Video & Transcript Research : 'premium structure'

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NM

New Mexico 2025 Regular Session

IC - Legislative Health and Human Services Sep 12th, 2025

Legislative Health & Human Services Committee

Transcript Highlights:
  • The way that we structure our work is that we developed a strategic plan with our community partners
  • The way that we structure our work and target our work is through three action networks, which are co-led
  • The workflow is structured intentionally so that the first referral for a mother can remain open early
  • Policy premiums in other states, and New Mexico, I think, is in the top five or top ten in terms of rising
NM

New Mexico 2025 Regular Session

IC - Economic and Rural Development Jul 7th, 2025

Economic & Rural Development & Policy Committee

Transcript Highlights:
  • It's really neat because they have these permanent cover structures, and they have plug-ins where you
  • We offer residential propane and anything from unleaded to premium to diesel.
  • We're looking at increasing response times for our structural fires. Thank you, Madam Chair.
  • can see from June 17th with the South Fork Fire, how many acres, salt, all of that, down to total structures
MN
Transcript Highlights:
  • bill is part of the overall governor's budget, the governor's budget cuts about one-half of the structural
  • cuts about one half of the uh budget um cuts about one half of the 28 28 28 29<00:02:31.400> structural
  • imbalance which is almost 29 structural imbalance which is almost 4<00:02:33.400> billion<00:
  • <01:02:25.960> conflict what I believe is a structural conflict what I believe is a structural
  • trying to solve the budget uh structural trying to solve the budget uh structural deficit<01:31:
Keywords: 919, house, all
Summary: The committee took up House File 2437, the governor’s proposed tax bill, and first adopted the A25-Z42 amendment to put the bill in the desired shape. Commissioner Paul Marquardt of the Department of Revenue then presented the bill as part of Governor Walz and Lieutenant Governor Flanagan’s budget, describing it as a response to budget pressures that would make the tax system more fair and stable while supporting economic development and jobs. Marquardt walked through the bill’s major provisions. These included sustainable aviation fuel policy, repeal of K-12 education credit assignment, elimination of the political contribution refund, expansion of the research and development credit, short-line railroad infrastructure modernization, changes to the state airport fund levy, replacement of attachments and appearances with distribution systems, a narrow personal property tax exception for low-income housing tenants, reduced aquatic invasive species aid, and a 34% reduction in PILT payments. He then focused on the sales tax article, saying it would lower the statewide rate by 0.75% while expanding the base to selected professional services such as accounting, banking, brokerage, and legal services, with business-to-business transactions exempt. He said the proposal would be effective for sales and purchases after September 30, 2025, and estimated a first-year rate-cut impact of about $99 million versus $215 million from the service expansion, while arguing that most households would see a net tax cut. He also noted other changes such as landlord penalty adjustments, a 30% reduction in sustainable aviation fuel incentive payments, repeal of local government cannabis aid, and repeal of the tax filing modernization account. Public testimony began with Kyle Playford of the Financial Planning Association of Minnesota, who strongly opposed the proposed sales tax on professional services, especially financial planning. He argued that financial planning is an essential service for retirement, investment, and long-term financial security, and said the tax would raise costs for consumers, reduce access for middle-class families, small business owners, and retirees, and put Minnesota firms at a competitive disadvantage. The chair then indicated that additional public testimony would continue before member questions.
MN
Transcript Highlights:
  • It's structured in this case as a grant, but it's kind of in that same pot of we'll get to it in the
  • in this case as a grant, it's structured in this case as a grant, but<00:14:21.079> it's<00:14
  • and equity inequities in the form of economic resources, family structure, and health.
  • due to structural and equity inequities<00:41:13.640> in<00:41:13.720> the<00:41:13.800
  • resources, family structure, and health. resources, family structure, and health.
Keywords: 1183, house
TX

Texas 89th Regular

State Affairs (Part I) Apr 14th, 2025

State Affairs

Transcript Highlights:
  • medical charges that subsequently lead to inflated verdicts that we are all paying for in insurance premiums
  • . ...we are all paying for in insurance premiums and enhanced and elevated amounts of actual tort litigation
  • And so that affects all Texans in their insurance premiums, and such that there needs to be a rebalancing
Summary: The Senate Committee on State Affairs heard Senate Bill 3031, which would expand aggravated assault to cover certain road-rage shootings involving a person in or traveling to or from a motor vehicle, when a firearm is discharged and causes injury, property damage, or fear of serious bodily injury. Senator Schwertner laid out the bill for the author, described it as closing a gap in the law, and there was no public testimony; the bill was left pending. The committee then heard Senate Bill 2514, a measure by Chairman Hughes aimed at creating a DPS unit to identify, investigate, and monitor hostile foreign influence operations and to require ethics training for state employees. Supportive invited testimony from Dr. Jacqueline Deal, Ambassador Kelly Curry, and Michael Lucci emphasized threats from the Chinese Communist Party, transnational repression, cyber intrusion, and state-level influence efforts, and argued Texas should take a leading role. Public testimony included opposition from speakers who raised concerns about free speech, privacy, and potential overbreadth. The bill was left pending after testimony closed. Finally, the committee took up Senate Bill 30 as pending business and discussed a committee substitute. Senator Schwertner explained that the substitute would limit admissible medical expense evidence to amounts paid or up to 300% of Medicare, clarify treatment of provider testimony and attorney-referred providers, remove a requirement that plaintiffs use available health insurance to mitigate damages, strike a unanimous-verdict requirement for non-economic damages, and delete a remittitur provision. Senators questioned the impact on sexual assault and child abuse survivors, the use of Medicare as a benchmark, and whether the bill would still allow fair compensation. After discussion, SB 30 was left pending and the committee recessed subject to the call of the chair.
ND

North Dakota 2026 1st Special Session

Advanced Nuclear Energy Committee Apr 22nd, 2026 at 09:30 am

Advanced Nuclear Energy Committee

Transcript Highlights:
  • We love to do the research, but space is at a premium.
  • We love to do the research, but spaces at a premium.
  • planned to be an exterior yard that is climate-controlled in here as well, with those additional structures
Keywords: 908, all
NV

Nevada 2025 Regular Session

Senate Floor Session Jun 2nd, 2025 at 12:00 pm

Nevada Senate Floor Meeting

Transcript Highlights:
  • companies simply cannot afford the risk or cost of doing business in Nevada without updated rate structures
  • companies to work with, while Nevadans are left with fewer choices, less competition, and rapidly rising premiums
  • With only one or two carriers left, consumers may face double or even triple the premiums they're paying
Keywords: 909, all
MN

Minnesota 2025-2026 Regular Session

Lowering the High Cost of Healthcare | Senator Matt Klein May 1st, 2026

Minnesota Senate Floor Meeting

Transcript Highlights:
  • health care market, like a farmer or a small business owner, we've seen the termination of advanced premium
  • health care market, like a farmer or a small business owner, we've seen the termination of advanced premium
Keywords: 918, senate, all
Summary: The discussion focused on healthcare affordability in Minnesota and several related bills the senator said he is advancing this session. He described rising costs for Medicare beneficiaries, individual market purchasers, and hospitals, warning that federal changes to premium tax credits and Medicaid funding would worsen access and financial strain across the state. He said his goal is a comprehensive response to protect access to care, especially for safety-net and rural providers. A major topic was Senate File 3769 on the 340B drug pricing program. The senator said the bill would empower the attorney general to enforce federal 340B requirements after pharmaceutical companies allegedly failed to provide discounted drugs to safety-net hospitals such as Hennepin County Medical Center and North Memorial. He said the measure passed both chambers with bipartisan support, after a nearly two-hour floor debate and significant lobbying by drug კომპანიies, and argued it could have an immediate effect by restoring hospital revenue and lowering medication costs for patients. He also said 340B is part of a broader effort to stabilize HCMC and other struggling hospitals. The senator also discussed Senate File 3859, which would create a Minnesota vaccine advisory council to provide science-based recommendations after he said the federal advisory process had been undermined. He emphasized that the proposal would not require vaccinations, but would help counter misinformation and require insurance coverage for recommended vaccines. In addition, he supported Senate File 3650, a bipartisan bill to ban direct-to-consumer prescription drug advertising, arguing that such ads raise costs and can steer patients away from appropriate medical advice. No additional votes or committee actions were taken in the interview itself beyond the senator’s description of the 340B bill’s passage.
FL

Florida 2026 Regular Session

Children, Families, and Elder Affairs Jan 27th, 2026

Children, Families, and Elder Affairs

Transcript Highlights:
  • medically needy share-of-cost program, which can cost an individual up to almost $3,000 per month in premiums
  • and does not provide the benefit of in-home care. ...dollars per month in premiums and does not provide
Bills: S1002, S1016, S1030, S1594, S1630
Summary: The committee considered several bills affecting children, disability services, aging, recovery residences, and foster youth benefits. SB 1016 codified the working people with disabilities program for Medicaid waiver recipients, with amendments removing automatic enrollment and improving information sharing between agencies; advocates testified that the program helps people with developmental disabilities work while keeping needed care, though they raised implementation and training concerns. The bill was reported favorably. SB 1002, as amended, clarified that evidence of acute or chronic parental drug abuse can constitute harm or neglect in child welfare cases and allow court intervention and treatment requirements; it was also reported favorably. SB 1594 would preserve veterans’ benefits for foster youth for postsecondary education or aftercare rather than using them as reimbursement to the agency, and it passed favorably. SB 1630 modernized aging and long-term care statutes, expanded emergency service authority, updated oversight of area agencies on aging and guardianship, and permanently established the Florida Alzheimer’s Center of Excellence; after two amendments, it was reported favorably. SB 1030, on recovery residences/substance abuse services, was amended with a substitute that narrowed transfer definitions, sped licensure for existing providers adding levels of care, and limited credentialing entities’ access to resident records; members noted it remained a work in progress, but it was reported favorably. The committee also held confirmation hearings. Robert Astellos, nominated as Director of the Agency for Persons with Disabilities, described efforts to reduce the pre-enrollment list, improve transparency and customer service, expand family involvement, and streamline agency processes; multiple advocacy groups appeared in support, and the committee recommended his confirmation. The committee then unanimously recommended confirmation of the appointees on tabs 7 through 10. The meeting concluded with adjournment.
CA
Transcript Highlights:
  • Supported payments to administer outside of the contract structure.
  • However, the single rate structure is a little different. This is the stage we are now in.
  • ... ...is established under the single rate structure are important to have.
  • And where is the balance do you believe in terms of balancing what we know... ...are some structural
  • So we continue to strongly oppose the IHSS cost shift, which undermines the existing fiscal structure
Summary: The Assembly Budget Subcommittee on Human Services held a hearing on the Governor’s May Revision, with no votes taken. The first major topic was child care and early education, where the Department of Social Services and Department of Finance outlined proposed changes to absorb federal Child Care and Development Fund and Proposition 64 revenue reductions, shift some funding between child care programs, end funding for prospective pay implementation now that the federal requirement has been rescinded, adjust the alternative payment administration structure, and fund child care infrastructure grants and a Low-Income Investment Fund contract closeout. The Legislative Analyst’s Office said the budget makes progress on the structural deficit but recommended maintaining the administration’s solution level, making reserve deposits, and avoiding new ongoing commitments; it also raised concerns about shifting reductions to the California Alternative Payment Program and about the proposed administrative-rate change. Committee members strongly criticized the proposed loss of child care slots and said they would oppose eliminating those slots, while also expressing support for child care as essential infrastructure. The committee then reviewed California State Preschool Program proposals. Finance and CDE described reductions to the preschool COLA from 2.41% to 2.01%, removal of prospective pay funding, and increases for the QRIS block grant, audit support, and rate reform implementation. Trailer bill language would codify age-based rate categories, inclusion-rate documentation, family fee collection rules, portability, and excused absences. CDE supported the QRIS increase and some attendance and family-fee changes, but warned that aligning three- and four-year-old rates could reduce support for three-year-olds and that the budget does not fully cover enrollment growth. Members also questioned whether the preschool and child care slot reductions should be reallocated rather than terminated, and the administration said the reductions were intended to reflect current utilization and avoid harm to currently enrolled families. The hearing then moved to CalFresh and nutrition programs. CDSS said the May Revision includes a one-time CalFood augmentation, funding to cover federal SNAP administrative cost-share pressures, and additional staffing and technical assistance to implement HR 1 changes, including the able-bodied adults without dependents time limit and new non-citizen eligibility rules. The department estimated HR 1 could cut CalFresh funding by $2.3 billion to $3.7 billion annually and affect about 500,000 people, with roughly 806,000 adults potentially subject to the time limit and about 34,000 non-citizens expected to lose eligibility once fully implemented. Members pressed for stronger harm mitigation, including a $98 million backfill to protect families from losing food benefits, and raised concerns about county workload and the “chilling effect” on immigrant participation. The final portion of the transcript began the IHSS presentation, noting a revised budget of $33.7 billion total funds and $12.8 billion General Fund, with proposed reductions tied to Medi-Cal asset-limit changes and other federal conformity items.
NM

New Mexico 2025 Regular Session

IC - Revenue Stabilization and Tax Policy Sep 30th, 2025

Revenue Stabilization & Tax Policy Committee

Transcript Highlights:
  • As a result, the taxation of hospitals is much more equitable, regardless of their ownership structure
  • If you're structured under a coinsurance model, your payment is still taxable, while the insurance payment
  • One of the issues embedded in this structure about...
  • Those are regulated by the federal government, and any state law cannot regulate the payment structure
  • There's pay structures, there's other taxes such as income taxes, and there's provider taxes that vary
TX

Texas 89th 2nd C.S.

Human Services Apr 15th, 2025

Human Services

Transcript Highlights:
  • , then I think everyone who has any form of state insurance, if, if, if you're paying for it at a premium
  • The public nature of these entities is not merely my opinion, it's embedded in the statutory structure
  • It was just basic operating structure of an organization. Thank you.
  • This bill aligns with responsibilities to reflect the agency's current organizational structure.
  • When creating new assisted living facilities or seeking to modify an existing structure.
TX

Texas 89th Regular

Human Services Apr 15th, 2025

Human Services

Transcript Highlights:
  • For it at a premium, or you're getting it for free, and you're not eating healthy, you should take their
  • The public nature of these entities is not merely my opinion; it's embedded in the statutory structure
  • It was just basic operating structure of an organization. Thank you. Jennifer Tharp. Yes, ma'am.
  • This bill aligns with responsibilities to reflect the agency's current organizational structure.
  • When creating new assisted living facilities or seeking to modify an existing structure, the applicant
FL

Florida 2026 5th Special Session

FL House Floor Session - 2026-06-02 (10:00AM Session)

Florida House Floor Meeting

Transcript Highlights:
  • So that taxing structure will be decimated.
  • and non-structural measures to protect our communities from flooding.
  • There also is work in structural and non-structural flood protection and helping to support some of the
  • There also is work in structural and non-structural flood protection and helping to support some of the
  • Members, we're going into structured debate on CS for H.J.R. 1F.
Summary: The House took up the special order calendar for a proposed constitutional amendment on property taxes, CS/HJR 1F, which would create a new homestead exemption for non-school taxes, lower the annual assessment cap on non-homestead property, and restrict how counties and municipalities may use ad valorem tax revenue. The sponsor, Rep. Overdorf, said the measure would give homeowners tax relief and argued local governments could adjust spending or use other revenue sources. Opponents repeatedly questioned the ballot language, the lack of a fiscal estimate or backfill, and the potential impact on local services, public safety, and debt obligations. The House adopted the special order report and then debated the resolution and a series of amendments. Several amendments were offered to carve out or protect specific services from the tax changes. Rep. Bartleman’s amendment to protect Children’s Services Councils and Children’s Trusts was supported by members who said those entities fund early learning, mental health, aftercare, and other services for children and working families, but it failed 25-74. Rep. Cross offered an amendment to include water management districts in allowable ad valorem uses, warning of impacts on flood control, water quality, Everglades restoration, and water supply; that amendment also failed. Rep. Eskamani offered an amendment requiring the Legislature to backfill public safety funding if local revenues fall, arguing police and fire services, staffing, and response times would be at risk; it failed 25-71. The chamber then rejected Rep. Woodson’s amendment to require state backfill for senior services, with supporters citing Meals on Wheels, transportation, adult day care, and other local senior programs, and opponents saying the proposal was outside the bill’s scope. Finally, Rep. Gant offered an amendment to protect veteran services, saying local governments fund housing, mental health, transition, and family support programs for veterans; debate emphasized the importance of honoring veterans and avoiding cuts to those services. The transcript cuts off during debate on that amendment, before a final vote is shown.
MN

Minnesota 2025-2026 Regular Session

House Taxes Committee 1/21/25

Taxes

Transcript Highlights:
  • Tax expenditures are structured differently from expenditures of finance or appropriation committees.
  • <00:10:07.560> differently<00:10:07.880> from are structured differently from are structured
  • Williams, Chair Davids, and Representative Harder, our bracket structure and other provisions in our
  • Likewise, our bracket structure—the married joint brackets—are not double what they are for single filers
  • You know, the biggest marriage penalty in our tax code was from the bracket structure, so that credit
Keywords: 1183, house
Summary: The House Tax Committee met for an organizational and orientation session. Members and staff introduced themselves, with several lawmakers noting their districts, business backgrounds, and interest in tax policy. Chair Greg Davids then opened the committee’s first substantive item: a presentation from House Research and House Fiscal staff on how the committee works and on basic tax concepts. House Research staff Sean Williams and Chris Clayman explained their roles in drafting bills and amendments, writing bill summaries, answering legal and policy questions, and modeling tax proposals. They also described the committee’s key documents, including partisan and nonpartisan bill summaries, revenue estimates, fiscal notes, and supporting materials. Their presentation covered core tax concepts such as tax bases, rates, deductions, exemptions, credits, tax revenues, and tax expenditures, emphasizing that tax expenditures function like spending through the tax code and are reviewed by a legislative commission. The staff then reviewed Minnesota’s major taxes, focusing on the individual income tax and business taxation. They explained that Minnesota’s individual income tax starts with federal adjusted gross income, then applies state additions, deductions, subtractions, and credits, and that the state’s income tax brackets and rates are set separately from federal law. They also outlined the difference between corporate franchise taxes for C corporations and individual income tax treatment for pass-through entities, and discussed how the federal SALT cap led Minnesota and other states to adopt pass-through entity taxes so businesses could preserve federal deductibility of state taxes. Members asked questions about a duplicate “marriage penalty” entry on a slide, the purpose of Minnesota’s marriage penalty credit, comparisons with other states, and the timing and effect of the pass-through entity tax; staff answered that the duplicate was a mistake, the credit offsets bracket-related marriage penalties, and the pass-through entity tax was adopted in response to the federal SALT cap.
LA

Louisiana 2026 Regular Session

Senate May 29th, 2026

Louisiana Senate Floor Meeting

Transcript Highlights:
  • enact a new map by then or enacts Senate Bill 121 without any substantial changes to the current structure
Summary: The Senate convened with a quorum, received a prayer and pledge, adopted the journal, and heard messages from the House reporting final passage of several Senate bills and concurrence in SCR 86 and 87. The chamber also observed personal privileges honoring the lives of Edith K. Kirkpatrick and Susan Ann Traylor Bidick, with family members present and a moment of silence held for Bidick. The House later refused concurrence on Senate amendments to HB 42 and HB 159. The Senate then took up a series of resolutions, most of which were adopted without objection. These included studies on energy infrastructure and modernization (SR 174, amended to add an alternative energy industry representative and a consumer advocate), breast pump Medicaid reimbursement (SR 175), digital student IDs (SR 176), lethality assessment protocols in domestic violence cases (SR 177), problem gambling prevention (SR 178), community water system grading (SR 179), condolences for Sharon Courtney (SR 180), and expansion of the Louisiana Tumor Registry (SR 181). The chamber also adopted SCR 85 honoring the Sam Houston High School Broncos baseball team after a recorded vote of 36 yeas and 8 nays. On bills returned from the House, HB 1222 on grocery initiative grants failed on final passage by a vote of 18 yeas and 19 nays. SB 312 had House amendments rejected, SB 348 and SB 485 had House amendments concurred in, and SB 121 on congressional redistricting was the subject of extensive debate over racial gerrymandering, district configuration, and expected litigation before the Senate concurred in the House amendments by 28 yeas and 10 nays. The Senate also concurred in several House concurrent resolutions, including studies or reports on flooded corn and migratory waterfowl, deer hunting with dogs in Kisatchie National Forest, support for a Senator Kennedy letter to the Fish and Wildlife Service, boating safety reporting, and subsurface data review. Finally, HB 944 creating a Women’s Health Consortium within the Department of Health was amended to address funding concerns and convert it into a more task-force-like structure, then passed 37-0 with nine coauthors. The Senate then recessed until 1:30 p.m. to continue work, including conference committee reports.
CO

Colorado 2026 Regular Session

Colorado House 2026 Legislative Day 021 Feb 3rd, 2026

Colorado House Floor Meeting

Transcript Highlights:
  • These outcomes are not surprising when we consider the structure of ICE itself.
  • ,<01:04:42.240> and bills, rising insurance premiums, and bills, rising insurance premiums
  • Re-examining sentencing<01:09:38.719> structure<01:09:39.040> so<01:09:39.199> that<
  • /c><01:09:39.359> lifelong sentencing structure so that lifelong sentencing structure so that
  • And that's how, like, structured and organized some of these criminal rings are.
Keywords: 981, all
WY

Wyoming 2026 Regular Session

Joint Appropriations Committee, April 30, 2026 - PM

Appropriations

Transcript Highlights:
  • opportunities to better structure opportunities to better structure funding<02:19:07.439> and
  • , pillars, strategy, funding, structure, pillars, strategy, funding, structure, and<02:22:53.280>
  • 02:25:10.560> the the structure keeps changing, the the structure keeps changing, the timeline
  • That's a structural issue concern.
  • structural reality built into the law. structural reality built into the law.
Keywords: 916, all
FL

Florida 2026 Regular Session

FL House Floor Session - 2026-06-02 (10:00AM Session)

Florida House Floor Meeting

Transcript Highlights:
  • So that taxing structure will be decimated.
  • They're developing structural and non-structural measures to protect our communities from flooding.
  • They're also... ...non-structural measures to protect our communities from flooding.
  • There also is work in structural and non-structural flood protection and helping to support some of the
  • Members, we're going into structured debate on CS for H.J.R. 1F.
Summary: The House met in special session, opened with prayer and the Pledge of Allegiance, approved the journal, and adopted the special order report setting the day’s calendar. The chamber then took up CS/House Joint Resolution 1F, the Governor’s property tax proposal, which would raise the homestead exemption for non-school taxes, lower the annual assessment cap on non-homestead property from 10% to 5%, and restrict county and municipal ad valorem revenue to public safety and certain other uses. Sponsor Rep. Overdorf said the measure would return money to homeowners and give local governments flexibility, while opponents repeatedly argued the ballot language was misleading and that the proposal could create large local revenue shortfalls, shift costs to other taxpayers, and threaten local services and debt obligations. Members debated a series of amendments aimed at protecting specific programs from the bill’s effects. Rep. Bartleman’s amendment to exempt Children’s Services Councils and Children’s Trusts was defeated 25-74 after supporters said those entities fund child care, mental health, aftercare, and family support, while opponents said local governments could still choose to fund them. Rep. Cross’s amendment to include water management districts in allowable uses of ad valorem taxes was also defeated, despite testimony that the districts are essential for flood control, water supply, Everglades restoration, and drought response. Rep. Eskamani’s amendment to require the Legislature to backfill public safety funding failed 25-71 after debate over whether the proposal could reduce police and fire budgets and response times. The House then rejected Rep. Woodson’s amendment to require state backfill for senior services, with supporters citing Meals on Wheels, transportation, adult day care, and other aging services, and opponents saying the state already funds senior programs. Finally, Rep. Gant’s amendment to protect veteran services was introduced and debated, with members emphasizing housing, mental health, transition assistance, and homelessness concerns for veterans; the transcript cuts off before the vote on that amendment. Throughout the debate, sponsors and supporters of the main resolution maintained that local governments would retain spending discretion and could use other revenue sources, while critics argued the measure lacked clear backfill provisions and could force cuts or tax shifts at the local level.