Video & Transcript : 'home loan' :
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MN
Minnesota 2025-2026 Regular Session
Committee on Housing and Homelessness Prevention - 01/30/25
Housing and Homelessness Prevention
Transcript Highlights:
- Homes.
- </c><01:37:07.239><c> buyers</c> language could create for home buyers language could create for home
- Wouldn't it be better that we target more affordable home development, starter homes, under a certain
- </c> not only that but how many of our homes not only that but how many of our homes now<01:46:29.920
- ><c> um</c><01:46:42.760><c> under</c> home development starter homes um under home development starter
Committee:
Senate Housing and Homelessness Prevention
NM
New Mexico 2026 Regular Session
House - Chamber Meeting Jan 22nd, 2026 at 11:06 am
New Mexico House Floor Meeting
Transcript Highlights:
- She was raised in Española, and she's called Las Vegas home for nearly 30 years.
- for Humanity, who has helped local families build strength and stability and a real place to call home
- making appropriations from the Public Project Revolving Fund to the Drinking Water State Revolving Loan
- For all the fans watching at home, hey, these guys got it, all right, six, seven.
- For all the fans watching at home, hey, these guys got it. All right. Six, seven.
Bills:
HB1
Keywords:
feed bill, legislative appropriations, legislative branch, New Mexico Legislature, general fund, legislative council service, legislative finance committee, legislative education study committee, house chief clerk, senate chief clerk, per diem, mileage, session expenses, interim committees, district staff, capitol complex, capital outlay data system, legislative processing system, redistricting, census redistricting
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Financial Services Jun 21st, 2026 at 10:30 am
Joint Committee on Financial Services
Transcript Highlights:
- , the unsecured loan.
- to go home to, and the stories go on.
- to go home to, and the stories go on.
- rents and home prices.
- reduce student loans.
Committee:
Joint Joint Committee on Financial Services
Summary:
The Joint Committee on Financial Services heard testimony on several bills focused on financial security, banking regulation, and payment-card fees. Treasurer Deborah Goldberg supported the Massachusetts baby bonds proposal (H. 48) and also endorsed bills on matched savings (H. 1158/S. 737) and retirement planning/Secure Choice (H. 1143/S. 722), arguing these measures would help address wealth inequality, build assets, and improve retirement readiness. Supporters of baby bonds included policy experts and health advocates from Children’s Health Watch and Boston Medical Center, who said early-life asset building could improve long-term economic and health outcomes for children in low-income families. AARP also urged passage of the retirement planning bill, citing the large share of private-sector workers without access to an employer retirement plan. Representative Donato testified for H. 1143, describing it as a voluntary retirement-savings opportunity for workers at small employers.
The committee also heard testimony on H. 3933, concerning the Massachusetts Credit Union Share Insurance Corporation, from former Bank Commissioner Mike Hanson, who defended the state’s full deposit insurance system for credit unions and savings institutions as a longstanding consumer-protection model. The Massachusetts Bankers Association raised concerns about the bill’s technical provisions and broader credit union/bank competitive issues, while the Cooperative Credit Union Association supported related legislation allowing modest compensation for credit union directors (S. 821/H. 1338) and flexibility for state financial institutions to grow through partnerships (S. 723). Bankers opposed those credit union bills, arguing they would upset a level playing field and blur long-standing distinctions between banks and credit unions.
A major portion of the hearing focused on H. 1259/S. 688, which would prohibit card interchange fees on the tax and gratuity portions of restaurant transactions. Restaurant owners and the Massachusetts Restaurant Association testified in favor, saying the fees are a significant and growing expense, especially as most customers now pay by card; they argued the bills would save restaurants money without affecting state revenue. Credit union, banking, and payments-industry representatives opposed the bills, saying interchange helps fund fraud protection and payment infrastructure, that the proposal would create compliance burdens and likely litigation, and that it would mainly affect Massachusetts-chartered institutions while national banks could be preempted. Committee members noted that a commission on payment-card fees is being established and said the issue would be studied further. The hearing also included support for a separate bill on virtual credit cards for dental providers, with dentists saying automatic virtual-card payments impose hidden processing fees and fraud risks.
KY
Transcript Highlights:
- House Bill 14, an act relating to the rural hospital operations and facilities revolving loan fund, making
- House Bill 31, an act relating to the purchase of single family homes. Representative Moore.
- House Bill 31, an act relating to the purchase of single family homes. Representative Moore.
- </c> facilities resolving revolving loan facilities resolving revolving loan fund,<00:28:56.399><c> making
- </c> purchase of single family homes. purchase of single family homes.
Keywords:
Convene 00:00
Motions, Petitions, and Communications 04:28
Election and Swearing In of Constitutional Officers 04:35
Introduction of New Bills and Resolutions 06:51
HR 1 08:08
HR 2 08:40
HR 3 17:11
Impeachment Petitions reported 18:33
Introduction of New Bills and Resolutions 20:27
Stand at Ease 20:54
Introduction of New Bills and Resolutions 28:30
Adjournment 33:05, 958, all
TX
Transcript Highlights:
- And there's loan repayment, too. Right.
- We also administer health care loan repayment and loan programs designed to recruit and retain health
- specifically about the loans.
- And I would like to know more information about the loans. Are they private loans?
- , and home and community-based care.
Committee:
House Public Health
US
US Federal 2025-2026 Regular Session
Hearings to examine the nominations of Preston Griffith, of Virginia, to be Under Secretary, and Dario Gil, of New York, to be Under Secretary for Science, both of the Department of Energy. Apr 10th, 2025 at 09:00 am
Energy and Natural Resources Committee
Transcript Highlights:
- These labs are home to some of the most advanced research on Earth, but they've also become vulnerable
- This morning are, of course, the reductions in the department's workforce, the grant and loan funding
- They are all watching from home in Alabama, probably texting me trying to figure out how to get the link
- Are we really going to decide between homes and industry?
- The Tribal Energy Financing Program closed its first tribal loan guarantee this past September.
Keywords:
nominations, Undersecretary of Energy, Undersecretary of Science, Preston Griffith, Dario Gil, energy policy, scientific innovation
Summary:
The meeting was convened to discuss several significant nominations, particularly focusing on Preston Wills Griffith III for Undersecretary of Energy and Dr. Dario Gil for Undersecretary of Science. The committee underscored the importance of these roles in shaping American energy policy and scientific innovation. The discussion highlighted the nominees' backgrounds, with Griffith having extensive experience at the Department of Energy and the White House, and Gil bringing expertise in quantum technology and energy research. Members expressed a strong desire to understand the nominees' perspectives on current challenges facing the energy sector, including regulatory mandates and national security concerns. The meeting concluded with a commitment to ensuring thorough evaluations of the candidates and their proposed approaches to pressing issues.
NH
Transcript Highlights:
- I'm concerned that if we are going to go after money as a short-term loan, like a payday loan, then it
- I'm concerned that if we are going to go after money as a short-term loan, like a payday loan, then it
- I'm concerned that if we are going to go after money as a short-term loan, like a payday loan, then it
- I'm concerned that if we are going to go after money as a short-term loan, like a payday loan, then it
- </c> newsletter home to all of the students? newsletter home to all of the students?
Committee:
Senate Education Finance
MO
Transcript Highlights:
- between the kids that get that immediate quick assessment and the care they receive in the foster home
- Is there a sort of parity in the consideration, you know, where your student loans paid off?
- Okay, your student loans get paid off, but give us a year. Maybe that's something fair.
- Oh, and we're still paying off the medical loans, by the way, the student loans, while he is not allowed
- Most importantly, it will help ensure more Missouri families can bring their newborns home safely.
Committee:
House Health and Mental Health
Summary:
The committee first met in executive session and adopted a House committee substitute combining House Bills 1850 and 1975, which was then voted do pass by a 16-0 roll call. The substitute was described as incorporating federal PBM-related transparency and audit provisions, including requirements intended to ensure fair audits, greater transparency for employers and patients, and protections for pharmacies so they are not reimbursed below drug cost and receive a fair fee. Members said the package was a compromise and a needed step because pharmacies are closing.
The committee then heard House Bills 2318 and 2368, related to artificial intelligence and mental health. The sponsors said the bills are aimed at truth in advertising, barring AI platforms from marketing themselves as mental health professionals or therapy providers, while not banning AI use in health care generally. Testimony from supporters emphasized concerns about minors and adults relying on chatbots for mental health guidance and the need to protect consumers from misleading claims. The committee adopted an amendment adding social workers to the bill string, rolled it into a substitute, and voted the combined House committee substitute do pass 14-0.
Next, House Bill 3313, described as an AOT bill from the prior week, was voted do pass 14-0 without discussion. House Bill 2745 was then amended and passed 14-0; the sponsor explained the changes would require a prompt physical exam for children entering foster care, allow a physician or nurse practitioner to perform it, try to continue existing developmental, behavioral, or emotional care when possible, and require biological parental consent before updating vaccines at the initial visit. House Bill 2463 also received a substitute to close a loophole involving referral payments when a prospective resident or legal representative cancels a contract, and the committee voted the substitute do pass 14-0.
The committee also heard House Concurrent Resolution 28, which would designate the last full week of April as Infertility Awareness Week in Missouri. The sponsor linked the resolution to broader efforts to expand fertility access, and supporters, including a patient sharing her infertility experience, spoke about the emotional and physical toll of infertility and the value of awareness. Finally, House Bill 2979, the Rural Missouri Rural Doctors Act, drew extensive testimony. The sponsor and supporters argued it would limit physician non-compete agreements to one year and five miles for nonprofit employers to improve rural access and physician mobility, while opponents from hospitals and health systems said the bill would weaken recruitment, hurt financially stressed rural hospitals, and create uneven treatment between nonprofit and for-profit employers. No vote was taken on HB 2979 in the portion provided.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Agriculture Jun 21st, 2026 at 10:30 am
Joint Committee on Agriculture and Fisheries
Transcript Highlights:
- Farmers are telling me of the need for direct payments, not loans.
- I live in Sandwich; that's my home base.
- This is my home.
- And one thing I'm taking home today is, you know, we learn every day. We all have. We did.
- Zachary Sheldon, bring us home. Thank you for your patience.
Summary:
The Joint Committee on Agriculture opened its first hearing by outlining procedures, including three-minute testimony limits, written testimony options, and the plan to hear 27 bills in docket order. The committee then took testimony on H.11/S.53, a resolve promoting equity in agriculture, with advocates from the Massachusetts Food System Collaborative, Southeastern Mass Agricultural Partnership, and urban farming organizations describing racial and economic disparities in farming, lack of data on BIPOC farmers, barriers to land and capital, and the need for a commission to collect information and recommend policy changes. Committee members asked questions about the importance of data collection and future policy development, and the bill was repeatedly urged to be reported favorably out of committee.
Testimony also supported H.118, which would create a special commission to examine the strengths and sustainability of the Commonwealth’s emergency food network. The Amherst Survival Center described serving 1.6 million meals last year and explained that food pantries are now functioning as essential parts of the state’s food system while relying heavily on donations, volunteers, and unstable funding. Members discussed the need for a more holistic look at food security infrastructure. The committee then heard H.119/S.60 on climate change impacts on farms and fisheries, with regional planners and farm advocates describing flood damage, rising costs, canceled federal climate-smart funding, and the need for direct state support for adaptation, resilience, and infrastructure improvements.
The committee also heard testimony on H.125/H.142/S.65, a healthy soils bill, from landscape professionals who said construction sites often leave poor or stripped soil and that the bill would require better post-construction soil standards to support healthier landscapes and reduce long-term maintenance and environmental problems. Finally, the committee took extensive testimony on H.127, which would prohibit aquaculture of octopus for human consumption. Supporters, including legislators, scientists, veterinarians, students, and animal welfare advocates, argued octopus are highly intelligent and sentient, cannot be farmed humanely, and that octopus aquaculture would create environmental harms such as waste runoff, pressure on wild fish stocks, and ecosystem disruption. No votes were taken during the hearing; the bills were heard and testimony was received.
MN
Minnesota 2025-2026 Regular Session
Minnesota Gov. Tim Walz delivers State of the State address 4/28/26
Minnesota House Floor Meeting
Transcript Highlights:
- The bad news is they released him without any cash, any ID, or any way to get home.
- Then he realized it is very difficult to get home on Greyhound from South Texas.
- The bad news is they released him without any cash, any ID, or any way to get home.
- Then he realized it is very difficult to get home on Greyhound from South Texas.
- On the drive home, Norm wrote online. He said this.
VT
Vermont 2025-2026 Regular Session
Senate Session - 2026-05-21 - 10:00AM
Vermont Senate Floor Meeting
Transcript Highlights:
- This is relevant when an owner goes to finance a mobile home as a home, as the home must be financed
- as a home as the home must be home as a home as the home must be financed<01:17:24.560><c> as</c><01
- </c> ...loan programs available to mobile home parks for infrastructure improvements, within an analysis
- which</c><01:26:28.960><c> is</c> site build home site build home which is site build home site build
- Manufactured homes sold as built home.
HI
Hawaii 2026 Regular Session
House Chamber - Mon Jan 26, 2026, 10:00AM HST - State of the State Address
Hawaii House Floor Meeting
Transcript Highlights:
- Today, Jade has a five-bedroom DHHL home supported by a low-interest loan, and her family has the financial
- </c><00:28:41.200><c> are</c> more than 20,000 additional homes are more than 20,000 additional homes
- </c> including 46,000 affordable homes. including 46,000 affordable homes.
- It's our home. It's a special interest. It's our home. It's our<00:40:05.599><c> water.
- homes permanently.
CA
California 2025-2026 Regular Session
Assembly Select Committee on Youth Mental Health and Treatment Accessibility Dec 2nd, 2025
Transcript Highlights:
- And then in turn, they either pay back their loan or their loans are forgiven through working for one
- They're doing therapeutic interventions at the person's home.
- medical associations, you know, you can sit there and work your loan off.
- Obviously, as a mother, it's home. So... Whether it hits home.
- So I really appreciate this panel, obviously, as a mother, it's home. So. Whether it hits home.
Summary:
The hearing focused on youth mental health and treatment access in California, with opening remarks emphasizing that youth distress, self-harm-related emergency visits, and difficulty obtaining care remain elevated, while workforce shortages and reliance on one-time funding continue to limit access. Assemblymember Lori Davies echoed concerns about unstable funding and said lawmakers need to hear directly from providers and families as they prepare for the budget and legislation. The chair framed the hearing as a chance to hear from county, school, provider, and student perspectives, especially in San Diego County, where needs are high and investments have not always matched demand.
County and school officials described the current system and recent state initiatives, including the Children and Youth Behavioral Health Initiative, school-linked fee schedules, payment reform, and the Behavioral Health Services Act transition. San Diego County Behavioral Health said it serves Medi-Cal youth with specialty mental health needs through a broad continuum of care, including outpatient clinics, school-based services, crisis response, residential treatment, and new crisis and residential facilities. San Diego County Office of Education and San Marcos Unified School District described efforts to expand school-based services and reimbursement through CYBHI, but said implementation is slowed by complex billing rules, insurance-data collection concerns from families, administrative burden, and uncertainty about sustaining staff positions funded by grants or soft money. School counselor testimony highlighted reduced stigma through campus outreach and clubs, but also noted that counselor-to-student ratios remain well above national standards and that budget cuts threaten supports.
Provider testimony stressed that the system remains fragmented and that youth often move between emergency rooms, inpatient care, outpatient therapy, schools, and county programs without smooth handoffs. A child psychiatrist described crisis cases in which the main choices are brief hospitalization or discharge with limited follow-up, and argued for stronger warm handoffs, more outpatient and intensive outpatient options, better school-clinic coordination, and broader use of mobile crisis and 988. Rady Children’s Hospital and Aurora Behavioral Health described large increases in behavioral health demand, expansion of integrated care, and major barriers tied to low reimbursement rates, delayed payments, and administrative complexity. Across the panel, witnesses called for more stable funding, clearer reimbursement rules, better parent education on warning signs, and stronger collaboration among schools, counties, hospitals, and community providers to reduce stigma and improve timely care for youth.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 5 on State Administration Apr 1st, 2025
Transcript Highlights:
- CalVet has a home loan program.
- The home loan program helps veterans purchase market-rate homes and is over a hundred years old.
- We hold them for the entire life of the loan.
- We talked a little bit about it, but the Veterans Home of California, Yountville.
- It's very hit or miss with that home address for that veteran.
Summary:
The Assembly Budget Subcommittee 5 on State Administration held an informational hearing on budget issues for the Department of Veterans Affairs, the Department of Cannabis Control, the Department of Consumer Affairs, the Commission on the Status of Women and Girls, and the California Arts Council. The chair noted there would be no votes. CalVet gave an overview of its programs serving veterans and families, including transition assistance, county veterans service officers, education approvals, housing and homelessness programs, home loans, long-term care homes, and state veterans cemeteries. Members asked about future long-term care needs for aging veterans, staffing and recruitment challenges at veterans homes, and the Yountville steam infrastructure replacement project, for which CalVet sought a $38.8 million reappropriation and said federal reimbursement was expected. CalVet also discussed the role of county veterans service officers in helping veterans file claims and avoid predatory unaccredited representatives.
The Department of Cannabis Control described its regulatory role from seed to sale and requested one position to implement SB 1064’s combined activities license. Members and public witnesses focused heavily on the illicit cannabis market, enforcement staffing, and the impact of taxes and fees on the legal market. DCC said it had roughly 87 enforcement positions with about a 15% vacancy rate and more than 200 compliance staff. Its economist presented the 2024 cannabis market report, which found licensed production and retail quantity were up, but retail value and prices were down, with an estimated 11.4 million pounds of illicit production and about 60% of California consumption still coming from the illicit market. Industry witnesses argued the legal market is in crisis, urged repeal of the scheduled excise tax increase, stronger enforcement against illicit cannabis and hemp-derived intoxicants, and expanded retail access.
The Department of Consumer Affairs briefly presented nine budget proposals, including a $2.6 million ongoing request to maintain a business modernization system for several boards and bureaus. The Commission on the Status of Women and Girls described its work on economic and educational equity, health care, violence prevention, student rights, and archival and outreach projects, and said its budget request would convert limited-term positions to permanent. A member urged the commission to narrow its priorities toward current issues such as affordability, child care, and women’s health. The California Arts Council outlined its role as the state’s only statewide arts funder and requested restoration of $5 million in local assistance; supporters testified that the funding would leverage additional local investment and help sustain arts access, especially in rural communities. The hearing ended after the non-presentation items were noted and no further public comment was offered.
WY
Transcript Highlights:
- It is the home of the mighty Outlaws.
- Uh, it is the home of the childhood. Uh, it is the home of the mighty<02:34:04.080><c> outlaws.
- </c> the agenda, starting with the loan the agenda, starting with the loan programs,<02:42:12.240><c>
- And a grant program rather than loans.
- So give me got the loan and Beta didn't.
Committee:
Joint Appropriations
MN
Minnesota 2025-2026 Regular Session
House/Senate DFL Media Availability 2/27/26
Minnesota House Floor Meeting
Transcript Highlights:
- Meanwhile, a growing number of Minnesotans are behind on credit cards, car notes, and student loans.
- There are cuts to and caps on student loans that are pushing college out of reach.
- that are pushing college out of loans that are pushing college out of reach.<00:03:33.280><c> Health
- Workers staying home, businesses temporarily or permanently closing?
- Workers staying home, businesses months?
MN
Transcript Highlights:
- He had a large loan with a very large national lender, and they were putting the pressure on him.
- He had a large loan with a very large national lender, and they were putting the pressure on him.
- </c> they're also that that person's home. they're also that that person's home.
- </c><00:16:38.400><c> Excuse</c> For students who rely on loans Excuse For students who rely on loans
- Excuse me,<00:16:38.800><c> loans</c><00:16:38.886><c> [clears throat]</c> me, loans [clears throat]
Committee:
Senate Higher Education
KY
Kentucky 2025 Regular Session
Tobacco Settlement Agreement Fund Oversight Committee (5-22-25)
Transcript Highlights:
- I call Williamsburg or Whitley County home.
- </c><00:09:25.519><c> Um</c> Williamsburg or Whitley County home.
- Um Williamsburg or Whitley County home.
- </c> Anyway, Tara is one of our loan finance managers.
- </c> and going forward and and the loan and going forward and and the loan processing<00:37:26.400><c
Summary:
The committee convened for its first meeting, called the roll, elected co-chairs under KRS 248.723, and approved the prior meeting minutes. Representative Michael Pollock was elected House co-chair and Senator Jason Howell was elected Senate co-chair, allowing the meeting to proceed.
The Agricultural Development Board then reported on activity from December 2024 through April 2025. Staff described board and finance corporation funding totals for each month, county council meeting activity, leadership trainings, lender trainings, and outreach events such as Kentucky Proud breakfast, Ag Tag Month, and agriculture education week. The report also highlighted several funded projects: a Whitesburg farmers market project for Cowan Community Action Group, Community Farm Alliance’s work supporting farmers markets and nutrition programs, a Metcalfe County 4-H ham project, Hopkinsville Elevator’s rail expansion, and W and W Veterinary Services’ large-animal facility upgrade.
Members discussed the importance of the tobacco settlement funds and the committee’s stewardship role. Senator Webb urged new members to read House Bill 611 and its history, emphasizing careful use of the limited funds and noting the committee’s statutory mission. Representative King asked about possible federal nutrition policy changes, and staff said Kentucky is already pursuing a “Food as Medicine” initiative and a partnership with the Kentucky Hospital Association. The meeting also recognized interns and announced a June 20, 2025, 25th anniversary event for the Agricultural Development Fund at the Kentucky History Center.
WY
Transcript Highlights:
- A loan was made. Um, the million. A loan was made.
- </c><03:15:59.520><c> off,</c> it a as a we're writing the loan off, it a as a we're writing the loan
- You could forgive the loan.
- You could forgive the loan.
- </c> Original loan would be easier.
Committee:
Joint Appropriations
AZ
Transcript Highlights:
- on your home is off.
- Members, I too live in a no First Amendment home. And I am the Constitution in my home.
- mechanism, and then the loan mechanism is tied to the home through the...
- Bank loans in the current environment for loans like that are short-term and high-interest-rate.
- Bank loans in the current environment for loans like that are short-term and high interest rate.
Bills:
HB2128 , HB2255 , HB2397 , HB2429 , HB2591 , HB2680 , HB2834 , HB2868 , HB2911 , HB2951 , HB2979 , HB2991 , HB2996 , HB2999 , HB4001 , HB4011 , HB4017 , HB4020 , HB4026 , HB4086 , HB4088 , HB2244 , HB2342
Committee:
House Commerce
Keywords:
homeowners associations, condominiums, open meetings, governance, transparency, Arizona Teachers Academy, teacher preparation, education funding, public schools, scholarships, teacher certification, community colleges, HOA, homeowners association, planned community, condominium, CC&Rs, covenants, conditions and restrictions, resale disclosure, association disclosure