the Granite State Home Mitigation and Resiliency Program. Insurance Commissioner DJ Beton, joined by department staff, explained that the proposal is intended to help homeowners afford insurance by funding proactive home improvements that reduce risk and improve insurability. He said the program would be funded by the first $1 million collected annually from the insurance premium tax, with grants of up to $10,000 available on a first-come, first-served basis. Beton described the problem as rising homeowners insurance premiums, hard-market underwriting, nonrenewals, and the resulting shift to more expensive surplus lines coverage. He said eligible projects could include roof fortification, exterior improvements, flood-related foundation work, and removal of hazardous trees or limbs. He cited similar programs in other states, especially Alabama, Louisiana, and North Carolina, as evidence the model can work and noted that industry representatives were present in support. He also said the program would use means testing aligned with the Department of Energy’s weatherization program to target lower-income applicants. Members asked about the non-germane process, who would administer the program, and how the bill would prevent misuse of grant funds. The commissioner said the department would administer the program using one repurposed existing position, with Treasury handling fund flow through an MOU. Staff explained that applicants would have to show completed work through a signed contract, itemized work, and a sworn contractor affidavit, with some upfront payment allowed for materials and the remainder paid after completion. The chair and members discussed that the amendment is being attached to a different bill only to move the proposal through committee and on to House Finance for further consideration.

Transcript Highlights:

• quick heads up go ahead so another item quick heads up go ahead so another item that<00:43:34.319
• Would it be means-tested in any way?
• Yes, it is means-tested, and the owner would have to provide an estimate first.
• Would it be means-tested in any way?
• "Magistrates handle the initial items in a criminal case.

Keywords: 928, house, all

Summary: The committee heard testimony from Insurance Commissioner DJ Bettencourt on the New Hampshire Insurance Department budget. He said the department is self-funded through assessments on insurers based on New Hampshire premium volume, with about $8 billion in premiums written in the state and a department budget of roughly $15.5 million. He explained that the department has 88 authorized positions, eight vacancies, and that three full-time positions were unfunded after the governor’s requested 4% reduction exercise. He also said the department is trying to balance staffing needs with not overburdening carriers during a hard insurance market. A major topic was the department’s $2.6 million rebate to industry from the prior fiscal year, which Bettencourt described as a credit against the next assessment rather than a direct cash payment. Members questioned why that credit was not reflected as a reduction in the upcoming budget, and Bettencourt and staff explained that the budget assumes full staffing and full spending, with any year-end surplus returned to insurers. The commissioner said the department had added staff in recent years for succession planning and to preserve institutional expertise, and that the rebate reflects careful budgeting rather than excess spending. Members also asked about staffing changes by division, including positions unfunded in fraud, property and casualty examinations, life and health examinations, and tax. Bettencourt said fraud investigations remain strong and that the department can use outside contractors for examinations, with those costs billed to the company being examined. He also described the department’s examination process, including periodic financial exams and targeted market conduct reviews triggered by consumer complaints or trends. Additional questions covered OIT transfers, the department’s oversight of fully insured health coverage, the insurance premium tax and fines going to the general fund, and the department’s limited role in auto repair reimbursement disputes, where he said complaints have recently declined.