Video & Transcript Research : 'home loan'

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TX

Texas 89th Regular

Intergovernmental Affairs Apr 8th, 2025

Intergovernmental Affairs

Transcript Highlights:
  • for Texas Heroes Home Loan Program.
  • This program offers low-interest home mortgage loans and down payment assistance.
  • I'm here in support of HB 1630, which expands eligibility for homes for... ...Texas Homes for Home Loan
  • By expanding access to affordable home loans to social workers, this bill provides an important incentive
  • Members, great questions on Section 230. ...where we delineate the Homes for Texas Heroes Home Loan Program
TX

Texas 89th Regular

Intergovernmental Affairs Apr 8th, 2025

Intergovernmental Affairs

Transcript Highlights:
  • Many volume builders build a 3-bedroom, 2-bath home with an average sales price of $285,000.
  • We show you representing yourself and the Home Builders Association. Good morning, everyone.
  • I am the chair of the Home Builders Association of Greater Austin and registered for the bill.
  • We realized that over 50% of the water used by single-family homes is for irrigation.
  • No offense to those of you from larger cities, but we want to keep our money at home.
FL

Florida 2026 Regular Session

Appropriations Mar 2nd, 2026

Appropriations

Transcript Highlights:
  • Leaving the NICU and going home was a triumph.
  • Third, expanded home and community-based care of mental illness.
  • , who don’t take care of an elderly person at home, who don’t take care of a disabled person at home,
  • That is a repayment program, a loan repayment program.
  • Let's get them home to where they're loved.
Summary: The Appropriations Committee met and considered a large agenda of bills, reporting several measures favorably. Early action included SB 6, a settled claim bill involving the Department of Children and Families and the estate of Leila Estrada and Sapphire Williams, which was approved for $3.8 million. The committee also passed a cybersecurity internships bill creating a Department of Commerce program with Cyber Florida, and SB 532, which lets clerks of court retain the full amount of certain excess revenue and clarifies foreclosure-sale procedures. Veterans housing measures, CS for CS for SB 1602 and SB 1604, were approved to create a pilot program and a related trust fund for vacancy relief and risk mitigation for veteran housing. The committee also favorably reported SB 1110 on Medicaid and insurance coverage for orthotics and prosthetics, with emotional testimony from a student and family describing the high cost and importance of activity-specific prosthetics. Members also approved CS for CS for SB 1012 after adopting an amendment that removed inmate emergency and specialty medical service compensation provisions while retaining changes to the contractor-operated institutions inmate welfare trust fund. Another bill, CS for CS for SB 1614, was narrowed by a delete-all amendment to focus on limiting the use of excess fees for new building construction by local governments. All of these measures were reported favorably after brief debate, with some support testimony submitted in writing or waived. The most extensive discussion centered on CS for CS for SB 17, a major Medicaid and public assistance overhaul. The bill would create a Joint Legislative Committee on Medicaid Oversight, allow the Legislature to retain its own actuary, tighten Medicaid program oversight, update encounter-data reporting, set performance standards for managed care plans, revise pharmacy benefit manager rules, and require DCF to implement SNAP fraud-reduction and payment-accuracy reforms, including photo IDs on EBT cards and updated work requirements. It also would direct agencies to seek federal waivers for Medicaid work requirements for able-bodied adults and expanded behavioral health services. After lengthy questioning and testimony, the committee adopted amendments adding a transitional medical benefits glide path for people who gain employment and later lose Medicaid eligibility, and exempting hospice patients with six months or less to live. Supporters argued the bill would improve accountability, reduce fraud, and save money, while opponents warned it would create administrative burdens, increase paperwork, and cause eligible people to lose coverage or food assistance. The committee ultimately reported the bill favorably as amended.
WA

Washington 2025-2026 Regular Session

House Finance Feb 9th, 2026 at 08:00 am

Finance

Transcript Highlights:
  • in order to be required to pay the B&O tax on interest income received on interest investments or loans
  • Representative Scott, H-3148.1.1, and it makes the following change: amounts received as interest on loans
  • Representative Scott, H-3148.1.1, and it makes the following change: amounts received as interest on loans
  • mortgage origination volume of at least $10 million, or sorry, $10 billion, reported on the federal Home
  • Think of your home humidifier when you get to be a little bit stuffy.
FL

Florida 2026 Regular Session

Rules Jan 27th, 2026

Rules

Transcript Highlights:
  • An ADU is a smaller, independent, fully functioning house located on the same lot as a standalone home
  • Brendan Burke, the Florida Home Builders Association, waves in support.
  • Brendan Burke, the Florida Home Builders Association, waves in support.
  • Re-roof a home due to improper underlayment preparation for the shingles or the roofing finish on top
  • So ask yourself if you hired a roofing contractor to install a new roof on your home and you come home
Summary: The Senate Committee on Rules met with a quorum present and considered a long agenda of bills, many of which were reported favorably. Early action included CS for SB 62 on candidate qualification, which would create an enforcement mechanism for party-affiliation qualification requirements, and CS for SB 156, the Officer Jason Raynor Act, which would clarify resistance-to-officer language and add mandatory life imprisonment for manslaughter committed against a law enforcement officer. SB 156 drew strong support from the City of Daytona Beach and law enforcement groups, while the Florida Association of Criminal Defense Lawyers opposed parts of the bill, arguing it removed useful limits on force and imposed overly rigid sentencing. The committee also approved several open-government sunset review bills, including measures extending exemptions for social media platform investigations, small business loan program records, Department of Highway Safety and Motor Vehicles investigatory records, emergency shelter recipient information, Department of Military Affairs records, conviction integrity unit reinvestigation information, Public Service Commission records and meetings, and Florida Gaming Control Commission records and meetings. The committee also advanced CS for SB 624, allowing batterers’ intervention programs to offer optional faith-based activities, with supporters saying faith-based counseling can help reduce domestic violence and no participant would be required to take part. Other approved measures included HB 167 on former phosphate mining lands, which limits certain liability claims if notice and survey requirements are met; CS for SB 48 on housing, which requires local governments to allow accessory dwelling units and was amended to remove hearing and variance requirements and clarify local ordinance obligations; SB 288 on rural electric cooperatives, described as a negotiated glitch bill preserving co-op authority over generation and power purchases; and CS for SB 364 on public accountancy, which creates additional CPA licensure pathways and mobility provisions. The committee also approved SB 292 creating a public records exemption for appellate court clerks and their families, despite some opposition votes. Later, the committee passed CS for SB 296 and CS for SB 298, which expand protections for victims of domestic violence and dating violence by creating a feasibility study for a secure web-based 911 alert platform and extending address confidentiality and public records protections to dating violence, stalking, and aggravated stalking victims. SB 386 on farm equipment, described as a “lemon law” for tractors and similar equipment, also passed. Additional open-government bills were approved for emergency shelter recipients, military affairs records, conviction integrity unit materials, PSC records, and gaming commission records. SB 168 on public nuisances was reported favorably as well. One bill, CS for CS for SB 290 on the Department of Agriculture and Consumer Services, was temporarily postponed after extensive stakeholder testimony; the chair allowed public comment but no vote was taken, and the sponsor indicated ongoing discussions and possible changes. At the end of the meeting, senators recorded several individual votes for the record, and the committee adjourned.
AL

Alabama 2025 Regular Session

Alabama Senate Finance and Taxation Education Committee Apr 2nd, 2025

Finance and Taxation Education

Transcript Highlights:
  • would authorize the Commission on Higher Education to award ...Commission on Higher Education to award loan
  • No, no, they can apply for loan assistance. ...they can apply for loan assistance, you know, but they
  • now, we don't need to do this anymore. ...not we can continue to fund this to reward these student loans
MN

Minnesota 2025-2026 Regular Session

Commerce Committee Meeting - 2025-03-27

Commerce Finance and Policy

Transcript Highlights:
  • subdivision 47.20, subdivision 4a that governs the maximum interest rate charged for conventional loans
  • I think we'll have a substantive change on how folks are buying loan products, but it's just allowing
  • that way, it opens up the opportunity for home ownership.
  • , like an auto loan, unsecured loan, or credit cards and different things.
  • Let's just close down and head home. Mr. Chair, okay.
WA

Washington 2025-2026 Regular Session

Senate Housing Jan 30th, 2026 at 10:30 am

Housing

Transcript Highlights:
  • I would have been at risk of losing my home despite having made full payment.
  • They wanted to stay in that home and provide a partial payment.
  • Lowering the cost equals more homes created, period.
  • This will lower the cost and result in more homes being developed.
  • are happy to support Senate Bill 6214 and the affordable homes that it will create.
Summary: The Senate Housing Committee held public hearings on several bills. SB 6237 would require landlords to disclose to new tenants whether a rental property may be in a flood hazard area, that renters’ personal property is not covered by the landlord’s insurance, and that tenants should consider renters and flood insurance; supporters said it addresses a real information gap after recent flooding, while housing groups were generally neutral or supportive but asked for clarifying language and noted there is no specific penalty for non-disclosure. SB 6214 would authorize public corporations, housing authorities, and certain nonprofits to operate land bank authorities for affordable housing, with tax exemptions and priority access to tax-foreclosed property; testimony was largely supportive from local governments, housing authorities, and affordable housing advocates, while one witness opposed it as an unnecessary market intervention and the Department of Revenue flagged the need for clearer definitions to administer the exemptions. SB 6139 would require landlords to keep accepting previously used payment methods and allow partial rent payments during eviction proceedings without those payments reinstating the lease or stopping the unlawful detainer case; the sponsor said it would address recurring court problems where tenants could not make partial payments, while tenant advocates opposed it as accelerating evictions and limiting judicial discretion, and landlord groups said they were concerned about operational and legal clarity but were open to further work. In executive session, the committee took up SB 6091, which would bar real estate brokers from marketing residential property to limited or exclusive buyer groups. The committee adopted a proposed substitute that clarified the bill does not require owners to allow access into a home and removed language tying violations to the Washington Law Against Discrimination. The committee then voted the substitute do pass and sent the bill to Rules. The committee also voted to recommend confirmation of gubernatorial appointments 9278, Pedro Espinoza, and 9279, Diana H. Perez, to the Housing Finance Commission.
OK

Oklahoma 2026 Regular Session

Appropriations and Budget Human Services Subcommittee Feb 9th, 2026 at 10:30 am

A&B Human Services Subcommittee

Transcript Highlights:
  • We have home and community-based services, which is at the Department of Human Services.
  • These services keep elders in their homes and provide support to enable them to stay there as long as
  • Home and community-based services cost about $22,000 per individual.
  • They can choose if they want to stay at home, need something more structured like PACE, or if long-term
  • their family members, and those of us in a policymaking capacity can see what is being invested in home
HI

Hawaii 2026 Regular Session

HSH Public Hearing - Tue Feb 17, 2026 @ 9:30 AM HST

Human Services & Homelessness

Transcript Highlights:
  • They are children who most often have been forced to leave home due to parental physical, emotional,
  • them than home.
  • </c><00:46:28.000><c> Uh</c> them than home. Uh them than home.
  • HP 2498 HD1 is relating to care homes.
  • This is for HD1 relating to care homes.
Summary: The committee heard testimony on several measures related to human services, homelessness, transit, and family supports. HB 2116 HD1, concerning grants from the Office of Community Services to nonprofits providing training and volunteerism opportunities, drew strong support from Catholic Charities Hawaii, Hawaii Children’s Action Network Speaks, and multiple organizations in written testimony. Supporters said the bill would help vulnerable people affected by federal program changes and cuts by connecting them to reintegration and support services. HB 1879 HD1, establishing a subsidized youth transit program coordinated with counties, received extensive testimony in support from the Department of Health, Department of Taxation, Climate Change Mitigation and Adaptation Commission, Aloha United Way, Hawaii Bicycling League, Hawaii Appleseed, Hawaii State Youth Commission, Hawaii Public Health Institute, Greenpeace Hawaii, Hawaii Youth Transportation Council, and others. Testifiers emphasized equity, school attendance, reduced transportation costs, climate benefits, and broader access for youth. Several witnesses urged amendments to make the program universal rather than means-tested, and committee discussion noted implementation questions for neighbor islands and rural areas. HB 2214, creating a refundable diaper tax credit for low-income families with children age four and under, was supported by the Hawaii Diaper Bank, Hawaii Children’s Action Network Speaks, and several other organizations. The Department of Taxation recommended making the credit non-refundable and clarifying definitions to aid administration, while supporters argued refundability was important for low-income families who may owe little or no income tax. HB 2310, an emergency appropriation to replenish DHS funds used to provide SNAP benefits during a federal shutdown, also drew broad support from DHS, Catholic Charities, Hawaii Public Health Institute, Hawaii Children’s Action Network Speaks, Hawaii Food Industry Association, Aloha United Way, and others; witnesses praised the state’s rapid response and said the appropriation would prepare DHS for future emergencies. The committee also heard HB 2168 HD1 and HB 2427 HD1 on education for students experiencing homelessness and unaccompanied homeless youth; the Attorney General recommended technical amendments to avoid conflicts with existing law and to clarify McKinney-Vento-related definitions, while advocates stressed the need for school access, transportation, meals, and other supports for homeless and runaway youth.
MN

Minnesota 2025-2026 Regular Session

House Environment and Natural Resources Finance and Policy Committee 2/20/25

Environment and Natural Resources Finance and Policy

Transcript Highlights:
  • <00:04:51.199><c> living</c><00:04:51.440><c> in</c><00:04:51.600><c> nursing</c><00:04:51.960><c> homes
  • </c><00:04:52.199><c> or</c> alive are living in nursing homes or alive are living in nursing homes or
  • the last several years, with the option to work from home.
  • She has the option to work from home.
  • </c><01:24:04.960><c> now</c> years and uh she um has been home now years and uh she um has been home
Bills: HF276, HF413, HF411
TX

Texas 89th 2nd C.S.

Disaster Preparedness & Flooding, Select Aug 22nd, 2025

Disaster Preparedness & Flooding, Select

Transcript Highlights:
  • Homes that have never flooded are now flooding due to upstream development.
  • The home builders should lead the way.
  • The home builders should lead the way.
  • The program offers two forms of aid: matching grants and loans.
  • Individuals may access low-interest loans for up to 10 years for the repair and rebuilding of homes and
Summary: The committee met in special session to hear a series of flood, preparedness, and youth-camp safety bills, with members repeatedly noting that many of the measures were intended as planning, warning, or authority-clarifying bills rather than direct spending bills. House Bill 254 would expand eligibility for the Rural Infrastructure Disaster Recovery Program to include Kerr County and 18 other flood-affected counties by raising the GDP cap and lowering the poverty threshold; it drew no opposition and was left pending. House Bill 68 would direct a study of flood mitigation in flatland areas, especially in the Rio Grande Valley, to develop cost-effective drainage and infrastructure recommendations; local officials and advocates supported it, and it was also left pending. The committee then heard several youth camp bills tied to the recent Hill Country flooding. House Bill 75 would impose flood-aware building and site standards for youth camps near floodplains, and House Bill 71 would require camps and youth activity entities to submit emergency preparedness plans to TDEM, coordinate with local responders, and maintain readiness protocols; both bills were supported by safety advocates and camp representatives, and both were left pending. House Bill 171 would require campgrounds near flood-prone waters to give written flood-risk notice to campers and obtain signed acknowledgment; it was presented as informed consent and left pending. Testimony on these bills emphasized Camp Mystic and other recent flood tragedies, with some witnesses urging broader building-code and floodplain reforms. The committee also heard House Bill 117, which would let counties regulate impervious cover for flood mitigation in unincorporated areas. Supporters, including county officials, environmental groups, and residents, argued that rapid development in the Hill Country and other growing areas is worsening runoff and downstream flooding; opponents from the builders’ association said counties already have substantial authority and warned about overreach into rural property use. After extensive testimony, the bill was left pending. Senate Bill 18 would streamline permitting for certain flood control districts to repair dams and reservoirs and build small holding areas, and it was left pending after supportive testimony from Plum Creek Conservation District. Senate Bill 3 would create a state-backed outdoor flood warning siren program for identified flood-prone areas, funded through a grant program; witnesses generally supported it, though some cautioned that sirens are not sufficient by themselves and may not be heard indoors or in overnight storms. It too was left pending. The committee also began hearing House Bill 149 on public-safety radio interoperability, but the transcript cuts off before the bill’s full testimony or action is shown.
LA

Louisiana 2026 Regular Session

Commerce, Consumer Protection and International Affairs May 6th, 2026

Commerce, Consumer Protection, and International Affairs

Transcript Highlights:
  • And my position has always been... ...to help the ordinary layman guy at his home where he can get a
  • the Pelican Institute, Leah Long with NFIB, Carson Delirou with ABC, and Michelle Shirley with the home
MN

Minnesota 2025-2026 Regular Session

House Agriculture Finance and Policy Committee 3/23/26

Agriculture Finance and Policy

Transcript Highlights:
  • four core programs, our Today's Harvest markets, our mobile food shelf, our drive-up service, and home
  • </c><00:03:55.519><c> delivery,</c><00:03:56.319><c> Open</c> drive up service and home delivery, Open
  • drive up service and home delivery, Open Covered<00:03:57.040><c> meets</c><00:03:57.360><c> people<
  • and this bill is designed to help home and this bill is designed to help farmers.
  • </c> the boundaries of a statutory or home the boundaries of a statutory or home rule<00:50:16.160><c
FL

Florida 2026 Regular Session

Banking and Insurance Jan 28th, 2026

Banking and Insurance

Transcript Highlights:
  • find out they've not only lost their savings, they might now be in potential danger of losing their homes
  • This bill is a public records exemption for cybersecurity event and also for loan originators.
  • This bill is a public records exemption for a cybersecurity event and also for loan originators.
  • rely on humidifiers, tracts, suction catheters, fully set up oxygen and respiratory setups in their home
  • Medical supplies cost more, therapy costs more, equipment costs more, hospital stays cost more, home
Summary: The Committee on Banking and Insurance met with a quorum present and took up a series of bills, beginning with SB 1286 by Senator Wright. That bill expands the law enforcement recruitment bonus program to include firefighters, creates a DFS grant review panel for fire-related grants, and establishes an institute for PTSD and first-responder behavioral health. Testimony from fire chiefs and others supported the measure, and the committee reported it favorably. The committee then considered several insurance and financial regulation bills. CS/SB 198 by Senator Rousan, as amended, regulates virtual currency kiosks with transaction limits, notice and receipt requirements, and OFR enforcement authority; witnesses described it as a needed anti-fraud measure, especially for seniors, and it was reported favorably. CS/SB 772 by Senator Burgess, as amended, allows limited licenses for portable electronics and eyewear insurance, and CS/SB 1504 by Senator Claudio, as amended, creates a pathway for high school students to qualify for insurance customer representative licensure; both were reported favorably. The committee also approved two cryptocurrency reserve bills by Senator Gruters: CS/SB 1038 creates the Florida Strategic Cryptocurrency Reserve framework, and CS/SB 1040 creates the related trust fund; both received technical amendments and favorable reports. CS/SB 1440 by Senator Martin, as amended, creates public records exemptions and cybersecurity reporting provisions for financial institutions and related entities, and it was reported favorably. Finally, SB 1668 by Senator Burton, which updates the NICA program’s funding and benefit structure, and CS/SB 570 by Senator Polsky, which creates a task force on payment scams, were both heard with supportive testimony and reported favorably. Senators later recorded additional affirmative votes on selected bills before the committee adjourned.
WA

Washington 2025-2026 Regular Session

Senate Health & Long-Term Care Jan 27th, 2026 at 10:30 am

Health & Long-Term Care

Transcript Highlights:
  • When I came home, I did what I was supposed to do.
  • you is Senate Bill 6019, sponsored by Senator Cleveland, relating to improving the functioning of home
  • dates to September 1 for when agreement on a proposed CDE labor rate, CDE administrative rate, and a home
  • We have Senate Bill 6019, improving the functioning of home care rate statutes, before us, and there
Summary: The Senate Health and Long-Term Care Committee held public hearings on several bills, with most of the discussion centered on Senate Bill 5921, which would create a Department of Health medical psilocybin program for adults with qualifying conditions. The staff briefing described licensing for producers and participating clinicians, training and safety standards, data collection, and a 2028 effective date. Senator Jesse Solomon said the bill uses a medical-control model and is intended to provide supervised access for conditions such as treatment-resistant depression and PTSD. Testimony was sharply divided: supporters included clinicians, veterans, first responders, and patients who described personal benefit and argued the bill would create a safe, regulated pathway; opponents and some medical groups raised concerns about missing safeguards, contraindications, monitoring, cost, and the bill’s exclusion of broader decriminalization or community-use protections. The hearing closed with 25 people signed in pro, 140 con, and 7 other. The committee also heard Senate Bill 5185, a pilot program to create a pathway for international medical graduates with clinical experience licenses to obtain full unrestricted primary care licensure. Senator Rebecca Saldana and supporters from the Washington State Medical Association, the Washington Medical Commission, and the International Medical Graduate Academy said the bill builds on an existing pathway, improves access to care, and maintains patient safety standards. No opposition testimony was presented, and the hearing closed with 9 pro and 118 con sign-ins. In executive session, the committee advanced several bills with amendments or substitutes: SB 5916 on non-opioid pain drugs, SB 5981 on 340B drug pricing transparency, SB 5985 on endometriosis resources, SB 6019 on home care rate statutes, SB 6161 on Department of Health dementia information, and SB 6183 on HIV antiviral drug coverage. The committee adopted proposed substitutes or amendments and sent the bills onward, with some referred to Rules and others to Ways and Means. The committee later reopened and completed the hearing on Senate Bill 6115, which would fund a comprehensive cancer education program for students in grades 6 through 12. Supporters, including Cancer Pathways staff, educators, and families affected by cancer, said early education could reduce risk behaviors like vaping and improve prevention; the hearing closed with 33 pro and 665 con sign-ins, and the remaining two agenda bills were postponed to a later hearing.
HI
Transcript Highlights:
  • </c> model food code does not allow home model food code does not allow home kitchens<00:44:33.119><c
  • </c> same basis as home kitchens. same basis as home kitchens.
  • </c> this from some of the care home this from some of the care home operators<01:18:31.840><c> and</
  • or it's a home care agency or nursing homes are starting to be in compliance with that now too.
  • And bear with me, home kitchens.
Summary: The House Committee on Health heard testimony on a series of bills related to public health, pharmacy regulation, disability access, and health care infrastructure. HB 1535, creating an income tax credit for automated external defibrillator installations, drew support from the Department of Health, tax department comments, and public testimony emphasizing AED access in community and transit settings. HB 1765, requiring safety warnings for spear fishing gear, received comments from DLNR and strong support from a free-diving safety advocate who described blackout risks and argued for point-of-sale warnings. HB 1549, which would repeal the law prohibiting drug paraphernalia, drew mixed testimony: the Department of Health, the Public Defender, and harm-reduction advocates supported repeal as a public health measure, while HPD and a county prosecutor opposed it, warning it could encourage drug use and create public safety issues. The committee also heard HB 1550, which would exclude drug testing products from the definition of drug paraphernalia. The Department of Health and harm-reduction advocates supported the bill, saying drug checking tools save lives and help prevent overdoses, while one written opponent was noted. HB 1995, allowing people who are blind or deaf to receive disabled parking permits, drew opposition from the State Council on Developmental Disabilities, the Disability and Communication Access Board, and other opponents, while a few written supporters were also noted. HB 1671, allowing licensed dental hygienists to place interim therapeutic restorations in public health settings, received support from the Department of Health and several oral health organizations, with the Board of Dentistry offering comments. HB 1643, establishing a framework for pharmacy audits and record retrieval, prompted the most extended discussion. The Board of Pharmacy and independent pharmacy representatives supported the bill as a needed framework to limit burdensome audits and protect patient care, while HMSA raised concerns about possible conflicts with upcoming federal PBM reforms and potential unintended consequences. Committee members questioned both sides about timing and workload, and supporters argued the bill was needed now to protect rural and independent pharmacies. Finally, HB 1978, appropriating funds for a new outpatient care center in North Kona, received strong support from Hawaii Health Systems Corporation, Queen’s Health Systems, the Kona-Kohala Chamber, and others, who described it as a long-term investment in West Hawaii’s health care capacity and economy. No votes or final actions were taken in the portion of the hearing provided.