Video & Transcript Research : 'Capitol Mall Design Framework'
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FL
Transcript Highlights:
- Members, today is Clay Day in the State Capitol.
- The only remedy, because there is no office in Tallahassee anywhere in the Capitol Plaza complex that
- And it's designed at the macro level to make sure that we have that network, that it's vibrant, that
- It's designed to be a retention bonus or a hiring bonus. Additional questions. Thank you, Mr.
- It also prohibits a minor account holder from using messages that are designed to disappear.
Summary:
The Senate convened with an opening prayer by Rabbi Moshe Umatz, the Pledge of Allegiance led by pages, and several introductions and recognitions, including guests from Miami Northwestern Senior High School, Clay County, and a moment of silence for Pope Francis. The chamber then moved to the special order calendar after a motion to reconsider SB 1080, which was temporarily postponed. Several bills were also set aside during the day, including measures on social media use by minors, veterans’ nursing homes, Parkinson’s disease, mental health and substance use disorders, education, educator preparation, and school social workers.
The Senate passed a series of bills, often substituting House companions for Senate bills. These included funding for expedited DNA testing grants for local law enforcement (SB 1072/HB 847), additional aggravating factors in capital cases involving religious, school, or government gatherings (SB 984/HB 693), fertility preservation coverage for cancer patients (SB 924/HB 677), commuter rail indemnification for Miami-Dade and Broward counties (SB 916/HB 867), restrictions on disposing of migrant vessels in Florida waters (SB 830), specialty license plates including Miami Northwestern and several colleges and institutions (SB 824), an Alzheimer’s and dementia awareness campaign (SB 398), relocation of the Council on the Social Status of Black Men and Boys to Florida Memorial University (SB 364), charter school changes allowing parent conversion and municipal job-engine charter schools (SB 140), sex offender registration reporting changes (SB 1654/HB 1351), penalties for assaulting utility workers (SB 1386), juvenile justice revisions and truancy process updates (SB 1344), reporting of student mental health outcomes (SB 1310/HB 969), foster home license transfer simplification (SB 1174/HB 989), water access facility funding and boating industry incentives (SB 1162/HB 735), Florida Virtual School operational changes (SB 1122), school readiness program support for children with disabilities (SB 1102), sexual image offenses involving minors (SB 1180/HB 757), age-related defenses in child sex offense cases (SB 1136/HB 777), tampering with electronic monitoring devices (SB 1054/HB 437), certified recovery residences and local zoning accommodations (SB 954), and the FSU Election Law Center (SB 892). Most of these bills passed with strong bipartisan support, though SB 984 and SB 140 drew some opposition.
One of the most extensive debates centered on SB 820, codifying the Office of Faith and Community. Senator Polsky offered an amendment to bar political activity by office staff, citing emails and campaign-related communications tied to Amendment 4; the amendment failed on a 13-23 vote. Senators then debated the bill’s relationship to state election law, free speech, and the role of faith-based outreach. Supporters emphasized the office’s service network and reported benefits to children and families, while some senators raised concerns about interfaith representation and political use of government resources. The bill was then read a third time and the Senate proceeded toward a final vote as the transcript ended.
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 27 Mar 23rd, 2026 at 01:30 pm
Oklahoma House Floor Meeting
Transcript Highlights:
- Today is the fourth annual Developmental Disabilities Awareness Day here at the Capitol.
- Members, House Bill 3047 is a loft request bill that designates loft as the receiver for all reports
- House Bill 4092 would create a revolving fund for Oklahoma's mental health crisis lifeline and be designated
- So just wanted to make sure that we're not closing the door for any future accountability frameworks
- It's an initiative designed to meet women where they are, especially...
Bills:
HB2059, HB3920, HB2992, HB3267, HB4457, HB3800, HB3818, HB4425, HB4427, HB4430, HB4431, HB4333, HB4340, HB4343, HB4344, HB4363, HB4229, HB4230, HB4236, HB4246, HB1979, HB3431, HB3052, HB3047, HB3048, HB4092, HB4302, HB3261, HB3704, HB3312, HB3546, HB3849, HCR1021, HB4105, HB4159, HB4304, HB3835, HB3619, HB4490, HB3710, HB4201, HB3907, HB3748
Keywords:
health care, medication, inmates, Oklahoma Health Care Authority, reimbursement, county jails, medical expenses, sales tax exemption, nonprofit organizations, procurement, transplant research, Oklahoma Tax Code, HB2992, Data Center Customer Ratepayer Protection Act of 2026, Corporation Commission, Oklahoma utilities, ratepayer protection, data centers, artificial intelligence computing, AI data centers
FL
Transcript Highlights:
- We have a place in the basement of the Capitol.
- I had the opportunity to lead the development and deployment of a behavioral health model designed specifically
- We are the Department designed to work in partnership with local communities to protect the vulnerable
- In doing so it strengthens how we communicate, how we respond to emerging needs and design support so
- engaging new and existing providers to solicit feedback and analyze data and the pursuit of the framework
NM
New Mexico 2025 Regular Session
Legislative Finance Sub Committee Oct 15th, 2025
Transcript Highlights:
- Understand that a master plan is a framework of an idea of what could potentially be in redeveloping.
- We designed the State Fair. We imagined the State Fair. The new logo you have is not on there.
- Every Superfund Act designates Natural Resources Trustees for each state.
- Since 2002, Capitol Outlay has had a tremendous impact on improving facility conditions across the board
- There isn't a designated amount indicating how much of that is for security.
CA
California 2025-2026 Regular Session
Assembly Judiciary Committee Jul 8th, 2025
Transcript Highlights:
- The 2021 bill was not designed to just be for COVID. The 2022 microdeal did not include this.
- If the state wants a real understanding of the impact of these services, then create the legal framework
- This law is designed to address that in two different ways.
- And so we would be applying that framework after the fact to park owners who have been operating in good
- And I think this is important because I think this is going to set up some legal frameworks within the
Summary:
The committee heard several bills, with most drawing support after amendments or ongoing stakeholder negotiations. SB 29, by Senator Laird, would extend a sunset on the law allowing pain-and-suffering claims to survive a plaintiff’s death; supporters, including a family member describing a medical negligence case, labor groups, consumer advocates, and disability and elder organizations, argued it prevents defendants from running out the clock, while hospitals, medical groups, and business organizations warned of higher costs and added liability. After extensive debate about data collection, settlement reporting, and the impact on health care access, the bill passed to Appropriations on a divided vote.
SB 294, by Senator Reyes and presented by Senator Laird, would require employers to notify a worker’s emergency contact if the worker is arrested or detained and would create a template to inform employees of state and federal labor rights. Labor and worker advocates said the bill would help workers understand and enforce their rights amid weakened federal enforcement; there was no opposition on file, and the bill passed unanimously to Appropriations. SB 697 would modernize water-rights adjudication by allowing the State Water Board to use technology instead of requiring in-person field investigations; with no opposition, it also passed unanimously.
The committee also advanced SB 37 on attorney advertising, SB 645 on peremptory challenges in civil cases, SB 303 on bias-mitigation trainings in public workplaces, and SB 464 on expanding pay-data reporting for specified state workers. SB 37 drew support from consumer and legal groups but concerns from Walker Advertising about joint advertising; members said negotiations were ongoing, and the bill passed. SB 645 would extend anti-bias jury-selection rules to certain civil rights cases; criminal-defense and defense groups said they were close to agreement, and the bill passed. SB 303 and SB 464 were both amended to narrow scope and moved forward after several opponents shifted to neutral or removed opposition. The committee also approved a consent calendar of additional bills, all sent to Appropriations.
MN
Minnesota 2025-2026 Regular Session
House Floor Session - part 2 May 12th, 2025
Minnesota House Floor Meeting
Transcript Highlights:
- It's designed to run out of money.
- So, it has been frustrating to see that the programs designed for these child care workers are going
- think about when I walk into this chamber, and before I even get into the steps of this beautiful Capitol
- Representative Schultz, MinnesotaCare was not included. in the framework of the budget agreement that
- Like to have a donut or a pastry and then ride two miles with us to the Capitol, please look in your
TX
Transcript Highlights:
- I have been around the Capitol for a while. What I wanted to...
- There's a lot of activity going on in the Capitol tonight.
- Now, if a voter does not provide that documentation, then only the races that are designated in this
- Other bills that have been evaluated by this committee would add some kind of citizenship designation
- This is my first time stepping foot... ...into the Capitol, and I'm grateful for this opportunity and
Keywords:
HB 2442, Texas Election Code, Election Code Section 84.001, early voting, ballot by mail, mail ballot, absentee voting, runoff election, primary runoff, general runoff, voter application, election administration, county election officials, opt-out, voter choice, mail voting, ballot application, voting by mail, Election Code, size requirements
TX
Transcript Highlights:
- register a position on a bill today, you may do so by registering at any Senate kiosk throughout the Capitol
- We have this huge, very expensive information database designed to integrate...
- Education who specialize in conceptual framework development, conduct empirical research, and manufacture
- Well, to the extent that government can provide a framework by which the individual can grow, develop
- Senate Bill 3034 will designate a portion of State Highway 249 in Montgomery and Grimes counties as the
Bills:
SB434, SB844, SB898, SB1177, SB1214, SB1454, SB1920, SB1927, SB1935, SB1965, SB2010, SB2046, SB2068, SB2073, SB2183, SB2260, SB3034, SB907
Keywords:
SB 434, Harris County Hospital District, hospital district police, peace officers, commissioned officers, law enforcement authority, Health and Safety Code, Code of Criminal Procedure, public safety, hospital security, county hospital district, local government, Texas criminal procedure, district police, armed security, SB 898, low income housing tax credits, LIHTC, affordable housing, Texas Department of Housing and Community Affairs
NM
New Mexico 2026 Regular Session
Senate Chamber Jan 29th, 2026 at 11:10 am
New Mexico Senate Floor Meeting
Transcript Highlights:
- also want to mention that the Federation—notice that there's a lot of women in blue all over the Capitol—and
- And if I could just get my... and it's across the Capitol at the Digneo More Historical Mansion, and
- Signed and sealed at the Capitol in the city of Santa Fe, Senator Roberto Bobby J.
- work-based learning internships, and contributed to her district's portrait of a wildcat strategic framework
- It has them setting up the guardrails, the guidelines, the framework, and the structures that are needed
NH
New Hampshire 2025 Regular Session
House Ways and Means (03/18/2025)
Transcript Highlights:
- The renewable energy fund, or RF, is a dedicated and special fund that was designed to be non-lapsing
- When the legislature designed the RPS program, the renewable energy fund was seen as a critical feature
- the RPS program the legislature designed the RPS program the renewable<00:45:53.200>
energy <00 - It is intended to work, and you're going to break the design of the program by emptying out this fund
- of the program by emptying out design of the program by emptying out this<01:02:54.079>
fund <
Summary:
The committee heard testimony on House Bill 224, which would redirect most money from New Hampshire’s renewable energy fund back to electric ratepayers. The bill sponsor argued the measure would lower energy costs, noting recent utility rate increases and estimating annual savings of roughly $2.5 million to $7.3 million for ratepayers. Supporters said the fund has accumulated money that should be returned to customers rather than used for subsidies, and they emphasized that the state has already rebated similar funds from RGGI for years.
Opponents, including Rep. Kat McGee, argued the renewable energy fund is a successful, nonlapsing dedicated fund that supports local clean-energy projects, energy resilience, emissions reductions, and private investment. McGee said the fiscal note overstated the benefit of rebates and understated the loss of investment, claiming the average annual rebate would amount to less than $10 per customer while the program has helped leverage significant private dollars and nearly 10,000 projects. She urged the committee to reject the bill as a poor deal for the state and ratepayers.
Committee members questioned the fiscal note, the size of the rebate, whether the bill would set a precedent for other dedicated funds, and whether the program’s incentives amount to picking winners and losers. The Department of Energy testified neutrally, explaining how the renewable energy fund works, including renewable energy credits, alternative compliance payments, and the fund’s use for renewable energy initiatives. No vote was taken in the portion of the hearing provided.
NM
Transcript Highlights:
- He’s arrested by BCSO at the Coronado Mall on charges of aggravated indecent exposure, larceny, resisting
- Commission, sorry to use the acronym there without spelling it out—that's what CVRC is—to do the design
- They included design in the portal that matched the interior of the home.
- sitting here going, well, what we didn't have—it's a large lot, it's a portal that's clearly been designed
Bills:
SB100
FL
Transcript Highlights:
- The bill provides a tax framework for electricity that is sold by electric vehicle charging stations.
- The framework specifies which sales tax and gross receipts tax rates apply to transactions between the
- The bill provides a tax framework for electricity that is sold by electric vehicle charging stations.
- The framework specifies which sales tax and gross receipts tax rates apply to transactions between the
- It's designed to spur business investment and growth.
Keywords:
child welfare, negligence, settlement, injury compensation, Department of Children and Families, motorcycle accident, compensation, Department of Transportation, legal claim, autism, autism spectrum disorder, ASD, special education, exceptional student education, ESE, teacher preparation, educator certification, micro-credential, loan forgiveness, student loan repayment
Summary:
The Appropriations Committee met and considered a large agenda of bills, reporting several measures favorably. Early action included SB 6, a settled claim bill involving the Department of Children and Families and the estate of Leila Estrada and Sapphire Williams, which was approved for $3.8 million. The committee also passed a cybersecurity internships bill creating a Department of Commerce program with Cyber Florida, and SB 532, which lets clerks of court retain the full amount of certain excess revenue and clarifies foreclosure-sale procedures. Veterans housing measures, CS for CS for SB 1602 and SB 1604, were approved to create a pilot program and a related trust fund for vacancy relief and risk mitigation for veteran housing. The committee also favorably reported SB 1110 on Medicaid and insurance coverage for orthotics and prosthetics, with emotional testimony from a student and family describing the high cost and importance of activity-specific prosthetics.
Members also approved CS for CS for SB 1012 after adopting an amendment that removed inmate emergency and specialty medical service compensation provisions while retaining changes to the contractor-operated institutions inmate welfare trust fund. Another bill, CS for CS for SB 1614, was narrowed by a delete-all amendment to focus on limiting the use of excess fees for new building construction by local governments. All of these measures were reported favorably after brief debate, with some support testimony submitted in writing or waived.
The most extensive discussion centered on CS for CS for SB 17, a major Medicaid and public assistance overhaul. The bill would create a Joint Legislative Committee on Medicaid Oversight, allow the Legislature to retain its own actuary, tighten Medicaid program oversight, update encounter-data reporting, set performance standards for managed care plans, revise pharmacy benefit manager rules, and require DCF to implement SNAP fraud-reduction and payment-accuracy reforms, including photo IDs on EBT cards and updated work requirements. It also would direct agencies to seek federal waivers for Medicaid work requirements for able-bodied adults and expanded behavioral health services. After lengthy questioning and testimony, the committee adopted amendments adding a transitional medical benefits glide path for people who gain employment and later lose Medicaid eligibility, and exempting hospice patients with six months or less to live. Supporters argued the bill would improve accountability, reduce fraud, and save money, while opponents warned it would create administrative burdens, increase paperwork, and cause eligible people to lose coverage or food assistance. The committee ultimately reported the bill favorably as amended.
FL
Transcript Highlights:
- It's two years for design.
- It's two years for design.
- And I think this bill sets up the framework. Establish fair fees.
- Senate Bill 628, a bill to be entitled an act relating to transportation facility designations.
- Senate Bill 628, a bill to be entitled an act relating to transportation facility designations.
Summary:
The Senate convened with an opening prayer, pledge, and several introductions recognizing visitors, students, local officials, and professional groups in the gallery. The chamber then took up a report from the Ethics and Elections Committee confirming 42 executive appointments; the report was adopted by a vote of 36-0. The Senate also adopted a resolution honoring the Ripple Project for childhood cancer awareness and funding.
The bulk of the meeting was spent on special-order bills, many of them open-government sunset review measures and policy bills. The Senate passed bills preserving or updating public records exemptions for aquaculture records, trade secrets, and cybersecurity information; a child-abuse reporting statute of limitations bill; a commercial driving schools bill; a human trafficking training requirement for nursing graduates; a new injunction for protection against serious violence by a known person and its companion public-records bill; a nature-based coastal resiliency bill with an amendment restricting dredge-and-fill in Terra Ceia Aquatic Preserve; a chiropractic patient-funds bill; specialty license plate legislation; a one-time waiver for late financial disclosure fines; public school personnel compensation changes; the Florida Farm Bill with amendments protecting Everglades lands and technical corrections; homestead exemption clarification for long-term leaseholders; disability presumption clarifications for firefighters and law enforcement; reinsurance intermediary manager conformity changes; patriotic displays in public schools; ADS-B aviation fee restrictions; autism-related law enforcement training and a blue envelope program; public post-secondary safety policy requirements; and a bill allowing licensed agents to market health care sharing ministries. Several bills were temporarily postponed, including local vessel restrictions, temporary certificates for practice, and domestic animals.
Members debated a number of measures, especially the health care sharing ministries bill, where opponents raised consumer-protection and commission concerns and supporters argued for free speech, religious liberty, and expanded consumer choice; it passed 32-5. Other debated bills included the autism law enforcement bill, the school athletics bill addressing coach support for student-athletes, and the Farm Bill, where senators discussed surplus land safeguards and biosolids timing. Most bills passed overwhelmingly, often 37-0 or 38-0, with a few closer votes such as the patriotic displays bill (36-2) and the health care sharing ministries bill (32-5).
AZ
Transcript Highlights:
- When the federal government designates a country as a foreign adversary, that designation is a tool of
- That designation is a tool of foreign policy. It applies to governments, not to people.
- It treats every person under that designation identically, regardless of the risk level or the nature
- These are moral and spiritual frameworks. They're not a competing legal system.
- These are moral and spiritual frameworks. They're not a competing legal system.
Bills:
SB1004, SB1012, SB1100, SB1110, SB1170, SB1213, SB1317, SB1402, SB1413, SB1416, SB1476, SB1511, SB1573, SB1655, SB1656, SB1709, SB1720, SB1723, SB1725, SCR1040
Keywords:
sex offender registration, sex offender registry, A.R.S. 13-3821, sexual offenses, public safety, GPS monitoring, electronic monitoring, transient offender, homeless registrant, online identifiers, internet identifiers, sheriff notification, Department of Public Safety, DPS, DNA collection, juvenile adjudication, kidnapping of a minor, unlawful imprisonment of a minor, lifetime registration, community notification
TX
Texas 89th Regular
Senate Select Committee on Disaster Preparedness and Flooding Aug 20th, 2025
Transcript Highlights:
- Additionally, designating an Emergency Preparedness Coordinator is necessary.
- We've also allowed a way for the camps to disseminate that plan to those designated guardian zones on
- I'm the Communications Deputy Director of the Edgewood Management Foundation for Style, Art and Design
- She planned to take over Elizabeth's interior design business when she got older, while running a taco
- Senate Bill 1 is the framework for... what we believe will help hopefully prevent another event like
TX
Transcript Highlights:
- for me to stay engaged the way that I like to stay engaged, whether that's coming up here to the Capitol
- Chairman and members, the Texas Election Code has been pieced together with changes over time designed
- , they would be able to vote at the location closest to their precinct, the one that's typically designed
- By providing a designated and managed point of service, it helps mitigate potential liability issues
- By providing a designated and managed point of service, it helps mitigate potential liability issues
Keywords:
election officials, confidentiality, personal information, government transparency, public safety, spirit beverages, alcoholic beverages, Texas Alcoholic Beverage Code, distribution, taxation, firearms, local regulation, archery equipment, weapons, voter registration, statewide list, county requirements, election integrity, computer services contracts, mental health
Summary:
The committee first adopted a committee substitute for Senate Bill 30 and then voted to report the substituted bill favorably to the full Senate; the roll call showed six ayes and one nay, with later unanimous-consent corrections noted for additional aye votes. The committee also reported Senate Bill 801 favorably to the full Senate by an eight-to-one vote. Both bills were left with no further action in the meeting after the votes.
The committee then heard Senate Bill 2595 by Senator Middleton and Senate Bill 2876 by Chairman Hughes, both aimed at addressing masked harassment and riot-related conduct. Supporters said the bills would deter intimidation, protect public order, and respond to recent protests and anti-Semitic incidents, while opponents from civil rights, disability, and advocacy groups argued the measures were overly broad, could chill peaceful protest, and would burden people who wear masks for religious, medical, or disability-related reasons. Public testimony was taken on both bills, and both were left pending after testimony closed.
Senate Bill 2753, by Senator Hall, proposed consolidating early voting and election day into a single continuous in-person voting period with common procedures and equipment, while preserving countywide voting and mail voting. The Secretary of State’s office said the bill could improve ballot secrecy and simplify administration, though witnesses raised concerns about ballot privacy, logistics, and access for disabled voters; some county election officials were neutral or supportive of the concept, while others opposed it as confusing or potentially burdensome. The bill was left pending after extensive testimony.
The committee also heard Senate Bill 2225 on allowing spirit-based ready-to-drink beverages to be sold in grocery and convenience stores, with supporters arguing the law should focus on alcohol content rather than the source of the alcohol and that the bill would modernize an outdated code. Later, Senate Bill 1540, which would add election officials and related workers to confidentiality protections, drew support from county election officials who described threats and harassment, though one witness suggested the bill’s language may need technical adjustment to better match its intent. Finally, Senate Bill 2382, concerning statewide voter registration systems and offline counties, drew opposition from county election administrators and vendors who warned about capacity, cybersecurity, and single-point-of-failure risks, while others suggested a phased approach or API-based integration; the transcript ends with testimony still open on that bill.
TX
Texas 89th Regular
Senate Committee on Water, Agriculture, and Rural Affairs Mar 31st, 2025
Water, Agriculture and Rural Affairs
Transcript Highlights:
- Veterinarians, as we designed the program to be. So it's been a good job.
- I'm a first-timer here at the Capitol, and I regret throwing out all my neckties about one year ago.
- This program is designed to assist those who are either currently engaged or plan to engage in creating
- That included three years of designing and executing safety assessments—assessments that took Texas Tech
- In your support of this good regulatory framework, how can we be sure that it would actually exist?
Bills:
SB34, SB119, SB261, SB532, SB1035, SB1245, SB1247, SB1267, SB1442, SB1930, SB1948, SB2078, SB2112, SB2143, SB2155
Keywords:
wildfire, wildfire mitigation, wildfire prevention, volunteer fire department, Texas A&M Forest Service, West Texas A&M University, prescribed burning, fuel loading, fuel reduction, firefighting equipment database, emergency communications, disaster preparedness, rural fire protection, asset hardening, natural resource management, emergency management, large wildfire risk, fire grant funding, fire suppression, Texas Legislature
TX
Texas 89th Regular
Senate Special Committee on Congressional Redistricting Jul 28th, 2025
Transcript Highlights:
- , when we... have the maps, is it your intent to do regional public hearings, or just here at the Capitol
- But they would be in the Capitol. That's going to be a lot of people, Mr. Chairman.
- I just think that this whole plan, scheme, and plot that the president has put together is designed to
- scrutiny or accept new unseen maps that would break up long-standing Black and Latino districts, designed
- They should never be used as leverage to coerce. participation in a plan designed to suppress voters
MN
Minnesota 2025-2026 Regular Session
Working Group on Omnibus Taxes Bill - 05/23/25
Minnesota Senate Floor Meeting
HI
Transcript Highlights:
- testimony at this time, but this briefing is being streamed live on YouTube and we're here at the Capitol
- testimony at this time, but this briefing is being streamed live on YouTube and we're here at the Capitol
- It's designed to support internet-scale applications for billions of users.
- And the framework that the $10 billion.
- The Clarity Act is not designed for stablecoins as an asset.
Summary:
The Hawaii State Senate Committee on Commerce and Consumer Protection held an informational briefing on digital assets, blockchain, and related regulatory developments. Chair Jarrett Keohoko said the committee was focusing on national and state policy issues around digital assets, while leaving the separate issue of Bitcoin kiosks and fraud to the House Consumer Protection Committee, which had already noticed a similar briefing. No public testimony was taken; the session was for informational updates and member questions.
Representatives from the Aptos Foundation, including JC Yun and Michael Cheng, gave a detailed presentation on blockchain basics and Aptos’s technology. They described blockchain as a tamper-resistant digital ledger, explained proof-of-work and proof-of-stake systems, and argued that proof-of-stake networks are faster, cheaper, and more environmentally friendly. They also emphasized smart contracts and potential uses beyond speculation, such as car titles, college transcripts, collectibles, digital IDs, real estate, and other tokenized assets.
The presenters highlighted Aptos’s Hawaii connections and said the technology could help local residents and businesses participate in the digital economy. They cited adoption statistics, including billions of transactions on Aptos, tokenized money market funds from major financial firms, micro-lending applications, decentralized cloud infrastructure, and the rapid growth of stablecoins. They acknowledged concerns about scams and consumer protection, but argued that the answer is stronger regulation and education rather than avoiding the technology altogether.