Video & Transcript Research : 'foreclosures'
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HI
Transcript Highlights:
- HUD-certified counseling services have data that show that we can decrease eviction, support people through foreclosure
- support that we can decrease eviction support people<00:15:13.880>
through <00:15:14.519>foreclosure - <00:15:15.519>
try <00:15:15.720>to <00:15:15.880>help people through foreclosure - try to help people through foreclosure try to help people<00:15:16.519>
um <00:15:16.720>stabilize
Summary:
The House Committee on Housing held a public hearing on a series of housing bills. HB 1432 and HB 1428 drew support from HHFDC, and HB 1428 also received testimony from Hawaiian Community Assets, which said housing counseling funding is needed to meet demand for financial education tied to affordable housing, and that such counseling can help reduce evictions, prevent foreclosure, and stabilize households. HB 833 on community land trusts received broad support from HHFDC, county housing officials, community land trust representatives, and a local developer; testimony emphasized keeping housing affordable in perpetuity, but also asked for clearer access to financing, longer repayment terms, and inclusion of additional land trusts in the bill. Peter Savio argued that community land trusts are the best way to control demand and keep housing tied to local incomes.
The committee also heard HB 19 on the Dwelling Unit Revolving Fund, which HHFDC said should be made permanent because the pilot has been successful, with 81 units in the program and $7.4 million of the $10 million allocation already committed. HHFDC said the fund helps stalled for-sale projects by providing state equity that revolved back when homes are sold. HB 529 and HB 432 were also heard; HB 432 would create a subaccount in the rental housing revolving fund for projects above 60% AMI, and HHFDC said this would help finance housing for households at 65% and 80% AMI. The bill drew support from several housing, business, and industry groups.
Several other housing measures were discussed with mixed testimony. HB 419 had HHFDC support, Limby Hawaiʻi opposition, and support from the Grassroot Institute and others; members asked about whether councils approve these projects in one or multiple readings. HB 527 and HB 416 also drew a mix of support and opposition, with questions focused on county approval timelines and whether state-financed projects would still go through normal local review. HB 417 on the rental housing revolving fund prompted questions about how it differs from the Dwelling Unit Revolving Fund and whether it should be more flexible for mixed rental and for-sale projects. HB 418’s proposed working group was noted as potentially unnecessary because HHFDC said a public working group was already being formed. HB 1411 on housing preference raised questions about what happens if a recipient changes jobs, and HB 374 drew an Attorney General’s Office recommendation to remove a duration requirement to avoid possible constitutional travel issues. HB 373 and HB 1492 were also heard, with strong testimony from Peter Savio in favor of a broader trust-based model for affordable housing. No votes or final actions were taken during the hearing.
HI
Hawaii 2025 Regular Session
CPC Public Hearing- Wed Feb 5, 2025 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- Those include selling your condo, obtaining financing, and a higher risk of foreclosure, which has actually
- <00:36:49.599>
higher <00:36:49.880>risk <00:36:50.119>of <00:36:50.240>foreclosure - <00:36:51.200>
which and a higher risk of foreclosure which and a higher risk of foreclosure
Summary:
The committee on Consumer Protection and Commerce met on February 5, 2025, and heard testimony on several bills. HB 918, relating to labeling, drew support from the Department of Health, INDA (the nonwoven fabrics industry), and Hawaii Realtors. INDA said the bill aligns with do-not-flush labeling laws in other states but raised a concern about the six-month compliance deadline tied to FIFRA approval. In response to committee questions, witnesses explained that the bill is aimed mainly at disinfecting wipes, that most products are already labeled nationally, and that the proposed timing issue could be addressed by using Oregon’s approach. No vote was taken on the measure during the portion shown.
The committee also heard HB 1482, relating to controlled substances. HPD supported the bill, and Aloha Green Holdings and the Department of Health both said they supported the intent but recommended technical amendments. Their testimony focused on clarifying the treatment of Delta-8 THC, distinguishing synthetic or artificially derived cannabinoids from naturally occurring forms, and avoiding confusion in the hemp law. Members asked whether Delta-8 would show up on drug tests; witnesses said it would test positive for THC and would not be distinguished from Delta-9. The bill was then set aside as the committee moved on.
HB 981, relating to attorney’s fees, drew opposition from a law firm representing homeowners and associations, which argued the bill would limit access to legal services, favor developers and contractors, and make settlement harder. The witness suggested instead using existing consumer-protection fee-shifting concepts, and committee members explored whether a capped fee award or a broader attorney-fee rule would be more appropriate. The committee then took up HB 807 and HB 336, both relating to condominiums. HB 807 received support from the Green Infrastructure Authority and the Hawaii Bankers Association, while one testifier urged deferral over unresolved questions about commercial PACE financing; the bank association asked for more time to work with HGIA, and the chair indicated decision-making could be deferred to allow that discussion. On HB 336, the Community Associations Institute opposed the bill as removing checks and balances, while the Hawaii Workers Center and others supported it as a step toward clearer enforcement of health and safety issues in condominiums and rental housing.
CA
California 2025-2026 Regular Session
Assembly Military and Veterans Affairs Committee Jun 16th, 2026
Transcript Highlights:
- We have the lowest foreclosure rate in the country of any lender, which is pretty remarkable.
- For example, during COVID, there were no foreclosures for veterans who had gone through this program.
Summary:
The Assembly Committee on Military and Veteran Affairs heard several veteran-focused measures, with extensive testimony in support from veterans’ organizations and individual veterans. SB 888 would exclude VA service-connected disability compensation from household income calculations for the low-income disabled veterans’ property tax exemption, addressing a situation where disability benefits can disqualify veterans from tax relief. SB 1354 would prohibit military personnel from another state, territory, or district from entering California to perform military or law enforcement functions without the Governor’s express permission, while preserving Title X activity, training, and mutual aid arrangements. SB 623 would place the Veterans Bond Act of 2026 on the ballot to authorize a $1.25 billion general obligation bond for the CalVet Home Loan Program, which supporters said is nearing depletion of bond authority and remains a critical path to homeownership for veterans and military families. SB 1407 would increase the state income tax exclusion for military retirement pay and surviving spouse benefits to the first $40,000, subject to income caps, as a retention measure to keep military retirees in California.
Supporters for the bills emphasized housing stability, affordability, retention of veterans in California, and the economic benefits of keeping military retirees and their income in the state. SB 888 and SB 623 drew broad support from veterans’ groups, county veterans service officers, and related organizations, with no opposition testimony. SB 1354 also received support from veterans’ advocates, while committee members sought clarification on training, mutual aid, and the bill’s scope, and the author agreed to work on amendments. SB 1407 drew strong support from veterans and military organizations, but also formal opposition from the California Tax Reform Association, which argued the state already provides generous veteran benefits and that the tax break would be unfair to other public servants.
The committee voted to advance all four measures. SB 888 was approved and re-referred to Revenue and Taxation; SB 1354 was approved as amended and re-referred to Public Safety; SB 623 was approved as amended, given urgency, and re-referred to Housing and Community Development; and SB 1407 was approved and re-referred to Revenue and Taxation. The consent item, SCR 143, was adopted unanimously. After the initial votes, the committee later took add-on votes to confirm passage of SB 888 and SB 1354, and the meeting adjourned.
CA
California 2025-2026 Regular Session
Assembly Military and Veterans Affairs Committee Jun 16th, 2026
Military and Veterans Affairs
Transcript Highlights:
- We have the lowest foreclosure rate in the country of any lender, which is pretty remarkable.
- For example, during COVID, there were no foreclosures for veterans who had gone through this program.
Summary:
The Assembly Committee on Military and Veteran Affairs heard four bills and one consent resolution, all focused on veterans’ benefits and military policy. SB 888 would exclude VA service-connected disability compensation from household income when determining eligibility for the low-income disabled veterans’ property tax exemption. The author and numerous veterans’ organizations argued that disability benefits should not disqualify disabled veterans from tax relief, and the bill received broad support with no opposition. The committee passed it 6-0 and later 8-0 on add-on, sending it to Revenue and Taxation.
SB 1354 would prohibit military personnel from another state, territory, or district from entering California to perform military or law enforcement functions without the Governor’s permission, while preserving Title X activity, mutual aid, and training arrangements. The author said it was meant to protect California’s authority and prevent unauthorized military involvement. Committee members asked for clarifications about training and mutual aid, and the author agreed to work on amendments. The bill passed 5-0 initially and later 6-0 on add-on, with referral to Public Safety.
SB 623 would place the Veterans Bond Act of 2026 on the ballot to authorize $1.25 billion in general obligation bonds for the CalVet home loan program. Supporters emphasized the program’s century-long record, self-supporting structure, low foreclosure rate, and importance in helping veterans buy homes and stay in California. Members discussed the urgency of getting the measure on the ballot in time and the possibility of folding it into another bond if needed. The committee approved the bill with urgency and sent it to Housing and Community Development, later voting 8-0 on add-on. SB 1407 would increase the state income tax exclusion for military retirement pay and survivor benefits to the first $40,000, subject to income caps. Supporters said it would help retain veterans and their economic contributions in California, while an opposition group argued the state already provides generous veteran benefits and that the measure would be unfair to other public servants. Despite the opposition, the bill passed and was re-referred to Revenue and Taxation. The committee also adopted consent resolution SR 143 unanimously.
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part II) Feb 18th, 2025
Business & Commerce
Transcript Highlights:
- that a corporate entity may serve as a substitute trustee for the purpose of conducting mortgage foreclosure
- Until I see your corporation, the confusion arises really due to historical practice in foreclosure sales
Keywords:
emergency alerts, weather alerts, public safety, local government, municipality, county, website posting, online notice, emergency management, disaster preparedness, evacuation, National Weather Service, NOAA, Texas Division of Emergency Management, TDEM, localized alerts, hazard warnings, severe weather, watch warning advisory, public information
CO
Colorado 2026 Regular Session
Colorado Senate 2026 Legislative Day 069 Mar 24th, 2026
Colorado Senate Floor Meeting
Transcript Highlights:
- Senators Frizell and Kip concerning modifications to the Colorado Public Trustee Act related to foreclosure
- They are also responsible for the foreclosure process and conducting public auctions, and they serve
- Um they are also responsible<02:38:33.280>
for <02:38:33.520>the <02:38:33.760>foreclosure - But this bill basically makes technical updates and clarifications to Colorado's public trustee foreclosure
- <02:39:03.920>
statutes, public trustee foreclosure statutes, public trustee foreclosure statutes
Summary:
The Senate convened, established a quorum, approved the journal, and received several routine messages, including House-passed bills transmitted to the governor and the revisor. During moments of personal privilege, senators welcomed guests including members of the Persian Cultural Circle for the annual Naruse breakfast, a niece shadowing Senator Judah, and leadership from the Netherland Public Library. A tribute recognizing March 20, 2026 as Naruse Day was read into the record, celebrating the Persian New Year and the Iranian-American community.
On the consent calendar, House Bill 1191 passed 33-0. The bill concerns audits of school districts receiving state education fund money for capital construction projects for qualified charter schools, making the state auditor’s examination discretionary rather than mandatory. The Senate then laid over third reading of bills until March 24, 2026, pulled House Bill 1098 off consent for later consideration, and authorized the Joint Budget Committee to conduct business while the Senate was in session.
The chamber then resolved into Committee of the Whole and adopted House Bills 1180 and 1189 on second reading. HB 1180 continues the Business Intelligence Center Advisory Board sunset process by repealing the board, while HB 1189 addresses property held by a community property spouse under the Uniform Community Property Disposition at Death Act. The committee report was adopted 33-0 and the bills were ordered revised and placed on the third-reading calendar.
The committee also took up Senate Bill 112, concerning defendants who fail to appear in court and allowing certain pretrial release conditions for repeat failures to appear. Sponsor testimony emphasized that the bill was amended to use language from prior legislation and now focuses on repeated, willful failures to appear in the same case, with safeguards for municipal courts and situations where counsel is present. Supporters, including Senator Carson, argued the measure gives local courts a narrow tool to address repeated nonappearance and reduce burdens on judges, law enforcement, victims, and taxpayers; the discussion continued as the transcript ended.
MA
Massachusetts 2025-2026 Regular Session
Senate Session Jun 21st, 2026 at 11:00 am
Massachusetts Senate Floor Meeting
Transcript Highlights:
- I want to stop foreclosures on people who are not getting paid, who are working in the federal government
- it as a grace period to get their pay and to pay their eviction, to pay their rent, to pay their foreclosure
Summary:
The Senate first adopted an emergency preamble for H. 4521, establishing a sick leave bank for Kathleen Roder of the Office of the Chief Medical Examiner, by standing vote, with 8 in favor and none opposed. The chamber also suspended rules to refer several petitions to committee, including a resolution to rescind prior Article 5 constitutional convention applications and a petition on officer training related to stage suicides. Committee reports moved several bills forward, including legislation clarifying the duties of the Adjutant General and enhancing access and support for military-connected families, both with new drafts, and a bill designating Veterans Suicide Awareness and Remembrance Day, which was ordered to a third reading.
A major portion of the session focused on the House’s nonconcurrence in the Senate’s amendment to the fiscal year 2025 supplemental budget and the appointment of a conference committee. Senators from both parties debated how to respond to the federal government shutdown and the threatened lapse in SNAP benefits, with repeated calls for the Commonwealth to use available state resources to prevent hunger, protect vulnerable residents, and seek federal reimbursement. Several members criticized the governor’s use of taxpayer-funded communications on the issue, while others defended the administration’s limited initial response and emphasized fiscal constraints. The Senate ultimately insisted on its amendment and appointed a conference committee consisting of Senators Rodrigues, Comerford, and O’Connor.
The chamber also passed several local and special bills, including measures exempting Natick’s assistant fire chief from civil service, authorizing sewer service in Sharon, changing the term of the elected moderator in Holden, updating Medford’s linkage exaction program, and establishing sick leave banks for Candy J. Pike and Kathleen Roder. The Senate later adopted amended resolutions calling on the President of the United States to release contingency funds for SNAP during the shutdown, adopted an order to adjourn to the following Monday, and then adjourned.
AZ
Arizona 2026 Regular Session
03/31/2026 - House Republican Caucus Calendar #15 & #16
Transcript Highlights:
- amended by the Ways and Means Committee, specifies that the sale of a real property tax lien or foreclosure
- amended by the Ways and Means Committee, specifies that the sale of a real property tax lien or foreclosure
Summary:
The caucus reviewed a long agenda of Senate bills across elections, commerce, education, government, health and human services, judiciary, public safety, transportation, rural development, and ways and means. Many measures were described as consent or third-read consent items, including bills on campaign finance termination statements and late-report penalties, AI provenance data for media, adjuster/contractor conduct during emergencies, Industrial Commission changes, association meeting closures, banking and remittance rules, central bank digital currency, public safety parity funding, barbering and cosmetology board continuation, digital asset reserve management, contractor licensing, gaming and racing commission continuation, school AED instruction, classroom removal procedures, school safety reporting, special education complaint transparency, foreign influence and land ownership restrictions, DCS and DES process changes, health care licensing and reimbursement rules, EMS compact adoption, and multiple tax, housing, and transportation measures. Staff repeatedly summarized each bill and answered questions, with several bills noted as mirror or identical to House measures or as strike-everything amendments from committees.
A few bills drew discussion. On SB 2874, staff explained that the Senate amendment would limit penalties for untimely campaign finance reports when a committee certifies it received no contributions and made no expenditures, but the sponsor did not concur. SB 1074 prompted questions about whether parental notification changed; staff said it did not and that the bill was aimed at improving communication between teachers and principals about discipline. SB 1175, requiring DCS caseworkers to photograph children at each interaction in abuse or neglect cases, drew concern about the scope of the photos, while supporters said it would improve continuity and documentation. SB 1180 also drew comment because the sponsor and committee chair disagreed over an amendment, though the bill was advanced for further work.
The most extended debate came on SB 1751, which would allow death-row inmates to choose firing squad, lethal injection, or lethal gas if voters approve the related constitutional measure. One member strongly opposed the bill on moral and personal grounds, another argued it could be a more humane option if the state is going to carry out executions, and a third raised concern that it could be used against Second Amendment rights. The bill remained on the third-read consent calendar despite the objections. The caucus concluded after moving through the remaining agenda items, with no formal votes recorded in the transcript beyond committee status and consent-calendar placement.
TX
Texas 89th 2nd C.S.
Trade, Workforce & Economic Development Apr 9th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- governs liens on real property and authorizes trustees and subtrustees to oversee the sale of foreclosures
- It authorizes a trustee or substitute trustee to conduct a foreclosure sale and defines both using the
TX
Transcript Highlights:
- ultimately can lead to these properties going down. into dire financial straits and ultimately foreclosure
- But if something went to foreclosure and got sold.
- If it went to foreclosure, right, and we lost the property to that.
Keywords:
county appraisal district, board of directors, governance, taxing units, public representation, penalty, property report, taxation, timely filing, chief appraiser, appraisal district, ad valorem tax, property appraisal, tax protests, unequal appraisal, property rights, property tax, public employees, protest leave, appraisal review board
MN
Minnesota 2025-2026 Regular Session
Task Force on Homeowners and Commercial Property Insurance 9/10/25
Minnesota House Floor Meeting
Transcript Highlights:
- Um, we are seeing pre-foreclosure notices increase.
- Um, and I feel like we are on the brink of another foreclosure crisis in the affordable space anyway.
- feel like we are on the brink of a I feel like we are on the brink of a another<00:48:08.480>
foreclosure - <00:48:09.119>
crisis <00:48:09.440>in <00:48:09.599>the another foreclosure - crisis in the another foreclosure crisis in the affordable<00:48:10.240>
space <00:48:10.560><
Summary:
The task force held its first meeting on the insurance affordability crisis affecting single-family housing, common interest communities, and multifamily rental housing. Members and staff introduced themselves, including representatives from insurers, the Department of Commerce, housing advocates, affordable housing developers, and HOA/community association interests. Representative Steve Elkins was elected chair by roll call vote with 10 members in favor, after discussion that the Senate appointee’s formal appointment had not yet arrived; the group noted the intent to later move to co-chair leadership once that appointment is finalized.
Staff reviewed the task force’s enabling statute and open meeting law requirements. The task force is charged with studying homeowners and commercial property insurance, property resilience and risk mitigation, liability laws and possible tort reform, notice and oversight issues, public reporting, and the state-supported insurance program, including possible expansion to a catastrophic reinsurance fund or self-insured pool. The final report is due February 15 and will go to the commissioners of commerce, housing finance, and employment and economic development, as well as relevant legislative committees. Members were also briefed on meeting logistics, a draft charter to be voted on at the second meeting, a resource page for shared materials, and the schedule of future meetings.
The Department of Commerce then gave an overview of Minnesota’s property and casualty insurance market. Commerce described its regulatory role, the state’s competitiveness test, and how homeowners insurance is often filed under a “file and use” process rather than prior approval. The presentation emphasized that homeowners coverage has been under pressure for years: insurers have lost money in many recent years, premiums have risen, some consumers are taking on more risk through higher deductibles or reduced coverage, and some are moving into the surplus market. Commerce also highlighted the impact of severe weather losses, the growth in premiums since 2014, and gaps in oversight for homeowners associations and related policies.
The meeting then shifted to brainstorming the problems the task force should address. Early discussion focused on climate and construction-related resilience, including hail and wind-driven rain damage, discontinued building materials, and whether stronger materials are reflected in insurance pricing. Members also raised the need to study programs like Alabama’s fortified roof model and Minnesota’s own Strengthen Minnesota Homes effort, along with questions about whether the construction industry is prepared to support broader resilience measures. No additional votes were taken during the discussion segment.
MN
Minnesota 2025-2026 Regular Session
House Floor Session 4/25/25 - Part 2
Minnesota House Floor Meeting
Transcript Highlights:
- Representative West had a bill related to leftover funding in foreclosure actions, and the sheriff's
- Representative West had a bill related to leftover funding in foreclosure actions, and the sheriff's
- Representative West had a bill related to leftover funding in foreclosure actions, and the sheriff's
- Representative West had a bill related to leftover funding in foreclosure actions, and the sheriff's
- Representative West had a bill related to leftover funding in foreclosure actions, and the sheriff's
MO
Missouri 2026 Regular Session
Substance Abuse Prevention and Treatment Task Force Jun 24th, 2026
Substance Abuse Prevention and Treatment Task Force
Transcript Highlights:
- I'm on realtor.com and your house is listed for foreclosure. Huh? What? How? Right?
- I'm on realtor.com and your house is listed for foreclosure. Huh? What? How? Right?
- Are we literally seeing an increase in foreclosures?
- Are we literally seeing an increase in foreclosures? Are we seeing more of these things?
Summary:
The task force meeting opened with new leadership announcements, including Senator Nick Schroer thanking outgoing chair Representative John Black and naming Representative Del Taylor as vice chair. After some initial technical difficulties with audio and Zoom, members reviewed the task force’s statutory charge under Missouri law: to hold hearings on substance use, explore solutions, draft or modify legislation, and produce recommendations for prevention and treatment. The chair said the goal for this year is to develop concrete legislative ideas for the next session, with hearings focused first on field experts and later on alternative therapies and the Department of Mental Health.
Dr. Rachel Winograd gave the first major presentation, describing Missouri’s overdose crisis as increasingly complex and driven primarily by fentanyl, now compounded by xylazine and metatomidine. She said overdose deaths have declined for a third straight year, with preliminary 2025 data around 1,200 deaths, and attributed the decline to a smaller fentanyl supply, wider naloxone availability, and fewer young people entering use. Her main recommendations were to focus on reducing harm rather than trying to eliminate drug use, expand evidence-based medications for opioid use disorder—especially methadone and buprenorphine—improve access to naloxone, and loosen methadone regulations, including take-home doses, the federal 72-hour rule, and broader methadone units. She also emphasized that peer support, housing, transportation, and other practical supports matter, and noted that naloxone can still reverse fentanyl overdoses even when tranquilizers are present.
Dr. Heidi Miller, the state medical director, followed with two recommendations: integrate substance use disorder care into whole-person health care and follow the science when considering substance-related legislation. She argued that primary care, maternal health, workforce training, EMS, public health, and methadone access should all be part of a coordinated model, and said reimbursement should support teams rather than isolated providers. She also urged stronger enforcement of parity between behavioral health/SUD and physical health coverage, and highlighted tobacco and alcohol as major, under-addressed causes of death in Missouri. Dr. Doug Burgess then reinforced the need for a coordinated continuum of care, comparing substance use treatment to the seamless system used for heart attacks, and said patients should have standardized assessment, discharge planning from day one, transition coordinators, peer recovery coaches, and better information-sharing between levels of care. Members asked questions about relapse, treatment court, EMS referral barriers, reimbursement, and whether buprenorphine can be started in the field; no votes were taken, and the meeting ended with plans to continue hearing testimony and use it to shape future policy recommendations.
MN
Minnesota 2025-2026 Regular Session
Committee on Housing and Homelessness Prevention - 02/19/26
Housing and Homelessness Prevention
Transcript Highlights:
- We pay lot rent, property taxes, and untraditional mortgages that do not have the runway to foreclosure
- We pay lot rent, property taxes, and untraditional mortgages that do not have the runway to foreclosure
- We pay lot rent, property taxes, and untraditional mortgages that do not have the runway to foreclosure
- We pay lot rent, property taxes, and untraditional mortgages that do not have the runway to foreclosure
- The runway to foreclosure like traditional mortgages. It's a title purchase like a car.
MA
Massachusetts 2025-2026 Regular Session
Senate Session (Full Formal with Calendar) Jun 21st, 2026 at 11:00 am
Massachusetts Senate Floor Meeting
Transcript Highlights:
- You don't have to fear foreclosure, fees... Do not have to fear eviction.
- You don't have to fear foreclosure, fees, late fees, any kinds of punishments.
Summary:
The Senate considered a fiscal year 2025 close-out supplemental appropriations bill and a series of amendments, many of which were withdrawn, adopted, or rejected. Early debate focused heavily on funding for the 2026 FIFA World Cup in Massachusetts, with Senators O’Connor and Feeney arguing for restoring money for transportation, safety, and event readiness, citing projected ridership surges, economic benefits, and the need for Boston and the Commonwealth to invest. Senator Driscoll also won adoption of an amendment directing the MBTA to study and report on its local assessment formula, using Milton and Quincy as examples of perceived inequities in how communities are charged relative to service received.
The Senate then took up several other amendments, including measures on fire survivor support, vaccine liability, mental health and sidewalk projects, council on aging and public safety items, disaster relief, service dogs, and MBTA assessments. Senator Tarr offered amendments on driver record transparency and energy cost reporting, but those were not adopted. A major roll-call vote rejected Tarr’s amendment to restore a larger share of excess capital gains to the stabilization fund; supporters argued for stronger rainy day reserves, while the Ways and Means chair defended the bill’s use of a deficiency reserve fund and warned of revenue losses from federal tax changes. The Senate also adopted an amendment on shelter and Home Base spending transparency, requiring renewed reporting on emergency shelter and housing assistance programs.
Later, the chamber adopted Senator Edwards’ amendment creating a Massachusetts Federal Employee and Service Member Civil Relief Act to protect federal workers and service members in the event of a shutdown, including relief from eviction and foreclosure-related harms. The Senate also adopted Senator Rodrigues’s Ways and Means amendment, then approved the underlying supplemental budget as amended and ordered it to third reading. After the final roll call, the bill was passed to be engrossed by a 39-0 vote. The Senate concluded by agreeing to adjourn and by honoring Mrs. Anne Lee in memory, with a brief communication from Senator Cyr noting a prior remote-vote error for the journal.
FL
Florida 2026 4th Special Session
February 16, 2026 - 03:30 PM
Transcript Highlights:
- been awarded more than $23,000 in attorney fees, placed a lien on my home, and is now pursuing. in foreclosure
- Yet I stand before you facing foreclosure and bankruptcy simply for... for asking where $37,000 went.
NM
New Mexico 2026 Regular Session
Senate - Tax, Business and Transportation Feb 14th, 2026 at 04:35 pm
Senate Tax, Business & Transportation
TX
Texas 89th Regular
Trade, Workforce & Economic Development Apr 15th, 2025 at 10:04 am
Trade, Workforce & Economic Development
Transcript Highlights:
- In the event of foreclosure, project failure, these suppliers may never see the money they are owed even
- and are approved for use yet payment is still withheld for months or even years In the event of foreclosure
Bills:
HB2963, HB3005, HB3287, HB3288, HB3289, HB3290, HB3344, HB3712, HB3862, HB3874, HB4196, HB4308, HB4901, HB4984
Keywords:
digital equipment, repair rights, manufacturers, maintenance, consumer rights, construction contracts, payment regulations, public works, dispute resolution, audit procedures, construction, trust funds, mechanic's lien, contractor, subcontractor, residential properties, disputes, payment obligations, accountability, payment disputes
Summary:
The committee heard testimony on HB 3862, which would restrict social media app use for minors and limit smartphone/social media access in classrooms. Supporters, including representatives from Champions for Childhood, argued that smartphones and social media are linked to addiction, distraction, cyberbullying, and worsening youth mental health, and said the bill would help parents and schools protect children. After testimony, the committee left HB 3862 pending.
Members then heard HB 3712, a construction retainage bill that would stop owners from withholding reserved funds on specially fabricated materials once they are delivered, approved, and warranted, while still allowing retainage for labor and installation. Witnesses from the precast concrete industry said current retainage practices delay payment for years and create financial risk for subcontractors and suppliers. The bill was left pending after closing. The committee also heard HB 2963, a right-to-repair bill requiring manufacturers to provide parts, tools, and information for owners and independent repair providers, with carve-outs for medical devices, vehicles covered by existing repair agreements, trade secrets, and security protections. Support came from consumer, environmental, repair, and policy groups, while one witness from Safelite was neutral and urged removal of the MOU reference for auto manufacturers. HB 2963 was left pending.
The committee also heard HB 4308, which would create county industrial development districts to attract industrial employers and finance infrastructure through local elections and a board structure. Supporters, including the Fort Bend County commissioner, said the bill would help counties diversify tax bases and create jobs; the bill was left pending. Later, the committee took up several pending bills and voted to report HB 74, HB 112, HB 2214, HB 3016, HB 3133, HB 3173, HB 3807, HB 4063, HB 4115, HB 5008, and HB 2652 favorably to the full House, with some sent to the Local and Consent Calendars. The committee also heard HB 3874 on construction contract transparency and HB 4196 on creating a task force to modernize manufacturing, both of which were left pending. Finally, the committee heard HB 3344, which would create a licensing and regulatory framework for re-roofing contractors; supporters said it would curb storm-chasing and protect homeowners, while one roofing contractor opposed it as too restrictive and argued existing fraud laws are sufficient. HB 3344 was also left pending.
TX
Transcript Highlights:
- Have you has your experience seen any foreclosures of the asset or it's just they just only place a lien
- on it I am not aware of foreclosure, but secured by the panels themselves.
Bills:
HB14, HB 106, HB146, HB267, HB274, HB 1127, HB1359, HB1393, HB1584, HB1640, HB1710, HB2152, HCR101, HJR8, HR51
Keywords:
nuclear energy, advanced reactors, energy security, grant programs, Texas Advanced Nuclear Energy Office, HB 106, oil and gas, Railroad Commission of Texas, overhead electrical lines, electrical distribution system, power line maintenance, administrative penalty, Natural Resources Code, oil and gas lease, well operator, energy safety, utility infrastructure, regulatory compliance, cleanup fund, oil and gas regulation and cleanup fund
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Housing Jun 21st, 2026 at 01:00 pm
Joint Committee on Housing
Transcript Highlights:
- rooted communities, and our organization grew out of the displacement crisis in Chelsea, first with foreclosures
- During the 2008-2009 crash, market homes had eight times as many foreclosures as shared-equity homes,
- During the 2008-2009 crash, market homes had eight times as many foreclosures as shared equity homes
Summary:
The Joint Committee on Housing opened a hybrid hearing focused on housing production bills, with Chairs Julian Cyr and Rich Haggerty emphasizing Massachusetts’ housing shortage and the need to produce more than 200,000 units over the next decade. The committee then heard testimony on a wide range of proposals, including social housing, starter homes and the “missing middle,” accessory dwelling units (ADUs), single-stair residential buildings, permanent affordability homeownership, and housing for people with disabilities. Several witnesses framed the bills as tools to expand supply, lower costs, and address racial and generational wealth gaps.
Representative Connolly testified for H. 1478 on the Massachusetts Social Housing Program, describing publicly owned, mixed-income housing financed through a revolving loan fund. Senator Feeney testified for S. 989 on missing middle starter homes, arguing for zoning changes, incentives, and affordability tools to support smaller starter homes and duplexes, triplexes, and fourplexes. Multiple witnesses, including housing advocates, real estate representatives, and local officials, supported the ADU trust fund bill and the single-stair study bill, saying they would reduce barriers, support homeowners, and enable more family-sized and infill housing. Some witnesses opposed bills they said would weaken ADU reforms or add new restrictions, while others urged broader deregulation to speed production.
A major portion of the hearing focused on H. 1576/S. 1010, the Homes for Lasting Affordability bill, which would create a permanent affordability homeownership program for low- and moderate-income buyers and support small developments with long-term affordability restrictions. Testimony from community land trust leaders, legislators, and housing advocates emphasized that permanent affordability can preserve public investment, stabilize neighborhoods, and help families build wealth over generations. Senator Miranda and Representative Worrell tied the bill to closing the racial wealth gap and expanding access to homeownership for Black and Latino residents. The committee also heard testimony on S. 971, which would reform the Housing Development and Incentive Program to require more affordability in Gateway City projects.
The committee additionally heard from Senator Kennedy and disability advocates on S. 1004, which would strengthen the Alternative Housing Voucher Program for people with disabilities by codifying project-based vouchers and aligning the program more closely with other voucher systems. Witnesses described long waitlists and the lack of accessible, affordable units as major barriers that can lead to homelessness or unnecessary institutionalization. No votes were taken during the hearing; the session was devoted to testimony and questions from committee members.