Video & Transcript Research : 'SBA reforms'
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MN
Minnesota 2025-2026 Regular Session
Task Force on Homeowners and Commercial Property Insurance 9/10/25
Minnesota House Floor Meeting
Transcript Highlights:
- the effect on insurance costs, the effect of liability laws on insurance costs, and whether tort reform
- It must review the effect of liability laws on insurance costs and whether tort reform could reduce costs
- activities, findings, and recommendations adopted by the task force, recommendations relating to tort reform
- activities, findings, and recommendations adopted by the task force, recommendations relating to tort reform
- activities, findings, and recommendations adopted by the task force, recommendations relating to tort reform
Summary:
The task force held its first meeting on the insurance affordability crisis affecting single-family housing, common interest communities, and multifamily rental housing. Members and staff introduced themselves, including representatives from insurers, the Department of Commerce, housing advocates, affordable housing developers, and HOA/community association interests. Representative Steve Elkins was elected chair by roll call vote with 10 members in favor, after discussion that the Senate appointee’s formal appointment had not yet arrived; the group noted the intent to later move to co-chair leadership once that appointment is finalized.
Staff reviewed the task force’s enabling statute and open meeting law requirements. The task force is charged with studying homeowners and commercial property insurance, property resilience and risk mitigation, liability laws and possible tort reform, notice and oversight issues, public reporting, and the state-supported insurance program, including possible expansion to a catastrophic reinsurance fund or self-insured pool. The final report is due February 15 and will go to the commissioners of commerce, housing finance, and employment and economic development, as well as relevant legislative committees. Members were also briefed on meeting logistics, a draft charter to be voted on at the second meeting, a resource page for shared materials, and the schedule of future meetings.
The Department of Commerce then gave an overview of Minnesota’s property and casualty insurance market. Commerce described its regulatory role, the state’s competitiveness test, and how homeowners insurance is often filed under a “file and use” process rather than prior approval. The presentation emphasized that homeowners coverage has been under pressure for years: insurers have lost money in many recent years, premiums have risen, some consumers are taking on more risk through higher deductibles or reduced coverage, and some are moving into the surplus market. Commerce also highlighted the impact of severe weather losses, the growth in premiums since 2014, and gaps in oversight for homeowners associations and related policies.
The meeting then shifted to brainstorming the problems the task force should address. Early discussion focused on climate and construction-related resilience, including hail and wind-driven rain damage, discontinued building materials, and whether stronger materials are reflected in insurance pricing. Members also raised the need to study programs like Alabama’s fortified roof model and Minnesota’s own Strengthen Minnesota Homes effort, along with questions about whether the construction industry is prepared to support broader resilience measures. No additional votes were taken during the discussion segment.
MN
Minnesota 2025 1st Special Session
Working Group on Omnibus Human Services Appropriations - 05/22/25
Minnesota Senate Floor Meeting
Transcript Highlights:
- Moving next to line 525, this is a proposal for CADI authorization reform.
- authorization is a proposal u for caddy authorization is a proposal u for caddy authorization reform
- 00:18:49.280>
um <00:18:49.520>an <00:18:49.840>extra <00:18:50.640>uh reform - I think we jumped over line 542, the Human Services Cost Savings Reform Working Group.
- So this would extend the mentally ill and dangerous commitment reform task force and require a report
TX
Texas 89th Regular
Delivery of Government Efficiency Mar 12th, 2025
Delivery of Government Efficiency
Transcript Highlights:
- We have invited TDLR and the Coalition for Regulatory Efficiency Reform to offer personal perspectives
- On behalf of the Coalition for Regulatory Efficiency and Reform, and you will be testifying neutrally
- I am Rod Bortolon here on behalf of- behalf of the Coalition for Regulatory Efficiency and Reform.
- Today I'm here to speak to you about House Bill 10, which reforms the procedure by which state agencies
- Members again Rod Bordelon coalition for regulatory efficiency and reform we are And I am testifying
Keywords:
regulatory reform, government efficiency, administrative law, rulemaking, agency deference, judicial review, de novo review, Texas Government Code, Administrative Procedure Act, state agencies, plain language, regulatory burden, regulatory reduction, cost-benefit analysis, fiscal note, public benefits and costs, contested case, rule challenge, Texas Regulatory Efficiency Office, advisory panel
NH
New Hampshire 2025 Regular Session
House Labor, Industrial and Rehabilitative Services (04/22/2025)
Labor, Industrial and Rehabilitative Services
Transcript Highlights:
- Um, when we started through workers' compensation reform many years ago, you were probably in grammar
- many years ago, you compensation reform many years ago, you were<00:23:43.440>
probably <00:23 - were prior to many of these reforms? were prior to many of these reforms?
- And then with the reforms that barrel.
- And then with the reforms that the<02:44:51.439>
legislature <02:44:51.920>made, <02:44:
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Community Development and Small Businesses Jun 21st, 2026 at 10:00 am
Joint Committee on Community Development and Small Businesses
Transcript Highlights:
- So those are those, those are the two small reforms we're proposing there. ...budget.
- So those are the two small reforms we're proposing there. Thank you. Andre, any questions?
Summary:
The Joint Committee on Community Development and Small Business held its second hearing of the session, with Chairs Gómez and Vargas opening by emphasizing the committee’s focus on equity, small business growth, and support for communities that have historically been overlooked. Several members noted the historic nature of having two Latino chairs. The hearing covered a package of bills centered on access to capital, transparency in state assistance, commercial tenant protections, downtown revitalization, and business improvement district administration.
Testimony was largely supportive of bills aimed at helping micro-businesses, small businesses, and disadvantaged entrepreneurs. Beckma, the Asian Business Empowerment Council, a minority- and woman-owned business owner, and a worker-owned Springfield business all backed measures including S. 179 and H. 312/S. 184, which would prioritize capital assistance and require reporting on where state business aid goes. Witnesses said transparency, upfront payments on state contracts, and better data collection could help businesses that struggle with delayed reimbursements, limited reserves, and difficulty accessing traditional financing. The Metropolitan Area Planning Council supported S. 173, which would dedicate a portion of sales tax revenue to a downtown vitality fund for district management, cultural districts, and downtown infrastructure, and said the bill could help sustain downtowns and prevent cultural displacement.
There was also testimony on H. 306, a commercial tenant first right of refusal bill, with Beckma supporting it as a way to help small tenants stay in their locations, while the Greater Boston Real Estate Board opposed it, arguing it would add cost, delay, uncertainty, and could reduce property values and the commercial tax base. The board supported H. 305, a housing bill that would expand by-right multifamily and open-space residential development while preserving local zoning protections. Andre Leroux of MassINC also supported S. 173 and H. 299, the latter proposing longer BID renewal periods and audit requirements aligned with nonprofit standards. No votes were taken; the hearing concluded after public testimony and questions, with the chair closing testimony.
DE
Delaware 2025-2026 Regular Session
House Natural Resources & Energy Committee Meeting Jun 17th, 2026
Natural Resources & Energy
Transcript Highlights:
- through—there are, I mean, one, you all, all of you, I think, voted for our subaqueous permitting reform
- through, there are, I mean, one, you all, all of you, I think, voted for our subaqueous permitting reform
Bills:
SB9
Keywords:
wetlands protection, nontidal wetlands, Delaware, environmental sustainability, climate change, carbon sink, permitting process
Summary:
The House Natural Resources and Energy Committee met to consider two Senate bills. SB 321, with Senate Amendment 1, would change community solar billing so subscribers receive one consolidated utility bill instead of separate bills from the utility and the solar provider. Supporters said the bill would simplify enrollment and payment, improve customer retention—especially for low-income customers—and include safeguards such as guaranteed savings and an escrow mechanism to prevent cost shifts to other ratepayers. After public testimony from solar developers, the Public Advocate, the Sierra Club, and others, the committee initially lacked enough members present to release the bill, so the vote was circulated to absent members and the bill was later reported out for floor action.
The committee then heard SB 9, with Senate Amendment 1, a long-negotiated wetlands protection bill. The sponsor and DNREC explained that it would create a state non-tidal wetlands program with exemptions for certain agricultural, conservation, and routine activities, general permits for some lower-impact projects, and individual permits for higher-value wetlands. Witnesses described the bill as a compromise among environmental, agricultural, development, and local government stakeholders, while some members raised questions about flooding, landowner impacts, wetland delineation, and the role of the regulatory advisory committee. Public testimony was broadly supportive from environmental groups, the Farm Bureau, builders, engineers, and affordable housing advocates. The committee then voted to release SB 9 from committee.
At the end of the meeting, members offered thanks and remarks recognizing the chair’s service and leadership on environmental and energy issues. Both bills were ultimately released from committee and reported out.
CA
California 2025-2026 Regular Session
Assembly Floor Session Jun 4th, 2026
California House Floor Meeting
Transcript Highlights:
- The National Institute for Criminal Justice Reform calculated that a single fatal shooting in Oakland
- That is the price of inaction as federal legislation and people who refuse to act block common-sense reform
Summary:
The Assembly convened after a quorum call, prayer, and pledge, then handled routine procedural business including re-referrals of several Senate bills, removal of AB 1156 from the inactive file, and withdrawal of ACR 210 to the second reading file. The chamber also heard multiple guest introductions, including family members of members and two CIF Scholar Athletes of the Year, Ryan Liu and Mona Sugawara, before moving to the daily file and consent calendar.
The main floor item was ACR 191, which designated June 5 as National Gun Violence Awareness Day in California. Assemblymember Stephanie and several colleagues spoke in strong support, sharing personal and district-level experiences with gun violence, highlighting the impact on children, schools, graduations, and communities, and urging continued state and federal action. Speakers emphasized prevention, safe storage, community violence intervention, and the need to resist complacency; the resolution was adopted by voice vote after 55 co-authors were added.
On the consent calendar, ACR 206 and several Senate concurrent resolutions were adopted, with ACR 206 passing 60-0. The Assembly also heard an adjournment in memory for Michael George Savan, a longtime Los Angeles County Sheriff’s Department commander, Marine Corps Reservist, and former Lomita mayor and councilmember. The house then announced the next session schedule and adjourned until Monday, June 8 at 1 p.m.
CA
California 2025-2026 Regular Session
Assembly Floor Session Jun 4th, 2026
California House Floor Meeting
Transcript Highlights:
- The National Institute for Criminal Justice Reform calculated that a single fatal shooting in Oakland
- That is the price of inaction as federal legislation and people who refuse to act block common-sense reform
Summary:
The Assembly met in session after a quorum call, prayer, and the Pledge of Allegiance, then moved through routine procedural business including journal approval, bill re-referrals, and consent actions. Several guest introductions were made, including family members of members and two CIF Scholar Athletes of the Year, Ryan Liu and Mona Sugawara, who were recognized for academic, athletic, and community achievements.
The main floor action was on ACR 191, which designated June 5 as National Gun Violence Awareness Day in California. Assemblymember Stephanie presented the resolution and described the ongoing toll of gun violence, citing Hadea Pendleton and recent shootings, while numerous members from both parties and regions spoke in strong support, sharing personal and district-level experiences with gun violence and urging continued state and federal action. The resolution received 55 co-authors and was adopted by voice vote.
The Assembly also adopted several consent calendar resolutions, including ACR 206 on elder and dependent adult abuse awareness month and ACR 211, along with multiple Senate concurrent resolutions, all by unanimous roll-call votes. The chamber then heard an adjournment in memory for Michael George Savan, a longtime Los Angeles County Sheriff’s Department commander, Marine Corps Reservist, former Lomita mayor and council member, and volunteer coach. The Assembly adjourned until Monday, June 8 at 1 p.m.
OK
Oklahoma 2026 Regular Session
Retirement and Government Resources 2ND REVISED Apr 7th, 2026 at 10:30 am
Retirement and Government Resources
Transcript Highlights:
- fellow for the 1889 Institute, which had helped a number of us on things like occupational licensure reform
- But in terms of reforms and accountability and transparency and avoiding any potential fraudulent activity
Keywords:
state government, vendor contracts, subcontracting, public database, contract assessment, transparency, retirement, law enforcement, Oklahoma Law Enforcement Retirement System, school resource officers, public safety, public finance, contract management, service-driven contracts, state accounting, intangible assets, Oklahoma Police Pension, disability benefits, mental health, retirement system
NY
New York 2025-2026 Regular Session
Senate Standing Committee on Housing, Construction and Community Development - 03/31/2026
Housing, Construction, and Community Development
Transcript Highlights:
- We are working on regulatory reform.
- I would like to go further on regulatory reform to make it easier for people to build.
Summary:
The Senate Committee on Housing, Construction, and Community Development met on March 31, 2026, with a quorum present and noted that the Legislature was in budget negotiations and approaching a scheduled break. The committee took up several housing-related bills, with most being reported to Finance after discussion. The first bill, S.3742A, would require information to be provided in new and renewal leases for certain housing accommodations, and it was reported without opposition. S.4659B, the Rental Emergency Stabilization for Tenants Act, generated the longest debate; supporters said it would give local governments outside New York City a more flexible way to determine a housing emergency and opt into rent stabilization, while opponents argued it lacked a clear vacancy-rate standard, could discourage development, and would benefit higher-income tenants. The bill was ultimately reported, with some negative votes and one or more votes without recommendation.
The committee then discussed S.8168, which would create a deconstruction and salvage framework for building materials, including local options, technical assistance, grants, and related code updates. Supporters said it could reduce landfill use, lower disposal costs, and encourage reuse markets, while opponents questioned costs, market demand, and whether the program would raise housing and demolition expenses. The bill was reported, again with some negative or without-recommendation votes. S.8595, dealing with how certain valuations and amounts due are calculated in foreclosure actions, was also reported. S.8672, the Employer-Assisted Housing Matching Grant Act, would provide a state match for employer housing assistance for certain nonprofit human services employers; members raised concerns about scope, possible double-dipping, and whether the program should be expanded to other workers, but the bill was reported with some negative and without-recommendation votes.
The final bill, S.94A, made a minor amendment to the Housing Access Voucher Pilot Program regarding priority applicants and unit inspections, and it was reported as well. Throughout the meeting, members repeatedly emphasized that several proposals were optional for local governments or employers rather than mandates, and many of the exchanges focused on affordability, housing supply, local control, and the fiscal effects of the bills. No floor votes were taken; the committee’s actions were limited to reporting the bills to Finance, with some reported favorably and others reported with negative or without-recommendation votes.
AZ
Transcript Highlights:
- it's important that we are finally in this body having positive conversations about criminal justice reform
- but I hope that we can start to continue to move forward positive conversations on criminal justice reform
Summary:
The Senate opened with prayer, the Pledge of Allegiance, and guest introductions for Pastor Caden Metcalf and later Doctor of the Day Jane Peterson. Members then approved the journal and took up a motion to reconsider Senate Bill 1827, which passed by division vote 13-12, bringing the bill back for further action. The chamber then resolved into Committee of the Whole to consider several bills on the calendar.
In Committee of the Whole, members adopted committee amendments and recommended do pass on SB 1041 (Arizona Trail Fund appropriation), SB 1131 (education-related appropriation and cardiac emergency response plan funding, with a floor amendment adding a placeholder amount), SB 1140 (misdemeanor record expungement/civil rights restoration), SB 1249 (Alzheimer’s disease/state brain appropriation and DHS reporting), SB 1275 (sentencing and imprisonment, with a floor amendment that drew criticism from Sen. Ortiz for limiting judicial discretion and expanding prosecutor control), SB 1517 (Barbering and Cosmetology Board appropriation), and SB 1673 (Crime Victim Notification Fund appropriation). Most committee and floor amendments were adopted on voice vote; SB 1275’s floor amendment was adopted by division, 15-13.
The Senate then adopted the Committee of the Whole report and moved to third-reading votes on a series of bills. SB 1161, SB 1209, SB 1598, SB 1118, SB 1399, SB 1563, SB 1564, SB 1629, SB 1754, SB 1041, SB 1131, SB 1140, SB 1249, SB 1517, and SB 1673 all passed, with recorded votes ranging from unanimous to divided; several members explained votes, especially on SB 1598 (community gardens in schools) and SB 1754 (special education parent support and FERPA concerns). The Senate then recessed, accepted a large batch of House bills for first reading and committee reference, heard committee meeting announcements, and adjourned until Monday, March 9, 2026.
OK
Transcript Highlights:
- Senate Bill 1246 is a A request bill from DEQ that brings about some reform, long overdue reform to environmental
Keywords:
environmental permitting, Oklahoma, Department of Environmental Quality, public participation, regulatory framework, administered applications, energy, wind energy, financial assurance, property restoration, environmental regulation, mining, blasting, residential protection, buffer zone, Department of Mines, public utilities, electric transmission lines, landowner rights, payment regulations
FL
Florida 2026 4th Special Session
January 27, 2026 - 03:00 PM
Transcript Highlights:
- thanking the sponsor of the bill for his time to hear our concerns as it relates to property tax reform
- We maintain our core services and local governments, and it's balanced reform that modernizes the assessment
MO
Missouri 2026 Regular Session
Special Committee on Tax Reform Jan 15th, 2026 at 08:00 am
Special Committee on Tax Reform
NM
New Mexico 2025 Regular Session
IC - Public School Capital Outlay Oversight Task Oct 10th, 2025
Public School Capital Outlay Oversight Task Force
Transcript Highlights:
- We don't need zoning reforms for local municipalities.
- So we need zoning reform in cities, and we need financial tools in the rural area.
TX
Transcript Highlights:
- Finally, House Bill 16 incorporates my Senate Bill 55, which makes common sense reforms to our system
- So I think if we're being serious about campaign finance reform. and campaign ethics, we would take that
Bills:
SB 2, SB 3, SB 10, SB 16, SB 5, SB 9, SB 7, SB 17, SB 4, SB 19, SB 54, HB23, HB17, HB16, SB19, SB53, SB54, HB16, HB17, HB23, HB27, SB9, SB7, SB17, SB4, SB2, SB3, SB10, SB16, SB5
Keywords:
flash flood, flood warning, outdoor warning siren, emergency alert, disaster preparedness, flood mitigation, Hill Country floods, Texas Water Development Board, municipalities, counties, local government mandate, public safety, grant program, backup power, weather siren, emergency management, flood-prone area, warning system, real property theft, real property fraud
TX
Transcript Highlights:
- This session, relief must be coupled with reform, including increased transparency at the local level
- This session, relief must be coupled with reform, including increased transparency at the local level
Bills:
HB431, HB1522, HB1922, HB2467, HB2468, HB3228, HB3229, HB3306, HB3803, HB3804, HB3805, HB3806, HB4219, HB4238, HB4344, HB4386, HB4739
Keywords:
HB 431, Texas Property Code, Property Code Chapter 202, solar roof tiles, solar shingles, solar energy device, homeowners association, HOA, property owners' association, POA, renewable energy, residential solar, distributed solar, roof-mounted solar, homeowner rights, architectural control, open meetings, public notice, transparency, government efficiency
Summary:
The committee first took up pending business and favorably reported several House bills without opposition, including HB 11, HB 132, HB 1041, HB 1606, HB 2286, and HB 5061. Each was moved out of committee with a recommendation that it do pass and be printed, and several were also recommended for the local and uncontested calendar. The committee then heard HB 3306, which would extend existing construction-contract indemnity exceptions to electric infrastructure construction, maintenance, and vegetation management work for electric utilities and transmission and distribution utilities. The sponsor said the bill would reduce litigation and insurance costs for ratepayers, while construction industry witnesses argued it would shift liability onto subcontractors and create broad-form indemnity in a way Texas law has generally prohibited since 2011. HB 3306 was left pending.
The committee also heard HB 4739, a Comptroller-requested cleanup bill to repeal an outdated Finance Code provision requiring remittance of a portion of certain delinquency charges to the state, and HB 3803, HB 3804, and HB 3806, all Department of Banking-requested cleanup bills dealing with confidentiality and supervision rules for perpetual care funds, state banks, and trust companies. Those bills were briefly explained and left pending without testimony. HB 4219, aimed at improving Public Information Act compliance by requiring timely notice when records do not exist or are being withheld, allowing complaints to the Attorney General, and imposing training and fee consequences for noncompliance, drew support from a journalist and a policy analyst and was also left pending.
The committee then heard HB 4238 on coerced debt and identity theft. The sponsor explained that the committee substitute narrows the bill to court-ordered findings of identity theft/coerced debt, gives collectors seven business days to stop collection activity, and removes a section to avoid litigation over court orders. A law professor and a family violence advocate testified in strong support, describing coerced debt as a barrier for domestic violence and elder abuse survivors trying to rebuild credit and access housing, jobs, and utilities. The bill was left pending. HB 1522, which would require local governments to post meeting notices three business days in advance and make budget materials more accessible online and in physical form, also drew support, though a school business officials representative raised concerns about the timing language, proposed-budget wording, and taxpayer impact statements for school districts; the bill was left pending after discussion.
Later, the committee heard additional pending bills, including a PUC background-check bill that would expand the commission’s authority to check current employees and contractors and obtain FBI criminal history information, HB 3805 updating money services business regulation, HB 431 extending HOA solar-panel protections to solar tiles, and HB 3228 and HB 3229 on wind and solar recycling financial assurance and recycler solvency. HB 3228 received support from a Sierra Club witness who said recycling and disposal plans are needed for end-of-life renewable energy equipment, and HB 3229 was described as requiring recyclers to show financial resources at 125 percent through a letter of credit or bond. These bills were heard and left pending.
TX
Texas 89th 2nd C.S.
S/C on Family & Fiduciary Relationships May 5th, 2025
S/C on Family & Fiduciary Relationships
Transcript Highlights:
- draft legislation that is in the best interests of the child, we should work on legislation that reforms
- again results in second best outcomes behind intact two-parent households and engage in child support reform
TX
Texas 89th Regular
S/C on Family & Fiduciary Relationships May 5th, 2025
S/C on Family & Fiduciary Relationships
Transcript Highlights:
- draft legislation that is in the best interest of the child... we should work on legislation that reforms
- results in second best outcomes behind intact two-parent households and engage in child support. reform
Keywords:
judicial bond, guardianship, probate law, county judge, statutory county court, estates, inheritance, representative duties, court authority, personal representative, retroactive child support, parentage, genetic testing, family code, child's conception, incapacitated persons, court proceedings, guardianship fees, estate management, probate
FL