Video & Transcript : 'insurance liability' :

Page 91 of 500
LA
Transcript Highlights:
  • I represented employers, self-insured funds, and insurance carriers in the workers’ comp industry for
  • I represented employers, self-insured funds, and insurance carriers in the workers’ comp industry for
  • So, in Louisiana, from a liability standpoint and civil liability, you have to establish that there was
  • But I don't want to create a situation where we're increasing their insurance costs, increasing liability
  • But I don't want to create a situation where we're increasing their insurance costs, increasing liability
Summary: The committee first took up Senate Bill 408 by Senator Myers, a major workers’ compensation overhaul centered on creating an all-claims medical database, requiring electronic reporting and billing, and modernizing fee schedule and claims data collection. Myers said the bill was designed to improve transparency, reduce disputes, address outliers and abuse, and help injured workers return to work faster. The committee adopted technical amendments, then considered a large amendment set combining portions of House bills 780 and 1101, which added preliminary determination procedures, fraud language, temporary total disability and supplemental earnings benefit changes, and a fallback deadline for the department to establish a fee schedule if no agreement is reached by 2029. Several members and witnesses objected that the amendments were dropped late and would turn SB 408 into an omnibus bill; supporters argued the package was the best chance for comprehensive reform. After debate, the committee adopted the amendments and reported SB 408 favorably as amended. Testimony on SB 408 was sharply divided. Supporters, including some providers and injured-worker advocates, said the bill’s core value was transparency through the database and that the system needed modernization and a better fee schedule. Opponents argued the added amendments would burden pro se claimants, expand litigation, and weaken injured workers’ rights, especially through fraud and preliminary hearing provisions. Committee members also questioned whether the combined package was germane and whether it should be allowed to move as a single reform measure. Louisiana Workforce Commission staff explained the timeline for data collection, electronic billing, dispute rules, and eventual fee schedule rulemaking, and said the department could execute the law as amended. The committee then turned to House Bill 585 by Representative Chasson, concerning workplace violence and safety plans for small-box discount retailers. The bill was revised through a substitute that required covered retailers to develop and submit a written workforce safety plan, or submit an existing plan if one already existed. Representative Glorioso raised concerns that requiring a written safety plan could create new civil liability under Louisiana’s assumption-of-duty doctrine and increase litigation and insurance costs. Chasson responded that the intent was simply to encourage safety planning and that businesses already had such plans. The committee discussed possible narrowing language, but the transcript ends before a final disposition on HB 585 is shown.
FL

Florida 2026 Regular Session

FL House Floor Session - 2026-01-15 (10:00AM Session)

Florida House Floor Meeting

Transcript Highlights:
  • And I'm asking, what does that do for liability insurance in Florida, knowing that 82,581 women miscarried
  • It's about the liability, the insurance, having to defend it.
  • insurance.
  • That hospital, that doctor, that nurse, their liability insurance is going to go through the roof.
  • We already have an insurance crisis in the state. We talk about liability insurance.
Keywords: 998, house, all
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence May 7th, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • An insurer, a national insurer may insure that company in all those states, but when they look at their
  • auto and excess liability insurance over the last five years.
  • That has caused them a 93% increase in liability insurance this year alone.
  • For insurance.
  • insurance options.
Bills: HB4806
AR

Arkansas 2026 Regular Session

ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT Mar 16th, 2026

ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT

Transcript Highlights:
  • They probably had some insurance.
  • all claims against any pending insurance coverage.
  • Respondent denied liability and moved to hold the claimant in abeyance until claimant exhausted her insurance
  • by professional liability insurance.
  • ADC denied liability and moved to dismiss the claim.
Summary: The committee first reviewed several wage-claim and labor-related litigation reports from the Department of Labor and Licensing. Members questioned the department’s authority and jurisdiction, whether it was acting like a court, and why it sought attorney’s fees and costs. Department staff explained that the claims arose under the Arkansas Minimum Wage Act and related labor statutes, that the department investigates small wage claims and can file suit when informal resolution fails, and that filing fees are waived by statute though service costs may be incurred. The committee reviewed individual cases, including one where the employer had not proven cash payments, another that had already been paid and dismissed, and a third where service could not yet be completed. The committee then voted to review or batch-file the labor items. The University of Arkansas System then reported on three pending lawsuits under the litigation-notification statute. One case involving a tenured professor alleging age and race discrimination had already been resolved and dismissed after the university re-engaged in discussions about a position. A second case involving a former employee alleging ADA and FMLA retaliation was moving forward after partial dismissal and an answer denying liability. A third case involved a former vendor employee alleging retaliation tied to a parking ticket; members asked about individual-capacity exposure for a university police sergeant, and counsel explained that punitive damages could potentially create personal exposure. The committee reviewed each report. The Department of Finance and Administration presented a proposed tax settlement reducing a sales-and-use tax assessment from about $48,000 to $20,000, with interest and penalties waived, and the committee approved it. The Claims Commission then presented several claims and settlements, including an unpaid salary differential for the Department of Health, reissued warrants, unpaid bills for DHS, and multiple negotiated settlements involving UAMS, Arkansas State Police, and ARDOT; these were generally approved or batched for approval. The most extensive discussion involved a settlement between the Teacher Retirement System and Tetronics International Limited in liquidation, arising from losses tied to the failed Blue Oak project; members questioned the company’s liquidation status, the prior investment loss, and why the matter was settling for $65,000, and the committee ultimately affirmed the settlement. The committee also heard a disputed tax-sale claim involving the Commissioner of State Lands, where a claimant argued that excess proceeds from a 2009 tax sale should have gone to her family rather than escheating to the county. After testimony from the claimant and counsel, members debated sovereign immunity, heirship, and whether the committee could or should award the $4,200 overage. The motion was amended and then replaced with a motion to hold the matter over for further review in a future joint session, which passed. Finally, the committee considered an appeal by Andrew Simpson challenging dismissal of his claim against the Arkansas Court of Appeals; after Simpson and court staff explained the underlying dispute, the committee reviewed the dismissal and the matter was held over for further consideration.
WY

Wyoming 2026 Regular Session

House Corporations, Elections & Political Subdivisions, February 13, 2026

Corporations, Elections & Political Subdivisions

Transcript Highlights:
  • </c> Keep the liability where it lies. Keep the liability where it lies.
  • <01:08:40.640><c> insurance</c> liability insurance liability insurance in<01:08:42.719><c> an</c><01
  • </c><01:09:09.359><c> They're</c><01:09:09.520><c> self-insured.</c> already insured.
  • They're self-insured. already insured. They're self-insured.
  • ><01:09:51.440><c> are</c> insurance the insurance amounts are insurance the insurance amounts are already
Bills: SF0082
FL

Florida 2026 Regular Session

Judiciary Jan 14th, 2025

Judiciary

Transcript Highlights:
  • The legislation provides mechanisms for insurers to limit their exposure to liability in such claims,
  • the insured and claimants to act in good faith with regard to a claim.
  • There were two additional changes impacting insurance actions.
  • pay the legal fees of an insured if the insured prevailed in the action against the insurer.
  • And I think Judge Jennifer and premises liability cases.
Committee: Senate Judiciary
Summary: The Judiciary Committee met with a quorum present and heard several Office of the State Courts Administrator presentations. Judge Mark Mahan discussed the impact of 2023’s HB 837 litigation reforms on court operations, explaining that the law’s changes to comparative negligence, filing deadlines, collateral source evidence, premises liability, bad faith claims, attorney’s fees, and offer-of-judgment rules triggered a major March 2023 civil filing surge. He described how filings tripled statewide, with especially large increases in auto negligence and premises liability cases, and outlined how circuits responded through active case management, added resources, and workflow changes. Members asked whether the bill’s immediate effective date contributed to the surge and whether clearance rates would normalize over time; Judge Mahan said the court system viewed its response as a success and expected rates to settle as the backlog is worked through. The committee then received a presentation on problem-solving courts from Jennifer Grandal and Judge Nina Richardson. Grandal reviewed Florida’s drug courts, mental health courts, veterans courts, dependency and early childhood courts, noting statewide best-practice standards, annual reporting requirements, funding sources, and data collection systems. Judge Richardson gave a local perspective on treatment courts, emphasizing that they address underlying mental health and substance use issues, rely on judicial supervision and sanctions as well as incentives, and help participants achieve recovery and avoid reoffending. She said the programs are accountable, transparent, and effective, and thanked the Legislature for continued support. Finally, Judge Rachel Nordby and Eric McClure outlined the judicial branch’s legislative agenda. Nordby summarized the Supreme Court workgroup’s recommendations to expand Florida’s vexatious litigant law, including broader coverage, fewer qualifying adverse cases, a longer lookback period, and a public records exemption for stricken defamatory or sham material. McClure then highlighted additional agenda items: modernizing the duty-judge statute, expanding senior management retirement eligibility, authorizing additional judgeships based on workload studies, removing the statutory cap on court-ordered nonbinding arbitration compensation, protecting appellate clerks’ personal information, allowing alternative authentication for certain judicial notarizations, and creating a hearsay exception for guardian ad litem reports and testimony. No votes were taken, and the committee adjourned after member introductions and staff introductions.
NH

New Hampshire 2026 Regular Session

House Commerce and Consumer Affairs (01/22/2026)

Commerce and Consumer Affairs

Transcript Highlights:
  • Just show that you are a responsible Granite Stater with proof of insurance, minimum liability, or a
  • ,</c><04:02:37.120><c> auto</c><04:02:37.439><c> insurance,</c> to insurance, auto insurance, to insurance
  • . >> Liability insurance, because that is 100% correct.
  • liability because you're poor, you're injured, you can barely pay your health insurance payments and
  • . insurance. insurance.
Keywords: 1189, house, all
CO

Colorado 2026 Regular Session

Colorado House 2026 Legislative Day 049 Mar 4th, 2026

Colorado House Floor Meeting

Transcript Highlights:
  • </c><01:09:39.920><c> from</c> of the bill that removes liability from of the bill that removes liability
  • Um, I'm okay if... liability shield in here against banks liability shield in here against banks that
  • </c><02:12:56.400><c> carriers,</c> be in network with insurance carriers, be in network with insurance
  • </c> framework for commercial insurance framework for commercial insurance participation<02:14:35.440
  • They work with insurance carriers.
Keywords: 981, all
AR

Arkansas 2026 1st Special Session

ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT Mar 16th, 2026

ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT

Transcript Highlights:
  • They probably had some insurance.
  • all claims against any pending insurance coverage.
  • Respondent denied liability and moved to hold the claimant in abeyance until claimant exhausted her insurance
  • by professional liability insurance.
  • ADC denied liability and moved to dismiss the claim.
Summary: The committee first reviewed litigation reports from the Department of Labor and Licensing involving wage claims brought under the Arkansas Minimum Wage Act. Members questioned the department’s authority, jurisdiction, use of attorney fees and costs, and whether defendants had to be licensed. The department explained it has long enforced wage and overtime laws, that the claims were small-dollar cases handled by investigators and counsel, and that one case had been paid and dismissed while others were unresolved or had service issues. The committee voted to review or batch-file the labor cases after discussion. The University of Arkansas System then reported three pending lawsuits: an age- and race-discrimination claim by a tenured professor that was resolved early; an ADA/FMLA retaliation claim by a former employee that survived in part on a motion to dismiss and was moving into discovery; and a Section 1983 claim against a UAMS sergeant arising from a parking-ticket dispute, with the university explaining that only punitive damages could create personal exposure for the officer. The committee reviewed each report and voted to accept them. The Department of Finance and Administration presented a proposed tax settlement reducing a sales-and-use tax assessment from about $48,000 to $20,000 and waiving interest and penalties, which the committee approved for review. The Claims Commission then presented several claims: an unpaid salary differential for a Department of Health employee, reissued warrants, unpaid DHS bills, and multiple negotiated settlements involving ATRS, UAMS, Arkansas State Police, and ARDOT. Members approved or affirmed most of these items, including a $65,000 settlement in the Tetronics/ATRS matter, a $150,000 medical-negligence settlement, and several vehicle-accident settlements. The most extended debate involved a tax-delinquent property sale claim by Sharon Greer and relatives. The claimant argued they were not properly notified and sought the $4,200 excess from the 2009 sale. Land Commissioner counsel explained the excess had escheated to the county after the statutory claim period expired, while members debated sovereign immunity, standing, heirs, and whether the committee could or should award money anyway. The committee ultimately chose to hold the matter over for further review in a future joint session rather than decide it immediately. The committee also heard appeals from dismissed claims, including a UAMS medical-negligence claim, a land-sale notice claim, a pothole claim against ARDOT, and a judicial-immunity claim against the Court of Appeals; most dismissals were affirmed, and the Simpson matter was held over for additional review after the claimant testified.
NH

New Hampshire 2025 Regular Session

House Ways and Means (02/10/2025)

Transcript Highlights:
  • </c> more confident in what their liability more confident in what their liability is<00:14:16.399><c
  • </c><00:15:52.959><c> of</c> in liability of in liability of taxpayers<00:15:54.800><c> versus</c><00
  • </c><04:42:54.440><c> new</c><04:42:54.958><c> insurance</c> New Hampshire Insurance new insurance New
  • No, so then that insurance...
  • or health insurance or home insurance, well, all of our insurances, and inflation, and the value apportionment
Keywords: 1189, house, all
Summary: The committee received a Department of Revenue Administration update from Commissioner Lindsay Stepp focused on revenue estimates for fiscal years 2025, 2026, and 2027. She explained the department’s forecasting method, which uses five scenarios based on the first seven months of actual collections and different assumptions for the remaining months, then selects a reasonable high and low range for FY 25 and applies projected growth rates for FY 26 and FY 27. Members asked several clarifying questions about how the scenarios are chosen and how the estimates relate to economic growth and taxpayer behavior. For business taxes, Stepp reported FY 25 year-to-date collections of $110.3 million, 18.2% below plan and 17.2% below prior year. She said the shortfall reflects both economic conditions and a resetting of estimated payments after unusually strong pandemic-era profits, and noted that the department cannot fully separate changes in taxpayer liability from changes in estimated payment behavior. She said approximately just under $72 million was refunded in FY 24 due to the CCO cap, and that FY 25 year-to-date refunds are at 41.7%. For business taxes, the department’s FY 25 range was based on either continued underperformance versus plan or a return to prior-year levels, with FY 26 and FY 27 growth projected at 3% to 8%. The committee also reviewed meals and rooms tax, tobacco tax, and related trends. Meals and rooms revenue was $6.9 million, or 3.3%, ahead of plan and prior year; the FY 25 gross estimate was $475.894 million, with a net range of about $331.82 million to $335.259 million after municipal transfers and school building aid. Stepp said recent monthly results suggest some fluctuation tied to disposable income, weather, and travel patterns, but no clear sustained decline. Tobacco tax was $18.1 million, 14% below plan and 4.8% below prior year; she said cigarette stamp sales are declining while e-cigarettes and other tobacco products are growing, with FY 25 tobacco revenue projected at $182.5 million to $185.3 million and FY 26-FY 27 growth ranging from -5% to flat. No votes or formal actions were taken.
HI
Transcript Highlights:
  • We've always held that liability caps are bad public policy.
  • We've always held that liability caps are bad public policy.
  • Liability caps are bad public policy, from our point of view.
  • cutting off liability from yourself be cutting off liability from yourself too<00:40:58.800><c> and</
  • </c> benefits to Property Owners insurers benefits to Property Owners insurers renters<00:46:14.640><
Keywords: 910, house, all
Summary: The joint committees heard testimony on HB 982 HD1, a wildfire-related measure aimed at creating a wildfire recovery fund and a financing structure to address future catastrophic wildfire liability. The Department of Commerce and Consumer Affairs, the Division of Consumer Advocacy, and the Public Utilities Commission submitted comments and were available for questions. Supporters included IBW Local 1260, Kauai Island Utility Cooperative, Clearway Energy Group, Hawaiian Electric, Par Hawaii, and others, while Charter Communications and the Hawaii Association for Justice opposed or raised concerns. Life of the Land supported the bill but urged changes to the definition of a catastrophic wildfire and noted concerns about prudency review language. IBW Local 1260 asked to restore language from the original draft, and Charter warned the bill could impair existing contract and indemnity rights unless amended. A major focus of the hearing was Hawaiian Electric’s position on the HD1 version. Hawaiian Electric strongly supported the original bill but objected to the HD1 requirement for an additional $500 million shareholder contribution, arguing it was not feasible and could delay or prevent the fund from operating. The company said the bill would help protect customers and improve credit ratings by creating a dedicated revenue stream and a bankruptcy-remote financing structure, which it said would lower borrowing costs over time. Members questioned how the $1 billion securitization amount was chosen, whether credit rating agencies had indicated it was sufficient, and how the bill would work in bankruptcy; Hawaiian Electric said the amount was a balance among interests, not based on a specific agency directive, and that it would follow up on bankruptcy questions. Opponents and skeptics raised concerns about liability caps, the new claims process, and unclear language on damages above the fund’s limits. The Hawaii Association for Justice argued the bill limits victims’ remedies and gives too much authority to the new entity without clear guardrails. Committee members also pressed Hawaiian Electric on comparisons to California, the feasibility of the shareholder contribution, and whether alternative capital-raising or divestiture options had been considered. No vote or final action was taken in the portion of the hearing provided; testimony and questioning continued with follow-up information requested from Hawaiian Electric and others.
CA

California 2025-2026 Regular Session

Assembly Judiciary Committee Apr 28th, 2026

Judiciary

Transcript Highlights:
  • Insurance is another consideration. Insurance is a crisis in California, as we already know.
  • This will increase costs of liability insurance.
  • . liability on the board members if this happens.
  • This will increase costs of liability insurance.
  • And we have insurance, just like every other association.
Committee: House Judiciary
Keywords: 988, house, all
NH
Transcript Highlights:
  • </c> also addresses the Health Insurance also addresses the Health Insurance Group<00:38:00.640><c> Insurance
  • because we're not going to be paying down the liability that we've built up, the unfunded liability
  • we've</c> paying down the liability that we've paying down the liability that we've built<00:45:15.200
  • </c><00:46:22.000><c> and</c> addressing that unfunded liability and addressing that unfunded liability
  • </c> um to go to um into the acred liability um to go to um into the acred liability for<00:46:30.400
Keywords: 928, house, all
Summary: The subcommittee first took up House Bill 702, which would change how extra or special duty pay for retired police officers is treated for retirement and work-limit purposes. Supporters argued the bill would let retirees work more special-duty hours, helping municipalities fill traffic-detail and similar assignments without added state cost, and said it would not prohibit retirees from working but would simply stop those hours from counting toward the return-to-work threshold. Opponents argued the change would be inconsistent with the retirement system’s 2011 reforms, could increase pension liabilities, and would treat the same compensation differently for active employees and retirees. Members also discussed whether the bill would affect current and future retirees, the role of municipalities, and whether the policy amounted to “policing for profit.” The subcommittee ultimately voted 3-2 to recommend inexpedient to legislate (ITL) on HB 702, sending it to the full committee with that recommendation. The committee then discussed House Bill 581, which would create a Group Three retirement plan for new state employees hired after the bill’s effective date. The chair outlined a housekeeping amendment to delay implementation, moving the effective date to January 1, 2026, and noted a sponsor amendment addressing health insurance group inclusion and medical and surgical benefits so those benefits would not be put at risk for the new group. Testimony and discussion focused on the shift from defined benefit to defined contribution, with supporters citing Michigan examples and arguing the bill would help recruit and retain employees while giving them more flexibility. Opponents said the change could weaken retirement security and increase unfunded liability, though supporters responded that the bill still requires employer contributions toward accrued liability and is intended to keep the state on track to pay off its unfunded liability by 2039. The transcript ends with continued discussion of the bill and no final vote shown on HB 581.
MS

Mississippi 2026 Regular Session

Finance - Room 216, 2 February, 2026; 3:00 PM

Finance

Transcript Highlights:
  • a liability of the state in total.
  • a liability of the state in total.
  • </c><00:17:31.120><c> health</c><00:17:31.360><c> insurance</c><00:17:31.679><c> for</c> uh the insurance
  • health insurance for uh the insurance health insurance for the<00:17:32.160><c> individual.
  • </c> the totality of the unfunded liability. the totality of the unfunded liability.
Committee: Joint Finance
CA

California 2025-2026 Regular Session

Senate Judiciary Committee Apr 14th, 2026

Transcript Highlights:
  • It is nothing more than best practices to help stabilize the insurance market, reduce insurance fraud
  • Let’s turn to the theory of liability.
  • , that rely on strict liability?
  • The strict liability, yeah, go ahead.
  • , not just homeowners insurance, and that as you just Housing, including renters insurance, not just
Summary: The committee heard several bills and took action on a number of them. SB 1234 by Senator Alvarado-Gil would require fentanyl to be included in drug tests ordered by juvenile courts for parents or guardians in dependency cases; there was no opposition, a committee member confirmed it would apply to caregivers rather than children, and the bill was supported for moving forward. SB 1257 by Senator Arreguín would require the Attorney General to publish an annual public report on immigration enforcement incidents at designated safe locations such as schools, hospitals, courthouses, and places of worship; supporters from immigrant advocacy and health groups testified about fear and chilling effects in communities, while questions focused on how data would be collected and concerns were raised about sanctuary policies. SB 1176 by Senator Choi would bar foreign adversary entities from buying California agricultural land; supporters cited national security concerns, but committee members pressed on enforcement, straw buyers, and who would be responsible for identifying prohibited purchasers, and the bill was held on a 2-4 vote after debate. The committee also heard SB 1146 by Senator Gonzalez, which would require clear disclosure when AI-generated or altered images, audio, or video are used in health-related advertisements depicting health care providers. The California Medical Association and California Dental Association supported the bill, describing deepfake health ads as deceptive and harmful; it passed the committee 7-0 to Appropriations. SB 988 by Senator Grayson would regulate auto glass insurance practices by restricting assignment of benefits, requiring claim numbers and itemized estimates, and addressing steering and billing practices; supporters said it would curb fraud and stabilize premiums, while independent glass businesses worried about steering and market concentration. After discussion of consumer choice and small-business impacts, the bill passed 7-0 to Appropriations. SB 1288, presented by Senator Grayson on behalf of Senator Laird, would require financial institutions to make a good-faith effort to notify beneficiaries of non-probate assets and would reduce barriers to claiming those assets, especially for nonprofits. Nonprofit witnesses described long delays and burdensome account-opening requirements, while SIFMA and bankers opposed the bill unless amended, citing conflicts with federal and industry obligations and concerns about retroactivity and verification. The bill passed 8-0 to call. The committee also heard SB 941 by Senator Padilla, which would cap commissary markups in private immigration detention facilities at 35% above vendor cost; the Attorney General’s office and immigrant advocates supported it as a response to exploitative pricing and poor conditions, and it passed 8-0 to call. Finally, SB 909 by Senator Smallwood-Cuevas would raise and index public works contractor fees and penalties and dedicate more penalty revenue to enforcement; labor supporters said stronger funding is needed to address wage theft and backlogs, while contractors opposed the fee and penalty structure as uncapped and costly. The bill was moved forward on a vote and remained on call after committee discussion.
ND

North Dakota 2025-2026 Regular Session

House Energy and Natural Resources Apr 3rd, 2025 at 08:30 am

Energy and Natural Resources

Transcript Highlights:
  • One is I'm fine now with the strict liability staying in.
  • We already have strict liability that we're putting in.
  • who represent those insureds, as the insured landowners, as well as the power companies in North Dakota
  • apply, be it strict liability or negligence.
  • We believe strict liability does not apply.
Keywords: 908, all
Summary: The subcommittee met on Senate Bill 2339 and worked from engrossed version 02001, which members said reflected an agreement between insurance companies and utility companies. Representative Olson moved to recommend that version to the full committee, and Representative Johnson seconded. Representative Conmy raised concerns about keeping strict liability in the bill but removing a rebuttable presumption provision on page 3, arguing it favored utilities and shifted burdens unfairly to landowners. Levi Andres, speaking for North Dakota power companies, opposed removing the language and said the bill was a negotiated, incremental step that still leaves the plaintiff with the burden of proof in court. The discussion also clarified that the bill’s language was intended to codify negligence standards and encourage wildfire mitigation plans, with the utility side noting the Public Service Commission was not yet ready for a mandatory review-and-approval process. A technical correction was noted on page 4, line 2, changing “shall” to “may,” and members confirmed that change was already reflected in the version before them. The committee did not pursue additional amendments, including a proposed Mincota-related change, and voted unanimously to recommend the bill as presented. The motion passed 4-0, and the subcommittee adjourned.
ND

North Dakota 2025-2026 Regular Session

House Floor Session Apr 16th, 2025 at 12:30 pm

North Dakota House Floor Meeting

Transcript Highlights:
  • And so in the future, everyone still has health insurance.
  • fully insured.
  • It does not shift liability to product sellers or distributors.
  • in a product liability action for deceit or misrepresentation. liability in a product liability action
  • They're not immune from liability. It doesn't satisfy anything else.
Keywords: 908, all
Summary: The House convened with prayer, roll call, and a quorum present, then took up several procedural motions, including suspending House rules for three legislative days and replacing conference committee members on Senate Bill 2282 and SCR 4007. The chamber also recognized visiting student groups from Grafton/Pleasant Valley and Shiloh School. Later, the House agreed to several conference committee reports and moved a number of measures through final passage or final disposition. House Bill 1428, which would have created a sales tax exemption for clothing sold by thrift stores or nonprofit corporations, drew extensive debate over tax policy, revenue loss, and possible conflicts with streamlined sales tax rules. Supporters argued it would help lower-income shoppers and nonprofit thrift stores, while opponents said it created an unfair advantage and could reduce state and local revenue. The conference report was adopted, but the bill ultimately failed on final vote, 37-54. House Bill 1440, relating to cigar lounges, was amended in conference and then passed 75-17. House Bill 1460, concerning adult foster care for private-pay adults, electronic monitoring, and a legislative study, was also adopted and passed overwhelmingly, 91-1. The House then passed Senate Bill 2224, which revises gaming commission structure and gaming stamp requirements, adds Attorney General enforcement provisions, and includes a $25,000 general fund appropriation, by a vote of 88-0. Senate Bill 2327, which expands uses of the agriculture diversification and development fund and appropriates $15 million to it, passed 74-17 after a member was excused from voting due to a personal interest. Senate Bill 2267, creating a regulatory framework for on-site wastewater treatment systems and shifting licensing authority to the Department of Environmental Quality, passed 82-10, and Senate Bill 2276, addressing joint water resource boards for cross-county projects, passed 90-1. The most contentious debate centered on Senate Bill 2160, which would move the state employee health plan from grandfathered status to a non-grandfathered ACA-compliant plan and appropriate about $6.6 million for the transition. Supporters said it would give the PERS board more flexibility, expand preventive and other benefits, and potentially slow premium growth without charging employees premiums. Opponents warned it could raise out-of-pocket costs, add mandated benefits, and shift costs to employees, while also arguing the bill had not been adequately studied. After extended debate, the House passed SB 2160 by a vote of 55-37. The chamber also concurred in Senate amendments to House Bill 1318, a pesticide labeling bill, and placed it on final passage, but the transcript ends before the final vote on that measure.
CA
Transcript Highlights:
  • I am the chief executive officer of the Association of California Water Agencies Joint Powers Insurance
  • Aqua JPA provides risk management, self-insurance, and loss prevention services to more than 400 public
  • I am the chief executive officer of the Association of California Water Agency's Joint Powers Insurance
  • Let's, whose liability is this? A lot of times, Mother Nature doesn't really have a liability.
  • It doesn't matter, and even your plan itself, it doesn't matter from a liability perspective.
Summary: The Senate Emergency Management Committee held its first meeting and adopted committee rules for the 2025-26 session. SB 1020 was pulled from the agenda for a future hearing. The committee heard SB 1001, which would direct the Governor’s Office of Emergency Services to issue standardized identification cards for essential utility workers so they can more easily access evacuation zones during emergencies. The author and supporters, including Rowland Water District and the Association of California Water Agencies Joint Powers Insurance Authority, described a breakdown during the 2025 Eaton Fire when utility crews were denied access despite having credentials, causing delays in shutting off water at damaged homes. No opposition was present, and members broadly supported the bill as a practical emergency response measure. The committee voted 8-0 to pass SB 1001 to the Senate Public Safety Committee, with the measure held on call until all members voted. The committee also heard SB 1153, a wildfire preparedness bill from Senator Caballero. The bill would require urban retail water suppliers in high-risk areas to include wildfire-specific response procedures in their emergency response plans, and it includes findings clarifying that public water systems are not designed to function as wildfire suppression systems. The author accepted committee amendments clarifying that the bill does not limit liability for negligence, and witnesses from water agencies and industry groups supported the measure, citing the need for better planning and the financial strain of post-fire claims. Members discussed the balance between improving preparedness and avoiding language that could create a liability safe harbor or shift responsibility away from needed infrastructure investments. The committee voted 8-0 to pass SB 1153 as amended to the Senate Natural Resources and Water Committee, also held on call until all members voted. A consent item, SB 870, was also approved. After the committee reconvened and all members present voted, SB 870, SB 1001, and SB 1153 each received unanimous 8-0 votes and were reported out of committee. The meeting then adjourned.
CA
Transcript Highlights:
  • The exponential growth in SIBTF claims and liability The exponential growth in SIBTF claims and liabilities
  • or are self-insured.
  • So by adding, the liability for the fund... ...100%.
  • So by adding, the liability for the fund increases exponentially.
  • That adds quite a bit to the estimate of accumulated liability.
Summary: The Budget Subcommittee on State Administration heard presentations on the Department of Industrial Relations’ labor-related budget items, with the main focus on proposed trailer bill language to reform the Subsequent Injury Benefits Trust Fund (SIBTF) and a related budget change proposal for staffing. DIR said SIBTF has grown far beyond its original purpose, citing the 2020 Todd decision, expanded eligibility based on chronic or asymptomatic conditions, and a backlog that has grown to more than 30,000 pending cases. The administration argued the reforms would restore guardrails, reduce liabilities and employer assessments, and speed processing for severely injured workers; the LAO said the proposal was largely consistent with its prior recommendations. Members raised concerns about using trailer bill language for major policy changes, the retroactive application to open cases, and the impact on workers already in the queue, while supporters from employer groups and public agencies backed the proposal as necessary to control costs and restore sustainability. Public comment was split, with injured-worker advocates opposing the retroactive changes and business/public employer representatives supporting the reforms. The committee then heard the SIBTF workload request, which would phase in 177 positions over five years at a cost of $36.5 million, including staff for the Division of Workers’ Compensation, the Office of the Director Legal Unit, and administrative support. DIR said the additional staffing is intended to address very high caseloads and reduce processing times, but emphasized that the request assumes the reform package is adopted; LAO agreed the staffing increase made sense if paired with reforms. Members asked about vacancy rates, current staffing, and whether the workload request would become the new normal, and DIR said it would monitor caseload trends and adjust future requests as needed. Finally, the committee received an update on the California Workplace Outreach Program (CWOP), which DIR described as a partnership with community-based organizations to educate workers and help employers comply with labor laws. DIR reported that CWOP has reached 1.75 million workers and employers and made 8 million touchpoints since 2020, with the current round awarding $50.7 million to 87 partners for a two-year period through June 2027. Members and public commenters highlighted the program’s role in reaching immigrant, farmworker, janitorial, nail salon, and other vulnerable communities, and several speakers urged continued funding at $30 million per year for five years. No votes were taken during the hearing.
FL

Florida 2025 Regular Session

March 20, 2025 - 11:30 AM

Transcript Highlights:
  • The Division of State Group Insurance administers the State Group Insurance Program for the state of
  • The Division of State Group Insurance administers the State Group Insurance Program for the state of
  • As health insurance...
  • Should we have to purchase general liability insurance merely because there is no longer a cap in place
  • , or the cap has... ...liability insurance merely because there is no longer a cap in place, or the cap
Summary: The Budget Committee met with a quorum and took up several bills. HB 677, relating to state-covered fertility preservation for employees undergoing cancer treatment, was introduced as coverage for egg and sperm preservation for up to three years, with an estimated fiscal impact of about $813,000. After brief questions and no public testimony or amendments, the bill passed unanimously and was reported favorably. The committee then considered CS/HB 59, which would reform Florida’s wrongful incarceration compensation process by extending the filing deadline from 90 days to two years, removing the clean-hands requirement, and allowing exonerees to choose between the state compensation process and a civil lawsuit; it was supported by the City of Flagler Beach and passed unanimously. CS/HB 1313, which recreates the Resilient Florida Trust Fund in the Department of Environmental Protection before its scheduled termination in 2025, also passed unanimously after supportive testimony from advocacy groups. The committee received a lengthy presentation from the Department of Management Services on the State Group Insurance Program and the recent Revenue Estimating Conference. The presentation covered enrollment, revenues and expenditures, rising medical and pharmacy costs, emergency room utilization, GLP-1 drug spending, and options for tighter formulary and utilization management. Members asked about ER cost growth, GLP-1 coverage and copays, PBM oversight and potential conflicts, avoidable ER visits, cancer screening claims, dental and vision costs, specialty drug biosimilars, and possible savings from more restrictive pharmacy models. DMS said it would follow up on several questions and noted ongoing work on cancer coordination, preventive screening, biomarker testing, and a proposed member-facing benefits platform. The committee also heard extensive testimony on HB 301, which would raise sovereign immunity caps from $200,000 per person and $300,000 per incident to $1 million and $3 million, align limitations periods with private claims, and allow government entities to settle above the caps without a claims bill. Local governments, school-related entities, and county and city associations opposed the bill, warning of major fiscal impacts, higher insurance costs, and pressure on services; several speakers urged smaller increases or a tiered approach. Proponents, including families affected by catastrophic injury or death, argued the current caps are too low and the claims bill process is inefficient and unfair. After debate, the bill passed on a recorded vote, with some members voting no, and was reported favorably.