Video & Transcript : 'liability insurance' :
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MO
Missouri 2026 Regular Session
Children and Families Feb 10th, 2026 at 08:00 am
Children and Families
Transcript Highlights:
- In 2019, they paid just under $18,000 for liability insurance for $3 million, you know, aggregate, $1
- So we have almost no claims against our liability insurance over the last decade.
- Nobody's trying to shirk their responsibility from liability insurance.
- So we have almost no claims against our liability insurance over the last decade.
- Nobody's trying to shirk their responsibility from liability insurance.
Committee:
House Children and Families
MO
Transcript Highlights:
- After making that payment, the insurer may pursue reimbursement from the at-fault party's insurer through
- Shelter Insurance Mutual Company.
- , but you know, between us chickens, us insurance companies, you know you're liability, but, you know
- second insurance carrier.
- insurance company.
Committee:
House Insurance
WA
Washington 2025-2026 Regular Session
House Environment & Energy Dec 4th, 2025
Transcript Highlights:
- And then Russ Olson from the Pollution Liability Insurance Agency.
- And then Russ Olson from the Pollution Liability Insurance Agency.
- We also are seeing increased premiums and insurance liability.
- remain removed from the scene, we have to work together, as the insurance liability puts everyone at
- Insurance and liability, right, are largely driving a lot of the decisions that are being made here.
Summary:
The committee first heard updates on the Model Toxics Control Act (MTCA) and related funding. Department of Ecology staff explained how MTCA and the hazardous substance tax support cleanup, prevention, stormwater, and local assistance programs, but said forecasted revenues have declined while appropriations and transfers have outpaced incoming funds. Ecology said the operating account will require underspending to stay balanced this biennium and that the problem is ongoing, with further reductions possible if forecasts worsen. Ecology also reviewed the state cleanup program, noting there are more than 14,500 cleanup sites in Washington and that new sites continue to be discovered faster than they are cleaned up. A question from Representative Lee raised the long-term issue of declining fossil-fuel-based revenue, and Ecology agreed that this is a future structural concern even though the current shortfall is driven more by forecasts and transfers than by fuel-use decline.
The Pollution Liability Insurance Agency described its underground storage tank and heating oil programs, saying it has modernized from a reinsurance model to a financial assurance model with stronger state oversight and cleanup milestones. Russ Olson said the agency’s dedicated petroleum tax account is in strong financial condition, but emphasized the importance of preserving that funding source. He also discussed the loan and grant program for historic commercial releases and a new heating oil loan/grant program, while noting the agency is working on equity concerns where liens can be disproportionate to property values in smaller communities. Practitioners and advocates then offered differing views on MTCA’s performance: one attorney urged a collaborative review process to make cleanups faster, less expensive, and more certain, while another consultant argued the program is too conservative and process-heavy and should focus more narrowly on actual exposure and realistic cleanup standards. Environmental and community groups countered that MTCA is essential for cleanup, pollution prevention, stormwater control, and public participation, and that it is especially important for environmental justice communities such as the Duwamish Valley. Port and city representatives stressed that MTCA grants and cleanup funding are critical for large redevelopment projects, but said long timelines, permitting delays, and funding uncertainty can slow projects and jeopardize commitments.
The committee then shifted to utility wildfire risk. Staff summarized recent legislation, including requirements for utility wildfire mitigation plans, creation of a wildfire mitigation standards work group, authorization for captive insurance by local governments and PUDs, securitization authority for disaster costs, and the existing wildfire response and resilience account. Chelan County PUD and Puget Sound Energy described extensive mitigation efforts such as vegetation management, grid hardening, undergrounding, AI smoke cameras, weather stations, enhanced operating settings, public safety power shutoffs, and community outreach. Both said wildfire risk is rising and insurance costs are increasing, and Chelan PUD asked the Legislature to restore funding to the wildfire response and resilience account. The Office of the Insurance Commissioner said a 2022 utility liability market study found insurance availability is tightening as perceived risk rises, and reported that a 2025 work group recommended restoring community resilience funding, requiring insurers to share wildfire risk scores and mitigation steps with property owners, and creating a grant program based on insurance industry wildfire standards. A PNNL scientist added that wildfire probability is increasing in parts of Washington and that mitigation requires long-term, landscape-scale coordination. The final speaker began describing California’s approach to wildfire risk, but the transcript cuts off before that presentation concluded.
NM
New Mexico 2026 Regular Session
Senate - Judiciary Feb 17th, 2026
Transcript Highlights:
- Insurance rates could stay low.
- “My health insurer says there's something called subrogation, where my health insurer has every right
- “But someone who has insurance is treated differently than someone who doesn't have insurance.
- But someone who has insurance is treated differently than someone who doesn't have insurance.
- The American Insurance Association stated that the insurance industry never promised that tort reform
Summary:
The committee first took up House Bill 61, which would raise aggravated battery on a peace officer from a third-degree to a second-degree felony in cases involving great bodily harm or a deadly weapon. The sponsor and supporters said the bill fixes an inconsistency in current law, where aggravated assault on an officer can be punished more severely than aggravated battery causing serious injury. Law enforcement representatives, the Chiefs Association, CBRC, and chamber representatives testified in support, and the New Mexico Sentencing Commission was noted as having endorsed the bill by a 6-3-4 vote. After questions about proportionality and plea bargaining, the committee voted due pass on HB 61 without objection.
The committee then returned to House Bill 99, a medical malpractice reform bill, and several members made conflict-of-interest disclosures before debating amendments. The discussion focused heavily on the patient compensation fund, surcharge setting, and whether an advisory board or the superintendent should control rates. Amendments to segregate future fund money, require surcharges no lower than the advisory board’s recommendation, and create a commission with more actuarial and financial expertise were debated at length; the committee rejected the first two amendments. Members and witnesses argued over whether past undercharging of hospitals and doctors led to insolvency and taxpayer bailouts, and whether the bill should require more transparency and oversight.
The committee also debated amendments on punitive damages. One proposal would have delayed punitive damage claims until after substantial discovery; opponents said it would conflict with civil procedure, prolong litigation, and likely be struck down. Another would have tied punitive damages to a multiple of compensatory damages or a percentage of net worth; supporters said that would better deter harmful conduct, while opponents said it would create uncertainty and more discovery. That amendment also failed. A final punitive-damages amendment would have removed caps in cases involving sexual assault or intoxication by a health care provider and protected the first $5 million of an independent provider’s personal assets; it too was rejected after members said it would shield egregious misconduct and go beyond the bill’s purpose.
NM
New Mexico 2026 Regular Session
Senate Chamber Feb 12th, 2026 at 04:57 pm
New Mexico Senate Floor Meeting
Transcript Highlights:
- Madam President and Senator, I get to thinking sometimes about our civil liability or liability insurance
- So, in that business plan, what is the amount of liability insurance going to be required for these providers
- I get to thinking sometimes about our civil liability or liability insurance, and I know the secretary
- So, in that business plan, what is the amount of liability insurance going to be required for these providers
- you have, and your insurance broker will tell you the liability you should probably cover.
NM
Transcript Highlights:
- Madam President and Senator, I get to thinking sometimes about our civil liability, or liability insurance
- So, in that business plan, what is the amount of liability insurance going to be required for these providers
- I get to thinking sometimes about our civil liability or liability insurance, and I know the secretary
- So, in that business plan, what is the amount of liability insurance going to be required for these providers
- insurance broker will tell you the liability you should probably cover.
Summary:
The Senate debated and passed Senate Bill 241, a child care assistance measure. Opponents raised concerns about the bill’s education requirements, residency definitions, sustainability if oil and gas revenues decline, fraud and misuse of funds, staffing needs for unannounced inspections, liability insurance, and whether the state would be left covering costs in a shortfall. Supporters argued the bill reflects the reality of working families, would expand access to child care, and includes guardrails and a five-year funding plan. After debate, the Senate passed the Senate Finance Committee substitute for SB 241, as amended, by a vote of 25-15.
The chamber then received House messages announcing passage of several House bills and referred them to committees: HB 63 on water project funding to Senate Conservation, HB 64 on appropriations to Senate Finance, HB 165 on industrial revenue bond lease assessments to Senate Tax, Business and Transportation, HB 285 on disabled veteran property tax exemptions to Senate Tax, Business and Transportation, HB 184 on the Conservation Legacy Permanent Fund to Senate Finance, and HB 291 on a range of tax and revenue changes to Senate Tax, Business and Transportation. Senate Memorial 30, requesting a study of safety and maintenance issues on U.S. Highway 491, was introduced and referred to Senate Rules.
During announcements, members outlined upcoming committee meetings, including Rules, Tax, Business and Transportation, Education, Finance, Conservation, and others. The Senate also discussed the upcoming 100th Bill Party and related social events. The body then recessed until 11 a.m. the next day.
CA
Transcript Highlights:
- First, the law requires bounty hunters to file a $1 million liability insurance policy when applying
- It's an old saying: the best surety and insurance is a surety in insurance.
- There is not joint and several liability in there. Strict liability is listed.
- lot of insurers left.
- And we think it's a fairly simple thing: insurers want to sell insurance.
Committee:
Senate Insurance
Summary:
The committee heard testimony on several insurance-related bills. SB 1209 by Senator Allen, sponsored by Insurance Commissioner Ricardo Lara, would give the Department of Insurance stronger enforcement tools when insurers fail to implement corrective actions identified in market conduct or financial examinations. Supporters said the bill would close gaps that allow repeated violations, improve solvency oversight, and protect policyholders; opponents argued CDI already has broad authority and raised concerns about duplicative penalties, due process, and the bill’s scope. Members discussed amendments to limit the bill to legal violations rather than recommendations, apply penalties per exam rather than per policy, and clarify accounting language. The committee voted to send SB 1209 to Appropriations, with the bill placed on call after a roll vote that included one no vote from Senator Niello.
The committee also considered SB 1301, which would require more detailed non-renewal notices for residential property insurance, give policyholders time and information to address correctable issues, and restrict certain non-renewal reasons such as claims below deductible or not covered by the policy. Support came from homeowners, fire survivors, and consumer groups who said notices are often vague and leave families unable to keep coverage; insurers opposed the bill, warning that California’s notice period is already among the longest in the country and that the bill could worsen availability and add burdensome reporting requirements. The author said he was willing to reduce the notice period from 180 days to about three months and work on a mitigation-based process. The committee passed the bill to Appropriations, with Senator Niello voting no and the item placed on call.
SB 1026 by Senator Gonzalez would tighten regulation of bail fugitive recovery agents by allowing the Department of Insurance to suspend or revoke licenses without a criminal conviction, adding conduct restrictions, and requiring continuous liability coverage and proper appointment notices. Supporters, including Commissioner Lara, said the bill addresses serious misconduct and loopholes that have led to unsafe conduct and weak oversight. Bail industry representatives and crime victims’ advocates opposed the measure, arguing that the required insurance coverage is unavailable or unlawful as written, that the bill would be hard to comply with, and that it could reduce the number of recovery agents and delay justice. The committee moved SB 1026 to Appropriations, with Senator Niello voting no and the bill placed on call.
The committee then heard SB 982 by Senator Wiener, the Affordable Insurance and Recovery Act, which would authorize the Attorney General to sue fossil fuel companies to recover costs tied to climate disasters and insurance losses, with supporters framing it as a way to shift some climate-related costs away from policyholders and taxpayers. The author said amendments would remove retroactivity and delay liability until 2032, while supporters from flood and wildfire survivor groups and climate organizations said the bill would help fund recovery and stabilize insurance costs. Opponents from industry and building trades argued the bill was legally vulnerable, would create a de facto tax or liability scheme, and could harm jobs, energy production, and affordability. Testimony on SB 982 was extensive, but the transcript ends before any committee vote or final action on that bill.
NM
New Mexico 2025 Regular Session
IC - Courts, Corrections and Justice Nov 6th, 2025
Courts, Corrections & Justice Committee
Transcript Highlights:
- And so that's the liability.
- You've exhausted the insurance.
- It is not mandated, like car insurance, for somebody to have insurance.
- to cover what their liability is, just like lawyers do when they buy their malpractice insurance, like
- more expensive insurance.
LA
Louisiana 2026 Regular Session
Administration of Criminal Justice Apr 14th, 2026
Administration of Criminal Justice
Transcript Highlights:
- On the liability situation, can you tell me, I know the sheriffs maintain insurance.
- Are the city marshals required to carry liability insurance for their operations, or do you know?
- cities, our life insurance is through the cities.
- Tell me, and you're insured—the city of Bojure insures you? Yes, ma'am.
- They insure us, as well as health insurance.
Committee:
House Administration of Criminal Justice
Summary:
The Committee on Criminal Justice met on April 14, 2026, and first handled several voluntary deferrals, including HB 343, HB 491, HB 523, HB 426, HB 439, HB 378, and later HB 1025. HB 676 by Rep. Spell, which creates the crime of fraudulent patient referrals or “body brokering,” was amended and reported favorably. Testimony from Louisiana Blue, Odyssey House, and others described the practice as exploiting vulnerable addiction and mental health patients for profit, while supporters said the bill targets organized fraud and protects patients, families, and insurers.
The committee also reported HB 394 by Rep. Chenevert, which extends the conditional parole period from nine months to 24 months for offenders who must complete programming before release. Supporters, including the Louisiana Parole Project, said the change gives the parole board more flexibility and does not create new parole eligibility, while the bill was amended to remove some language tied to rehabilitation programming review. HB 622 by Rep. Coates, dealing with confidentiality and handling of criminal history records, was reported favorably after testimony that it is needed to align state law with federal FBI/CJIS requirements and tighten safeguards on background-check information.
HB 396 by Rep. McMakin, concerning admissibility of autopsy photographs, was amended to apply to criminal proceedings generally and then reported favorably. HB 772 by Rep. Martinez, which modernizes notice requirements for arrest warrants by allowing electronic notice and clarifying mailing procedures, was also reported favorably despite concerns from Orleans Parish prosecutors about costs and surety liability. HB 1038 by Rep. Boyer, addressing marshal authority to issue deputy commissions and related liability/insurance issues, drew substantial testimony from marshals, city officials, and local government groups; after amendments requiring insurance coverage and clarifying funding and applicability, it was reported favorably on an 8-2 vote. HB 1025, which would have created an exception allowing reconciliation after a protective-order violation, drew strong opposition from domestic violence advocates and prosecutors and was voluntarily deferred by the author.
CA
Transcript Highlights:
- It is nothing more than best practices to help stabilize the insurance market, reduce insurance fraud
- With private insurers refusing to renew a record number of home insurance plans, With private insurers
- But let's turn to the theory of liability.
- , that rely on strict liability?
- The strict liability, yeah, go ahead.
Committee:
Senate Judiciary
AR
Arkansas 2026 Regular Session
ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT Mar 16th, 2026
ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT
Transcript Highlights:
- They probably had some insurance.
- Respondent denied liability and moved to hold the claimant in abeyance until claimant exhausted her insurance
- by professional liability insurance.
- by professional liability insurance.
- by professional liability insurance.
TX
Texas 89th Regular
Pensions, Investments & Financial Services Mar 3rd, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- We had about $14 billion in unfunded liability.
- We insure 1 in 56 Texans in addition to the the main regular health insurance program, the big Texas
- And then, you know, we've really been lucky in our health insurance program.
- Our unfunded liability is sitting just over $60 billion.
- In terms of paying off that unfunded liability.
KY
Kentucky 2025 Regular Session
Senate Standing Committee on Veterans, Military Affairs, & Public Protection (2-6-25)
Transcript Highlights:
- The second part of your question, just talking about insurance or just talking about liability as a whole
- This is nothing to do with insurance.
- </c><00:13:53.720><c> or</c> just talking about insurance or just talking about insurance or liability
- </c><00:15:33.759><c> and</c><00:15:33.959><c> other</c><00:15:34.240><c> insurance</c> homeowners insurance
- and other insurance homeowners insurance and other insurance products<00:15:35.040><c> that</c><00:15
Summary:
The committee began with procedural reminders that the meeting would be short, that bill changes should generally be provided with 24-hour notice, that testimony would be limited at the chair’s discretion, and that no signs were permitted in the room. After roll call established a quorum, members led the pledge and prayer. The chair also recognized Marsha Robinson of Fort Knox for her service to veterans and military families and for receiving the Association of Defense Communities’ National Military Spouse Leadership Award.
The sole bill considered was Senate Bill 61, relating to swimming pools. The sponsor, Senator Craig Richardson, said the bill was intended to protect private property rights by clarifying that homeowners who rent out their private swimming pools through platforms such as Swimly.com would still be treated as operating private pools rather than public recreation pools subject to additional regulation. Senators asked about parking impacts in residential neighborhoods and about liability and insurance coverage. The sponsor said the bill did not address parking or homeowners association issues, and a representative from Swimly.com testified that homeowners insurance and platform-backed insurance products can provide coverage for rentals.
The committee voted to advance SB 61. The roll call showed unanimous support from members present, with Senator Wilson briefly explaining his yes vote and joking that the sponsor should ask for it in the future. The chair congratulated the sponsor on getting his first bill through committee and said it would be heard again on the floor. The meeting ended with an announcement about Military Kids Day on Tuesday, February 25, and an invitation for families to contact the Senate clerk for details.
LA
Louisiana 2026 Regular Session
Labor and Industrial Relations May 13th, 2026
Labor & Industrial Relations
Transcript Highlights:
- I represented employers, self-insured funds, and insurance carriers in the workers’ comp industry for
- I represented employers, self-insured funds, and insurance carriers in the workers’ comp industry for
- So, in Louisiana, in a liability standpoint and civil liability, you have to establish that there was
- But I don't want to create a situation where we're increasing their insurance costs, increasing liability
- But I don't want to create a situation where we're increasing their insurance costs, increasing liability
Committee:
House Labor & Industrial Relations
Summary:
The committee first took up Senate Bill 408 by Senator Myers, a workers’ compensation overhaul creating an all-claims medical database, requiring electronic reporting and billing, and setting up confidentiality, rulemaking, and penalties. Senator Myers said the bill was meant to modernize a paper-based system, speed injured workers back to care and work, reduce disputes through a more predictable fee schedule, address outliers and abuse, and generate reliable data for future fee-schedule decisions. Representative Melarine then offered a large amendment package combining portions of House Bills 780 and 1101 into SB 408, adding preliminary-determination procedures, changes to benefit durations, fraud language, and a deadline for the department to establish a fee schedule if no agreement is reached. Supporters said the package would create a more complete reform; opponents argued the additions were rushed, not germane, and would harm injured workers, especially those without lawyers, by adding technical filing burdens and stricter fraud consequences. After debate, the committee adopted the amendment package, then adopted a follow-up amendment removing the word “potential” from a fines provision and deleting the fraud section, and finally reported SB 408 with amendments on a divided vote.
Testimony on SB 408 was sharply split. Proponents, including Alton Ashy and Trey Mustian, argued the bill’s transparency and data-collection provisions were the most important part, that the system needs a modern fee schedule, and that the added reforms would help control costs and speed payment. Opponents, including Shannon Lindsay and another injured-worker advocate, said the original bill was a good compromise but the added provisions changed its character and would disadvantage pro se claimants, remove materiality from fraud law, and reduce benefits for seriously injured workers. Committee members also questioned the timeline for the database and fee schedule, the effect of historical data gaps, and whether the reforms would help employers and injured workers alike. The committee ultimately agreed the bill still contained its core goals of faster care, predictable fees, anti-abuse measures, and modernization.
The committee then moved to House Bill 585 by Representative Chasson, a workplace-violence/safety measure for small-box discount retailers. Chasson explained that the bill had been narrowed to require retailers to submit an existing written workforce safety plan, or develop one if they do not already have one, with no penalties attached. The committee adopted a substitute bill incorporating prior amendments. Representative Glorioso noted continuing concerns about civil-liability implications and the duty to protect against third-party criminal acts, but the bill was advanced from committee after the substitute was adopted.
FL
Florida 2025 Regular Session
March 4, 2025 - 04:00 PM
Transcript Highlights:
- The tax credit is either state corporate income tax or franchise tax liability.
- The tax credit is either state, corporate income tax, or franchise tax liability.
- If there is insufficient tax liability, the credit can carry over and be used in any of liability, the
- It's better for insurance. I see this as an insurance bill, Representative Barnaby.
- to strict liability?
Summary:
The Natural Resources and Disaster Subcommittee met for its first meeting of session and heard four bills. HB 209, the State Parks Preservation Act, would limit development in state parks and require stronger public notice and participation for land management plan changes. Members discussed protections for cabins and existing lodging, and an amendment aligned the bill with the Senate and clarified conservation-based recreational uses. Support came from Audubon Florida, Nature Conservancy, and others, and the bill was reported favorably with committee substitute after a unanimous roll call.
HB 143 would create a Florida Resilient Buildings Tax Credit for new construction and retrofits that meet LEED-based resiliency standards, with a new advisory committee under DBPR to help administer the program. An amendment moved the process under DBPR, added UCF and FIU to the advisory council, and made technical conforming changes. The bill drew supportive testimony from a Boca Raton city council member and was reported favorably with committee substitute, with one no vote.
HB 295 would direct DEP to develop a comprehensive waste reduction and recycling plan based on its 2020 recycling report, including education, market development, and recommendations for statutory changes. Testimony emphasized that the plan would be voluntary and would not impose costs or mandates on homeowners or businesses. The bill passed without amendments and was reported favorably. HB 585 would let owners of former phosphate mining lands record notice and obtain a Department of Health radiation survey to support a narrow defense against strict liability claims; an amendment clarified the notice content and limited the definition to mined lands, not gyp stacks. The bill drew extensive questions about notice, radiation thresholds, disclosure to buyers, and liability scope, but supporters from Mosaic, the Florida Chamber, and a health physicist argued it would improve transparency and help redevelop lands. It was reported favorably with committee substitute, with one soft yes and one no vote.
MO
Missouri 2026 Regular Session
Commerce May 6th, 2026
Commerce, Consumer Protection, Energy and the Environment
Transcript Highlights:
- At that point, the liability was shifted to the contractor's insurance, even though the contractor had
- When our contractors have no liability limits, and they can be sued for...
- So I assume your insurance either went up or it is always going up because of this potential liability
- "All these contractors that the insurance folks will tell you, and we have insurance folks at AGC in
- on a contractor's insurance policy, even if that public entity didn't actually..." "...insured on a
Summary:
The Commerce Committee heard Senate Bill 916, sponsored by Senator Berger, which would limit certain liability exposure for contractors working on MoDOT projects when they are following approved plans and standards. The sponsor argued the bill aligns responsibility with control, prevents contractors from being sued for conditions they did not create, and stops the state from requiring indemnification as a condition of bidding or starting work. He cited examples of long-running lawsuits arising from highway work zones and said the bill would not protect negligence or defective workmanship.
Several supporters testified, including a general contractor, representatives of the Missouri Asphalt Payment Association, the AGC of Missouri, the Missouri Municipal League, the Missouri Chamber of Commerce and Industry, and the American Council of Engineering Companies. They said contractors often face lawsuits and higher insurance costs for incidents outside their control, sometimes even before work begins or after a project is complete. The Municipal League also supported language clarifying that naming a public entity as an additional insured does not waive sovereign immunity. MoDOT’s deputy director and chief engineer testified for information, warning the bill could create unintended consequences by bringing the state into litigation during construction if contractor indemnification is removed.
After testimony and questions, the committee moved into executive session once a quorum was established. Senate Bill 916 was voted do pass by unanimous roll call, 8 ayes and 0 noes.
NH
Transcript Highlights:
- </c><00:14:43.320><c> and</c> function of providing insurance and function of providing insurance and
- </c><00:15:04.839><c> company</c> This chapter is not an insurance company, reciprocal insurer, or insurer
- , the normal level of insurance.
- They're self-insured groups.
- ' profits and tax liabilities.
Committee:
Senate Finance
MO
Transcript Highlights:
- After making that payment, the insurer may pursue reimbursement from the at-fault party's insurer through
- My insurance company paid at the first time. Would they reimburse by the other insurance company?
- against any of your... liability, but, you know, between us chickens, us insurance companies, you know
- the second insurance carrier.
- is assigned to the insurance company.
Committee:
House Insurance and Banking
Summary:
The Insurance Committee first established a quorum and then went into executive session, where it voted House Bill 1615 and House Bill 2071 “do pass” with 11 ayes and no opposition on each bill, with one member present on the roll call. After returning to public session, the committee opened a hearing on House Bill 1647, sponsored by Representative Overcast, which was described as a fairness measure intended to prevent double recovery when insurance payments have already satisfied part of a claim. The sponsor and supporters said the bill was aimed at property damage claims and intercompany arbitration between insurers, though several members questioned whether the bill’s language was actually limited to property damage or instead reached broader collateral source issues and evidence rules.
Committee members, especially Representatives Butts, Zimmerman, and Castile, pressed the sponsor on how the bill would work in practice, whether it would reduce a plaintiff’s recovery or instead affect insurer subrogation rights, and why arbitration was being addressed in an evidentiary statute. Supporters from the Missouri Insurance Coalition and other industry groups said the bill would clarify offset rules, preserve voluntary insurer-to-insurer arbitration, and prevent inconsistent court treatment of prior payments. Opponents, including attorney Blake Heath, argued the bill was drafted too broadly, did not stay confined to property damage, and was placed in the wrong statutory section because these issues are usually handled through insurer subrogation rather than in a lawsuit by the injured party.
Additional support came from the Missouri State Medical Association, Associated Industries of Missouri, and the National Association of Mutual Insurance Companies, though some supporters also acknowledged the bill might need narrowing if the intent was property damage only. No vote was taken on House Bill 1647 during the hearing, and the committee adjourned after testimony concluded.
MO
Transcript Highlights:
- You've got the insurance company, but then you have the insured.
- insurance company based on some involvement with the insured.
- They purchased an insured, the insured. $25,000 policy.
- The 2017 version of this statute was intended to afford liability insurance companies a fair opportunity
- In my prior life with Farmers Insurance, I was a branch claims manager and also a regional liability
Committee:
House Commerce
AZ
Transcript Highlights:
- coverage in place of boat liability insurance.
- the outlined insurance policy requirements to be obtained from an insurer authorized to transact insurance
- insurance in Arizona is not required to offer, issue, renew, or provide a commercial boat liability policy
- So this is only for liability insurance? That's the only requirement? Good question. Mr.
- They have no insurance. The people that are in the insurance are losing.
Committee:
Senate Senate Finance Committee of Reference
Summary:
The Senate Finance Committee approved the March 16, 2026 minutes and then heard testimony on several bills, with the chair noting that votes would be taken in batches because members were coming and going. HB 2939 would increase the rural qualified facilities tax credit from $20,000 to $25,000 per job for certain projects with initial investment under $2 billion; Lucid Motors supported it as a rural economic development tool, while Senator Epstein questioned the fiscal note and whether the higher credit would actually attract new investment. HB 2950 would authorize tourism improvement areas funded by voluntary lodging assessments to support marketing and tourism promotion; the Arizona Lodging and Tourism Association and Visit Phoenix backed it as a competitive tool for rural and urban destinations, and committee members focused on whether participation was truly voluntary and how the assessments would be administered.
HB 2780 made technical conforming changes to Arizona’s property tax lien foreclosure and excess proceeds sale process, building on a prior law that created a mechanism for delinquent property owners to recover equity; the sponsor and a longtime constituent said the changes would fix timing and credit-bid language so qualified entity sales could work in practice. HB 2502 would let certain elected officials in ASRS retire at normal retirement age without resigning their office, with the employer paying the alternate contribution rate; ASRS said it was neutral, and the sponsor argued the bill would treat elected officials more like other ASRS members. The committee then adopted do-pass recommendations for HB 2502, HB 2780, HB 2950, and HB 2939, with each passing on split votes.
The committee also adopted a striker to HB 2140, allowing the State Treasurer to invest up to 10% of state trust and treasury monies in physical gold or silver bullion held in secure U.S. depositories. The sponsor and the Sound Money Defense League argued it would diversify reserves and hedge against market disruption, while opponents said gold is volatile, costly to store, and not something taxpayers need the state to buy. HB 2140 then passed as amended on a 4-2 vote. Finally, the committee heard HB 2398, as amended, which requires commercial liability insurance for watercraft rentals and peer-to-peer boat sharing programs, with supporters saying it addresses uninsured rental boats and law enforcement concerns; the bill passed as amended on a 6-1 vote. The committee also heard HB 2999, a major housing-finance bill creating state affordability infrastructure districts to finance public infrastructure through bonds and assessments; proponents said it would lower housing costs by spreading infrastructure costs over time, while contractors and some senators raised concerns about payment risk, impact-fee treatment, and whether savings would reach homebuyers. After adopting a striker and hearing extensive questions, HB 2999 passed as amended on a 6-1 vote.