Transcript Highlights:

• The Office of Insurance Regulation, however, handles certificates of authority.
• One of the biggest, though, is how it's regulated.
• We regulate the surplus lines carriers, or some other state does, in a way that regulates their financial
• It's not necessarily regulated.
• But there is solvency and other regulations in place at an international level.

Committee: Senate Banking and Insurance

Summary: The Senate Committee on Banking and Insurance convened with a quorum present, and Commissioner Michael Yaworsky of the Office of Insurance Regulation delivered a broad update on Florida’s property insurance market. He outlined the division of responsibilities between OIR and the Department of Financial Services, then reported market indicators including 7.61 million residential policies in force, an average premium of $2,755, 1.5 million Citizens takeout approvals, and recent negative trends in homeowners rate requests. He credited recent legislative reforms, especially tort reform and the Insurer Accountability Act, with improving market stability, increasing competition, and allowing the office to conduct more examinations and investigations, recover consumer restitution, and fine insurers for misconduct tied to recent hurricanes. Yaworsky emphasized that Citizens Property Insurance has been rapidly depopulating from its 2022 peak and may fall below 300,000 policies, while cautioning that over-depopulation could create residual-market risks and assessments if a major storm hits. He also discussed the distinction between admitted and surplus lines markets, the role of reinsurance in Florida pricing, and the effect of inflation on total insured values and premiums. He said Florida has seen comparatively modest property rate increases relative to other states and noted that recent hurricanes did not produce the kind of rate spikes seen in prior years, which he attributed to a more stable market and reduced fraud and litigation pressure. In response to a question from Senator Martin, Yaworsky explained that California’s wildfire crisis and regulatory structure are not a direct one-to-one comparison for Florida, but that California’s market problems can affect global reinsurance capacity and serve as a cautionary example of regulatory missteps. He also highlighted a recent Progressive auto insurance excess-profits refund of about $1 billion to policyholders, discussed possible federal changes to the National Flood Insurance Program, and urged greater home resiliency and code-plus adoption. The commissioner closed by calling for clearer consumer disclosures and responsible oversight of AI use in insurance filings. No bills were considered and no votes were taken; Senator Hooper moved to adjourn, and the committee adjourned without objection.

Transcript Highlights:

• </c><00:09:16.640><c> of</c> court supremacy over the regulation of court supremacy over the regulation
• </c> agency rules, regulations, and policies. agency rules, regulations, and policies.
• And so putting the regulation regulating the sale, purchase, ownership, use, possession, transportation
• And so putting the regulation<00:14:32.720><c> regulating</c><00:14:33.199><c> the</c><00:14:33.360><
• c> sale,</c> regulation regulating the sale, regulation regulating the sale, purchase,<00:14:34.240><

Summary: The continued conference on House Bill 609 focused on reconciling House and Senate drafts dealing with firearms and other personal defense tools, local government preemption, and agency rulemaking. Representative Leyon walked through amendment 21107H, explaining that it narrows undefined terms, clarifies that the General Court has supremacy over local regulation, allows damages actions for violations of preemption law, and adds language limiting agency rules unless specifically authorized by statute. She also described a three-year sunset and a delayed effective date for new rules so existing rules could continue temporarily while the legislature considers any needed statutory carveouts. Members then debated the practical effect of the language, especially whether it would bar agencies from adopting internal employment rules or instead require those rules to come through JCAR and be tied to express statutory authority. Several examples were discussed, including state plow drivers, corrections employees, and other workers who may need to carry personal defense tools in the field. The committee also discussed a provision making a plaintiff a prevailing party if a municipality changes a challenged policy after suit is filed, and a clause stating that good faith or advice of counsel is not a defense, though it may be considered in mitigation. The discussion narrowed to the difference between the House approach, which some members read as an absolute prohibition on agency rules in these areas, and the Senate approach, which some members said would allow rules only when an agency can point to express enabling authority and JCAR can review them. Members agreed that the goal was to prevent agencies from adopting rules that conflict with the statute while still allowing legitimate safety-related regulations where the legislature has authorized them. The conference took a recess and later resumed with the chair stating the parties had reached an agreement in principle based on the latest Senate language, and Representative Leyon was asked to continue reviewing the draft line by line for remaining concerns.

Transcript Highlights:

• OSHA currently lacks the regulations to protect against the hazard that took her life.
• Second, we must remove the red tape of outdated laws and regulations.
• High fees, outdated and unnecessary regulations continue to limit access.
• In addition to that, reducing some of the overburdensome regulations.
• What regulations make medical cannabis licensing a losing proposition?

Committee: Joint Joint Committee on Cannabis Policy

Summary: The Joint Committee on Cannabis Policy held its first hearing of the 194th session to take public testimony on 21 cannabis-related bills. Chairs Donahue and Gómez outlined hearing procedures and noted that written testimony would also be accepted. Much of the hearing focused on the Cannabis Control Commission (CCC), with Senator Mike Moore urging support for S. 90 to create an inspector general unit within the CCC. He argued the commission has suffered from dysfunction, workplace harassment allegations, delayed governance reforms, missed fee collections, and high legal costs, and said stronger legislative oversight is needed. Committee members largely agreed the CCC needs reform, though some expressed hope that new leadership would improve operations. A major theme was market structure and business viability. Representative Tyler testified for H. 183 to raise adult-use purchase limits from one ounce to two ounces, saying the change would reduce confusion and help retailers compete with neighboring states. Senator Payano supported S. 100, which would require a study of cannabis supply and demand to guide cultivation licensing, warning that oversupply is driving down prices and threatening cultivators. The Massachusetts Cannabis Coalition, represented by Ryan Dominguez, backed a package of bills aimed at increasing revenue, reducing regulatory burdens, attracting investment, and stabilizing the market, including higher purchase limits, simpler badge and testing rules, and a phased increase in the retail license cap. Attorneys Kevin Conroy and Mike Ross also supported raising the cap, arguing that the industry lacks capital and that more investment and exit opportunities are needed for provisional and distressed licensees. The most contentious issue was whether to raise the retail license cap from three to six. Supporters, including several business owners and industry advocates such as Peyton Shubrick, Tito Jackson, Armani White, Sean Burt, and others, said the current cap traps owners in declining businesses, prevents exits, and limits access to capital. They argued that many social equity and economic empowerment operators are struggling, that oversupply has pushed prices down, and that allowing more ownership could help businesses scale or sell. Opponents, including Senator Liz Miranda and several social equity operators, warned that lifting the cap now would let larger operators and multi-state companies dominate the market and harm equity-owned businesses. Miranda’s S. 88 would instead strengthen enforcement of ownership limits through audits, whistleblower protections, an anonymous tip line, and greater transparency. Another major topic was worker and consumer safety: Laura Bruno, Danny Carson, Al Vega, and others supported H. 194 after the death of Lorna McMurray, arguing for a CCC workplace and consumer safety department, better ventilation and PPE standards, stronger testing oversight, and retaliation protections for workers. The hearing ended without votes, with members thanking testifiers and indicating the committee would continue reviewing the bills.

Transcript Highlights:

• Will this bill not allow cities to, one, regulate the noise aspect of it, as well... ...to regulate the
• So the bill raises serious concerns in two areas: state land governance and biosolids regulation.
• And as far as looking at whether or not it's regulated, fertilizer is regulated.
• Class AA material will be treated as fertilizer and regulated as such.
• So it's actually... ...in a better form to be regulated and under the BMP program.

Summary: The Committee on Fiscal Policy heard and approved two bills. First, it took up CS for SB 290, an agriculture and consumer services bill, and adopted a strike-all amendment that covered a wide range of issues: density limits for certain small municipalities, a delay in biosolids rule changes from July 1, 2026 to July 1, 2028, higher insurance and penalty requirements for fumigation businesses, longer payment timeframes for contractors to pay subcontractors and suppliers, restrictions on county agritourism permitting ordinances, and renaming the Bonifay Forestry Station. Senators raised concerns about the contractor penalty increase, local government preemption, and the biosolids provisions. Audubon Florida testified in opposition to the state lands and biosolids sections, while several industry and agriculture groups waved in support. The committee then voted the bill favorably, with Senator Bracey Davis voting no. The committee next heard SB 320 on administrative efficiency in public schools. The bill would reduce district-level requirements in areas such as assessments, personnel, facilities, and budgeting; expand teacher apprenticeship and multi-year contracts; streamline salary supplements and testing calendars; give districts more flexibility with Title I and capital funds; update facility planning rules; and shift oversight of district-run VPK programs. Supporters from several school districts and education groups waved in favor. Senators generally supported the goal of reducing administrative burdens, though one question was raised about remedies if charter schools fail to respond directly to Department of Education inquiries. The sponsor said the bill is intended to create a more direct reporting path and reduce unnecessary layers of regulation. SB 320 was reported favorably, and the committee then adjourned.

Transcript Highlights:

• Regulated, one that's fully licensed and regulated, and one that's under private association.
• It's rules and regulations in Chapter 210 of statute.
• Lack of regulation and self-regulation has a very long and troubled history, like a lack of regulation
• and self-regulation of youth residential facilities.
• This is self-regulation. Accusations of child abuse should not be self-regulated.

Summary: The committee continued a public hearing on House Bill 2897, which would expand optometrists’ scope of practice. Supporters, including Dr. Kelly Deering, said optometrists are trained to perform the listed office-based procedures, that rural Missouri lacks access to ophthalmologists, and that the bill would reduce wait times, travel burdens, and costs while helping retain students and practitioners in the state. Opponents, including representatives of the Missouri Association of Osteopathic Physicians and Surgeons, argued the bill does not guarantee rural access and said the procedures should remain within the medical/surgical training of physicians. Members also questioned training on live human eyes and how suspicious lesions would be handled. No vote was taken, and the hearing on HB 2897 was closed. The committee then heard House Bill 2353, which would create a licensing and sign-and-seal framework for interior designers and move oversight to the board that includes architects, engineers, land surveyors, and landscape architects. Sponsor Rep. Sherri Gallick and supporters said the bill modernizes regulation, recognizes accredited education and NCIDQ testing, and would let licensed interior designers take responsibility for non-structural interior design work without hiring an architect to stamp plans. Opponents from the Missouri Society of Professional Engineers and others said they were still negotiating but remained concerned about scope-of-practice language, especially phrases like “all interior design of buildings” and “publicly occupied buildings,” which they said could create overlap with architecture and engineering or unintended obligations for public entities. Testimony also focused on whether unlicensed interior designers would still be allowed to work under carve-outs. No final action was taken. Finally, the committee heard House Bill 2241, which would create a separate framework for certain faith-based residential child care facilities to operate without a state license while registering with the state and meeting background-check, reporting, and oversight requirements. Sponsor Rep. Jamie Gregg and MACA representatives said the bill is intended to expand foster placement capacity for children in need while preserving the religious mission of Christian homes, and they cited federal and state initiatives encouraging partnerships with faith-based providers. Opponents argued the bill would create a two-tier system, weaken state licensing protections, and risk placing vulnerable children in facilities without the same direct oversight, inspections, and reunification safeguards as licensed foster homes. Members raised concerns about abuse history at some faith-based homes, the role of the proposed board, and whether religious practices or other mission-based rules would conflict with child welfare standards. The hearing continued with additional testimony; no vote was reported.

Transcript Highlights:

• I then completed the draft regulations and submitted them to MDAR's legal division.
• Years overdue, inadequate regulations, inadequate response. There's no excuse for it.
• How much discretion would you have in the regulations to apply sanctions like fines?
• And if not, I’d like that in the revised regulations. I’d like that to be sent up.” “Okay.
• So that's something that we're working on right now as we wait for the regulations.

Committee: Senate Senate Committee on Intergovernmental Affairs

Transcript Highlights:

• So if this stays within PNM, they would be regulated.
• They will have the same regulations overall because it's the PRC regulating, right?
• Chair, I can see that they would be regulated. Mr.
• In terms of the question of regulation, utility is regulated.
• In terms of the question of regulation, utilities are regulated on par with the third parties when both

Committee: House House Energy, Environment & Natural Resources

Transcript Highlights:

• On that date, our catastrophe modeling regulation, our California-only net cost of reinsurance regulation
• , and the complete rate application regulation were completed.
• So under our new regulation, insurance companies are, again, similar to...
• I think it's outdated regulation.
• And we need to regulate, we need to put that in statute and regulation so that they're no longer holding

Summary: The committee first heard AB 597, a bill to strengthen consumer protections for disaster survivors who use public adjusters. The author and the Department of Insurance said the measure would cap public adjuster fees at 15% for claims tied to declared disasters, require clearer contracts, prohibit solicitation during emergency conditions, and allow consumers to rescind contracts that were solicited during prohibited periods. Insurance industry groups supported the bill, while public adjuster representatives opposed it as written but said they were willing to work on revisions. The committee approved the bill and re-referred it to Appropriations; the roll call was ultimately recorded as 16-0. The committee then held its fourth oversight hearing on the Department of Insurance’s Sustainable Insurance Strategy, with Commissioner Ricardo Lara giving an extensive update on wildfire-related market reforms and consumer protections. He said the recent Southern California wildfires had not derailed the strategy and described actions including advance claim payments, a one-year moratorium on residential non-renewals in affected areas, a new fraud strike team, smoke-damage claim guidance, additional living expense protections, and a consumer claims tracker. He reported more than $12.1 billion in claims paid, over 37,000 claims filed, and more than 7,000 survivors assisted directly. He also discussed related bills and reforms, including AB 597, SB 495, SB 547, SB 429, SB 616, AB 888, and AB 2026. Members questioned the commissioner about the Fair Plan’s growing exposure, the $1 billion assessment, rate increases, non-renewals, underinsurance, and whether the reforms would actually stabilize the market. Lara said the assessment was already approved, that policyholders would not be hit with one large bill because insurers have two years to recover costs, and that the department was pushing insurers to use catastrophe modeling and reinsurance tools in exchange for commitments to write more policies in wildfire-distressed areas. He said the department expects to see market stabilization by 2026, though he emphasized the timeline depends on insurer participation, implementation of the new regulations, and future disaster activity. Members generally expressed support for the goals of the strategy while pressing for clearer expectations for consumers and faster action on mitigation and market reform.

Transcript Highlights:

• I'm wondering from a regulation standpoint if you can give us some feedback about existing regulation
• additional barriers. regulation that we put into place.
• But in the regulated market, that's what we're doing.
• On the regulated market.
• Regulate the heck out of us. We can compete if you do your job as regulators.'

Committee: Joint Joint Committee on Ways and Means

Transcript Highlights:

• And so our regulation should match our risk.
• But I think we can't regulate everything.
• We have to focus our regulation on what is most impactful.
• The task force, I can say, recommended a risk-based approach to regulation.
• As mentioned, insurers are regulated by the OIC, and those regulations include the regulatory review

Summary: The Senate Environment, Energy, and Technology Committee held public hearings on two bills. On SB 5609, concerning cultural resource reviews under SEPA, staff explained that the proposed substitute would require cultural resource review for certain categorical exemptions, including infill housing and some GMA-related projects, unless a local government has an approved data-sharing agreement, ordinance, or cultural resources management plan with tribal consultation. Senator Kauffman said the bill is intended to protect tribal cultural sites without stopping development. Supporters, including tribal representatives and some local officials, said early review and consultation can prevent irreversible damage and provide clarity; opponents from business, builders, and county planning groups argued it would add costs, delay housing and permitting, and shift too much authority to state-level review without clear timelines or standards. The committee took public testimony only and then closed the hearing on SB 5609. The committee then heard SB 6284 on high-risk artificial intelligence. Staff described requirements for deployers of high-risk AI systems to maintain risk management policies, conduct impact assessments, notify consumers when AI is used in consequential decisions, and report algorithmic discrimination to the Attorney General, along with disclosures for government agencies and an extension of the AI task force with a workplace subgroup. Senator Elias said the bill is intended to focus regulation on high-risk uses while preserving innovation. Testimony was mixed: consumer and student advocates supported the bill’s transparency and accountability measures, while industry, banking, insurance, hospital, and technology groups raised concerns about definitions, implementation, overlap with existing regulation, and possible effects on innovation or regulated sectors. The committee heard public testimony and then adjourned after closing the hearing on SB 6284.

Transcript Highlights:

• Is TCEQ the regulator of environmental protection, or is it the agency the regulator of convenience for
• the standards for what you regulate and how you regulate are federal.
• But there is confusion at times on what TCEQ can regulate and what we cannot regulate.
• There are certain areas that we just cannot regulate. We cannot regulate the traffic.
• We cannot regulate the siting.

Committee: Senate Nominations

Summary: The Senate Committee on Nominations met with a quorum and first took up pending nominations from an earlier agenda. Members severed Douglas McReecken, nominated to the Texas Tech University System Board of Regents, from the rest of the list and then voted to report the remaining nominees to the full Senate by a 7-0 vote. The committee then voted on the severed nomination itself and reported Douglas McReecken to the full Senate as well, by a 5-2 vote. The committee heard testimony from Brooke Pop, reappointed as chair of the Texas Commission on Environmental Quality, and later from Commissioner Katarina Gonzalez, also of TCEQ. Questions focused on whether TCEQ rules comply with state law, ex parte restrictions, public transparency, concrete batch plant permitting, MUD approvals, water availability, illegal dams, enforcement, and the agency’s role in local environmental disputes. Both nominees said they follow the law as written, described internal legal review of rules, and emphasized transparency, public outreach, and enforcement; Gonzalez said she had already sent back two rules she believed did not comply with legislation. Members also discussed TCEQ’s authority limits and the need for clearer public communication about what the agency can and cannot regulate. The committee also considered Alethea Sullivan, nominated to the Texas Southern University Board of Regents. Questions centered on TSU’s status as an independent institution, the role of HBCUs amid DEI-related legal changes, and student outcomes. Sullivan said she would focus on ensuring taxpayer and student resources produce valuable credentials and noted concerns from her review of graduation and bar passage rates. The committee then heard from Benjamin Barkley, appointed chief executive and public counsel of the Office of Public Utility Counsel. Barkley said OPUC’s main need is additional funding to recruit and retain attorneys and expert witnesses, reduce turnover, and continue representing residential and small commercial consumers in utility rate cases; he said the office was involved in 73 contested cases and saved Texans $2.2 billion in FY 2024. No final action was taken on the later nominees, and the committee recessed with nominations left pending.

Transcript Highlights:

• We've all seen that the federal government will not be taking up AI regulation anytime soon.
• Instead, we've seen an attempt to strip the states of their ability to regulate AI for a decade.
• We can write predictable, agile, evolving regulations and laws.
• But what we try to do with our regulations, when you...
• It can be revised for something that was missed by the regulator.

Committee: Joint Joint Committee on Advanced Information Technology, the Internet and Cybersecurity

Summary: The committee held a hearing on several artificial intelligence bills, opening with remarks about the 9/11 anniversary and then broad statements from the co-chairs about AI’s promise and risks. Chair Farley-Bouvier and Senator Moore emphasized the need for guardrails, transparency, and worker and consumer protections, while Senator Finegold described Senate Bill 37, which would create a framework for AI model training with safety assessments, audits, incident reporting, Attorney General oversight, and workforce reporting. Members also discussed Massachusetts’ position relative to other states and the need for state action in the absence of federal regulation. A large portion of the hearing focused on the Fair Act, House 77 and Senate 35, which would limit workplace surveillance, restrict collection of biometric and location data, require notice and human review for automated employment decisions, and protect workers from retaliation. Labor leaders, including AFL-CIO, AFSCME, AFT, SEIU, building trades, and other worker representatives, testified in support, describing harms from bossware, automated benefits denials, hiring and promotion screening, scheduling, and monitoring in workplaces ranging from health care and education to manufacturing and construction. They argued that AI systems are already affecting wages, benefits, safety, and job security, and that Massachusetts should act now to set clear rules. The committee also heard testimony on House Bill 74, which would require informed consent and clear contract terms for digital replicas of voices and likenesses, with SAG-AFTRA representatives supporting the bill as a protection for performers and creators. Another major topic was Senate Bill 51 on social media algorithm accountability and transparency; child safety advocates, researchers, and a public health expert described harms from engagement-based algorithms, including exposure to harmful content, eating disorders, and youth mental health impacts, and supported independent audits and public reporting. A few industry and civil liberties witnesses supported regulation but urged balance, warning against overly burdensome rules while acknowledging the need for privacy, transparency, and accountability. No votes or final committee actions were taken in the hearing excerpt.

Transcript Highlights:

• So they have to do all the regulations to be able to work with...
• They were removed because they would not comply with regulations.
• Lack of regulation and self-regulation has a very long and troubled history, like a lack of regulation
• and self-regulation of youth residential facilities.
• Um, this is self-regulation. Accusations of child abuse should not be self-regulation.

Summary: The committee first continued the public hearing on House Bill 2897, which would expand optometrists’ authority to perform certain office-based procedures. Supporters, including an optometrist from rural Missouri, argued the bill would improve access to care in counties without resident ophthalmologists, reduce wait times and travel burdens, and better align scope of practice with optometry training. Opponents, including representatives of osteopathic physicians, raised concerns about patient safety, the lack of live-human-eye training in Missouri, and whether the bill would actually direct services to rural areas. The hearing then closed on HB 2897 without a vote. The committee next heard House Bill 2353 on interior designers’ licensure and sign-and-seal authority. The sponsor and supporters said the bill modernizes the profession, moves oversight under the state’s architecture/engineering board, and would let licensed interior designers stamp their own non-structural work after education, testing, and experience requirements. Supporters emphasized workforce retention, consumer savings, and that interior designers are trained in fire/life safety, ADA, and code compliance. Opponents from engineering groups said they were still negotiating language but objected to provisions that could be read to require interior designers for broad categories of buildings or blur boundaries with architecture and engineering; they asked for clearer scope language and continued collaboration. No final action was taken. Finally, the committee heard House Bill 2241, which would create a framework for certain faith-based residential child care facilities to operate outside the standard foster care licensing system under a new oversight board. The sponsor said the bill is intended to address a shortage of foster placements while allowing Christian homes to maintain their religious mission, with background checks, inspections, and reporting still required. Supporters from Christian child care agencies said the bill would preserve religious freedom and expand placement capacity. Opponents, including child advocacy and child abuse prevention groups and several legislators, argued the proposal would create a separate, less accountable system for vulnerable children, weaken state oversight, and risk repeating past abuse scandals; they said existing licensing rules already allow faith-based providers to participate. The discussion was extensive, but no vote was taken in the portion provided.

Transcript Highlights:

• polystyrene by entities that it regulates.
• It is allowing for some of those local foam regulations in Miami-Dade.
• And you're allowing foam regulation in Miami-Dade.
• I presume that you're talking about the statewide regulation that says we cannot have any regulation.
• It's regulated under DACS.

Summary: The Senate convened with prayer, the Pledge of Allegiance, and several introductions, then moved into special order and returning messages. Early floor action included passage of HB 6503 (relief for Mandy Penny Lamon by Sarasota County), HB 1123 (sewer collection systems), HB 211 (farm products), and a joint resolution on ad valorem tax exemption for agricultural tangible personal property, all approved without opposition. Several other measures were temporarily postponed before the chamber recessed and later returned to messages from the House. The Senate then took up a series of House amendments and conference-style motions on major bills. SB 180 on emergency preparedness and response was amended and concurred in after debate over hurricane recovery, local government moratoriums, evacuation timing in the Keys, and property tax and redevelopment provisions; it passed 34-1. CS/HB 1609 on waste incineration and auxiliary containers was heavily debated over plastic and polystyrene preemption, local beach and park regulations, and landfill/incinerator provisions, then passed 26-10. CS/HB 1205 on citizen initiatives was amended to allow volunteers to carry up to 25 petitions without registration/training and passed 28-9. The Senate also refused to concur in a House amendment to SB 234 on offenses against law enforcement, and in SB 116 on veterans, seeking to restore funding for veteran suicide prevention. Later, the chamber approved or advanced several education and health-related bills. CS/HB 1255 on education was amended and passed, with changes to school readiness and other education provisions. CS/HB 875 on educator preparation passed after discussion of cognitive science, classroom management, teacher excellence programs, and the phaseout of the general knowledge test. CS/HB 1105, a large education package, passed after debate over charter school conversions, cell phone restrictions, and other school governance changes. In health care, CS/HB 1427 was introduced as a comprehensive package combining multiple health-related provisions, though the excerpt ends before final action on that bill. Throughout the day, the Senate also concurred or refused to concur in various House amendments on mental health, financial institutions, land development, brownfields, and out-of-network provider legislation, with votes generally recorded and several measures passing on divided but mostly favorable roll calls.

Transcript Highlights:

• My rate regulation branch is completing its own...
• My rate regulation branch is completing its own.
• Let's talk about intervener reform regulations.
• , and as the regulations progressed, we fell off.
• You started the regulations, we looked, and I did qualify, and as the regulations progressed, we fell

Committee: House Insurance

Transcript Highlights:

• Meeting on state administration's hearing to review matters concerning state regulations, land bills,
• In conclusion, Bill S-2112 is not just about compliance or regulation.
• It's not just about rules and regulations.
• We've come a long way within the safety regulations within the city of Boston.
• The additional regulation only assists us with this. It's all about safety.

Committee: Joint Joint Committee on State Administration and Regulatory Oversight

Summary: The joint committee held a public hearing on several bills covering state administration, land/public housing redevelopment, construction safety, memorialization, records management, rural grant equity, and animal research. Testimony in support of H. 3329 described an inequity in the Governor’s Council reimbursement statute, which currently cuts off travel, meals, and lodging reimbursement after four terms; the witnesses argued this disproportionately burdens members from western Massachusetts and creates geographic and economic barriers to service. The Boston Housing Authority supported legislation for the Brighton/Faneuil Gardens area, saying it would allow a mixed-use redevelopment that replaces all existing public housing units one-for-one, adds new affordable housing, creates replacement rehearsal space for displaced musicians, and preserves prevailing wage standards. A major portion of the hearing focused on S. 2112, a construction safety bill. Suffolk Construction, Boston building trade representatives, and local inspectors testified that the measure would strengthen training, site safety standards, oversight of high-risk work, and enforcement, while helping protect workers and the public and improving retention and recruitment of inspectors. Witnesses said the bill would align Massachusetts more closely with higher safety standards in other states and build on lessons from past construction-related incidents. The committee also heard support for S. 2162, which would create a COVID-19 memorial; the witness emphasized the scale of pandemic deaths in Massachusetts and the educational value of public memorials. Other testimony addressed H. 3321, which would modernize records preservation for registers of deeds by reducing reliance on costly microfilm in an increasingly electronic system; the witness said current law is outdated and expensive. H. 3311, aimed at advancing equity for rural communities receiving state grants, drew support from town officials in Leyden and Ashfield, who said small towns lack staff for grant writing and should be evaluated more on need and regional impact, especially for climate and public safety projects. Finally, S. 2117, concerning animal research, was supported by an animal welfare advocate who urged prohibiting state funds for animal experiments and shifting to non-animal research methods. After the hearing concluded, the chairs noted that additional hearings and polling votes would follow, and the committee then adjourned.

Transcript Highlights:

• </c><00:15:10.800><c> are</c><00:15:10.959><c> entities</c> regulate them and those are entities regulate
• </c> regulators solveny regulation regulators solveny regulation toolbox.<00:19:17.600><c> So</c><00:
• All insurance departments use it for the regulation of solvency regulation of insurance companies.
• </c> to comply with all the regulations. to comply with all the regulations.
• You choose your regulator.

Summary: The subcommittee took up the pooled risk management program bill and reviewed a new amendment drafted with input from the Insurance Department and Legislative Services. Department witnesses explained that the proposal would move oversight of pooled risk management programs from the Secretary of State’s office to the Insurance Department, add a licensure requirement, preserve the programs’ non-insurer status, and exempt them from third-party administrator licensure. They also described a series of solvency tools in the draft, including financial reporting, risk-based capital standards, minimum capitalization, investment limits, commissioner examination and enforcement authority, rulemaking authority, merger and affiliate-transaction review, confidentiality protections, and a separability clause. A major theme of the discussion was that pooled risk management programs differ from commercial insurers because the risk remains with the member local governments rather than being backed by a state guarantee fund. Witnesses said the bill is designed to emphasize solvency over return of premium and to give the Insurance Department a regulatory “toolbox” to prevent insolvency, including a proposed $5 million excess or stop-loss coverage benchmark, optional accessible policies, and a requirement that boards vote on dividends or premium returns when capital exceeds 600% of risk-based capital. Members questioned how this approach differed from the original Secretary of State bill and whether assessments on towns would still be possible; the department responded that the new framework would allow more flexible oversight and alternatives to immediate court action. The committee also discussed why the statute should continue to say the programs are not insurers, with the department explaining that this preserves their autonomy and avoids applying unrelated insurance laws and premium taxes. Members asked about the department’s workload and were told the department believed it could absorb the new duties without additional funding. No vote or final committee action was taken in the portion provided.

Transcript Highlights:

• They all wanted to see federal regulation. But absent any federal oversight... ...state regulation.
• So really just trying to tighten up the regulation and protect consumer interests.
• And so is that on the regulated market or the unregulated market?
• So it would be regulated, yes.
• So basically, utilities in New Orleans are regulated by the city council.

Committee: House Commerce, Consumer Protection, and International Affairs

Summary: The House Committee on Commerce met on May 11, 2026, with a quorum present and took up a series of Senate bills, a resolution, and one House bill. The committee reported favorably Senate Bill 79 to recreate Louisiana Economic Development, Senate Concurrent Resolution 5 to establish the Louisiana-Ireland Trade Commission, Senate Bill 375 on firefighting foam with amendments clarifying use in declared emergencies, Senate Bill 398 moving manufactured and modular housing oversight under the Contractors Licensing Board with technical and substantive amendments, Senate Bill 163 on virtual currency business licensing with an amendment providing for federal preemption if Congress enacts a national licensing regime, and Senate Bill 287 on virtual currency kiosks with consumer-protection provisions and technical amendments. The committee also reported favorably House Resolution 197, as amended, urging the Public Service Commission to study distributed energy generation and storage resources with LSU involvement, and Senate Bill 54, which would allow estheticians to blow-dry hair after certain services; that bill drew extensive testimony from supporters and opponents in the cosmetology and aesthetics industries before being reported favorably. Several bills prompted detailed discussion and testimony. On Senate Bill 398, the sponsor and Contractors Licensing Board representatives said the change would improve enforcement and consumer safety for manufactured-home installation, especially tie-downs, leveling, and foundation blocking, while not affecting HUD-regulated construction. On the virtual currency bills, OFI said it currently licenses 37 virtual currency businesses with 33 pending applications, and supporters described the kiosk bill as a response to fraud complaints by requiring clearer disclosures, refund procedures, live customer support, and reporting to OFI. For House Resolution 197, the sponsor, PSC officials, and energy stakeholders said the study would examine the value of distributed energy resources, including rooftop solar and battery storage, in light of rising demand and grid reliability concerns; PSC staff and LSU energy experts described the study as focused on market value and avoided-cost benefits. House Bill 744, which would have shifted regulation of certain New Orleans utilities from the city council to the PSC, generated discussion about constitutional history, rate impacts, and utility consolidation. PSC officials and the sponsor said the current city-council regulation is a constitutional exception dating back to 1921, and they argued that PSC regulation could reduce costs and simplify oversight, but the sponsor ultimately moved to defer the bill rather than force a floor fight, and the committee agreed. The committee then began consideration of Senate Bill 386, the Louisiana Data Privacy Act, adopting technical amendments and then a larger amendment package that revised definitions and compliance provisions; the transcript ends while that bill’s amendment process is still underway, with no final action shown in the excerpt.

Transcript Highlights:

• So if this stays within PNM, they would be regulated.
• So, um... ...regulators in their states. Okay, Mr.
• They will have the same regulations overall because it's PRC regulating, right?
• That these third parties will be regulated to the same level as current regulated utilities under the
• In terms of the question of regulation, utility is regulated on par with the third parties when both

Summary: The committee first handled House Memorial 20, which was revised by committee substitute to broaden a proposed study group from renewable energy infrastructure to energy infrastructure more generally. The substitute added the Department of Indian Affairs and allowed the secretary of EMNRD to invite relevant federal agencies. Members generally supported the change, and the memorial received a do pass on a roll call vote. The main policy debate centered on House Bill 311, the Virtual Power Plant Act. The bill would require utilities and public utilities to develop virtual power plant programs that aggregate distributed energy resources such as batteries, smart thermostats, EV charging, and other devices to provide grid services. Supporters argued it would improve reliability, lower peak demand, and reduce long-term costs, while opponents, especially PNM, warned about feasibility, cybersecurity, third-party aggregator risks, cost recovery limits, and possible rate impacts. Committee members pressed the sponsor and expert on customer participation, third-party regulation, opt-in/opt-out protections, equity for low-income customers, and whether solar-only customers could participate. After extensive discussion, the bill passed 6-5. The committee then heard House Bill 329, which would create the Energy, Affordability, and Grid Reliability Council, a Blue Ribbon-style commission administratively attached to the PRC and funded with a $2 million appropriation. Supporters said it would bring together experts to study affordability, grid reliability, and modernization and produce recommendations for future action. Critics questioned the cost, overlap with the earlier memorial, the governor-appointed structure, and whether another task force was needed. The bill passed 7-4. Finally, the committee heard House Bill 309, which clarifies that energy storage property is valued under the special property tax method used for other electric generation, transmission, and distribution assets. Supporters from the storage and clean power industries said the change would reduce uncertainty and encourage investment. The transcript cuts off before the committee’s final action on HB 309.

Transcript Highlights:

• How are they regulated?
• They're regulated by the Uniform Money Services Act, so that's the state law.
• it's very important that this product be regulated.
• The future of this product, of HESA, is as a regulated product.
• So we're not here trying to exclude ourselves or dodge regulation.

Summary: The committee first heard a work session on cryptocurrency kiosks from the Department of Financial Institutions and Spokane City Councilmember Paul Dillon. DFI described crypto kiosks as licensed money transmission terminals that allow cash purchases of virtual currency, and said the main concern is fraud: scammers often pressure victims, especially older adults, to deposit cash into kiosks and send it to wallets controlled by organized crime. DFI cited a sharp increase in kiosk volume, nationwide fraud complaints and losses, and said Washington currently has licensing and disclosure rules but lacks transaction and fee limits. The department said it is seeking stronger disclosures, a $1,000 daily transaction limit, and a fee cap. Spokane described its unanimous ordinance banning new kiosks and removing existing ones after local scam reports, and members asked about how the machines work, whether the fraud is in the hardware or the transaction, and whether stronger warnings or screening could help. The committee then reviewed home equity sharing agreements, or CHISAs, based on a report by Mariana Amaram and testimony from DFI and industry representatives. The report found that CHISAs provide homeowners a lump sum in exchange for a share of future home value or appreciation, with no monthly payments, but that consumers often struggle to understand the products and settlement calculations. The report said the market has grown quickly in Washington, that costs can be hard to predict, and that early uncapped contracts could produce very high settlement amounts, especially during periods of rising home prices. DFI said it views these products as mortgage loans and is moving forward with rulemaking, including counseling and clearer disclosures, while industry witnesses said the products are equity-based rather than debt-based and asked for tailored regulation. Members discussed the need for better consumer education, clearer payoff schedules, and whether the products should be treated as mortgages or a separate category. The final panel focused on Washington’s space economy, with presentations from Amazon Leo, Blue Origin, Stoke Space, Space Northwest, and Green River College. Speakers highlighted major in-state investments in satellite manufacturing, launch systems, and workforce training, including Amazon Leo’s Redmond and Kirkland facilities, Blue Origin’s Kent headquarters, and Stoke Space’s Kent manufacturing and Moses Lake test site. Space Northwest presented data showing the sector’s growing economic footprint, high-wage jobs, and regional clusters in Kent and Redmond, and urged more workforce programs, incentives, infrastructure support, and a state space commission. The companies emphasized local hiring, apprenticeship and certification programs, and the role of Washington’s aerospace supply chain in supporting the broader space industry. No votes were taken during the transcript excerpt.