Video & Transcript Research : 'liability limits'
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FL
Florida 2025 Regular Session
Rules Mar 19th, 2025
Transcript Highlights:
- Demonstrate collateral liability insurance
- either pay 100% of the claims as they liability
- font color="aaaaaa">County Municipal streets that have a posted speed limit
- font color="aaaaaa">County Municipal streets that have a posted speed limit
- have a posted speed limit of less than 55 miles
CA
California 2025-2026 Regular Session
Assembly Insurance Committee Apr 2nd, 2025
Transcript Highlights:
- Our pool is fully reinsured, so we don't have joint or severable liability for any of the people that
- These efficiencies hinder workforce entry and limit opportunities for economic mobility in the insurance
- These efficiencies hinder workforce entry and limit opportunities for economic mobility in the insurance
- These efficiencies hinder workforce entry and limit opportunities for economic mobility in the insurance
- These efficiencies hinder workforce entry and limit opportunities for economic mobility in the insurance
Summary:
The Assembly Insurance Committee met as a subcommittee and heard several bills focused on insurance transparency, wildfire mitigation, market access, and workforce issues. AB 75 would require insurers to give homeowners 30 days’ notice before collecting aerial images of their property and allow homeowners to review those images; supporters said it would improve privacy and prevent inaccurate non-renewals, while consumer and industry groups both sought amendments. AB 234 would add the Assembly Speaker and Senate President pro Tem, or designees, as non-voting members on the California FAIR Plan governing committee; the Department of Insurance supported it as an oversight measure, while Consumer Federation of California said it was only a small first step toward broader transparency reforms. AB 428 would let water corporations join joint powers authorities for pooled insurance, with supporters citing rising insurance costs for small water systems and no remaining opposition after amendments. AB 943 would streamline producer pre-licensing education by removing the 20-hour per-line requirement while keeping ethics training; industry sponsors said it would reduce barriers to entry, while consumer advocates warned it could lower professional standards. AB 1209 would create a pathway for cannabis employers to secure workers’ compensation coverage and related services through a state-coordinated network; supporters said it would help bring the industry into compliance, while one member raised concerns about creating a special carveout for a federally restricted industry. AB 1 would require periodic review of the state’s Safer from Wildfire regulations every five years, and it drew broad support from the department, insurers, local governments, and industry groups as a way to keep wildfire mitigation incentives current.
The committee also took up a consent calendar including AB 69, AB 487, and AB 570, all of which were sent to Appropriations. The committee approved AB 75 to Privacy and Consumer Protection, AB 234 to the Assembly Floor, AB 428 to Local Government, AB 943 to Appropriations, AB 1209 to Business and Professions, and AB 1 to Appropriations. Most measures passed on strong or unanimous votes after members added coauthor requests and expressed support for the bills’ consumer protection, transparency, or wildfire-related goals.
NH
Transcript Highlights:
- various forms including but not limited various forms including but not limited to<00:43:19.559>
- point is some Builders are limiting point is some Builders are limiting buyer<00:54:57.880>
choices - opportunity to wave in very limited opportunity to wave in very limited circumstances<01:23:08.360
- But I'm fine with any type of amendment that did it to be limiting and the uh did it to be limiting and
- Is that definition limited by the local building code?
NM
Transcript Highlights:
- It preserves full compensation for injured patients while imposing reasonable limits and predictability
- on punitive damages and liability exposure.
- So we'll now go to Committee members, I'm going to propose that because of the time limitations today
- For our guests from the House, just so you know, when they say their time is up, I put a time limit on
- Chairman, releasing liability and removing hospitals from the fund altogether.
AL
Alabama 2026 1st Special Session
Alabama Senate Transportation and Energy Committee Mar 11th, 2026
Transportation and Energy
Transcript Highlights:
- There's a solar farm that's a large one that's been just installed just east of Atmore city limits.
- There's another down in city limits.
- ourselves as a state and particularly I don't want my district to be limited.
- ourselves as a state and particularly I don't want my district to be limited.
- ourselves as a state and particularly I don't want my district to be limited.
Keywords:
SB341, Alabama, veteran license plate, veteran tag, distinctive license tag, specialty plate, radiation exposure, atomic bomb testing, ionizing radiation, World War II veterans, Vietnam veterans, Korean War veterans, Cold War veterans, Desert Storm, Desert Shield, Operation Iraqi Freedom, Operation Enduring Freedom, Operation Inherent Resolve, Department of Veterans Affairs, probate judge
HI
Transcript Highlights:
- To facilitate this hearing in a timely manner, we will be enforcing a one-minute limit on testimony.
- To facilitate this hearing in a timely manner, we will be enforcing a one-minute limit on testimony.
- To facilitate this hearing in a timely manner, we will be enforcing a one-minute limit on testimony.
- <00:12:23.760>
Transparency <00:12:24.399>and may already be limited. - Transparency and may already be limited.
Summary:
The HHS committee met in Room 224 and announced the hearing was being streamed live, with a one-minute limit on testimony. The chair explained that written testimony had already been reviewed and that speakers should either add new comments or stand on their written testimony. The committee first heard SB 2211, an emergency appropriation to the Department of Human Services. Testimony was overwhelmingly in support, including DHS, Aloha United Way, the Hawaii Food Industry Association, the Hawaii Public Health Institute, Catholic Charities, and many individuals. Supporters emphasized the importance of maintaining SNAP-related food assistance and emergency food delivery, while Catholic Charities raised a question about whether the bill’s language would also reach food banks serving food-insecure households that are not on SNAP. No opposition was heard and the bill was moved on without questions from members.
The committee then heard SB 2025, which would exempt actively practicing advanced practice registered nurses from jury duty. Testimony was broadly supportive from nursing and health organizations, including the Hawaii American Nurses Association, the Hawaii affiliate of the College of Nurse Midwives, the Hawaii State Board of Nursing, and others. One witness from Kaiser Permanente requested an amendment to include physician assistants, and a committee member asked the Board of Nursing to review that request. The bill otherwise drew no opposition and no further member questions.
SB 2038, relating to medication labeling, drew the most extended discussion. The measure would change labeling requirements for certain abortion medications, and testimony was split between supporters who framed it as a privacy and access issue and opponents who raised patient safety, ethics, and transparency concerns. The Department of Health supported the intent but requested an amendment to allow quicker access to private information during investigations without a subpoena. The Board of Pharmacy said it supported the written comments but noted operational challenges and possible cost impacts, while Kaiser said compliance would likely require manual workarounds and could slow pharmacy processes. The chair and members questioned whether patients could simply remove labels themselves, but witnesses said there could still be safety and access issues if the patient is not the one receiving the prescription. The committee then moved on to SB 2050, relating to chiropractic, which received support from the Hawaii Board of Chiropractic and the Hawaii State Chiropractic Association, with no substantive opposition noted.
The hearing later turned to SB 201, relating to insurance, which appeared to be a new mandated-benefit measure tied to infertility/IVF coverage. The Hawaii Civil Rights Commission provided comments, while Hawaii Family Forum opposed the bill, arguing it went beyond medical infertility and raised ethical and public policy concerns. Kaiser and the Hawaii Association of Health Plans both asked for a study or audit, saying the measure could create new insurance mandates and increase costs for residents and employers. Private Work Hawaii strongly supported the bill as an equity issue. The committee noted there was no quorum for decision-making and deferred action on the measure to a later hearing, then recessed.
NH
Transcript Highlights:
- Why is the liability any the bathroom. Why is the liability any different? different? different?
- Uh, it's not limited by the statute.
- What's not limited in the statutes.
- would be excluded from the limited would be excluded from the limited access<01:27:04.560>
right - does not limit these things. does not limit these things.
MN
Transcript Highlights:
- or not so representative liability or not so representative Johnson<00:37:11.359>
have <00:37: - He added that renters do not themselves have property tax liability, but they certainly pay into the
- <00:40:49.280>
but <00:40:49.440>they property tax liability but they property tax - exemptions then you have no tax liabil exemptions then you have no tax liabil those<00:42:28.520
- <01:43:49.800>
our we talk about things that limit our we talk about things that limit our
Keywords:
pregnancy support, women's health, maternity homes, nonprofit organizations, grant funding, abortion, family services, tax relief fund, budget surplus, surplus revenue, tax rebate, tax refund, one-time refund, income tax, property tax, constitutional amendment, Minnesota Constitution, general fund, budget reserve, taxpayer relief
NY
New York 2025-2026 Regular Session
New York State Senate Session - 04/20/2026
New York Senate Floor Meeting
Transcript Highlights:
- . >> One of the other major issues is the automobile liability insurance changes that the Governor has
- >> ONE OF THE OTHER MAJOR ISSUES IS THE AUTOMOBILE LIABILITY INSURANCE CHANGES THAT THE GOVERNOR
- THE OF EVEN MY BROTHER USED TO limitations of words to adequately hold on to a legacy, but also about
- LIMITATIONS OF WORDS TO ADEQUATELY HOLD ON TO A LEGACY BUT ALSO ABOUT THEIR TREMENDOUS IMPORTANCE IN
- WILL CLOSE THEIR BUSINESSES, IN ORDER TO AVOID LIABILITY. SO THIS IS A STEP IN THE RIGHT DIRECTION.
Summary:
The Senate opened with routine formalities, approved the journal, welcomed a SkillsUSA student delegation, and then moved into budget and policy business. The chamber accepted a Rules Committee report and took up a supplemental budget extender, Senate Print 9963, which would extend state operations through April 22 and authorize $12.7 billion, including about $5.1 billion in new funding for Medicaid, payroll, and school aid. Senator O’Mara questioned the delay in the budget, the lack of public detail, and unresolved issues such as CLCPA changes, auto insurance, and SEQR reforms; the sponsor said negotiations were ongoing and that school aid would likely build on the executive budget. The extender passed 57-1, with Senator Weik voting no.
The Senate then adopted Senate Resolution 1887, sponsored by Senator Brisport, memorializing the Governor to proclaim April 2026 as Arab American Heritage Month. Senators Brisport, Fahy, Salazar, and Gounardes spoke in support, emphasizing Arab Americans’ cultural, civic, and economic contributions in New York and condemning anti-Arab and anti-Muslim bias. The resolution was adopted by voice vote and opened for co-sponsorship.
The chamber next considered several bills on the calendar, including a bill by Senator Cleare to prohibit state-chartered financial institutions from investing in private correctional facilities. Supporters framed it as a moral response to private prisons and rising federal use of detention facilities, while opponents argued it would overregulate state-chartered banks and affect private investment decisions. The bill passed 36-22. The Senate also passed a bill by Senator Krueger raising the nonprofit lobbying disclosure threshold from $5,000 to $10,000, after debate over transparency and whether the change would reduce oversight; it passed 35-23. Finally, the Senate passed Senator May’s bill on advanced transmission technologies and utility planning, after extensive debate over ratepayer costs, battery storage, and data center growth; supporters said it could lower energy costs through more efficient grid use, while opponents said it would raise rates and duplicate existing studies. The bill passed after being restored to the non-controversial calendar.
HI
Hawaii 2026 Regular Session
LBT, LBT DEFER Public Hearings 02-13-2026
Transcript Highlights:
- 00:09:40.480>
limitations <00:09:40.959>in two limitations or two limitations in two limitations - are two limitations in perfect but those are two limitations in the<00:10:11.920>
bill. - >
employers Liability protection for state employers Liability protection for state employers - Limits the duration of each retirement employment to four years.
- > each<00:32:42.960>
retirement Limits the duration of each retirement Limits the duration
Summary:
The committee first took up SB 2567, a Judiciary package measure concerning temporary restraining orders for threats and harassment tied to a public employee’s official actions. Representatives from the Attorney General’s Office and the Judiciary said they had worked out a compromise to address earlier concerns, including a two-year pilot project, broader coverage for state officers and employees across all branches and counties, a special fund to pay for private counsel in some cases, and authority for Judiciary staff attorneys or Judiciary funds to represent Judiciary personnel. Members asked about coverage for retired judges, funding limits, and whether the measure could be used for workplace disputes; the witnesses said retired judges and per diem judges could be covered if the harassment related to their work, the fund would be limited and subject to available appropriations, and petitions would not be allowed between employees in the same branch. The chair recommended passage with amendments, and the committee adopted the recommendation unanimously.
The committee then heard SB 2448, which creates a civil remedy for the unauthorized disclosure of intimate images under the Uniform Civil Remedies for Unauthorized Disclosure of Intimate Images Act. The bill’s proponent from the Uniform Law Commission explained that a plaintiff would need to show intentional disclosure or threat of disclosure of a private intimate image without consent, and said the privacy question would be fact-specific. Supporters, including the Commission on the Status of Women and Imua Alliance, favored giving survivors civil recourse. Opponents from the Sex Abuse Treatment Center and others warned that the term "private" could invite victim-blaming and broad discovery into a survivor’s past, while still acknowledging the need for some privacy limitation to avoid overbreadth, especially for people who intentionally distribute intimate content online.
Committee members questioned whether the definition of "private" should be tightened. The bill’s proponent said the term should remain because it aligns with the related criminal statute and helps keep the measure focused on classic revenge-porn situations, while still allowing Hawaii-specific changes if needed. The committee did not take final action on SB 2448 in the portion provided, but testimony and discussion centered on balancing survivor protections with concerns about discovery and the scope of liability.
CO
Colorado 2026 Regular Session
Colorado House 2026 Legislative Day 052 Mar 7th, 2026
Colorado House Floor Meeting
Transcript Highlights:
- victim is incapacitated, the lethality assessment does not need to be done immediately and adds in liability
- So, what this does, since we're limiting this down to one vote, this bill aspires to 8-3-107.
- So, what this does, since<04:06:12.160>
we're <04:06:12.319>limiting <04:06:12.720>this - <04:06:12.960>
down <04:06:13.120>to <04:06:13.279>one since we're limiting - this down to one since we're limiting this down to one vote,<04:06:14.800>
this <04:06:15.040><
Summary:
The House opened with the pledge, roll call, and approval of the journal. Members then spent much of the morning on announcements recognizing visiting groups, including the Denver Zoo Conservation Alliance, Catholic Lobby Day participants, Vertical Skills Academy students, the Colorado Optometric Association, the Junior League of Denver, Jack and Jill of America, and advocates for HIV/AIDS harm reduction. Representative Gilchrist also highlighted HIV/AIDS and overdose statistics and urged members to meet with advocates. Representative Velasco announced an absence for Monday and Tuesday.
The chamber adopted House Resolution 1002, honoring District Wildlife Manager Bob Holder for 50 years of service to Colorado wildlife. Supporters described his long career, conservation work, bear education efforts, landowner relationships, and awards, and members gave him a standing recognition. The resolution passed 62-0 with 3 excused.
The House then received committee reports and moved to third reading on several bills. House Bill 1081, concerning electric transmission system optimization, passed 42-20 with 3 excused. House Bill 1228, increasing access to marriage and family therapist licensure, passed 62-0 with 3 excused. House Bill 1120, implementing mobile home taxation task force recommendations and extending redemption protections for mobile home owners, passed 40-2 with 3 excused after debate over its tax policy effects and fairness to seniors and disabled veterans. House Bill 1084, expanding voter transparency requirements for initiated statewide ballot measures, was debated at length with opponents arguing it would burden citizen initiatives and implicate First Amendment rights; the transcript cuts off before a final vote on that bill.
KY
Kentucky 2025 Regular Session
Public Pension Oversight Board (4-28-25)
Transcript Highlights:
- The critical shortage program allows school districts to hire a limited number of retirees into these
- that we call the daily wage limitation that we call the daily<00:57:33.520>
wage <00:57:33.920 - number of retirees to hire a limited number of retirees into<00:58:06.079>
these <00:58:06.319 - Uh and those limitations wage threshold.
- to help address the unfunded liability to help address the unfunded liability of<01:02:56.079>
Keywords:
Meeting Start: 00:00:01
Attendance Roll Call: 00:01:26
Approval of Minutes: 00:02:27
Investment, Cash Flow, and Legislative Update:
Bo Cracraft – Judicial Form Retirement System: 00:03:12
Ryan Barrow – Kentucky Public Pensions Authority: 00:21:52
Beau Barnes – Teachers’ Retirement System: 00:34:31
Adjournment: 01:07:25, 958, all
Summary:
The meeting opened with the Pledge of Allegiance and prayer, followed by a roll call confirming a quorum and approval of the prior minutes. A special guest, Dave Eager, was welcomed before the committee moved to presentations from retirement system officials.
Bo Craycraft, executive director of the Judicial Form Retirement System, gave a quarterly update on investment performance, asset allocation, and cash flow. He said the plans had held up well amid market volatility, with fiscal year-to-date returns above benchmark and long-term returns remaining strong. He explained that the plans are targeted to a 70% equity/30% fixed-income allocation, that some cash is being held for cash-flow management, and that negative cash flow is expected because of funding and contribution levels. He also said Senate Bill 183, dealing with proxy voting and economic analysis for certain votes, was not expected to materially affect the plans because of their small number of holdings and Bear Trust’s long-term investment approach.
Ryan Barrow and Erin Surrod then presented for the Kentucky Pension Authority. They reported positive quarterly performance across the retirement and insurance funds, though results varied by period and remained tied to broader market conditions. They said recent asset-allocation changes had been completed and the funds were now within target ranges. On cash flow, they noted some plans remained negative or near zero, with one plan benefiting from a large appropriation. In the legislative update, they described House Bill 30 as codifying an exclusion from pension-spiking calculations for across-the-board raises, and Senate Bill 10 as increasing retiree health insurance subsidies and changing employee health insurance contribution rules for certain CERS members beginning in 2026. They also said Senate Bill 183 would likely have limited impact, though the agency would review voting policies and incorporate any required economic-analysis procedures.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 3 on Education Finance May 19th, 2026
Transcript Highlights:
- Just on this issue, one final item for the California Student Aid Commission: to limit liabilities and
- risk and lawsuits, it doesn't matter whether you're building a system for... ...and to limit liabilities
- So right now, the Golden State Teacher Grant Program is limited.
- Yeah, I mean, I don't want to necessarily put any kind of limit on what could be the cost drivers.
- Could that nullify school districts' liability protections under Section 47604?
Summary:
The committee first took up the May Revision update on Proposition 98 and the school rainy-day fund. The Department of Finance said the minimum guarantee rises by $6.4 billion over the Governor’s Budget across the three-year window, with lower average daily attendance projections offsetting some of the revenue gains. Finance also described a reduced $3.9 billion settle-up proposal, increased deposits into the Public School System Stabilization Account, and an ending reserve balance of about $10.3 billion. The LAO said the revenue and LCFF adjustments were reasonable, but urged the Legislature to be cautious about delaying settle-up payments and to consider more budget resiliency, including larger cushions or other tools to protect ongoing programs.
Members then questioned the administration and LAO about the size of the settle-up, the rationale for the reserve deposit, declining enrollment, and how lower attendance is creating savings that can be redirected to other school priorities. The LAO said the May Revision’s mix of one-time and ongoing spending was generally reasonable but recommended keeping a strong cushion and considering alternatives such as advance payments or pension-related savings. Questions also focused on how the May Revision’s funding mix affects districts if revenues weaken, and on the treatment of special education, discretionary block grants, and paid family leave costs for LEAs and community colleges.
The committee next heard the community colleges portion of the budget. Finance described a higher SCFF COLA, increased apportionment costs, a student support block grant, deferred maintenance, Common Cloud, Calbright, credit for prior learning, and a one-time adult learner demonstration project. The Chancellor’s Office supported the core investments but asked for more funding for enrollment growth, changes to the SCFF growth formula, and a COLA for Student Equity and Achievement. The LAO recommended funding the statutory COLA increase, noted a $52 million current-year apportionment shortfall not yet included in the May Revision, and suggested the Legislature could instead direct some funds to enrollment growth, categorical COLAs, or one-time uses. Members also clarified how COLA and hold-harmless rules apply to different community college districts.
Finally, the committee reviewed the proposed state implementation of the federal Workforce Pell program. Finance proposed one-time funding for the Student Aid Commission and Cradle to Career data work, plus trailer bill changes to set up state approval of eligible programs. CSAC said the program is promising but highly complex, with new federal rules just released and significant data, regulatory, and systems work still needed; it said the state will not be ready by July 1 and that ongoing funding will likely be necessary. The LAO agreed that implementation will require careful trailer bill language and noted that ongoing administrative costs remain unresolved. Members asked about other states’ approaches and the practical effect on short-term workforce programs in California.
TX
Transcript Highlights:
- In many cases, this is going to limit... images to 150% of a threshold.
- It both limits your medical recovery and it limits your non-economic damages.
- It's not a limitation.
- This bill does not limit their testimony.
- It's not a limitation on testimony. So Jack is just not right about that.
Keywords:
gambling, criminal offenses, penalties, defense, electronic devices, tobacco advertising, youth protection, public health, criminal offense, retailer regulation, e-cigarettes, nicotine products, health, public safety, regulation, advertising restrictions, health and safety, elections, election audit, county elections
FL
Florida 2026 4th Special Session
January 20, 2026 - 09:30 AM
Transcript Highlights:
- One, I believe it's already expressed, removing the one-time limitation.
- The third thing for me is age limit.
- I'm open to a conversation in terms of limiting the sealing of adjudication withholds.
- And other issues like the use of shell companies to reduce liability and Jeff Smith: insurance is not
- There is no clarity or meaningful limits, just fear and intimidation.
NM
New Mexico 2025 Regular Session
IC - Investments and Pensions Oversight Jul 18th, 2025
Investments & Pensions Oversight Committee
Transcript Highlights:
- It's kind of old, it's kind of clunky, and it has limited functionality.
- That's hence the need for those limits around. return-to-work limitations.
- , and there was no period of time in which you were limited to that work.
- Some of it will be offset by the continued growth in our future liabilities as well. Madam Chair.
- the limits on returning to work?
NM
Transcript Highlights:
- President, Senator, this would not change liability at all. Senator Woods, you have the floor.
- . that if the vaccines on the CDC's recommended list result in an injury, there is a shield from liability
- vaccines which are on New Mexico's list but not on the federal list. would not be protected from liability
- We are putting lives at danger and increasing the liability of New Mexicans. I yield, Mr.
- One reason in particular was the liability insurance of that little hospital there in Clayton went from
MN
Minnesota 2025-2026 Regular Session
Working Group on Omnibus Taxes Bill - Part 1 - 05/22/25
Minnesota Senate Floor Meeting
Transcript Highlights:
- And um I think that tax liability.
- small beginning farmers with limited small beginning farmers with limited land<00:26:42.320>
- through the SFIA payment will exceed the landowner's property tax liability.
- a check that exceeds your property tax liability.
- So, I hope that's uh liability.
AL
Transcript Highlights:
- That seeks to impose<00:11:59.279>
civil <00:11:59.600>liability <00:12:00.079>for - c><00:12:00.320>
damages <00:12:00.720>to impose civil liability for damages to impose - But almost every single time there's an eviction, they push it to the limit. They know the date.
- But almost every single time there's an eviction, they push it to the limit. They know the date.
- They're all of the same liability as the accomplice.
NM
New Mexico 2026 Regular Session
House - Appropriations and Finance Jan 14th, 2026 at 08:34 am
House Appropriations & Finance
Transcript Highlights:
- That's limited to one minute, but we will have this since we're going to be breaking into different groups
- We're going to be limiting.
- LFC didn't recommend that amount because of the concern of creating a future liability.
- I was making a few side notes and I just caught the liability aspect of it.
- Reduce payment errors, strengthen compliance, and mitigate future liability.