Video & Transcript Research : 'payment processor'

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WA
Transcript Highlights:
  • Processors are businesses that turn that wholesale cannabis into downstream products.
  • A single business can be both a producer and a processor, so they can grow and process cannabis, but
  • We found that the number of producer and producer-processor businesses, these are businesses that grow
  • We found that the number of producer and producer processor businesses, these are businesses that grow
  • We weren't able to evaluate the impact of these 10 future producer-processor licenses, but we could look
Summary: The committee began with a work session on the Joint Legislative Audit and Review Committee’s cannabis market study, presented by JLARC staff member Susanna Pratt. The report found Washington’s cannabis production in 2023 was likely two to three times higher than retail sales, with production estimated at 292,000 to 443,000 pounds of THC versus 139,000 pounds sold. Pratt explained that canopy data are inconsistent and that the Liquor and Cannabis Board’s traceability system is incomplete and unreliable, limiting data-driven regulation, tax verification, recall tracking, and diversion enforcement. JLARC recommended that LCB submit a plan by the end of 2025 for obtaining accurate licensee data by the end of 2026; LCB partially concurred and said a 2027 timeline may be more realistic. JLARC also concluded that the social equity producer licenses would likely have only a minimal effect on statewide production capacity, and suggested the legislature consider broader ways to increase equity in the industry. Members asked about the slow issuance of social equity licenses and about comparable traceability systems in other states. The committee then heard a series of presentations on fraud and scam prevention. Paul Benda of the American Bankers Association described the scale of fraud losses, the role of telecom spoofing, social media scam ads, SIM farms, and crypto ATMs, and argued for a shared-responsibility approach involving banks, telecoms, and platforms. Katie Clark of IQ Credit Union described member-to-member fraud, romance scams, and the operational and financial impacts on credit unions, and recommended better information sharing, safe harbors for returning scam-related funds, and stronger fraud education. Kyle Innes of SIFMA highlighted investor fraud and Washington’s 2009 report-and-hold law, which he said helped shape similar protections in most states, and emphasized the need for better communication among financial firms, APS, and law enforcement. Brian Gerard and Ali Higgs from the Department of Financial Institutions discussed “pig butchering” and other investment scams, focusing on how scammers build trust through social media, dating apps, fake websites, and crypto schemes before extracting funds. Across the fraud presentations, witnesses repeatedly stressed consumer education, interagency information sharing, and stronger controls on telecom, social media, and crypto ATM activity. Members asked about model laws from other states, the role of financial education in schools, and whether crypto ATMs should be regulated or banned. No votes or formal committee actions were taken during the meeting.
AR

Arkansas 2026 1st Special Session

ALC-ADMINISTRATIVE RULES Mar 19th, 2026

ALC-ADMINISTRATIVE RULES

Transcript Highlights:
  • Act 365 of 1987, also known as the Arkansas Catfish Processors Fair Practice Act, required Arkansas's
  • catfish processors who annually purchased over $100,000 of catfish from in-state producers to register
  • The act set forth requirements for the payments made by these processors to the producers and put in
  • This is a model that we are participating in through CMS that allows us to enter into value-based payment
  • arrangements with manufacturers of drugs to treat... ...enter into value-based payment arrangements
Summary: The Administrative Rules Subcommittee reviewed several agency rules and most were approved without objection. The Department of Agriculture moved to repeal rules tied to the now-repealed Arkansas Catfish Processors Fair Practice Act. The Department of Human Services updated Medicaid policy to clarify that pregnant women may still be referred to child support enforcement but will not be sanctioned during pregnancy and the 60-day postpartum period, removed the word “forcible” from rape/incest good-cause language, and eliminated a 90-day waiting period for ARKids B when group health coverage ends. DHS also received approval for a CMS cell and gene therapy model for sickle cell disease and a technical Medicaid medication-assisted treatment update that does not change coverage. The Department of Labor and Licensing presented several rules. One created procedures for the department to issue interpretations in local construction plan disputes under Act 591 of 2025. The Contractors Licensing Board and Residential Contractors Committee amended rules to raise the restricted commercial license threshold and light building project limit from $750,000 to $1.5 million, and to allow deferral of owner-complaint investigations while related civil litigation is pending. The HVACR Licensing Board presented broader cleanup and policy changes under Act 746 of 2025, including eliminating the Class C license by moving those holders into Class B, expanding work limits for Class A and B licensees, changing continuing education to eight hours per three-year code cycle, and keeping annual license renewal. Members asked detailed questions about impacts on businesses, training, youth working with parents, and whether any unintended burdens were created; the board said it had notified licensees and had received little pushback. The committee also granted the Department of Inspector General’s request for exclusion from rulemaking reporting for Act 473 of 2025, concluding that the statute was sufficiently detailed and did not require additional rules. In addition, the Arkansas State Library’s report was accepted, with the Department of Education stating that the library’s three existing rules should remain in effect. During the update on outstanding 2023-session rulemaking, Education explained that many delayed rules were held back because they were likely to be amended again in 2025, and members expressed concern about the length of time some rules have remained unfinished. The meeting ended after written 2025 rulemaking updates were noted, with no further action taken.
LA

Louisiana 2026 Regular Session

Transportation, Highways and Public Works May 14th, 2026

Transportation, Highways & Public Works

Transcript Highlights:
  • So what this bill does is, when you are on a payment plan to get your license reinstated, right now when
  • Actually, so under this, when you miss a payment, it just tacks on to the end of my payment plan.
  • This is about the license plate suspension payments. I want to put that into the record. All right.
  • This is about the license plate suspension payments. I want to put that into the record. All right.
TX

Texas 89th Regular

Local Government Apr 14th, 2025

Local Government

Transcript Highlights:
  • Currently, electronic property tax payments aren't guaranteed statewide.
  • Some tax offices offer them while others don't, and the accepted methods of payment vary.
  • Electronic payments are already standard for state and federal taxes.
  • Electronic payments are already standard for state and federal taxes.
  • Clarifies that a collector shall accept all forms of electronic payment listed in the bill.
Summary: The committee heard several local government and property tax bills, with most testimony focused on appraisal disputes, tax administration, and development rules. Senate Bill 1052 by Senator Hinojosa would address coastal county appraisal litigation by requiring property owners in certain large-value disputes to report an uncontested taxable value while appeals are pending, so taxing units can base truth-in-taxation calculations on more realistic revenue. Nueces County, Del Mar College, and Corpus Christi ISD testified in support, describing major budget shortfalls caused by refinery valuation disputes; the committee substitute narrowed and clarified the bill’s scope. No opposition was heard, public testimony closed, and SB 1052 was left pending. The committee also heard Senate Bill 1531, which would require local tax collectors to accept common electronic property tax payments such as credit cards, debit cards, and e-checks. Witnesses supported modernizing payment options and the committee substitute removed ACH/electronic funds transfer language to avoid bank-account disclosure concerns. Public testimony closed and the bill was left pending. Senate Bill 325, by Senator Perry, would restore platting and groundwater-certification requirements that were unintentionally weakened by prior legislation; supporters from county government, water groups, and builders’ representatives debated whether the real issue was groundwater protection or road standards for private roads. The bill was left pending after extensive testimony and no vote. The committee then took up Senate Bill 994 and SJR 46, which would exempt certain livestock feed inventory from property tax and provide the constitutional amendment needed for that change. Feed store and Farm Bureau witnesses supported the measure as relief for seasonal inventory taxes, and the bills were left pending. Senator Paxton presented SB 467 and SJR 84 to create a temporary property tax exemption for homes completely destroyed by fire, with refunds or corrected bills based on the date of loss; both were left pending. SB 1237 would clarify charitable property tax exemptions for senior housing and retirement communities, with testimony from Catholic and Baptist retirement organizations and a resident describing rising costs and exemption revocations; it was also left pending. The committee later voted 6-0 to report SB 2073, a pending bill on appraisal district authority to purchase or finance real property, and recommended it for the local and uncontested calendar. Finally, the committee heard SB 2172, SB 2173, and SB 2063, all related to property tax administration. SB 2172 would limit when appraisal districts can require homeowners to reapply for homestead exemptions, requiring a specific reason and written notice; SB 2173 would protect new homeowners from surprise tax liabilities caused by prior owners’ erroneous homestead exemptions, with testimony describing large back-assessment bills; both were left pending. SB 2063 would bar appraisal districts from using market-value evidence in unequal appraisal protests, and testimony sharply divided between taxpayer advocates, who said market data improperly overwhelms equity claims, and appraisal district representatives, who argued market value is inherently tied to equal-and-uniform taxation and cited a recent Texas Supreme Court decision; the bill was left pending after testimony.
AR

Arkansas 2026 1st Special Session

ALC-ADMINISTRATIVE RULES Mar 19th, 2026

ALC-ADMINISTRATIVE RULES

Transcript Highlights:
  • Act 365 of 1987, also known as the Arkansas Catfish Processors Fair Practice Act, required Arkansas catfish
  • processors who annually purchased over $100,000 of catfish from in-state producers to register with
  • The act set forth requirements for the payments made by these processors to the producers and put in
  • This is a model that we are participating in through CMS that allows us to enter into value-based payment
  • And so these are favorable payment models for the state that will hopefully result in some savings and
Keywords: 1204, all
AL

Alabama 2025 Regular Session

Alabama House Financial Services Committee Apr 9th, 2025

Financial Services

Transcript Highlights:
  • So, I want to make sure it's clear that this does not affect anyone who is using a payment processor
  • . ...affect any transaction originating from a banking institution like a bank or credit union or payment
  • processors facilitating funds that originate from a bank or credit card or debit card.
  • They include bill payments, remittances, prepaid cards, and money orders.
  • It lists banks, credit cards, payment processors, anybody that's exempt under the money transmission
Bills: HB297
AL

Alabama 2025 Regular Session

Alabama House Ways and Means Education Committee Mar 5th, 2025

Ways and Means Education

Transcript Highlights:
  • The people who are not affected are individuals using a payment processor like PayPal or Venmo that facilitate
  • It also includes a payment processor that facilitates funds that originate from a bank, credit card,
  • And what these immigrants do when they get here is they're using this payment system to send money to
  • What this does is add a definition of what a payment processor is and clarifies those roles. ...and clarifies
Bills: HB61, HB327, HB253, HB297
AL

Alabama 2025 Regular Session

Alabama House Apr 22nd, 2025

Alabama House Floor Meeting

Transcript Highlights:
  • Processor: An individual or data. 17.
  • A processor that processing of data.
  • with this act, the controller or processor did not have actual knowledge that the processor or third
  • party would violate this act, the controller or processor may be considered. controller or processor
  • The controller or processor section.
FL

Florida 2026 Regular Session

Banking and Insurance Feb 11th, 2026

Banking and Insurance

Transcript Highlights:
  • people with disabilities and mandates annual reporting on orthotics and prosthetics coverage and payments
  • However, it is common that the 20% co-insurance payment falls on the family.
Summary: The Banking and Insurance Committee met with a quorum present and temporarily postponed SB 7042 on legal tender and SB 1380 before taking up the remaining agenda. The committee first reported favorably C.S. for SB 326, which modernizes Florida’s curator statute in probate law by clarifying when curators may be appointed, what they may do, and what oversight applies. It then reported favorably SB 1256, which standardizes PBM pharmacy audits by requiring uniform audit standards, scope, frequency, penalties, and due process protections for pharmacies; testimony from pharmacists emphasized concerns about conflicts of interest, excessive audits, and disproportionate penalties, while preserving fraud investigations. The committee also reported favorably C.S. for SB 598 on funeral and cemetery services after adopting an amendment that removed provisions on civil damages caps and phasing out direct disposers; the bill updates licensure and contract rules and addresses unclaimed remains. SB 632, which sets insurance requirements for transportation network companies during the period after a ride is accepted but before pickup, was reported favorably despite opposition from an attorney who argued the existing coverage framework should not be reduced. C.S. for SB 786, creating a nonjudicial process to close out undisputed trusts and discharge trustees, was also reported favorably. The committee then took up SB 1110, a major bill expanding Medicaid and private insurance coverage for medically necessary orthotics and prosthetics, including activity limbs, and requiring annual reporting. After adopting an amendment clarifying eligible recipients, the committee heard extensive emotional testimony from amputees, parents, and advocates describing the medical, developmental, and financial importance of prosthetic coverage, and members spoke in strong support before the bill was reported favorably. Later, the committee considered SB 1588, which implements last session’s legal tender law by refining definitions, narrowing custodian provisions, eliminating unnecessary examination requirements, and repealing the sunset clause; members raised questions about verification and anti-money-laundering concerns, but the bill was reported favorably. Finally, the committee approved SPB 7044 as a committee bill to expand public records exemptions to records relating to newly regulated custodians of gold and silver. The meeting concluded with senators recording additional affirmative votes on selected bills and adjourning.
AZ

Arizona 2026 Regular Session

01/26/2026 - Senate Finance

Finance

Transcript Highlights:
  • The bill outlines the requirements of an agreement, including the payment of service fees associated
  • The bill outlines the requirements of an agreement, including the payment of service fees associated
  • creditors to submit a proof of claim to the assignee and outlines an order of priority for claim payments
  • responders who lost benefits due to remarriage on or after January 1, 2000, for prospective benefit payments
  • only. ...who lost benefits due to remarriage on or after January 1, 2000, for prospective benefit payments
Summary: The committee began with staff and page introductions, then took up a series of previously heard bills, mostly related to cryptocurrency and tax administration. SB 1042, SB 1043, SB 1044, and SCR 1003 dealt with allowing public entities to invest in virtual currency, accept cryptocurrency payments, and exempt virtual currency from property tax. Supporters framed the measures as modernization, while opponents argued crypto is risky, fraudulent, and a poor use of public funds. All four measures were recommended do pass on narrow 4-3 votes, with Democrats generally opposed. The committee also heard SB 1221, which would require the Department of Revenue to notify legislative tax chairs before adopting a new interpretation or application of tax law that could adversely affect taxpayers. The sponsor said the bill was meant to front-load disputes and avoid surprise tax changes; it passed 4-3. SB 1142, which would have Arizona opt into a new federal scholarship tax credit program and require ADOR to administer it, drew extensive testimony. Supporters said it would expand scholarship opportunities for students in public, charter, private, and home education settings and keep donations in Arizona. Opponents argued it would divert money from public schools, lack accountability, and primarily benefit wealthier families. The bill passed 4-3 after lengthy debate. The committee then questioned Department of Revenue officials about a press release on Arizona tax forms and federal conformity after H.R. 1. Members focused on why the department told taxpayers not to wait to file, how the state conforms to federal changes, and whether amended returns would be needed if the Legislature changes the forms later. DOR said the forms were issued assuming conformity, that most taxpayers would not be affected by pending changes, and that amended returns could be required for some retroactive provisions; members criticized the guidance as confusing and potentially costly. Finally, the committee heard SB 1254, which would require both grantor and grantee signatures on conveyance documents before recording, to reduce deed fraud and clarify acceptance of property transfers. County assessors supported the bill, saying it would close a loophole and improve records; it passed 6-0 with one member not voting. The committee then began SB 1252, the Uniform Assignment for Benefit of Creditors Act, with testimony from the Arizona Uniform Laws Commission explaining that it would create a more uniform framework for asset assignments and creditor claims, but the transcript cuts off before any vote on that measure.
TX

Texas 89th Regular

State Affairs Apr 23rd, 2025

State Affairs

Transcript Highlights:
  • A complaint may initiate enforcement actions, including the withholding of payments before notifying
  • House Bill 2518 includes transparency in public-private partnerships by requiring leases to include payment
TX

Texas 89th Regular

Veteran Affairs Apr 15th, 2025

Veteran Affairs

Transcript Highlights:
  • Land Board to help eligible Texas veterans and military families purchase a home with low to no down payment
  • Land Board to help eligible Texas veterans and military families purchase a home with low to no down payment
Summary: The Senate Committee on Veteran Affairs heard several bills focused on veterans’ mental health, criminal justice coordination, cemetery expansion, housing, vehicle registration, and anti-discrimination protections. SB 2926 would transfer administration of veterans’ mental health initiatives from HHSC to the Texas Veterans Commission, create a community-based mental health grant program, require a statewide veteran suicide prevention action plan, and add annual reporting requirements. SB 2938 would require county jails to verify and report veteran status at intake, help veteran inmates apply for federal benefits, and provide access to county veteran services and free visitation with service coordinators. Both bills were described as joint or practical efforts to improve coordination and service delivery for veterans, and both were left pending after no public testimony was offered. The committee also heard SB 2543, which would give more flexibility to expand the Texas veterans cemetery system, and SB 2545, which would explore using manufactured homes as another affordable housing option for veterans through the Veterans Land Board. SB 2545 drew questions about how manufactured-home loans would work; a Texas Veterans Land Board witness said implementation would likely require closing at a title company rather than through a retail bill of sale, and the Texas Manufactured Housing Association testified in support. Both cemetery and housing bills were left pending. Members then heard SB 2007, which would let vehicle registration applicants voluntarily designate military status so the DMV could record it and help with benefits and towing/impound issues involving deployed service members. Witnesses from the towing industry and DMV supported the bill, saying the current system lacks enough identifying information to run military-status checks and that the indicator could help prevent vehicles from being sold while owners are deployed. SB 2104 would add military status as a protected class under state anti-discrimination laws for employment, housing, and utilities; the author said it would address ongoing discrimination against service members, veterans, and military families. The Texas VFW supported the bill, citing the Leroy Torres case as an example of why additional state protections are needed. After discussion about overlap with federal law and existing state protections, SB 2104 was also left pending.
US
Summary: The meeting focused on addressing the high cost of prescription drugs and the abusive practices that contribute to elevated prices affecting American families. Several bills were presented, including proposals to end pay-for-delay deals and to enhance transparency in the operations of pharmacy benefit managers (PBMs). The discussion was notable for its emphasis on consumer protection and ensuring that cheaper generic drugs reach the market more effectively. Members expressed frustration over past attempts to pass similar legislation stalling in the Senate, leading to renewed efforts to push these bills forward.
NH

New Hampshire 2026 Regular Session

House Health, Human Services and Elderly Affairs (02/25/2026)

Health, Human Services and Elderly Affairs

Transcript Highlights:
  • a payment error rate of 24.66%. a payment error rate of 24.66%. the<04:04:44.640> District
  • Chairman, Representative, so the financial impacts for payment errors that go into effect once the payment
  • <04:59:50.080> errors financial impacts for payment errors financial impacts for payment errors
  • that goes into effect once the payment that goes into effect once the payment error<04:59:54.638
  • Uh so my question EBT processor level.
Keywords: 1189, house, all
MN

Minnesota 2025 1st Special Session

House Agriculture Finance and Policy Committee 3/3/25

Agriculture Finance and Policy

Transcript Highlights:
  • We also have the down payment assistance grant developed in 2023.
  • exhausted we also have the down payment exhausted we also have the down payment assistance<00:13
  • Uh, those payments were scheduled over a 10-year period when a plant became operational.
  • Uh, those payments were scheduled over a 10-year period when a plant became operational.
  • <01:05:36.480> to provides performance-based payments to provides performance-based payments
Bills: HF770, HF857, HF38, HF1500, HF43
MN

Minnesota 2025 1st Special Session

House Agriculture Finance and Policy Committee 4/2/25

Agriculture Finance and Policy

Transcript Highlights:
  • and hatcheries to ensure that processors and hatcheries to ensure that we<00:42:10.640> would
  • from the state and get a $100 payment from the state it's<00:50:00.359> it's<00:50:00.520>
  • Chair, is this program set up to be a one-time payment for that reduction, or is this an ongoing payment
  • for just that one reduction or whether there will be more acreage and additional payment.
  • The indirect payment, that two-for-one, is nearly 425,000 pounds.