Video & Transcript : 'liability insurance' :
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CA
Transcript Highlights:
- To raise income, we continue with a sustainable insurance strategy and allow the insurers to justify
- People buy flood insurance because they have to buy flood insurance.
- People buy flood insurance because they have to buy flood insurance.
- As was mentioned, I did work for Zurich and Farmers Insurance. I'm a recovering insurance lobbyist.
- with insurers filing and receiving approvals under the Sustainable Insurance Strategy.
Committee:
Senate Insurance
NH
New Hampshire 2025 Regular Session
House Ways and Means (01/27/2025)
Transcript Highlights:
- for insurance companies.
- for insurance companies.
- for insurance companies.
- for insurance companies.
- for insurance companies.
Summary:
The meeting featured presentations from the Department of Administrative Services and the Treasury Department on state revenue reporting and unclaimed property. State Comptroller Dana Call explained DAS’s role in compiling statewide revenue reports, including the annual revenue plan set through the budget process and the monthly revenue focus reports that track cash receipts. She noted that unrestricted general fund revenue is about $2 billion annually, while miscellaneous other revenue is a much smaller and less predictable category, averaging roughly $30 million to $32 million a year. She also described two more material internal revenue lines: statewide indirect cost recoveries and post-retirement benefit recoveries, which are billed to agencies and often tied to federal reimbursement rules.
Members asked about the interest line in the revenue charts and about how the figures were presented, and Call clarified that the totals were in millions and that the interest item would be explained by the Treasurer. She also explained that the indirect cost and post-retirement recoveries are internal cost allocations that flow back into the unrestricted revenue pool and are reflected in agency budgets as interagency costs.
Treasurer Monica Meissner then outlined Treasury Department functions, including bank deposits, statewide disbursements, banking relationships, investments, debt management, compliance, the FONA College Savings Program, the ABLE Plan, scholarship programs, and the abandoned property program. In discussing unclaimed property, she said holders report property after a five-year dormancy period, the state uses automated systems and outreach to locate owners, and claim activity has increased. In fiscal year 2024, the state returned about $12.2 million to citizens through roughly 12,000 claims; over the last 10 years, about $72.6 million has been returned. She also said the state escheated $19.9 million to the general fund and $1.8 million to counties last year, and explained that securities-related proceeds are harder to estimate because they depend on market conditions. No votes or formal actions were taken.
LA
Transcript Highlights:
- So when your health insurance goes up, your homeowner's insurance goes up, your car insurance goes up
- Whenever I add everything in on my insurance—my general liability, umbrella, everything—I pay over 40
- In my insurance?
- In my insurance? Yes. In my insurance? Yes. Workers' comp, yes.
- and insurance rates.
Committee:
House Civil Law and Procedure
Summary:
The committee first took up HB 51 by Rep. Villio, a constitutional amendment to prohibit post-conviction bail for people convicted of aggravated offenses against minors. Members adopted a technical amendment to simplify the ballot language, heard a 6.8A report explaining the committee’s authority over constitutional amendments, and then adopted the report and passed HB 51 with amendments. Support was noted from law enforcement and district attorney groups.
The main item was HB 526 by Rep. Dickerson, which would cap general damages in civil cases at $500,000 in most cases and $1 million for severe permanent injury, while leaving economic damages uncapped. The bill drew extensive testimony from trucking, logging, business, and insurance-reform advocates who argued that unpredictable verdicts and “nuclear verdicts” drive up commercial insurance costs and push businesses out of Louisiana. Opponents, including attorneys and victims’ advocates, argued the bill would unfairly limit recovery for seriously injured people and could harm sexual assault survivors and families in wrongful death cases. After debate, the committee adopted an amendment clarifying the cap applies per individual plaintiff rather than to the action as a whole, but then rejected a motion to report the bill; the roll call was 4 yeas and 5 nays, so HB 526 remained in committee.
The committee then heard HB 173 by Rep. Bamberg, which would bar recovery for bodily injury or property damage by a driver who had failed to maintain required auto insurance for at least 30 days before the crash. Supporters said uninsured motorists contribute to higher premiums and should not recover large awards, while opponents warned the bill would punish innocent spouses, children, and other people who may be unaware coverage lapsed. An amendment was adopted to add the 30-day uninsured requirement, and the bill moved to opposition testimony, but the transcript cuts off before any final vote on HB 173.
FL
Florida 2026 Regular Session
FL House Floor Session - 2026-03-05 (10:00AM Session)
Florida House Floor Meeting
Transcript Highlights:
- It clarifies the order in which tax credits are taken against insurance premium taxes.
- And finally, it provides a one-year exemption for surplus lines flood insurance policies.
- House Bill 1263, a bill to be entitled an act relating to the Office of Insurance Regulation.
- Now, that's not tort reform. ...choice, you are immune from a products liability lawsuit.
- But that's not how products liability cases work.
Summary:
The House convened with prayer, a moment of silence for two service members killed in the Middle East, the Pledge of Allegiance, and a quorum present. Members adopted the special order report and then began taking up the special order calendar. The first major measure was HB 7031, the annual tax package, which included a hunting, fishing, and camping sales tax holiday, a back-to-school holiday moved earlier in the summer, property tax changes for mobile home parks and other exemptions, reductions in pari-mutuel taxes and fees, extensions and expansions of several tax credit programs, vacation-rental tax collection changes, and a full decoupling from federal tax changes in the “One Big Beautiful Bill.” The bill drew questions about the fiscal impact of decoupling and the firearm-accessories holiday; supporters emphasized fiscal caution, housing and home-hardening provisions, and family tax relief, while opponents objected to the firearm-related tax break. HB 7031 passed 105-2.
The House then passed CS/CS/CS HB 1177 on Space Florida and spaceport operations, which updates business development rules, board membership, and creates a strategic spaceport hub designation. CS/CS HB 639/CS SB 246 on specialty license plates also passed after a strike-all amendment that added several new plates, revised the Fraternal Order of Police plate, and tightened financial and nonprofit requirements for plate sponsors. CS HB 697 on drug prices and coverage passed after debate on pharmacy benefit manager reforms requiring equal reimbursement, prohibiting forced losses on drugs, and allowing consolidated appeals. CS/CS HB 1263 on the Office of Insurance Regulation passed with an amendment clarifying fingerprinting provisions, and CS/CS HB 527 passed with a human-review requirement for insurance claim denials so AI cannot be the sole basis for denying or reducing claims.
Additional bills approved included CS HB 1449, which limits use of the statewide provider and health plan claim dispute resolution program when a claim is already in the federal process and, by amendment, narrows the bill to out-of-network emergency services and claims of $50,000 or less; CS HB 93, requiring surgical smoke evacuation systems in hospitals and surgical centers, which passed overwhelmingly after emotional bipartisan praise for the sponsor’s multi-session effort; and CS HB 1217, which prohibits governmental entities from adopting net-zero greenhouse gas policies, after Democrats argued it would preempt local climate and resilience efforts and Republicans argued it protects energy reliability and affordability. The House also passed CS/CS HB 1461 establishing a framework for licensing and regulating advanced nuclear reactors, with supporters framing it as a step toward reliable, affordable, cleaner energy. Later, CS HB 1229 on residential homes for medically or technologically dependent children was explained as creating a licensure program for medically complex children’s homes and was rolled over for final passage as the transcript ended.
CA
California 2025-2026 Regular Session
Joint Hearing Health Committee and Privacy Committee and Consumer Protection Committee May 28th, 2025
Transcript Highlights:
- And I don't, when I talk about insurance, I don't mean insurance for health care, but the litigation,
- And I don't, when I talk about insurance, I don't mean insurance for health care, but the litigation,
- ability to get car insurance.
- ability to get car insurance.
- “Is generally you get insurance.
Summary:
The joint informational hearing of the Assembly Health and Privacy Committees focused on generative AI in health care, with opening remarks emphasizing both its potential to improve care and its risks around privacy, bias, liability, workforce impacts, and unequal access. Chair Bauer-Kahan and Chair Bonta framed the discussion around how California can encourage beneficial innovation while protecting patients, especially given the sensitivity of health data and the possibility that AI could worsen existing disparities if not carefully governed.
The first panel featured representatives from Cedars-Sinai, Kaiser Permanente, Penguin AI, and Google, who described current uses of AI such as ambient clinical scribes, nursing documentation tools, imaging triage, maternal-fetal risk prediction, and administrative automation. Speakers said these tools can reduce clinician burden, improve patient experience, speed treatment, and in some cases improve outcomes, including a reported mortality benefit from a Kaiser predictive model and faster thrombectomy times at Cedars-Sinai. Members raised concerns about accuracy with accents and multilingual visits, whether predictive tools could reinforce bias or lead to more interventions such as C-sections, and how to ensure a human remains in the loop for important decisions.
The second panel, including representatives from the California Health Care Foundation, UC Berkeley, and Stanford, focused on policy and governance challenges. Testimony highlighted examples of AI supporting homelessness outreach and community health work, but also warned that biased algorithms can encode inequities, especially when trained on data that reflect under-treatment of Black, rural, or low-income patients. Witnesses urged clearer standards for trustworthy AI, stronger monitoring and governance structures, better data access for accountability, and attention to the safety net’s limited resources. Several speakers argued that states should require health systems to have AI governance processes, clarify liability between developers and deployers, and regulate downstream uses of AI while preserving access to data for lifesaving research and oversight.
TX
Texas 89th 2nd C.S.
Pensions, Investments & Financial Services Apr 28th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- typically pay a monthly subscription fee directly to their doctor for unlimited primary care, no insurance
- or a part of insurance, then you're gonna, there's more opportunity and so you see growth.
- The unfunded liability of these 21 systems is over 6.4 billion.
- In other words, if liability has already happened. Uh, is already established.
- And make us remove the liability already incurred.
CA
California 2025-2026 Regular Session
Senate Budget and Fiscal Review Committee Jun 17th, 2026
Transcript Highlights:
- And then after that, they can claim up to 70% of their liability.
- We're able to keep folks insured and... ...to sustain our communities.
- We're able to keep folks insured and healthy.
- get their insurance.
- Up to $5 million of liability can be offset at 100%.
Summary:
The Senate Budget and Fiscal Review subcommittee heard four budget trailer bills: AB 110, AB 122, AB 125, and AB 177. AB 110 was described as a budget bill junior identifying budget-related legislation. AB 122 would extend sales tax to electronically delivered or remotely accessed prewritten software, extend and later limit business tax credits, reduce the annual LLC/LLP/LP tax for first-year businesses for three years, and impose a 100% tax on certain federal anti-weaponization fund settlements. AB 125 would renew the managed care organization (MCO) tax for three years beginning in 2027 to support Medi-Cal and targeted provider rate increases. AB 177 would require the Department of Finance to return by March 1, 2027 with options for assessing large employers for the Medi-Cal costs of employees enrolled in the program, including at least one employer-paid premium option for firms with 250 or more employees, and would appropriate $1,000 General Fund for implementation.
Administration witnesses said AB 122 modernizes the tax system and helps create general fund revenue, while AB 125 is needed to preserve Medi-Cal financing and targeted rate increases under new federal constraints from H.R. 1 and to avoid a budget hole if the MCO tax expires. On AB 177, Finance said the bill is only a study and does not itself impose a tax, but would direct the administration to develop options for future consideration. Supportive members argued the package is part of a balanced approach to address the structural deficit, protect health care and other safety-net programs, and ensure large corporations pay more of their share. They also said AB 177 is a necessary step toward asking large employers to help cover public health care costs for workers who rely on Medi-Cal.
Opponents, led by Vice Chair Niello and several other Republicans, argued the state does not have a revenue shortage but a spending problem, warning that the proposals would raise costs on consumers and businesses, discourage innovation, and expand taxes beyond their intended scope. They criticized AB 122 as potentially taxing labor-like services and limiting research and development credits, and said AB 125 would increase premiums for commercial enrollees and employers. On AB 177, they questioned the lack of definitions and specifics, saying the bill is too vague and could eventually burden employers, including hospitals and part-time workers, without clear standards. No votes were taken in the portion of the hearing provided; the committee heard testimony and questions before public comment and later action.
MA
Massachusetts 2025-2026 Regular Session
Senate Session May 18th, 2026
Massachusetts Senate Floor Meeting
Transcript Highlights:
- and our pension liability.
- Now we're getting down into so-called unfunded pension liabilities, which is our largest long-term liability
- To make forward payments to pay down our unfunded pension liability.
- But unfunded pension liability stood at $40.5 billion.
- Which we also carry as a long-term liability.
Summary:
The Senate first adopted two resolutions commending the Plimpton Historical Society for Deborah Sampson Day and Megan’s Light for recognizing May 2026 as Cystic Fibrosis Awareness Month. It also suspended Joint Rule 12 on several House petitions, referred those matters to committees, and later took up final passage of two local bills: one authorizing Dartmouth to grant an additional off-premises liquor license and another relative to the charter of Westwood. Both bills were passed to be enacted and sent to the Governor.
The main business of the session was the opening debate on the Senate Ways and Means FY27 budget, which was described as a balanced $63.3 billion proposal. The chair and supporters highlighted major investments in unrestricted local aid, Chapter 70 education funding, regional school transportation, rural aid, community college affordability, food security, housing, and health and human services. They also emphasized that the budget was built on the consensus revenue estimate, included no new taxes or tax cuts, did not use the rainy day fund, and relied in part on federal funds and Fair Share revenue.
In extended questioning, the minority leader pressed for details on the budget’s assumptions and cost drivers, including federal participation, Fair Share revenue, debt service, MassHealth caseload and spending, pension and OPEB liabilities, settlement reserves, collective bargaining funding, and controls against waste, fraud, and abuse. The chair responded that federal funds account for about 22% of budgeted revenues, Fair Share revenue is estimated at about $2.7 billion, debt service is about $2.67 billion, MassHealth and related health and human services total about $36.4 billion, pension funding is $5.1 billion, and OPEB receives a $150 million payment. Members also discussed the C-3 child care program, DTA program integrity, and housing permitting reforms, with several senators speaking in support of the budget’s priorities and urging further debate and amendments before final passage.
KY
Kentucky 2026 Regular Session
Senate Standing Committee on Appropriation and Revenue. (1-28-26)
Transcript Highlights:
- . insurance. insurance.
- </c> we're not touching the health insurance we're not touching the health insurance trust<00:10:36.160
- And what that saves out of liability.
- </c> the health insurance plan? the health insurance plan?
- </c> Which is pretty unheard of for insurance Which is pretty unheard of for insurance plan<00:52:36.000
Summary:
The committee met to hear a presentation from Dr. Hicks on the governor’s recommended budget for the next biennium. He reviewed the revenue outlook, noting modest general fund growth, a large rainy day fund balance, and the impact of recent income tax reductions. He said the budget was built around recurring reductions, lower debt service and retirement contribution rates, and the use of excess restricted funds, while protecting K-12 education, Medicaid, postsecondary education, public safety, and pension obligations.
Dr. Hicks outlined several major spending and reserve proposals, including $350 million from the Department of Insurance’s excess restricted funds to support Medicaid in the first year, $150 million for the affordable housing trust fund, $125 million for rural hospitals, $100 million to offset lost federal ACA premium tax credits, $75 million for utility assistance, and $50 million for food assistance. In education, the proposal included a phased pre-K for all plan funded by sports wagering tax revenue, a 3% annual salary increase for full-time school personnel, continued full funding of teacher pensions, a 2.5% annual increase in SEEK base funding, and additional support for career and technical education and school facilities.
He also discussed Medicaid cost pressures, including higher managed care, pharmacy, behavioral health, and nursing facility costs, and explained the expected effects of federal HR1 changes on Kentucky’s Medicaid program. Those changes include work and community engagement requirements and more frequent eligibility redeterminations for expansion members, which the administration estimated would reduce enrollment by about 4,300 in the first year and 28,000 in the second year. No votes or formal committee actions were taken during the meeting, which was limited to the budget presentation and member questions.
MO
Transcript Highlights:
- So today the medical malpractice insurance pool to begin offering malpractice insurance.
- Hampton Williams, with the Missouri Insurance Coalition.
- Most insurers then were large and established entities.
- The National Association of Insurance Commissioners, widely regarded as the gold standard for insurance
- Do you know how many insurance companies...
Committee:
House Insurance and Banking
Summary:
The Insurance Committee met with a quorum and first went into executive session on House Bill 2874, which was approved 9-0 with one member present. The bill was described as a product worked on the previous year, and no substantive opposition was raised before the vote.
The committee then heard House Bill 2071, which would allow the Medical Malpractice Joint Underwriting Association to suspend operations rather than terminate, because the medical malpractice market is now considered robust and the association has not written a policy or received a claim in several years. The sponsor and Missouri Insurance Coalition said the association still costs roughly $300,000 to $350,000 annually to operate, with projected savings if suspended, while preserving the ability to reactivate if claims arise within the remaining liability window. Some members questioned whether a sunset would be more appropriate and raised concerns about the open-ended nature of suspension and the handling of the association’s reserve funds.
House Bill 1615 was then heard and would lower the statutory minimum number of directors for insurance companies from nine to five, while leaving maximum board sizes unchanged. The sponsor and supporters argued Missouri’s current requirement is outdated, out of step with other states and other regulated entities, and creates unnecessary barriers for smaller insurers without affecting solvency or consumer protection. Members questioned whether any insurers had avoided Missouri because of the nine-director rule; supporters said they had no specific examples but said the change would provide flexibility and align Missouri with modern governance practices.
Finally, the committee heard House Bill 2902, which would create a Motor Vehicle Threat Prevention Program and commission within the Department of Public Safety to fund grants and coordinate efforts against auto theft. The sponsor said Missouri ranks among the highest states for vehicle theft and argued the program would help local law enforcement, especially in rural areas, address high-tech theft methods and related crimes. Highway Patrol and NICB witnesses testified in support, citing rising theft rates, the use of stolen vehicles in other crimes, and examples from other states where similar task forces recovered stolen vehicles and made arrests. Several members questioned whether a new commission was necessary, suggesting the Highway Patrol or existing agencies could handle the work; no opposition testimony was offered, and the hearing was closed with no further business before adjournment.
WA
Washington 2025-2026 Regular Session
Select Committee on Pension Policy May 19th, 2026 at 10:00 am
Select Committee on Pension Policy
Transcript Highlights:
- So that first phrase near the top there, the pension boards and medical benefit liabilities.
- And then they're also paid through a portion of the fire insurance premium tax.
- How do spouses get their insurance? They're required to pay for their own.
- Can they qualify for insurance through the city? No, not after they turn 65.
- She went out and bought private insurance in addition to her Medicare. Right.
Committee:
Joint Select Committee on Pension Policy
CA
California 2025-2026 Regular Session
Assembly Privacy and Consumer Protection Committee Apr 21st, 2026
Privacy and Consumer Protection
Transcript Highlights:
- That is why my bill, AB 1798, prohibits life and non-health disability insurance insurers from using
- That is why my bill, AB-1798, prohibits life and non-health disability insurance, insurers from using
- Insurers are currently and rightfully prohibited from refusing to insure, canceling or renewing life
- Insurers are currently and rightfully prohibited from refusing to insure, canceling or renewing life
- You certainly wouldn't insure them.
Committee:
House Privacy and Consumer Protection
HI
Hawaii 2026 Regular Session
JHA Public Hearing - Fri Feb 13, 2026 @ 2:00 PM HST
Judiciary & Hawaiian Affairs
Transcript Highlights:
- We've seen that this liability.
- Our liability insurer pulled out of the market for child welfare service organizations nationwide.
- Our liability insurer pulled out of the market for child welfare service organizations nationwide.
- Our current insurance crisis shows that when we are required to take on the state's liability, the burden
- </c> sufficient insurance. sufficient insurance.
Committee:
House Judiciary & Hawaiian Affairs
Summary:
The committee heard testimony on House Bill 1768, which would prohibit state and county law enforcement agencies and officials from entering into federal immigration-enforcement agreements under 8 U.S.C. 1357(g) and from assisting in certain immigration enforcement actions except in limited circumstances. The Office of the Public Defender, Hawaii Coalition for Immigrant Rights, the Legal Clinic, and the ACLU of Hawaiʻi all testified in strong support, arguing the bill would protect due process, reduce fear in immigrant communities, preserve trust in local police, and keep local resources focused on public safety. Testifiers said cooperation with immigration enforcement can chill court attendance, crime reporting, and cooperation with police, and they emphasized that the bill would not stop federal enforcement or affect other deputization agreements for environmental or other criminal matters. Committee members asked whether any 287(g) agreements currently exist in Hawaiʻi; testifiers said they were unaware of any and believed the bill would maintain the status quo. No vote was taken in the portion provided.
The committee then took up House Bill 1548, which would reduce the maximum sentence for misdemeanors from one year to 364 days and allow people previously sentenced to one year to seek sentence modification. The Office of the Public Defender, Office of Hawaiian Affairs, the Legal Clinic, the Hawaii Coalition for Immigrant Rights, the ACLU of Hawaiʻi, and the William S. Richardson School of Law immigration clinic all supported the measure, saying the one-day change could prevent severe immigration consequences such as detention, removal, and bars to relief that can be triggered by a sentence of 365 days or more. Testifiers stressed that the bill would not change criminal liability or public safety, but would align Hawaiʻi law with similar reforms adopted in other states. Members questioned whether the change would affect citizens or create an automatic immigration process; witnesses responded that the issue is the federal immigration consequence tied to the maximum sentence, not actual time served, and that citizens would not face that consequence. The transcript ends during continued discussion of HB 1548, with no final vote shown.
HI
Hawaii 2025 Regular Session
HSG/TRN Joint Public Hearing - Thu Mar 13, 2025 @ 8:59 AM HST
Transcript Highlights:
- </c><00:40:14.480><c> they've</c> few years particularly Insurance they've few years particularly Insurance
- </c><00:50:04.319><c> card</c> contained in the proof of insurance card contained in the proof of insurance
- </c><00:50:14.960><c> in</c> point mopz do not require Insurance in point mopz do not require Insurance
- The problem I have is that mopeds are not requiring insurance.
- There are no insurance requirements, as it's applicable to motor vehicles.
Summary:
The meeting included a joint public hearing of the House Housing and Transportation committees, followed by a Transportation Committee hearing. In the joint hearing, members considered SB 662 SD1, which concerned transportation and included two parts: transferring certain streets to the city and clarifying police authority on state streets. The chair recommended moving the bill out as an HD1 with Part One removed, explaining that the street-transfer issue should be worked out by the county and state and that removing it would improve the bill’s chances. The committees voted to pass the measure with amendments, and the recommendation was adopted.
The Transportation Committee then heard several bills. SB 1095, relating to license plates, would increase decal size restrictions for special number plates; the Department of Transportation offered written comments, with testimony split between two individuals in opposition and one in support, and no questions were raised. SB 344 would require skateboard users under 16 to wear helmets; DOT supported the bill, as did TRIAA Hawaii, the Injury Prevention Coalition, and other individuals, while two individuals opposed it. SB 30 would require all moped riders to wear helmets regardless of age; DOT supported it, but Moped Doctors and Hawaiian Style Rentals and Sales opposed it, arguing the bill was overreaching, could be hard to enforce, and should be more narrowly targeted or replaced with education efforts.
The committee also heard SB 1216, which would tighten noisy muffler and exhaust enforcement by conditioning inspection certificates, adding inspection-station penalties, increasing fines, and prohibiting repair or installation of noisy systems. DOT supported the measure, and Waiʻanae Neighborhood Board testified in support, while Moped Doctors and the Motorcycle Industry Council opposed it, saying the bill would burden inspection stations, create liability concerns, and raise questions about insurance-related language as applied to mopeds. The hearing included discussion of enforcement, inspection burdens, and whether the bill’s insurance references applied to mopeds. No final vote was taken on the Transportation Committee bills in the portion provided, and the hearing adjourned after testimony and discussion.
MN
Minnesota 2025-2026 Regular Session
Judiciary Committee Meeting - 2026-03-25
Judiciary Finance and Civil Law
Transcript Highlights:
- </c> requirements relating to liability requirements relating to liability insurance<00:49:03.839><c>
- </c><00:49:14.480><c> of</c><00:49:14.800><c> a</c> liability insurance in the event of a liability insurance
- insurance has to be primary rather than the association's liability insurance, so that claims resulting
- Um, I would just like to clarify on the primary liability insurance.
- insurer not the be the primary liability insurer not the association.
Committee:
House Judiciary Finance and Civil Law
Keywords:
firearm restrictions, domestic violence, public safety, court orders, criminal convictions, identity theft, subpoena authority, fraud, statute of limitations, financial crime, victim notification, expungement, criminal justice, plea agreements, minor victims, identification protection, stalking, crime data, Bureau of Criminal Apprehension, law enforcement grants
NM
New Mexico 2026 Regular Session
House - Appropriations and Finance Feb 10th, 2026 at 07:02 pm
House Appropriations & Finance
Transcript Highlights:
- . $10 a month for commercial health insurance.
- And are any of these individuals being insured through the high-risk insurance pool?
- other people with private insurance will get a surtax?
- It ups my insurance so that I can pay... ...get a surtax.
- But my insurance is higher. Mr.
Committee:
House House Appropriations & Finance
Keywords:
child care, child care assistance, child care subsidy, early childhood education, early childhood care, daycare, preschool, pre-K, Head Start, Early Head Start, Children's Code, early childhood education and care department, ECECD, child care facilities, licensed child care, registered child care, copayments, waitlist, subsidy, federal poverty level
MD
Transcript Highlights:
- So, captive insurers are what entities may set up as a sort of self-insurance.
- So they set up captive insurance policies in order to self-insure.
- So they set up captive insurance policies in order to self-insure.
- Or these captive insurers. Um policies. Or these captive insurers.
- </c><00:20:55.960><c> under</c> and retroactive tax liabilities under and retroactive tax liabilities
Summary:
The Maryland Senate convened with 39 members present and a quorum. The session opened with an invocation by Bishop Antonio Palmer of Kingdom Celebration Center, whose remarks were journalized. The President and members also welcomed several guests to the chamber, including former Delegate Sean Terrence, students from Charles H. Flowers High School and Garrison Forest School, Dr. Lee Snyder as doctor of the day, and Dr. Barbara Ann Palmer in recognition of Women’s History Month. The President also noted that the next day would be pro forma and that some scheduled items would be moved to the following week.
The Senate considered Executive Nominations Report No. 6, covering gubernatorial nominees for boards and commissions including the State Board of Education, MEDCO, and the University System of Maryland Board of Regents. On motion of the committee chair, the report was special ordered to Tuesday, with members asked to review the list for recusals or related issues. The chamber then took up Senate Bill 890, which concerns an insurance premium receipts tax exemption for captive insurance procured by nonprofit hospitals and health care systems.
On SB 890, the Senate adopted the committee amendments and then adopted a floor amendment offered by the bill sponsor. The amendment was described as replacing the bill’s earlier approach with a two-year moratorium on collection of any related liabilities, followed by a Maryland Insurance Administration report back on ongoing investigations. One senator raised concern that the amendment’s language could require the state to refund taxes already paid by hospitals and others, potentially costing millions, and asked for more time to review it; the motion to special order the bill was defeated. After discussion, the amendment was adopted and the bill was ordered printed for third reading.
At the close of the floor session, committee and delegation announcements were made, including Finance, Triple E, Judicial Proceedings, Budget and Tax, Executive Nominations, and several county delegations. A senator from District 6 also spoke about the anniversary of the Key Bridge collapse and thanked colleagues for bipartisan work on related legislation and recovery efforts.
NH
Transcript Highlights:
- </c><00:59:23.440><c> insurance</c><00:59:23.760><c> will</c> professional liability insurance will professional
- liability insurance will not<00:59:24.160><c> cover</c><00:59:24.319><c> this</c><00:59:24.559><c> that
- I can't be insured for that. they made. I can't be insured for that.
- </c> insurance.
- I mean, usually an insurance insurance.
Committee:
House Housing
WA
Washington 2025-2026 Regular Session
Senate Law & Justice Jan 19th, 2026
Transcript Highlights:
- It flips the default liability rule for when an animal needs to be Does next.
- It flips the default liability rule for when an animal needs to be rescued.
- And of course, that's just to have insurance.
- Consider one insured family.
- I had insurance through my employer.
Summary:
The committee held public hearings on several bills. SB 5720 would enact the Uniform Consumer Debt Default Judgments Act, adding complaint and notice requirements before default judgments in consumer debt cases and preserving existing debt-buyer protections; the sponsor and witnesses from consumer and collection groups described it as a compromise measure, and there was broad support with 53 people signed in pro. SB 5833 would allow a vehicle to remain running for up to 30 minutes to keep a pet safe from heat or cold; the sponsor said he would amend liability language, while animal control and police groups raised concerns about shifting the focus away from animal welfare and creating liability issues, though many sign-ins were pro (107 pro, 4 con). SB 5936 would update human trafficking law by allowing prosecution of business entities that knowingly benefit from trafficking, adding confidentiality protections for victims, and creating a process for T and U visa certifications; survivors and advocacy groups supported it, while hospitality and law enforcement groups asked for clarifying amendments, especially on business liability and duplicative visa procedures, and sign-ins showed 24 pro and 283 con. SB 5993 would prohibit interest on new and unpaid medical debt and shorten enforcement of judgments involving medical debt to six years without renewal; supporters said it would reduce financial harm and help patients, while hospitals, physicians, collectors, and business groups warned it could discourage payment and worsen provider finances, especially for rural hospitals, with 129 sign-ins pro and no con sign-ins. Finally, SB 5735 would create state standards for labeling imitation firearms, including BB guns and toy guns, with advisories and penalties for altered markings; the sponsor said it was intended to reduce mistaken shootings, while gun-rights and firearms-training witnesses argued federal law already covers the issue and that the bill would burden lawful training and competition, with 8 pro and 184 con sign-ins. The committee closed each public hearing and adjourned without recorded votes on the bills.
TX
Transcript Highlights:
- Refer to the Committee on Insurance.
- to the Committee on Insurance.
- HB 3969 by Garin relating to the disclosure by liability insurers and policyholders to third-party claimants
- insurance claims and property damage over the Committee on Insurance.
- health benefit plan refer the Committee on Insurance.