Video & Transcript Research : 'mortgage licensing'
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AZ
Transcript Highlights:
- State-level licenses still apply.
- It applies certain statutory requirements and restrictions for licensed marijuana establishments to licensed
- They're operating under the licensed operators per contractual agreement, so they're just as licensed
- They're just as licensed as the operators who would be granted these new licenses.
- Right now there's currently around 170 licenses.
Bills:
SB1206, SB1254, SB1290, SB1421, SB1432, SB1515, SB1563, SB1641, SB1649, SB1670, SB1671, SB1747
Keywords:
storm damage, catastrophic storm, hail damage, wind damage, roof repair, roof replacement, post-storm repairs, insurance claim, property and casualty insurance, adjuster, public adjuster, contractor licensing, homeowner protections, deductible waiver, insurance fraud prevention, storm chaser, residential construction contract, workers' compensation, joint check, claim solicitation
HI
Transcript Highlights:
- </c><00:04:13.280><c> Bankers</c> Anderson of the Mortgage Bankers Anderson of the Mortgage Bankers Association
- There is no money transmitter licensing required.
- were told that the state does not license us, and that's different from the 40 states that have licensed
- So, the 40 states that have licensed us.
- . license. license.
Keywords:
consumer protection, unsolicited mail, unsolicited email, junk mail, spam email, deceptive marketing, misleading solicitation, high-pressure sales, vehicle warranty, auto warranty, service contract, home warranty, license renewal, registration renewal, government impersonation, affiliation disclosure, direct mail, email marketing, consumer fraud, refund
Summary:
The committee heard several consumer-protection and insurance measures. HB 1511 HD2 would prohibit unsolicited mail or email using high-pressure tactics or falsely implying affiliation with another entity; it drew support from the Office of Consumer Protection, the DCCA Insurance Division, and the Service Contract Industry Council, with some written support and at least one opposition. HB 1535 HD2, concerning automated external defibrillators and a tax-related provision for devices installed in certain public accommodations, received comments from DOTAX and the Tax Foundation, with additional support from the Department of Health and other groups. HB 1642 HD1 would ban ownership or operation of digital financial asset transaction kiosks that accept U.S. currency; it was strongly supported by OCP, the Attorney General, and AARP, while kiosk operators and industry representatives opposed the ban and urged a regulatory approach instead, including licensing, transaction limits, refunds, and other safeguards. Members questioned whether federal action could preempt the bill and whether a licensure regime could be funded through a surcharge, but no action was taken during the discussion.
The committee also took up HB 1753 on social media account deletion and permanent erasure of personal information, with OCP standing on its initial comments and TechNet and Will Caron in support. HB 1810 HD2 would impose prompt payment and financial reporting requirements on professional solicitors selling donated tangible property on behalf of charities; Goodwill Hawaii testified in strong support, emphasizing donor trust and transparency, and several nonprofit and business groups submitted supportive testimony. HB 2282 HD1, which would require explanations for premium increases and clarify insurance licensing and cancellation/non-renewal procedures, was supported by the Insurance Division and OCP; a vice chair asked for complaint data related to condo associations, and a member noted that the same agencies had previously opposed similar Senate bills. Finally, HB 2614 HD1 would require cosmetics merchants to accept returns of new or unopened goods within specified time frames and improve signage requirements; OCP said the bill addressed longstanding complaints about high-pressure sales tactics and no-return policies, citing over 180 complaints and survey results showing most complainants did not understand the policy and felt misled.
MN
Minnesota 2025-2026 Regular Session
House Health Finance and Policy Committee 3/11/26
Health Finance and Policy
Transcript Highlights:
- licensing board.
- licensing board.
- licensing board.
- </c> licensing board. licensing board.
- This is not a license change. in DC. This is not a license change.
Keywords:
hospital moratorium, hospital construction, bed capacity, hospital expansion, health care facilities, hospital licensing, safety-net hospital, level I trauma center, Ramsey County, Minnesota health law, hospital beds, new hospital exception, certificate of need, inpatient capacity, emergency care, trauma services, health system regulation, state moratorium, hospital modernization, health infrastructure
MN
Minnesota 2025-2026 Regular Session
House State Government Finance and Policy Committee 3/24/26
State Government Finance and Policy
Transcript Highlights:
- The stations are all affiliated with either a college, school, or university, a native tribe, or licensed
- The stations are all affiliated with either a college, school, or university, a native tribe, or licensed
- The stations are all affiliated with either a college, school, or university, a native tribe, or licensed
Keywords:
Inspector General, fraud prevention, state audit, public funds, misuse, transparency, government accountability, HF4482, Minnesota Historical Society, state historic sites, historic site management, historic preservation, county historical society, local historical society, municipality, county government, admission fees, grants-in-aid, site operations, site maintenance
AL
Transcript Highlights:
- This also sets fees for licenses and establishes some terms regarding...
- Any businesses caught selling to minors lose their license.
- We're fined if not, and if you lose your license, you're out of business.
- This bill will also give wine wholesalers a license at a fee to be able to distribute.
- We have a privilege license, and we take great pride in that. These licenses are granted.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Public Health Mar 23rd, 2026
Joint Committee on Public Health
Transcript Highlights:
- Our association are licensed.
- Massachusetts already has really strong oversight through our licensing boards.
- PAs are licensed, regulated, and held accountable by our respective boards.
- My practice, located in Dedham, is one of just nine med spas with this licensing in the state.
- licensing-related matters.
Keywords:
celiac disease, gluten intolerance, autoimmune disorder, pediatric screening, child health, public health, screening pilot, early detection, 12-year-olds, cholesterol screening, lipid screening, health care providers, Department of Public Health, patient advocacy, family support, Massachusetts, preventive care, diagnostic screening, nutrition, gastroenterology
OK
Oklahoma 2026 Regular Session
Public Health REVISED: Links added Feb 4th, 2026 at 09:00 am
Public Health
Transcript Highlights:
- master's degree, part of that education is they'll go out and work under a clinic and work under a licensed
- going out and then their therapists, so they're meeting with patients and they're answering to a licensed
- I'm a policy analyst with Healthy Minds and also a licensed therapist and a doctoral person who's had
- So, private insurance companies, everybody, of course, does license some.
- trainer, and out of each cohort, I would say 100% to 80% go on and complete their candidacy and licensing
Keywords:
public health, domestic violence, human trafficking, healthcare facilities, hospital protocols, behavioral health, Medicaid expansion, clinical interns, mental health services, licensing requirements, micropigmentation, medical procedure, physician oversight, nursing certification, state regulations, psychological autopsy, mental health, suicide prevention, state health department, investigation
AL
Alabama 2026 Regular Session
Alabama House Boards, Agencies and Commissions Committee Jan 14th, 2026
Boards, Agencies and Commissions
Transcript Highlights:
- We do define a little better about how non-licensed owner CPA firms, what departments are of those, and
- owner CPA firms, what departments are of those, and circumstances about which an active license that
- And then it allows the board to receive donations beyond their licensing fees.
- The midwifery board is funded currently only by license fees and fines.
- fees funded currently only by license fees and<00:06:56.479><c> fines.
Keywords:
early voting, electoral participation, voting centers, Alabama elections, absentee ballot, HB128, Alabama Board of Nursing, Sunset Law, sunset review, nursing board, nurse licensure, registered nurse, RN, licensed practical nurse, LPN, advanced practice nursing, certified registered nurse anesthetist, CRNA, consumer member, board appointments
MN
Minnesota 2025-2026 Regular Session
House Children and Families Finance and Policy Committee 3/17/26
Children and Families Finance and Policy
Transcript Highlights:
- </c> license provider requirements. license provider requirements.
- provider that is subject to license provider that is subject to video<00:31:30.480><c> monitoring</c
- provider cared for zero children license provider cared for zero children during<00:33:07.280><c> the
- I think we can all agree that we don't want to provide these licensed individuals with a life sentence
- </c><01:46:23.800><c> center</c> enrolled in the in the licensed center enrolled in the in the licensed
Keywords:
child care, child care center, day care, licensed child care, video security cameras, surveillance, security cameras, maltreatment, child abuse, child safety, public and shared areas, camera mandate, child care assistance program, CCAP, Great Start Compensation Support, early learning scholarships, licensed provider, Minnesota Statutes 142B.68, Harvey's Law, privacy
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/25/26
Commerce Finance and Policy
Transcript Highlights:
- This clears the licensing pipeline a little bit for people who applied for a license, but have not submitted
- </c><01:21:22.720><c> bit</c><01:21:23.320><c> of</c> licensing pipeline a little bit of licensing pipeline
- ,</c><01:21:25.320><c> but</c> people who applied for a license, but people who applied for a license
- So, if you normally need a license for.
- . license. license.
Bills:
HF3794, HF4472, HF4410, HF4347, HF4412, HF4398, HF4397, HF4201, HF4199, HF4203, HF3706, HF4071, HF4120, HF4175, HF4188
Keywords:
surveillance, price discrimination, wage discrimination, automated decision systems, consumer protections, data privacy, biometrics, school district health insurance, charter school health benefits, employee benefits, public sector health insurance, health insurance survey, Legislative Budget Office, LBO report, premium costs, retiree coverage, broker commissions, third-party administrator, health plan transparency, health reimbursement arrangement
MN
Transcript Highlights:
- </c><00:03:47.920><c> rates</c> Um you know, while mortgage rates Um you know, while mortgage rates certainly
- </c><00:39:56.000><c> and</c> small percentage of the mortgage and small percentage of the mortgage and
- Um, and it varies because the number of mortgage refilings varies.
- The mortgage registry deed tax is the sole source of funding for our Environmental Response Fund.
- </c> you haven't yet paid off your mortgage you haven't yet paid off your mortgage or<00:59:02.560><c
Keywords:
HF2715, homestead credit refund, property tax refund, property tax relief, homeowner tax relief, homestead credit, co-pay reduction, Minnesota property taxes, tax rebate, state refund, income thresholds, inflation adjustment, property tax circuit breaker, housing affordability, elderly homeowners, fixed income, taxation, Minnesota Statutes 290A.04, renters credit, income tax
TX
Keywords:
probate court, statutory judge, reimbursement, court costs, court proceedings, judicial assignments, judge assignment, cost reimbursement, judicial expenses, estate management, statutory requirement, court expenses, estates, inheritance, representative duties, court authority, personal representative, real property, deed fraud, title fraud
TX
Keywords:
probate court, statutory judge, reimbursement, court costs, court proceedings, judicial assignments, judge assignment, cost reimbursement, judicial expenses, estate management, statutory requirement, court expenses, estates, inheritance, representative duties, court authority, personal representative, real property, deed fraud, title fraud
TX
Transcript Highlights:
- well, in the eighty-seventh legislative session, it gave clerks the ability to uh require a driver's license
Keywords:
probate court, statutory judge, reimbursement, court costs, court proceedings, judicial assignments, judge assignment, cost reimbursement, judicial expenses, estate management, statutory requirement, court expenses, estates, inheritance, representative duties, court authority, personal representative, real property, deed fraud, title fraud
AL
Alabama 2026 Regular Session
Alabama Senate State Governmental Affairs Committee Feb 4th, 2026
State Governmental Affairs
Transcript Highlights:
- Uh, House Bill 110 is a bill that deals with creating a digital driver's license. >> Mr.
- This bill is basically like it says it's a digital driver's license, and this is just something Aaliyah
Keywords:
elder abuse, financial exploitation, inheritance, joint tenancy, conviction effects, HB110, sunset bill, Alabama Sunset Law, State Board of Medical Examiners, Medical Licensure Commission, medical licensing, physician regulation, healthcare regulation, professional licensing, ethics law, state ethics code, public servants, board members, agency continuation, sunset review
TX
Texas 89th Regular
Licensing & Administrative Procedures Apr 1st, 2025
Licensing & Administrative Procedures
Transcript Highlights:
- of Licensing and Regulation.
- I held my journeyman license for up to 20 years before I obtained my master license.
- She had been licensed. She had been a licensed cosmetologist since 2005.
- licenses. where they are in turn given a real license, and there's no way to track that this has ever
- their license.
Keywords:
cosmetology, licensure, interstate compact, state regulations, public safety, workforce mobility, charitable raffles, nonprofit, wildlife conservation, ticket sales, fundraising, master electrician, electrical work, occupational licensing, work scope, Texas law, Texas Real Estate Commission, TREC, real estate broker, sales agent
AL
Alabama 2025 Regular Session
Alabama Senate County and Municipal Government Committee Feb 11th, 2025
County and Municipal Government
Transcript Highlights:
- licenses.
- Does a driver's license count as a license issued by another state?
- First of all, please remember that 99.9% of all liquor licenses that are... 99.9% of all liquor licenses
- But I assure you that is not the case when it comes to alcohol licenses.
- We license businesses in Canada, and we're required to, before we give them a license, make sure they
Keywords:
competitive bidding, procurement, disclosure statements, state contracts, contract protest, board governance, occupational licensing, Sunset Law, public accountability, training requirements, SB40, Houston/Hunter Act, firearm hold agreement, gun storage, temporary firearm storage, firearms dealer, federal firearms licensee, FFL, civil immunity, gun owner
WA
Keywords:
transportation budget, capital budget, operating budget, appropriations, Washington State Department of Transportation, WSDOT, Washington State Patrol, Department of Licensing, ferry funding, state ferries, highway maintenance, road preservation, bridge replacement, tolling, express toll lanes, traffic safety, speed cameras, ignition interlock, transit grants, public transit
WA
Transcript Highlights:
- Moving on to the Department of Licensing, there's a number of changes to the project.
- Moving on to the Department of Licensing, there's a number of changes to the Department of Licensing
- As it regards the Department of Licensing, we appreciate that both budgets fund a second DOL to-go team
- For the Department of Licensing, since the indigent tow reimbursement program is delayed to the next
- For the Department of Licensing, since the Indigent Toe reimbursement program is delayed to the next
Keywords:
transportation budget, capital budget, operating budget, appropriations, Washington State Department of Transportation, WSDOT, Washington State Patrol, Department of Licensing, ferry funding, state ferries, highway maintenance, road preservation, bridge replacement, tolling, express toll lanes, traffic safety, speed cameras, ignition interlock, transit grants, public transit
Summary:
The House Transportation Committee held public hearings on a proposed substitute supplemental transportation budget and on a transportation resources bill. Staff described the supplemental budget as increasing transportation spending by about $1.1 billion to $16.5 billion, largely through reappropriations and preservation/maintenance funding, while avoiding any new bond authority. The chair and ranking member emphasized caution because of declining revenue forecasts, uncertainty around major projects and future fish-passage costs, and the need to preserve flexibility for ferries, roads, and maintenance. Testimony on the budget was generally supportive of investments in rail, transit access, dredging, safety programs, local roads, flood response, and preservation, though several witnesses urged more long-term funding stability and some requested specific changes, such as shifting King County Metro electrification funds and restoring funding for a Kent freight corridor project.
The committee then heard House Bill 2711, a follow-up to last year’s transportation resources law. Staff explained that the bill makes technical and administrative changes to fuel tax distribution, luxury vehicle/aircraft/recreational vessel taxes, the indigent tow reimbursement program, tire-fee language, and related reporting provisions. The proposed substitute would repeal the luxury aircraft tax, clarify peer-to-peer rental car tax administration, restore transit bus toll-exemption authority, waive certain penalties and interest for dealers complying with the luxury vehicle tax, allow installment payment of the luxury vehicle tax on leases, exempt certain sales to tribal members and nonresidents, change transfer timing between accounts, and create a Preserve Washington Account for highway preservation and maintenance. Questions from members focused on public availability of the substitute and on the transit-bus toll exemption.
Public testimony on the resources bill was mixed. An RV dealer and an RV industry representative asked for a delay or repeal of the luxury vehicle tax, arguing it would worsen an already weak market and drive sales out of state. Other witnesses supported the dedicated preservation account and asked the committee to adopt Senate language increasing bid limits for highway maintenance work. The committee closed the public hearings and announced that executive action on the two bills, plus a wildlife safe passages bill, would occur Wednesday, with amendment requests due the next day.
TX
Texas 89th Regular
S/C on Defense & Veterans' Affairs Apr 14th, 2025
S/C on Defense & Veterans' Affairs
Transcript Highlights:
- In 2019, we passed a bill that allowed military spouses to practice some licenses.
- to a license issued by this state.
- out-of-state license and simplifies the process.
- So currently... in order to have a Texas license issued, each member or their spouse has to have a license
- A journeyman electrician license, and this is the scope of practice.
Keywords:
commemoration, military, navy seal, honor, January 12, Nathan Gage Ingram, military funeral honors, JROTC, veterans, training, grant program, military honors, community engagement, funeral services, education grants, community service, HB 3359, veteran status, Texas Veterans Commission, veterans services