Transcript Highlights:

• AI company behind Claude, is predicting AI company behind Claude, is predicting that<00:19:36.240
• And then maybe use some other states to model after. Thank you, Madam Chair and Senator Dornink.
• to model after. to model after. Senator<00:48:43.480> Maye<00:48:43.640> Quade.
• Um, I believe this is modeled after a time parameter that does exist somewhere else in law.
• Um I believe this is modeled question.

Keywords: 1187, senate, all

Transcript Highlights:

• There is a national model called GREET, which was developed by the U.S. Department of Energy.
• You know, the GREET model doesn't include fertilizer inputs or water quality impacts.
• You know, the GREET model doesn't include fertilizer inputs or water quality impacts.
• <00:25:27.640> for Hub to help create a scalable model for Hub to help create a scalable model
• > in predict predictability and efficiency in predict predictability and efficiency in our<00:

Keywords: 1183, house

Summary: The committee heard testimony on sustainable aviation fuel (SAF) and Minnesota’s efforts to build a SAF industry. Andrea Veble of the Minnesota Department of Agriculture said the Walz administration strongly supports SAF because it could benefit agriculture, forestry, clean energy, and rural economies. She highlighted the 2023 state SAF tax credit and sales tax exemption for facility construction, describing the credit as a nation-leading incentive designed to stack with federal IRA credits and attract producers and blenders to Minnesota. Jeff Davidman of Delta Airlines said aviation is difficult to decarbonize and that SAF is the airline industry’s best available tool to reach net-zero goals by 2050. He explained that SAF is a certified drop-in fuel that can be blended with conventional jet fuel and used in existing aircraft and infrastructure, and he cited growing global demand and limited supply. He said Minnesota has many potential feedstocks, including used cooking oil, corn, soybeans, and camelina, and praised the state’s SAF tax credit and the Minnesota SAF Hub as important steps toward making Minnesota a leader in the sector. Peter Fros of Greater MSP described the Minnesota SAF Hub as a public-private partnership aimed at building an industrial-scale SAF value chain in Minnesota. He said the state has key advantages, including airport demand, corporate partners, research institutions, and agricultural inputs, and estimated that three SAF biorefineries could create tens of thousands of jobs and significant emissions reductions. He also said the Hub is working on blending infrastructure, private demand commitments, a winter camelina expansion study, and efforts to secure additional refineries before 2030. Members raised questions about how sustainability is measured, and Fros said the Hub relies on the federal GREET model but wants a clearer, transparent, and standardized national method that also accounts for issues like water quality and biodiversity. Amanda Bellik of the Minnesota Corn Growers Association said corn-based ethanol is a strong fit for SAF production through the alcohol-to-jet pathway because it is abundant, affordable, and supported by existing infrastructure. She said SAF development could create a new value-added market for corn without requiring new acres, but emphasized the need for significant capital investment, stable tax policy, and efficient permitting. She also said the group has worked with a consultant on third-party sustainability assessments of corn production practices to help fill data gaps and support the carbon-intensity requirements tied to SAF incentives.

Transcript Highlights:

• <00:01:59.920> of students a comprehensive model of students a comprehensive model of agricultural
• models. started here in the early 70s. models. started here in the early 70s.
• So when the USDA looks at the consumption patterns, they predict how much will there be.
• So when the USDA looks at the consumption patterns, they predict how much will there be.
• <01:54:12.400> how consumption patterns, they predict how consumption patterns, they predict

Keywords: 1187, senate, all

Transcript Highlights:

• It's been a fourth room modeling this entire road. I guess they've got to go to the PS. Yeah.
• We do have something called prediction markets.
• We do have something called prediction marks.
• And that was a unique situation where they were partnered with an illegal prediction market, which we
• Together, these figures highlight a service model centered on access, accountability, and...

Keywords: 1182, all

Summary: The House Commerce Committee of Reference heard sunset reviews and a performance audit presentation for the Arizona Department of Gaming, the Racing Commission, the Boxing and MMA Commission, and later the Arizona Barbering and Cosmetology Board. The Auditor General reported that the Department of Gaming and the commissions generally met some statutory duties, but identified several problems: the department did not consistently obtain and review independent audits for event wagering and fantasy sports operators; the department and commissions had gaps in conflict-of-interest disclosures; the department and Boxing and MMA Commission lacked comprehensive complaint-handling processes; the department was late distributing some compact trust fund payments; and there were additional issues involving IT security, horse-racing license checks, fee reviews, public records practices, and licensing compliance. The Auditor General said the department agreed to implement all 36 recommendations, the Racing Commission agreed to six recommendations, and the Boxing and MMA Commission agreed to 13 recommendations. The department director said many fixes were already underway, including updated guidance, complaint tracking improvements, and a historical look-back on operator reporting, and she also discussed efforts to combat illegal gambling and educate minors and families about gambling risks. Committee members questioned the department about third-party audits, penalties for underpayments, public records handling, conflict-of-interest screening, and the department’s position on prediction markets and suitability standards for licensees. The director said the department would review past reports, could assess fines if violations were found, and would generally wait for final adjudication or final action in other jurisdictions before taking Arizona licensing action. After discussion, the committee voted to recommend the Department of Gaming be continued for two years until July 1, 2028, the Racing Commission for six years until July 1, 2032, and the Boxing and MMA Commission for six years until July 1, 2032. The Department of Gaming motion passed 7-4, the Racing Commission motion passed 10-1, and the Boxing and MMA Commission motion passed unanimously. The committee then heard the Auditor General’s report on the Arizona Barbering and Cosmetology Board. The audit found the board timely processed many licenses and complaints and had adopted curriculum rules, but it inconsistently applied its disciplinary guidelines, sometimes issuing different sanctions for similar violations without documenting the reasons for deviation. The report also found problems with reciprocity education requirements, application review controls, inspections, and compliance with open meeting, public records, and conflict-of-interest requirements, and it suggested possible statutory changes on aesthetics scope of practice, cease-and-desist authority, and training standards for I-LEST technicians. The board agreed with the findings and said it had already updated disciplinary parameters and documentation policies, with more recommendations in progress; committee members asked about discretion in discipline, audit funding, and service efficiency, and the board highlighted its licensing volume, call response, inspections, and complaint handling performance.

Transcript Highlights:

• accountability model. accountability model. >> Thank<00:41:59.920> you.
• <00:42:42.160> which into our accountability model which into our accountability model which
• <00:42:45.839> that towards a an accountability model that towards a an accountability model
• model.
• model.

Keywords: 958, all

Summary: The committee first heard House Bill 44, sponsored by Representative Chris Lewis, which would create a robotics program trust fund and a robotics funding selection committee through the Kentucky Department of Education. Supporters, including Kentucky First Robotics executive director Kelly Gowen and students from Whitfield Academy, said the bill would expand hands-on robotics education in high schools, connect students to manufacturing and engineering careers, and help meet workforce needs. The proposal would fund grants for coach stipends, competition fees, kits, supplies, and related expenses, and Lewis requested a one-time $500,000 appropriation along with private contributions from manufacturers. The students demonstrated their robot and described how robotics programs teach coding, design, manufacturing, and competition skills. The committee took no questions and approved HB 44 with a favorable expression of opinion for passage on the House floor. The committee then considered House Bill 253, sponsored by Representative James Tipton, which would phase out the use of three-cueing reading instruction and require greater alignment with the science of reading. Tipton said the bill builds on the 2022 Read to Succeed law and would prohibit three cueing in public schools by the 2029-2030 school year, while also barring public university teacher prep programs from teaching it beginning in 2027-2028. He and Kentucky Department of Education officials said the bill is intended to shift instruction toward phonemic awareness, phonics, vocabulary, fluency, and comprehension, and to expand professional learning for teachers through LETRS and other options. KDE testified that enforcement would focus on support rather than punishment, using literacy coaches, regional support staff, and MTSS specialists to help districts transition. Members discussed the bill’s delayed implementation, the evidence against three cueing, and whether reading recovery should be excluded from approved interventions. Supporters cited studies and brain research they said show three cueing can hurt later reading performance, while several members emphasized the need for teacher flexibility and support. Representative Jackson noted Kentucky’s 2025 NAEP third-grade reading ranking of fourth in the nation as evidence that current efforts are helping. Representative Truett and others raised concerns about how the bill would affect classroom practice and intervention strategies, and Tipton and KDE said the goal is to align instruction with evidence-based methods rather than punish educators. The transcript ends during continued discussion of reading recovery and related instructional approaches, with no final vote on HB 253 shown in the excerpt.

Transcript Highlights:

• There are other models.
• There's there's inperson other models.
• We have shifted from an approval model to a support model and technical assistance model.
• We have shifted from an approval model to a support model and technical assistance model.
• of our pilot model.

Keywords: 1187, senate, all

Transcript Highlights:

• Where we finally have a model that works.
• pretty much guaranteed to be higher than some of the things that could happen to us in the current model
• Lower and more predictable insurance costs will provide businesses with the confidence to invest and
• They're calling for 13 to 18 named storms predicting 7 to 10 could become hurricanes.
• Up to 5 are predicted to become major CAT 3 or higher, and the hotspots predicted are the Gulf Coast.

Transcript Highlights:

• When Mexico reported confirmed cases in Chiapas in November 2024, nearly every predictive model that
• The fact that those predictive models did not come true is a credit to Secretary Rollins, USDA, our interagency
• The fact that those predictive models have not yet come to fruition does not mean we are patting ourselves
• Way than we were able to do in the 1960s because we have better tools from modeling and predictability
• That kind of blows the model, the financial model, because getting those products to the people who need

Keywords: 1185, senate, all

Transcript Highlights:

• It's not a rogue is the business model.
• We have antiquated systems that are not able to do predictive analytics to predict where trends are going
• <01:15:22.400> analytics are not able to do predictive analytics are not able to do predictive
• We need data that can predict gone out.
• What model should we be looking at?

Keywords: 1183, house

Transcript Highlights:

• The current fee-for-service model within the code has led to. to fragmented billing and unpredictable
• will we be measuring those savings, and how will they be able to identify this program as really a model
• The private sector has been using this model for a very long time. I just pulled up a website.
• I did a quick web search, and now 75% of the private sector plans are using direct contracting models
• What has been going on in the private sector is that people are choosing this model when the employee

Bills: HCR141, SB438, SB1495, SB1964, HB 1225

Keywords: HCR 141, House Concurrent Resolution, NASA, Houston, Space City, Johnson Space Center, Mission Control, Apollo 11, moon landing, aerospace, commercial space, space exploration, Texas Space Commission, space policy, federal resolution, memorial resolution, Congress, Washington D.C., headquarters relocation, space industry

Transcript Highlights:

• As a result, we are the most cost-efficient higher education model in the state.
• I have to be honest with you, I'm sitting here that the old model of us going to the school district
• One example is a pilot project that we conducted at Corpus Christi, where our scientists predicted that
• Uh, for those that aren't familiar, the, um, The emergency management model starts at the local level
• This unique funding model and the lack of property tax revenue available to other 2-year institutions

Transcript Highlights:

• As a result, we are the most cost efficient. higher education model in the state.
• I have to be honest when I'm sitting here that the old model of us going to the school districts and
• Those producers who harvested based on the model that we produced had a 10% increase. recent profits,
• I know we can't predict every crazy weather situation, but let me know. how we can be available in a
• TSTC operates on an outcomes-based funding model. known as the return value formula, receiving state

Keywords: 1184, house, all

Transcript Highlights:

• Model 2, which is on the bottom of page 21 and the top of page 22, is a model for age group, staff ratio
• Our recommended model is an annual global budget, not an episode-based model or a model at the individual
• that might be created to go to this model?
• that might be created to go to this model?
• fund availability, that model could still work because it's providing more predictability for the providers

Summary: The committee first approved the February 11, 2026 minutes and then received an update from the North Dakota Housing Finance Agency on the interagency council on homelessness and continuum of care funding. Testimony described rising homelessness tied to tight housing markets, low incomes, aging homelessness, barriers to rental assistance and public benefits, and limited shelter and case-management capacity. Members discussed the need for more affordable housing, continued one-time funding for the North Dakota Homeless Grant and Housing Incentive Fund, better coordination with Health and Human Services on economic assistance and human service zones, landlord engagement, recovery housing, and reentry housing. The committee also heard that federal continuum of care funding remains uncertain, with possible shifts away from permanent supportive housing and housing-first models; members asked for a future update on the impact if federal rules reduce the share available for permanent housing. The committee then took testimony on accessibility of government services for people who are blind or visually impaired. Paul Olson of North Dakota Vision Services School for the Blind described current screening and service delivery, including infant referrals, regional staff, short-term programs, and collaboration with vocational rehabilitation. He said the targeted screening system is working, recommended maintaining the current model, and noted ongoing challenges with staffing, public awareness, and accessible state websites and documents. Public testimony from a visually impaired resident and a deaf resident emphasized barriers such as CAPTCHAs, inaccessible PDFs, employment forms that screen out applicants based on driver’s license status, shortages of interpreters, and the need for video remote interpreting and video relay services, along with training for users and agencies. Finally, the committee heard a final report on the study of child care provider licensing from HHS Early Childhood Director Kay Larson. The report summarized provider input and committee discussion on simplifying North Dakota’s child care licensing structure, reducing administrative burden, and balancing that with health and safety standards. Key topics included licensing categories, child care assistance eligibility, food program sponsorship, staff qualifications, training requirements, ratios and group size, age bands, and preschool exemptions. The committee’s recommendations included streamlining to three provider types plus a preschool designation, revising ratio and age-band rules, and carrying forward certain preschool outdoor-space exemptions. Larson noted that any changes would require statutory changes, rulemaking, and a transition period before new licensing rules could take effect.

Transcript Highlights:

• sports wagering and prediction markets. sports wagering and prediction markets.
• A prediction market does fit in chance. A prediction market does fit in with<00:09:57.920> that.
• book and prediction? book and prediction?
• prediction market on red or black. prediction market on red or black.
• to to to place a prediction on those. to to to place a prediction on those.

Keywords: 1187, senate, all

Transcript Highlights:

• And why is it that that wasn't predicted at the outset of the RFP or the initiation of this project?
• The predictions and the budgeting of that would be helpful, especially as we're facing a crunch that
• The predictions and the and the budgeting of that is, of these projects, the predictions and the budgeting
• Say that we don't know, or we can't measure or predict that. We know it's going to be...
• Today's AI models are fundamentally different from the ones a year ago.

Summary: The subcommittee heard an informational update on the state’s generative AI implementation and related oversight. Administration officials said several proof-of-concept projects have moved into minimum viable product phases, including work at CDTFA and Caltrans, and that CDPH has a May Revision request for up to $8 million to scale up its healthcare facilities inspections project. The Legislative Analyst’s Office urged the administration to publish a report on lessons learned from each POC and recommended limiting the new generative AI approval process to a pilot through the first two rounds of projects, with continued monthly meetings and stronger legislative oversight. Members pressed for more transparency and questioned why the CDPH request was not included in January; the administration said the cost estimate was not available then and that only one project is seeking additional resources beyond existing departmental budgets. The committee then reviewed a proposed $400 million loan from the Labor and Workforce Development Fund to the General Fund. Finance and the Labor Agency said the fund has grown because civil penalty revenues have risen sharply, and the loan would be repaid in 2029-30 with provisional language allowing earlier repayment if needed. The LAO agreed the fund could support the loan but warned that recent PAGA reforms may reduce future revenues. Public commenters, including labor and community groups, argued the money should instead support labor-law enforcement and outreach programs such as CWOP, and urged rejection of the loan. Members also heard a Department of Industrial Relations request for $19.1 million for phase two of Public Works Information Technology System Enhancements, which officials said will support labor-law enforcement and apprenticeship registration. The department said the project was delayed because a prior procurement did not result in a contract award and that completion is now expected in October 2026. The committee then took up an EDD Next reappropriation technical adjustment to extend UI fund spending authority through June 30, 2026; the LAO said the request was fine but again raised concerns about oversight of the larger modernization effort, which EDD said now totals more than $660 million and is expected to continue through 2029. Finally, the committee discussed DGS’s request for new parking facilities near the May Lee Building and a trailer bill shifting statewide telework policy language from DGS to CalHR while also expanding NDI eligibility for certain CEA employees. The LAO said the telework trailer bill should likely go through the policy committee process instead of budget, and union and employee witnesses strongly opposed it, arguing it would undermine bargaining rights and could be used to narrow telework. In a separate item on the governor’s return-to-office order, administration officials said departments are being directed to move to a four-day in-office expectation starting July 1, 2025, but they had no statewide cost estimate yet because departments are still assessing vacancies, exemptions, and space needs. Members criticized the lack of analysis and said the state should have clearer numbers before moving forward.

Transcript Highlights:

• The second one is that we want to be a model of efficiency and effectiveness, and you may...
• I've talked to a few legislators about how we can create models. For instance...
• And then how do we create a model of efficiency and effectiveness in North Dakota?
• So what a tremendous model. I think we'd have to work directly with them.
• So is it a model like that Community of Care that Castleton has?

Keywords: 908, all

Summary: The Rural Health Transformation Committee met to receive an extensive briefing from the Department of Health and Human Services on North Dakota’s federal Rural Health Transformation award. HHS leaders Pat Traynor, Donna Auckland, Jonathan Ollum, and Krista Freming described the $198.9 million award, the tight federal timelines for obligating and liquidating funds, and the need for rapid procurement, CMS approval, and technical assistance. They outlined broad funding priorities including connect tech/data, care closer to home, workforce recruitment and retention, and a “Make North Dakota Healthy Again” prevention initiative focused on chronic disease, movement, nutrition, behavioral health, and community connection. They also emphasized that the program cannot fund new buildings or supplant existing funding, and that sustainability will be a key requirement for all projects. The department previewed likely first-round grant opportunities, including recruitment and retention incentives, technical assistance and equipment grants for rural providers, financial analysis support for rural hospitals, and exploration of a unified electronic health record option. Freming also reviewed four policy bills tied to the award: a presidential fitness test, nutrition continuing medical education, the Physician Assistant Compact, and pharmacist scope-of-practice changes, explaining that these policy actions affect future scoring and funding. HHS said it will work with tribes, local public health, hospitals, medical and pharmacy associations, and other partners, and will use a website, listserv, listening sessions, and committee updates to communicate opportunities. Committee members raised concerns about how the money will reach rural residents, whether newspapers and existing local communication networks will be used, how “rural” and “frontier” will be defined, how faith communities might participate in behavioral health efforts, and how HHS will avoid CMS delays and supplanting issues. HHS responded that the focus will be on where the patient lives and on rural community need, that local public health units and existing structures will be part of outreach, and that technical assistance and template applications will help speed approvals. The committee approved the December 4, 2025 minutes, then recessed into divisions for further work on the appropriations bill and the four policy bills, with the full committee set to reconvene the next morning.

Transcript Highlights:

• We can also deliver fetal model sets like this to every public school in the state.
• It includes lifelike models from 12 to 26 weeks' gestation. Again, we are happy to pay.
• We are living in a time where the impacts of climate change are no longer distant predictions.
• We are living in a time where the impacts of climate change are no longer distant predictions.
• I'm sitting down for that was not a response I would have predicted from a 14-year-old.

Keywords: 995, all

Summary: The Joint Committee on Education heard testimony on a wide range of bills, with the largest portions focused on the Healthy Youth Act (S.340/H.656), comprehensive and inclusive curriculum bills (H.655/S.371 and related measures), climate literacy education (H.560/S.391), computer science coursework (H.534/S.362), arts education funding and STEM-to-STEAM proposals (H.561 and H.4297), and a homeschooling reporting bill (H.518). Supporters of the Healthy Youth Act argued it would preserve local control while requiring medically accurate, age-appropriate, LGBTQ-inclusive sex education and regular updates to state health frameworks; opponents raised parental rights, age-appropriateness, and opt-out concerns, with some calling for fetal development content. Supporters of inclusive curriculum bills said they would improve representation, belonging, and civic understanding, while opponents argued they could undermine parental authority or promote ideological content. Climate, computer science, and arts advocates emphasized workforce readiness, student engagement, and the need for state support and funding to expand access and teacher training. Testimony on the climate literacy bill described increasing climate impacts in Massachusetts and argued that interdisciplinary instruction would prepare students for science, policy, and green careers; witnesses said the bill was not a mandate but a support and funding measure. Computer science supporters said access remains uneven, especially for girls, students of color, and students with disabilities, and urged stronger statewide requirements and AI-related standards. Arts advocates backed both the STEM-to-STEAM bill and the Lowell Mason arts funding proposal, citing research on student achievement, attendance, creativity, and the economic importance of the arts sector. The homeschool bill was supported by a homeschool advocacy group as a modernization of reporting requirements. The committee closed testimony on numerous bills where no one remained signed up or testimony had concluded, including several education, curriculum, and commission proposals. No votes were taken during the hearing itself. At the end of the session, the committee closed out the remaining testimony and adjourned after a motion and second.

Transcript Highlights:

• Are they under a bar advocate model, where they're an independent contractor?
• And because of that same issue that you're presenting is why we're using the model of West Springfield
• This program is also a model of local and state partnership.
• Over the past year, the department has diversified service models to offer more flexible and fiscally
• , or any other model of change management?

Keywords: 995, all

Summary: The hearing was a FY27 budget session on Health and Human Services held in Mattapan, hosted by the Joint Committee on Ways and Means. Opening remarks from Senator Lydia Edwards, Representative Brandy Fluker-Reed, Representative Russell Holmes, and Boston Public Library President David Leonard emphasized the significance of holding the first Ways and Means hearing in Mattapan, the importance of community access, and the role of libraries as human services institutions. Committee members and attendees introduced themselves before agency testimony began. MassAbility testified first, describing its mission to support people with disabilities through employment, independent living, and disability determination services. The agency highlighted federal funding uncertainty, a modest FY27 budget reduction, and a proposed reworking of its home care program, which it said is outdated and should better target those most in need. Members questioned the home care cut, staffing reductions, and federal coordination. MassAbility also shared a participant story about recovery and community support to illustrate the impact of its services. The Massachusetts Commission for the Deaf and Hard of Hearing then presented its FY27 request, focusing on interpreter and captioning access, workforce development, emergency communication, aging-related hearing loss, and transition services for deaf and hard-of-hearing youth. Members asked about interpreter shortages, after-hours emergency coverage, ASL education, and community training; the commission said it is expanding mentorship and referral systems but still faces staffing and vendor challenges. The Massachusetts Commission for the Blind followed with a $30.8 million request, describing services for nearly 9,000 consumers, peer support groups, vocational rehabilitation, and Turning 22 services, while noting federal funding uncertainty and a 7% budget cut. Members raised concerns about maintaining services with fewer resources, and the commissioner said the agency had trimmed overhead and could manage the proposal. The Office for Refugees and Immigrants closed the segment, outlining expanded legal, housing, workforce, citizenship, and financial literacy supports for immigrants and refugees, including Know Your Rights trainings, legal defense initiatives, and the Massachusetts Access to Counsel Initiative. Members discussed the effects of federal policy changes, the loss of refugee resettlement funding, and the need for state support to fill gaps. No votes were taken in the portion provided; the hearing consisted of agency presentations and committee questioning.

Transcript Highlights:

• Nearly every predictive model that we were aware of at the time indicated the screwworm would likely
• The fact that those predictive models did not come true is a credit to Secretary Rollins, USDA, our interagency
• The fact that those predictive models have not yet come to fruition does not mean we are patting ourselves
• However, with today's technology, there is enough data on modeling that could be provided to predict
• The problem has been transportation; that kind of blows the model—the financial model.

Summary: During the meeting, legislative members discussed the practice of municipalities diverting water and sewer revenues to their general funds, which impacts infrastructure maintenance and project delays. Vice Chair Sparks proposed limiting public testimony to two minutes, which was adopted without objection. The committee heard from various witnesses, including Perry Fowler from the Texas Water Infrastructure Network, who emphasized that utility revenues should primarily support water services and that transfers should be transparent and justified. He noted that many utilities face financial pressures that could hinder infrastructure projects. Larry French from the Texas Public Policy Foundation highlighted the significant financial impact of water loss and general fund transfers, estimating the annual loss at $1.5 billion. He argued that these transfers can create disincentives for municipalities to address water loss issues. Brian Butcher, Assistant City Manager of Sugar Land, defended the city's cost allocation model for general fund transfers, asserting that they are necessary for equitable service provision and operational efficiency. The committee also discussed the implications of rising construction costs and the need for better procurement processes to ensure effective use of taxpayer dollars. The second part of the meeting focused on the New World Screwworm and the state's preparedness to manage potential infestations. Dudley Hoskins from the USDA outlined the federal response efforts and the importance of collaboration with state agencies. He emphasized the need for ongoing surveillance and the production of sterile flies to combat the pest. Dr. Philip Kaufman from Texas A&M discussed the historical context of the screwworm and the challenges posed by its potential reintroduction, urging proactive management strategies among livestock producers. The committee acknowledged the need for increased resources and research to effectively address the threat of the screwworm.

Transcript Highlights:

• We don't have the appropriate step-down models. That we need for the severely mentally ill.
• It is predictive of future driving accidents, and while Representative Thompson is correct, companies
• All the variables underlying the model.
• However, they are consistently found to be highly predictive and beneficial to most consumers.
• Credit insurance scores are very predictive of risk.