Video & Transcript : 'condominium insurance' :
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NH
New Hampshire 2025 Regular Session
House Labor, Industrial and Rehabilitative Services (02/04/2025)
Labor, Industrial and Rehabilitative Services
Transcript Highlights:
- The committee also felt that it would drive insurance rates and potentially drive more workers' comp
- rates and it would uh Drive insurance rates and it would<00:28:13.559><c> also</c><00:28:13.960><c>
- Representative Kessler said, “We did hear from the attorney representing the insurers that, in fact,
- Unemployment insurance trust fund reserves, which, of course, has to be filled somehow.
- insurance in New Hampshire<05:05:36.360><c> and</c><05:05:36.480><c> we</c><05:05:36.638><c> ended</
CA
Transcript Highlights:
- Insurance, the San Francisco... ...caucus, Insurance Commissioner Ricardo Lara, and the Department of
- Miguel Bastidoz with the California Department of Insurance here on behalf of Insurance Commissioner
- SB 1023 would require all plans and insurers to adopt a specific approach.
- And we are using the exact same medication, which was already approved by the insurance anyway.
- And we are using the exact same medication, which was already approved by the insurance anyway.
Committee:
House Health
CA
Transcript Highlights:
- auto insurance.
- So if that's the case, insurance method, a surety bond— So if that's the case, insurance method, a surety
- Just like I drive carefully, not to rely on the insurance.
- That was their contribution to the STRF insurance fund.
- That was their contribution to the Stryff Insurance Fund.
Summary:
The joint Sunset Review Oversight Hearing focused on the Bureau for Private Post-Secondary Education (BPPE) and its reauthorization, with committee chairs and members emphasizing the Bureau’s role in protecting students, overseeing private postsecondary schools, and responding to a changing federal higher education landscape. BPPE and the Department of Consumer Affairs reported that the Bureau has modernized data systems, improved enforcement, increased citations and inspections, reduced pending complaints, and is now meeting its statutory inspection mandate. They also said the Bureau faces a structural budget deficit and has reduced costs through staffing cuts, streamlined inspections, and shifting some student-relief functions to the Student Tuition Recovery Fund (STRF).
NH
New Hampshire 2026 Regular Session
House Commerce and Consumer Affairs (04/08/2026)
Commerce and Consumer Affairs
Transcript Highlights:
- is happening in the insurance market relative to health insurance.
- to health insurance.
- </c> care insurance. care insurance.
- The insurer these insurance company.
- right right right >> insurance >> insurance >> insurance >> Pcelli<00:46:13.040
Committee:
House Commerce and Consumer Affairs
Summary:
The subcommittee focused primarily on a bill concerning long-term care insurance rate increases and consumer notice. Members and staff discussed replacing or supplementing a proposed public hearing requirement with annual reporting, website updates, and consumer-facing disclosures about approved rate increases, carriers writing the products, and how the products work. Several participants emphasized that long-term care policies are long-term products, that rate increases can be spread over many years for actuarial reasons, and that consumers need better information about trends and the impact of increases.
A major point of disagreement was whether the bill should try to cap premium increases. One member argued the real problem is unexpected increases of 15% to 20% and urged a statutory cap to protect consumers. Insurance department representatives and others responded that hard caps had been struck down in prior case law, that the department’s core responsibility is solvency, and that carriers need sufficient premium to pay future claims. They also said the market is struggling because many carriers stopped selling the product, leaving in-force policies to bear the cost, and that overly restrictive caps could cause insurers to withdraw from the state.
The discussion then shifted toward a compromise requiring carriers to notify policyholders before a rate increase is approved and allowing a 60-day comment period. Participants debated whether the notice should come from the carrier, how confidentiality rules would apply before approval, and what the department should do with public comments. The department said it already reviews filings carefully and that submitted rates are often adjusted before approval; lawmakers noted that prior commissioners had pushed back on increases in some cases, including a seven-year moratorium. No final vote was taken in the excerpt, and the chair repeatedly tried to move the subcommittee along to other bills.
ID
Transcript Highlights:
- with an insurance company—20-plus years, bundled coverage.
- It works for the insurance companies.
- It works for the insurance companies.
- To declare a Rule 80, as I do hold an insurance license.
- I do hold an insurance license.
NM
New Mexico 2026 Regular Session
Senate - Health and Public Affairs Feb 4th, 2026 at 06:25 pm
Senate Health & Public Affairs
Transcript Highlights:
- She is the Director of Health and Life Insurance at the Office of the Superintendent of Insurance.
- I'm a registered lobbyist for America's Health Insurance Plans.
- It helps also for insurance to avoid surprise bills.
- , America's Health Insurance Plans, and the American Council of Life Insurers.
- So I work for a construction company, and our insurance party, Brookman's Coffee Insurance, issues random
Committee:
Senate Senate Health & Public Affairs
CA
California 2025-2026 Regular Session
Senate Health Committee Jun 10th, 2026
Transcript Highlights:
- I'm with the California Department of Insurance, here under the leadership of Insurance Commissioner
- Despite parity being in effect since 2014, in 2023 not a single insurer comparative analysis reviewed
- Without this information, we cannot determine whether insurers are applying NQTLs in compliance with
- On behalf of Insurance Commissioner Ricardo Lara, I respectfully ask for your aye vote. Thank you.
- Vice Chair Viadaris, thank you to the sponsors and to the Department of Insurance.
Summary:
The Senate Committee on Health heard presentations on several bills, beginning with AB 1734, which would expand California Health Interview Survey food insecurity data collection to households up to 400% of the federal poverty level. The author and supporters from food banks, AARP, county governments, and nutrition groups argued the bill would improve California’s ability to measure hunger amid federal cuts; there was no opposition. The committee also heard AB 1949, which would treat acupuncture as its own Medi-Cal benefit and allow up to 24 visits per year. Supporters said the current two-visits-per-month cap limits effective treatment and can increase reliance on medications; the bill drew broad support and no opposition. AB 1910, a postpartum pelvic floor health bill, was presented as an education and awareness measure encouraging patients to discuss pelvic floor concerns with providers, with no opposition. AB 2011 would codify federal mental health parity standards into state law; supporters said it would preserve enforcement if federal rules are rolled back, while insurers opposed it as premature given ongoing federal litigation and possible new rules. AB 2706 would modernize California’s cannery law to align with federal food safety standards and reduce duplicative requirements for food processors, with support from the dairy industry and no opposition. AB 2041 would require certain public safety agencies to report compliance with 911 dispatcher pre-arrival instruction training requirements, building on prior legislation; it also faced no opposition.
After quorum was established, the committee voted on the bills. The consent calendar bills AB 1571, AB 1864, and AB 1956 were approved 6-0. AB 1734, AB 1910, AB 1949, AB 2041, and AB 2706 all passed the committee unanimously or near-unanimously and were re-referred to Appropriations or Education as applicable. AB 2011 passed 8-2, with some members expressing concern about federal litigation, implementation costs, and the timing of codifying the 2024 parity rule into state law. All bills were placed on call after the votes, and the committee adjourned after completing its agenda.
FL
Transcript Highlights:
- The Committee on Banking and Insurance will now come to order. Amora, please call the roll.
- Basically, what we’re doing is...” “...electronic insurance or eyewear insurance or both.
- We have Tim Meehan, National Association of Insurance and Financial Advisors, waving in support.
- Murphy, Board Association of Insurance Agents, waving in support. Thank you, Mr. Murphy.
- The bill requires families to maintain comprehensive health insurance.
Committee:
Senate Banking and Insurance
Summary:
The Senate Committee on Banking and Insurance met with a quorum present and took up a series of bills, beginning with SB 1286, which expands Florida’s first responder recruitment bonus program to include newly employed firefighters, creates a DFS grant review panel, and establishes a PTSD institute within DFS. Supporters from the fire service and local government spoke in favor, and the bill was reported favorably.
The committee then considered SB 198 on virtual currency kiosks. After adopting a substitute amendment, members heard testimony from consumer advocates, industry representatives, and credit unions about scam prevention, elder financial exploitation, and the need for regulatory certainty. The bill was reported favorably as a committee substitute. Members also approved SB 772, which allows limited licenses for portable electronics and eyewear insurance, and SB 1504, which creates a pathway for high school students to qualify for insurance customer representative licensure through insurance and personal finance coursework.
Later, the committee approved SB 1038 and SB 1040, which together create a Florida Strategic Cryptocurrency Reserve and the related trust fund, both with technical amendments. SB 1440, dealing with public records exemptions tied to cybersecurity events and financial regulation, was also reported favorably after amendment. The committee then heard SB 1668 on the NICA program, with testimony both supporting solvency reforms and raising concerns about benefits and retroactivity; the bill was reported favorably. Finally, SB 570 created a task force on payment scams under DFS, was amended to reduce FDLE staffing requirements, and was reported favorably. The meeting ended after senators requested to be recorded as voting in the affirmative on certain bills and the committee adjourned.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Wednesday, January 7, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- </c> their insurance. This is the solution. their insurance. This is the solution.
- </c> insurance companies. insurance companies.
- </c> he paid $34 per month for his insurance. he paid $34 per month for his insurance.
- </c> lose their health insurance entirely. lose their health insurance entirely.
- </c> just trying to afford health insurance. just trying to afford health insurance.
MN
Minnesota 2025-2026 Regular Session
Committee on Commerce and Consumer Protection - 03/11/25
Commerce and Consumer Protection
Transcript Highlights:
- </c> just breaks the trust as well insurers just breaks the trust as well insurers and<00:26:47.039><
- contract year insurers should not their contract year insurers should not be<00:27:07.520><c> able</
- </c> without prohibiting p pbms and insurers without prohibiting p pbms and insurers from<00:27:20.799
- plan, and self-insurance plans.
- employee Group insurance plan and self-insurance self-insurance self-insurance plans<00:57:25.520><c
Committee:
Senate Commerce and Consumer Protection
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Monday, June 29, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- Unemployment insurance benefits are a target-rich environment for fraudsters.
- prosecution Unemployment insurance fraud prosecution from five to 10 years.
- After 9/11, no insurer could price it or absorb it alone.
- After 9/11, no insurer could price it or absorb it alone.
- The insurance market.
AZ
Arizona 2026 Regular Session
04/13/2026 - House Democratic Caucus Calendar #17
Transcript Highlights:
- How could, based on the study, could this negatively impact the health insurance plan that employees
- How could, based on the study, could this negatively impact the health insurance plan that employees
- So our colleagues have been consistently underfunding our state insurance plans, and could...
- , this feasibility study, be weaponized to then completely get rid of the state health insurance plan
- Their own health insurance and then have to go on like some other plan. Nicole, Mr.
Summary:
The House Democratic Caucus met on Minority Caucus Calendar items and reviewed several Senate-amended House bills. HB 2003 would lower the learner’s permit age from 15½ to 15 and increase supervised driving time; the Senate added a delayed effective date of December 1, 2026, and the sponsor was said to have refused the amendment after previously concurring. HB 2693 would allow chambers of commerce to set up insurance purchasing pools for small businesses, and the Senate added a third-party-funded feasibility study by ADOA on what it would cost for state health insurance to enter the marketplace; members raised concerns that the study could be used to undermine the state self-insured plan, but no action was taken. HB 2133, dealing with synthetic sexual depictions and online sexual material verification, had multiple Senate changes that removed the synthetic-depiction expansion, added parody/artistic-expression exceptions, altered verification and record-retention rules, and removed AG inspection authority; the sponsor was expected to refuse the changes, and members were directed to stakeholder emails outlining concerns.
ID
Transcript Highlights:
- Not sure about all of you, but in my area, non-renewal letters for property insurance has been an issue
- that's had a long-term relationship with their insurance company is a big deal.
- So we appreciate it, or I certainly appreciate our insurance companies, and they're critical for us to
- Generally speaking, it's an understandable situation from the insurance company's perspective.
- So we've worked with the state insurance department and our insurance lobby to get this to go.
Committee:
House Business
MI
Transcript Highlights:
- House Bill 4703, a bill to amend the Insurance Code of 1956. First reading of the bill.
- House Bill 4703, a bill to amend the Insurance Code of 1956. First reading of the bill.
- House Bill 5807, a bill to amend the Insurance Code of 1956. First reading of the bill.
- House Bill 5807, a bill to amend the Insurance Code of 1956.
- The bills are 1.03, a bill to amend the insurance code of 1956.
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Feb 19th, 2026
Oklahoma Senate Floor Meeting
Transcript Highlights:
- I think that when we are talking about procedures that insurance companies are not involved in, that
- We live in an environment now that insurance has... Mr.
- President, we live in an environment now that insurance has increased all of our costs, whether it's
- I think we all understand the fact that the way insurance is now...
- Business and Insurance will meet in Room 535, 10 minutes after the start of telecommunications.
Bills:
SR29 , SB667 , SB1466 , SB1942 , SB1989 , SB1670 , SB1716 , SB1521 , SB1273 , SB1433 , HJR1032 , SB1969 , SB1953 , SB1277 , SB1287 , SB1061 , SB1916 , SB1589 , SB2178 , SB1444 , SB1438 , SB1501 , SB1873 , SB1364
Summary:
The Senate convened with a quorum, opened with prayer, and then spent much of the session on recognitions and floor introductions. The chamber honored the undefeated Jones High School Longhorns football team for winning the Class 2A-I state championship, recognized Miss Oklahoma 2025 Tessa Darrell, and celebrated the Murray State College bass fishing team for winning its second consecutive national title. The Senate also adopted SR-29, a resolution recognizing February as Black History Month and highlighting Black Oklahomans’ history, civil rights contributions, and achievements; the resolution passed without opposition.
The Senate then took up several bills. SB 667, requested by the Board of Chiropractic Examiners, updates chiropractic licensure language, moves to an online licensure portal, and repeals an obsolete consultant position; it passed 45-0. SB 1466 extends the sunset date for the advisory committee on midwifery to 2036; it passed 41-4 and was advanced as an emergency measure. SB 1942, dealing with dental insurance and provider pricing for services not reimbursed by insurance, prompted extended debate over free-market principles, patient costs, and insurance contract limits; it passed 40-3. SB 1989 modernizes the Oklahoma College Savings Plan by allowing contributions through digital payment platforms such as Venmo, Cash App, PayPal, Zelle, and digital wallets; it passed 44-0.
The Senate also heard gallery introductions for FCCLA students, including the Bristow chapter and Adair High School students, and welcomed former Senator Judy Easton McIntyre for Black History Month events. Committee and floor announcements followed, including upcoming meetings of Business and Insurance, Administrative Rules, and Technology and Telecommunications. The chamber then adjourned until Monday, February 23, 2026, at 1:30 p.m.
FL
Florida 2026 5th Special Session
Banking and Insurance Jan 28th, 2026
Transcript Highlights:
- The Committee on Banking and Insurance will now come to order. Amora, please call the roll.
- Senate Bill 772, unlimited licenses for portable electronics and eyewear insurance by Senator Burgess
- insurance, or both.
- Murphy, Board Association of Insurance Agents, waving in support. Thank you, Mr. Murphy.
- The bill requires families to maintain comprehensive health insurance.
Summary:
The Senate Committee on Banking and Insurance met with a quorum present and took up a full agenda of bills, beginning with SB 1286 by Sen. Wright. That bill expanded the state recruitment bonus program to include newly employed firefighters, created a DFS grant review panel, and established a PTSD institute within DFS for first-responder behavioral health. Fire chiefs, the Florida League of Cities, and others supported the measure, and the committee reported it favorably.
The committee then considered SB 198 on virtual currency kiosks by Sen. Rousan. A substitute amendment was adopted that clarified daily transaction limits, registration requirements, expiration rules, and OFR authority to deny registrations. Testimony focused on protecting seniors from crypto-ATM scams while giving the industry regulatory certainty. The committee also favorably reported CS/SB 198. Members next approved CS/SB 772, which allows portable electronics limited licensees to sell eyewear insurance, and CS/SB 1504, which updates insurance customer representative licensing pathways by allowing a high school insurance and personal finance course to count toward pre-licensure education.
The committee also favorably reported Sen. Gruters’ CS/SB 1038 and CS/SB 1040, which together create the Florida Strategic Cryptocurrency Reserve and its trust fund framework, and CS/SB 1440, which expands public records exemptions and cybersecurity-related protections for financial institutions, loan originators, money service businesses, and credit unions. Sen. Burton’s SB 1668 on the NICA program drew extensive testimony from a NICA board member and family advocate, who urged stronger funding to preserve lifelong care for catastrophically injured children; the bill was reported favorably despite concerns from the Florida Justice Association about benefit restrictions and retroactivity. Finally, the committee approved CS/SB 570, creating a DFS task force on payment scams, after an amendment reduced FDLE’s required representation. At the end of the meeting, Sen. Burton requested to be recorded in the affirmative on SB 1286, and Sen. Passidomo requested affirmative votes on tabs 3, 5, and 9; the committee then adjourned.
WY
Wyoming 2026 Regular Session
Joint Labor, Health & Social Services Committee, May 15, 2026 - AM
Labor, Health & Social Services
Transcript Highlights:
- </c> allowed to do insurance billing even. allowed to do insurance billing even.
- Part of the insurance code. Yes, it's part of the insurance code. Thank you.
- Part of the insurance code. that? Part of the insurance code.
- But again, I don't have an analysis from the public insurers or the commercial insurers.
- </c> insurance and just make that a benefit? insurance and just make that a benefit?
Committee:
Joint Labor, Health & Social Services
WA
Washington 2025-2026 Regular Session
Senate Health & Long-Term Care Feb 20th, 2026
Transcript Highlights:
- Having been an insurance agent for 24 years, Having been an insurance agent for 24 years, I had been
- rear-ended, and eventually we found out he was not insured.
- My insurance companies never got a bill.
- own insurance for the PIP coverage.
- And so they got Then, please bill my health insurance.
Summary:
The Senate Health and Long-Term Care Committee held a Friday morning hearing with several House bills and then took executive action on three measures. In executive session, the committee voted do pass on Engrossed Substitute House Bill 2242, Substitute House Bill 2152, and Engrossed Substitute House Bill 2168, sending the first two to Rules and the overdose-mapping bill to Ways and Means. The committee also waived the five-day notice rule for several bills on the agenda.
Public hearings focused on hospital inspections, continuing care retirement communities, radiologic technologist supervision, music therapy licensure, nursing regulation, ambulance billing after motor vehicle accidents, and EMT recertification. Representative Macri presented HB 2577 to require hospital inspections at least every 18 months, allow limited pauses during emergencies, and clarify when CMS or accrediting-body surveys may substitute for state inspections; DOH supported the bill, citing JLARC recommendations, while many people signed in opposed. Macri also presented Second Substitute HB 2384, which would require actuarial analysis review for certain CCRCs; OIC supported the transparency goal, while CCRC representatives opposed the added cost, though residents and association witnesses argued the oversight would protect seniors and their life savings.
Representative Engel’s HB 2113 drew strong support from radiology, hospital, and provider groups for allowing virtual direct supervision for IV contrast procedures and aligning state law with CMS practice. Representative Ryu’s HB 1187 would bar ambulance services from sending motor-vehicle-accident medical debt to collections for 120 days; she described a personal experience with an ambulance collection issue, and the hearing was closed after no testifiers appeared. Representative Reed’s HB 2363 would let music therapy applicants practice under supervision for up to six months while exam results are processed; music therapy witnesses said it would prevent workforce gaps. Representative Simmons’ HB 2339 would update nursing title and transcript requirements and allow the board to issue interim permits directly, with the Board of Nursing and ARNP groups calling it a technical cleanup. HB 2540 would extend EMT recertification intervals to six years for long-tenured EMTs, and firefighters supported it as an administrative simplification without changing training requirements.
WA
Washington 2025-2026 Regular Session
House Health Care & Wellness Feb 18th, 2026
Transcript Highlights:
- These requirements apply to fully insured health plans and health plans offered to public and school
- This is time that a provider is spending interfacing with an insurance carrier rather than helping to
- However, these protections only work when the insurer actively participates in the process.
- The insurer did not issue an adverse benefit decision, and there was no discussion about any clinical
- It is covered by Medicare, by most commercial insurances, and even Medicaid plans in many states.
Summary:
The Health Care and Wellness Committee held a public hearing on several bills and a joint memorial. SB 5915 would update the health technology assessment program by adding technologies recommended for Medicare populations or in national guidelines to the review priority list, requiring broader evidence review for life-threatening or rare diseases, and setting timelines for posting and deciding review requests. Supporters, including rare disease advocates and providers, said the current process is outdated and too rigid; the bill was then held for later action. SJM 8002 urged Congress to strengthen original Medicare, oppose privatization, add benefits like dental, vision, and hearing, and reduce Medicare Advantage overpayments and fraud. Supporters from labor and senior groups argued it would protect beneficiaries and send a message to federal officials; the memorial was also held after testimony.
The committee also heard SB 5395 on prior authorization. Staff explained it would tighten notice requirements, require a licensed clinician—not AI alone—to deny requests based on medical necessity, add transparency around policy changes, and change how retrospective denials are treated. The prime sponsor and provider groups said the bill was a negotiated compromise meant to reduce delays and inappropriate denials, while insurers were generally neutral but sought a narrow amendment. Testifiers described prior authorization as a major source of delay and administrative burden, and the bill was held after public testimony. SB 5845 would require carriers to pay or deny clean claims within 30 days, set timelines for non-clean claims and information requests, and allow penalties for repeated noncompliance. Hospitals, physicians, and health systems supported it as a way to improve predictable payment, while insurers were neutral and asked for a narrow amendment; the bill was also held.
The committee heard SB 6025, which would change the definition of fetal death so gestational age is calculated using the best clinically accurate age rather than the last menstrual period. Obstetric and nursing witnesses said the current law can force inaccurate records and unnecessary burdens on grieving families, while opponents objected to the bill’s abortion-related definitions. The bill was held after testimony. Finally, SB 5988 would authorize the Department of Health to continue accrediting opioid treatment programs and charge fees to support that work. The department and the sponsor said the measure would preserve a patient-centered accreditation option amid budget pressure, and the committee closed testimony and held the bill.
LA
Louisiana 2026 Regular Session
Labor and Industrial Relations Mar 19th, 2026
Transcript Highlights:
- Taking care of part of the cost of the health insurance.
- Old Republic Insurance Company.
- I'm not going to provide them with workers' comp insurance.
- I'm not going to provide them with workers' comp insurance.
- You have an independent contractor who has no insurance.
Summary:
The committee first handled House Bill 232 by Rep. Carlson, which would shift the process for minors’ employment certificates away from schools and school boards and instead have Louisiana Works create and collect the forms directly from employers. An amendment set was adopted to update the title, revise a section heading, add a collection procedure, and make the bill effective upon the governor’s signature. Carlson and supporters, including members of the Legislative Youth Advisory Council, said the change would reduce burdens on schools, make it easier for 16- and 17-year-olds to enter the workforce, and better fit summer hiring. The secretary said the department could move quickly to notify schools and employers. The bill was reported with amendments.
The committee then took up House Bill 951 by Rep. Bamberg, which creates an Office of the Talent Accelerator within Louisiana Works and a business workforce committee to coordinate employer-facing workforce services. After adopting a large amendment set, Bamberg and Secretary Schowan said the office would help Louisiana respond more quickly to business needs, especially as major economic development projects create demand for skilled labor. Supporters from Leaders for a Better Louisiana and Bollinger Shipyards described similar results in Mississippi’s centralized workforce model and said employers need a one-stop, regional approach to training and recruitment. Members discussed needs in welding, electrical, HVAC, data centers, and other sectors. The bill was reported with amendments.
House Bill 923 by Rep. Barrault, a technical cleanup bill related to the reorganization of Louisiana Works and related workforce and social service statutes, was then amended and reported with amendments. Finally, House Bill 301 by Rep. Weibel, which would create a voluntary portable benefits framework for independent contractors and gig workers, drew the most debate. Supporters said it would let contractors and hiring entities voluntarily contribute to portable benefit accounts for health, retirement, and similar needs, with examples from other states and the gig economy. Opponents from labor and injured workers argued it could encourage misclassification, weaken workers’ compensation protections, and shift costs to workers and the state. The discussion continued with questions about who would benefit and how the bill would interact with existing contractor law and protections.