Video & Transcript : 'liability insurance' :
Page 91 of 500
MO
Transcript Highlights:
- After making that payment, the insurer may pursue reimbursement from the at-fault party's insurer through
- Shelter Insurance Mutual Company.
- , but you know, between us chickens, us insurance companies, you know you're liability, but, you know
- second insurance carrier.
- insurance company.
LA
Louisiana 2026 Regular Session
Administration of Criminal Justice Apr 14th, 2026
Administration of Criminal Justice
Transcript Highlights:
- On the liability situation, can you tell me, I know the sheriffs maintain insurance.
- Are the city marshals required to carry liability insurance for their operations, or do you know?
- cities, our life insurance is through the cities.
- Tell me, and you're insured—the city of Bojure insures you? Yes, ma'am.
- They insure us, as well as health insurance.
Summary:
The Committee on Criminal Justice met on April 14, 2026, and first handled several voluntary deferrals, including HB 343, HB 491, HB 523, HB 426, HB 439, HB 378, and later HB 1025. HB 676 by Rep. Spell, which creates the crime of fraudulent patient referrals or “body brokering,” was amended and reported favorably. Testimony from Louisiana Blue, Odyssey House, and others described the practice as exploiting vulnerable addiction and mental health patients for profit, while supporters said the bill targets organized fraud and protects patients, families, and insurers.
The committee also reported HB 394 by Rep. Chenevert, which extends the conditional parole period from nine months to 24 months for offenders who must complete programming before release. Supporters, including the Louisiana Parole Project, said the change gives the parole board more flexibility and does not create new parole eligibility, while the bill was amended to remove some language tied to rehabilitation programming review. HB 622 by Rep. Coates, dealing with confidentiality and handling of criminal history records, was reported favorably after testimony that it is needed to align state law with federal FBI/CJIS requirements and tighten safeguards on background-check information.
HB 396 by Rep. McMakin, concerning admissibility of autopsy photographs, was amended to apply to criminal proceedings generally and then reported favorably. HB 772 by Rep. Martinez, which modernizes notice requirements for arrest warrants by allowing electronic notice and clarifying mailing procedures, was also reported favorably despite concerns from Orleans Parish prosecutors about costs and surety liability. HB 1038 by Rep. Boyer, addressing marshal authority to issue deputy commissions and related liability/insurance issues, drew substantial testimony from marshals, city officials, and local government groups; after amendments requiring insurance coverage and clarifying funding and applicability, it was reported favorably on an 8-2 vote. HB 1025, which would have created an exception allowing reconciliation after a protective-order violation, drew strong opposition from domestic violence advocates and prosecutors and was voluntarily deferred by the author.
NM
New Mexico 2026 Regular Session
Senate Chamber Feb 12th, 2026 at 04:57 pm
New Mexico Senate Floor Meeting
Transcript Highlights:
- Madam President and Senator, I get to thinking sometimes about our civil liability or liability insurance
- So, in that business plan, what is the amount of liability insurance going to be required for these providers
- I get to thinking sometimes about our civil liability or liability insurance, and I know the secretary
- So, in that business plan, what is the amount of liability insurance going to be required for these providers
- you have, and your insurance broker will tell you the liability you should probably cover.
NM
Transcript Highlights:
- Madam President and Senator, I get to thinking sometimes about our civil liability, or liability insurance
- So, in that business plan, what is the amount of liability insurance going to be required for these providers
- I get to thinking sometimes about our civil liability or liability insurance, and I know the secretary
- So, in that business plan, what is the amount of liability insurance going to be required for these providers
- insurance broker will tell you the liability you should probably cover.
Summary:
The Senate debated and passed Senate Bill 241, a child care assistance measure. Opponents raised concerns about the bill’s education requirements, residency definitions, sustainability if oil and gas revenues decline, fraud and misuse of funds, staffing needs for unannounced inspections, liability insurance, and whether the state would be left covering costs in a shortfall. Supporters argued the bill reflects the reality of working families, would expand access to child care, and includes guardrails and a five-year funding plan. After debate, the Senate passed the Senate Finance Committee substitute for SB 241, as amended, by a vote of 25-15.
The chamber then received House messages announcing passage of several House bills and referred them to committees: HB 63 on water project funding to Senate Conservation, HB 64 on appropriations to Senate Finance, HB 165 on industrial revenue bond lease assessments to Senate Tax, Business and Transportation, HB 285 on disabled veteran property tax exemptions to Senate Tax, Business and Transportation, HB 184 on the Conservation Legacy Permanent Fund to Senate Finance, and HB 291 on a range of tax and revenue changes to Senate Tax, Business and Transportation. Senate Memorial 30, requesting a study of safety and maintenance issues on U.S. Highway 491, was introduced and referred to Senate Rules.
During announcements, members outlined upcoming committee meetings, including Rules, Tax, Business and Transportation, Education, Finance, Conservation, and others. The Senate also discussed the upcoming 100th Bill Party and related social events. The body then recessed until 11 a.m. the next day.
CA
Transcript Highlights:
- It is nothing more than best practices to help stabilize the insurance market, reduce insurance fraud
- With private insurers refusing to renew a record number of home insurance plans, With private insurers
- But let's turn to the theory of liability.
- , that rely on strict liability?
- The strict liability, yeah, go ahead.
AR
Arkansas 2026 Regular Session
ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT Mar 16th, 2026
ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT
NH
Transcript Highlights:
- </c><00:14:43.320><c> and</c> function of providing insurance and function of providing insurance and
- </c><00:15:04.839><c> company</c> This chapter is not an insurance company, reciprocal insurer, or insurer
- , the normal level of insurance.
- They're self-insured groups.
- ' profits and tax liabilities.
LA
Louisiana 2026 Regular Session
Labor and Industrial Relations May 13th, 2026
Labor & Industrial Relations
Transcript Highlights:
- I represented employers, self-insured funds, and insurance carriers in the workers’ comp industry for
- I represented employers, self-insured funds, and insurance carriers in the workers’ comp industry for
- So, in Louisiana, in a liability standpoint and civil liability, you have to establish that there was
- But I don't want to create a situation where we're increasing their insurance costs, increasing liability
- But I don't want to create a situation where we're increasing their insurance costs, increasing liability
Summary:
The committee first took up Senate Bill 408 by Senator Myers, a workers’ compensation overhaul creating an all-claims medical database, requiring electronic reporting and billing, and setting up confidentiality, rulemaking, and penalties. Senator Myers said the bill was meant to modernize a paper-based system, speed injured workers back to care and work, reduce disputes through a more predictable fee schedule, address outliers and abuse, and generate reliable data for future fee-schedule decisions. Representative Melarine then offered a large amendment package combining portions of House Bills 780 and 1101 into SB 408, adding preliminary-determination procedures, changes to benefit durations, fraud language, and a deadline for the department to establish a fee schedule if no agreement is reached. Supporters said the package would create a more complete reform; opponents argued the additions were rushed, not germane, and would harm injured workers, especially those without lawyers, by adding technical filing burdens and stricter fraud consequences. After debate, the committee adopted the amendment package, then adopted a follow-up amendment removing the word “potential” from a fines provision and deleting the fraud section, and finally reported SB 408 with amendments on a divided vote.
Testimony on SB 408 was sharply split. Proponents, including Alton Ashy and Trey Mustian, argued the bill’s transparency and data-collection provisions were the most important part, that the system needs a modern fee schedule, and that the added reforms would help control costs and speed payment. Opponents, including Shannon Lindsay and another injured-worker advocate, said the original bill was a good compromise but the added provisions changed its character and would disadvantage pro se claimants, remove materiality from fraud law, and reduce benefits for seriously injured workers. Committee members also questioned the timeline for the database and fee schedule, the effect of historical data gaps, and whether the reforms would help employers and injured workers alike. The committee ultimately agreed the bill still contained its core goals of faster care, predictable fees, anti-abuse measures, and modernization.
The committee then moved to House Bill 585 by Representative Chasson, a workplace-violence/safety measure for small-box discount retailers. Chasson explained that the bill had been narrowed to require retailers to submit an existing written workforce safety plan, or develop one if they do not already have one, with no penalties attached. The committee adopted a substitute bill incorporating prior amendments. Representative Glorioso noted continuing concerns about civil-liability implications and the duty to protect against third-party criminal acts, but the bill was advanced from committee after the substitute was adopted.
TX
Texas 89th Regular
Pensions, Investments & Financial Services Mar 3rd, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- We had about $14 billion in unfunded liability.
- We insure 1 in 56 Texans in addition to the the main regular health insurance program, the big Texas
- And then, you know, we've really been lucky in our health insurance program.
- Our unfunded liability is sitting just over $60 billion.
- In terms of paying off that unfunded liability.
FL
Florida 2025 Regular Session
March 4, 2025 - 04:00 PM
Transcript Highlights:
- The tax credit is either state corporate income tax or franchise tax liability.
- The tax credit is either state, corporate income tax, or franchise tax liability.
- If there is insufficient tax liability, the credit can carry over and be used in any of liability, the
- It's better for insurance. I see this as an insurance bill, Representative Barnaby.
- to strict liability?
Summary:
The Natural Resources and Disaster Subcommittee met for its first meeting of session and heard four bills. HB 209, the State Parks Preservation Act, would limit development in state parks and require stronger public notice and participation for land management plan changes. Members discussed protections for cabins and existing lodging, and an amendment aligned the bill with the Senate and clarified conservation-based recreational uses. Support came from Audubon Florida, Nature Conservancy, and others, and the bill was reported favorably with committee substitute after a unanimous roll call.
HB 143 would create a Florida Resilient Buildings Tax Credit for new construction and retrofits that meet LEED-based resiliency standards, with a new advisory committee under DBPR to help administer the program. An amendment moved the process under DBPR, added UCF and FIU to the advisory council, and made technical conforming changes. The bill drew supportive testimony from a Boca Raton city council member and was reported favorably with committee substitute, with one no vote.
HB 295 would direct DEP to develop a comprehensive waste reduction and recycling plan based on its 2020 recycling report, including education, market development, and recommendations for statutory changes. Testimony emphasized that the plan would be voluntary and would not impose costs or mandates on homeowners or businesses. The bill passed without amendments and was reported favorably. HB 585 would let owners of former phosphate mining lands record notice and obtain a Department of Health radiation survey to support a narrow defense against strict liability claims; an amendment clarified the notice content and limited the definition to mined lands, not gyp stacks. The bill drew extensive questions about notice, radiation thresholds, disclosure to buyers, and liability scope, but supporters from Mosaic, the Florida Chamber, and a health physicist argued it would improve transparency and help redevelop lands. It was reported favorably with committee substitute, with one soft yes and one no vote.
KY
Kentucky 2025 Regular Session
Senate Standing Committee on Veterans, Military Affairs, & Public Protection (2-6-25)
Transcript Highlights:
- The second part of your question, just talking about insurance or just talking about liability as a whole
- This is nothing to do with insurance.
- </c><00:13:53.720><c> or</c> just talking about insurance or just talking about insurance or liability
- </c><00:15:33.759><c> and</c><00:15:33.959><c> other</c><00:15:34.240><c> insurance</c> homeowners insurance
- and other insurance homeowners insurance and other insurance products<00:15:35.040><c> that</c><00:15
Summary:
The committee began with procedural reminders that the meeting would be short, that bill changes should generally be provided with 24-hour notice, that testimony would be limited at the chair’s discretion, and that no signs were permitted in the room. After roll call established a quorum, members led the pledge and prayer. The chair also recognized Marsha Robinson of Fort Knox for her service to veterans and military families and for receiving the Association of Defense Communities’ National Military Spouse Leadership Award.
The sole bill considered was Senate Bill 61, relating to swimming pools. The sponsor, Senator Craig Richardson, said the bill was intended to protect private property rights by clarifying that homeowners who rent out their private swimming pools through platforms such as Swimly.com would still be treated as operating private pools rather than public recreation pools subject to additional regulation. Senators asked about parking impacts in residential neighborhoods and about liability and insurance coverage. The sponsor said the bill did not address parking or homeowners association issues, and a representative from Swimly.com testified that homeowners insurance and platform-backed insurance products can provide coverage for rentals.
The committee voted to advance SB 61. The roll call showed unanimous support from members present, with Senator Wilson briefly explaining his yes vote and joking that the sponsor should ask for it in the future. The chair congratulated the sponsor on getting his first bill through committee and said it would be heard again on the floor. The meeting ended with an announcement about Military Kids Day on Tuesday, February 25, and an invitation for families to contact the Senate clerk for details.
CA
Transcript Highlights:
- It is nothing more than best practices to help stabilize the insurance market, reduce insurance fraud
- And with private insurers refusing to renew a record number of home insurance plans, A massive number
- , that rely on strict liability?
- The strict liability, yeah, go ahead.
- , not just homeowners insurance, and that as you just housing, including renters insurance, not just
Summary:
The committee heard several bills, with testimony largely focused on child safety, immigrant community transparency, agricultural land security, consumer protection, estate transfers, detention commissary pricing, and public works wage enforcement. SB 1234 would require fentanyl to be included in drug tests ordered by juvenile courts for parents or guardians in dependency cases; the author said it was a narrow child-safety measure, and there was no opposition. SB 1257 would require the Attorney General to publish annual reports on immigration enforcement incidents at designated safe locations; supporters said it would improve accountability and document fear in immigrant communities, while questions centered on how the data would be collected and concerns were raised about sanctuary policies. SB 1176 would bar foreign adversary entities from buying or controlling California agricultural land; supporters framed it as a national security measure, while committee members pressed the author on enforcement, who would verify buyers, and possible discriminatory application. The bill was moved on a 2-4 vote and placed on call after the author said he would work on clarifying responsibility and nondiscrimination concerns.
The committee also heard SB 1146, which would require clear disclosure when AI-generated or altered images, audio, or video are used in health-related advertisements depicting health care providers. The California Medical Association and California Dental Association supported the bill, saying it would curb deceptive deepfake ads and protect consumers; it passed unanimously, 7-0. SB 988 would restrict assignment of benefits in auto glass claims, require claim numbers and itemized estimates, and update repair disclosure rules to curb overbilling and steering; supporters said it would protect consumers and stabilize insurance costs, while independent glass shop concerns about steering and market concentration were discussed. The bill passed 7-0, with one member abstaining because of a conflict.
SB 1288, presented on behalf of Senator Laird, would require financial institutions to make good-faith efforts to notify beneficiaries of non-probate assets and would simplify access requirements, especially for nonprofits. Supporters described long delays and burdensome account-opening requirements; SIFMA and the California Bankers Association opposed the bill unless amended, citing conflicts with federal and industry obligations and concerns about retroactive burdens. The bill passed 8-0. SB 941 would cap commissary markups in private immigration detention facilities at 35% above vendor cost; supporters said detainees often pay excessive prices for basic necessities, and the bill passed 8-0. Finally, SB 909 would raise and index public works contractor fees and penalties and dedicate more penalty revenue to enforcement; labor supporters said stronger funding is needed to address wage theft and backlogs, while contractors warned of uncapped costs and reduced transparency. The discussion continued with questions about enforcement and whether stronger penalties or license restrictions would better deter repeat violators.
NM
New Mexico 2025 Regular Session
House - Energy, Environment and Natural Resources Mar 1st, 2025
House Energy, Environment & Natural Resources
Transcript Highlights:
- We're gonna sue you for that liability.
- If everyone had car insurance, my insurance rates would go down.
- the liability.
- Regarding the liability... And value.
- The liability issues are addressed.
AZ
Transcript Highlights:
- coverage in place of boat liability insurance.
- the outlined insurance policy requirements to be obtained from an insurer authorized to transact insurance
- insurance in Arizona is not required to offer, issue, renew, or provide a commercial boat liability policy
- So this is only for liability insurance? That's the only requirement? Good question. Mr.
- They have no insurance. The people that are in the insurance are losing.
Summary:
The Senate Finance Committee approved the March 16, 2026 minutes and then heard testimony on several bills, with the chair noting that votes would be taken in batches because members were coming and going. HB 2939 would increase the rural qualified facilities tax credit from $20,000 to $25,000 per job for certain projects with initial investment under $2 billion; Lucid Motors supported it as a rural economic development tool, while Senator Epstein questioned the fiscal note and whether the higher credit would actually attract new investment. HB 2950 would authorize tourism improvement areas funded by voluntary lodging assessments to support marketing and tourism promotion; the Arizona Lodging and Tourism Association and Visit Phoenix backed it as a competitive tool for rural and urban destinations, and committee members focused on whether participation was truly voluntary and how the assessments would be administered.
HB 2780 made technical conforming changes to Arizona’s property tax lien foreclosure and excess proceeds sale process, building on a prior law that created a mechanism for delinquent property owners to recover equity; the sponsor and a longtime constituent said the changes would fix timing and credit-bid language so qualified entity sales could work in practice. HB 2502 would let certain elected officials in ASRS retire at normal retirement age without resigning their office, with the employer paying the alternate contribution rate; ASRS said it was neutral, and the sponsor argued the bill would treat elected officials more like other ASRS members. The committee then adopted do-pass recommendations for HB 2502, HB 2780, HB 2950, and HB 2939, with each passing on split votes.
The committee also adopted a striker to HB 2140, allowing the State Treasurer to invest up to 10% of state trust and treasury monies in physical gold or silver bullion held in secure U.S. depositories. The sponsor and the Sound Money Defense League argued it would diversify reserves and hedge against market disruption, while opponents said gold is volatile, costly to store, and not something taxpayers need the state to buy. HB 2140 then passed as amended on a 4-2 vote. Finally, the committee heard HB 2398, as amended, which requires commercial liability insurance for watercraft rentals and peer-to-peer boat sharing programs, with supporters saying it addresses uninsured rental boats and law enforcement concerns; the bill passed as amended on a 6-1 vote. The committee also heard HB 2999, a major housing-finance bill creating state affordability infrastructure districts to finance public infrastructure through bonds and assessments; proponents said it would lower housing costs by spreading infrastructure costs over time, while contractors and some senators raised concerns about payment risk, impact-fee treatment, and whether savings would reach homebuyers. After adopting a striker and hearing extensive questions, HB 2999 passed as amended on a 6-1 vote.
NY
New York 2025-2026 Regular Session
New York State Senate Session - 05/26/2026
New York Senate Floor Meeting
Transcript Highlights:
- Also, it depends on, you know, how clear is liability?
- Also, it depends on, you know, how clear is liability?
- YOU NEED TO INSURE YOUR VEHICLE.
- of insurance premiums to people who are paying the highest insurance rates in the country.
- of insurance premiums to people who are paying the highest insurance rates in the country.
Summary:
The Senate convened, approved the prior journal, and then moved through a series of budget-related and ceremonial items. The chamber accepted Rules and Finance Committee reports and took up several budget extender and budget implementation bills, including the main appropriations extender and later a transportation, economic development, and environmental conservation budget bill. Senators questioned the sponsor extensively about the status of the remaining budget bills, the use of messages of necessity, and the absence of joint budget conference committees. The extender bill passed 59-2, and later budget-related measures were advanced after reconsideration and amendment.
A major portion of the session focused on the environmental and energy provisions in the budget bill, especially changes to the Climate Leadership and Community Protection Act. Senators debated extending emissions targets, the role of cap-and-invest, utility affordability, ratepayer impacts, and the structure of a proposed blue-ribbon commission. Supporters said the changes were needed to give the state more time to implement the law and to protect affordability, while opponents argued the bill was a political delay that would not lower energy costs and relied too heavily on subsidies and future planning. The bill also drew questions about electric vehicle rebates, thermostat control programs, emergency diesel generation for Micron, and how imported electricity and out-of-state emissions would be treated.
The Senate also adopted several previously adopted resolutions honoring the 50th anniversary of the National Black Caucus of State Legislators, India Independence Day, the New York State Veterans Hall of Fame, and the 50th anniversary of Interfaith Works of Central New York. Senators spoke in support of each resolution, highlighting the contributions of Black legislators, Indian-American communities, veterans, and refugee and interfaith service organizations. The Veterans Hall of Fame ceremony was specifically noted as a chamber event, and guests were recognized from the floor and gallery.
In addition, the Senate restored recalled bills to the third reading calendar through reconsideration votes and amendments, including a highway law bill and another recalled bill, and then stood at ease for scheduled conferences and a Veterans Hall of Fame ceremony before resuming session. The transcript ended with discussion of a separate bill affecting automobile insurance serious-injury standards, with questions about what claims would remain available and whether the change would improve affordability.
TX
Transcript Highlights:
- And regarding liability tort claims, in particular auto tort claims, do we have any data that insurance
- , auto insurance.
- Insurance, liability, excess liability, builder's risk, and then windstorm because we're in the coastal
- But once insurance engages, they're hoping that insurance is going to settle.
- to your insurance?
MN
Minnesota 2025-2026 Regular Session
Committee on Agriculture, Veterans, Broadband and Rural Development - 02/03/25
Agriculture, Veterans, Broadband, and Rural Development
Transcript Highlights:
- taking a poll to see how many people have liability insurance.
- taking a poll to see how many people have liability insurance.
- </c><00:40:57.400><c> ility</c><00:40:57.599><c> Insurance</c> required to have liabil ility Insurance
- </c><00:43:09.400><c> insurance</c> resources for that liability insurance resources for that liability
- </c> see how many people have liability see how many people have liability insurance<00:43:14.839><c>
MO
Missouri 2026 Regular Session
Commerce May 6th, 2026
Commerce, Consumer Protection, Energy and the Environment
Transcript Highlights:
- At that point, the liability was shifted to the contractor's insurance, even though the contractor had
- When our contractors have no liability limits, and they can be sued for...
- So I assume your insurance either went up or it is always going up because of this potential liability
- "All these contractors that the insurance folks will tell you, and we have insurance folks at AGC in
- on a contractor's insurance policy, even if that public entity didn't actually..." "...insured on a
Summary:
The Commerce Committee heard Senate Bill 916, sponsored by Senator Berger, which would limit certain liability exposure for contractors working on MoDOT projects when they are following approved plans and standards. The sponsor argued the bill aligns responsibility with control, prevents contractors from being sued for conditions they did not create, and stops the state from requiring indemnification as a condition of bidding or starting work. He cited examples of long-running lawsuits arising from highway work zones and said the bill would not protect negligence or defective workmanship.
Several supporters testified, including a general contractor, representatives of the Missouri Asphalt Payment Association, the AGC of Missouri, the Missouri Municipal League, the Missouri Chamber of Commerce and Industry, and the American Council of Engineering Companies. They said contractors often face lawsuits and higher insurance costs for incidents outside their control, sometimes even before work begins or after a project is complete. The Municipal League also supported language clarifying that naming a public entity as an additional insured does not waive sovereign immunity. MoDOT’s deputy director and chief engineer testified for information, warning the bill could create unintended consequences by bringing the state into litigation during construction if contractor indemnification is removed.
After testimony and questions, the committee moved into executive session once a quorum was established. Senate Bill 916 was voted do pass by unanimous roll call, 8 ayes and 0 noes.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on the Judiciary Jun 21st, 2026 at 01:00 pm
Joint Committee on the Judiciary
Transcript Highlights:
- I have S-1280, an act clarifying insurance liability for foster care providers.
- I'm testifying in support of a resolve for a foster care liability insurance special commission.
- A nationwide crisis has emerged specific to foster care liability insurance, with insurers terminating
- I respectfully ask the legislature to help resolve the growing liability insurance coverage issue.
- The growing liability insurance coverage issue.
Summary:
The Joint Committee on the Judiciary held a hearing on a wide range of state, probate, and family bills, with chairs Edwards and Day outlining strict testimony limits and accepting written testimony. Early testimony focused on H. 1911/S. 1138, which would clarify that a durable power of attorney may create a trust if that authority is expressly granted; sponsors and elder law advocates said the bill would resolve uncertainty created by the Barbetti decision and align Massachusetts with other states.
A major portion of the hearing centered on S. 1102, a proposal to establish medical panels in Probate and Family Court. Supporters, including attorneys, parents, physicians, and advocates, said neutral three-doctor panels would help judges resolve disputed medical issues in guardianship and custody cases involving children, elders, and people with disabilities. Testifiers described cases where medical treatment was blocked or contested by one parent or guardian, arguing the panels would provide impartial expertise and protect vulnerable people. The committee also heard support for bills addressing disability discrimination in family court, military parents’ custody rights, and a shared parenting bill, H. 1710, which drew strong opposition from domestic violence advocates and others who said a 50-50 presumption could harm survivors and children.
The committee also took testimony on several probate and court-administration measures. Senator Lovely supported a bill on nominee trust partition, and Senator Comerford and probate officials backed legislation to codify additional registry staff positions and modernize registry operations. Other bills discussed included foster care liability insurance, with providers warning that rising premiums and loss of coverage could force program closures; health care proxy storage and activation; access to decedents’ email accounts; uniform trust decanting; the Uniform Voidable Transactions Act; heirs’ property partition protections; a constitutional right to health care; alimony-related reforms; child-centered family law; and a right of disposition for funeral arrangements. No votes were taken during the hearing, and the committee repeatedly invited written testimony and follow-up questions.
MO
Transcript Highlights:
- After making that payment, the insurer may pursue reimbursement from the at-fault party's insurer through
- My insurance company paid at the first time. Would they reimburse by the other insurance company?
- against any of your... liability, but, you know, between us chickens, us insurance companies, you know
- the second insurance carrier.
- is assigned to the insurance company.
Summary:
The Insurance Committee first established a quorum and then went into executive session, where it voted House Bill 1615 and House Bill 2071 “do pass” with 11 ayes and no opposition on each bill, with one member present on the roll call. After returning to public session, the committee opened a hearing on House Bill 1647, sponsored by Representative Overcast, which was described as a fairness measure intended to prevent double recovery when insurance payments have already satisfied part of a claim. The sponsor and supporters said the bill was aimed at property damage claims and intercompany arbitration between insurers, though several members questioned whether the bill’s language was actually limited to property damage or instead reached broader collateral source issues and evidence rules.
Committee members, especially Representatives Butts, Zimmerman, and Castile, pressed the sponsor on how the bill would work in practice, whether it would reduce a plaintiff’s recovery or instead affect insurer subrogation rights, and why arbitration was being addressed in an evidentiary statute. Supporters from the Missouri Insurance Coalition and other industry groups said the bill would clarify offset rules, preserve voluntary insurer-to-insurer arbitration, and prevent inconsistent court treatment of prior payments. Opponents, including attorney Blake Heath, argued the bill was drafted too broadly, did not stay confined to property damage, and was placed in the wrong statutory section because these issues are usually handled through insurer subrogation rather than in a lawsuit by the injured party.
Additional support came from the Missouri State Medical Association, Associated Industries of Missouri, and the National Association of Mutual Insurance Companies, though some supporters also acknowledged the bill might need narrowing if the intent was property damage only. No vote was taken on House Bill 1647 during the hearing, and the committee adjourned after testimony concluded.