Transcript Highlights:

• I'm saying let's not penalize our young people because you arrested them.
• Senator Figus carried it for me last year, and it's just to amend the code with regards to human trafficking

Bills: SB210, SB225, HB280, HB287, HB94, HB88, SB157, HB7, HB8, HB42

Keywords: hospital liens, medical billing, government healthcare, insurance claims, patient rights, blood tests, DUI, law enforcement, traffic offenses, chemical analysis, public nuisance, event liability, local government, community health, legal action, transparency, reporting, public safety, regulation, accountability

Transcript Highlights:

• code or the model benchbook.
• code or the model benchbook.
• code or the model benchbook.
• But when we're trying to, whether we're trying to or not, we're penalizing a lot of these bills, such
• as this bill, especially unamended, penalizing landlords.

Keywords: 981, all

Summary: The House convened, established a quorum, approved the corrected journal, and made several announcements, including recognition of Liberty Common High School seniors and Canyon Creek Elementary students visiting the Capitol. Committee meeting notices were also given for Judiciary and Transportation, Housing, and Local Government. The chamber then took up House Joint Resolution 1027, a Holocaust remembrance resolution sponsored by Representatives Weinberg and Woodrow and Senators Weissman and Ball. The resolution emphasized the history of the Holocaust, the rise in anti-Semitic incidents in Colorado and nationally, the importance of Holocaust and genocide education, and the need to combat bias and hate. Several members spoke in support, including personal reflections from Representatives Woodrow, Weinberg, Goldstein, and others about family history, survivor testimony, and the importance of remembrance and prevention. The House adopted HJR 1027 by vote, and Representatives Rutnell and Lindsay were added as co-sponsors. The chamber then set a slate of bills as special orders for April 14, 2026. In committee-of-the-whole action, House Bill 1288 on jury selection was amended and passed; the amended bill creates a jury selection working group to study voir dire, juror questionnaires, and related issues, with a public report and Supreme Court review of any proposed rule changes. House Bill 1224 on financial protections for mobile home park residents was also taken up, with committee reports adopted and discussion focused on transparency in park sales, resident purchase opportunities, disclosures, and due diligence protections. Representative Richardson offered amendment L006 to adjust how a state registration fee is allocated, describing it as a flexibility and transparency measure, while the sponsor responded that the bill was keeping the fee structure stable and that the existing split had been negotiated with stakeholders.

Transcript Highlights:

• And so how you read Table Three is that... we compared the top 20 behavioral health codes for... on page
• We compared the top 20 behavioral health codes in the state that were used and we compared them to both
• And so, for Utah, in one behavioral health code, you are 3% above what Utah's behavioral health code
• You're actually 5% above what Utah pays for that behavioral health code rate.
• Additionally, to penalize egregiously wrongful behavior, things that we think about as fraudulent conduct

Transcript Highlights:

• This bill is a common-sense measure to clean up existing firearms-related codes and allows for the following
• And their board voted to penalize, to discriminate against charter schools. Why?
• However, even with the amendments, this bill overreaches and ends up penalizing schools that are acting
• Let's ensure that every student in California, no matter where their zip code is... to dismantle the
• Let's ensure that every student in California, no matter where their zip code is, ...opportunity.

Summary: The Assembly convened after a quorum call, prayer, and Pledge of Allegiance, then moved through a long floor file of bills. Early measures passed with little or no debate, including AB 698 on local transfer taxes and affordable housing analysis, AB 456 on mobile home sales, AB 1129 on reportable infant health conditions, AB 69 on Fair Plan insurance notices and voluntary market searches, AB 357 on expedited student and faculty housing permits, AB 383 on firearms code cleanups, AB 426 on drones interfering with emergency response, AB 825 on energy affordability and transmission financing, and AB 699 on ballot transparency for local tax and bond measures. Most of these bills passed unanimously or with strong bipartisan margins, while AB 825 drew the most extended debate over whether it would lower costs or expand state control of energy infrastructure; it ultimately passed 45-5. The most contentious item was AB 84, which would strengthen oversight of non-classroom-based charter schools and tighten accountability for charter spending and operations. Supporters argued it was needed to stop fraud and misuse of public education dollars, citing major scandals and audit findings, while opponents warned it would harm legitimate charter schools, reduce educational options, and disproportionately affect rural and special-needs students. Several members said they supported the bill only to keep negotiations going, and others urged more targeted or delayed action. After extensive debate and multiple amendments, the Assembly passed AB 84 on a 41-22 vote. The chamber also took up AB 610, a housing bill that would require cities and counties to disclose planned housing restrictions and limit new constraints for three years after housing element approval. The author framed it as a certainty and transparency measure to help address the state’s housing shortage, while noting continued discussions with local governments and housing advocates. The transcript ends with the bill’s presentation and request for an aye vote, with no final vote shown in the excerpt.

Transcript Highlights:

• So what this bill is proposing is, instead of doing 100% solely based on the zip code where the person
• lives, to be able to shift and modify that formula to 75% based on the zip code, and then 25% based
• lives, to be able to shift and modify that formula to 75% based on the zip code, and then 25% based
• where Black and Latino consumers are the majority is a lot higher than ZIP codes ...ZIP codes where
• It's a lot higher than ZIP codes where the majority of people are white.

Keywords: 995, all

Summary: The Joint Committee on Financial Services held a public hearing on a wide range of auto insurance and vehicle-related bills. Testimony focused heavily on autonomous vehicle regulation, auto insurance rating by ZIP code, rental car liability coverage, and surcharge thresholds for minor accidents. Representative Polito supported a bill to regulate autonomous vehicle testing and deployment, arguing for school-zone restrictions, slower speeds, a remote kill switch, and minimum insurance requirements to protect the public. Representative Mendez and Senator Payano testified for legislation to reduce racial and socioeconomic inequities in auto insurance pricing by limiting the weight insurers may place on territorial loss costs, while the Mass Insurance Federation and Consumer Federation of America offered opposing and supporting views, respectively, on the fairness and actuarial impact of geographic rating. The committee also heard support for a bill to remove inspection-sticker violations from license-point calculations, and for a bill to raise the damage threshold for insurance surcharges and minor/major accident classifications. A substantial portion of the hearing addressed House Bill 1301 on rental car liability. Enterprise Mobility, the American Car Rental Association, and a small Massachusetts rental company supported the bill, saying personal auto insurers should be primary when their insureds drive rental cars, that Massachusetts is an outlier compared with most other states, and that the change would reduce costs and simplify claims handling. The Mass Insurance Federation opposed the bill, arguing that current Massachusetts law already clearly makes the vehicle owner’s policy primary and that shifting liability would raise costs for private-passenger policyholders. Committee members asked detailed questions about how rental coverage works, whether premiums or rental rates would change, and how other states handle the issue. The committee also heard testimony on a bill to adjust surcharge rules for at-fault accidents, with sponsors arguing that repair costs and vehicle values have risen sharply and that the current thresholds are outdated. Members discussed how the point system affects drivers, whether the proposal should apply cumulatively or per incident, and how Carfax and out-of-pocket repairs factor into consumer costs. At the end of the hearing, the chair noted written testimony could still be submitted and, during a brief personal privilege, recorded support for two underinsurance bills, H. 1109 and S. 748. The committee then moved and seconded a motion to adjourn, and the hearing ended without any votes on the bills themselves.

Transcript Highlights:

• But what you just said was you're looking to have the Texas code match a federal code which has not yet
• The federal code so you have anticipate a change in federal code has been enacted.
• Um, uh, that, that's the HUD code is administered. It's a basically a federal building code.
• It's the only preemptive federal building code.
• There's actually a provision in 1201 in the occupations code, chapter 1201, the occupation code that

Bills: HB303

Keywords: jail standards, living conditions, Harris County jail, safety, inmate welfare

Transcript Highlights:

• The government code and the local government code allow governmental entities and political subdivisions
• fire origin and cause, conducting state building fire safety inspections, enforcing the state fire code
• Well, if you could get it by zip code or something, it would be even better, you know, something that
• the same rate based on this zip code back here.
• Chapter 2210 of the Texas Insurance Code directs TWIA to operate as an insurance company.

Transcript Highlights:

• By passing this bill, we will have the unintended consequence of penalizing the innocent owner instead
• <01:41:40.000> the unintended consequence of penalizing the unintended consequence of penalizing
• any contractor who has been to penalize any contractor who has been caught<01:42:16.719> doing
• Um, and I just want to make sure that everyone understands that the language of the procurement code
• Um, and I just want to make sure that everyone understands that the language of the procurement code

Keywords: 910, house, all

Transcript Highlights:

• <02:08:52.719> of be subject to the education co code of be subject to the education co code
• This is the code of ethics and code now.
• This is the code of ethics and code of<02:10:19.679> conduct<02:10:20.400> for<02:10:20.719
• And identified in that code right now.
• > conduct<02:11:06.639> have these these code of conduct have these these code of conduct

Keywords: 1189, house, all

Summary: The meeting covered two committee of conference items. On HB 1260, the House and Senate debated a Senate amendment dealing with sealing certain divorce-related financial records. House members argued the amendment conflicted with the Keane Sentinel decision and would improperly flip the burden of proof on public access to court records, raising constitutional concerns under the state constitution’s open government and privacy provisions. Senate members responded that the privacy amendment and modern conditions support more protection for sensitive financial information, especially in limited uncontested divorces, but several members agreed the issue should be studied in a separate bill with a full hearing next year rather than resolved in conference. The committee ultimately voted unanimously to have the Senate recede and pass HB 1260 in the form originally passed by the House, preserving the underlying bill without the Senate amendment. The committee then took up HB 1574, which extends free and reduced-price breakfast and lunch programs and provides funding for SNAP administrative costs. The main dispute was the Senate’s addition of $4.4 million for SNAP administration. Senator Gray and DHHS officials said federal changes will shift more administrative costs to the state and that underfunding administration could raise the SNAP error rate, which could trigger future federal penalties and larger state costs; DHHS reported a current error rate of 7.57%, below the national average, and said a higher error rate could cost the state roughly $12 million in a partial fiscal year and nearly $16 million in a full year. Representative Papovich said he understood the department’s needs but was reluctant to support the bill as amended, noting the Senate language resembled a prior bill that had already failed in the House. The discussion ended with the committee still considering the Senate amendment, with members weighing the immediate appropriation against possible future costs.

Transcript Highlights:

• On the public contract code exemption, how many contracts will be exempt?
• Not only are they proposing to underfund them, but then to penalize counties.
• So take away the resources and then penalize us. It's a perfect storm setting us up for failure.
• Not only are they proposing to underfund them, but then to penalize counties.
• So take away the resources and then penalize us. It's a perfect storm, setting us up for failure.

Keywords: 987, senate, all

Summary: The subcommittee first heard May Revision items for child support, child care, and related human services. The Department of Child Support Services described two technical adjustments, which the LAO said raised no concerns. The Department of Social Services then walked through child care proposals, including a shift in how federal and Proposition 64 funding reductions would be absorbed, a 2.01% COLA, disaster-related child care infrastructure grants, an increase in in-contract administrative support costs for alternative payment agencies, reversion of prospective-pay implementation funding after a federal rule change, a one-time allocation to cover the first quarter of Cost of Care Plus payments in the next fiscal year, reappropriation for existing infrastructure grant closeout work, and estimates of unspent child care funds. The department also outlined trailer bill language on a single rate structure, site safety and emergency procedures, CalWORKs child care data sharing, and child care oversight. The LAO recommended that the Legislature seek more justification for shifting reductions from General Child Care to the Alternative Payment Program, noting that CAP reductions affect more slots and that General Child Care has had significant unspent funds. It supported removing prospective-pay funding, but recommended rejecting the administrative cost shift to a percentage-based rate because it could create future General Fund pressure. It also suggested the Legislature review alignment between the disaster grants and the child care infrastructure program. Senators and members pressed the administration on why the budget would reduce child care slots and COLA percentages while the state still has waitlists and unspent funds, and questioned the need for early funding of Cost of Care Plus payments and the move from a flat administrative amount to a percentage. Public commenters, including providers, advocates, county offices, and infrastructure partners, urged full COLA funding, preservation of child care slots, support for prospective pay, and continued investment in child care access and facilities. After a short recess, the committee moved to Part B on health and heard the Department of State Hospitals. DSH presented a May Revision budget of $3.2 billion and described proposals for a central utility plant replacement at Metropolitan State Hospital, an electronic health record implementation, reduced county bed billing authority due to phased-in LPS bed capacity, limited contract exemption authority for online clinical subscriptions, reversion of prior-year unspent operating funds, and a workforce development proposal shifting some costs to Behavioral Health Services Act funds, including support for an additional psychiatric training cohort at Napa. The department also outlined IST-related savings and a trailer bill to remove the sunset on the independent placement panel program.

Transcript Highlights:

• AMENDMENT BAR CODE 916664. YES THANK YOU.
• WITHOUT OBJECTION, LET'S TAKE UP AN AMENDMENT BAR CODE 826114 BY SENATOR YARBOROUGH.
• AND THEY PERSON RUNNING ACROSS THE SCREEN BUT IT IS A GOOD IMPORTANT SHOW SO WOULD IT THEATER BE PENALIZED
• SEEING NO OBJECTION LET'S TAKE THE DELETE ALL AMENDMENT BAR CODE 701874 SENATOR GRALL YOU 701874 SENATOR
• AND AMENDMENT BAR CODE 828536 YOU ARE RECOGNIZED TO EXPLAIN.

Keywords: 999, senate, all

Transcript Highlights:

• And that's Amendment bar code 9, 4, 5, 5, 0, 4, You're recognized to explain the amendment.
• Bar code 9, 4, 5, 5, 0, 4, It was we do voice vote. All right. All in favor say aye. All opposed.
• And that was in the bar code 7, 4, 2, 9, 3, 0, there. Any questions on the delete all amendment?
• Code. 8, 6, 4, 1, 1, Go ahead. >> Thank you, Mister Chair. This strike.
• What's the bar code for the delete all bar code 1, 7, 9, 5, 4, 0, Thank you. >> This amendment provides

Keywords: 999, senate, all

Transcript Highlights:

• payment rates different billing codes payment rates different billing codes and<00:49:15.400>
• so what phase one did was uh codes so what phase one did was uh simplify<00:49:37.240> and<00
• <00:49:49.079> for you would have a single billing code for you would have a single billing
• That creates a bit more equity and doesn't penalize people who decide to self-direct their services.
• <00:57:25.640> people more equity and doesn't penalize people more equity and doesn't penalize

Keywords: 1183, house

Transcript Highlights:

• Currently, anything from hugs, kisses, and leaning on one another is penalized as excessive contact.
• For non-vehicle code infractions, it allows for a non-custodial warrant to be issued.
• Speaker, AB 2122, prohibits the issuance of a bench warrant if the underlying offense of vehicle code
• infraction. 2 prohibits the issuance of a bench warrant if the underlying offense is a vehicle code
• infraction, and for non-vehicle code infractions allows for a non-custodial warrant to be issued.

Summary: The Assembly convened, initially lacked a quorum, then completed the roll call and prayer, adopted routine procedural motions, and moved through the daily file with many bills passed and retained or passed outright. Early measures included AB 2417 on community college faculty retirement information, AB 1579 expanding the Children’s Crisis Pilot Program, AB 2041 on emergency medical services reporting, AB 1547 on a UC medical school feasibility study in Kern County, and AB 1552 directing higher education segments to report on civic engagement and democracy education. The body also took up SB 73, an urgency elections-security bill, where supporters argued it would protect ballots, voting systems, and election workers from interference, while opponents said it could be unconstitutional, partisan, and overly restrictive of local and federal investigations. SB 73 passed with urgency and immediate transmittal to the Senate. The Assembly then approved a long series of policy bills, many with unanimous or near-unanimous votes, including AB 1554 on California Earthquake Authority transparency, AB 1584 on civil rights duties at the Air Resources Board, AB 1592 on the California Indian Cultural Center, AB 1629 on direct payment to dentists, AB 1645 on prison visitation physical-contact rules, AB 1688 on foster care notice and accountability, AB 1699 on prescribed and cultural burns, AB 1738 on virtual final inspections for single-family homes, AB 1741 on charging sexual battery during a residential break-in as a wobbler, AB 1802 on mitigation lands endowments, AB 1813 on community renewable energy program changes, AB 1899 creating a youth homelessness prevention office, AB 1904 on a credentialing apprenticeship program, AB 1941 on organized metal theft, AB 2043 on drone-attack prevention for mass gatherings and critical infrastructure, AB 2054 on paid family leave for military relatives, AB 2081 on home-based Medi-Cal care, AB 2116 on predatory lending, AB 2122 limiting bench warrants for vehicle-code infractions, AB 2176 on student housing coordination, AB 2187 on tribal public-contract exemptions, AB 2221 on charitable fundraising processing deadlines, AB 2232 on advance parole hearing reporting, AB 2235 on confidentiality of judges’ home addresses, AB 2250 on cannabis/hemp enforcement cleanup, and AB 2266 on electricity. Most measures were described as support or bipartisan bills and passed with little or no opposition. A few bills drew notable debate or recorded opposition, including AB 1813, AB 2122, and SB 73, though all ultimately passed. After finishing 35 items, the Assembly announced it would return the following week with a much larger file, noted upcoming floor amendment deadlines, and adjourned until Tuesday, May 26 at 1 p.m. A post-adjournment vote change was also recorded, changing Assembly Member Dixon’s vote on AB 2041 from aye to no.

Transcript Highlights:

• the funding requests to continue the research relationship between the Committee on Revision of the Penal
• Code and the California Policy Lab.
• the Legislature reauthorize $945,000 in one-time funding for the Committee on the Revision of the Penal
• for the research relationship between the California Policy Lab and the Committee on Revision of the Penal
• Code.

Keywords: 988, house, all

Summary: The subcommittee met to review May Revision proposals for several departments and emphasized that no votes would be taken that day. The Legislative Analyst’s Office opened with a warning that the state budget is balanced only through one-time resources and still has structural deficits, recommending that the Legislature avoid new ongoing spending and instead preserve reserves and other solutions. The Judicial Council then presented proposals for language access and interpreter services, appellate court security, a backfill to the state court facilities construction fund, and an extension of the lactation-room mandate; Finance supported the language access item with reporting language and supported keeping the court facilities backfill. Members raised concerns about judicial pay freezes, judge vacancies, and uneven judge allocations across counties, and also asked about the cost and completion of courthouse lactation rooms and remote-hearing infrastructure. The Board of State and Community Corrections items focused on $10 million one-time grants for missing and murdered Indigenous people and for a human trafficking vertical prosecution program. The LAO suggested the Legislature consider whether the Tribal Nations Grant Fund could support the MMIP work, while Finance said it preferred General Fund support and wanted more review before any fund swap. On the human trafficking grant, Finance said the need was clear based on reported cases and California’s share of hotline reports. Members strongly supported MMIP funding and discussed whether ongoing funding would be needed beyond the one-time proposal, while also debating whether BSEC or OES should administer the prosecution grants. The Department of Justice presented antitrust litigation funding, Medi-Cal fraud and elder abuse staffing, organized retail criminal enterprise case completion, and a continuous appropriation for the Victims of Consumer Fraud Restitution Fund. The LAO raised concerns about the Unfair Competition Law Fund’s solvency and recommended rejecting that portion unless DOJ could show the fund could support it without General Fund repayment, and it opposed the continuous appropriation in favor of more legislative oversight. Finance said the fund would remain solvent under current projections and defended the continuous appropriation as necessary to pay victims promptly. Members also clarified that the Medi-Cal fraud unit targets providers, not beneficiaries, and asked about delays in restitution payments. A lengthy portion of the hearing covered CDCR’s May Revision package and the Boston Consulting Group cost-savings effort. CDCR described revised savings from workforce optimization, workers’ compensation, and procurement, but members repeatedly expressed frustration that the promised savings had fallen far short of earlier estimates. The LAO recommended deeper cuts to some parole positions, more detail on proposed eliminations and contract changes, and caution about counting unallocated future savings. CDCR also presented population projections showing continued declines and the LAO again urged the administration to close a prison to reduce ongoing costs. The committee also heard proposals on workers’ compensation, Corcoran honor housing, incarcerated firefighter pay, agricultural food purchasing requirements, menopause care, mental health receiver staffing, resource teams, crisis intervention teams, medical classification staffing, and AI note-taking in electronic health records, with the LAO generally recommending limited-term approvals and reporting requirements while Finance defended ongoing funding and said it was open to additional reporting language.

Transcript Highlights:

• Currently, pilots and air traffic controllers who seek mental health care are unfairly penalized.
• Today, pilots and air traffic controllers who seek mental health care are unfairly penalized by a system
• TODAY PILOTS AND AIR TRAFFIC CONTROLLERS WHO SEEK MENTAL HEALTH CARE ARE YOU UNFAIRLY PENALIZED BY A
• H.R. 3423, a bill to amend title 49, United States Code, to include aircraft de-icing storage facilities
• This bipartisan legislation makes a simple but critical update to Title 49 of the United States Code

Keywords: U.S. House of Representatives Floor Proceedings on Monday, September 8, 2025, 1012, house, all

Transcript Highlights:

• This bill is a common-sense measure to clean up existing firearms-related codes and allows for the following
• But they said, no, no, no, no more facilities for charter schools and their board voted to penalize,
• However, even with the amendments, this bill over reaches and ends up penalizing schools that are acting
• Let's ensure that every student in California, no matter where their zip code is, has access to the education

Keywords: 988, house, all

Transcript Highlights:

• I don't want to have some of my constituents penalized because they have circumstances that people from
• So I think that before we start trying to penalize people for trying to do the best they can, we have
• allow them to work with the Examiner of Public Accounts, who has said that it’s actually in Alabama code
• I think it's section... ...code right now, I think it’s section 415 A-5A that spells out that she would

Keywords: 1136, house, all

Transcript Highlights:

• And, of course, that realistic is code word. To try and do.
• One thing we heard as part of that research was that the energy code unduly penalizes multifamily buildings
• because of requirements related to the energy code.
• One thing we heard as part of that research was that the energy code unduly penalizes multifamily buildings
• because of requirements related to the energy code.

Summary: The committee first heard a presentation from WSDOT on balancing uncertainty in capital program estimates and cash flow management. WSDOT explained the differences between design-bid-build and design-build delivery, its tiered risk-assessment process by project size, and how it uses base estimates, inflation, and risk modeling to set budgets. Staff said design-bid-build estimates are generally accurate within about 1% across the program, while design-build projects carry much wider uncertainty and are better communicated as ranges; they cited a P85 budget approach and noted that large, complex projects can be affected by market competition and long procurement timelines. Members asked about the Columbia River Bridge cost growth and about value engineering, and WSDOT said it uses value engineering but has limited scope to cut costs because of project requirements and policy mandates. Troy Swing also discussed cash flow, noting that a few large projects can significantly affect biennial funding needs, and said a risk pool would not reduce overall program risk but could help manage timing if paired with appropriation and cash-flow controls. The committee then received the final presentation in the WSDOT Project Delivery and Innovative Practices study from HKA Global. The consultant said WSDOT’s estimating practices are generally robust and recommended improving transparency by presenting budget authorizations as ranges or estimate classes, better tracking estimate growth over time, and adjusting advertisement timing to avoid competing lettings. The report also discussed surety bonding, suggesting the legislature consider restoring authority for reduced bonding on select large design-build projects or using phased bonding and alternative securities. On indefinite delivery/indefinite quantity contracting, the consultant said current job order contract rules are restrictive and recommended legislative changes to make such tools more usable, especially for smaller tasks and to help use unspent funds more flexibly. The committee also heard a follow-up presentation on transit-oriented development policy recommendations tied to HB 1491. The Urban Institute’s Yona Freemark said Washington has been a national leader on TOD but that housing construction, especially in the Puget Sound, has slowed sharply since 2022. He said rising construction costs, high financing costs, and local tax and rent conditions are making many TOD projects infeasible, and recommended that the state fill infrastructure funding gaps around stations, revisit MFTE affordability requirements, consider minimum rather than average density requirements near transit, and create a statewide system to track TOD outcomes such as affordability, gentrification, and transit access. Members questioned the study’s developer interviews, the role of rent control and crime, property tax assumptions, and parking needs; the presenter said the study included five private developers, that rent control was not part of the study scope, and that parking was included in the model assumptions. Finally, the committee began a presentation on regulating emissions from ocean-going vessels at berth. Staff and consultants described California-style at-berth rules, which require shore power or equivalent emissions controls so ships can shut off diesel auxiliary engines while docked. The study is examining vessel traffic, emissions reductions, implementation costs, labor and operational needs, and possible effects on port competitiveness and cargo diversion. No votes or formal actions were taken during the meeting.

Transcript Highlights:

• adjusters are better equipped with the essential up to-date knowledge of the state local building codes
• It amends section 4004.105 of the insurance code.
• that a license holder, um, take at least one hour per training period on state and local building codes
• Section. 544.002, the insurance code is meant to protect individuals from having insurance companies
• For 340B drugs, higher fees, or contract terms that penalize participation in the program.