Transcript Highlights:

• The legal liability and the financial costs will go up for local governments, whether they self-insure
• Our insurance, our property insurance rates are through the roof.
• We can't get insurance companies to want to insure us anymore.
• And so that liability insurance can pick that up in a couple ways.
• I do represent Preferred Governmental Insurance Trust, and we insure for both liability and workers'

Summary: The subcommittee first heard HB 6507, a claims bill for Marcus Button, who suffered severe permanent injuries in a 2006 school bus crash. Representative Andrade explained that a jury awarded Button more than $2 million in 2009, but only a small amount was paid under sovereign immunity limits. He said Pasco County later reached a settlement with Button, but believed it lacked legal authority to pay without legislative approval. The bill would give the county that authority. There was no opposition testimony, and the bill passed unanimously, 18-0. The committee then took up HB 301, which would substantially revise Florida’s sovereign immunity framework. Representative McFarland said the bill would raise liability caps for state and local governments from $200,000/$300,000 to $1 million/$3 million, with a later increase in 2030, align statutes of limitations with private suits, allow governments to settle above the caps without a claims bill, and prevent insurance policies from conditioning payment on legislative approval. She framed the bill as a way to reduce the need for the claims bill process and provide faster redress to injured people. Testimony on HB 301 was sharply divided. Local governments, school districts, counties, cities, hospital groups, and insurance representatives opposed the bill, arguing the higher caps would sharply increase insurance and taxpayer costs, especially for small or fiscally constrained entities, and that the claims bill process and special masters provide useful review and leverage. Supporters, including the Florida Justice Association and several members, argued the current system is too slow and political, leaves seriously injured people waiting years for compensation, and should be modernized to better hold government accountable. No vote was taken on HB 301 in the portion of the meeting provided.

Transcript Highlights:

• boat liability insurance policy as prescribed.
• boat liability insurance policy as prescribed.
• because if you are a rental car or a rental boat company, you are required to have liability insurance
• insurance because you are now acting like a business.
• I believe that how it works for automobiles is that you may purchase insurance.

Summary: The committee heard concurrence and Senate-amendment explanations on a series of House measures. HCR 2001 would place a constitutional question before voters on election-related changes, including limiting voting to U.S. citizens, banning foreign national election contributions, requiring government-issued ID, and allowing ballot tabulation at the voting location; supporters described it as an election-security and faster-counting measure, while members noted possible county costs and the need for future appropriations if approved. HB 2305 on private towing was described as a statewide response to predatory towing, with Senate changes delaying local rate updates and creating a study/reporting framework for towing enforcement. HB 2321 would require DCS to place security freezes on children’s credit records, but the Senate removed the appropriation. HB 2397 revised HOA/condominium sale-notice procedures, and HB 2398 required insurance coverage for peer-to-peer or charter watercraft rentals while clarifying that ordinary boat ownership would not be mandated to carry insurance. The committee also reviewed HB 2406, which the Senate struck and replaced with confidentiality protections for records involving deceased minors and minor victims of child abuse; HB 2408, which revised nursing board complaint and expungement procedures, added complainant confidentiality protections, and required public posting of policy statements; and HB 2755, which was substantially rewritten to facilitate the sale of underperforming state trust lands by allowing certain lessees to apply to purchase parcels through an appraisal-and-auction process. Members discussed a specific Dairy Queen/state land parcel example as the practical impetus for HB 2755. HB 2957 would bar governments from requiring digital/mobile driver licenses for services and limit ADOT’s retention and use of identity documents and biometric data, with the sponsor emphasizing privacy and federal-law carveouts. Finally, HB 4005 would require AI instruction in schools, with the Senate expanding it from district-level instruction to grade-specific student requirements and directing ADE on curriculum development. Supporters framed AI literacy as essential for students’ future competitiveness and ethical use, while opponents objected to the mandate and questioned its fit for charter schools and core academics. The meeting ended after the committee moved through the bills and adjourned.

Transcript Highlights:

• An insurance product would be offered by an insurer, subject to the specifics of that insurance policy
• So just to be clear, it's not insurance in the opinion of the Insurance Commissioner.
• But I wanted to speak to very quickly, liability insurance.
• What I wanted to speak to very quickly: liability insurance applications.
• But the liability insurance has pushed almost every contractor out of the market that is local, because

Bills: HB2239 , HB2304 , HB2095 , HB2248

Committee: House Civil Rights & Judiciary

Keywords: interment, location choices, remains, Washingtonians, funeral services, condominium, housing, warranty, property rights, construction, public safety, vulnerable users, pedestrians, protected classes, transportation, corporate filings, secretary of state, business entity filings, annual reports, foreign corporation

Transcript Highlights:

• amounts to the guarantee fund liability amounts to the insureds<00:04:11.519><c> of</c><00:04:11.840
• </c> insureds financially whole. insureds financially whole.
• </c> insurance policy the insured guaranteed insurance policy the insured guaranteed up<00:10:17.839>
• the insurers are uh you're insuring the insurers are absorbing<00:48:10.000><c> the</c><00:48:10.160
• </c> BPT liability or a bet liability. BPT liability or a bet liability.

Committee: House Ways and Means

Keywords: 1189, house, all

Transcript Highlights:

• I'm here to testify in support of a resolve for a foster care liability insurance special commission,
• liability insurance specifically, so I think... ...property insurance piece of this and also the foster
• care liability insurance specifically.
• Our program holds the liability insurance for our program.
• It's a separate liability insurance specifically for the foster care program. Okay, great.

Committee: Joint Joint Committee on Children, Families and Persons with Disabilities

Keywords: 995, all

Summary: The committee hearing covered a wide range of child welfare, family support, and human services bills. Testimony strongly supported a guaranteed cash stipend for young adults aging out of foster care (S.161), with the Attorney General’s Office, youth advocates, and foster care providers describing high rates of homelessness and poverty after exit from care. Providers also urged action on a resolve to study the foster care liability insurance crisis (H.197/S.1280), saying premiums and coverage losses are forcing program cutbacks and could reduce foster care capacity statewide. Another major topic was a direct care worker medication administration program registry (H.237/S.162), which supporters said would help recruit and train workers, especially bilingual staff, to address workforce shortages in human services. Several bills focused on child protection and child welfare system practices. Supporters of H.267/S.145 called for advance notice to children’s attorneys when placements or other major events change, arguing that timely communication is essential to prevent unnecessary disruption and improve advocacy. Testimony also backed legislation to formally recognize and strengthen children’s advocacy centers and the Massachusetts Children’s Alliance (H.233/S.112), with prosecutors and CAC leaders describing the trauma-informed model as a longstanding, effective response to child abuse and trafficking. A bill to establish a Massachusetts children’s cabinet (S.115) drew support from advocates who said cross-agency coordination is needed to align policy and funding for children’s well-being. The committee also heard testimony on bills addressing safety, equity, and family support. Senator Lovely and survivors supported S.152, which would create a civil cause of action for sexual abuse by adults in positions of authority or trust, with witnesses describing grooming and power imbalances in schools and youth-serving settings. H.274, a bill of rights for people experiencing homelessness, was supported by advocates who said it would add anti-discrimination protections and voting and privacy rights amid rising criminalization of homelessness. H.272/S.171 to protect maternal health received support from Rep. Montaño, MLRI, and a physician, who said the bills would make cash assistance available earlier in pregnancy and remove the medical-verification barrier. H.4216 on equitable hair care for children in state custody was supported by social workers and advocates who said hair care is tied to identity, dignity, and mental health. H.255 on empowering early educators drew testimony about barriers faced by renters and condo owners trying to open home-based child care programs. H.217, concerning resources and support for pregnant and parenting families, drew testimony from anti-abortion pregnancy resource center advocates. No votes were taken during the hearing, and several bills had no one signed up to testify or were deferred when witnesses were unavailable.

Transcript Highlights:

• I buy medical insurance for every kid, liability insurance for every kid, and every fan in the building
• for every kid by medical insurance for every kid by liability<00:25:53.679><c> insurance</c><00:25:54.080
• for every kid and liability insurance for every kid and every<00:25:55.120><c> fan</c><00:25:55.440>
• Insurance liability insurance specifically is part of the cost of service and is normally in rates.
• </c> testified to previously Insurance testified to previously Insurance liability<00:47:48.200><c> insurance

Keywords: 910, house, all

Summary: The committee heard testimony on several measures, beginning with SB 48 SD2 HD1 relating to combat sports. The Attorney General offered a technical comment on the bill’s effective date, and several testifiers from the combat sports community strongly supported the measure with amendments. They argued that boxing and MMA should be treated separately, that the current regulatory structure has made events too costly and reduced opportunities, and that more local oversight would help revive the sport and give youth a constructive outlet. Committee members questioned whether the bill’s medical staffing requirements would apply to boxing, MMA, or both, and whether the added requirements would increase costs and reduce access. The witness from the combat sports community said amateur boxing is already regulated through USA Boxing, that the DCCA should focus on professional boxing, and that for safety he would support two physicians and one ambulance for boxing and MMA events. The committee then took up SB 117 SD2 HD1 relating to transportation. The Department of Transportation and the Ulon Initiative testified in support, and the bicycling community was listed as supporting as well. Members focused on the bill’s rebate program for electric transportation devices, asking how successful it had been and whether removing the rebate would affect use. DOT said the program began in February 2023 and had issued about 500 rebates totaling roughly $166,000, aimed at helping people without vehicles access transportation options. The department explained that the bill would broaden access and increase the rebate amount, including additional assistance for low-income applicants. Finally, the committee heard SB 897 SD3 HD1 relating to energy and wildfire liability. The Division of Consumer Advocacy, the Public Utilities Commission, the Attorney General, Clearway Energy Group, Ulon Initiative, Kawai K, IBEW Local 1260, and Hawaiian Electric all testified in support, while the Hawaii Association for Justice was listed as opposed but not present. Supporters said the bill would help finance wildfire mitigation and infrastructure improvements through securitization, reduce wildfire risk, and address utility cost and credit concerns. Hawaiian Electric emphasized that the bill is forward-looking, would help protect customers from future wildfire-related cost increases, and requested amendments including a study on a future wildfire recovery fund. In questioning, members pressed Hawaiian Electric on the liability cap, asking whether it would have applied to the Maui wildfires and whether it would cover personal injury or wrongful death; the witness and company counsel clarified that the aggregate cap applies only to qualifying property damage, not personal injury or wrongful death, and said they would follow up on how the cap would calculate in a Maui-type event. Hawaiian Electric also said it would seek financing under the bill if enacted and updated members on settlement funding efforts, including raising the first $550 million in equity and divesting assets to help meet its obligations.

Transcript Highlights:

• Insurance Commissioner.
• Insurance Association, I'd like to associate myself and my colleague from the insurance industry.
• insurance, were also concerned that it could affect their health insurance, even though health insurance
• While addressing this unique and inequitable liability structure, the bill maintains existing insurance
• insurance strategy.

Summary: The committee heard several insurance-related bills. AB 69, AB 1554, and AB 1680 all focused on California’s insurance market and the Fair Plan. AB 69 would require clearer notices to Fair Plan policyholders about coverage options, quarterly public reporting on clearinghouse programs, and additional broker/agent training to help depopulate the Fair Plan while preserving consumer choice. AB 1554 would require the California Earthquake Authority to post its annual report online and send it to relevant committees, and would direct the Insurance Commissioner to convene a working group on incorporating hazard mitigation into risk-transfer recommendations. AB 1680 would require the Fair Plan to comply with CDI examination findings, hire more staff, and improve clearinghouse operations; the Fair Plan moved from opposition to neutral after amendments, and the department said the bill would strengthen accountability and consumer protections. These bills were held pending quorum or taken up later, with authors requesting aye votes. AB 2198, by Assemblymember Rodriguez, would clarify title insurance rate-filing rules by specifying that title insurers file title rates and underwritten title companies file escrow rates, reducing duplicative filings and requiring rate schedules to be posted online. The California Land Title Association supported the bill, saying it codified longstanding practice and improved transparency, while the department continued discussions about possible revisions. The bill was left open for further questions and a later vote. AB 1795, by Assemblymember Gibson, would create statewide standards for inspecting, testing, and remediating smoke damage in wildfire-affected homes. The author and the Department of Insurance said the bill would establish science-based standards, protect survivors from unsafe reentry, require training and certification for relevant professionals, and improve claims handling; the department also described serious gaps found in its Fair Plan examination and recent wildfire claims. Insurers and some residents opposed or opposed unless amended, arguing the bill was still too broad, could raise costs, relied too much on industry standards, and left unresolved issues about legal standards, timing, and coverage. The bill remained under discussion, with the author saying negotiations would continue. AB 311, by Assemblymember McKinnor, would create an optional telematics-based auto insurance program to reward safer driving and improve road safety. Supporters, including road-safety advocates, victims’ families, and some insurance representatives, argued telematics could reduce speeding and distracted driving and save lives. Opponents, including privacy and consumer groups, argued the bill would create opaque surveillance pricing, undermine Prop. 103, and raise privacy and fairness concerns. After extensive debate, the committee passed the bill on a 3-0 vote and placed it on call. AB 1798, by Assemblymember Wilson, would bar life and disability insurers from using non-diagnostic genetic information from direct-to-consumer or other predictive genetic testing to deny coverage or raise premiums, while preserving use of medical history and family history and allowing consideration of certain high-value policies above $1.5 million. Supporters said the bill would reduce genetic discrimination and encourage testing; insurers argued genetic information is relevant to underwriting and warned the bill could raise costs and create inconsistencies. The committee chair and members noted the bill was close to agreement but still needed work, and the bill was moved with a 3-0 vote and placed on call.

Transcript Highlights:

• insurance rates in the entire country.
• insurance rates in the entire country.
• Escalating insurance rates make it increasingly difficult for health care providers, Escalating insurance
• And Florida doesn't even require malpractice insurance.
• All the insurances are raising, and we have to get insurance.

Summary: The Judiciary Committee met to consider HB 6003, a bill to repeal Florida’s “free kill” law that limits certain survivors’ ability to recover non-economic damages in medical negligence wrongful death cases. The sponsor, Rep. Trabulsy, said the bill would restore access to the courts for a small class of families and noted the measure passed both chambers last year before being vetoed by the governor. She and supporters framed the bill as a fairness and constitutional issue, while opponents argued repeal would increase malpractice exposure, insurance costs, and pressure on physician access, especially in high-risk specialties and rural areas. Public testimony was sharply divided. Supporters included family members who described deaths they said were caused by medical negligence and who argued the current law denies accountability and equal treatment based on marital status or whether a decedent had minor children. Opponents included the Florida Hospital Association, Florida Medical Association, Florida Chamber, U.S. Chamber, Florida Insurance Council, and other health care and business groups, who warned that repeal could worsen already high malpractice premiums, contribute to physician shortages, and destabilize access to care. Several speakers on both sides discussed possible caps on non-economic damages as a compromise, though the bill itself was presented as a clean repealer with no amendments. During debate, several members spoke in support, emphasizing equal access to the courts and rejecting the idea that the law should treat some families differently from others. Opponents of the bill argued that the current system helps preserve market stability and that liability concerns, not the free kill law, are driving provider departures. After closing remarks from the sponsor, the committee voted 15 yeas and 1 nay to report HB 6003 favorably.

Transcript Highlights:

• Insurance Commissioner.
• They act as agents of the insurers.
• Insurance Association, I'd like to associate myself and my colleague from the insurance industry.
• insurance, were also concerned that it could affect their health insurance, even though health insurance
• Insurance Strategy.

Committee: Senate Insurance

Keywords: 987, senate, all

Transcript Highlights:

• </c> a high liability cap. a high liability cap. Okay.<00:47:59.280><c> Yes.</c> Okay. Yes. Okay.
• </c> insurance um that it has to cover that. insurance um that it has to cover that.
• I mean, how is a liability cap in your opinion going to affect the performance and the presence of insurance
• </c> and the and the liability count. Okay. and the and the liability count. Okay.
• This is an insurance bill. First up, personal testifier DCCA Insurance Division in support.

Committee: Senate Commerce and Consumer Protection

Keywords: 912, senate, all

Summary: The joint Senate committees heard HB 108 HD2, which would allow direct shipment of beer and distilled spirits by certain licensees and require liquor commissions to adopt rules. Most testimony came from craft brewers and distillers in support, who said the bill would help small and fragile producers reach customers, move limited or specialty products that wholesalers do not carry, and maintain relationships with visitors after they leave Hawaii. Supporters also argued that direct-to-consumer shipping would not meaningfully increase underage access because common carriers age-gate deliveries and require adult signatures, and that the measure would supplement rather than replace the three-tier system. Opposition came from the Hawaii Food Industry Association and the Hawaii Liquor Wholesalers Association, which said the bill could create problems with minor access and tax revenue and would allow out-of-state manufacturers to ship directly to Hawaii households. Supporters responded that similar concerns were raised when wine direct shipping was adopted and said the existing shipping and reporting systems can track and tax these sales. Several witnesses, including Maui Brewing, Ola Brew, Koloa Rum, Hana Rum, Koulana Rumworks, Koval Distillery, and the Brewers Association, described their small-batch operations, limited distribution options, and the potential for direct shipping to expand sales and jobs. Committee members questioned witnesses about underage access, tax collection, and the impact on the three-tier system. One witness discussed efforts to protect and potentially scale the Hawaiian spirit Okolehao through geographic and sourcing rules. The transcript does not show a final vote or disposition on HB 108 HD2 in the excerpt provided.

Transcript Highlights:

• On top of that, it's harder for hospitals to get liability insurance these days.
• Some layers have to be self-insured. Even harder for us, we have to add insurer upon insurer.
• excess insurance.
• architects, cosmetologists, taxis, liability insurance.
• I specifically looked up liability insurance. I have to carry it as a lawyer.

Summary: The Civil Justice and Claims Subcommittee considered one bill, HB 603, which would repeal section 768.21(8), the Florida medical negligence wrongful death exception often referred to by supporters as the “Free Kill” law. The sponsor argued the current statute unfairly bars certain families—especially adult children or parents of unmarried adults without minor children—from recovering non-economic damages when a loved one dies from medical negligence, while such damages are available in other wrongful death cases. Supporters, including family members, AARP, and some legal advocates, testified that the law is discriminatory and denies equal access to justice for grieving families and vulnerable adults. Opponents, including physicians, hospital and insurer representatives, and business groups, argued that repeal would increase malpractice exposure, raise premiums, worsen access to care, and accelerate physician retirements or departures from Florida. Several urged that if the bill moves forward, it should be paired with caps on non-economic damages to balance the impact on the health care system. Supporters countered that negligence must still be proven, that the law creates unequal treatment, and that existing tort reforms have not lowered premiums. The sponsor closed by rejecting claims that the bill is “jackpot justice” and emphasizing that families deserve court access and accountability. After debate, the committee voted on HB 603 and passed it 16-2. The meeting then adjourned.

Transcript Highlights:

• For FSA, we collaborate so that farmers can access federal programs like small farmer loans, crop insurance
• 06.400><c> crop</c> like small farmer uh farmers loan crop like small farmer uh farmers loan crop insurance
• c> disaster</c><01:25:08.080><c> assistance</c><01:25:09.199><c> for</c><01:25:09.520><c> do</c> insurance
• and disaster assistance for do insurance and disaster assistance for do uh<01:25:10.719><c> department

Bills: HB1974 , HB1853 , HB1973 , HB1574 , HB2619 , HB1966 , HB1643 , HB1671 , HB2558 , HB1854 , HB2173 , HB1575 , HB2229 , HB1535 , HB1978 , HB2508 , HB1549 , HB2187 , HB1550 , HB1977 , HB2314 , HB1871 , HB2319 , HB1591 , HB1858 , HB1898 , HB2372 , HB1765 , HB2012 , HB1706 , HB1962 , HB1963 , HB1975 , HB2009 , HB2083 , HB2224 , HB1877 , HB1959 , HB1626 , HB1665 , HB2488 , HB2456 , HB2548 , HB2207 , HB1832 , HB2079 , HB1985 , HB1618 , HB2486 , HB2242 , HB2045 , HB1703 , HB2236 , HB2480 , HB1976 , HB2287 , HB2288 , HB1777 , HB276 , HB1660 , HB1676 , HB1605 , HB1751 , HB1967 , HB2383 , HB2340 , HB1946 , HB2268 , HB1950 , HB2156 , HB2118 , HB1859 , HB1863 , HB1996 , HB2114 , HB2423 , HB2429 , HB2475 , HB2534 , HB2545 , HB1813 , HB1941 , HB2474 , HB2583 , HB1576 , HB1886 , HB1939 , HB2540 , HB2590 , HB2000 , HB2163 , HB2386 , HB1691 , HB1680 , HB2516 , HB1993 , HB2442 , HB1510 , HB1958 , HB1692

Keywords: HB1974, hearing loss, audiology, audiologist, hearing screening, hearing aids, cochlear implants, tele-audiology, communication access, assistive technology, speech-language pathology, deafness, hard of hearing, public health, kupuna, keiki, dementia, cognitive decline, fall prevention, State Health Planning and Development Agency

Bills: HB1974 , HB1853 , HB1973 , HB1574 , HB2619 , HB1966 , HB1643 , HB1671 , HB2558 , HB1854 , HB2173 , HB1575 , HB2229 , HB1535 , HB1978 , HB2508 , HB1549 , HB2187 , HB1550 , HB1977 , HB2314 , HB1871 , HB2319 , HB1591 , HB1858 , HB1898 , HB2372 , HB1765 , HB2012 , HB1706 , HB1962 , HB1963 , HB1975 , HB2009 , HB2083 , HB2224 , HB1877 , HB1959 , HB1626 , HB1665 , HB2488 , HB2456 , HB2548 , HB2207 , HB1832 , HB2079 , HB1985 , HB1618 , HB2486 , HB2242 , HB2045 , HB1703 , HB2236 , HB2480 , HB1976 , HB2287 , HB2288 , HB1777 , HB276 , HB1660 , HB1676 , HB1605 , HB1751 , HB1967 , HB2383 , HB2340 , HB1946 , HB2268 , HB1950 , HB2156 , HB2118 , HB1859 , HB1863 , HB1996 , HB2114 , HB2423 , HB2429 , HB2475 , HB2534 , HB2545 , HB1813 , HB1941 , HB2474 , HB2583 , HB1576 , HB1886 , HB1939 , HB2540 , HB2590 , HB2000 , HB2163 , HB2386 , HB1691 , HB1680 , HB2516 , HB1993 , HB2442 , HB1510 , HB1958 , HB1692

Keywords: HB1974, hearing loss, audiology, audiologist, hearing screening, hearing aids, cochlear implants, tele-audiology, communication access, assistive technology, speech-language pathology, deafness, hard of hearing, public health, kupuna, keiki, dementia, cognitive decline, fall prevention, State Health Planning and Development Agency

Transcript Highlights:

• First, the law requires bounty hunters to file a $1 million liability insurance policy when applying
• It's an old saying: the best surety and insurance is a surety in insurance.
• There is not joint and several liability in there. Strict liability is listed.
• of insurers left.
• And for, we think it's a fairly simple: insurers want to sell insurance.

Committee: Senate Insurance

Keywords: 987, senate, all

Transcript Highlights:

• You have any idea how much a residential group home might pay, on average, for liability insurance?
• But while we are removing this one insurance, there are still other components of liability.
• Having been involved with a residential group home for girls, 12 up to 17, purchasing liability insurance
• I struggle with this because, you know, obviously liability insurance is there for a reason, right?
• Instead of allowing these agencies to go without liability, we should be insuring it.

Summary: The committee took up a series of bills and reported several of them favorably, often after brief sponsor presentations, supportive public testimony, and unanimous or near-unanimous votes. Early measures included PCS for CSHB 1069 on background screenings for athletic coaches and qualified entities, CS/HB 365 on law enforcement interactions with individuals with autism spectrum disorder, and CS/HB 269 plus its linked public-records bill CS/SB 298 on domestic violence and dating violence. The domestic violence package focused on using NG-911 technology for discreet help-seeking, expanding protections to dating violence victims, and preserving confidentiality for participants in related programs. The committee also approved HB 6507, a claims bill for injuries involving DCF negligence, after limited discussion. Members then considered PCS for CSHB 1159, which increases penalties and updates terminology for sexual offenses involving minors, child sexual abuse material, and related crimes. The bill was amended to replace “child pornography” with “child sexual abuse material” and to address childlike sex dolls, and it passed unanimously. The committee also heard CS/HB 529 on community-based care lead agency and subcontractor liability insurance. That bill would remove a statutory liability-insurance requirement for certain child welfare providers amid an insurance market crisis; it drew extensive debate, with supporters saying it would prevent agencies from shutting down and opponents warning it would reduce accountability and leave children vulnerable. It passed 15-4 as amended. The committee next approved PCS for CSHB 277 on domestic violence and protective injunctions. The bill creates a Pinellas County pilot for electronic monitoring with victim notification, raises the victim relocation allowance, strengthens penalties for repeat injunction violations, and adds protections involving military orders and pets. Testimony was strongly supportive, including from survivors, and the bill passed 18-0 as amended. CS/HB 1009 on government publication of advertisements and public notices also passed, after an amendment requiring notices to remain publicly accessible; newspapers and press groups opposed it, arguing it would fragment access to notices, while the sponsor said it modernizes outdated posting rules. Finally, the committee heard PCS for CSHB 1471 on systems of law and terrorist organizations, which would create a state process for designating domestic terrorist organizations and bar public support for them; the bill drew sharp constitutional objections from civil liberties, press, labor, and advocacy groups over due process, free speech, and viewpoint discrimination concerns.

Bills: HB816 , HB1535 , HB1537 , HB1541 , HB1562 , HB1574 , HB1591 , HB1853 , HB1854 , HB1871 , HB1965 , HB1966 , HB1969 , HB1973 , HB1974 , HB2315 , HB2343 , HB2501 , HB2505 , HB1577 , HB2443 , HB2498 , HB2581 , HB2622

Committee: House Finance

Keywords: HB816, Hawaii, opioid overdose, opioid crisis, buprenorphine, naloxone, Narcan, paramedics, emergency medical services, EMS, first responders, substance use disorder, addiction treatment, withdrawal management, overdose reversal, pilot program, Department of Health, DOH, county population under 100,000, rural health

Transcript Highlights:

• program to maintain a primary commercial boat liability insurance policy as prescribed.
• And with that, I'm happy to answer any questions. ...a primary commercial boat liability insurance policy
• because if you are a rental car or rental boat company, you are required to have liability insurance
• some kind of liability insurance because you are now acting like a business.
• I believe that how it works for automobiles is that you may purchase insurance.

Keywords: 1182, all

Transcript Highlights:

• First, the law requires bounty hunters to file a $1 million liability insurance policy when applying
• It's an old saying: the best surety and insurance is a surety in insurance.
• There is not joint and several liability in there. Strict liability is listed.
• And for, we think it's a fairly simple: insurers want to sell insurance.
• They would sell insurance.

Summary: The committee heard three major insurance-related bills. SB 1209 by Senator Allen would give the Insurance Commissioner new authority to require insurers to implement corrective actions found in market conduct and financial exams, with penalties for failure to comply. Supporters, including Commissioner Ricardo Lara and his deputies, said current law leaves CDI without a direct way to compel remediation of repeated violations or obtain needed financial information, while opponents argued the bill expands CDI authority too far, could duplicate existing penalties, and should be limited to legal violations rather than recommendations. After discussion, members and the author agreed to narrow the bill through amendments, including tying it to legal violations, applying penalties per exam rather than per policy, and clarifying accounting language; the committee then passed the bill 5-1 to Appropriations, with one member on call. SB 1301, also by Senator Allen, would reform residential property insurance non-renewals by requiring clearer written explanations, giving homeowners a chance to mitigate correctable issues, and prohibiting certain unfair non-renewal bases such as claims below deductible or claims not paid by the insurer. The author and supporters said Californians face unusually high non-renewal rates and often receive vague notices that make it hard to keep coverage, while opponents warned the bill’s original 180-day notice period and reporting requirements were too burdensome and could worsen availability. Senator Richardson said he would support the bill after the author agreed to reduce the notice period to about three months and continue working on a mitigation-based process; the committee then approved the bill 4-1, with one member on call. The committee also considered SB 1026 by Senator Gonzalez, which would strengthen regulation of bail fugitive recovery agents by allowing CDI to suspend or revoke licenses without a criminal conviction, expanding prohibited conduct, and tightening insurance and appointment requirements. Supporters, including Commissioner Lara, said the 2022 licensing law left loopholes that allow misconduct to continue and that the bill would improve public safety and accountability. Opponents from the bail industry and crime victims groups argued the bill requires unavailable or impractical insurance coverage, including coverage for willful acts, and could reduce the number of recovery agents and delay justice. Members raised concerns about the insurance language and availability, and the author said the bill was still being worked on with opposition; the committee passed it 4-1, with one member on call. Finally, the committee heard SB 982 by Senator Wiener, the Affordable Insurance and Recovery Act, which would let the Attorney General seek recovery from fossil fuel companies for climate-related costs affecting the Fair Plan and private policyholders. The author said Californians are paying rising insurance and disaster costs while fossil fuel companies that contributed to climate change are not, and witnesses from flood and wildfire communities and climate policy experts supported the bill as a way to fund recovery and resilience. Opponents, including business and labor representatives, argued the bill would impose broad liability, invite litigation, and harm jobs and energy affordability. The hearing included extensive testimony, but no vote was taken on SB 982 in the portion provided.

Transcript Highlights:

• In 2019, they paid just under $18,000 for liability insurance for $3 million, you know, aggregate, $1
• Insurers are leaving the market for a variety of reasons, tail of liability.
• Insurers are leaving the market for a variety of reasons, tail of liability.
• You know, nobody's trying to shirk their responsibility from liability insurance.
• Nobody's trying to shirk their responsibility from liability insurance.

Committee: House Children and Families

Summary: The Committee on Children and Families heard public testimony on House Bills 1839, 2921, and 3015, all aimed at requiring age verification for access to online pornography. The sponsors argued the bills are needed to protect children from early exposure, exploitation, sextortion, and related harms, and said the measures mirror laws in other states and recent Texas litigation. Supporters, including the Missouri Children’s Trust Fund, pediatric sexual assault nurse examiners, child advocacy groups, the Missouri Catholic Conference, and the Attorney General’s office, testified that pornography contributes to child sexual abuse risk, addiction, and unhealthy sexual development. Committee members asked about privacy protections, enforcement, penalties, and whether third-party verification or website-based verification would be used; the Attorney General’s office said identifying information should not be retained and that enforcement would occur through court action. No one testified in opposition, and the hearing concluded with the bills remaining under consideration, with a committee substitute to follow for one portion of the legislation. The committee then heard House Bill 2610, which would use the state legal expense fund to cover claims and judgments involving foster care, case management, and residential service providers under contract with the state. Representative Murphy and supporters said the private insurance market for these providers has become unstable and unaffordable, with some agencies facing large premium increases, repeated denials, or inability to find coverage at all. Testimony from the Missouri Coalition for Children, Missouri Alliance for Children and Families, Family Forward, and the Attorney General’s office described the issue as a market failure that could force providers to close and disrupt services for foster children. The Attorney General’s office explained how legal expense fund coverage would work, noted that it can cover negligence and intentional acts for covered entities, and said the bill would shift risk to the state in the absence of adequate private insurance. No opposition was offered. Finally, Representative Terry briefly presented House Bill 24, describing it as the same as Representative Dolan’s grandparents’ bill and emphasizing that grandparents should have first consideration for custody if a child’s parents are unable to care for them. No testimony was offered on the bill. The committee then moved into executive session and voted do pass on House Committee Substitute for House Bill 1696, House Committee Substitute for House Bills 2505 and 24, and House Bill 1772, each by unanimous 14-0 votes. The meeting then adjourned.

Transcript Highlights:

• Basic liability insurance is priced on non-driving factors such as level of education, marital status
• </c><00:03:23.280><c> insurance</c><00:03:23.879><c> is</c> others basic liability insurance is others
• basic liability insurance is priced<00:03:24.519><c> on</c><00:03:24.799><c> non-driving</c><00:03:25.760
• ...they continue to pay premiums into the system, they continue to maintain liability insurance so they
• </c><00:19:30.080><c> this</c> Insurance insur which just creates this Insurance insur which just creates

Keywords: 1183, house