Video & Transcript : 'liability insurance' :
Page 94 of 500
LA
Louisiana 2026 Regular Session
House and Governmental Affairs May 6th, 2026
House and Governmental Affairs
Committee:
House House and Governmental Affairs
Keywords:
human rights, individual liberties, Magna Carta, constitutionalism, free speech, Uniform Construction Code, building code, construction code, inspector licensing, building inspectors, plans examiners, public inspector, private inspector, private inspector company, building official, code enforcement, Louisiana Uniform Construction Code Commission, state fire marshal, International Building Code, International Residential Code
LA
Transcript Highlights:
- Assumed name by a legitimate FDIC-insured bank.
- Extra insurance.
- There's basically disclaimers and education that here's where your FDIC insurance is.
- There's basically disclaimers and education that here's where the FDIC insurance is.
- It increases insurance requirements from $100,000 to $500,000.
Bills:
HB387 , HB673 , HB947 , HB975 , HB1102 , HB1228 , HB1229 , HCR66 , SB102 , SB165 , SB280 , SB291 , SB326 , SB521
Committee:
House Commerce
Keywords:
engineering, land surveying, construction, state fire marshal, plan review, security cameras, abandoned property, blighted structures, property management, digital assets, abandonment, custodian, escheatment, blockchain, cryptocurrency, unclaimed property, state treasurer, Department of Public Service, statutory entities, public administration
OK
Bills:
SJR50 , SJR51 , SJR52 , SJR53 , SJR54 , HJR1090 , HJR1091 , HJR1092 , HJR1093 , HJR1094 , HJR1095 , SJR49
Committee:
Senate Administrative Rules
Keywords:
Medicaid, federal funding, state law, healthcare, low-income adults, Oklahoma Constitution, healthcare regulations, Oklahoma Health Care Authority, permanent rules, joint resolution, OHCA, health care rules, administrative rules, major rule, Title 75, Title 317, Oklahoma Administrative Code, OAC 317:30, health policy, state health programs
MN
Transcript Highlights:
- constituent and many others, addressed by DPS as well, and a multitude of other layers, whether it be insurance
- Through insurance or medical expenses and all the other layers that come in these very tragic incidences
Committee:
House Ways and Means
Keywords:
grooming, child protection, student safety, sexual exploitation, educator licensing, teacher discipline, mandatory reporting, mandated reporter training, school misconduct, predatory offender, child abuse, sexual abuse, sex trafficking, child sexual abuse material, child pornography, position of authority, school employee, school administrator, license revocation, license suspension
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Wed Mar 4, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- Once that's done, the professional has to get insurance for what they do as a professional.
- Once that's done, the professional has to get insurance for what they do as a professional.
- Once that's done, the the has<00:11:30.960><c> to</c><00:11:31.080><c> get</c><00:11:31.440><c> insurance
- </c> has to get insurance has to get insurance for<00:11:33.920><c> what</c><00:11:34.200><c> they</c
- of a lot of insurance companies. of a lot of insurance companies.
Committee:
House Consumer Protection & Commerce
Keywords:
renewable energy, solar energy, self-certification, building permits, environmental regulations, HB1593, affordable housing, pet-inclusive housing, pet friendly housing, rental housing, affordable rental housing, HHFDC, Hawaii Housing Finance and Development Corporation, tenant pets, companion animals, dogs, cats, landlord-tenant law, security deposit, pet deposit
Summary:
The committee heard testimony on HB 1984 HD2, which would require government entities issuing building permits to create a self-certification process for certain behind-the-meter rooftop solar and energy storage systems, allowing approved applicants to proceed without waiting for standard permit review. The Public Utilities Commission and DLNR offered comments, and the Hawaii Solar Energy Association, Holoholo Energy, Photon Works Engineering, Malama Solar, RevoluSun, and others testified in strong support. Supporters said the bill would reduce permitting delays, lower costs, and help meet Hawaii’s renewable energy goals while still relying on licensed engineers, electricians, and county inspections for safety. Committee members asked about risk, existing county pilot programs, and whether self-certification had been used before; witnesses said the professional liability remains with licensed signers and that current automated review systems often flag minor issues that slow projects. The committee also noted 16 additional written testimonies in support.
The committee then took up HB 1593 HD1, which would require HHFDC-financed affordable rental housing projects to allow residents to own or keep common household pets. The Hawaiian Humane Society testified that the bill is a top priority because housing restrictions are a major reason pets are surrendered and because many unhoused residents with pets avoid housing that does not allow animals. In response to questions, the Humane Society said concerns about pet-related damage are overstated, suggested pet behavior screening as a safeguard, and said it would be willing to work on broader private-market pet-friendly housing policies. Members raised concerns about whether allowing pets in public housing could create problems for residents who later transition to the private market, and the witness said California has a similar law and no major negative effects had been identified.
Finally, the committee heard HB 2423 HD2, which would require that by January 1, 2028, diesel fuel sold in Hawaii for on-highway vehicles contain at least 5% biodiesel by volume. The Hawaii State Energy Office offered comments, and Hawaii Transportation Association and Pacific Biodiesel Technologies testified in support. Pacific Biodiesel argued the mandate would improve energy security, stabilize fuel prices amid global supply disruptions, and support local clean-fuel production. In response to questions, the company said its nameplate capacity is 5.5 million gallons per year and it has produced over 6 million gallons annually, but much of its output is tied up in standby generator contracts that can fluctuate. Witnesses said the mandate would provide a stable market signal and could support future investment in expanded local biodiesel production, including agricultural feedstock development and a possible second refinery. No votes or final actions were taken during the portion of the meeting provided.
FL
Transcript Highlights:
- Well, the bill in Tennessee was a pesticide liability shield designed to block failure-to-warn lawsuits
- Yes, there's a number of pesticide liability shields that are going throughout the country.
- Since 2008, Florida has recognized HCSMs as distinct from insurance.
- This is my first time seeing the bill, and just looking at when the bill was in banking and insurance
- And while the same would be true with a regular insurance company, I mean, we've had some over time that
Bills:
S0050 , S0054 , S0176 , S0178 , S0198 , S0290 , S0420 , S0502 , S0538 , S0706 , S0834 , S0936 , S0962 , S1004 , S1080 , S7022
Committee:
Senate Rules
Keywords:
veterans, treatment court, nonviolent felony, probation, mental health, cognitive function, psychotropic drugs, violent offenders, autopsy procedures, medical records, school safety, campus safety, higher education, university safety, college safety, student safety, threat assessment, violence prevention, credible threat, campus security
Summary:
The committee heard and advanced several bills, beginning with CS for CS for SB 54, which requires district medical examiners to perform toxicology screenings for psychotropic drugs and intoxicating substances in autopsies of violent offenders and report findings to state agencies. It was reported favorably after brief discussion about how the data would be used. CS for SB 176 also passed, requiring public postsecondary institutions to make campus safety reporting and response procedures clearer and more accessible for students, faculty, and staff who receive threats. Both bills were approved without opposition in the meeting.
The committee then took up the large Florida Farm Bill, CS for CS for CS for SB 290, which drew extensive testimony and multiple amendments. The bill includes changes to fair associations, a preemption on local restrictions affecting gas- and diesel-powered farm equipment, surplus of certain state-owned lands for agricultural use, a food animal veterinary loan repayment program, permanent authorization for Farmers Feeding Florida, expanded Florida Forest Service training, a ban on signal jamming devices, tougher CDL English-proficiency penalties, protections for food safety inspectors, biosolids provisions, and contractor payment enforcement. Amendments expanded veterinary loan eligibility to equine veterinarians, merged citrus research entities, made technical corrections, and revised contractor payment language; a late-filed amendment removed the bill’s disparagement clause after significant First Amendment concerns and public testimony. A separate amendment delayed biosolids compliance deadlines. The bill was reported favorably as amended.
Also approved were CS for CS for SB 834, which repeals a restriction on health care sharing ministries partnering with licensed insurance agents, while adding a disclaimer requirement; SB 936, allowing temporary door locking devices at any height above the floor and directing the Building Commission to add standards to the code; and CS for SB 50, expanding veterans’ courts statewide. Later, CS for CS for SB 1004 advanced with a strike-all regulating dog and cat sales, requiring disclosure of medical records and financing terms, a three-day waiting period for financed purchases, and consumer protections against deceptive pet sales; an amendment removed an appropriation section. The committee also approved CS for CS for SB 178, which directs the FHSAA to adopt rules allowing coaches to provide limited good-faith support to student-athletes, and CS for CS for SB 198, regulating virtual currency kiosks with registration, warnings, transaction limits, receipts, and refund protections. Each of these bills was reported favorably by recorded vote.
WA
Washington 2025-2026 Regular Session
House Floor Session Jan 28th, 2026
Washington House Floor Meeting
Transcript Highlights:
- Speaker, was when I was showing some insurance companies what life was like... ...was when I was showing
- some insurance companies what life was like on a hop farm during harvest.
Bills:
HB1160 , HB1289 , HB1339 , HB1604 , HB1798 , HB1002 , HB1065 , HB1155 , HB1269 , HB1916 , HB2120 , HB2123 , HB2158 , HB2178 , HB2264 , HB2309 , HB2411 , HJM4004
Keywords:
design review, local government, land use, zoning, project permits, housing density, middle housing, affordable housing, parking minimums, single-family zoning, infill development, growth management, comprehensive plan, permit streamlining, objective development regulations, architectural review, administrative review, transit-oriented development, accessory dwelling units, ADU
Summary:
The House convened with a quorum, opened with the Pledge of Allegiance, a National Anthem performance, and a prayer offered by Washington Army National Guard Lieutenant Colonel Jeffrey Cole. The chamber then adopted House Resolution 4675, honoring the Washington National Guard for its service in emergencies, search and rescue, disaster response, and military readiness. Members spoke in support, highlighting the Guard’s history, its role in recent flood and landslide responses, and the sacrifices of service members and their families. The resolution passed by voice vote, and Guard leadership and members present in the galleries were recognized.
The House also recognized Congressman Dan Newhouse in a point of personal privilege, with remarks praising his service in state and federal office and his ties to agriculture. The chamber then moved to the Fourth Order of Business and debated a motion to suspend House rules to send two initiatives to the Education Committee for prompt public hearings. Supporters argued the Constitution requires precedence for initiatives and that the House should hear them promptly; opponents argued the Constitution allows the Legislature to take no action and that the motion was unnecessary. The motion to suspend the rules failed on a recorded vote, 38 yeas and 57 nays, with three excused.
Next, members debated the routine motion to refer the bills, memorials, measures, and resolutions on the introduction sheet to committee. Some members again argued the two initiatives should be given priority and public hearings before other business, while others supported normal referral of the day’s measures. The motion passed on a recorded vote, 57 yeas and 38 nays, with three excused. Committee reports were then accepted and referred as designated, and the House adjourned until Thursday, January 29 at 10:30 a.m.
TX
Transcript Highlights:
- And insurance only gives you coverage every six months for dentistry.
Committee:
House Public Health
Keywords:
dentistry, botulinum toxin, aesthetic treatments, dental regulation, training, medical staff privileges, hospital administration, healthcare regulation, Texas Health and Safety Code, consistency in privileges, SB 672, Texas hospital emergency operations plan, hospital diversion, emergency department, cyberattack, cyber security, power outage, electrical outage, patient diversion, hospital preparedness
TX
Transcript Highlights:
- expand provider scope of practice or limit hospitals' ability to set high standards or create new liability
- It's like an insurance policy.
- Senate Bill 660 will not only save lives, but it will also shield hospitals from costly repairs and liability
- Because I had insurance. they could build.
Committee:
House Public Health
Keywords:
dentistry, botulinum toxin, aesthetic treatments, dental regulation, training, medical staff privileges, hospital administration, healthcare regulation, Texas Health and Safety Code, consistency in privileges, SB 672, Texas hospital emergency operations plan, hospital diversion, emergency department, cyberattack, cyber security, power outage, electrical outage, patient diversion, hospital preparedness
TX
Transcript Highlights:
- So the RESEA programs provide more intensive employment services to... unemployment insurance claimants
- The COVID-19 pandemic brought a significant significant surge in unemployment insurance fraud, revealing
- This will give the Texas Workforce Commission the ability to verify unemployment insurance claims and
- We infer that we have the authority in unemployment insurance. because there's a definition of fraud,
Bills:
HB1397 , HB1893 , HB1950 , HB2027 , HB2791 , HB3698 , HB3699 , HB3700 , SB2603 , SB2607 , SB2565
Committee:
Senate Economic Development
Keywords:
Texas Constitution, Declaration of Independence, victory or death letter, display, historic preservation, HB 1893, Texas public information law, Public Information Act, Government Code 552.130, Transportation Code Chapter 730, license plate number, vehicle registration, law enforcement video, police body camera, dashcam, redaction, public records request, open records, government transparency, privacy
AL
Alabama 2025 Regular Session
Alabama Senate Finance and Taxation Education Committee Apr 30th, 2025
Finance and Taxation Education
Transcript Highlights:
- it's not just sales... different in that it's not just sales tax, but it's financial excise premium insurance
- come here and work for less than 30... ...and work for less than 30 days, and that triggers a tax liability
Committee:
Senate Finance and Taxation Education
Keywords:
rural health, hospital funding, tax credits, qualified donations, Alabama Department of Revenue, HB273, Hunger-Free Campus Act, hunger free campus, food insecurity, college hunger, student hunger, campus pantry, food pantry, SNAP, Supplemental Nutrition Assistance Program, basic needs, student food assistance, meal vouchers, meal credits, food vouchers
TX
Transcript Highlights:
- Now this bill, does it require insurance carriers to cover this service once it's...?
- And then what about life insurance? What would be the differences for liability?
- From my practice, I have to have a group and individual liability.
- , and even the state. funded insurers.
- It says in state statute that the surgeon has no liability.
Bills:
HB35 , HB4490 , HB4454 , HB2188 , HB3078 , HB4743 , HB2556 , HB46 , HB5342 , HB4783 , HB3785 , HB5278 , HB1639 , HB2581 , HB4224 , HB4070 , HB4099 , HB4882 , HB3794 , HB46
Committee:
House Public Health
Keywords:
peer support, first responders, mental health, confidentiality, emergency services, disclosure, next of kin, public information, deceased persons, privacy rights, patient solicitation, marketing practices, healthcare regulation, task force, deceptive advertising, nurse aide, certification, Texas Board of Nursing, healthcare workforce, nursing standards
TX
Transcript Highlights:
- So the liability, in a way... having independence would decrease their liability?
- Is that covered by insurance? It can be.
- But if you don't have insurance...
- It's the insurance company that's paying for it.
- That was for their personal. ...co-insurance.
Bills:
HB46 , HB35 , HB4490 , HB4454 , HB2188 , HB3078 , HB4743 , HB2556 , HB46 , HB5342 , HB4783 , HB3785 , HB5278 , HB1639 , HB2581 , HB4224 , HB4070 , HB4099 , HB4882 , HB3794
Committee:
House Public Health
Keywords:
local government spending cap, expenditure limit, political subdivision, property tax, ad valorem tax, budget cap, taxpayer protection, spending restraint, inflation adjustment, population growth, voter approval, supermajority vote, county budget, municipal budget, school district finance, junior college district, hospital district, special district, attorney general enforcement, local fiscal limits
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 4/1/25
Human Services Finance and Policy
Transcript Highlights:
- options for these workers insurance options for these workers continues<00:04:03.760><c> this</c><00
- In the past, I've gone without insurance or bought, um, insurance to make sure that I have insurance.
- In the past, I've gone without insurance or bought, um, insurance to make sure that I have insurance.
- In the past, I've gone without insurance or bought, um, insurance to make sure that I have insurance.
- In the past, I've gone without insurance or bought, um, insurance to make sure that I have insurance.
Committee:
House Human Services Finance and Policy
Keywords:
HF2367, Community First Services and Supports, CFSS, personal care assistance, PCA, consumer-directed community supports, CDCS, home and community-based services, HCBS, direct support professionals, direct care workers, caregivers, support workers, SEIU Healthcare Minnesota & Iowa, collective bargaining agreement, retention stipend, health care cost stipend, training stipend, orientation program, retirement trust
AL
Bills:
HB43 , SB81 , SB178 , SB138 , SB89 , SB183 , HB27 , HB188 , HB199 , HB190 , SB117 , HB43 , HB27
Committee:
Senate Judiciary
Keywords:
criminal procedure, split sentencing, probation, Class A felony, Class B felony, minimum confinement, custodial sexual misconduct, sexual misconduct, inmate abuse, prisoner exploitation, correctional staff, jail staff, detention center, probation officer, parole officer, Department of Corrections, Department of Youth Services, sheriff, county jail, municipal jail
MA
Massachusetts 2025-2026 Regular Session
Senate Session May 18th, 2026
Massachusetts Senate Floor Meeting
Transcript Highlights:
- and our pension liability.
- Now we're getting down into so-called unfunded pension liabilities, which is our largest long-term liability
- To make forward payments to pay down our unfunded pension liability.
- But unfunded pension liability stood at $40.5 billion.
- Which we also carry as a long-term liability.
Summary:
The Senate first adopted two resolutions commending the Plimpton Historical Society for Deborah Sampson Day and Megan’s Light for recognizing May 2026 as Cystic Fibrosis Awareness Month. It also suspended Joint Rule 12 on several House petitions, referred those matters to committees, and later took up final passage of two local bills: one authorizing Dartmouth to grant an additional off-premises liquor license and another relative to the charter of Westwood. Both bills were passed to be enacted and sent to the Governor.
The main business of the session was the opening debate on the Senate Ways and Means FY27 budget, which was described as a balanced $63.3 billion proposal. The chair and supporters highlighted major investments in unrestricted local aid, Chapter 70 education funding, regional school transportation, rural aid, community college affordability, food security, housing, and health and human services. They also emphasized that the budget was built on the consensus revenue estimate, included no new taxes or tax cuts, did not use the rainy day fund, and relied in part on federal funds and Fair Share revenue.
In extended questioning, the minority leader pressed for details on the budget’s assumptions and cost drivers, including federal participation, Fair Share revenue, debt service, MassHealth caseload and spending, pension and OPEB liabilities, settlement reserves, collective bargaining funding, and controls against waste, fraud, and abuse. The chair responded that federal funds account for about 22% of budgeted revenues, Fair Share revenue is estimated at about $2.7 billion, debt service is about $2.67 billion, MassHealth and related health and human services total about $36.4 billion, pension funding is $5.1 billion, and OPEB receives a $150 million payment. Members also discussed the C-3 child care program, DTA program integrity, and housing permitting reforms, with several senators speaking in support of the budget’s priorities and urging further debate and amendments before final passage.
MO
Transcript Highlights:
- So today the medical malpractice insurance pool to begin offering malpractice insurance.
- Hampton Williams, with the Missouri Insurance Coalition.
- Most insurers then were large and established entities.
- The National Association of Insurance Commissioners, widely regarded as the gold standard for insurance
- Do you know how many insurance companies...
Committee:
House Insurance and Banking
Summary:
The Insurance Committee met with a quorum and first went into executive session on House Bill 2874, which was approved 9-0 with one member present. The bill was described as a product worked on the previous year, and no substantive opposition was raised before the vote.
The committee then heard House Bill 2071, which would allow the Medical Malpractice Joint Underwriting Association to suspend operations rather than terminate, because the medical malpractice market is now considered robust and the association has not written a policy or received a claim in several years. The sponsor and Missouri Insurance Coalition said the association still costs roughly $300,000 to $350,000 annually to operate, with projected savings if suspended, while preserving the ability to reactivate if claims arise within the remaining liability window. Some members questioned whether a sunset would be more appropriate and raised concerns about the open-ended nature of suspension and the handling of the association’s reserve funds.
House Bill 1615 was then heard and would lower the statutory minimum number of directors for insurance companies from nine to five, while leaving maximum board sizes unchanged. The sponsor and supporters argued Missouri’s current requirement is outdated, out of step with other states and other regulated entities, and creates unnecessary barriers for smaller insurers without affecting solvency or consumer protection. Members questioned whether any insurers had avoided Missouri because of the nine-director rule; supporters said they had no specific examples but said the change would provide flexibility and align Missouri with modern governance practices.
Finally, the committee heard House Bill 2902, which would create a Motor Vehicle Threat Prevention Program and commission within the Department of Public Safety to fund grants and coordinate efforts against auto theft. The sponsor said Missouri ranks among the highest states for vehicle theft and argued the program would help local law enforcement, especially in rural areas, address high-tech theft methods and related crimes. Highway Patrol and NICB witnesses testified in support, citing rising theft rates, the use of stolen vehicles in other crimes, and examples from other states where similar task forces recovered stolen vehicles and made arrests. Several members questioned whether a new commission was necessary, suggesting the Highway Patrol or existing agencies could handle the work; no opposition testimony was offered, and the hearing was closed with no further business before adjournment.
KY
Kentucky 2026 Regular Session
Senate Standing Committee on Appropriation and Revenue. (1-28-26)
Transcript Highlights:
- . insurance. insurance.
- </c> we're not touching the health insurance we're not touching the health insurance trust<00:10:36.160
- And what that saves out of liability.
- </c> the health insurance plan? the health insurance plan?
- </c> Which is pretty unheard of for insurance Which is pretty unheard of for insurance plan<00:52:36.000
Summary:
The committee met to hear a presentation from Dr. Hicks on the governor’s recommended budget for the next biennium. He reviewed the revenue outlook, noting modest general fund growth, a large rainy day fund balance, and the impact of recent income tax reductions. He said the budget was built around recurring reductions, lower debt service and retirement contribution rates, and the use of excess restricted funds, while protecting K-12 education, Medicaid, postsecondary education, public safety, and pension obligations.
Dr. Hicks outlined several major spending and reserve proposals, including $350 million from the Department of Insurance’s excess restricted funds to support Medicaid in the first year, $150 million for the affordable housing trust fund, $125 million for rural hospitals, $100 million to offset lost federal ACA premium tax credits, $75 million for utility assistance, and $50 million for food assistance. In education, the proposal included a phased pre-K for all plan funded by sports wagering tax revenue, a 3% annual salary increase for full-time school personnel, continued full funding of teacher pensions, a 2.5% annual increase in SEEK base funding, and additional support for career and technical education and school facilities.
He also discussed Medicaid cost pressures, including higher managed care, pharmacy, behavioral health, and nursing facility costs, and explained the expected effects of federal HR1 changes on Kentucky’s Medicaid program. Those changes include work and community engagement requirements and more frequent eligibility redeterminations for expansion members, which the administration estimated would reduce enrollment by about 4,300 in the first year and 28,000 in the second year. No votes or formal committee actions were taken during the meeting, which was limited to the budget presentation and member questions.
WA
Washington 2025-2026 Regular Session
Select Committee on Pension Policy May 19th, 2026 at 10:00 am
Select Committee on Pension Policy
Transcript Highlights:
- So that first phrase near the top there, the pension boards and medical benefit liabilities.
- And then they're also paid through a portion of the fire insurance premium tax.
- How do spouses get their insurance? They're required to pay for their own.
- Can they qualify for insurance through the city? No, not after they turn 65.
- She went out and bought private insurance in addition to her Medicare. Right.
Committee:
Joint Select Committee on Pension Policy
CA
California 2025-2026 Regular Session
Assembly Privacy and Consumer Protection Committee Apr 21st, 2026
Privacy and Consumer Protection
Transcript Highlights:
- That is why my bill, AB 1798, prohibits life and non-health disability insurance insurers from using
- That is why my bill, AB-1798, prohibits life and non-health disability insurance, insurers from using
- Insurers are currently and rightfully prohibited from refusing to insure, canceling or renewing life
- Insurers are currently and rightfully prohibited from refusing to insure, canceling or renewing life
- You certainly wouldn't insure them.
Committee:
House Privacy and Consumer Protection