Transcript Highlights:

• We will call the Assembly Privacy and Consumer Protection Committee to order.
• It's about protecting consumers.
• It's about protecting consumers.
• These bills focus specifically on transparency in marketing and consumer protection.
• SB 957 offers very basic consumer protections.

Keywords: 988, house, all

Summary: The Assembly Privacy and Consumer Protection Committee heard a long agenda focused largely on artificial intelligence, consumer transparency, and privacy protections. The committee first took up consent items, then heard SB 1050, which would require disclosures in advertisements that use AI-generated or synthetic performers. Supporters, including SAG-AFTRA, Teamsters, Common Sense Media, and the Music Artists Coalition, argued consumers should know when an ad uses a synthetic person and that the bill protects workers and honesty in advertising. Opponents from TechNet, the Motion Picture Association, broadcasters, and business groups said the bill was too broad, lacked a deception standard, created enforcement and compliance concerns, and should include carve-outs and stronger guardrails. The bill passed out on a divided vote. The committee then heard SB 1111, which would create liability and remedies for nonconsensual use of a person’s voice or likeness to create digital replicas or deepfakes. Supporters said the bill addresses a growing problem of exploitative AI-generated sexual content and gives victims clear legal standing; there was no opposition testimony. SB 867, a proposal to place a four-year moratorium on AI chatbot-powered toys, drew support from children’s advocates, pediatricians, and media-safety groups, who said the Legislature should pause before exposing children to potentially harmful products. Business and civil-justice groups raised concerns about broad definitions and unintended consequences, but the bill advanced after members discussed the need for clearer guardrails. Later, the committee heard SB 1247, which would let people who were monetized as child influencers delete content featuring their image and likeness once they turn 18. Supporters framed it as a privacy and healing measure for children whose lives were shared online for profit, and there was no opposition. SB 1146 would require disclosures in health-related ads that use AI-generated or synthetic depictions of health care providers; medical and pediatric groups supported it as a way to combat deceptive health misinformation, and it also passed without opposition. The committee also heard SB 1000, updating California’s AI Transparency Act to align disclosure and provenance standards with evolving technology and international practices, and SB 957, which would require social media companies to notify users before complying with certain federal administrative subpoenas and give them time to challenge them. SB 957 drew support from civil liberties and privacy groups and opposition from one member concerned about federal law-enforcement impacts; both bills advanced, along with the others heard, with roll calls left open for absent members.

Transcript Highlights:

• This bill creates new consumer protections regarding companion chatbots that protect minors who use the
• This bill creates new consumer protections regarding companion chatbots that protect minors who use the
• These are specifically focused on consumer protections.
• This is a great consumer protection beginning. But what about workers?
• “This is a great consumer protection beginning. But what about workers?

Summary: The Committee on Commerce and Tourism considered a series of bills affecting tax policy, workforce development, business regulation, consumer protection, rural development, and artificial intelligence. SB 1076 would raise Florida’s research and development tax credit cap from $9 million to $50 million beginning with the 2027 allocation, and it was reported favorably. CS/SB 1266 would create a cybersecurity experiential internship and clearance-readiness program with the Department of Commerce and Cyber Florida; an amendment removed an appropriation from the bill, and the committee reported it favorably. SB 554, a broad update to Florida’s not-for-profit corporation law, was also reported favorably after supportive testimony from Florida Bar representatives. SB 1004, aimed at protecting buyers of dogs and cats from deceptive sales and predatory financing practices, received strong support from animal welfare advocates and was reported favorably. SB 1074, which provides rounding rules for cash transactions if pennies are unavailable, was likewise reported favorably. SB 214, expanding the rural community definition to include special districts in rural counties for economic development purposes, was reported favorably. SPB 7030, a public records exemption tied to Department of Legal Affairs investigations, was adopted as a committee bill and favorably reported. The committee also heard extensive discussion on SB 998, the Department of Commerce package. The bill would modernize the Florida Small Cities Community Development Block Grant program, clarify rural community eligibility for certain unincorporated areas, exempt military entities from a reverter clause on land conveyances, and revise E-Verify enforcement procedures. Members questioned the E-Verify provisions, including penalties, protections for workers incorrectly flagged, and the treatment of gig workers. Senator Smith opposed the bill, arguing it creates unequal treatment between employers and immigrant workers, while Senator Wright supported the military-related provisions. Despite the debate, SB 998 was reported favorably, with Senators Bracy Davis, Smith, and Errington voting no. The committee also took up SB 482, an “Artificial Intelligence Bill of Rights” that would create consumer protections for companion chatbots, require parental consent and access for minors, mandate periodic disclosures that users are interacting with AI, restrict certain uses of personal data and likenesses, and give the Attorney General enforcement authority. The bill drew both support and criticism: supporters emphasized child safety, transparency, and consumer protection, while opponents raised concerns about privacy, broad definitions, lack of audit mechanisms, and the absence of a private right of action for adults. Senators Smith and Davis urged clearer definitions and stronger accountability, but both said the bill was a starting point. The committee reported SB 482 favorably. The meeting ended with recorded affirmative votes requested by Senators Yarbrough, Wright, and Davis on selected tabs, and the committee adjourned.

Transcript Highlights:

• It takes $5 million from the Attorney General's Consumer Protection Consumer Fraud Revolving Fund and
• Chair, I'm curious as to why you chose the Consumer Protection Consumer Fraud Revolving Fund.
• The Consumer Protection Consumer Fraud Revolving Fund... Representative Austin. Mr. Chair. Please.
• The consumer protection, consumer fraud, revolving funds.
• The Consumer Protection, Consumer Fraud Revolving Fund goes to help everyday Arizonans.

Keywords: 1182, all

Summary: The Committee on Public Safety and Law Enforcement met and first announced that HB 2691 would be held and not heard further that day. The chair also limited testimony to three speakers for and three against, with two minutes each unless extended by a minority leader. The committee then took up HB 2993, which would allow the Department of Public Safety to spend on legal services independent of the Attorney General and, as amended, redirect $5 million from the Consumer Protection Consumer Fraud Revolving Fund to the Gang and Immigration Intelligence Team Enforcement Mission Fund. Supporters argued the bill would give DPS outside counsel and shift money toward front-line public safety work; opponents said it was political retaliation that would weaken consumer protection enforcement and divert funds from Arizonans who benefit from AG actions. The committee adopted the chairman’s amendment and then approved HB 2993 on an 8-6 vote, with one absent. The committee next heard HB 2231, a clarifying bill updating the list of cancers covered under the occupational disease presumption for firefighters, peace officers, and fire investigators. The sponsor and firefighter testimony said the bill does not expand benefits but fixes a drafting problem, including a disputed comma that had been used by insurers to challenge claims; the Industrial Commission was listed as neutral if needed. Members discussed whether the presumption is rebuttable and how punctuation affected the statute’s meaning. During roll call, several members explained their votes in favor as a matter of grammar and statutory clarity, and the committee passed HB 2231 by a 14-0 vote with one absent. The meeting then adjourned.

Transcript Highlights:

• We're asking for fair, practical reforms to the chargeback system to protect consumers while also ensuring
• These are balanced, common-sense changes that maintain consumer protections while addressing...
• These are balanced, common-sense changes that maintain consumer protections while addressing clear inefficiencies
• While the growth of fraud is staggering, interchange protects Main Street merchants and consumers alike
• Commissions, Bureau of Consumer Protection, Division of Financial Practices.

Keywords: 995, all

Summary: The Special Legislative Commission on the Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses held a public hearing focused on interchange fees, sales tax and tip processing, chargebacks, fraud, surcharging, and the broader future of payment systems. Chair Paul Feeney and co-chair Rep. Jamie Murphy opened by explaining the commission’s charge and inviting testimony from small businesses, industry groups, banks, and policy experts. Representative Sean Garballey testified first, arguing that Massachusetts tourism depends on universal card acceptance and stable interchange, and urging the commission not to disrupt the current system ahead of major events expected to bring millions of visitors to the Commonwealth. A large portion of the hearing featured independent restaurant owners and advocates describing thin margins and the burden of paying percentage-based processing fees on sales tax and tips that are not business revenue. Jen Ziskin, Kristen Canty, Nancy Cushman, Kerry Colzer, and others said restaurants often operate on very small profits and that processing fees on taxes and gratuities can amount to tens or hundreds of thousands of dollars annually. Ryan Lotz also urged reforms to chargebacks, including refunding chargeback fees when merchants prevail, requiring consumers to contact businesses before disputing charges, and limiting repeat abuse. Commission members pressed witnesses on whether tax and tip amounts could be separated at the point of sale, and several witnesses said current consumer card systems do not transmit that level of detail. Testimony from credit union, banking, and payments representatives largely opposed state-level changes that would carve out taxes or tips from interchange, warning of compliance burdens, higher costs, reduced rewards, and possible effects on fraud protection and access to credit. Alex Verine of America’s Credit Unions and Deb Peters and Keely McEwen of the Electronic Payments Coalition said the payment system is complex, that interchange funds fraud prevention and network infrastructure, and that new state mandates could create operational and legal uncertainty. Dan Swanson argued states have authority to act and pointed to Illinois litigation and federal court rulings, while Julian Morris and Brad Popolado emphasized the benefits of card acceptance, the decline of cash, and the need to consider other payment methods and check fraud as well. Several witnesses discussed international payment systems, instant payments, and QR standards as possible future directions. The chairs and members engaged in extended back-and-forth with witnesses about whether Massachusetts could exempt sales tax from swipe fees, whether surcharging should be revisited, and whether vendor compensation or other targeted relief might be more workable than broad changes to interchange. No votes were taken. At the close of the hearing, the chairs said the commission would hold one additional public hearing date to be determined, after which members would begin developing next steps and a report.

Transcript Highlights:

• At its core, 3709 is about choice, consumer protection, and competitiveness.
• 03:18.159> and choice, consumer protection, and choice, consumer protection, and competitiveness
• And ultimately about consumer protection. All right. Thank you, Mr. Larson. Any questions for Mr.
• Representative Smith, today I see this as relevancy and consumer protection.
• it's<00:31:48.080> keeping consumer protection and it's keeping consumer protection and it's

Keywords: 1183, house

Summary: The committee heard testimony on House File 3709, which would allow Minnesota banks and credit unions to offer custodial accounts for digital assets such as cryptocurrency. The bill authors said the measure is intended to let local financial institutions provide a regulated “digital safety deposit box” service, keeping innovation and consumer choice under Minnesota oversight rather than pushing customers to out-of-state or offshore providers. The Department of Commerce testified in support, saying it appreciates efforts to incorporate virtual currency into the regulatory framework and that the bill levels the playing field for trusted community institutions. Members and testifiers discussed whether the bill was really about consumer protection, institutional competitiveness, or both. Supporters from the Minnesota Credit Union Network and St. Cloud Financial Credit Union said the bill helps local institutions remain relevant as customers increasingly ask for crypto services, and one testifier said the credit union had seen significant liquidity leave local communities for exchanges. They also emphasized that the accounts are custodial, not exchange services, and are not NCUA-insured; one witness noted some institutions may obtain private insurance for risks like loss of keys or hacking. A Department of Commerce witness also said the agency is working on separate legislation to address unclaimed virtual currency property. Several members raised concerns about volatility, scams, and whether the bill simply helps banks stay relevant. In response, supporters argued that local institutions can provide a trusted point of contact and help customers avoid fraud, unlike stand-alone crypto exchanges or kiosks. The committee also discussed fees, with one witness saying the credit union’s expected charge would be percentage-based with a minimum of $5 and a maximum of $25. No vote or final action was taken in the portion provided.

Transcript Highlights:

• We think it creates very strong consumer protections for the industry and provides guardrails. ...around
• We have an interest in the bill because AARP has a strong, long history of protecting consumers from
• Because the bill presents a pretty big loophole in our recent consumer protection laws that set us at
• The Center for Consumer Financial Protection Bureau agrees it's a loan.
• However, now the Consumer Finance Protection Bureau... ...last year in 2024, they suggested that this

Transcript Highlights:

• I also mentioned talking about the protection of consumers two sessions ago, the legislature. of consumers
• But one thing I would like to tell you is the interim charge about protecting consumers... ...about protecting
• Those same rules protect consumers.
• So those things would protect consumers and Texans alike.
• At Coinflip, consumer protection is central to how we operate.

Keywords: 1185, senate, all

Transcript Highlights:

• That's going to focus on consumer protection, of course, disclosures, limits on fees, and recourse options
• The executive budget proposed by Governor Hochul expands consumer protections in student lending and
• The release is denied, and then there's additional protections for consumers so it's not a negative impact
• You know, on the consumer protection side and having services available in New York, that's why I think
• We stand firm, of course, on policy, on consumer protection, and our approach there.

Keywords: 993, senate, all

Summary: The Senate Banking Committee met for its first meeting of the session, with Chair James Sanders Jr. and Ranking Member George Borrello opening the hearing and noting a collaborative approach to committee work. The committee first considered and advanced several bills: S.114, which would prohibit state-chartered banks from investing in or financing private prisons; S.2040, which would require money transmitters to provide a consumer warning; S.5473, which would require disclosures in advertisements involving virtual tokens; and S.8406, Sanders’ bill to amend the community bank deposit program. Each bill was moved and approved by committee, with S.8406 passing unanimously. The committee then heard from Caitlin Azar, Acting Superintendent of the Department of Financial Services (DFS), who outlined her background and DFS priorities. She emphasized affordability, consumer protection, stability, and innovation, and discussed DFS-led initiatives in the governor’s budget, including Banking Development Districts, non-bank mortgage CRA regulations, CDFI investment guidance, and consumer restitution. She also said DFS plans to issue buy-now-pay-later regulations in February, expand student lending protections and borrower education, and continue work on insurance affordability, including auto and homeowners insurance reforms, anti-fraud efforts, and discounts tied to telematics, dash cameras, and safe-driving courses. Members questioned Azar about the balance between regulation and access, especially in crypto, buy-now-pay-later, and insurance markets. She said DFS aims to preserve competition while preventing discriminatory or excessive practices, and described existing oversight of virtual currency, including coordination with federal regulators. Another member asked about AI in auto insurance underwriting and pricing; Azar said DFS requires transparency, bias review, governance controls, and consumer recourse, and that credit scores cannot be used to deny or increase rates. The chair also raised concerns about foreclosure in Southeast Queens, improving BDD paperwork and data collection, and increasing the number of state-chartered credit unions. Azar said DFS is working on process improvements, community input, and maintaining open communication with the committee, but no additional votes or formal actions were taken during the DFS hearing.

Transcript Highlights:

• And it's important for consumers to be protected.
• competition while remaining protected under previously established consumer protection laws and standard
• But tell me what the consumer protections are in this.
• But all of those consumer protections remain.
• Consumers who join those clubs are still protected by the existing consumer protections in terms of when

Keywords: 987, senate, all

Summary: The committee heard several health, professional licensing, consumer protection, and animal welfare bills. Early items included AB 1307, which would create a pilot program allowing up to 30 qualified dentists from Mexico to work in underserved California areas; the California Dental Association moved from opposition to neutral after amendments, and members discussed access to care and oversight. AB 1703 would restrict use of osteopathic titles and the practice of osteopathic manipulative treatment to licensed DOs; it drew strong support from the Osteopathic Medical Board and physician groups, but non-physician osteopaths opposed it, arguing they have long provided safe care and that the bill would criminalize their work. AB 2250 made technical cleanup changes to hemp enforcement laws and AB 1758 raised the seller-of-travel assessment for the Travel Consumer Restitution Fund; both had support and no opposition. AB 1794 would allow prescribed enteral formula to be shipped directly to patients’ homes, and AB 1939 would allow licensed professional fiduciaries to form corporations, both with support and no opposition. AB 1775 would expand expedited licensing and other state support for service members discharged under a federal transgender military policy; it received emotional support testimony and some committee concern about expanding priority categories, but no opposition. AB 2477 would create a limited provisional period for new pest control employees to work under supervision while licensing is pending, and members discussed amendments and oversight before moving it forward. AB 1999 would modernize veterinary law by creating shelter-veterinarian and retired-volunteer pathways, changing VCPR rules, and narrowing the owner exemption for surgery; it was strongly supported by veterinary and animal welfare groups, with some discussion of autonomy and implementation. AB 2010 would permit high-quality, high-volume spay/neuter clinics and mobile sterilization units without a separate surgical suite; the Veterinary Medical Board opposed unless amended, while animal welfare groups supported it, and members emphasized the need for safety and clarity. AB 2311 would let public health care district hospitals directly employ physicians, with amendments intended to protect physician autonomy; CMA remained opposed unless amended, while district hospitals and other supporters said it would improve recruitment and access. The committee also heard AB 2402, which would update the definition and fee structure for multi-service health club studios, but the discussion was cut off in the transcript. After quorum was established, the committee voted to pass several bills out on call, including AB 1307, AB 1598 consent, AB 1703, AB 1758, AB 1775, AB 1794, AB 1939, AB 1999, AB 2010, AB 2250, AB 2311, and AB 2477, sending them to the appropriate fiscal or policy committees, with some recorded no votes on a few measures.

Transcript Highlights:

• Okay, we're going to call the Assembly Privacy and Consumer Protection Committee hearing to order.
• This committee's jurisdiction over privacy and consumer protection aligns with the goals of this bill
• Today, your vote should concern the consumer protection aspects of this bill.
• It protects consumers. It supports fans and artists and the experience that they all share.
• the consumers, We should be doing to, you know, not only protect the consumers, but also protect the

Summary: The committee first heard AB 56, which would require social media platforms to display a warning label about potential mental health harms from prolonged use, with amendments shortening the initial warning and allowing immediate access to the platform. The author and supporters, including a parent who lost a daughter to suicide and a therapist, argued that social media contributes to teen anxiety, self-harm, and other harms and that families need clearer public health information. Opponents from tech and civil liberties groups argued the bill would be ineffective, burdensome, and likely unconstitutional, saying it would create warning fatigue and should be replaced by more targeted tools and digital literacy measures. Several members discussed emergency access concerns, language access, and whether the warning should be more actionable; the bill was moved on a 9-0 vote to the Judiciary Committee. The committee then took up AB 358, which would amend CalECPA to allow law enforcement, with the victim’s consent, to inspect certain abandoned tracking or surveillance devices found in a victim’s home, vehicle, or personal property without first obtaining a warrant. The author and a San Diego prosecutor said the bill is narrowly tailored to devices used solely for spying and is intended to help stalking and domestic violence survivors act quickly before evidence is lost. Opponents from EFF and the ACLU warned the bill would weaken warrant protections, create a loophole around CalECPA, and reduce transparency and accountability. Members debated Fourth Amendment issues, abandonment, and the practical need for rapid access; the bill passed the committee on a 9-0 vote to Appropriations. The committee also heard AB 1137, which builds on last year’s CSAM reporting law by allowing any user to report child sexual abuse material, requiring clearer reporting mechanisms, adding human review in some cases, and mandating third-party audits and public reporting. Supporters, including survivor advocates and a parent of a child victim, said the bill would reduce the burden on survivors and improve removal of abusive content. Tech industry opponents said they support the goal but objected to the human-review mandate, public audit disclosures, and enforcement provisions, arguing they could create security risks and compliance burdens. Members generally supported the bill’s intent but raised questions about audit frequency and human review; the bill was moved on call with seven votes at the time of the transcript.

Transcript Highlights:

• <00:04:20.799> pay<00:04:20.959> at consumers pay than what consumers pay at consumers
• The Consumer Grocery their goods.
• , legislation on behalf of consumers, legislation on behalf of consumers, brochers,<00:05:14.400>
• Understanding these consumers.
• protect the local storefront businesses. protect the local storefront businesses.

Keywords: 1183, house

Transcript Highlights:

• We will call the Assembly Privacy and Consumer Protection Committee to order.
• It's about protecting consumers when the image or voice trying to convince them to buy a product is not
• It's a critical step forward to making sure that consumers are protected against this deceptive practice
• These bills focus specifically on transparency in marketing and consumer protection.
• SB 957 offers very basic consumer protections.

Summary: The Assembly Privacy and Consumer Protection Committee heard a long agenda focused largely on AI-related consumer protection, child safety, and privacy bills. Members first adopted the consent calendar, then took up SB 1050, which would require disclosures when advertisements use AI-generated or synthetic performers. Supporters, including SAG-AFTRA, Common Sense Media, and labor groups, said consumers should know when an ad depicts a non-human performer and that the bill protects both consumers and workers. Opponents from TechNet, the Motion Picture Association, broadcasters, and business groups argued the bill was too broad, lacked a deception standard, could burden accessibility uses and short audio ads, and created litigation risk. The committee voted the bill out on a party-line-leaning roll, with several members noting concerns but supporting continued work on the measure. The committee also approved SB 1111, which creates liability and remedies for non-consensual digital replicas using a person’s voice or likeness, and SB 1146, which targets deceptive AI-generated health advertisements that depict synthetic health care providers. Both measures drew support from consumer, labor, medical, and child-safety advocates and faced no formal opposition. Members emphasized the need to prevent deepfake abuse, especially in health-related ads where consumers could be misled into trusting fake doctors or medical endorsements. Several child- and privacy-focused bills were also heard and advanced. SB 867 would place a four-year moratorium on AI chatbot-powered toys for children, with supporters warning about harmful content, addictive design, and privacy risks; some opposition raised definitional concerns and asked for clearer standards. SB 1247 would give child influencers the right to delete monetized content posted during their minority, and it moved forward without opposition. SB 1000 updated California’s AI Transparency Act to align content provenance rules with newer technology and international standards, with support from Google and Adobe and no opposition. Finally, SB 957 would require social media companies to notify users when the federal government seeks their data through administrative subpoenas, give users time to challenge the request, and report disclosures; supporters framed it as a First Amendment and due process protection, while one member opposed it as an overreach against federal law enforcement. All of the measures discussed were reported out of committee, with several rolls left open for absent members.

Transcript Highlights:

• Consumers receive no notice.
• Additionally, we have protections for minors.
• consumers and holding big tech accountable. and that that would somehow protecting consumers and holding
• Protection and Professional Licensure.
• Protection and Professional Licensure.

Keywords: 995, all

Summary: The House first adopted several resolutions from the Committee on Rules, including congratulations to four Eagle Scouts and recognition of Sturbridge on the 250th anniversary of the United States. The chamber then took up a series of bills reported by Ways and Means and other committees, repeatedly suspending the rules to move them forward. These included the Massachusetts Consumer Data Privacy Act, a Fall River land conveyance bill, a Belmont alcohol licensing bill, a Reading senior property tax exemption bill, and a Linfield funding transfer bill, with each measure advancing by amendment or being passed to a third reading or engrossment. A major portion of the session focused on the Massachusetts Consumer Data Privacy Act, with multiple members speaking in support. Supporters described the bill as a broad consumer privacy framework that would limit data collection, require consent for sensitive data, ban the sale of precise location data, restrict targeted advertising to minors, create consumer rights to access, correct, delete, and opt out of data uses, and provide enforcement tools for the Attorney General and, in limited cases, a private right of action. Several members emphasized protections for reproductive health, immigrant communities, and neural data, while others argued the bill would not burden small businesses and would instead hold large data holders accountable. The House adopted the Ways and Means amendment and ordered the bill to a third reading, then later passed the bill to be engrossed and enacted. The House also considered and enacted Senate 2563, a bill updating language in the laws concerning individuals with intellectual and developmental disabilities. Members described the measure as removing outdated and offensive terminology and replacing it with person-first language without changing substantive law. After debate, the House adopted an amendment, passed the bill to be engrossed, and then enacted it by roll call. In addition, the House enacted the fiscal year 2026 supplemental appropriations bill, House 5470, and approved a bill extending deadlines for Middleton and Milton, both by roll call votes with no opposition. Later, the House took up a temporary summer 2026 local-option pilot allowing municipalities to extend liquor license hours and permit public consumption in designated districts. Supporters framed it as an economic development and tourism measure tied to major upcoming events, and the House adopted an amendment, passed the bill to be engrossed, and then concurred with the Senate version. The session ended with the House adopting an adjournment order and adjourning to meet again the following Monday in informal session.

Transcript Highlights:

• I'd like to officially begin this hearing of the Joint Committee on Consumer Protection and Professional
• I'm a certified consumer protection and professional licensure. My name is Caitlin Inglis.
• So dear Chairman Piano, Chairman Chan, Vice Chair, and members of the Committee on Consumer Protection
• I'm a certified consumer protection and professional licensure. My name is Caitlin Inglis.
• The Consumer Financial Protection Bureau...

Keywords: 995, all

Summary: The committee opened a hearing of the Joint Committee on Consumer Protection and Professional Licensure focused on health care and human services, reviewed testimony logistics, and then heard a long series of witnesses on several bills. Much of the testimony centered on interstate licensure compacts for dentistry, social work, and occupational therapy, with supporters arguing these compacts would improve workforce mobility, continuity of care, and access while preserving state oversight and public protection. Dental witnesses were split on H.455/S.257, with supporters backing the AADB dental compact for its hands-on exam, background checks, and disciplinary safeguards, while opponents argued a competing compact would better promote portability and avoid conflicts tied to proprietary testing and outside commissions. Social work witnesses strongly supported H.380/S.252, emphasizing continuity of care for clients who move across state lines, reduced costs and delays for practitioners, and the compact’s public-protection features; occupational therapy witnesses similarly supported H.427/S.256, citing access, telehealth, military families, and maintained standards. The committee also heard testimony on S.242, which would expand licensure for lactation care providers. Supporters, including lactation counselors and health center staff, said adding certified lactation counselors and related credentials would expand access, improve breastfeeding support, and allow reimbursement for services now often provided without billing. They described the training required and said the bill would help families, especially in underserved communities. Representative James O’Day also testified in support of the social work compact, and a Council of State Governments witness provided background on compact mechanics and state participation. Another major topic was H.419/S.214 on medical debt. Physicians and researchers testified that cancer patients experience long-lasting medical debt and collections burdens, and they supported limits on the sale and collection of medical debt, bans on reporting it to credit bureaus, and related consumer protections. The hearing also included H.465 on a pathway to special licensure for certain long-term limited-registration dentists serving MassHealth patients, which Representative Senna supported as a way to allow immigrant dentists to practice independently. Finally, the committee heard sharply divided testimony on H.444/S.284, which would allow trained dental hygienists to administer Botox and dermal fillers: supporters framed it as a safe, preventive, and access-expanding tool for TMJ, bruxism, and pain management, while dermatologists opposed it as outside hygienists’ training and a patient-safety risk. No votes or formal actions were taken during the hearing.

Transcript Highlights:

• is necessary to protect consumers, and simply removing any protection whatsoever puts them at considerable
• um is necessary to level of protection um is necessary to protect<00:59:24.039> consumers<00:
• simply removing protect consumers and simply removing any<00:59:25.599> protection<00:59:26.160
• consumers um if move in and protect consumers um if there's<01:05:09.319> some<01:05:09.640><
• protect consumers money in these protect consumers money in these transactions<01:05:20.559>

Keywords: 1191, senate, all

Transcript Highlights:

• we're protecting, how can we be sure that we have the most consumer protections that we need?
• This consumer protections that we need?
• quote, consumer protection. quote, consumer protection.
• Consumer protection section in here, but we don't need to deal with those consumer protections until
• > the consumer protection problems after the consumer protection problems after the primary<00

Keywords: 918, senate, all

Summary: The Senate opened with prayer, a roll call, and confirmation that a quorum was present, then moved to committee reports. The main floor debate centered on a Rules Committee report involving the referral of a sports betting bill. Senator Rasmussen and others argued the bill should go first to the State and Local Government Committee because gambling falls within that committee’s jurisdiction, while Senator Franzen, Senator Klein, and others defended the Rules Committee’s 6-2 decision to send it to Commerce, emphasizing committee discretion and past referral practice. After clarification that the vote was only on adopting the committee report, the Senate rejected the report by a vote of 22-44. The Senate then handled second readings of a slate of Senate and House bills and introduced two new Senate files: SF 4759, eliminating Cesar Chavez Day, referred to State and Local Government, and SF 4760, changing employment/occupation rules related to criminal convictions, referred to Judiciary and Public Safety. In motions and resolutions, several bills were re-referred with little or no opposition: SF 2689 was moved from State and Local Government to Judiciary and Public Safety but failed on a 30-35 vote; SF 4194 was moved from Taxes to Health and Human Services; SF 4274 was moved from Judiciary and Public Safety to Transportation; SF 4332 was moved from Environment, Climate, and Legacy to Agriculture, Veterans, Broadband, and Rural Development; and SF 4592 was moved from Judiciary and Public Safety to Jobs and Economic Development. SF 4455 was also given a second reading and placed on General Orders. The session ended as the Senate moved into special orders.

Transcript Highlights:

• C., Chair of the Commerce and Consumer Protection Committee in the Senate.
• > with consumer protection committee deals with consumer protection committee deals with thank
• The DCCA Office of Consumer Protection, good morning.
• <00:22:03.559> Protection uh dcca Office of Consumer Protection uh dcca Office of Consumer
• much uh dcca Office of Consumer much uh dcca Office of Consumer Protection<00:29:12.559> with

Keywords: 912, senate, all

Summary: The Senate Commerce and Consumer Protection Committee held its first hearing of the 2025 session and reviewed several measures. SB 102 would restrict third-party restaurant reservation services from listing or selling reservations without a written agreement from the restaurant; the Attorney General recommended amendments to strengthen the bill against First Amendment and Contracts Clause challenges, and the Hawaii Restaurant Association strongly supported it, saying restaurants should control who represents them. The committee also heard SB 137 on electric utility mergers and acquisitions, with support from Ulupono Initiative and IBW Local 1260. Supporters said the bill would preserve state policy protections, including renewable energy and rate-making goals, and protect workers; IBW also suggested amendments, including a severability clause. The committee discussed a possible alternative approach from the PUC involving solicitation of bids from non-investor-owned utilities, and Ulupono said it would consider that idea but was concerned about preserving time for co-op formation. Members then heard SB 142, which would require insurers paying claims by check to send them by certified mail with restricted delivery and return receipt. The Insurance Division stood on its written testimony, while the Hawaiian Insurers Council, State Farm, NAMIC, and the American Property Casualty Insurance Association opposed the bill. A senator questioned whether the measure was too prescriptive and could create problems for claimants displaced by disasters; the response was that insurers and claimants usually remain in contact and that other payment methods may already be available depending on the carrier. SB 157 would ban algorithmic price setting in Hawaii’s rental market and require a public education program; the committee noted written testimony in support and comment, but no oral testimony was taken before moving on. SB 158 would create a state-owned bank implementation board within DCCA; DCCA’s financial institutions division, the Budget and Finance Department, and the Legislative Reference Bureau submitted comments, while the Hawaii Bankers Association opposed and the Hawaii Credit Union League commented. The committee also heard SB 318, which would require DCCA to adopt privacy rules for direct-to-consumer genetic testing and specify whether genetic information may be used for investigative genetic genealogy. The Office of Consumer Protection and Andrew Crossland opposed the bill, saying federal law and existing state protections already cover much of the area and that rulemaking would be a better way to address it; members raised concerns about federal changes and the need for state protections, but OCP said the bill was not the best approach. SB 332 would prohibit bundling foreclosed homes at public sale and delay finality of sales; L. Strong and written testimony supported it, citing Lahaina’s post-fire foreclosure risks and warning of investors profiting from the disaster. The final measure, SB 525, would require written notice and consent before mortuaries, cemeteries, or pre-need funeral authorities sell or recycle precious metals recovered after cremation. DCCA’s consumer protection and licensing divisions offered comments, while the Hawaii Funeral and Cemetery Association opposed the bill, saying it was surprised by the measure and was unaware of current consumer problems in the industry.

Transcript Highlights:

• > if<00:21:05.480> you state Consumer Protection Law uh if you state Consumer Protection Law
• <00:21:23.880> Protection than virtually every Consumer Protection than virtually every Consumer
• > again<00:21:42.440> do consumer protection laws which again do consumer protection laws
• concerns expressed by Office of Consumer concerns expressed by Office of Consumer Protection<00:
• Marketplace and um consumer protection Marketplace and um consumer protection rights<00:23:53.679>

Keywords: 910, house, all

Summary: The joint hearing of the House Committees on Tourism, Housing, and Economic Development and Technology began with House Bill 604, which would raise the transient accommodations tax by 1 percentage point starting January 1, 2026 and direct the revenue to the Hawaiian Homes General Loan Fund. The Department of Hawaiian Home Lands supported the bill as a source of consistent funding, while the Grassroots Institute of Hawaii and the Tax Foundation of Hawaii opposed it, warning that Hawaii already has very high tourism taxes and that further increases could hurt visitors, workers, and the broader economy. The committees later voted to pass HB 604 with amendments as an HD1 and to defer the date; the vote was adopted, with one member noted as having reservations in the housing committee vote and one no vote in that committee. The committees then heard House Bill 973, which would require transient accommodations brokers and others to display all resort fees, taxes, and government-imposed charges upfront in advertised prices and would establish penalties. The Office of Consumer Protection expressed concerns about the bill’s intent requirement and noted a forthcoming federal FTC rule on junk fees; the Hawaii Hotel Alliance strongly supported the measure as promoting transparency and uniformity, and a public witness also supported price transparency while questioning the size of the penalties. After questions about federal rescission of the FTC rule and enforcement authority, the committees voted to pass HB 973 with amendments as an HD1, including removal of the intent requirement and technical changes, and the recommendation was adopted unanimously. House Bill 594, relating to hotel service disruptions, would require hotel keepers to give notice of disruptions to guests and third-party vendors and allow damages. The Attorney General’s office recommended amendments to add a purpose section and savings clause to address First Amendment and contract clause issues, and Unite Here Local 5 supported the bill, saying guests are not always notified of disruptions and that the measure would improve transparency; the union agreed with the legal amendments. The committees voted to pass HB 594 with amendments as an HD1 and to defer the date, adopting the recommendation. The final measures were House Bill 448 and House Bill 449, both related to technology enablement and economic development for small businesses, including tourism-related businesses. HTDC strongly supported both bills but emphasized that technology should be targeted to the actual problem and coordinated with sister agencies rather than applied broadly; the Hawaii Food Industry Association and Chamber of Commerce also supported HB 448, and HB 449 received support from HTDC and HFIA. The committees adopted amendments to HB 448, including moving a $250,000 appropriation to the committee report, and to HB 449, including deleting duplicative language tied to HB 448 and moving a $500,000 appropriation to the committee report; both bills were passed as HD1s with deferred dates, and the hearing adjourned after the votes were adopted.

Transcript Highlights:

• > confidence protect consumers, and foster confidence protect consumers, and foster confidence in
• rules of the road to protect consumers? rules of the road to protect consumers?
• Consumers are protected. digital assets. Consumers are protected.
• consumers are protected and businesses consumers are protected and businesses have<02:10:57.520>
• At the same time, we're gutting the Consumer Financial Protection Bureau that protects consumers.

Keywords: U.S. House of Representatives Floor Proceedings on Thursday, July 17, 2025, 1012, house, all

Transcript Highlights:

• I'd like to officially begin this hearing of the Joint Committee on Consumer Protection and Professional
• The bill would protect a cornerstone of consumer protection and competition in the live event industry
• Beyond individual circumstances, protecting transferability fosters consumer savings.
• Transferability is a cornerstone of consumer protection and ticketing.
• The purpose of licensing a field is to protect consumers from harm.

Keywords: 995, all

Summary: The committee opened a hearing of the Joint Committee on Consumer Protection and Professional Licensure and reviewed a broad agenda including credit card fees, event ticketing, music therapy licensure, senior psychologist licensure, CPA pathways, school mental health licensure, and a bill regulating alternative healing therapies. The chairs explained hearing logistics, including three-minute testimony limits and submission of written testimony, and noted that more than 70 people had signed up to testify. Legislators and advocates were heard out of order throughout the day. A major portion of the hearing focused on credit card surcharge and interchange legislation. Restaurant owners, the Massachusetts Restaurant Association, NFIB, and other small-business witnesses supported bills allowing merchants to add convenience fees and, in one proposal, preventing card companies from charging fees on tax and tip portions of transactions. They argued that swipe fees are a major and growing cost, especially for restaurants, and that Massachusetts is one of only two states that bars surcharges. Opponents from the Cooperative Credit Union Association, the Electronic Payment Coalition, and the Electronic Transactions Association warned that the proposals would create compliance burdens, fragment the payment system, raise legal preemption issues, and disrupt a system they described as efficient and secure. The committee also heard competing testimony on ticket transferability and ticket resale. Supporters, including the National Consumers League and Sports Fans Coalition, said bills on ticket transferability would protect consumers who cannot attend events and would increase competition and savings in the secondary market. Opponents, including United Musicians and Allied Workers and theater owners, argued that mandatory transferability would weaken artists’ and venues’ ability to prevent scalping and predatory resale, and that some ticket sellers should be exempt from the broader ticketing regulations. Separate testimony supported music therapy licensure, senior psychologist licensure, and new CPA education pathways, with witnesses saying these measures would expand access to care and strengthen the workforce while maintaining professional standards. The hearing also drew extensive opposition to S.261 on alternative healing therapies, with practitioners and clients arguing it would overregulate spiritual and holistic practices and was not an effective response to human trafficking concerns.