Video & Transcript : 'federally insured securities' :

Page 90 of 500
NH

New Hampshire 2025 Regular Session

House Finance Division III (09/29/2025)

Transcript Highlights:
  • </c><00:55:08.960><c> So</c> with any insurance provider. So with any insurance provider.
  • </c> that back to the Social Security that back to the Social Security Administration.
  • He um social security benefit.
  • And under federal Social Security law, it is true that children who are eligible for SSI benefits—that's
  • And under federal Social Security law, it is true that children who are eligible for SSI benefits—that's
Keywords: 928, house, all
Summary: The House Finance Division 3 work session opened with routine announcements, including new and absent members, a tribute to former chair Rep. Jess Edwards, and an explanation that Division 3 is advisory and will make recommendations to full Finance. Chair Mooney also distributed a self-created index to the budget binder and reviewed the committee’s options under House Rule 45. Members discussed scheduling a future visit to the Veterans Home in Tilton, with several October dates unavailable, and the chair said she would circulate possible dates. The committee also reviewed the second-year budget context and sources of funding, including surplus monies, existing and new revenue streams, grants, reappropriations, and the rainy day fund. The committee then took up several retained bills and repeatedly heard that their substance had already been addressed in the budget. House Bill 519, funding the Waypoint Youth and Young Adult Shelter, was moved ITL and passed 10-0. House Bill 547, county reimbursement funds, was also moved ITL and passed 10-0 after members noted the reimbursement had been included in HB 2. House Bill 570, repealing the prescription drug affordability board, was moved ITL and passed 10-0, with minority members saying they still believed the board had value but acknowledging the repeal had already occurred in HB 2. House Bill 704, concerning caregiver respite and senior volunteer programs, received the most discussion. Mr. Ripple explained that most items were already funded or suspended in the budget, leaving only the senior volunteer grant program unfunded. Chair Mooney offered amendment 2963H to fund the RSVP program at $180,000 for one year, contingent on surplus funds, and DHHS witnesses explained that RSVP is a federally funded AmeriCorps program that would be added to existing state licensing structures. The amendment was adopted unanimously, and the bill was reported ought to pass as amended on a 10-0 vote. The committee then heard House Bill 751, which would require licensure of outpatient substance use disorder treatment facilities and create an ombudsman-related complaint process. DHHS witnesses said the bill had been narrowed substantially from an earlier certification model with multiple positions and IT costs to a licensing model using existing department infrastructure, reducing the fiscal note to $211,000 for one position. They also said the ombudsman section was no longer needed because licensed facilities would fall under existing oversight. Members questioned how many facilities exist and whether licensing fees would cover costs; DHHS said it did not know the full provider landscape and that licensing revenue across the board does not cover the department’s costs. Rep. Daniels then proposed amendment 2964H to form a study committee because of the remaining questions and lack of a clear revenue stream, and the committee was still discussing that amendment when the transcript ended.
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 04/08/25

Commerce and Consumer Protection

Transcript Highlights:
  • long-term care insurance. insured.
  • </c> relate to health insurance policies. relate to health insurance policies.
  • long-term care insurance.
  • long-term care insurance.
  • long-term care insurance.
Keywords: 1187, senate, all
NH

New Hampshire 2026 Regular Session

House State-Federal Relations and Veterans Affairs (01/30/2026)

State-Federal Relations and Veterans Affairs

Transcript Highlights:
  • </c> at you, federal government. at you, federal government.
  • And even with insurance, have insurance.
  • </c> insurance companies, health insurance insurance companies, health insurance companies<01:37:20.639
  • </c> this insurance cut. this insurance cut.
  • c><02:01:43.119><c> he</c><02:01:43.440><c> heavily</c> insurers nationwide insurers he heavily insurers
Keywords: 1189, house, all
ID

Idaho 2026 Regular Session

Agenda Feb 10th, 2026

Environment, Energy and Technology

Transcript Highlights:
  • So the federal regulations are done in the Federal Register, and there's notices of rulemaking that EPA
  • and other federal agencies have to go through.
  • And so in the Based on links to the federal regulations.
  • Links to the federal CFR citations. Further questions? Seeing none.
  • And then there are several terms defined in federal regulations, and we refer to those federal code sections
Keywords: 989, all
WA

Washington 2025-2026 Regular Session

Joint Select Committee on Health Care and Behavioral Health Oversight Nov 5th, 2025

Joint Select Committee on Health Care and Behavioral Health Oversight

Transcript Highlights:
  • So with us, we have a panel related to health-related federal funding and an update.
  • health care insurance market is also stabilized under all of the changes that are occurring.
  • At a high level, from a federal H.R. 1 background, you have seen this briefing before.
  • Program at the federal level.
  • The legislation did provide driver requirements and insurance standards as well.
Summary: The committee met to hear introductory briefings from the Department of Health and the Health Care Authority on agency priorities, federal changes, and implementation challenges. Secretary of Health Dennis Worsham said his department’s listening tour is focused on strengthening governmental public health, improving health care quality and access, and responding to federal funding disruptions and the shutdown’s effects on programs such as WIC. HCA Director Ryan Moran said the agency is prioritizing coverage preservation, oversight of major contracts, affordability, behavioral health integration, rural health transformation, and internal agency operations. Members asked about licensure delays; Worsham said the backlog had been reduced from about four months to six weeks and should be caught up by January 1, with possible further process changes if needed. A major portion of the meeting focused on H.R. 1 and its Medicaid-related implementation. Governor’s health policy advisor Caitlin Stafford, HCA staff, and interim Medicaid Director Trinity Wilson said the state is working with DSHS, the Health Benefit Exchange, tribes, and other partners to prepare for eligibility changes, work requirements, and six-month redeterminations. They said the state expects up to 30,000 Apple Health enrollees could lose coverage under the law’s non-citizen eligibility changes, and that the work requirement/redetermination provisions could affect about 620,000 adults, with roughly 80,000 also enrolled in SNAP. HCA said it hopes to automate most verification, but about 15% to 20% of cases may require manual review, with technology costs estimated at up to $30 million. Staff also said they are trying to keep H.R. 1 implementation mostly in budget language rather than statute, and that communication and navigator support will be important to minimize confusion and coverage loss. The committee also received an update on the Rural Health Transformation Program created in H.R. 1. HCA said Washington submitted its application to CMS on November 5 after extensive stakeholder engagement, including more than 310 written comments, webinars, and tribal consultation. The application centers on six initiatives: rural hospital innovation, community care and prevention, tribal investments, technology and data, workforce development, and rural behavioral health. HCA said the state is likely to receive less than the full $200 million annual amount assumed in the federal program, and that an advisory committee may be created to help guide spending over the five-year program. Members asked about palliative care, small business impacts, and communication with enrollees; HCA said it expects to share outreach toolkits and that no 2026 statutory changes are currently anticipated, though that could change. The final panels covered organ donation and transplant services. Department of Health staff explained the 2023 “Lights and Sirens” law for organ transport vehicles, including licensing, driver qualifications, insurance requirements, and use of emergency lanes and traffic preemption; the department said one company is currently licensed and there have been no complaints. LifeCenter Northwest described the organ procurement process, the legal framework under the Uniform Anatomical Gift Act, and the rarity and complexity of deceased donation, noting Washington has seen strong growth in donation and transplants over the past decade. University of Washington Medical Center staff then outlined its transplant programs for kidney, liver, heart, lung, pancreas, and multi-organ transplants, describing the multidisciplinary evaluation and waitlist process and the coordination required with donor organizations and hospitals.
AZ
Transcript Highlights:
  • Madam Wippin, members, Senate Bill 1432 prohibits federally recognized central bank digital currency
  • Senate Bill 1432 prohibits federally recognized central bank digital currency from being recognized as
  • legal tender or used as a medium of payment for any contract, security, or other similar instrument.
  • Madam, members, as amended by the Committee on Federalism, Military Affairs and Elections, Senate Bill
  • The Department of Economic Security must reevaluate the application if certain conditions are met and
Keywords: 1182, all
Summary: The caucus reviewed a long agenda of Senate bills across elections, commerce, education, government, health and human services, judiciary, public safety, transportation, rural development, and ways and means. Many measures were described as consent or third-read consent items, including bills on campaign finance termination statements and late-report penalties, AI provenance data for media, adjuster/contractor conduct during emergencies, Industrial Commission changes, association meeting closures, banking and remittance rules, central bank digital currency, public safety parity funding, barbering and cosmetology board continuation, digital asset reserve management, contractor licensing, gaming and racing commission continuation, school AED instruction, classroom removal procedures, school safety reporting, special education complaint transparency, foreign influence and land ownership restrictions, DCS and DES process changes, health care licensing and reimbursement rules, EMS compact adoption, and multiple tax, housing, and transportation measures. Staff repeatedly summarized each bill and answered questions, with several bills noted as mirror or identical to House measures or as strike-everything amendments from committees. A few bills drew discussion. On SB 2874, staff explained that the Senate amendment would limit penalties for untimely campaign finance reports when a committee certifies it received no contributions and made no expenditures, but the sponsor did not concur. SB 1074 prompted questions about whether parental notification changed; staff said it did not and that the bill was aimed at improving communication between teachers and principals about discipline. SB 1175, requiring DCS caseworkers to photograph children at each interaction in abuse or neglect cases, drew concern about the scope of the photos, while supporters said it would improve continuity and documentation. SB 1180 also drew comment because the sponsor and committee chair disagreed over an amendment, though the bill was advanced for further work. The most extended debate came on SB 1751, which would allow death-row inmates to choose firing squad, lethal injection, or lethal gas if voters approve the related constitutional measure. One member strongly opposed the bill on moral and personal grounds, another argued it could be a more humane option if the state is going to carry out executions, and a third raised concern that it could be used against Second Amendment rights. The bill remained on the third-read consent calendar despite the objections. The caucus concluded after moving through the remaining agenda items, with no formal votes recorded in the transcript beyond committee status and consent-calendar placement.
MN

Minnesota 2025-2026 Regular Session

House Agriculture Finance and Policy Committee 3/9/26

Agriculture Finance and Policy

Transcript Highlights:
  • We know that the state and federal funding has not increased.
  • We need to bridge to federal crop insurance programs, and so we're actively working to do that and make
  • You can go to your crop insurance agent, get a policy.
  • We've also been able to secure some private funding to build on the state capacity.
  • We need to bridge to federal crop insurance programs.
Bills: HF3692
FL

Florida 2026 Regular Session

FL House Floor Session - 2025-04-03 (12:30PM Session)

Florida House Floor Meeting

Transcript Highlights:
  • Members, yes, we all want fair and secure elections, but HB 1205 actually...
  • The truth is HB 1205 doesn't just close these security gaps.
  • Under federal law, crimes in nursing homes must be reported.
  • Under federal law, crimes in nursing homes must be reported.
  • These are all crucial to maintaining sovereignty and national security.
Summary: The House convened with prayer, a moment of silence for Deputy Will May of the Walton County Sheriff’s Department, the Pledge of Allegiance, and quorum established. The Rules and Ethics Committee report setting the special order calendar was adopted, and CS for HB 947 was recommitted to the Judiciary Committee. The chamber then took up several special-order bills, mostly reviser and technical measures, including SB 36, SB 42, SB 40, and SB 38, all of which passed unanimously or near-unanimously after brief explanations that they updated or cleaned up Florida statutes. Members also passed HB 513 on electronic transmittal of court orders, requiring clerks to send certain petitions, notices, summonses, and orders within six hours, including Baker Act, Marchman Act, and risk protection orders. HB 615, on electronic delivery of landlord-tenant notices by email when both parties agree in writing, passed after adoption of a tenant-protection amendment offered by Rep. Gottlieb. HB 655 establishing a regulatory framework for pet insurance and wellness programs passed unanimously. HB 1145 on workforce education passed 100-4, expanding CAP grant eligibility to public charter schools for CTE startup/expansion and increasing minimum program offerings tied to a money-back guarantee program. HB 299 on elevator accessibility requirements passed unanimously, and HB 649 on autonomous practice by certified registered nurse anesthetists passed 77-30 after structured debate. The most extensive debate centered on CS for HB 1205, which would significantly revise Florida’s citizen initiative process. The bill would require a $1 million bond after 25% of required signatures are collected, require petition handlers and circulators to be Florida residents and U.S. citizens, impose background checks and training for paid circulators, shorten petition turn-in deadlines to 10 days, increase penalties, add signature revocation notices, require more identifying information on petition forms, and create felony penalties for certain misconduct. Supporters argued the changes were needed to combat fraud and protect petition integrity; opponents said the bill would burden First Amendment activity and make ballot initiatives harder for ordinary Floridians to pursue. Multiple amendments sought to roll back or soften the bill’s requirements, protect personal information, restore longer deadlines, lower validation thresholds, and bar public funds from being used to advocate for or against amendments. Some amendments were adopted, but several key ones failed as debate continued.
VT

Vermont 2025-2026 Regular Session

House Session - 2026-01-16 - 9:30AM

Vermont House Floor Meeting

Transcript Highlights:
  • a one-0 game victory and the securing a one-0 game victory and the division<00:04:12.239><c> 2</c><00
  • </c> insurance companies. insurance companies.
  • special fund to provide farm security special fund to provide grants<00:20:37.679><c> for</c><00:20:
  • under the Federal Economic Opportunity Act<00:22:02.799><c> of</c><00:22:03.120><c> 1965.
  • All patient privacy protections that we have remain intact, including both state and federal privacy
Keywords: 926, house, all
CA
Transcript Highlights:
  • It is an 85% federal match for mobile crisis response, 85 cents on the dollar federal match.
  • It is an 85% federal match for mobile crisis response, 85 cents on the dollar federal match.
  • We talked about adopting federal standards.
  • We talked about adopting federal standards.
  • Our insurance, individuals with commercial and other payers insurance, excuse me.
Summary: The joint Assembly Health and Select Committee on Native American Affairs held an oversight hearing on AB 988, California’s 988 crisis line and mobile crisis response system, followed by a discussion of suicide prevention and intervention in California Indian communities. Members and witnesses repeatedly emphasized that AB 988 was intended to create a true alternative to 911 for behavioral health crises, with “someone to call, someone to come, and somewhere to go,” and that Native communities continue to face disproportionately high suicide rates and barriers to culturally responsive care. The first panel of call center and stakeholder witnesses largely argued that implementation is falling short of the law’s intent. They said 988 call centers are underfunded, text/chat answer rates remain far below call answer rates, staffing is strained, and the system still lacks meaningful statewide interoperability between 988 and 911. Several witnesses said mobile crisis teams are not being dispatched through 988 as envisioned, and that funding formulas and governance are too opaque. San Joaquin County was presented as a local success story, with integrated 988, access lines, and mobile crisis handoffs that have reduced reliance on emergency departments and involuntary holds. Witnesses also discussed the need for better tribal outreach, the role of CCBHCs, and the importance of culturally competent services. State officials from CalHHS and DHCS described the five-year 988 implementation plan, the current governance structure across multiple agencies, and efforts to support training, public awareness, and referral tools. They reported growth in 988 contacts, ongoing training with the Trevor Project, a statewide resource directory, and a tribal awareness campaign. DHCS also outlined proposed trailer bill language that would create a formal designation process for 988 centers, set statewide standards, and require existing centers to obtain designation by 2029. Officials said current funding includes SAMHSA grants, block grant dollars, and an expected $67.3 million from the 988 fund in the next budget year, with a large share earmarked for Medi-Cal mobile crisis services. No formal vote or committee action was taken in the portion of the hearing provided.
HI
Transcript Highlights:
  • </c> Um first up we have um insurance Um first up we have um insurance concern.
  • Um the insurance the insurance division.
  • law and CMS calculates what that federal law and CMS calculates what that ML<00:22:28.960><c> insurance
  • >> Insurance Commission. >> Insurance Commission. Thanks.
  • that offer one or more taxpayer insurers that offer one or more federally<02:13:40.079><c> qualified
Keywords: 910, house, all
Summary: The joint hearing opened with House Bill 1969, which would provide state funding for colorectal cancer screenings for uninsured and underinsured residents. The Department of Human Services said it supports the goal of early screening but would need new administrative capacity, including a program manager and claim pre-screening, to run the program. The Department of Health supported the measure and cited low screening rates in Hawaii, noting an educational campaign to encourage screening. The Insurance Division raised concerns about reliance on federal FAQs, warning that guidance can change and may create state cost exposure. Supporters including the American Cancer Society Cancer Action Network and the Hawaii Medical Association argued the bill would close a preventive-care gap, reduce late-stage diagnoses, and save long-term costs; the committee also discussed implementation costs, estimated by DHS at roughly $1.4 million to $2 million annually plus administrative expenses, and a 6-month to 1-year timeline to establish the program. The committee then took up House Bill 1965, which would require health carriers to spend at least 6% of total medical expenditures on primary care providers. The Insurance Division said several provisions raise technical and legal concerns, including the premium freeze, the medical loss ratio language, the lack of an existing external review process for downcoding claims, and a new mandate for medically necessary inter-island transportation that could trigger an ACA defrayal. The Department of Human Services supported the intent but suggested broader language to include primary care supports and services, and noted that QUEST integration plans already invested at least 9% of total medical expenditures in primary care in 2024, with additional spending on supports and low-value care reductions. State health planning officials strongly supported the bill as an investment in primary care, saying it could improve outcomes and lower long-term costs, though they acknowledged a possible temporary premium increase during the transition. Testimony in support emphasized Hawaii’s physician shortage, especially on Maui, the Big Island, and other neighbor islands, and warned that clinics are under financial strain and may close without higher primary care reimbursement. The Hawaii Healthcare Task Force, AARP Hawaii, and other supporters said the bill would help retain providers, improve access for Medicare and Medicaid patients, and prevent downstream costs from emergency room use and avoidable hospitalizations. No votes or final committee action were taken in the portion of the hearing provided.
US
Transcript Highlights:
  • They like Medicare, and they like private insurance.
  • employees, I would say to any federal employees: think twice.
  • But they come from federal funding.
  • You know what else that freeze on federal funding did?
  • The federal Constitution does. Not every federal law preempts state laws.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Revenue Jun 21st, 2026 at 10:30 am

Joint Committee on Revenue

Transcript Highlights:
  • And for expediency's sake, we follow the federal rules. But we don't have to.
  • And for expediency's sake, we follow the federal rules. But we don't have to.
  • Security recipients, and low-income workers who are not claiming children.
  • that federal anti-poverty credits will remain in place.
  • During 2021, the federal government extended the child tax credit.
Keywords: 995, all
Summary: The Joint Committee on Revenue held a public hearing focused largely on tax-credit proposals tied to children, families, caregivers, child care, health care workforce development, and public health. A major portion of the hearing concerned bills to expand the state earned income tax credit and child and family tax credit, including H. 3073/S. 1957 and S. 1975. Testimony from advocacy groups, legal services, tax assistance organizations, and health providers supported increasing the EITC match from 40% to 50% of the federal credit, expanding eligibility to immigrant and mixed-status ITIN filers, larger families, younger and older workers, and SSI recipients, and raising the child and family tax credit to $600 per child with inflation adjustments and possible advance payments. Witnesses said these changes would reduce poverty, improve health and educational outcomes, and help families meet basic expenses; committee members asked questions about ITIN filers and expressed support for the policy goals. The committee also heard extensive testimony on S. 1938/H. 3159, An Act Supporting Family Caregivers. Speakers described the scale of unpaid caregiving in Massachusetts and supported a package that would create a refundable tax credit, respite vouchers, workplace and housing protections, unemployment insurance access for those who leave work to care for relatives, a permanent advisory council, and a provision allowing spouses to be paid caregivers under MassHealth. Several witnesses shared personal caregiving experiences, and committee members responded favorably, noting the emotional and financial strain on caregivers and the importance of supporting them as Medicaid and long-term care systems face pressure. Additional bills discussed included H. 3174 on a child and dependent care tax credit, which was presented as a way to offset the high cost of child care; H. 3197/S. 2019 to improve the financial security of family child care providers through a tax credit; H. 3218/S. 1960 to create tax credits for health care preceptors to address workforce shortages; S. 2064 to establish a living organ donor tax credit; S. 2034 to promote healthy alternatives to sugary drinks through a tiered tax; H. 3015 to create a tax-return checkoff for the YMCA Youth and Government Program; and several public testimony ideas including vaccination, literacy, and grade-improvement tax credits. No votes or formal committee actions were taken during the hearing, which ended after all testimony was heard.
NV
Transcript Highlights:
  • Over $118,000 just for overtime for the DMV and security guards.
  • and the fund for insurance administration and enforcement.
  • Adam Plain, P-L-A-I-N, with the Nevada Division of Insurance.
  • Adam Plain, P-L-A-I-N, with the Nevada Division of Insurance.
  • We've secured more than $200 million in federal, private, and philanthropic funds and started putting
LA

Louisiana 2026 Regular Session

Commerce Apr 21st, 2026

Commerce, Consumer Protection, and International Affairs

Transcript Highlights:
  • claim on behalf of the insured.
  • I'm also a licensed adjuster, and I own an insurance agency called Red Stick Insurance Agency, right
  • There was an insurance company, I guess I can name insurance companies, right?
  • They're chasing insurance claims.
  • They're there for the insurance, and they're there to make money off of insurance.
Summary: The committee first heard House Bill 267, which would change the membership rules for the Louisiana State Board of Home Inspectors by adjusting appointment qualifications, term limits, and nomination procedures. Vice Chair Thomas explained the bill was meant to address the lack of nominations from existing entities and to allow the governor more flexibility, especially in smaller districts. After adopting a technical amendment, the committee reported HB 267 favorably. The committee then considered House Bill 478 on utility overcharge reimbursements. The bill, as amended, requires utilities to clearly label reimbursements on customer bills and sets a deadline for issuing refunds. After discussion with the Public Service Commission and utility representatives, the committee changed the reimbursement timeline from 45 days to 90 days and clarified that the bill would not interfere with larger settlement or regulatory credits. HB 478 was then reported favorably as amended. The longest discussion centered on House Bill 924, a consumer protection measure aimed at contractors who solicit residential property owners after declared disasters. The author said the bill was intended to curb predatory storm-chasing and fraudulent insurance-related practices, while still allowing emergency mitigation work. The committee adopted technical amendments and then a conceptual amendment shortening the catastrophe response period from six months to 30 days. Testimony was split: the Insurance Commissioner and some roofing industry witnesses supported the bill as a way to deter fraud, while other contractors argued it would hurt small businesses, limit legitimate door-to-door work, and not solve enforcement problems. The bill remained under consideration after extensive testimony and public comment.
WA
Transcript Highlights:
  • Very broadly speaking, personal security measures include non-structural security devices, structural
  • security devices, security personnel, and cybersecurity software.
  • It includes federal, I believe, as well. Federal. Yes. Thank you.
  • also federal, state, or local law enforcement, so not sure... and also federal, state, or local law
  • by over 800 federal candidates.
Summary: The committee heard testimony on several bills, beginning with House Bill 2333, which would expand protections for elected officials, candidates, executive state officers, election officials, and criminal justice participants by allowing address confidentiality, redacting campaign and property records, increasing some penalties for threats, and authorizing security assessments and reimbursement for personal security measures. The prime sponsor and supporters described rising political violence and personal threats, while opponents and agency staff raised concerns about implementation, constitutional issues, public-records transparency, costs, and whether the bill would actually prevent determined actors from finding addresses through other sources. The Secretary of State’s office, county officials, and the Public Disclosure Commission said the bill would create major logistical and fiscal challenges, while prosecutors, judges, and advocacy groups testified that the protections were needed for safety and retention in public service. House Bill 2176 would make collaborative drug therapy agreements confidential under the Public Records Act except when the agreement is the basis for a disciplinary action, in which case only relevant information would be disclosed with personal information redacted. The sponsor and supporters, including pharmacists, physicians, and reproductive-health advocates, said the bill would protect clinicians from harassment and out-of-state targeting while preserving accountability for misconduct. News media representatives and open-government advocates said the underlying agreements should remain accessible only in limited circumstances and emphasized the balance between privacy and transparency. Committee members also discussed how the bill would affect access to the agreements and the scope of disclosure. House Bill 2120 would eliminate two JLARC reporting requirements: the biennial report on municipal lodging-tax revenues and the periodic evaluation of the training benefits program. The bill’s sponsor and JLARC leadership described it as a cost-saving measure that would free staff for other audits, while the hospitality industry supported tourism funding but warned that the lodging-tax report provides useful oversight and accountability. The committee also received staff briefings on House Bill 2244, which would implement multiple Public Records Exemptions Accountability Committee recommendations by changing confidentiality rules in 13 areas, including grand jury reports, accident reports, driver case records, certain health and social-service records, corporate interrogatories, family court files, and other records.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Monday, February 24, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • As I often say, food security is national security.
  • AS I OFTEN SAY, FOOD SECURITY IS NATIONAL SECURITY.
  • All one has to do is go to their pay stub where it says, FICA, Federal Insurance Contribution.
  • YOU SEE, FIRING FEDERAL Firing federal employees in this moment does not decrease the need or importance
  • That means fewer small businesses are securing Federal contracts and fewer are benefiting from the opportunity
CA
Transcript Highlights:
  • The answer is title insurance.
  • in the way of effective insurance.
  • This will support providers in pursuing alternative models and securing more affordable insurance options
  • the availability and the affordability of insurance coverage.
  • market that make insurance more accessible and affordable.
Summary: The Assembly Housing and Community Development Committee heard several housing-related bills. SB 996 by Senator Padilla would let manufactured homeowners opt to title their homes as real property, with supporters saying this would improve access to conventional mortgages, consumer protections, and lower-cost financing. SB 866 by Senator Blakespear would require cities and counties to include homelessness-related information in their annual housing element reports, with supporters saying the bill would improve transparency, regional coordination, and accountability around homelessness funding and services. The committee also heard SB 1090 by Senator Perez, which would impose a temporary moratorium in Altadena on certain state housing density laws after the Eaton Fire. Supporters, including Supervisor Catherine Barger and many Altadena residents, argued the bill would protect fire survivors from speculative investors and give families time to rebuild and return home. Opponents argued the bill could limit tools that homeowners need to finance rebuilding and could reduce future housing production. After extensive testimony, the committee passed SB 1090 to the Assembly Local Government Committee on a 10-0 vote. SB 1388 by Senator Durazo would create an Affordable Housing Risk Reduction Program to help affordable housing providers reduce insurance costs through technical assistance and risk-mitigation support. Supporters said rising insurance premiums are threatening the viability of affordable housing developments and existing units. The committee also reconsidered and then voted on SB 1092, which was taken up only for reconsideration and final vote; after a split vote, the bill ultimately passed the committee. Final recorded votes showed SB 866 and SB 996 passing unanimously, SB 1388 passing with one no vote and one not voting, and SB 1092 passing 7-5 after reconsideration.
TX
Transcript Highlights:
  • Liability insurance covers various needs.
  • They spoke with their insurance company, and their insurance company said they would non-renew if they
  • In fact, it's just trying to get Buckner insurance. Right.
  • I mean, that is what you're paying in insurance.
  • We've not had much success running insurance pools.
FL

Florida 2026 Regular Session

Appropriations Committee on Transportation, Tourism, and Economic Development Feb 5th, 2025

Appropriations Committee on Transportation, Tourism, and Economic Development

Transcript Highlights:
  • And we couldn't do that without our partnerships, both here in the state and federally.
  • We were able to prioritize and secure $386 million in obligated public assistance funding.
  • There are 28 federal grants that we manage.
  • So first and foremost, yes, insurance is an avenue.
  • There is a federal amount of employment income that we can give.
Summary: The committee received a program review from the Florida Division of Emergency Management on the 2024 hurricane season and FEMA reimbursement process. Deputy Director Keith Pruitt described the impacts of Hurricanes Debby, Helene, and Milton, including major storm surge, flooding, tornadoes, debris removal, power restoration, flood-control deployments, sheltering, and logistics missions. He emphasized that Florida’s approach is “federally funded, state managed, locally executed,” and said the division has already obligated large amounts of public assistance funding and mitigation dollars while continuing to work on remaining missions and reimbursements. A major focus of the discussion was how local governments can better document and vet debris-removal and other disaster costs so they are eligible for FEMA reimbursement. Chair DiCeglie and other senators raised concerns about local planning, commercial debris collection, and whether counties and municipalities that spend money up front will be reimbursed. Pruitt explained that eligibility depends on documentation, scope of work, insurance, and FEMA rules, and that the state’s FROC process is intended to help counties identify eligible work before costs are incurred. He also said commercial debris may be eligible in some cases but is not guaranteed, and that counties should coordinate early with FDEM and FEMA. Senators also asked about possible FEMA reforms, the age of outstanding reimbursement claims, and a proposed state fund to advance money to fiscally constrained counties while they wait for FEMA payments. Pruitt said Florida’s system is a national best practice, but that more county-level training and clearer coordination would help reduce de-obligations and audit problems. He said the reimbursement-advance idea is still being developed, and that the state continues to look at ways to streamline mitigation through programs like Elevate Florida. The committee took no formal action beyond hearing the presentation, and the meeting adjourned after closing comments from senators praising FDEM’s work.