Transcript Highlights:

• It tests two dynamics to vision.
• <01:11:39.840> for 186577 to require vision testing for 186577 to require vision testing for
• It tests two and operators permits.
• It tests two dynamics<01:11:46.640> to<01:11:46.800> vision.
• We can field test vision, or you have the option within 12 months of your renewal to go in and get an

Keywords: 00:00:39 Roll Call 00:02:57 Severe Weather Damage 00:39:00 Work Zone Safety 00:47:12 Local Assistance Road Program 01:10:18 Admin. Regs 01:15:37 Aviation Impact Study, 958, all

Summary: The committee’s first interim meeting opened with roll call, a quorum, and a briefing from Transportation Cabinet officials on the Cabinet’s response to severe weather and tornadoes in Kentucky, especially the May 16–17 storms that caused deaths and widespread damage in Pulaski and Laurel counties, with an additional tornado noted in Washington County. Secretary Jim Gray, State Highway Engineer James Ballinger, and District 11 engineer Chris Jones described how crews in all 120 counties were placed on alert, how roads were cleared of debris, and how KYTC coordinated with emergency management, law enforcement, local governments, and utilities to restore access and power. They reported major impacts on roads, signals, and other infrastructure, including the EF4 tornado path through Pulaski and Laurel counties, and said KYTC also helped with debris hauling, airport cleanup, and delivery of water and meals. The officials gave specific recovery figures for Laurel County, including 1,800 loads of construction and demolition debris hauled, about 11,000 tons and 22,000 cubic yards removed, with roughly 50% of vegetative debris cleared at that point. They said all state roadways in Laurel County were reopened, the London-Corbin Airport was returned to flight operations by Sunday, and a transition plan was underway for Laurel County Fiscal Court’s contractor to take over debris operations. Gray also noted that KYTC had helped issue replacement IDs, licenses, registrations, and titles at no cost in disaster areas, and said the Team Kentucky Storm Relief Fund had raised nearly $1.5 million from more than 6,000 donors. Members praised KYTC staff as first responders and thanked them for their quick response and coordination. Several legislators recounted local impacts in Washington, Pulaski, and Laurel counties, including blocked roads, rescue challenges, looting concerns, and the scale of property damage. One member asked how KYTC inspects bridges and infrastructure after disasters to check for hidden damage, and officials said the process depends on the event and can include bridge inspections and checks of tall infrastructure such as light poles. No votes or formal committee actions were taken during the discussion.

Transcript Highlights:

• They they do different functions.<00:38:04.720> So, functions. So, functions.
• are looking to do this tighter testing are looking to do this tighter testing um<01:28:24.560>
• follow-up test to see the response. follow-up test to see the response.
• to be tested, right? to be tested, right?
• path that you would do your testing on? path that you would do your testing on?

Keywords: 1189, house, all

Transcript Highlights:

• testing around avian influenza? testing around avian influenza?
• test positive very slightly.
• test the amount in the area. test the amount in the area.
• Is there any testing?
• Is there any testing? of of detection? Is there any testing?

Keywords: 1183, house

Transcript Highlights:

• Thank you, Senator. ...via the debit card functionality. Thank you, Mr. Chair. Thank you.
• Representative Diaz, does the genetic testing, is that required in your amendment?
• Yeah, is it required for the mother to do genetic testing while she's pregnant?
• during pregnancy. ...any mother to undergo genetic testing during pregnancy.
• Like I said, this is something that has been tested.

Keywords: 1182, all

Summary: The House convened with prayer, the Pledge of Allegiance, guest introductions, and recognition of the Doctor of the Day. Members also read a proclamation honoring National School Social Work Week, with remarks emphasizing the role of school social workers in supporting students’ mental health, safety, and access to services. The House then handled a long series of first readings and committee/calendar actions before moving into multiple Committee of the Whole sessions. In the first major round of floor action, the House advanced HB 2123, HB 2140, and HB 2144 after adopting amendments. HB 2123 would affirm gold and silver as legal tender and allow their use through electronic systems; HB 2140 would let the state treasurer invest up to 10% in gold and silver; and HB 2144 would require child support to begin at pregnancy, prompting debate over paternity, genetic testing, rape-related pregnancies, and recourse for mistaken paternity. The House also advanced HB 2492 on urban growth boundaries, HB 2875 with clarifying language, HB 2946 on housing affordability and construction sales tax, and HB 4115/HCR 2051 on ballot initiative petition rules and disclosure. Supporters framed those measures as transparency reforms and protections against out-of-state influence, while opponents argued they would make it harder for citizens to qualify initiatives and local measures for the ballot. Later Committee of the Whole action advanced HB 2175, HB 2270, HB 2416, HB 2557, HB 2697, HB 2940, and HB 4010, along with HB 2324, HB 2573, HB 2601, HB 2876, and HCR 2004. HB 2175 drew debate over whether political affiliation should be included in hate-crime law; a proposed Garcia amendment to add gender identity and remove political affiliation failed, and a later motion to add it to the report also failed by roll call. HB 2557 clarified a medical-records timeline to business days. HB 2697 created a good-Samaritan style protection for use of expired opioid antagonists such as Narcan. HB 2940 was defended as reducing improper enrollment in Access/SNAP-related programs and opening managed-care bidding, while opponents said it would cut benefits and burden vulnerable residents. HCR 2004, dealing with photo enforcement, was amended to let cities put the issue to local voters; supporters called it a compromise and opponents argued photo radar saves lives and reduces speeding-related crashes. In third-reading votes, HB 2264 passed overwhelmingly on Arizona Geological Survey matters, HB 2373 passed unanimously on income tax refunds for veterans, HB 2413 failed on sex offender monitoring, and HB 2862 passed on sentencing enhancements for crimes committed while wearing a mask. The House also reconsidered and revived HB 2055, HB 2150, HB 2426, and HB 2755 related to state land and groundwater measures. The transcript ends with the House beginning third-reading consideration of HB 2941 on motorcycles, with members speaking in support of roadway safety and personal experience.

Transcript Highlights:

• Law enforcement's ability to properly test drivers who may be operating under the influence of cannabis
• There are big funerals, numerous fundraisers, awards ceremonies, and functions honoring our heroes.
• As time goes on, the impact of their death... ...functions honoring our heroes.
• an on-the-ground perspective of this legislation, and then Blair has some information about some testing
• And on a side note, May 18th coming up, American Public Works will be sponsoring... some testing that

Keywords: 995, all

Summary: The hearing focused on a range of public safety bills, with especially emotional testimony on the Maggie Hubbard Rental Safety Act, which would require short-term rentals to be inspected for smoke and carbon monoxide detectors and require platforms or agents to verify compliance before listing. Rep. Hadley Luddy, Sen. Julian Cyr, and the Hubbard and Waldron families described the fatal Airbnb fire that killed Shannon Hubbard and her daughter Maggie in New York, saying the deaths were preventable and that the bill would save lives. Committee members expressed sympathy and support for the families’ efforts to turn their loss into legislation. The committee also heard testimony on a proposed peace officer oath (S. 1680), described by Sen. Lydia Edwards as a binding ethical standard tied to certification and recertification, with discipline and annual reporting to promote accountability and de-escalation. Rep. Tom Walsh testified for a bill requiring hotel and motel workers to be trained to recognize human trafficking and to post hotline signage, and later testimony supported a school safety data grant program to provide first responders with standardized, up-to-date school maps for emergencies. Another major topic was a bill to allow temporary door-locking devices in public buildings; supporters said the devices are removable, do not alter fire code, and could improve lockdown response during active shooter events. Additional bills discussed included measures to transfer the Office of Emergency Medical Services to EOPSS, increase penalties for unlicensed hood-system cleaning, expand membership on the Massachusetts Fire Training Council, and strengthen confidentiality for peer support and critical incident stress debriefings. Firefighters and fire chiefs also supported a bill to tighten penalties for violations of hot-work regulations, citing the 2014 Beacon Street fire that killed Lt. Walsh and Firefighter Kennedy. Law enforcement groups backed a package including a Blue Star plate and Blue Alert system for fallen officers’ families, stronger move-over penalties, and a memorial fund, while the State Police Association supported the move-over provisions but asked for further work on the special state police officer bill before final action. No votes were taken during the hearing.

Transcript Highlights:

• We will test, and that group that I talked about earlier of the elected officials and practitioners,
• they'll also help us test.
• We will test and that configuration.
• <01:08:20.880> So,<01:08:21.120> we'll they'll also help us test.
• So, we'll they'll also help us test.

Keywords: 958, all

Summary: The Interim Joint Budget Review Subcommittee on Justice and Judiciary met without a quorum and heard an update from the Administrative Office of the Courts on the judicial branch budget. AOC Director Zach Ramsey and budget director Carol Henderson outlined the branch’s current funding structure, noting that fiscal year 2026 general fund support is about 2.77% of the state general fund, below the National Center for State Courts’ typical 2% to 4% range. They emphasized Kentucky’s unusual responsibility for courthouse facilities, with the judicial branch directly involved in construction, maintenance, and operations across 229 facilities in all 120 counties. AOC said nearly 91% of its general fund is spent on personnel and other non-discretionary costs, and that the branch has long relied on agency revenue, restricted fund carryforwards, and vacancy credits to balance court operations. Members were told that Senate Bill 25 required a $34.5 million transfer into a reserve account, part of which was used to purchase the Chamberlain Avenue building in Frankfort. AOC reported that only $11.9 million remains in restricted funds, while it projects needing about $13.5 million to cover fiscal year 2026 obligations, not including roughly $9 million in flood-related remediation costs for Hardin and Franklin counties, much of which it expects to recover through insurance and FEMA. Looking ahead to the next biennium, AOC said it will seek full funding of court operations at $341 million annually, a $13.5 million increase to bring current services into the base appropriation rather than relying on reserves. It also previewed additional requests, including a 15% across-the-board pay parity plan for Kentucky Court of Justice personnel, replacement of declining master commissioner fee revenue tied to 141 deputy circuit court clerk positions, funding for technology subscription and case management system costs, JAV audiovisual system upgrades, AEDs and medical kits for courthouses, and other staffing and operational needs. Senator Funky Frommeyer asked whether the 15% salary proposal was included in the $13.5 million increase; AOC said it was not, and that it would be an additional request. No votes or formal actions were taken.

Transcript Highlights:

• They will need prostheses to regain function, which we sometimes take for granted, or even just to have
• This can lead to serious swelling and loss of function of extremities.
• No, right, we want this study would be more specific, and bring more specific, specific, uh, testing

Transcript Highlights:

• techniques will allow both incumbent government systems and commercial wireless systems to have the functionality
• spectrum possible, but DoD must have a seat at the table when its spectrum bands are studied and tested
• because they have to have more spectrum made available to them so they can do this kind of anti-jam function

Keywords: spectrum policy, FCC auction authority, national security, innovation, technology development, 9-1-1 modernization, adaptive technologies, China competition

Summary: The meeting centered on the critical examination of spectrum policy and its implications for innovation and national security. The committee discussed the lapse of the FCC's spectrum auction authority, which has been in effect since March 2023, emphasizing the urgency of restoring this authority to maintain U.S. technological leadership against competitors like China. Witnesses provided testimony regarding the need for adaptive and reconfigurable spectrum technologies to enhance communication capabilities for both civilian and military applications. Senator Klobuchar highlighted the importance of modernizing 9-1-1 systems and ensuring robust emergency communication frameworks leveraging new spectrum innovations.

Transcript Highlights:

• My test check 12mic test check 12. Cher sees a quorum.
• include the consent decree effort along with the other support and annualization that they need to function
• comes from, but the legislation that's in my committee, I briefly looked at it, but I believe it is testing
• So this is testing to just as a personal stance to make sure that we are protecting our food supply.

Bills: SB1177

Keywords: education funding, mental health services, public safety, housing, state budget, 914, all

Transcript Highlights:

• These funds are being used to support certification testing scholarships, leadership programs, and other
• But there was another part in there when it came to administering a test in multiple languages.
• The cost savings to be realized by either translating actual tests into other languages or providing
• So, it really is a functional issue to not translate our certification tests into other languages.

Keywords: 914, all

Transcript Highlights:

• <00:19:59.680> of it stood up to the test of it stood up to the test of the<00:20:00.680><
• wouldn't function wouldn't function potentially<01:47:21.040> acceptably.
• It has not been tested finally in court.
• It has not been tested provision.
• It has not been tested finally<01:57:49.400> in<01:57:49.640> court.

Keywords: 916, all

Transcript Highlights:

• <01:05:29.680> are and hour laws uh and those tests are and hour laws uh and those tests are
• <01:14:35.719> at little bit more about our function at little bit more about our function
• We are certified to teach and administer testing for NITC medical gas courses.
• We are certified to teach and administer testing for NITC medical gas courses.
• We are certified to teach and administer testing for NITC medical gas courses.

Keywords: 1187, senate, all

Transcript Highlights:

• two years, I have gained a much better understanding about this role, about our agency, about its functions
• to go into detail, but I would like to talk with you more about the issue of the logic and accuracy test
• Recommendations include stable funding for this function at $111.4 million.
• As a result, all five key measures tested for fiscal year 2024 were designated as factors preventing
• For... ...of cost of services for the agency's three main program functions.

Bills: SB 1

Keywords: campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards

Summary: The committee first heard the Legislative Budget Board and Secretary of State Jane Nelson on the Secretary of State budget. LBB said the recommendation would reduce the agency’s appropriation by about $40.3 million overall, with major changes including removing federal HAVA funding and one-time business system replacement money, adjusting the agency’s base request, deleting an outdated Interstate Crosscheck rider, and directing HAVA funds to be drawn down first. Secretary Nelson and staff defended the agency’s needs, emphasizing election security, business filings, international protocol, and the Texas Register, and requested additional staff, a new website, digitization of records, IT and cybersecurity upgrades, and renovation of the Rudder Building. Senators discussed voter-roll maintenance, cross-checking data, call-center response times, and the need for online voter registration and more efficient election administration. No votes were taken. The committee then took up the Office of the Governor and trustee programs. LBB outlined a $2.4 million decrease for the office proper and a much larger decrease in trustee programs, driven by unexpended balances and the removal of one-time federal and border-security items, while noting continued funding for disaster response, victim assistance, and $2.9 billion for border security at roughly the prior level. Governor’s staff said Texas remains focused on border security, economic development, and public safety, and discussed efforts to seek federal reimbursement for prior border spending. Members asked about the National Guard’s status, possible federal assumption of border costs, the music incubator program, the Semiconductor Innovation Consortium, the Governor’s University Research Initiative, defense economic adjustment grants, and a new $5 million nonprofit security grant proposal. Staff said the semiconductor program has 12 approved projects totaling about 948 jobs and $17 billion in capital investment, and that the nonprofit security request was added late to address threats to houses of worship and other nonprofits. No formal action was taken. Finally, the committee heard the Texas Facilities Commission and lease-payment recommendations. LBB said the Facilities Commission recommendation would reduce appropriations by about $2.0 billion, mainly by removing border wall construction funding and capital complex bond funding, while adding money for higher utility costs, Rudder Building refurbishment, and additional staff. The lease-payment recommendation would decrease general revenue by $9.3 million. LBB also noted new riders related to completing the State Library and Archives building, tenant communication during disruptions, and a space-utilization report. In agency testimony, members asked about border wall maintenance responsibility, total facilities-related debt, and the status of capital complex construction. The Rudder Building renovation and related security needs were repeatedly discussed as important one-time infrastructure investments.

Transcript Highlights:

• Test. Good evening, Chair and members.
• Your intention is that we want to make sure that we're not losing the utility and the functionality that
• But if we need to, Utility and the functionality that we're having there for shared use of this space
• true, that our laws are... ...that that's not been functionally true, that our laws, our justice system
• work with our SEMA garage in Diamond Bar here in California, working directly with CARB and EPA to test

Summary: The Assembly Transportation Committee heard several bills focused on active transportation, transit, road safety, and local enforcement. SB 569 would restrict removal or downgrading of bikeways built with state General Fund dollars for at least 20 years, require public hearings before major changes, and was supported by bicycle advocates and some local and environmental groups. The City of Encinitas opposed the bill, arguing it could limit needed safety fixes and should apply only to future projects; committee members discussed whether the bill still allowed safety-based modifications. The bill passed on a due pass vote to Appropriations. SB 741 would streamline the Low-Carbon Transit Operations Program by reducing administrative burden and giving transit agencies more flexibility to use funds for service improvements, fare programs, and other transit needs while maintaining oversight and disadvantaged community requirements. Transit agencies and advocacy groups supported the measure, saying it would help agencies respond to post-pandemic ridership and financial challenges. The committee approved the bill on a due pass as amended vote to Appropriations. The committee also heard SB 1167, which would tighten consumer protections by clarifying that high-powered e-motos and similar motor vehicles are not e-bikes, requiring clearer disclosures and labels, and improving crash reporting. Supporters said the bill would reduce confusion and improve safety for riders, pedestrians, and parents; the Motorcycle Industry Council opposed unless amended, arguing the term “e-bike” is used broadly and the bill could affect existing businesses. The bill passed to Appropriations. Later, SB 953, dealing with vehicular manslaughter cases dismissed through misdemeanor diversion, would add DMV points so fatal conduct remains reflected on driving records; the bill was supported by the victim’s family and safety advocates and passed to Appropriations. The committee then heard SB 1218, which would let local agencies boot vehicles tied to repeated unpaid illegal dumping citations instead of using DMV enforcement. Oakland officials and community groups supported the bill as a needed deterrent, while the ACLU opposed it as punitive debt collection without a sufficient nexus to the vehicle. The bill passed to Appropriations. Finally, SB 739 would revise the Clean Miles Standard for rideshare companies by allowing CARB and CPUC to adjust electric vehicle mileage targets in light of current market conditions; Uber and Lyft supported the flexibility, while clean air advocates began raising concerns about weakening climate goals as the transcript cut off.

Transcript Highlights:

• You need an eye test to kind of read that. Probably much easier to read online.
• But what does apply broadly across medical frailty is really a notion of acuity and functional...
• some people use Granted Advantage to get health insurance to begin with because that's only an income test
• grants always to be diminished coming at us, will the closed loop referral system that's now being tested
• up in the that's now being tested up in the Dartmouth area.

Keywords: 928, house, all

Summary: The Fiscal Committee opened by approving the May 15 minutes and then recognized Pam Ellis for her long service with the Legislative Budget Assistant’s office and upcoming retirement. The committee adopted the consent calendar with two items removed for separate consideration, then approved transfers for the Administrative Office of the Courts and the Department of Environmental Services after questions about court benefit costs and dam project funding. The Department of Health and Human Services also received approval for a general fund transfer item. A major portion of the meeting focused on the Youth Development Center settlement fund. New administrator Jared Boyle, joined by the Attorney General, described the fund’s remaining caseload, the payment matrix, and the need for additional funding to begin hearings in August. Members raised concerns about administrative costs, attorneys’ fees, payday loans, structured settlements, and the long-term fiscal impact on the state. Boyle requested $55 million, but the committee ultimately approved a reduced appropriation of $20 million, with members noting the possibility of returning for more funding later depending on revenues and the October revenue review. The Department of Corrections then received approval for a smaller shortfall transfer and a larger overtime-related transfer, with officials citing a 52% corrections officer vacancy rate, ongoing recruitment, academy classes, and efforts to use civilian staff in some non-security roles. A late item from the Veterans Home was also approved to cover overtime, holiday pay, and indirect cost shortfalls within its existing budget. The committee then heard an informational presentation on implementation of Senate Bill 134 and the new federal Medicaid work-requirement rule. DHHS said it plans to submit a state plan amendment, seek approval for hardship exceptions, start with one eligibility check cycle, and use existing federal grant funding to make system changes. Finally, the committee received a performance audit of the Doorway opioid treatment program, which found weak written procedures, incomplete data use, reimbursement delays, and problems with the Governor’s Commission on Addiction Treatment and Prevention. Members discussed follow-up reporting, and the next Fiscal Committee meeting was scheduled for August 21 at 11:00 a.m.

Transcript Highlights:

• This bill creates a very difficult test, a rebuttable presumption in a five-part test, which is almost
• This bill creates a very difficult test, a rebuttable presumption in a five-part test, which is almost
• We need a fully functioning, science- and experience-based wildlife commission that can make sound decisions
• SB 104 would make long-needed changes that help ensure that the commission will function properly and

Keywords: 996, all

Transcript Highlights:

• focusing on, as you rightly pointed out, the relationship, because that's what makes this place function
• the federal government may take action that would limit our communities' access to those screening tests
• Yeah, that is a great question because, you know, one of the functions of CDC had been to gather all
• And all they did was take some blood tests and give me a few bags of saline solution—three bags of saline
• And all they did were to take some blood tests and give me a few bags of saline solution, three bags

Summary: The committee first welcomed new DSHS Secretary Angela Ramirez, who introduced herself and described her background in public service, federal and state legislative work, and health and human services leadership. Members emphasized the importance of building strong relationships with her and noted her focus on protecting services, using strategic approaches in a tight budget environment, and improving partnerships with the Legislature. Ramirez said she wanted to keep communication open and that her priorities would be shaped by what she learns from lawmakers and agency partners. The next work session focused on the West Coast Health Alliance and the broader Governor’s Public Health Alliance. Department of Health and governor’s office staff said the West Coast alliance, involving Washington, Oregon, California, and Hawaii, was formed to coordinate science-based public health guidance, especially around vaccines, return-to-work guidance, and responses to federal changes. They said the alliance is intended to reduce confusion, counter misinformation, and preserve access to evidence-based recommendations, with early actions including vaccine guidance for COVID-19, flu, and RSV, a statement rejecting any vaccine-autism link, and preparation for possible ACIP changes. Members asked about workload and coordination with other regional alliances, and staff said there is informal coordination but no formal regular meetings. The committee then heard from the Washington State Health Benefit Exchange about open enrollment and the effects of federal policy changes. Exchange leaders said the expiration of enhanced premium tax credits, HR1 provisions, and immigration-related eligibility changes are affecting affordability and enrollment, with some customers facing large premium increases and some counties becoming harder to serve. They reported early open-enrollment traffic increases, nearly 10,000 new sign-ups, and nearly 12,000 active coverage drops so far, while noting that many more people may disenroll later if subsidies are not extended. They also described mitigation efforts such as silver loading, Cascade Care Savings, outreach through navigators and community partners, and planning for future HR1 requirements like ending auto-renewal and adding verification steps. In the final work session, staff from the Health Care Authority and Insurance Commissioner’s office reviewed Washington’s health reform history and the state’s current affordability and access efforts. They highlighted past ACA-related coverage gains, continued work on prescription drug affordability, PBM oversight, primary care and behavioral health access, and a pending legislative proposal to preserve access to preventive services. They also discussed federal changes affecting Medicaid and the exchange, including work requirements, six-month redeterminations, and the need to coordinate across agencies to implement new rules. Members raised concerns about network adequacy, provider access, and the complexity of the health care system, while staff said they are trying to mitigate harm, simplify administration, and keep coverage and access as stable as possible.

Transcript Highlights:

• :12:01.600> testing.
• test here in this next couple of weeks. test here in this next couple of weeks.
• <03:17:44.880> tests<03:17:45.279> our<03:17:45.680> state our state tests tests
• our state our state tests tests our state standards<03:17:46.560> and<03:17:46.800> each
• mean as far as a test mean as far as a test place<03:19:53.840> on<03:19:54.080> a

Keywords: 916, all

Transcript Highlights:

• parents have to submit either test parents have to submit either test results<00:45:04.000> or
• So means testing is not an idea that should be foreign.
• Calls themself a teacher, or takes these tests.
• Thank you." behavioral issues higher test scores behavioral issues higher test scores reduce<02:01:19.360
• breakfast improves cognitive function breakfast improves cognitive function leading<02:02:12.760

Keywords: 1191, senate, all

Transcript Highlights:

• coverage and this was pursuant testing coverage and this was pursuant to<00:51:59.839> House<
• If testing is identified as a need, that should be part of the identification.
• >> testing >> testing uh<01:14:49.120> identifying uh identifying uh identifying
• <01:15:59.120> If<01:15:59.360> testing<01:15:59.840> is<01:16:00.080> is
• If testing is is um is are provided.

Keywords: Meeting Start 00:00:00 Call to Order and Roll Call 00:00:23 Kentucky Bankers Association 00:02:32 How to Read and Understand KRS 6.948 Health Mandate and Federal Cost Defrayal Impact Statements 00:25:40 Proposed Amendments to Kentucky's Essential Health Benefit-Benchmark Plan 00:50:18 Proposed Health Insurance Legislation for the 2026 Session 01:04:22 Reimbursement for Covered Benefits Delivered Through the Psychiatric Collaborative Care Model 01:01:46 Coverage of Eating or Feeding Disorders 01:18:47 Coverage of Hearing Loss 01:25:31, 958, all

Summary: The Interim Joint Committee on Banking and Insurance met for its first interim meeting, established a quorum, approved routine opening items, and welcomed a new committee assistant and a legislative intern. The committee first heard a Kentucky Bankers Association presentation from Tim Shank and John Cooper focused on the state’s housing shortage, which they described as affecting all 120 counties and especially low- and moderate-income and workforce housing. They urged support for a proposed $20 million banker-backed revolving fund, paired with tax credits, to finance new housing construction; they said the program would be flexible, could support alternatives such as manufactured housing, and would use below-market loans with tax credits vesting over five years only after units are completed. They also asked for extension of the historical tax credit carryforward from five to seven years and for continued support of new market tax credits, arguing that supply-chain delays make the longer period necessary for historic rehabilitation projects. The bankers also raised concerns about credit unions, arguing that because credit unions do not pay the same taxes as banks, they should not be allowed to acquire healthy state-chartered banks or hold state and local deposits. They cited the recent purchase of First State Bank of Middlesborough as an example, saying the transaction would reduce state, county, and city tax revenue and weaken local tax bases. In response to committee questions, the presenters said local regulations, zoning, parking, sidewalk, and utility easement issues can significantly delay housing projects, and they emphasized that state policy and infrastructure support are needed to help address affordability and development barriers. The committee then shifted to a Department of Insurance presentation by Commissioner Sharon Clark on how to read KRS 6.948 health mandate and federal cost defrayal impact statements. Clark explained that the mandate statements were created in 1998 so legislators would have actuarial estimates of how proposed health insurance mandates would affect administrative costs, premiums, and total costs, and she noted that later legislation added federal cost-defrayal analysis. She also reviewed the background of the Affordable Care Act’s essential health benefits framework and said the department’s statements are intended to help lawmakers make informed decisions on proposed health coverage mandates. No votes or formal actions were taken during the portion of the meeting provided.