Video & Transcript : 'liability insurance' :

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ND

North Dakota 2025-2026 Regular Session

House Floor Session Apr 16th, 2025 at 12:30 pm

North Dakota House Floor Meeting

Transcript Highlights:
  • And so in the future, everyone still has health insurance.
  • fully insured.
  • It does not shift liability to product sellers or distributors.
  • in a product liability action for deceit or misrepresentation. liability in a product liability action
  • They're not immune from liability. It doesn't satisfy anything else.
Keywords: 908, all
Summary: The House convened with prayer, roll call, and a quorum present, then took up several procedural motions, including suspending House rules for three legislative days and replacing conference committee members on Senate Bill 2282 and SCR 4007. The chamber also recognized visiting student groups from Grafton/Pleasant Valley and Shiloh School. Later, the House agreed to several conference committee reports and moved a number of measures through final passage or final disposition. House Bill 1428, which would have created a sales tax exemption for clothing sold by thrift stores or nonprofit corporations, drew extensive debate over tax policy, revenue loss, and possible conflicts with streamlined sales tax rules. Supporters argued it would help lower-income shoppers and nonprofit thrift stores, while opponents said it created an unfair advantage and could reduce state and local revenue. The conference report was adopted, but the bill ultimately failed on final vote, 37-54. House Bill 1440, relating to cigar lounges, was amended in conference and then passed 75-17. House Bill 1460, concerning adult foster care for private-pay adults, electronic monitoring, and a legislative study, was also adopted and passed overwhelmingly, 91-1. The House then passed Senate Bill 2224, which revises gaming commission structure and gaming stamp requirements, adds Attorney General enforcement provisions, and includes a $25,000 general fund appropriation, by a vote of 88-0. Senate Bill 2327, which expands uses of the agriculture diversification and development fund and appropriates $15 million to it, passed 74-17 after a member was excused from voting due to a personal interest. Senate Bill 2267, creating a regulatory framework for on-site wastewater treatment systems and shifting licensing authority to the Department of Environmental Quality, passed 82-10, and Senate Bill 2276, addressing joint water resource boards for cross-county projects, passed 90-1. The most contentious debate centered on Senate Bill 2160, which would move the state employee health plan from grandfathered status to a non-grandfathered ACA-compliant plan and appropriate about $6.6 million for the transition. Supporters said it would give the PERS board more flexibility, expand preventive and other benefits, and potentially slow premium growth without charging employees premiums. Opponents warned it could raise out-of-pocket costs, add mandated benefits, and shift costs to employees, while also arguing the bill had not been adequately studied. After extended debate, the House passed SB 2160 by a vote of 55-37. The chamber also concurred in Senate amendments to House Bill 1318, a pesticide labeling bill, and placed it on final passage, but the transcript ends before the final vote on that measure.
CA
Transcript Highlights:
  • The exponential growth in SIBTF claims and liability The exponential growth in SIBTF claims and liabilities
  • or are self-insured.
  • So by adding, the liability for the fund... ...100%.
  • So by adding, the liability for the fund increases exponentially.
  • That adds quite a bit to the estimate of accumulated liability.
Summary: The Budget Subcommittee on State Administration heard presentations on the Department of Industrial Relations’ labor-related budget items, with the main focus on proposed trailer bill language to reform the Subsequent Injury Benefits Trust Fund (SIBTF) and a related budget change proposal for staffing. DIR said SIBTF has grown far beyond its original purpose, citing the 2020 Todd decision, expanded eligibility based on chronic or asymptomatic conditions, and a backlog that has grown to more than 30,000 pending cases. The administration argued the reforms would restore guardrails, reduce liabilities and employer assessments, and speed processing for severely injured workers; the LAO said the proposal was largely consistent with its prior recommendations. Members raised concerns about using trailer bill language for major policy changes, the retroactive application to open cases, and the impact on workers already in the queue, while supporters from employer groups and public agencies backed the proposal as necessary to control costs and restore sustainability. Public comment was split, with injured-worker advocates opposing the retroactive changes and business/public employer representatives supporting the reforms. The committee then heard the SIBTF workload request, which would phase in 177 positions over five years at a cost of $36.5 million, including staff for the Division of Workers’ Compensation, the Office of the Director Legal Unit, and administrative support. DIR said the additional staffing is intended to address very high caseloads and reduce processing times, but emphasized that the request assumes the reform package is adopted; LAO agreed the staffing increase made sense if paired with reforms. Members asked about vacancy rates, current staffing, and whether the workload request would become the new normal, and DIR said it would monitor caseload trends and adjust future requests as needed. Finally, the committee received an update on the California Workplace Outreach Program (CWOP), which DIR described as a partnership with community-based organizations to educate workers and help employers comply with labor laws. DIR reported that CWOP has reached 1.75 million workers and employers and made 8 million touchpoints since 2020, with the current round awarding $50.7 million to 87 partners for a two-year period through June 2027. Members and public commenters highlighted the program’s role in reaching immigrant, farmworker, janitorial, nail salon, and other vulnerable communities, and several speakers urged continued funding at $30 million per year for five years. No votes were taken during the hearing.
ND

North Dakota 2025-2026 Regular Session

House Energy and Natural Resources Apr 3rd, 2025 at 08:30 am

Energy and Natural Resources

Transcript Highlights:
  • One is I'm fine now with the strict liability staying in.
  • We already have strict liability that we're putting in.
  • who represent those insureds, as the insured landowners, as well as the power companies in North Dakota
  • apply, be it strict liability or negligence.
  • We believe strict liability does not apply.
Keywords: 908, all
Summary: The subcommittee met on Senate Bill 2339 and worked from engrossed version 02001, which members said reflected an agreement between insurance companies and utility companies. Representative Olson moved to recommend that version to the full committee, and Representative Johnson seconded. Representative Conmy raised concerns about keeping strict liability in the bill but removing a rebuttable presumption provision on page 3, arguing it favored utilities and shifted burdens unfairly to landowners. Levi Andres, speaking for North Dakota power companies, opposed removing the language and said the bill was a negotiated, incremental step that still leaves the plaintiff with the burden of proof in court. The discussion also clarified that the bill’s language was intended to codify negligence standards and encourage wildfire mitigation plans, with the utility side noting the Public Service Commission was not yet ready for a mandatory review-and-approval process. A technical correction was noted on page 4, line 2, changing “shall” to “may,” and members confirmed that change was already reflected in the version before them. The committee did not pursue additional amendments, including a proposed Mincota-related change, and voted unanimously to recommend the bill as presented. The motion passed 4-0, and the subcommittee adjourned.
CA
Transcript Highlights:
  • I am the chief executive officer of the Association of California Water Agencies Joint Powers Insurance
  • Aqua JPA provides risk management, self-insurance, and loss prevention services to more than 400 public
  • I am the chief executive officer of the Association of California Water Agency's Joint Powers Insurance
  • Let's, whose liability is this? A lot of times, Mother Nature doesn't really have a liability.
  • It doesn't matter, and even your plan itself, it doesn't matter from a liability perspective.
Summary: The Senate Emergency Management Committee held its first meeting and adopted committee rules for the 2025-26 session. SB 1020 was pulled from the agenda for a future hearing. The committee heard SB 1001, which would direct the Governor’s Office of Emergency Services to issue standardized identification cards for essential utility workers so they can more easily access evacuation zones during emergencies. The author and supporters, including Rowland Water District and the Association of California Water Agencies Joint Powers Insurance Authority, described a breakdown during the 2025 Eaton Fire when utility crews were denied access despite having credentials, causing delays in shutting off water at damaged homes. No opposition was present, and members broadly supported the bill as a practical emergency response measure. The committee voted 8-0 to pass SB 1001 to the Senate Public Safety Committee, with the measure held on call until all members voted. The committee also heard SB 1153, a wildfire preparedness bill from Senator Caballero. The bill would require urban retail water suppliers in high-risk areas to include wildfire-specific response procedures in their emergency response plans, and it includes findings clarifying that public water systems are not designed to function as wildfire suppression systems. The author accepted committee amendments clarifying that the bill does not limit liability for negligence, and witnesses from water agencies and industry groups supported the measure, citing the need for better planning and the financial strain of post-fire claims. Members discussed the balance between improving preparedness and avoiding language that could create a liability safe harbor or shift responsibility away from needed infrastructure investments. The committee voted 8-0 to pass SB 1153 as amended to the Senate Natural Resources and Water Committee, also held on call until all members voted. A consent item, SB 870, was also approved. After the committee reconvened and all members present voted, SB 870, SB 1001, and SB 1153 each received unanimous 8-0 votes and were reported out of committee. The meeting then adjourned.
FL

Florida 2025 Regular Session

March 20, 2025 - 11:30 AM

Transcript Highlights:
  • The Division of State Group Insurance administers the State Group Insurance Program for the state of
  • The Division of State Group Insurance administers the State Group Insurance Program for the state of
  • As health insurance...
  • Should we have to purchase general liability insurance merely because there is no longer a cap in place
  • , or the cap has... ...liability insurance merely because there is no longer a cap in place, or the cap
Summary: The Budget Committee met with a quorum and took up several bills. HB 677, relating to state-covered fertility preservation for employees undergoing cancer treatment, was introduced as coverage for egg and sperm preservation for up to three years, with an estimated fiscal impact of about $813,000. After brief questions and no public testimony or amendments, the bill passed unanimously and was reported favorably. The committee then considered CS/HB 59, which would reform Florida’s wrongful incarceration compensation process by extending the filing deadline from 90 days to two years, removing the clean-hands requirement, and allowing exonerees to choose between the state compensation process and a civil lawsuit; it was supported by the City of Flagler Beach and passed unanimously. CS/HB 1313, which recreates the Resilient Florida Trust Fund in the Department of Environmental Protection before its scheduled termination in 2025, also passed unanimously after supportive testimony from advocacy groups. The committee received a lengthy presentation from the Department of Management Services on the State Group Insurance Program and the recent Revenue Estimating Conference. The presentation covered enrollment, revenues and expenditures, rising medical and pharmacy costs, emergency room utilization, GLP-1 drug spending, and options for tighter formulary and utilization management. Members asked about ER cost growth, GLP-1 coverage and copays, PBM oversight and potential conflicts, avoidable ER visits, cancer screening claims, dental and vision costs, specialty drug biosimilars, and possible savings from more restrictive pharmacy models. DMS said it would follow up on several questions and noted ongoing work on cancer coordination, preventive screening, biomarker testing, and a proposed member-facing benefits platform. The committee also heard extensive testimony on HB 301, which would raise sovereign immunity caps from $200,000 per person and $300,000 per incident to $1 million and $3 million, align limitations periods with private claims, and allow government entities to settle above the caps without a claims bill. Local governments, school-related entities, and county and city associations opposed the bill, warning of major fiscal impacts, higher insurance costs, and pressure on services; several speakers urged smaller increases or a tiered approach. Proponents, including families affected by catastrophic injury or death, argued the current caps are too low and the claims bill process is inefficient and unfair. After debate, the bill passed on a recorded vote, with some members voting no, and was reported favorably.
FL

Florida 2026 5th Special Session

FL House Floor Session - 2026-01-15 (10:00AM Session)

Florida House Floor Meeting

Transcript Highlights:
  • If that's what you're saying, what would that do to the liability insurance rates in the state of Florida
  • , the insurance, having to defend it. it's about the liability, the insurance, having to defend it.
  • insurance.
  • That hospital, that doctor, that nurse—” “Their liability insurance is going to go through the roof.
  • We already have an insurance crisis in the state. We talk about liability insurance.
Summary: The House convened with prayer, the Pledge of Allegiance, and a quorum present, then adopted the special order report for the day. The chamber took up House Bill 167 on former phosphate mining lands. Sponsor Rep. McClure said the bill removes strict liability for previously mined phosphate lands if a Department of Health study is completed at the owner’s request and the former mining status is recorded publicly. Opponents, led by Rep. Cross and others, argued the bill relies too heavily on buyer-beware principles and does not adequately notify future buyers or renters. The bill passed 87-24 after debate. Members then considered House Bill 145 on suits against the government. Rep. McFarland said it updates Florida’s sovereign immunity caps, raising them to $500,000 per person and $1 million per incident, with a later automatic increase, while preserving the liability shield and improving access to compensation for people harmed by government negligence. The bill also aligns the statute of limitations with private claims and allows entities to settle above the cap. After brief debate, the House passed the bill 104-7. The House next debated CS/HB 289 on wrongful death for an unborn child, which would expand Florida’s Wrongful Death Act to allow claims involving unborn children and their parents. The bill prompted extensive questioning and debate about damages, definitions, medical care, surrogacy, and whether the measure could affect abortion access or expose doctors, friends, family members, and surrogates to lawsuits. Multiple amendments sought to carve out protections for mothers, health care providers, abortion care, perinatal professionals, surrogates, and victims of rape, incest, or human trafficking, but each was defeated. The final vote on the bill itself was 33-78, so the motion failed and the bill did not advance.
AZ
Transcript Highlights:
  • I have some personal liability.
  • Liability.
  • Liability, financial liability for the losses incurred by those who relied upon their study.
  • insurance.
  • Drives now practice insurance rates up, and insurers do not draw the line at 18.
Summary: The committee first took up SB 1066, which would allow the Attorney General or a county attorney to sue researchers for knowingly or recklessly publishing fraudulent scientific research, and would let injured parties recover damages. The sponsor and a supporting witness argued the bill would create personal accountability for deliberate research fraud and cited examples of retracted or manipulated studies; opponents warned that peer review and existing scientific processes already address bad research and that the bill could chill research and speech. The committee later passed SB 1066 on a 4-3 vote. The committee then heard SB 1015, which would impose strict personal liability on providers who perform gender transition procedures on minors for later detransition costs and related injuries. Supporters, including the sponsor, a doctor, a detransitioner, and a parent, said the bill would protect children, create accountability, and help families seek redress for irreversible harm. Opponents from the ACLU and others argued the measure discriminates against transgender patients, would likely chill care by making providers uninsurable, and could function as a backdoor ban; the committee nevertheless advanced the bill on a 4-3 vote. SB 1049, as amended, limited spousal maintenance to four years and adjusted eligibility and guideline factors. The sponsor and a family law attorney said the bill would curb overly long awards and better account for assets and income, while the Judicial Council explained the existing guideline work and noted the new calculator was intended to add uniformity; one senator objected that the cap was arbitrary and ignored case-specific context. The committee adopted the amendment and passed the bill 4-2. The committee also unanimously passed SB 1189, allowing campaign funds to be used for candidate and family security, and SB 1133, eliminating a duplicate financial disclosure filing for candidates who already filed an annual statement. Finally, the committee heard SB 1081, which would bar a DCS attorney from appearing before a judge after appearing before that judge in any of the attorney’s previous five DCS cases, and advanced it 4-3 after debate over judicial familiarity and rural-court impacts. The committee also heard SCR 1001, a proposed constitutional referral to end early voting the Friday before the election, require proof of citizenship and government ID, and restrict mail ballots to voters who affirmatively request them; supporters framed it as an election-integrity measure, while ADOT testified neutrally but warned that free IDs could cost tens of millions in lost revenue and affect road funding. The transcript ends during testimony on SCR 1001, before any vote on that measure.
TX

Texas 89th Regular

89th Legislative Session Apr 3rd, 2025

Texas House Floor Meeting

Transcript Highlights:
  • on Insurance.
  • are for the Committee on Insurance.
  • on insurance.
  • for personal automobile insurance policy before the committee on insurance.
  • Benefit plan claims are for the committee on insurance.
Bills: HB9 , HB22 , HB908 , HB1392
ID

Idaho 2026 Regular Session

Agenda Mar 9th, 2026

Business

Transcript Highlights:
  • Representative, it's my understanding that even with the insured, the coverage by the insurance company
  • So when a provider accepts an insurance, they contract with that insurance company a specific price.
  • company, where if they're using insurance, then the physician is the one sending it to the insurance
  • We're taking on that liability.
  • We're taking on that liability.
Committee: House Business
Keywords: 989, all
TX

Texas 89th 2nd C.S.

89th Legislative Session Mar 14th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • HB 1809 by Hernandez relating to the prohibited insurance discrimination against insured who are widowed
  • Refer to the Committee on Insurance.
  • Refer to the Committee on Insurance.
  • Association for the Committee on Insurance.
  • accident and health coverage for the Committee on Insurance.
FL

Florida 2026 Regular Session

Appropriations Committee on Health and Human Services Mar 18th, 2025

Appropriations Committee on Health and Human Services

Transcript Highlights:
  • And criminal liability obviously is very important.
  • And criminal liability obviously is very important.
  • And since 2019, we've had 13 different insurance companies stop writing medical malpractice liability
  • insurance for hospital systems.
  • It is only served to insulate the insurers. ...only served to insulate the insurers and again continuing
Summary: The committee met with a quorum and considered several health-related bills. SB 398, by Senator Burgess, would create a statewide Alzheimer’s and dementia awareness campaign through the Department of Elder Affairs, focused on early detection, brain health, risk reduction, clinical trial access, and community resources. Supporters said Florida has a large and growing Alzheimer’s population and that the campaign would help families and vulnerable communities; the bill was reported favorably after a roll call vote. The committee also adopted an amendment to SB 714, by Senator Burton, which would create non-opioid advanced directives and add liability protections for providers in medical emergencies involving opioids. Supporters framed it as a patient-choice measure, while opponents argued it was vague and could interfere with appropriate pain treatment; the amended bill was then reported favorably. The committee also approved CS/SB 756, which removes the current age-eight diagnosis requirement for autism-related insurance coverage and extends coverage beyond age 18 for those diagnosed with autism. Senator Burton said the bill would help families whose children are diagnosed later or whose needs continue into adulthood. There was brief discussion about existing lifetime benefit caps, but the sponsor said the bill did not change those limits. The committee then took up SB 734, a proposal by Senator Yarbrough to repeal Florida’s wrongful death exception that bars certain parents and adult children from recovering non-economic damages in medical negligence cases. The sponsor and supporters described the current law as discriminatory and unjust, especially for families of older adults and disabled individuals, while opponents warned it would raise malpractice costs, increase premiums, and worsen provider shortages. The bill drew extensive public testimony from both grieving family members and health care/insurance representatives, and members debated whether caps or other safeguards should be added. No final action on SB 734 is reflected in the transcript excerpt.
HI
Transcript Highlights:
  • </c> broad and the immunity for liability broad and the immunity for liability from<00:21:46.120><c>
  • </c><00:23:31.559><c> in</c> proportionate share of liability in proportionate share of liability in
  • </c> proportionate share of liability proportionate share of liability sometimes<00:23:47.840><c> millions
  • insurance purposes.
  • </c><00:54:49.119><c> insurance</c> wants to for liability insurance wants to for liability insurance
Keywords: 910, house, all
Summary: The House Committee on Transportation heard a 10 a.m. agenda covering a range of transportation, liability, harbor, and bicycle-related bills. Testimony was mixed on several measures: HB 263, which would exempt full-time college students from vehicle weight tax, drew opposition from the Department of Transportation and others; HB 135, authorizing general obligation bonds to purchase property on the North Shore of Oʻahu, had support; HB 860, granting immunity to the state or county for repairs on roads with disputed jurisdiction, drew support from DOT, DLNR, and the City and County of Honolulu but opposition from the Hawaii Association for Justice; and HB 996, which would abolish joint and several liability for government entities in highway-related civil actions, also drew strong opposition from the Hawaii Association for Justice and support from the Attorney General’s office and DOT. The committee also heard HB 1167, an emergency appropriation for motor carrier enforcement, and HB 1259, which would remove the need for an engineering study before reducing speed limits within 10 mph of the current limit; both had support from DOT and related groups. HB 1156 and HB 960, both related to harbor financing and capital advancement contracts, were supported by DOT, with DOT explaining that higher bond and contract ceilings were needed because project costs have increased since the limits were set decades ago. HB 142, exempting certain nonprofit community-based transportation providers from motor carrier regulation, and HB 914, creating a water carrier inflationary cost index mechanism and allowing PUC exemptions, also received support from multiple stakeholders, with the Consumer Advocacy Division noting that the inflationary adjustment issue was already active in a rate case. The committee also took testimony on several electric bicycle and micromobility bills. HB 486 would restrict where electric bicycles may operate, prohibit unsafe operation and removal of speed-limiting devices, and fund a safety education campaign; it drew opposition from the Hawaii Bicycling League and several individuals, with one supporter. HB 435 would redefine and classify electric bicycles, raise the minimum operating age, and add registration and use rules; it was supported by DOT and the Hawaii Bicycling League, with one individual opposing. HB 958 would regulate motorized bicycles and electric micromobility devices, require helmets for minors, and fund a coordinated education campaign; it drew support from the City and County of Honolulu, Council Member Tyler Dos Santos-Tam, and the Hawaii Bicycling League, but opposition from Moped Doctors and others, who argued the bill could harm the moped industry and that more study was needed. After testimony, the committee recessed and then reconvened for decision-making. In decision-making, the committee deferred HB 263 and HB 996. It passed HB 135, HB 860, HB 1167, HB 1259, HB 1156, and HB 960 with amendments, generally adopting HD1 versions, making technical changes, and setting effective dates to July 1, 3000 for the amended measures. The chair explained that HB 263 was deferred because a blanket tax exemption for one class could create inequities and a tax credit might be a better approach. HB 996 was deferred because the chair said the state’s long-standing policy of ensuring safe roads and maintaining accountability for highway design and maintenance remained important. For HB 960, the chair said the current contract caps were too low for modern harbor projects and that higher limits would improve flexibility and efficiency. The committee also noted Representative Cochran was excused for the remaining votes.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Public Service Jun 21st, 2026 at 01:00 pm

Joint Committee on Public Service

Transcript Highlights:
  • That is a staggering number that dwarfs the $15 billion-ish of unfunded pension liability.
  • Yet unlike pension liability, municipalities... ...unfunded pension liability.
  • Our current liability for the agency is approximately $7 million.
  • In 2013, our invoice pension liability was $470,000.
  • House 2888 would amend Section 32B, which governs municipal insurance advisory committees.
Keywords: 995, all
Summary: The Joint Committee on Public Service heard testimony on a wide range of retirement, municipal workforce, and public employee labor bills. Early testimony focused on H. 2749, a Plymouth home rule petition to classify Plymouth harbormaster employees as Group 4 for retirement purposes. Supporters, including local officials and retirement board representatives, argued the employees perform law-enforcement and rescue duties comparable to police and fire personnel, that the change would be fair, and that it would have little or no fiscal impact on the town. A separate harbormaster-related bill, H. 2743, was also introduced later in the hearing. The committee also heard testimony on provisions of the Municipal Empowerment Act (H. 56), including a temporary critical-shortage exemption allowing retired state or municipal employees to return to work in hard-to-fill positions, and a renewed OPEB commission to study retiree health care costs. Administration and municipal officials said the measures were needed to address staffing shortages and rising benefit liabilities, while emphasizing the shortage exemption would be time-limited and require proof of recruitment efforts. Related retirement bills drew support and caution: advocates for higher COLA bases and enhanced COLA benefits urged relief for retirees, but some asked the committee to wait for recommendations from the special COLA commission before acting. A major portion of the hearing concerned labor rights at the Massachusetts Water Resources Authority and the Committee for Public Counsel Services. Union representatives and employees backed bills to extend just-cause protections, promotional rights, and collective bargaining rights to MWRA and CPCS workers, arguing they currently lack protections available to most other public employees. Testimony described unfair discipline, delayed promotions, and high turnover, and committee members indicated prior favorable action on similar MWRA bills and expressed support for addressing CPCS labor rights. The committee also heard from representatives of the Massachusetts Municipal Association and public higher education employees in support of H. 2820, which would require timely funding of ratified state employee contracts, with witnesses describing long delays in receiving negotiated raises and back pay. No votes were taken during the hearing, and the chair repeatedly invited written testimony and closed each panel after questions.
MA
Transcript Highlights:
  • Workers' compensation and liability insurance, policies and procedures to ensure home care workers have
  • Whether it's by failing to adhere to wage and labor laws, not carrying liability insurance, or not conducting
  • In any industry, it should be a standard to require proper training for employees, have liability insurance
  • In any industry, it should be a standard to require proper training for employees, have liability insurance
  • Our insurance...
Keywords: 995, all
Summary: The Joint Committee on Aging and Independence held a hearing on several bills, led by Chair Tom Stanley and Senate Chair Patricia Jehlen. The committee first heard testimony on H. 765/S. 487, an act relative to councils on aging, which would update outdated statutory language and allow directors of councils on aging to make staffing decisions when a council is structured as an advisory body. Representative Donahue and Betsy Connell of the Massachusetts Association of Councils on Aging said the change reflects how most councils now operate and would resolve conflicts like the one that arose in Sherborn. Members asked about whether the bill would affect town managers, volunteer roles, and whether the language should more clearly exempt informal volunteer help; supporters said the bill is aimed at municipal staffing structures, not unpaid volunteer assistance. The committee then took extensive testimony on H. 789/S. 470, an act to improve Massachusetts home care, which would create a statewide licensure system for non-medical home care agencies and entities. Julie Watt, Jay Krillovich, Betsy Krimmins, Lisa Gargoni, Tim Foley, and several providers and advocates supported the bill, arguing that licensure would establish baseline standards for background checks, training, service plans, insurance, complaint procedures, and labor-law compliance, while helping consumers identify legitimate providers and reducing fraud and abuse. Several witnesses described problems with unlicensed or poorly supervised providers, and family members and dementia advocates emphasized the need for dementia-specific training and better oversight for vulnerable clients. Tim Foley also raised concerns about private equity’s growing role in home care and said stronger regulation is needed to protect consumers and workers. Committee members focused on practical questions about the bill’s scope, including whether it would reach informal paid helpers, volunteers, or people doing occasional household tasks, and what agency would enforce the rules. Supporters said the bill is intended to cover entities advertising home care services, not unpaid volunteer help, though they acknowledged regulators would need to work out details. John Sneeth of Tribute Home Care offered a more cautious view, saying licensure should not unduly burden smaller providers or reduce competition, and that enforcement would be key. The hearing also included testimony from the Alzheimer’s Association and family caregivers, who strongly supported the bill’s dementia-training provisions and described how trained caregivers improved safety and quality of life for people living with Alzheimer’s and dementia. At the end of the hearing, the committee also heard support for H. 778/S. 473, regarding the Commission on LGBTQ Aging, with Lisa Krinsky urging funding for a full-time director and continued support for the commission’s strategic plan. After public testimony concluded, the committee adjourned the hearing by motion and voice vote.
FL

Florida 2026 Regular Session

FL House Floor Session - 2026-01-15 (10:00AM Session)

Florida House Floor Meeting

Transcript Highlights:
  • Representative Bartleman: If that's what you're saying, what would that do to the liability insurance
  • And I'm asking, what does that do for liability insurance in Florida, knowing that 82,581 women miscarried
  • , the insurance, having to defend it. it's about the liability, the insurance, having to defend it.
  • That hospital, that doctor, that nurse, their liability insurance is going to go through the roof.
  • We already have an insurance crisis in the state. We talk about liability insurance.
Summary: The House convened with prayer, the Pledge of Allegiance, and quorum established, then adopted the Rules and Ethics Committee’s special order report for the day. The chamber first took up HB 167 on former phosphate mining lands. Sponsor Rep. McClure said the bill would remove strict liability for previously mined phosphate lands if a Department of Health study is done at the owner’s request and the former mining status is recorded publicly. Opponents, including Reps. Cross, Nixon, and Eskamani, argued the bill did not provide enough notice to future buyers and renters and could create health and disclosure concerns. The bill passed 87-24. The House then passed HB 145 on suits against the government, which Rep. McFarland said updates Florida’s sovereign immunity caps for the first time since 2010, raising them to $500,000 per person and $1 million per incident with future automatic increases, aligning the statute of limitations with private claims, and allowing governments to settle above the caps if they choose. He said the bill would make redress more accessible without eliminating the liability shield. The bill passed 104-7. The chamber then considered CS/HB 289 on civil liability for the wrongful death of an unborn child, a bill by Rep. Greco that would amend the Wrongful Death Act to allow parents and other survivors to bring claims for the death of an unborn child, while exempting the mother and lawful medical care provided within the standard of care. Debate centered on whether the bill could affect abortion access, fertility treatment, miscarriage care, surrogacy, and liability for doctors, friends, family members, and others. Multiple amendments were offered to narrow the bill or add carve-outs for abortion, fertility care, surrogates, perinatal professionals, rape/incest/human trafficking situations, and to require the mother’s consent before suit; sponsors and opponents argued over whether these changes would prevent frivolous lawsuits or instead create loopholes and weaken the bill. None of the amendments were adopted during the portion of the transcript provided.
ID

Idaho 2026 Regular Session

Agenda Feb 18th, 2026

State Affairs

Transcript Highlights:
  • This bill addresses how those facilities are reimbursed from insurance companies.
  • So House Bill 613 provides an avenue that reduces that liability.
  • Then in the next section, it provides general liability coverage through the Secretary of State's self-insured
  • , take on that liability by extending its insurance in case somebody is injured at the polling location
  • Simply being on location that day does not extend liability to the state.
Summary: The Senate State Affairs Committee began by welcoming Mayor Joan Hawkins of Malad City, who filled in for Senator Anthon, and then approved the minutes from February 11, 13, and 16, 2026. The committee also recognized page Chase Janetz at the end of the meeting for his service, with members offering remarks about his experience and future plans. The bulk of the meeting was devoted to introducing and printing a series of RS drafts. These included RS 3341 on expansion of the research and development center tied to new nuclear projects and the 1995 settlement agreement; RS 3291, a controller’s office cleanup bill; RS 3314C1, which strengthens agency contract-reporting requirements; RS 33386, which tightens voter affidavit requirements; RS 33136, requiring annual reporting on refugee resettlement programs; RS 33321, strengthening enforcement of gold and silver payment contracts; RS 33028, allowing party committees to set additional criteria for precinct committeemen; and RS 3338, changing how appointed judges may run after filling vacancies. Most of these were advanced to print with little or no opposition, though RS 3338 drew concerns that it could discourage qualified judges from serving and reduce the pool of applicants. The committee also introduced RS 33396, creating a specialty license plate to fund Idaho State Police salaries; RS 33420, regulating billing and reimbursement practices for out-of-network freestanding emergency rooms; RS 33379, a cleanup bill related to the Department of Lands’ legal authority; and RS 33382, aimed at protecting private property owners from warrantless visits by agencies or law enforcement except where allowed by law. Finally, the committee heard House Bill 613, which would reduce liability concerns for churches and other private facilities used as polling places by extending state insurance coverage for election-related activities. After questions about how liability would apply, the committee voted to send HB 613 to the floor with a do-pass recommendation.
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 02/18/25

Commerce and Consumer Protection

Transcript Highlights:
  • It also requires that a third-party liquor delivery license obtain liability insurance. Mr.
  • </c> liy delivery license obtain um liability liy delivery license obtain um liability insurance<00:02
  • They have to have the same kind of liability insurance that the owner of a bar has, and what it—uh—drram
  • insurance.
  • </c><00:27:31.880><c> insurance</c> degree of uh liquor liability insurance degree of uh liquor liability
Keywords: 1187, senate, all
HI
Transcript Highlights:
  • So whatever our liabilities are that are being incurred, they have to be in 25 years or less.
  • The Insurance Council, I talked to them on Sunday.
  • There's also, unfortunately, some insurance and liability issues that this would create, again especially
  • that</c><00:45:29.359><c> this</c> insurance and liability issues that this insurance and liability
  • Next, we have HB 815, relating to health insurance. We will be passing this with amendments.
Committee: House Labor
Keywords: 910, house, all
NH

New Hampshire 2026 Regular Session

House Commerce and Consumer Affairs (04/15/2026)

Commerce and Consumer Affairs

Transcript Highlights:
  • insurance increases in their liability insurance premiums,<03:44:23.120><c> which</c><03:44:23.279><
  • /c><03:49:26.399><c> and</c> liability insurance is a real and liability insurance is a real and persistent
  • </c> they typically take uh liability they typically take uh liability insurance. insurance. insurance
  • first</c> liability insurance that's the first liability insurance that's the first thing<04:11:08.000
  • </c> schools have for liability insurance for schools have for liability insurance for you<04:11:58.160
Keywords: 1189, house, all
KY
Transcript Highlights:
  • </c> pension fund to the health insurance pension fund to the health insurance trust<00:07:26.240><c>
  • </c><00:07:48.319><c> school</c> to the health insurance trust. school to the health insurance trust.
  • </c> know fully what our health insurance know fully what our health insurance cost<00:09:50.560><c>
  • So insurance side side.
  • </c> insurance trust will be fully funded. insurance trust will be fully funded.
Keywords: 958, all
Summary: The House Budget Review Subcommittee on Personnel, Public Retirement, and Finance heard testimony from Bo Barnes, deputy executive secretary and general counsel for the Teachers’ Retirement System (TRS), on the TRS budget request for the upcoming biennium and how it compares with House Bill 500 as introduced. Barnes emphasized that the bill fully funds the system’s additional funding request to pay down TRS’s legacy unfunded pension liability, which he described as critical to the system’s long-term funding plan. He also explained that the pension and health insurance requests are broken into several line items, including legacy benefit items, state shared-responsibility payments for retiree health insurance, and reconciliation items that adjust for prior over- or underpayments. Barnes said the state portion of shared responsibility for retiree health insurance was funded below the request in House Bill 500, but he described the health insurance trust as a success story under the post-2010 shared-responsibility model. He said the trust is projected to be fully funded in about two years if medical inflation and federal subsidies remain stable, and he noted that any shortfall in the current budget would be reconciled later and could reduce investment income. In response to questions, he explained that the legacy benefit items are treated as part of the total actuarially determined employer contribution and that unpaid legacy benefits would have the same impact on the retirement trust as unpaid ADC amounts. Barnes also addressed questions about whether the $47.2 million SEEK-related teacher contribution reconciliation could be split between fiscal years, saying it could be done but would reduce investment income and potentially increase future contribution needs. He said the pension fund is currently about 61% funded and that TRS has received full funding for the pension for 10 straight years, with the state having provided full additional funding and more in recent budgets. He concluded by asking the committee to consider TRS’s original budget request, warning that underfunding now would be reflected in future actuarial calculations and could cost the Commonwealth more over time.