Video & Transcript : 'banking services' :

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MN

Minnesota 2025-2026 Regular Session

Committee on Agriculture, Veterans, Broadband and Rural Development - 02/19/25

Agriculture, Veterans, Broadband, and Rural Development

Transcript Highlights:
  • food banks that are all a part of the Feeding America network.
  • The Minnesota cluster of food banks includes five food banks that are all part of the Feeding America
  • </c><00:07:56.120><c> so</c> the Minnesota cluster of food banks so the Minnesota cluster of food banks
  • We're a food bank and a food shelf, so at our food bank we're running one of the biggest food shelves
  • 00:13:02.800><c> of</c><00:13:02.880><c> the</c> our food bank we're running one of the our food bank
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Racial Equity, Civil Rights, and Inclusion Mar 31st, 2026

Joint Committee on Racial Equity, Civil Rights, and Inclusion

Transcript Highlights:
  • Additionally, the Department of Career Services also promotes career services resources online at mass.gov
  • Kiami Mahania, Secretary of Health and Human Services.
  • And I don't know if we—I guess the Federal Reserve Bank will be coming out with a study.
  • , the Eastern Bank Foundation, and the Chamber of Commerce.
  • and human services?
Summary: The Joint Committee on Racial Equity, Civil Rights, and Inclusion held a hearing on the impact of federal policy on the racial wealth gap in Massachusetts, with no bills heard. Chairs Bud Williams and Miranda opened by framing the issue as a structural, long-standing disparity affecting Black and brown communities, citing major gaps in wealth, income, housing, and opportunity. Members noted this was the fourth hearing in a series on federal impacts on racial equity, and public written testimony was invited by the posted deadline. Administration witnesses Secretary Lauren Jones, Secretary Kiami Mahania, and Assistant Secretary Juan Vega described how labor, health, and economic development policy intersect with wealth-building. Jones pointed to higher unemployment, wage gaps, and underemployment among Black and Latino workers, and highlighted ESOL, workforce training, MassHire, and skills-based hiring efforts. Mahania argued poverty drives poor health, linking medical debt, Medicaid instability, maternal health, and chronic disease to wealth loss, and said federal changes could worsen both health and wealth gaps. Vega focused on entrepreneurship and procurement, citing disparities in business ownership and revenue, and described state efforts such as small business technical assistance, founder pipelines, place-based grants, and the Business Front Door; members also pressed him on microbusiness definitions, supplier diversity, and whether state programs were reaching firms that had received prior grants. Nicole O’Bean of the Black Economic Council of Massachusetts testified that Black-owned businesses face a hostile environment due to tariffs, DEI rollbacks, immigration enforcement, capital barriers, and federal funding cuts that reduce contracts from education, health care, and nonprofit sectors. She emphasized that certification alone is not enough and called for stronger inclusive procurement outcomes, better data, and more support for microbusinesses. Dr. Melissa Colon and Dr. Fabian Torres-Dal of the Mauricio Gaston Institute testified on Latino wealth gaps, especially low homeownership, high rent burden, limited access to credit, and occupational segregation; they said structural racism, wage gaps, and education inequities are central drivers and urged housing, labor, and education reforms. Committee members repeatedly linked the hearing’s themes to redlining, medical debt, single-parent households, financial literacy, and the need for legislation and state programs to close the gap, but no votes or formal actions were taken.
CA
Transcript Highlights:
  • Food banks are a critical lifeline. California families experience food insecurity.
  • HR1 cuts to CalFresh have placed additional demands on food banks.
  • Specifically, SB 881 extends the farmer-to-food-bank tax credit through 2032.
  • The California Association of Food Banks represents 43 food banks that partner with over 6,000 organizations
  • 15% tax credit for donating California-grown food to food banks.
Summary: The Assembly Revenue and Taxation Committee met as a subcommittee, then later established a quorum and heard several tax-related bills. Chair Gibson reviewed committee procedures, including the suspense file for bills with revenue impacts over $150,000. SB 881 by Sen. McNerney would extend the farmer-to-food-bank tax credit through 2032 and the emergency food for families voluntary tax contribution through 2033; supporters from food banks, agricultural groups, local governments, and climate organizations said it would reduce food waste and help address food insecurity, with no opposition on the record. The bill was moved to suspense. SB 1406 by Sen. McNerney would target the so-called Montana tax loophole used to avoid California vehicle taxes and fees; supporters said it would recover up to $20 million annually and improve enforcement, while an opposition group warned the shell-company language could affect legitimate small businesses and passive owners. That bill was also sent to suspense. SB 1349 by Sen. Gonzalez would direct the Legislative Analyst’s Office to review major state tax expenditures and evaluate whether they are meeting their intended goals. Supporters, including the California Teachers Association, tax reform advocates, school employees, and local governments, argued that California’s roughly $94 billion in annual tax expenditures need more accountability, especially given the state’s budget pressures. The committee approved SB 1349 on a due-pass-as-amended motion to the Assembly Appropriations Committee. The committee also approved two consent items, SB 1436 and SB 1437, on a due-pass motion. Later, SB 1249 by Sen. Richardson proposed a $3,000 tax deduction for seniors ages 86 to 90 through 2032, with supporters from LeadingAge California saying it would help older adults cope with rising costs; the bill was referred to suspense. SB 1151 by Sen. Cervantes would codify infant formula as a food product for sales tax exemption purposes; the author and supporters said it would protect families from uncertainty and preserve tax relief for an essential product. Members discussed the high cost of formula, and the bill passed on a due-pass-as-amended motion to Appropriations. The committee then completed its business and adjourned.
KY

Kentucky 2026 Regular Session

Senate Standing Committee on Banking and Insurance. (2-24-26)

Banking & Insurance

Transcript Highlights:
  • You took just like the bank, and that is incorrect.
  • </c> operations of crypto kiosk services. operations of crypto kiosk services.
  • </c><00:14:29.839><c> and</c> You took took just like the bank and You took took just like the bank and
  • </c><00:21:50.480><c> Uh,</c> family taking us to a local bank.
  • Uh, family taking us to a local bank.
WA

Washington 2025-2026 Regular Session

House Agriculture & Natural Resources Dec 5th, 2025 at 10:30 am

Agriculture & Natural Resources

Transcript Highlights:
  • Your goods and services are going to go directly to a packing house.
  • Economic Services Administration at the Department of Social and Health Services; Karen Mullen, who's
  • Montgomery, who's the Director of the Community Services Division of the Economic Services Administration
  • under the Economic Services Administration within the Department of Social and Health Services.
  • We are a food bank distribution center. I do have a slide.
Summary: The House Agriculture and Natural Resources Committee held a work session on food systems and food security, with no public testimony. The first panel covered household food security and data. Marie Spiker of UW explained how food insecurity is measured, its health impacts, and the importance of reliable data, warning that the federal Census food security data is being terminated and that Washington’s WAFOOD surveys are a useful but non-representative complement. Katie Raines of WSDA described the state’s food systems work, including efforts to build shared data and dashboard monitoring, coordinate across agencies and partners, and strengthen the hunger safety net and local food supply chain. The committee then heard from Tracy Roof of the University of Richmond, who gave a history of SNAP/food stamps as both an anti-hunger program and an agricultural support tied to the farm bill. She described how the program evolved from Depression-era commodity distribution to a permanent federal-state program, how it became countercyclical during recessions, and how state policy changes and outreach increased participation. She also noted SNAP’s economic multiplier effects and said Washington’s enrollment is in the middle of the pack nationally, while future federal changes could reduce eligibility and shift more costs to states. A later panel focused on food security challenges and opportunities across the food system. The Washington Food Policy Forum, through Danny Madrone and Chris Elder, outlined its consensus-based recommendations on food insecurity, climate and water, regional infrastructure, farmland protection, and support for small and mid-sized farms. A joint industry panel from the Farm Bureau, Retail Association, and Food Industry Association emphasized agriculture’s economic scale, rising costs, loss of farms, retail theft, and the importance of local grocery stores and SNAP/WIC partnerships. State agency representatives from DSHS and DOH described current program impacts and risks: DSHS said federal H.R. 1 could require Washington to pay up to 15% of SNAP benefits and tighten eligibility, while DOH highlighted WIC, farmers market nutrition, fruit-and-vegetable incentives, and a new Medicaid waiver project, but warned that unstable funding and the end of SNAP-Ed threaten program continuity. No votes were taken.
WY

Wyoming 2026 Regular Session

House Floor Session-Day 11, February 21, 2026-PM

Wyoming House Floor Meeting

Transcript Highlights:
  • And so, cloud services—what are cloud services?
  • And so cloud services, what services.
  • He said they want to be able to service their barbers who service us.
  • our barbers who service able to service our barbers who service us.<01:36:04.400><c> Thank</c><01:36
  • </c> Banks no to I. Oh, banks no to conflict. Banks no to I. Oh, banks no to conflict.
MN

Minnesota 2025-2026 Regular Session

House Taxes Committee 2/27/25

Taxes

Transcript Highlights:
  • </c> available for essential Public Services available for essential Public Services like<01:08:05.079
  • ecosystems, where we lend and we land bank.
  • ecosystems, where we lend and we land bank.
  • ecosystems, where we lend and we land bank.
  • </c> Bank services and put underutilized Bank services and put underutilized properties<01:35:57.040>
Bills: HF1277 , HF1006
Committee: House Taxes
MN
Transcript Highlights:
  • So I am contractors, food banks.
  • </c> service agency located in Golden Valley. service agency located in Golden Valley.
  • So for example, we've services.
  • </c> to food banks to the people who need it. to food banks to the people who need it.
  • </c> banks and they are stretched too thin. banks and they are stretched too thin.
CA

California 2025-2026 Regular Session

Senate Rules Committee Apr 8th, 2026

Rules

Transcript Highlights:
  • I'm 18 years into state service.
  • The banks won't take their money, the big banks.
  • The banks won't take their money, the big banks.
  • You have to have Wells Fargo Bank or they don't get it, and that's a violation.
  • I did a shortcut through the Department of General Services on the way.
Committee: Senate Rules
Summary: The Senate Rules Committee approved several non-appearing gubernatorial appointments and routine agenda items by 4-0 votes, including Frank Damrow Jr. to the Alcoholic Beverage Control Appeals Board, Michelle Eddger to the Board of Barbering and Cosmetology, and David Galavis to the State Park and Recreation Commission. The committee also approved bill referrals, a rule waiver to allow SB 1447 to be heard after the policy deadline, and floor acknowledgments. The committee then heard the appointment of Clint Kellam as Director of the Department of Cannabis Control. Members focused heavily on cannabis regulation, especially illicit market activity, consumer education, labeling, and youth protection. Kellam said the department’s goal is to shift consumption from illicit to legal sources, not increase use, and described efforts such as the Real California Cannabis website, the required educational pamphlet for new users, inspections, and package review. Senators raised concerns about attractive-to-children packaging, high-dose beverages, and the need for tighter labeling rules; Kellam said the department is open to legislative changes, is working on an AI tool to help licensees review packaging, and uses recalls, citations, and administrative actions when products violate rules. He also described enforcement efforts against illegal cultivation and retail, including the Unified Cannabis Enforcement Task Force and cooperation with local, state, and federal agencies. The committee voted 4-0 to advance the appointment. The committee next heard Jennifer Osborne’s appointment as Director of the Department of Industrial Relations. Osborne described her background in state administration and said she aims to remove barriers, improve systems, and support workplace safety, wage enforcement, workers’ compensation, and apprenticeship programs. Senators asked about PAGA enforcement, Cal/OSHA audit findings, backlogs, staffing shortages, and complaint handling. Osborne said DIR’s role in PAGA is limited, but the department is working on Cal/OSHA policy revisions, training, additional investigation staff, centralized intake, IT modernization, and possible use of outside administrative law judges to reduce delays. She also said the department is addressing vacancy and backlog issues through classification changes and new hiring strategies. Public commenters from employer groups and labor organizations spoke in support, and the committee approved the appointment 4-0 for full Senate confirmation.
TX
Transcript Highlights:
  • It also authorizes the Health and Human Services.
  • Brad Davenport, assistant director with the City of San Antonio Animal Care Services.
  • After that, I moved on to Athens Animal Services.
  • SB 2113 is in service of this provision.
  • I have been representing banks, lenders, and factoring companies for almost 30 years now.
TX

Texas 89th Regular

Criminal Jurisprudence Apr 3rd, 2025

Criminal Jurisprudence

Transcript Highlights:
  • a bank or a.
  • Which banks are open on Saturday, what bank has, you know, a good position where they can watch from
  • They backed into a parking spot because they usually want to face the bank.
  • So law enforcement, usually, as he said, they are staking out the bank.
  • I have data showing just from one bank how often these crimes are occurring.
MO

Missouri 2026 Regular Session

Utilities Jan 28th, 2026 at 08:00 am

Utilities

Transcript Highlights:
  • calling, because it was the bank spoof number calling them that they recognized.
  • of years at regional meetings and in meetings with banks.
  • the customer thinks about the bank and hurts its potential customer base.
  • But this is an area that definitely affects all of our ability to service telecommunications.
  • Well, the fiber line provides a lot more critical services than copper does.
Committee: House Utilities
Summary: The Utilities Committee first met in executive session and voted House Bill 2397 and House Bill 2000 do pass, each by 19 ayes and 1 no. HB 2397 would let water district boards lower the threshold to dissolve a district from two-thirds to four-sevenths if they choose, while HB 2000 would allow certain notices to be sent by first-class mail instead of certified or registered mail. The committee then moved into public hearing on four related bills on robocalls and caller ID spoofing: HB 2147, 2472, 2546, and 2658. Sponsors said the robocall bills would expand Missouri’s no-call protections to business lines, close loopholes for appointment setters and donation solicitations, require use of the reassigned numbers database, and create anti-spoofing rules using STIR/SHAKEN authentication. They also described civil remedies for caller ID spoofing, with one bill adding criminal penalties for fraudulent spoofing. Committee members asked about enforcement, whether the bills could affect prank calls or political/fundraising texts, and how the rules would interact with federal law and phone carriers. Witnesses from T-Mobile, Verizon, and AT&T said they support the goal of stopping illegal calls but warned against conflicting state laws and urged coordination with federal rules. Bank and business groups supported the bills, citing fraud, wasted staff time, and consumer harm, while committee members and sponsors discussed possible substitute language. The committee then heard HB 2383, which would add wireline communication facilities to Missouri’s critical infrastructure protections and strengthen penalties for copper theft and related damage. The sponsor and utility witnesses said copper theft and related vandalism are causing major service disruptions, public safety risks, and high costs, especially for telecommunications, broadband, electric cooperatives, water utilities, and municipalities. They said the bill would give prosecutors more tools, better define unauthorized possession of copper and related materials, and deter theft that can interrupt 911 service and other essential systems. Members asked about the penalty thresholds, liability for possession, and how the bill would apply to abandoned wiring or people cleaning up debris, but the bill received broad support from industry and municipal witnesses and no opposition testimony.
MN

Minnesota 2025-2026 Regular Session

House Capital Investment Committee 2/13/25

Capital Investment

Transcript Highlights:
  • We do this through a number of bank service areas within the state of Minnesota, so there's regional
  • the</c><00:40:14.640><c> state</c><00:40:14.839><c> of</c> Bank service areas within the state of Bank
  • the</c><00:40:28.599><c> state</c> of our Bank service areas in the state of our Bank service areas
  • </c><00:40:41.040><c> service</c> credits from a different bank service credits from a different bank
  • </c> across the state and within each Bank across the state and within each Bank service area<00:40:54.200
WA
Transcript Highlights:
  • Banke. Banky. Branky. Braun. Chapman. Christian.
  • On page 11, line 31, after credit, strike banked or. Senator Wagner. Mr.
  • It doesn't do the public any good to have them banked, Mr.
  • Public any good to have them banked, Mr.
  • President, and that's why we have the higher rate on the banked credits.
Summary: The Senate opened with a moment of silence for Senator Chris Gildon’s wife, Autumn, who had died earlier that day. Members then took up several bills on final passage, moving most of them directly from second to third reading by unanimous consent. Substitute House Bill 2020, dealing with payment card processing activities, was described as resolving a long-running dispute with the Department of Revenue by setting a 3.1% B&O tax rate and allowing certain deductions; it passed 47-0. House Bill 2039, which delays expansion of child support pass-through from 2026 to 2029, drew some opposition over reducing support to custodial parents but passed 25-22. House Bill 2040, delaying elimination of recoveries from the aged, blind, and disabled assistance program from 2025 to 2028, also passed 25-22 after similar debate about protecting vulnerable recipients. Substitute House Bill 2051, concerning payment to acute care hospitals for difficult-to-discharge patients, passed 27-20 after several proposed amendments were withdrawn. Engrossed Substitute House Bill 2061, imposing a 10% concession fee on duty-free sales to fund tourism promotion and sustainable aviation fuel, passed 27-20 despite Republican concerns it was a tax increase that would be passed on to consumers. Substitute House Bill 2077, which creates taxes on certain zero-emission vehicle credit transactions, defeated an amendment that would have removed the tax on banked credits; supporters framed it as encouraging use of credits and clean transportation investment, while opponents called it a targeted “Tesla tax.” It passed 28-19. The Senate then returned to Engrossed Substitute House Bill 1293, a litter and plastic bag policy bill. After the House refused to concur in Senate amendments, the Senate receded, adopted a striking amendment, and passed the bill 27-20. The chamber then adjourned until April 27, 2025.
WA

Washington 2025-2026 Regular Session

Senate Environment, Energy & Technology Feb 20th, 2026 at 10:30 am

Environment, Energy & Technology

Transcript Highlights:
  • or affordability of electricity service to other ratepayers.
  • The bill requires a data center that seeks electricity service or is already receiving service to agree
  • There are three amendments offered by Senator Banke.
  • Senator Banke. Thank you, Madam Chair.
  • Senator Banke. Thank you, Madam Chair.
Bills: HB2338 , HB2367 , HB2426 , HB2606
LA

Louisiana 2026 Regular Session

House and Governmental Affairs Apr 14th, 2026

House and Governmental Affairs

Transcript Highlights:
  • But there's going to be a paper trail through the bank accounts and credit card statements.
  • So, I mean, how are we going to locate them whenever it's by out-of-service cell phone number?
  • Customer service call to someone. Sometimes they'll say, “This call may be recorded.”
  • Well, you know, can I see your bank statements? And you see where all of this money is leaving.
  • We appreciate your service to our community.
Summary: The House and Governmental Affairs Committee met on April 14 with a quorum and heard several recommitted public-records and government-transparency bills, along with one local audit bill and one campaign-solicitation bill. HB 55 by Rep. Villio would prohibit intentional public disclosure of juror identifying information and create a public records exception; after adopting technical amendments, the committee reported it favorably as amended. HB 608 by Rep. Chassion would make documents tied to intercollegiate athletics revenue-sharing programs confidential; supporters said it protects student-athletes and institutional competitiveness, while the Louisiana Press Association argued it would shield public money and reduce transparency. The bill was reported favorably after a roll call vote of 9-3. HB 1045 by Rep. LaCombe would raise the audit threshold for certain local auditees in a limited parish-specific application, with an amendment tying annual audits to entities in Pointe Coupee Parish above a revised revenue level and indexing the threshold to CPI. Committee members and local-government groups said the change would reduce unnecessary audit costs for small water and special districts while preserving oversight; it was reported favorably as amended. HB 1035 by Rep. Beham would add penalties for exploitative campaign fundraising aimed at elderly people; supporters described scam-like tactics and recurring withdrawals, while some members questioned how it would be enforced and whether existing fraud laws already covered the conduct. The committee ultimately reported the bill favorably by a 7-5 vote. HB 1049 by Rep. Owen would tighten open-meetings requirements by improving notice posting, minutes, and training expectations for those presiding over public bodies. Supporters said it would help volunteers and small boards comply with the law, while the Police Jury Association raised cost and staffing concerns for thousands of local entities; the bill was reported favorably. HB 1177 by Rep. Zerang would create a public-records exemption for personal information related to hunting and fishing lottery licenses, prompted by concerns that lottery winners could be harassed by animal-rights activists; it was reported favorably. At the end of the meeting, two other bills were deferred at the sponsors’ request, and the committee adjourned.
WV
Transcript Highlights:
  • The first section directs the Department of Human Services to pay licensed child care program subsidy
  • This rule would provide regulation of mortgage lenders, brokers, and other services.
  • This rule would provide regulation of mortgage lenders, brokers, and other services.
  • only to counties that have an excess levy or fee dedicated to EMS services.
  • EMS service is hurting greatly throughout the state, and this goes a long way.
Summary: The Senate Finance Committee met with a quorum present, approved the prior meeting minutes, and then considered a series of House bills and committee substitutes. House Bill 5438, dealing with changes to Step 7 of the school aid formula and allowable uses of certain education allocations, was amended to adopt the Education Committee’s changes and then reported to the full Senate. House Bill 4087 creating the West Virginia-Ireland Education Alliance was also reported, as was House Bill 4191, which expands child care tax credit eligibility for employer-sponsored facilities and changes subsidy payments from attendance-based to enrollment-based reimbursement; senators emphasized its workforce and economic development benefits. House Bill 5074, which reallocates medical cannabis fund balances and future revenues, was amended to increase the Child Protective Commission pilot funding from $3 million to $5 million and remove proposed ibogaine research funding for Marshall and WVU before being reported. House Bill 5353, regulating virtual currency kiosks and money transmission licensure, and House Bill 5527, creating licensure and oversight for wellness reimbursement program administrators, both received strike-and-insert amendments and were reported. House Bill 5687, which phases down the metallurgical coal severance tax and adds a temporary oil and gas tax reduction with county/municipal revenue adjustments, was amended and reported. House Bill 4418, creating an electronic system for municipal business and occupation tax filing and collection with a 1% administrative fee and a participation threshold, was also reported. The committee then took up House Bill 4245, the Revenue Rules Bundle, which bundles 26 legislative rules from the Department of Revenue and related agencies. The bundle included alcohol, banking, insurance, racing, and tax rules, with several sunset extensions and repeals of outdated rules; the committee adopted a strike-and-insert amendment affecting a lottery consumer protection rule and a pre-need cemetery company rule, then reported the bill. House Bill 5168, providing a $12 million lottery-funded stream for emergency medical services, was amended to clarify the uses of the funds, rename one fund, require a 30% county match for mental health treatment spending, and create two additional county-based EMS funds; senators described it as a needed permanent funding source for EMS, and it was reported. Throughout the meeting, members generally supported the measures, with some discussion on technical details, funding allocations, and the impact of the bills on local services and workforce needs. At the end of the meeting, the chair announced that Senate House Bills 4004, 4006, and 4009 would not be taken up that day, and the committee adjourned.
MN

Minnesota 2025-2026 Regular Session

House Children and Families Finance and Policy Committee 4/8/25

Children and Families Finance and Policy

Transcript Highlights:
  • </c> the highest level of service possible. the highest level of service possible.
  • </c><01:14:46.080><c> Social</c><01:14:46.320><c> Services</c> County Human Service Social Services County
  • Human Service Social Services Administrators<01:14:47.360><c> or</c><01:14:47.560><c> MAXA.
  • </c> for food shelves and food banks. for food shelves and food banks.
  • </c> not enough food in the food bank. not enough food in the food bank.
Bills: HF2436
ID

Idaho 2026 Regular Session

Mar 2nd, 2026

State Affairs

Transcript Highlights:
  • But when I worked on this bill two years ago, I did negotiate with the banks...
  • I don't have an answer to how many commercial banks have a class one vault.
  • But when I worked on this bill two years ago, I did negotiate with the banks...
  • I did negotiate with the banks and had that language added to the bill.
  • No one can be denied services because they choose to use physical ID instead.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, February 11, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • </c> America including American Service America including American Service members<00:06:46.840><c> who
  • </c> nonpartisan American Foreign Service nonpartisan American Foreign Service Association<00:09:49.279
  • </c><00:10:38.079><c> Randall</c> more than 24 years of service Randall more than 24 years of service
  • </c><00:10:58.839><c> to</c> provide medical and dental services to provide medical and dental services
  • </c><02:31:35.920><c> to</c> Bill to make it easier for banks to Bill to make it easier for banks to
Bills: HR125 , HCR11 , HR122