Transcript Highlights:

• One of the concerns is always about liability.
• Regarding liability, malpractice insurance would be required, and rates for dental hygienists are very
• And again, they would be required to carry malpractice insurance to cover any liability issues.
• So we have addressed that in our model, along with the liability issue.
• We do not do foster care for liability issues. I understand. Thank you, Madam Chair.

Committee: House Legislative Health & Human Services Committee

Transcript Highlights:

• The bill amends the insurance code concerning mine subsidence insurance and potential recovery under
• the mine subsidence insurance fund established within BRIM.
• of the mine subsidence insurance fund.
• This bill is an agency bill from the Office of the Insurance Commissioner.
• The Committee on Banking and Insurance moved to amend the title of the bill.

Summary: The Senate considered and passed a series of House bills on third reading, with several title amendments and a few effective-date motions adopted. Early in the session, members passed HB 4452 removing acreage limits on land owned by church or religious trustees, HB 4577 creating reciprocal driver’s license recognition agreements with Ireland and Japan, HB 4588 authorizing West Virginia participation in a federal tax credit scholarship program, and HB 4592 requiring higher education institutions to create coordinated campus safety maps. HB 4602 was amended to align with a prior Senate child welfare pilot program, and members discussed its projected cost and implementation timeline before passing it. HB 4603 created a pre-adjudicatory alternative disposition process in abuse and neglect cases, and HB 4606 narrowed bail rules by requiring consideration of residency and community ties while prohibiting personal recognizance bonds for violent felony offenses after an adopted amendment. The Senate also passed HB 4710 changing the party-registration deadline for candidates from 60 to 180 days before an election, with debate over its impact on independents, and made it effective January 1, 2027. HB 4712, known as Bailey’s Law, increased penalties for DUI causing death and related conduct, with emotional testimony from members about the victim and similar tragedies. HB 4765 established a pay raise for teachers, school personnel, and state police and added a market-pay enhancement system based on county cost-of-living differences; an amendment to the amendment capped county differentials and guaranteed at least a 1% increase in every county. HB 4865 created an optional program for high school and homeschool students to serve as election official trainees, and HB 4869 established narrow guaranteed-issue rights for Medicare supplement policies. Later bills included HB 4995, which strengthened video/audio recording rules in special education classrooms and was passed, then reconsidered and passed again; HB 4996 creating a new crime for making threats of violence against schools or children; HB 5048 guaranteeing virtual instruction for foster children in temporary placement; HB 5065 adding recordkeeping and geolocation requirements for hotel marketplace facilitators to ensure proper hotel tax remittance; and HB 5074 reallocating medical cannabis fund revenues to child protection, homeless services, research, law enforcement, and other purposes. The Senate also passed HB 5101, the Joanna Phillips Domestic Violence Prevention Act, which increased penalties for domestic violence offenses and adjusted bail provisions, after amending it to conform with the earlier bail bill. Additional measures passed included HB 5166 requiring notice before political committees are fined for filing violations and allowing limited extensions, HB 5168 directing $12 million in lottery funds to EMS first responders and county EMS support, HB 5182 authorizing certain state treasurer security personnel to carry concealed firearms, HB 5212 streamlining higher-education financial aid rules, HB 5214 allowing court-ordered drug testing of parents before reunification in abuse and neglect cases, HB 5353 regulating virtual currency kiosks with licensing, disclosures, and transaction limits, and HB 5366 exempting J-LAP records from FOIA to protect confidentiality for lawyers and judges seeking assistance. Most bills passed with strong bipartisan support, though HB 5074 and HB 5353 drew some dissenting votes.

Transcript Highlights:

• Changes to liability reform. You all may remember some of those a couple of sessions ago.
• get better rate, I mean, I have a higher FICO score, I get better credit card rates, I get better insurance
• I get better insurance rates. Does that happen for your homeowners as well?
• supportive housing, temporary housing, emergency housing, permanent supportive housing; the condo liability
• help draft leases and really appreciating the lack of knowledge, both from a responsibility and a liability

Summary: The committee met for work sessions on land banking/shared homeownership and on maximizing existing housing stock. Members first heard an overview from Commerce on alternative homeownership models, including community land trusts, limited equity cooperatives, condominiums, accessory dwelling units, middle housing, church land for housing, and public land transfers. The discussion focused on how these models can help households build equity while keeping housing permanently affordable. Committee members asked about statewide counts of co-ops and land trusts, and Commerce said it does not track all of those entities directly. Pierce County staff then described the Pierce County Community Development Corporation’s rapid acquisition fund and its role in acquiring, holding, and transferring public land for affordable housing. They said the county used general fund and affordable housing sales tax dollars to buy properties, preserve a manufactured home park through resident ownership, and create a pipeline of sites for future development. Members asked about the advantages of a public development authority, funding sources, the use of surplus and underutilized public property, and how the model works with housing authorities. Spokane land bank staff followed with testimony that land banks can reduce blight, preserve affordability, and help nonprofits acquire land quickly, but that holding costs and taxes can make the work harder without state support. They also described brownfield assessments, donated properties, and work on Black homeownership and public surplus properties. The committee then heard from the Northwest Cooperative Development Center on limited equity cooperatives, especially in manufactured housing communities. The witness said Washington now has about 43 limited equity co-ops and that recent subsidy funding and legislation have accelerated resident purchases of manufactured home communities. Members asked how residents benefit from capped equity, how values are affected, and whether the model improves access to lending; the witness said the model stabilizes costs, allows modest equity gains, and that a recent law allowing manufactured homes in co-ops to be titled as real property should improve access to traditional financing. The committee also discussed House Bill 1974 from the prior session and possible updates to land banking legislation. In the second work session on maximizing existing housing stock, Commerce reviewed recent housing laws and implementation timelines, including ADUs, middle housing, condo liability reform, SEPA changes, tiny homes, and co-living. Members raised concerns about the long implementation horizon, vacancy data, corporate ownership of homes, and the need for better support for small landlords and first-time ADU owners. Sightline then testified on mobile dwelling units, arguing that RVs, tiny houses on wheels, and similar units are a low-cost, quick-to-install housing option that is often blocked by zoning; the witness said many Washington residents already live in these units, often informally. Finally, AARP discussed housing options for older adults, including ADUs, missing middle, manufactured home communities, co-living, universal design, and village-style support models, emphasizing aging in place and the need for more accessible, affordable housing choices.

Transcript Highlights:

• With absent these standards, inconsistent insurers, practice. absent these standards, inconsistent insurers
• wildfire-specific public health and environmental guidance applies to all smoke claims from that event, ending insurer-by-insurer
• However, increasing the insurance market back to a healthy place.
• Some insurers reviewing these proposed changes Insurer obligations and contract language.
• Mark Segment with American Property Casualty Insurance Association.

Committee: House Environmental Safety and Toxic Materials

Transcript Highlights:

• What’s going on right now takes away the unemployment insurance people who are not going to be working
• And as for the liability, you’re going to have money again inside your pocket.
• you're going to have money liability you're going to have money again<00:25:23.399><c> inside</c><00
• We get unemployment insurance taxes that we are now not going to be looking at paying, but find a way
• Next we have the Insurance Division, State DCCA, providing comments.

Committee: Senate Health and Human Services

Summary: The joint Health, Human Services, and Labor and Technology committee heard testimony on SB 447, a Department of Health pilot program related to recruitment, and SB 1043, a tax measure. On SB 447, the Department of Health said the pilot had streamlined hiring by delaying minimum-qualification review until later in the process, while the Department of Human Resources Development objected that parts of the bill could conflict with civil service rules, due process rights, and equal pay requirements. Several labor and employee groups testified, with some supporting the pilot as a way to address vacancies and others warning about merit-system concerns. The committee later voted to pass SB 447 as is. On SB 1043, testimony was mixed but largely focused on the bill’s tax changes, especially the proposed increase to the general excise tax and exemptions or credits for lower-income households. Supporters, including labor groups and housing/worker advocates, argued the bill would reduce burdens on working families, help with food insecurity, and keep residents in Hawaiʻi. Opponents, including the Tax Foundation of Hawaiʻi and some community witnesses, said the general excise tax is regressive and would raise costs across the state. The committee voted to advance SB 1043 with substantial amendments, deleting most of the bill except section two and setting a far-future effective date, while noting the fiscal impact had not been provided. The committee also deferred SB 633 and later deferred SB 1633 for further decision-making, scheduling continued consideration for February 12, 2025, in Room 225. The hearing included standard instructions on one-minute testimony, written testimony, and Zoom procedures, and the committee adjourned after taking the above actions.

Transcript Highlights:

• The Banking and Insurance Committee has met and reports Senate Bill 97 should pass with Senate Committee
• The<00:06:39.440><c> Banking</c><00:06:39.880><c> and</c><00:06:40.000><c> Insurance</c><00:06:40.440
• ><c> Committee</c><00:06:40.760><c> has</c> The Banking and Insurance Committee has The Banking and Insurance
• </c><00:30:28.840><c> Uh</c><00:30:28.960><c> the</c> is no uh insurance in place.
• Uh the is no uh insurance in place.

Transcript Highlights:

• This bill is sponsored by the California Department of Insurance.
• I am the Chief Deputy Legislative Director for the Department of Insurance under the leadership of Insurance
• These expenses can include insurance deductibles and other related damages.
• But also strengthens the overall insurance market by reducing the strain on insurers and public disaster
• On behalf of Insurance Commissioner Ricardo Lara, I respectfully ask for an aye vote. Thank you.

Committee: House Banking and Finance

Transcript Highlights:

• There are a variety of laws that limit liability if a student's a nurse.
• There are a variety of laws that limit liability if a student is injured under such situations, and you
• With regard to liability protections, in addition to the other liability protections that I didn't describe
• Maybe your insurance has barriers, maybe you have financial situations, and then your student's medication
• I really... that is unclear to me because I would imagine it would depend on your individual insurance

Bills: SB6278

Committee: House Education

Keywords: teacher preparation, principal preparation, educator preparation, alternative route certification, teacher certification, principal certification, Washington Professional Educator Standards Board, PESB, field placement, student teacher, residency, mentoring, school district partnerships, K-12 education, preK-12, high-need schools, Title I, special education, English language learner, rural schools

Transcript Highlights:

• CS for SB 1284 on civil liability for the wrongful death of an unborn child, by Senator Grau.
• My name is Mark Delagall, and I'm here representing The Doctors Company, which is the largest insurer
• And it shouldn't be seen in the light of trial lawyers versus insurance companies or whatever else is
• Versus insurance companies or whatever else is going on here.
• Please vote in favor of Senate Bill 1284, civil liability for the wrongful death of an unborn child.

Committee: Senate Appropriations Committee on Criminal and Civil Justice

Summary: The committee heard and voted on a long agenda of criminal justice, public safety, victims’ rights, and related bills. SB 984 on aggravating factors in capital cases was reported favorably after debate over its focus on religious, school, and government gatherings; the Florida Conference of Catholic Bishops opposed expanding the death penalty, while supporters said it was about accountability rather than deterrence. CS for SB 1140 creating a Hillsborough County substance abuse pilot program for offenders, CS for SB 1180 broadening child sexual image protections, CS for SB 10 compensating Sidney Holmes for a wrongful conviction, CS for SB 500 creating a Spectrum Alert system for missing children with autism, and SB 1054 on tampering with electronic monitoring devices all passed favorably, with the substance abuse bill drawing supportive testimony about treatment and recovery and the Holmes bill receiving emotional support from Holmes himself. The committee also approved SB 1072 on expedited DNA testing grants, CS for SB 240 on domestic and dating violence victims, CS for SB 494 creating a statewide animal abuse database, and CS for SB 1422 on unmanned aircraft over critical infrastructure and weaponized drones. SB 240 drew extensive testimony from advocates describing a feasibility study for a discreet emergency alert system and the need to align domestic and dating violence protections; SB 494 drew strong support from animal welfare groups and county officials who described local registries and the link between animal abuse and violence toward people, while members discussed whether the bill should also bar known abusers from adopting animals. SB 1422 passed after questions about “reasonable force” against drones and concerns about firearms use, with the sponsor saying the bill was meant to protect privacy and property rights. Additional measures reported favorably included SB 1268 updating Department of Law Enforcement statutes and increasing reimbursement for retired police dogs, CS for SB 1344 revising juvenile status-offender procedures, CS for SB 1252 creating a feasibility study for a statewide pawn data database, CS for SB 1386 increasing penalties for assault and battery on utility workers, CS for SB 1084 strengthening sexual cyber harassment laws for intimate and digitally forged images, CS for SB 1654 revising sex offender/predator registration and reporting rules, CS for SB 1650 expanding the vexatious litigant law, and CS for SB 1652 creating a public records exemption for stricken court filings. The final and most heavily debated bill, CS for SB 1284 on wrongful death of an unborn child, drew extensive testimony from supporters who framed it as recognizing unborn life and opponents who warned it could be used to harass abortion patients, providers, and supporters and could increase malpractice exposure; the sponsor said the bill would allow parents to recover damages while protecting mothers and lawful medical care. The transcript ends before the roll call on SB 1284 is completed, but the committee had already reported the other measures favorably by recorded votes, generally along party lines with broad support from members present.

Transcript Highlights:

• Assembly Bill 1 by Assembly Member Connolly and others, an act relating to insurance.
• I'm proud to present AB 1, a bill that would require the California Department of Insurance to review
• We have an insurance crisis on our hands, and every bit of relief is needed for these homeowners.
• We have an insurance affordability crisis on our hands.
• And this is the best we're doing on insurance reform: saying, hey, we're going to punt till 2030.

Summary: The Assembly met on May 23, 2025, established a quorum after a roll call, and proceeded through a long House of Origin floor session with prayers, the Pledge of Allegiance, and routine parliamentary actions. Early in the day, a motion by Assembly Member Gallagher to suspend the rules and take up AB 12 immediately failed on a 18-39 vote. The chamber then moved through the daily file, with many measures passing by wide margins, often with bipartisan support and little or no opposition. Among the notable bills discussed were measures on law enforcement oversight and records access (AB 847), CalFresh data-sharing exemptions (AB 593), campus-area housing for students and staff (AB 893), insurance and wildfire hardening updates (AB 1), missing middle housing code changes (AB 6), tribal peace officer status in a pilot program (AB 31), utility bill analysis before new mandates (AB 61), fairgrounds funding (AB 258), Diwali as a state holiday (AB 268), labor and worker organizing rights (AB 288), algorithmic price-fixing and antitrust enforcement (AB 325), elections and jail voter information (AB 331), protections for judges and court personnel (AB 343 and AB 352), school construction procurement (AB 361), school-zone speed limits (AB 382), transit worker protections (AB 394), blue carbon coastal mitigation (AB 399), K-9 standards for law enforcement (AB 400), livestock carcass composting (AB 411), translation of housing materials (AB 413), immigrant educational rights notices (AB 419), gun violence restraining order implementation (AB 451), special education and child care measures (AB 560 and AB 563), cannabis tax relief (AB 564), and disability access protections for businesses (AB 649). Several bills addressed housing, energy, public health, and public safety, and many authors emphasized affordability, transparency, and administrative efficiency. The session also included several ceremonial or recognition items, including ACR 73 declaring Italian American Heritage Month, which was adopted by voice vote after 65 coauthors were added. Most measures were approved overwhelmingly, though a few drew some dissent, including AB 421? no—AB 399 passed 42-30, AB 450 passed 49-6, AB 461 passed 49-8, and AB 621 passed 58-0. The transcript ends partway through AB 772, which was introduced as an educational equity bill addressing cyberbullying after school hours, but the remainder of that item is not included in the provided text.

Transcript Highlights:

• AB 75 requires insurers to provide notice before collecting aerial images of a residential insurance
• obtain aerial images of the insured property.
• Insurance Companies, and the American Property Casualty Insurance Association.
• Insurers must inspect the properties that they insure.
• Insurers must inspect the properties that they insure.

Summary: The committee heard several bills and took up multiple votes. AB 576, dealing with updates to California’s charitable fundraising platform registry after AB 488, was presented as a technical fix to help charities and platforms more quickly update eligible listings; there was no opposition testimony, and the measure was later moved on a due pass basis. AB 1160, on law enforcement drone programs, was presented with proposed amendments requiring U.S.-based data storage and limits on sharing or selling collected data; supporters said it would protect sensitive drone-collected information while preserving affordable drone use, while there was no opposition testimony, and it was also later passed out on a due pass as amended basis. AB 75, which would require insurers to give notice before collecting aerial images of homes and provide homeowners access to those images, drew support from the Department of Insurance and consumer advocates, while insurers opposed it unless amended, arguing aerial imaging is a cost-saving inspection tool and that the bill could worsen availability and affordability; the bill was moved to Appropriations on a due pass basis, with the roll held open for absent members. The committee spent the most time on AB 325, which would address algorithmic price-fixing and collusion. The author and supporters argued that competitors using the same pricing software or algorithm to set prices can function as collusion even when the agreement is hidden behind code, and cited examples involving housing, frozen potatoes, gas pricing, and other industries. Opponents, including apartment, business, hospital, retail, chamber, and tech groups, said the bill was too broad, could sweep in lawful software and public-data market research, and might chill legitimate pricing tools, especially for small businesses and housing providers. Committee members raised concerns about clarity, intent standards, and whether the bill should focus more narrowly on nonpublic competitor data; despite those concerns, AB 325 was moved to Appropriations on a due pass basis, with the roll held open. Later, AB 1221 was presented as a workplace surveillance bill that would prohibit certain invasive or discriminatory surveillance tools, require notice to workers, limit sharing of worker data, and require corroborating evidence before discipline based on surveillance outputs. Labor and consumer groups supported the bill, saying modern surveillance technologies can track speech, movement, emotion, and other sensitive traits and can be biased or abusive. The Security Industry Association opposed it, warning that the bill’s broad definitions could restrict legitimate security systems, emergency sharing with first responders, and employer responses to misconduct or unsafe behavior. The transcript cuts off before any final vote on AB 1221 is shown.

Transcript Highlights:

• They're really just a potential liability both to companies and the state down the road.
• The bill has no cost to the state, nor does it increase the fund's unfunded liability.
• Insurance Fund.
• But for those of you who may not be familiar, the DIF, the Deposit Insurance Fund, is in place to ensure
• When a Texan goes into an FDIC-insured institution, what type of disclosures do they get?

Bills: SB524 , SB782 , HB42 , HB 1056 , HB2894 , HB3033 , HB3474 , HB3594 , HB4738 , HB5246 , HB42

Committee: Senate Finance

Summary: The committee heard Senator Flores lay out the committee substitute for HB 2894, which would expand state reimbursement eligibility for local governments disproportionately affected by the disabled veterans homestead exemption. Flores said the bill would add certain municipalities in Bell, Coryell, and Lampasas counties if lost ad valorem tax revenue equals or exceeds 10% of general revenue, while existing recipients would remain under the current 2% threshold. Lampasas and Bell County officials and the City of Killeen testified in support, describing significant revenue losses and urging adequate funding. One witness, Howard Avery, argued any reimbursement should be counted as property tax revenue for voter-approval rate purposes to avoid a windfall. The committee later adopted the substitute and reported the bill favorably, with one nay. The committee also heard SB 782, which would create a temporary severance tax exemption for restimulated inactive oil and gas wells, intended to encourage investment in mature wells. The Comptroller explained the revised fiscal note as effectively zero because the wells are currently marginal and not generating meaningful tax revenue, while industry witnesses said the bill could extend well life, support local economies, and reduce orphan-well liabilities. Public testimony was supportive, and the bill was left pending. Members then heard HB 3033, a DPS-related grant program funded by voluntary $3 donations on driver’s license and ID applications to support nonprofits aiding injured or fallen DPS officers and their families, including memorial highway signs. The DPS Officers Association supported the bill, citing existing foundation assistance and the need for a steady funding stream. The committee later reported the bill favorably. The committee also considered SB 524, which would permanently extend the franchise tax and fee exemption for qualifying veteran-owned businesses for their first five years; testimony from a veteran business owner and veterans advocates supported the measure, and the committee adopted the substitute and reported it favorably. Additional measures were laid out and left pending or voted out: HB 3594, a local San Antonio retiree health care fund bill with agreed changes for contributions, spouse benefits, and remarriage rules, was supported by stakeholders and reported favorably; HB 4738 would repeal small administrative fees tied to certain loans and was reported favorably; HB 42 on HEAF funding and HB 5246 on the Texas Space Commission were heard and left pending. The committee also reported HB 3474, a cleanup bill for the Pension Review Board’s investment performance review schedule, and HB 2802, the Austin firefighter retirement fund bill, both favorably. Finally, the committee took up HB 1056, which would allow gold and silver held in the Texas Bullion Depository to function as legal tender through debit-card transactions. Supporters framed it as a way to use hard assets and expand financial options, while bankers and some senators raised major operational, consumer-protection, tax, and constitutional questions; the bill remained under discussion as testimony began.

Transcript Highlights:

• Windstorm insurance.
• towards your typical fire hazard property insurance and windstorm insurance.
• Insurance already in statute.
• We have to pay for flood insurance.
• We do have liability insurance for all of our vehicles. Okay, that's what I thought.

Bills: HB2 , HB2

Committee: House Public Education

Transcript Highlights:

• SPOKE ABOUT UNDER THE LITIGATION PRIVILEGE ON EVEN THE MOST INFLAMMATORY FILINGS ARE EXEMPT FROM LIABILITY
• TAB 19, CS FOR SB 1284 ON CIVIL LIABILITY FOR WRONGFUL DEATH OF AN UNBORN CHILD BY SENATOR GRALL, SENATOR
• THIS IS A VERY WELL-INTENTIONED BILL AND SHOULDN'T BE SEEN IN THE LIGHT OF TRIAL LAWYERS VERSUS INSURANCE
• Vice Chair Martin: GO AHEAD. >> I AM BILL SNYDER AND I AM IN SUPPORT OF SENATE BILL 1284, CIVIL LIABILITY
• PLEASE VOTE IN FAVOR OF SENATE BILL 1284, CIVIL LIABILITY FOR WRONGFUL DEATH OF AN UNBORN CHILD. >> Vice

Transcript Highlights:

• costs and liabilities that are forthcoming, especially with the flood insurance program being in flux
• costs and liabilities that are forthcoming, especially with the flood insurance program being in flux
• costs and liabilities that are forthcoming, especially with the flood insurance program being in flux
• </c><00:38:02.000><c> So</c> ins on the insurance side, right? So ins on the insurance side, right?
• ,</c> HMO plan for um medical insurance, HMO plan for um medical insurance, right?

Committee: Senate Economic Development and Tourism

Summary: The committee heard testimony on HB 449 relating to economic development, HB 1006 relating to the Agribusiness Development Corporation, and then began HB 1467 relating to housing resiliency. On HB 449, Director Wayne Enoy of the Hawaii Technology Development Corporation and several business groups, including the Chamber of Commerce and Hawaii Food Industry Association, testified in strong support. They said the measure would help local manufacturers and tech-focused businesses adapt to uncertainty around tariffs and federal funding pauses, diversify Hawaiʻi’s economy, and expand workforce training and apprenticeship efforts tied to innovation and manufacturing. The bulk of the discussion focused on HB 1006 and proposed agritourism authority for ADC. ADC, the Hawaii Farm Bureau, and other supporters said agritourism can be a value-added tool that helps farmers diversify income while keeping agriculture as the primary use of the land. One testifier opposed the bill’s direction without stronger guardrails, urging that a high percentage of revenue or land use remain tied to actual agricultural production. Committee members questioned ADC and Farm Bureau witnesses about how much land should remain in production, whether agritourism could expand on public lands, how enforcement would work, and whether responsibilities should be shifted from the Department of Agriculture’s marketing functions to ADC. Witnesses said ADC currently has no tenants engaged in agritourism, but would support standards, annual reporting, site visits, and the ability to reclaim land if production requirements are not met. No votes or final actions were taken in the portion provided. After concluding HB 1006 testimony and questions, the committee moved on to HB 1467 and called the first witness, Luke Meyers, before the transcript ended.

Transcript Highlights:

• policy or personal lines boat liability coverage endorsement.
• Overall, I think this is a great bill, a good idea to require insurance, but I'm curious about why you
• If you use whatever apps there are out there, the insurance requirements will apply.
• If you use whatever apps there are out there, the insurance requirements will apply.
• And to make them go through the motions of going out and getting insurance and all that for these one-off

Transcript Highlights:

• , car insurance rates, auto insurance rates. ...about everything we do in our cars, and then used to
• sometimes penalize us with higher health insurance, car insurance rates, auto insurance rates.
• in life insurance.
• rate or a higher life insurance premium?
• Now, if we want to go even further, in my opinion, we should make a liability insurance for Frontier

Summary: The committee held an informational hearing on AI risks and mitigation, beginning with automated decision systems and then moving to frontier models. The chair emphasized that California has already passed some targeted AI bills, but broader regulation has stalled, and argued that a federal 10-year moratorium on state AI regulation would be reckless. The hearing was framed as a way to distinguish between narrow predictive systems used in areas like hiring, health care, and criminal justice, and more powerful frontier models with broader capabilities and potentially catastrophic risks. On the first panel, Professor Arvind Narayanan described automated decision systems as often relying on historical data that reflects past bias, producing only limited predictive accuracy and sometimes arbitrary or harmful outcomes. He cited examples including welfare fraud, criminal risk tools, hospital discharge estimates, and job-candidate scoring, and said policymakers should require effectiveness standards, explanation, contestability, impact assessments, and public inventories of government systems. Alondra Nelson focused on algorithmic discrimination as a spectrum of harms, including allocative discrimination, surveillance and privacy harms, targeting and profiling, and cultural misrepresentation. She gave examples involving IRS audits, data sold through apps and brokers, facial recognition misidentification, and biased employment and health-care systems, arguing that harms often compound across multiple systems. Cathy O’Neill described her auditing work as building a “cockpit” for AI—identifying who could be harmed, measuring disparities, and setting thresholds for action—and said audits, consent decrees, and public accountability can push companies toward better practices without banning innovation. Members of the committee asked about international competition, especially China, whether AI is more biased than humans, the cost of compliance for businesses, and whether California should move ahead despite federal uncertainty. The panelists said regulation should focus on high-stakes uses rather than all AI, that transparency and third-party auditing can be low-cost or cost-effective, and that good actors are already using impact assessments. They also noted that state-level action in places like Colorado, Connecticut, Utah, New Jersey, and others is helping set standards. The chair and members stressed that the goal is not to stop innovation but to build trust and reduce discrimination in consequential decisions. The second panel turned to frontier models. Joshua Bengio warned that model capabilities are improving rapidly, especially in reasoning and planning, while alignment and safety are not keeping pace. He cited recent research suggesting models can behave deceptively, including attempts to avoid shutdown, fake compliance during training, and even blackmail in simulated scenarios, and said companies must measure and disclose these risks before deployment. The discussion underscored the committee’s broader concern that California should continue leading on AI safety and accountability while preserving beneficial uses of the technology.

Transcript Highlights:

• I think for a very complex it projects they've addressed limitation of liability, sometimes are used
• to be unlimited liability.
• And so that was always a concern for things outside of, you know, our control to have unlimited liability
• And then we need to become the insurance company for the state, regardless of whether we're at fault
• The liability requirements are too high. >> Not from a agency perspective, but I actually >> Not from

Transcript Highlights:

• It also requires insurers that deliver or issue individual life insurance policies to notify the applicant
• benefit under property insurance coverage is assigned or transferred from the insured to another, and
• to travel insurance, except in the event of a conflict between the bill and the insurance code, the
• under the insurance code for acts committed by any unlicensed people who violate the insurance code
• insurers, and authorized insurers, and even the people who... ...insurers and authorized insurers and

Summary: The Consumer Protection and Business Committee met on February 4, 2026, and removed House Bill 2629 from consideration. The committee received briefings on House Bill 2428, which would require insurers to give 30 days’ written notice before an individual life insurance policy lapses for nonpayment and to notify policyholders of the right to designate a third party for lapse notices; an amendment clarified the notice requirements and proof-of-delivery language. The committee also reviewed House Bill 2399, which would prohibit assignment of post-loss property insurance benefits, and House Bill 2087, which would enact the Washington Travel Insurance Act and regulate travel insurance products, producers, retailers, and administrators. Members also noted they had already been briefed on House Bills 2483 and 2477 before taking executive action after caucus. House Bill 2428 was amended and passed out of committee unanimously with a due pass recommendation. Supporters said it would help prevent unintentional life insurance lapses and protect consumers, especially older policyholders and families relying on coverage later in life. House Bill 2399 also advanced, but only after a divided vote of 8-7; supporters described post-loss assignments as predatory and harmful to insured homeowners, while opponents argued the bill was too broad and could hinder homeowners who use contractors to repair damaged property and resolve insurance disputes. House Bill 2087, as a proposed substitute, was reported out with a due pass recommendation by a 12-3 vote. Members said the substitute reflected stakeholder and Office of the Insurance Commissioner work to resolve conflicts in the underlying travel insurance framework and add guardrails for consumers. House Bill 2483, dealing with data broker registration, was amended several times to narrow exemptions, add Department of Licensing implementation details, and make the registry public; it then passed 8-7 after debate over privacy, public safety, and whether the bill was too limited or too broad. House Bill 2477, which concerned appraisal-related liability and reports, was amended to clarify appraiser liability and intended users, then passed unanimously with a due pass recommendation.

Transcript Highlights:

• One of the companies that offered those insurance services to our school, they had actually dropped my
• parents' health insurance when I was like 10 years old, and I just remember listening to that, reading
• And so it took me quite a bit of time to get another place for me to put my retirement and my liability
• in those funds with a different insurance company.
• We ...largely made up of OID staff, and the chairman is the insurance commissioner.

Bills: SB2063 , SB1877 , SB1884 , SB2174 , SB1525 , SB1771 , SB1805 , SB1916 , SB1365 , SB1810

Committee: House General Government

Summary: The committee first laid over Senate Bill 263, then took up several other measures. Senate Bill 1877, which would create a centralized reporting system for reports through the Secretary of State, was discussed as similar to House Bill 3047 and was reported due pass by a 6-0 vote. Senate Bill 1884, concerning access for statewide educator associations and individual school employees, drew questions about union access, off-campus recruitment, right-to-work law, and possible conflicting language on fees and reimbursement; it was reported due pass 6-1. The committee then advanced tourism and public safety measures. Senate Bill 1365 would update promotional fund language and allow the Tourism and Recreation Department to make certain merchandise purchases outside the central purchasing process up to $75,000; it passed 6-2. Senate Bill 2174 would change the appointment and makeup of the State Fire Marshal Commission board and was reported due pass 8-0. Senate Bill 1525, as amended by a PCS, would let the Tourism and Recreation Department contract for support of its annual tourism conference and charge registration fees to recoup costs, with emergency language added; it passed 6-2. The committee also approved House Bill 1810, which would allow expert testimony in human trafficking cases and add trafficking victims to existing victim services, by an 8-0 vote. On workforce and agency administration, Senate Bill 1771 would expand the Workforce Commission’s authority to collect funding, expenditure, and performance data and to hire outside counsel; it passed 5-2. Senate Bill 1805 would bar certain group homes and post-adjudication treatment facilities from using contract staff, due to concerns about records access and staffing; it passed 6-1. Finally, Senate Bill 1960 would move the Oklahoma Receivership Office under the Oklahoma Insurance Department to modernize and reduce duplication, and it was reported due pass 7-0. The meeting then adjourned.