Transcript Highlights:

• unworkable for families, and it's going to create a lot of confusion because it's going to be on an app-by-app
• Meaning every app has to set up some kind of age verification and parental consent.
• But for families, if teens use maybe 40 apps a week, if you have to keep doing this over and over again
• Meta suggests that the way to go is to have an app store statute.
• So, you suggested the app store kind of age verification on that level, which I'm not opposed to.

Bills: SB2433, SB2047, SB2425, SB3045, SB2761, SB3001, SB2852, SB2471

Keywords: condominium governance, education trust fund, unit owners, real estate, dispute resolution, financial obligations, community representation, pharmacy benefit managers, maximum allowable cost, transparency, drug pricing, insurance commissioner, contracting pharmacies, healthcare, substance use disorder, SUD, addiction treatment, behavioral health, mental health, rehabilitation

Summary: The committee heard testimony on SB 2433 SD1 relating to condominiums, which would direct the condominium education trust fund toward educational resources for unit owners and require the Real Estate Commission to ensure owners’ interests are represented in funded activities and related rulemaking. Supporters, including the Hawaii Real Estate Commission and a condominium owner advocate, said owners need a seat at the table in condo governance and education efforts. Committee discussion focused on whether the bill was necessary, with the Real Estate Commission indicating it could already use the trust fund for owner education and that owners are already considered stakeholders, though not through a specific commission seat. No vote was taken during the excerpted discussion. The committee then took up SB 2047 SD2 HD1 on pharmacy benefit managers, which would set requirements for maximum allowable cost reimbursement, allow reverse-and-rebill claims after successful appeals, and authorize fines for violations. The Insurance Division offered comments, the Hawaii Pharmacists Association supported the measure with amendments and suggested future PBM reform funding, and Kaiser Permanente requested a technical amendment. A committee question raised whether the staffing and resource request for implementation was too large for a bill focused only on MAC pricing, and the witness said he would provide more data to the next committee. No final action was shown. Next was SB 2425 SD2 HD1 on health insurance and substance use disorder treatment, requiring insurers to honor written assignments of benefits to SUD providers and prohibiting anti-assignment clauses. Supporters described patients being unable to access treatment because of high out-of-pocket costs and said direct payment would reduce harm for people in recovery. HMSA opposed the bill but said it would begin direct payments to non-participating SUD facilities effective March 27, while continuing to object to the assignment-of-benefits portion because of fraud and balance-billing concerns; the Hawaii Association of Health Plans also opposed. Members questioned HMSA about reimbursement mechanics and why the bill was needed if coverage policies were already changing. Finally, the committee heard SB 3045 SD1 HD1, which would require coverage of continuous glucose monitors and related supplies, including for Medicaid managed care, under certain conditions. DHS and the Insurance Division offered comments, while SHPDA, Hilo Benioff Medical Center Foundation, and others supported the bill, citing inconsistent access and a case in which a woman allegedly died after being denied a CGM. HMSA said it already covers medically necessary CGMs and had updated its policy in 2025 for type 1 and insulin-dependent patients, but it raised concerns about expanding mandated coverage to type 2 and gestational diabetes and about supply impacts. The committee also discussed whether the bill duplicated existing coverage standards and why it had been introduced repeatedly. No votes or final dispositions were included in the excerpt.

Transcript Highlights:

• Camelot had pioneered the sale of lottery tickets over mobile phones in the early 2000s.
• They stated the app was not meant to be used to sell tickets.
• apps in Texas: Mega Millions and Powerball.
• the justification of this change was allowing the Lottery Commission to develop its own smartphone app
• . smartphone app for outreach to lottery game players.

Bills: SB82, SB1807, SB2254, HB119, HB130, HB581, HJR98, SB1988, SB 18, SB 34

Keywords: business liability, concealed carry, handgun policy, premises liability, criminal acts, civil liability, business premises, concealed handgun, property liability, property rights, gun regulations, criminal liability, protective order, confidentiality, personal information, court records, victim protection, charitable raffle, nonprofit, wildlife conservation

Transcript Highlights:

• Like many children, he had access to Snapchat, an app that was meant to connect him with friends, ended
• This is critical because children are increasingly exposed to apps that misuse their data.
• If this bill is adopted, California would be the first state to require browsers and mobile operating
• The bill ensures that an individual's right to privacy is upheld by requiring web browsers and mobile
• John Moffitt on behalf of Enterprise Mobility in support. Thank you.

Summary: The committee heard several privacy and consumer protection bills, with most of the discussion focused on AI and social media. AB 1405 would create a state registry for AI auditors and set basic transparency, ethics, and qualification standards for those auditors; supporters said it would build trust and provide a foundation for future AI oversight, while some members questioned whether government should define auditor qualifications instead of industry groups. The bill was moved out on a 5-1 vote to Appropriations, with the roll left open. AB 2, by Assemblymember Lowenthal, would impose enhanced financial penalties on large social media companies when their negligence causes harm to children and teens. Supporters, including a grieving parent and Common Sense Media, argued the bill would create accountability for harmful algorithms and design choices, while opponents from TechNet, EFF, CCIA, and CalChamber warned it was vague, could chill speech, invite censorship, and raise Section 230 and First Amendment concerns. Committee members debated private right of action versus public enforcement, possible shakedown lawsuits, and whether the bill should be narrowed; the bill passed 6-0 to Judiciary with the roll left open. AB 410 would expand California’s bot disclosure law so bots must identify themselves up front and truthfully if asked, rather than only prohibiting deceptive bots in limited commercial or election contexts. Supporters said the measure would help users, especially youth and vulnerable people, know when they are interacting with AI and reduce deception online; one privacy group withdrew opposition after amendments, and other industry groups said they were no longer opposed or had no formal position. The bill passed 9-1 to Appropriations with the roll left open. The committee also approved AB 1327, which lets consumers cancel home improvement contracts by email instead of only by mail and requires phone assistance for cancellations; the Contractor State License Board withdrew opposition after amendments, and the bill passed 11-0 to Judiciary with the roll left open.

Transcript Highlights:

• Our vendor is Vero Mobility, which is one of the largest providers in...
• Our vendor is Vero Mobility, which is one of the largest providers in the world.
• And the reason I ask that specifically, I don't know what Vero Mobility does with it.
• Specifically, I don't know what Vero Mobility does with it.
• How much does Vero Mobility get? Do they get $10,000 a month? Do they get $5,000 a month?

Bills: SB1010, SB1024, SB1205, SB1232, SB1366, SB1552, SB1624, SCM1002, SCM1006, SCR1004

Keywords: Charlie Kirk, Loop 202, Arizona highways, transportation, renaming, roadable aircraft, registration, vehicle title, license plates, aviation safety, motor vehicle booting, private property, fees, dispute process, regulations, outdoor advertising, military compatibility, zoning, electronic signage, permitting

Summary: The Transportation and Infrastructure Committee heard a series of transportation, traffic enforcement, and memorial bills. SB 1024, dealing with licensing and registration for roadable aircraft, drew a question about where vehicle license tax revenue would go, but with no sponsor present the committee still advanced it on a do pass recommendation by a 3-2 vote. SB 1205, which creates rules for private-property vehicle booting, was supported by industry and sponsor testimony as a consumer-protection framework modeled on towing laws; it passed 5-0 after discussion of time limits, recordkeeping, dispute resolution, and penalties. SB 1366, creating a temporary study committee on public-property towing and impound practices, was presented as a bipartisan, data-gathering measure and passed 5-0. SB 1232, a billboard/outdoor advertising zoning bill tied to military compatibility and ADOT permitting, was described as a technical cleanup measure negotiated with ADOT and local stakeholders; it passed unanimously 6-0. The committee spent the most time on SB 1624, which would cap photo-enforcement civil penalties at $75 and limit the effect of photo-radar violations on licensing and insurance. Supporters argued the bill would simplify enforcement and reduce reliance on cameras, while opponents from insurers and local governments warned it would mask risk, shift costs to other drivers, and reduce revenue for several state funds and local programs. An amendment was adopted to treat excessive speeding caught by photo enforcement as a class 3 misdemeanor and direct $15 of the penalty to the Peace Officer Training Equipment Fund. The amended bill then passed 4-2, with members citing concerns about school zones, revenue impacts, and the role of photo enforcement. The committee also advanced SCR 1004, a voter referral that would let Arizona voters decide whether cities may continue using photo enforcement; it passed 4-2 after testimony that it was a negotiated compromise preserving local control while requiring a future local vote in affected cities. The final items were memorials naming highways. SCM 1002 would rename a portion of State Route 77 the L.F. Quinn Memorial Highway, and SCM 1006 would rename a portion of U.S. Route 70 the PFC Michael A. Nolene Memorial Highway. Both were described as constituent-driven and appropriate under naming procedures, with members noting Quinn’s long-ago death and Nolene’s service as the first Native American to die in the Gulf War. Both memorials passed unanimously 6-0. Earlier in the meeting, SB 1010 and SB 1552 were announced as held, and the committee adjourned after completing the remaining agenda.

Transcript Highlights:

• ADVANCED AIR MOBILITY HAS BEEN A MAJOR TOPIC OF DISCUSSION BUT FDOT RECENTLY SHARED KEY ANNOUNCEMENTS
• WITH ALERTS OF UPCOMING WORK ZONES, AS WELL AS LANE CLOSURES THROUGH GPS NAVIGATION AND IN VEHICLE APPS
• HAS THERE BEEN ANY KIND OF EXPLORATION OF A ONE STOP TRANSIT APP WHERE THE USER CAN LOG INTO ONE SYSTEM
• Conerly: WITH REGARD TO ADVANCED AIR MOBILITY, PRIOR TO BEING ELECTED I WAS NOT AWARE OF THE INVESTMENT
• AND THE ADVANCED AIR MOBILITY IN YOUR PRESENTATION, ONE OF THE POINTS YOU MADE WAS FLORIDA HAS BEEN

Transcript Highlights:

• What's happening is they're renting these boats on these third-party apps.
• And then the apps—one more thing, Representative Powell, Mr.
• Chairman—the apps, just like Turo or Airbnb, if you sign up for those apps, you have to have proof of
• insurance or you can buy it through the app.
• Chairman. ...provide it or accept proof if you're going to use their apps to rent your boat out.

Keywords: 1182, all

Transcript Highlights:

• App-based delivery workers, however, have been left out of basic workplace protections.
• App-based delivery workers, however, have been left out of basic workplace protections.
• Uber can see with quite a bit of granularity where a rider is and where a driver is in their apps.
• My guide dog provides me with independent mobility, being able to walk safely and confidently.
• I texted the driver, let them know exactly where I was, and the app said that they were here.

Keywords: 995, all

Summary: The hearing opened with the co-chairs introducing House and Senate members and explaining the hybrid format, three-minute testimony guidance, and the deadline for written testimony. The committee then heard extensive testimony on S. 2665, which would require employers to post notice to employees when an I-9 audit or similar federal immigration inspection is underway. Supporters, including immigration attorneys, a pediatrician, a labor leader, and an affected family member, argued the bill would protect privacy, give workers time to gather documents and consult counsel, and reduce fear and wrongful arrests. One witness from Illinois described a similar law there and said it had not caused the problems employers feared, while others said recent ICE enforcement has made notice especially important. The committee also heard testimony on S. 1360, a bill affecting collective bargaining rights for State Police, with the State Police Association arguing that a statutory gap lets departmental rules override their contract and that the bill would restore intended bargaining protections. A separate labor bill, S. 1305, was also briefly supported by the AFL-CIO as part of broader worker-classification protections for app-based delivery drivers. A large portion of the hearing focused on H. 2066, which would impose fines on transportation network drivers who refuse rides to people with disabilities using service animals. Testimony from blind and disabled riders, service dog users, advocates, and the Disability Law Center described repeated ride cancellations, drivers pulling away after seeing a service animal, and the difficulty of enforcing existing anti-discrimination laws through MCAD or other agencies. Witnesses said the current system leaves riders without practical recourse because drivers are hard to identify and complaints can take years, and they argued that fines on individual drivers would create a real deterrent. Several witnesses also described the impact on employment, medical appointments, and daily independence. Committee members asked about service-animal verification, whether refusals are ever appropriate, and whether penalties should target drivers or companies; witnesses said legitimate refusals are limited to misbehaving or unsafe animals and that companies already have policies and some training, but enforcement remains weak. The committee also heard from a witness supporting a related bill on rideshare accessibility and from advocates describing broader transportation discrimination issues. One witness discussed a separate proposal to study service-animal denial, and others noted that Uber’s self-identification feature and company policies have not solved the problem. No votes were taken during the hearing, and the meeting ended after the final witnesses on the service-animal bill and a brief organizational discussion about related legislation and committee business.

Transcript Highlights:

• What's happening is they're renting these boats on these third-party apps.
• So it's not like you have to prove this or that, and then the apps—one more thing, Mr.
• Chairman—the apps, just like Turo or Airbnb, if you sign up for those apps, you have to have proof of
• insurance, or you can buy it through the app.
• If you're going to rent out, it'll be the same thing now with the boat app.

Summary: The committee heard concurrence and Senate-amendment explanations on a series of House measures. HCR 2001 would place a constitutional question before voters on election-related changes, including limiting voting to U.S. citizens, banning foreign national election contributions, requiring government-issued ID, and allowing ballot tabulation at the voting location; supporters described it as an election-security and faster-counting measure, while members noted possible county costs and the need for future appropriations if approved. HB 2305 on private towing was described as a statewide response to predatory towing, with Senate changes delaying local rate updates and creating a study/reporting framework for towing enforcement. HB 2321 would require DCS to place security freezes on children’s credit records, but the Senate removed the appropriation. HB 2397 revised HOA/condominium sale-notice procedures, and HB 2398 required insurance coverage for peer-to-peer or charter watercraft rentals while clarifying that ordinary boat ownership would not be mandated to carry insurance. The committee also reviewed HB 2406, which the Senate struck and replaced with confidentiality protections for records involving deceased minors and minor victims of child abuse; HB 2408, which revised nursing board complaint and expungement procedures, added complainant confidentiality protections, and required public posting of policy statements; and HB 2755, which was substantially rewritten to facilitate the sale of underperforming state trust lands by allowing certain lessees to apply to purchase parcels through an appraisal-and-auction process. Members discussed a specific Dairy Queen/state land parcel example as the practical impetus for HB 2755. HB 2957 would bar governments from requiring digital/mobile driver licenses for services and limit ADOT’s retention and use of identity documents and biometric data, with the sponsor emphasizing privacy and federal-law carveouts. Finally, HB 4005 would require AI instruction in schools, with the Senate expanding it from district-level instruction to grade-specific student requirements and directing ADE on curriculum development. Supporters framed AI literacy as essential for students’ future competitiveness and ethical use, while opponents objected to the mandate and questioned its fit for charter schools and core academics. The meeting ended after the committee moved through the bills and adjourned.

Transcript Highlights:

• P2 coverage is when the app is on and the driver's en route to pick up a passenger.
• And then P3 coverage is when the app is on, the passenger is in the vehicle, and the TNC is maintaining
• incentive to speed, running red lights, distracted driving, because many times you're looking at the app
• HB 3923 also encourages upward mobility within state employment by requiring an evaluation of ways to
• It will help facilitate practitioner mobility, most importantly during public health emergencies.

Bills: HB111

Summary: The committee heard a long series of House bills, with most measures laid out by Senate sponsors and then left pending after brief public testimony. Early bills focused on construction and licensing issues, including HB 305 on prompt payment for public construction audits, HB 5093 on restoring public access to notary contact information, HB 2037 on updating landlord-tenant repair and security deposit rules, HB 4214 on a centralized public information request contact database, and HB 5435 exempting higher education institutions from a 90-day notice requirement for certain public-private partnership projects. Testimony was generally supportive on these bills, and no votes were taken; each was left pending. The committee also considered several transparency and regulatory bills. HB 111 would expand the Public Information Act to certain nonprofit state associations and narrow some attorney-client and working-paper exceptions, with supporters arguing it would improve oversight of public funds and critics questioning the scope and thresholds. HB 5129 would protect occupational license holders’ personal identifying information from disclosure without consent, HB 4350 would allow peace officers to redact personal information from online real property records, HB 4748 would authorize multiple-award state purchasing contracts, and HB 4765 would clean up code enforcement officer licensing rules. HB 4134 would allow motor vehicle creditors to charge limited fees for electronic payment options while requiring a free alternative, and HB 1043 would direct a study of blockchain-based property title records; both drew testimony, with some concern about the practical effects and vendor implications of the blockchain study. Several bills addressed insurance, workforce, and digital-asset regulation. HB 3520 would reduce the insurance coverage required for transportation network companies during the period when a driver is en route to pick up a passenger, drawing support from Texans for Lawsuit Reform and opposition from trial lawyers who argued the higher coverage better protects the public. HB 3320 would create a self-insurance pool for religious institutions, with TDI explaining it would still be regulated but operate under a special statutory framework. HB 4233 would modernize rules for digital asset service providers by removing certain auditor-access requirements and updating reporting and licensing provisions. HB 3923 would reduce bachelor’s-degree requirements for some state jobs, though Every Texan argued low pay, not degree requirements, is the main driver of turnover. HB 4518 would create a legal structure for decentralized unincorporated nonprofit associations tied to blockchain governance; business law experts opposed it as unnecessary and potentially risky, while crypto advocates supported it. Finally, HB 1803 would join an interstate compact for dentists and dental hygienists, with supporters citing workforce shortages and opponents saying Texas already licenses quickly and that the compact could weaken state oversight. Throughout the hearing, the committee repeatedly closed testimony and left bills pending, and a quorum was eventually established before later items were heard.

Transcript Highlights:

• School staff tell us to respond from a mobile app or a silent panic button.
• So we have a mobile app, and we have somebody that's curating all the best camera feed.
• And then they can see them through their mobile device.
• I can see it in real time through that app that's pushed to my phone.
• I can see it in real time through that app that's pushed to my phone.

Summary: The Senate Committee on Education K-16 met with a quorum and announced a full agenda, including combined public testimony for two bills related to student personal communication devices. The committee first took up Senate Bill 1262 by Senator Nichols, a school safety cleanup bill following House Bill 3. The bill would allow TEA to commission peace officers for school safety purposes, require annual renewal of good-cause exceptions to armed guard requirements, create a new report based on intruder detection audits and vulnerability assessments, and require behavioral threat assessment teams to include someone with specific knowledge of a special education student’s disability. Committee members asked about the difference between TCOLE licensing and TEA commissioning, the scope of the officers’ authority, and how the good-cause exception would work. The committee substitute was adopted, and public testimony included support from school safety and drone-response advocates, Disability Rights Texas in favor of the special education provisions, and a student witness raising concerns about the mental health impact of repeated lockdowns and the need for immediate, reliable school safety responses. The bill was left pending after testimony, then the committee briefly recessed and later reopened testimony to hear the student witness. The committee then laid out Senate Bill 2252 by Senator Creighton, a major early literacy and numeracy bill for kindergarten through third grade. Creighton said the bill builds on prior literacy efforts by funding teacher stipends for literacy and math academies, providing free and clearly administered screeners and assessments, expanding screening options, clarifying how results are used, supporting high-quality pre-K, and increasing the early education allotment. He emphasized low reading performance and the need for early intervention. Members discussed how the bill differs from earlier academy models and whether the assessments are diagnostic or high-stakes; Creighton and witnesses said the tools are intended to identify students needing support, not to serve as punitive testing. The committee adopted the substitute. Witnesses for SB 2252 largely supported the bill. A Uplift Education representative described strong gains from small-group literacy tutoring and said students receiving targeted support can make more than a year of growth in a year. An education specialist explained that the bill aligns general education screening with existing dyslexia and special education practices and helps districts identify students who need intervention before a disability evaluation is required. A Commit Partnership witness cited statewide reading data, the importance of high-quality pre-K, and the need for transparent, consistent progress monitoring and parent engagement. Members asked about the meaning of the growth data, how dyslexia screening works, and how the bill would help identify struggling students earlier. Before finishing all questions, the committee recessed subject to the call of the chair after the floor session.

Transcript Highlights:

• P1 coverage is when the Lyft or Uber driver has the app on and is waiting for ride requests from the
• P2 coverage is when the app is on, and the driver is in route to pick up a passenger.
• P3 coverage is when the app is on, the passenger is in the vehicle, and the TNC is in operation.
• The risk exposure... during P2 is actually more comparable to P1 when the app is on and the driver is
• speed, run red lights, and engage in distracted driving, because many times they're looking at the app

Bills: HB111

Keywords: 1185, senate, all

Transcript Highlights:

• Whether at the app store or app level, we caution the legislature to refrain from imposing explicit or
• and submit apps.
• Who's allowed to participate and submit apps.
• to qualify for an app sale on Apple.
• CCPA gives you the right to opt out of data sharing, but you have to do it site by site, app by app.

Summary: The committee first heard AB 56, which would require social media platforms to display a warning label about potential mental health harms from prolonged use, with amendments shortening the initial warning and allowing immediate access to the platform. The author and supporters, including a parent who lost a daughter to suicide and a therapist, argued that social media contributes to teen anxiety, self-harm, and other harms and that families need clearer public health information. Opponents from tech and civil liberties groups argued the bill would be ineffective, burdensome, and likely unconstitutional, saying it would create warning fatigue and should be replaced by more targeted tools and digital literacy measures. Several members discussed emergency access concerns, language access, and whether the warning should be more actionable; the bill was moved on a 9-0 vote to the Judiciary Committee. The committee then took up AB 358, which would amend CalECPA to allow law enforcement, with the victim’s consent, to inspect certain abandoned tracking or surveillance devices found in a victim’s home, vehicle, or personal property without first obtaining a warrant. The author and a San Diego prosecutor said the bill is narrowly tailored to devices used solely for spying and is intended to help stalking and domestic violence survivors act quickly before evidence is lost. Opponents from EFF and the ACLU warned the bill would weaken warrant protections, create a loophole around CalECPA, and reduce transparency and accountability. Members debated Fourth Amendment issues, abandonment, and the practical need for rapid access; the bill passed the committee on a 9-0 vote to Appropriations. The committee also heard AB 1137, which builds on last year’s CSAM reporting law by allowing any user to report child sexual abuse material, requiring clearer reporting mechanisms, adding human review in some cases, and mandating third-party audits and public reporting. Supporters, including survivor advocates and a parent of a child victim, said the bill would reduce the burden on survivors and improve removal of abusive content. Tech industry opponents said they support the goal but objected to the human-review mandate, public audit disclosures, and enforcement provisions, arguing they could create security risks and compliance burdens. Members generally supported the bill’s intent but raised questions about audit frequency and human review; the bill was moved on call with seven votes at the time of the transcript.

Transcript Highlights:

• , in Mobile, in Mobile, uh,<00:14:22.000> guy<00:14:22.240> was<00:14:22.480> driving
• And they had an age restriction on apps. Okay.
• And they had an age restriction on apps. Okay.
• that's using that app.
• We to be an adult that's using that app.

Bills: SB169, SB180, SB203, SB87, SB195, SB192, SB169, SB180, SB203, SB87, SB195, SB192, HB132, HB37, HB13, HB54, HB126, HB7, SB30, HB188, HB189, HB26, HB264, HB288, HB248, HB249, HB227, HB228

Keywords: Lieutenant Governor, vacancy, governor appointment, Alabama Constitution, state government, media monitoring, government contracts, state agencies, local agencies, media regulations, transparency, dental insurance, medical loss ratio, premium regulation, insurance commissioner, rebate, consumer protection, midwifery, licensed midwives, State Board of Midwifery

Transcript Highlights:

• And then they will have them download an app that is created by them...
• And then they will have them download an app that is created by them...
• Have them download an app that is created by them to deposit, to transfer their crypto in.
• And then by the time they have spent all their money into this cryptocurrency app, their money is gone
• They may lose $110 to a Cash App scam. They'll report it, but it's not significant dollars.

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, regulators, law enforcement, AARP, and mortgage and insurance industry representatives. Witnesses described a wide range of scams, including spoofed bank calls and texts, fake websites and social media impersonation, romance and investment scams, business email compromise, gift card fraud, check fraud, wire fraud, reverse mortgage scams, and crypto kiosk schemes. Several speakers emphasized that fraud is increasingly organized, technology-driven, and amplified by artificial intelligence, and that seniors are disproportionately targeted and often suffer the largest losses. Testimony highlighted both prevention and recovery efforts. Bankers said institutions spend heavily on training, customer education, and fraud detection, but often cannot stop losses once customers have been convinced to authorize transfers. The Attorney General’s office described its Consumer Protection Division, a new Financial Fraud Task Force, and examples of recovering funds quickly from crypto kiosk and wire fraud cases. The State Bank Department and Securities Department said Arkansas’s 2025 crypto ATM legislation and related education requirements have helped, and they urged continued public education. The Insurance Department reported major insurance-fraud trends, including fake insurance cards, forged policies, premium-finance schemes, and staged auto accidents, and said it prosecutes these cases aggressively. Members asked about reporting scams, the security of tap payments, how fraud losses are tracked, the role of crypto kiosks, and whether Arkansas should pursue model legislation or stronger action against telecom and social media companies. Witnesses said tap payments are generally safer than chip or swipe, that crypto transfers are often unrecoverable, and that spoofed caller ID and impersonation ads remain major problems. Paul Benda of the American Bankers Association urged state and federal action against telecom and social media platforms and supported national scam legislation. No new bills were voted on at the meeting, but members approved the November 3, 2025 minutes and several witnesses offered to share model legislation, consumer education materials, and state-by-state fraud data with the committee.

Transcript Highlights:

• Then they would have them download an app that is created by them to transfer their crypto in.
• In this app they have created, they will make it seem like their money is gaining.
• And then by the time all the money is spent in this cryptocurrency app, their money is gone, and the
• They may lose $110 to a Cash App scam; they'll report it, but it's not significant dollars.
• They may lose $110 to a Cash App scam; they'll report it, but it's not significant dollars.

Keywords: 1204, all

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, the Attorney General’s office, the state bank and securities commissioner, the insurance department, AARP, and mortgage industry representatives. Witnesses described fraud as increasingly organized, technology-driven, and often transnational, with common schemes including spoofed bank calls and texts, fake websites and social media impersonations, business email compromise, gift card and wire scams, crypto kiosk fraud, check fraud, and mortgage/real estate fraud. Several witnesses emphasized that seniors are disproportionately targeted and that losses are often underreported because victims feel embarrassed or do not know where to report incidents. Testimony highlighted both state and national responses. Bankers and regulators pointed to Arkansas’s 2025 actions on crypto ATMs and elder-fraud education, including training for gift-card sellers and safe-harbor protections for banks under the Safe AR Act. The Attorney General’s Consumer Protection Division described its complaint process, a new financial fraud task force, and examples of recovered funds, including quick recoveries from Bitcoin kiosk scams and wire fraud cases. The American Bankers Association and others urged stronger accountability for telecoms and social media platforms, citing spoofed caller ID, impersonation ads, Section 230 issues, and the need for a national scam-prevention strategy or federal office. Artificial intelligence was identified as a major emerging risk because it can generate convincing scam emails, websites, and impersonation content at scale. Members asked about reporting procedures, whether banks reimburse fraud losses, how crypto affects recoverability, the safety of tap-to-pay versus chip use, and whether public online records contribute to fraud. Witnesses generally advised victims to report scams through the proper channels, avoid clicking links or responding to suspicious messages, and verify requests independently by contacting institutions directly. The committee also heard that banks and regulators are already sharing information and educating consumers, but that more legislative and cross-agency action may be needed. No formal vote or bill action was taken beyond approval of the November 3, 2025 minutes.

Transcript Highlights:

• This is referring to what we call our mobile cash chain functionality that we added to our mobile app
• Our mobile app is purely what we call a convenience function.
• So there's no wagering, you cannot play the lottery on our app.
• On the mobile app, we will just be reporting that to the IRS.
• The same amount of money for a $1 ticket as the apps do, because the apps sell it for more than a dollar

Bills: SB1, SB 1

Keywords: appropriations, budget, state funding, education, healthcare, infrastructure, campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards, 1185, senate, all

Transcript Highlights:

• ,<00:11:00.160> gaming<00:11:00.520> consoles, Boxes, streaming apps, gaming consoles
• You'll also see that we have excluded mobile devices and voice assistant devices.
• You'll also see that we have excluded mobile devices and voice assistant devices.
• You'll also see that we have excluded mobile devices and voice assistant devices.
• So, you removed the mobile devices. Was there any particular reason?

Keywords: Meeting Start: 00:00 Roll Call: 00:21 HB 480 Discussion: 01:40 HB 480 Voting: 02:36 HB 577 Discussion: 05:14 HB 577 Voting: 08:38 HB 692 Discussion: 09:23 HB 692 Voting: 14:00 HB 869 Discussion: 15:21 HB 869 Voting: 18:56, 958, all

Transcript Highlights:

• I encourage everybody to go ahead and download the apps.
• Um, it is on iOS; they have the health app, and on Android they have their public safety app.
• So it outlines all of the safety app.
• <00:15:07.120> So<00:15:07.279> it only for mobile users though.
• So it only for mobile users though.

Bills: HB1577, HB1870

Keywords: Smart911, 911, 911 Board, emergency response, public safety answering point, PSAP, next-generation 911, NG911, dispatch, dispatcher, emergency profile, safety profile, medical information, disability access, access needs, functional needs, kupuna, aging, developmental disabilities, communication access

Summary: The committee reconvened on March 19, 2026, for decision-making on measures heard earlier in the week. It first took up HB 812 on agriculture, agreeing to move it forward with amendments and a Senate draft, and then HB 2388 on public notice, which was also passed with amendments after concerns about transparency and the need for local newspaper notice on Maui were discussed. HB 1414 on procurement and HB 2469 on a regular session review working group were both deferred to March 24 for further work with the author, while HB 322 on voter registration was deferred indefinitely in favor of a Senate vehicle. The committee then heard HB 1577, which would create a statewide emergency safety profile system pilot program and working group for 911. Testimony from disability advocates, emergency medical services, and others strongly supported the bill, emphasizing benefits for people without smartphones, better sharing of medical and emergency information, and improved response in the field. Committee members and witnesses discussed whether the 911 Board already had the authority to implement the system without legislation, and the bill was not immediately acted on in the portion of the transcript provided. The final major item was HB 1870 on protected community locations. Testimony in support came from the University of Hawaii, the Legal Clinic, immigrant-rights groups, public health advocates, and many individuals, while the Department of Education supported the measure but requested clarity on federal compliance and raised concerns about a 1,000-foot perimeter beyond campus. Supporters said the bill would protect sensitive locations and help immigrant families feel safe accessing schools, health care, and other services. No final vote on HB 1870 is shown in the transcript excerpt.

Transcript Highlights:

• We do have a mobile app, actually one of the I think we're the first state agency to have a mobile app
• Maybe Texas Red has one, but we just launched our Yes New Mexico app.
• And then we have, I just wanted to call out that we do have our Yes New Mexico mobile app.
• It is mobile-friendly and... Our total general fund expansion request is— oh, so I'm sorry.
• The one thing I want to commend you on is getting the app in place, the Yes app.

Transcript Highlights:

• bettors on these sports gambling apps bettors on these sports gambling apps make<01:38:05.119>
• So they are the people on the app.
• app.
• app is legal or not.
• There are apps that app is legal or not.

Bills: HB2118, HB2473

Keywords: business development, arts, cultural affairs, Hawaii, commissions, administrative transfer, funding appropriation, Hawaiian culture, sense of place, land management, environmental stewardship, cultural preservation, 910, house, all

Summary: The committee heard several bills related to permitting and economic development. On HB 2603, relating to permits, the Office of Planning and Sustainable Development said it supported the measure with comments. Committee discussion focused on the fact that the state’s facilitated permit process appears to have been rarely or never used, the need to identify specific projects that would use it, and whether DBEDT would need dedicated staffing to administer it. DBEDT said it had found no projects under the current process, had no capacity to run the program as structured, and estimated it would need about 7 to 9 FTEs, including permitting, coordination, data, systems, and possibly legal support. The chair suggested exploring a staff assignment and comparing the concept to federal FAST-41-style expedited permitting. On HB 2140, relating to essential permitting positions, the Office of Planning and Sustainable Development again supported the bill with comments. Testimony and questioning centered on a pilot program to help counties pay competitively for permitting staff. A DBEDT representative said the issue of competitive pay affected both county and state permitting offices and that the bill was intended as a temporary pilot, though a more permanent solution would be preferable. When asked how counties would fund the salary support, the witness said that was not yet discussed with the counties and agreed to follow up. The committee also noted the bill applies to participating counties. On HB 2598, relating to the Hawaii Technology Development Corporation, the State Procurement Office and HTDC offered comments, and the Department of the Attorney General raised constitutional concerns. The AG said the bill’s residency-based certification requirements, when tied to procurement, could implicate the dormant Commerce Clause, and that the required 1% contribution tied to state contracts raised unconstitutional-conditions concerns. In questioning, the AG characterized these as legal risks rather than automatic lawsuits. The committee did not take a vote. The committee then heard HB 2141, relating to state enterprise zones. Taxation, DBEDT, HCDA, the University of Hawaii Cancer Center, and HTDC testified in support, while the Tax Foundation noted the program was intended to help economically depressed areas create jobs. HTDC said the bill would help preserve the Maui Research and Technology Center’s enterprise-zone status after rezoning. Committee discussion focused on whether the enterprise zone program is being used effectively, how the bill might attract businesses to areas where the state is investing, and whether the program’s labor requirements are too burdensome for new businesses. DBEDT explained that the program requires a 10% workforce increase in the first year, which must be sustained, and said it promotes the program through county coordinators and in-person outreach. No votes or final actions were taken in the portion provided.