Video & Transcript : 'failed bank' :
Page 8 of 500
US
US Federal 2025-2026 Regular Session
Organizational business meeting to consider an original resolution authorizing expenditures by the committee during the 119th Congress; to be immediately followed by hearings to examine the real impacts of debanking in America. Feb 5th, 2025 at 09:00 am
Banking, Housing, and Urban Affairs Committee
Transcript Highlights:
- It comes in when a bank fails. We've had several bank failures this year already.
- The **FDIC** does a fantastic job of handling a failed bank.
- Loans and liquidity are what cause banks to fail, not, respectfully, in AML policy. All right.
- I mean, Silicon Valley Bank didn't fail because of a lack of liquidity; it failed because of a horrible
- Is that banks fail, and Silicon Valley Bank failed for a variety of reasons, but primarily because of
MO
Missouri 2026 Regular Session
Local Government Feb 11th, 2026
Local Government, Elections and Pensions
Transcript Highlights:
- If it fails, the design systems of the building fail as a whole.
- So we know these systems will fail over time.
- The land bank... ...with the underlying measures within the land bank bill, the land bank bill was eliminated
- So the first two years of the land bank in St.
- So the first two years of the land bank in St.
Summary:
The committee first met in executive session and voted House Bill 1867 do pass by a 15-1 roll call. It then considered House Bill 2394, where a committee amendment changing “get” to “obtain” was adopted and rolled into a substitute. Testimony focused on efforts to work with plumbers and pipefitters on the bill’s scope, but the committee proceeded with the substitute, which passed do pass by a 10-7 vote. House Bill 2600 was then amended with clarifying language about petition signatures tied to the most recent gubernatorial election in the district, rolled into a substitute, and passed unanimously 17-0.
The committee then held public hearings. House Bill 1906, sponsored by Rep. McGaugh, would remove township counties from a restriction so they can offer installment property tax payments like other counties. Support came from county collectors and a collector-treasurer, who said taxpayers want the option; one member suggested adding monthly payments as well. No opposition testified. House Bill 3003, sponsored by Rep. Steinmeyer, would require regular inspection and qualified testing of fire, smoke, and combination dampers under statewide standards, with documentation, reporting, and penalties for noncompliance. The sponsor and several witnesses from the fire protection and sheet metal industries said the bill would improve public safety and accountability; one opponent argued the certification standard was too broad, the penalties too steep, and the fiscal impact too high. The hearing also included discussion of hospital inspection cycles, local code variation, and the need for qualified inspectors.
Finally, House Bill 2898 was heard. Rep. Owens described it as a revival of the land bank legislation previously enacted but struck down because of an unrelated amendment; the bill would restore land bank authority, expand eligibility beyond the original cities, and adjust St. Louis County appointment language to align with the county charter. Supporters from realtors, St. Louis County, municipal groups, and Springfield said it would help clear title, repurpose vacant properties, and return land to productive use, while one opponent argued the bill could weaken tax-delinquency protections and raise costs. No committee vote was taken on the public hearing bills, and the committee adjourned after closing the hearing on House Bill 2898.
MO
Missouri 2026 Regular Session
Health and Mental Health Apr 16th, 2026 at 08:00 am
Health and Mental Health
Transcript Highlights:
- You've basically got their bank account cleaned out.
- No, we've added bank personnel. So, no, bank personnel? Yes. Okay.
- You know, one thing I failed to mention as well, DHSS currently has a hotline, and I know banks utilize
- and bank personnel.
- and bank personnel.
Committee:
House Health and Mental Health
US
US Federal 2025-2026 Regular Session
Hearings to examine the nominations of Andrew Hughes, of Texas, to be Deputy Secretary, David Woll, of Virginia, to be General Counsel, both of the Department of Housing and Urban Development, Michelle Bowman, of Kansas, to be Vice Chairman for Super Apr 10th, 2025 at 09:10 am
Banking, Housing, and Urban Affairs Committee
Transcript Highlights:
- When supervisors of banks fail to do their job, every day Americans pay the price.
- Valley Bank.
- Well, a few years later, SBB and two other deregulated banks failed, constituting the second, third,
- And should a bank fail, supervision should minimize and mitigate any harm to consumers, businesses and
- You know, you've got community banks, regional banks, large foreign banks and GSIBs and 2,300-plus bank
Keywords:
legislation, housing affordability, financial regulation, public testimony, accountability, oversight
Summary:
The meeting involved significant discussions around key legislative proposals, primarily focusing on various bills such as HB2 and SB5. The committee examined the implications of these bills on issues like housing affordability and financial regulation. Notable members engaged in debates, providing differing perspectives on the potential economic impacts of the proposed bills. The meeting witnessed public testimony, which included a call for accountability in government actions and oversight of current financial policies. Members echoed concerns about following through on commitments to address critical issues affecting everyday Americans.
CA
California 2025-2026 Regular Session
Assembly Judiciary Committee Mar 10th, 2026
Transcript Highlights:
- And there's examples of, you know, someone coming into the bank with their bank information, completely
- It's a lot of banks and financial institutions.
- It does go to Banking? I do believe that there is a fiscal price check. No, it does go to Banking?
- Even the banks are saying this is a real problem.
- We have 11% where we're failing.
Summary:
The Assembly Judiciary Committee met without quorum for part of the hearing and proceeded on several bills, with testimony focused on probate access, domestic violence protections, child support services, and an immigration resolution. On AB 1660, the author and county public administrators said financial institutions often delay or refuse lawful requests for account information and assets, causing harm to estates and vulnerable people; banks and credit union representatives opposed the new penalties, arguing the underlying statute may be outdated and that fraud concerns require more verification. The author agreed to amend the bill to make penalties discretionary rather than mandatory, and the bill ultimately passed out of committee to the floor with a due-pass recommendation and later add-on approval. AB 1657, by Assembly Member Rogers, would bar courts from requiring domestic violence survivors seeking temporary restraining orders to notify the alleged abuser before filing; the Sonoma County district attorney and others supported it as a safety measure, and it passed unanimously to the floor with multiple members requesting coauthor status.
The committee also heard AB 1643, which would automatically enroll custodial parents in child support services after a support order is entered unless they opt out. The author and child support officials argued the bill would increase access to free enforcement and collection services, reduce child poverty, and help families who do not complete the current application process; some members raised concerns about fees, opt-out clarity, and whether automatic enrollment could interfere with amicable co-parenting arrangements. After discussion about the program’s funding and the need for a clear opt-out process, the bill was moved to the Human Services Committee, with some members voting no or not voting and later add-on action placing it on call and then advancing it. The committee also considered SJR 8, urging Congress to modernize the federal immigration registry so long-term undocumented residents could qualify for lawful permanent residency on a rolling basis; supporters described it as a long-overdue pathway for immigrant families and workers, and the resolution was adopted to the floor after a vote and later add-on action.
Throughout the hearing, members repeatedly emphasized the need to balance enforcement, fraud prevention, and access to services. Several members supported the domestic violence and probate bills as necessary fixes to existing systems, while others urged continued work with stakeholders on standardized forms, clearer procedures, and modernized safeguards. The committee also took up consent items and add-ons, including AB 1597, AB 1651, and AB 1652 on consent, and later finalized votes on the measures discussed above.
CA
Transcript Highlights:
- And there's examples of, you know, someone coming into the bank with their bank information, completely
- And there's examples of, you know, someone coming into the bank with their bank information, completely
- and that feels fully within the jurisdiction of the Banking Committee to make sure the banking processes
- It does go to banking? I do believe that there is a fiscal price check. No, it does go to Banking?
- We have 11% where we're failing.
Committee:
House Judiciary
MO
Transcript Highlights:
- . the inspection and issue the pass-fail certificate.
- If it fails, the design systems of the building fail as a whole.
- We know these systems will fail over time.
- The land bank... ...with the underlying measures within the land bank bill, the land bank bill was eliminated
- So the first two years of the land bank in St.
WY
Wyoming 2026 Regular Session
House Minerals, Business & Economic Development Committee, March 2, 2026
Minerals, Business & Economic Development
Transcript Highlights:
- from a state-chartered bank to a speedy bank or from a speedy bank to a state-chartered bank, to provide
- </c> commencing business of a speedy bank. commencing business of a speedy bank.
- A traditional bank, if that bank fails, we hand that over to the FDIC. They resolve it.
- If one of these were to fail, we have other mechanisms in place already where the bank, the SBI, has
- If they fail, fail, fail, cost<00:49:59.520><c> us</c><00:49:59.839><c> paper.
MO
Transcript Highlights:
- And if the provider fails to provide a report... ...if the provider fails to provide a report that results
- No, we've added bank personnel. So, no, bank personnel? Yes. Okay.
- You want to empower bank employees. And I don't have a quarrel with that.
- for a bank.
- You know, one thing I failed to mention as well, DHSS currently has a hotline, and I know banks utilize
Committee:
House Health and Mental Health
Summary:
The Committee on Health and Mental Health first met in executive session and voted House Bill 2370, House Bill 3278, and House Bill 1638 do pass. HB 2370 passed 13-9, while HB 3278 passed 15-0 and HB 1638 passed 17-0. The committee then moved into public testimony.
Senate Bill 1015, sponsored by Senator Nuremberg, was presented as a measure creating a legal process for assisted outpatient treatment for adults with serious mental illness who are at risk of deterioration, hospitalization, or harm. Supporters, including the Missouri Behavioral Health Council and the Missouri Association of Public Administrators, said it would reduce hospitalization and incarceration and improve access to care. The senator and witnesses emphasized collaboration with hospitals and the Department of Mental Health, and no opposition was offered.
The committee also heard a detailed presentation on the STARS program from SSM Health representatives, explaining it as a Missouri-based EMS and pediatric emergency planning system that uses physician-approved, electronic care plans for children with complex needs. Members asked about costs, access, and how the program differs from the bill discussed previously; witnesses said the program is free for EMS and emergency access, but hospitals that write plans pay implementation and subscription fees. House Bill 2903, by Representative Mayhew, would give county and district hospitals relief from certain public-entity requirements, including some Sunshine Law-related burdens, board qualifications, and financial reporting timelines, to help them compete with private hospitals. Supporters from Phelps Health said the bill would reduce administrative burden and protect proprietary information; there was no opposition.
Finally, House Bill 3379, by Representative Dolan, would expand and strengthen Missouri’s employee disqualification and mandated reporting rules for abuse, neglect, and financial exploitation of vulnerable adults. The bill adds more mandated reporters, including bank personnel and first responders, creates penalties for knowingly failing to report, and requires quicker DSS follow-up to reporters. DHSS supported the bill, citing recent financial exploitation complaints, while the Missouri Bankers Association said it supports the goal but wants to work on the mandatory reporting language so banks are not exposed to liability for situations they cannot readily detect. No formal opposition was presented, and the committee adjourned after the hearing.
ID
Transcript Highlights:
- The broker can use your assets as collateral for his bank, because he has banking relationships.
- Idaho banks, but one of the largest banks, because the New York banks are the one lending to the custodian
- Idaho banks, but one of the largest banks, because the New York banks are the ones lending to the custodians
- If that custodian or broker fails, your code right now says that the bank has priority, even though the
- It picks the banks.
Committee:
House Business
MO
Transcript Highlights:
- and try to get on the bank signature card.
- Some of them is authorizing the ACHs to go, and they do that through the banks to authorize the banks
- and try to get on the bank signature card.
- Some of them is authorizing the ACHs to go, and they do that through the banks to authorize the banks
- And the only other thing, just to the banking side, because I... ...the banking side, because I used
NM
New Mexico 2025 Regular Session
IC - New Mexico Finance Authority Oversight Aug 12th, 2025
New Mexico Finance Authority Oversight Committee
Transcript Highlights:
- So it is a lot of credit unions and banks may have CDFIs.
- In the first year, 20 percent failed. In New Mexico, 20 percent failed.
- failed in New Mexico.
- As you can see, we're working with these banks: Western Commerce Bank, US Bank, Washington.
- Fed, Enterprise, New Mexico Bank of Deming, Enterprise Bank of Trust, Nusenda, Bank of Clovis.
US
US Federal 2025-2026 Regular Session
Hearings to examine the nominations of Jonathan Gould, of Virginia, to be Comptroller of the Currency for a term of five years, Luke Pettit, of the District of Columbia, to be an Assistant Secretary of the Treasury, Paul Atkins, of Virginia, to be Mar 27th, 2025 at 09:00 am
Banking, Housing, and Urban Affairs Committee
Transcript Highlights:
- and the banking system.
- failed.
- I believe Silicon Valley Bank failed because they had unique activities that you can't find maybe with
- sector, which is to say a sector in which we have banks that are smallest banks, community banks serving
- We have community bank.
Keywords:
financial regulations, SEC, Comptroller of the Currency, Federal Transit Administration, nominees, Empowering Main Street in America Act, capital formation, economic growth
Summary:
The committee meeting focused on several nominees within key financial institutions, including discussions surrounding the SEC, the Federal Transit Administration, and the Comptroller of the Currency. Notable dialogue included concerns over regulatory balance, with various members emphasizing a need to streamline regulations to foster innovation while ensuring accountability and safety for investors. The importance of the proposed 'Empowering Main Street in America Act' was highlighted as a means to facilitate access to capital for small businesses, underlining the current administration's approach towards financial regulations.
AZ
Arizona 2026 Regular Session
02/09/2026 - Senate Military Affairs and Border Security
Transcript Highlights:
- So my question is: SB 1151 failed last year. It failed last year with a large amount of opposition.
- It's failing.
- We have federally chartered banks and state-chartered banks.
- Chairman, Senator Rogers, we make money banking whoever we're allowed to bank under the law. Mr.
- with banks?
Summary:
The committee first took up SB 1803, which would regulate non-accredited veterans benefits claims assistance by prohibiting unrecognized agents or attorneys from preparing or prosecuting claims, limiting compensation practices, requiring written disclosures and cancellation rights, and making violations subject to Attorney General enforcement. Supporters, including the sponsor and several veterans, said the bill would create needed guardrails against predatory actors while preserving veterans’ choice to use free or paid help. Opponents and some neutral testimony, including a VA-accredited attorney and representatives of the VFW and American Legion, argued the bill still lacked sufficient protections, raised federal preemption concerns, and should require VA accreditation instead. After debate over fees, back pay, and the availability of free services, the committee adopted an amendment and gave SB 1803 a do pass recommendation by a 5-2 vote.
The committee then heard SB 1232, a strike-everything amendment dealing with outdoor advertising signs in military airport and ancillary military facility overlay zoning districts. The bill would allow signs on property with a military compatibility permit in areas otherwise treated as residential under a zoning designation, which the sponsor and property representatives said was needed to resolve an ADOT permitting loophole for a specific parcel near Luke Air Force Base and the Northern Parkway. Members questioned whether the change was narrowly tailored, whether other properties could be affected, and whether ADOT and federal highway beautification rules would be satisfied. After the amendment was adopted, the committee approved SB 1232 on a 4-3 vote, with several members saying they would reserve the right to change their votes on the floor.
Finally, the committee began hearing SB 1511, which would prohibit operation of a commercial motor vehicle in Arizona unless the operator can prove lawful presence in the United States and would allow impoundment if proof is not provided. The sponsor introduced the bill with a lengthy explanation of commercial driver licensing history and concerns about non-domiciled and limited-term CDLs, contrasting them with Canadian and Mexican commercial licensing arrangements. The transcript cuts off before testimony, questions, or any action on SB 1511.
CA
Transcript Highlights:
- The system didn't fail because people did not care.
- Our food banks reported significant increases in people... ...a study of food banks during the shutdown
- And food banks cannot make up the difference.
- For every meal our food banks provide, CalFresh provides nine.
- And food banks cannot make up the difference.
Committee:
Senate Human Services
Summary:
The Senate Human Services Committee heard several bills focused on developmental disabilities, food security, veterans, aging services, child care, and elder abuse reporting. SB 969 by Senator Reyes would make remote services for people with intellectual and developmental disabilities a permanent option; supporters said virtual programming improves access, continuity, and choice, and there was no opposition. SB 1025 by Senator Hurtado would create an Office of Food Security and Affordability to coordinate state food programs, improve CalFresh enrollment, and develop a 24-hour hotline; committee members raised questions about duplication, metrics, and oversight, but the bill advanced after discussion. SB 1052 by Senator Gonzalez would allow the State Council on Developmental Disabilities to appoint contingent authorized representatives so people with disabilities are not left without support if a family member becomes unavailable; supporters described immigration enforcement, illness, and family separation as reasons for the bill, and members discussed administrative burden and renewal procedures before the bill passed. SB 1077 by Senator Gonzalez would require CDSS to prepare for future federal shutdowns by creating a communications and contingency plan for CalFresh disruptions and a state-backed emergency food assistance mechanism; members discussed how it would work with existing CalFresh administration, and the bill passed. SB 1201 by Senator McNerney would seek federal waivers to protect vulnerable veterans from new SNAP work requirements and require referrals to county veterans service officers; supporters said the federal cuts would harm homeless, newly discharged, and disabled veterans, and the bill passed. SB 1261 by Senator Laird would let aging and disability resource centers continue operating through partner transitions so services would not be interrupted; supporters emphasized continuity of care and the bill passed. SB 1110 by Senator Becker would revise child care subsidy funding and stabilization rules for alternative payment programs and community providers; supporters said the current reimbursement structure is outdated, and the bill passed after the author said a budget-related provision would be removed. The committee also later voted SB 969, SB 1052, SB 1077, SB 1201, SB 1261, and SB 1110 out of committee, with the bills kept on call for absent members, and began hearing SB 991 on elder abuse reporting, where supporters argued that licensing records should distinguish abuse from lesser resident-rights violations so families and policymakers can better understand facility conduct.
MS
Mississippi 2026 Regular Session
Judiciary, Division B - Room 409, 25 February, 2026; 9:00 A.M.
Judiciary, Division B
Transcript Highlights:
- </c><00:17:39.600><c> account</c> they're not looking their bank account they're not looking their bank
- So and change uh fails to does not Yes.
- So and change uh fails to does not because<00:23:53.039><c> in</c><00:23:53.600><c> fails</c><00:23:54.320
- </c> failing to do so. failing to do so.
- </c> >> you have that $10 a month in your bank >> you have that $10 a month in your bank
Committee:
Joint Judiciary, Division B
WY
Wyoming 2026 Regular Session
Senate Floor Session-Day 2, February 10, 2026-AM
Wyoming Senate Floor Meeting
Transcript Highlights:
- </c> 40 has failed introduction. 40 has failed introduction.
- sponsoring legislation directly for banking. 54, State Banks and Speedy Conversions. 54, State Banks
- bank could convert to a speedy bank.
- Under existing law, you would have to close down one bank and open another bank to do it.
- </c> Senate File 64, has failed introduction. Senate File 64, has failed introduction.
MO
Missouri 2026 Regular Session
Local Government Mar 11th, 2026
Local Government, Elections and Pensions
Transcript Highlights:
- No, it's just wet over there because it's failing.
- Right now, I do have my deputy treasurer on my bank account.
- and try to get on the bank signature card.
- And they do that through the bank.
- I never had a bank. You did not?
Summary:
The Local Government Committee first met in executive session and voted do pass on two House committee substitutes: House Bills 3283 and 3306 passed 11-1, and House Bills 1728, 2161, and 1830 passed 12-1. The committee then moved into public hearings.
Senate Substitute for Senate Bill 914, dealing with septic system regulation, was presented as a measure to replace percolation testing with soil morphology testing as the baseline standard and to address a permit fee issue. The sponsor and supporters argued the bill would improve accuracy, consumer protection, and local public health administration; one witness noted the continuing-education language already exists in regulation and pointed out a minor wording change in the substitute. No opposition testified.
House Bill 3467, sponsored by Representative Houseman, would allow county developmental disability boards to seek voter approval for a sales tax of up to one-half of 1% if property tax revenue is reduced or eliminated. The sponsor and multiple witnesses from county disability boards, sheltered workshops, and related associations said the bill was intended as a safeguard to preserve services, transportation, employment supports, and community-based care for people with developmental disabilities. Some members raised concerns about shifting from property tax to sales tax and the burden on low-income taxpayers, while others supported the measure as a revenue-diversification tool. No vote was taken.
House Bill 312, relating to county treasurer duties and bank signature authority, drew testimony from the sponsor, county treasurers, auditors, and association representatives. Supporters said the bill clarifies that the county treasurer should have sole authority over county funds and reflects current practice, while also noting a forthcoming amendment to address what happens when a treasurer is absent. Some witnesses asked for stronger safeguards, including a bonded backup designee and clearer succession procedures, and one witness urged updating surety-bond requirements. The hearing closed with no opposition testimony and no committee action taken.
TX
Texas 89th Regular
Pensions, Investments & Financial Services Mar 24th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- From resubmitting the same failed bond proposition within two years.
- account to bank account.
- Think of it more like a bank account.
- I want to send money from my bank account to this bank account, and that bank account happens to be a
- To your bank account, it just takes one to three business days.
Keywords:
local governments, anticipation notes, certificates of obligation, public works, flood control, financial management, local government, municipal financing, private activity bonds, closing definition, real estate finance, bond issuance, government regulation, bond election, general obligation bonds, GO bonds, political subdivision, city bonds, county bonds, school district bonds
CA
California 2025-2026 Regular Session
Senate Human Services Committee Apr 6th, 2026
Transcript Highlights:
- For every one meal that we're able to provide at the food bank, CalFresh provides nine.
- The system didn't fail because people did not care.
- The UC Nutrition Policy Institute conducted a study of food banks during the shutdown.
- Our food banks reported significant increases in people seeking out food assistance.
- For every meal our food banks provide, CalFresh provides nine.
Summary:
The committee heard several bills focused on disability services, food security, veterans, aging services, and child care. SB 969 by Senator Reyes would make permanent the option for Californians with intellectual and developmental disabilities to receive certain regional center services remotely; supporters said remote services improve access, continuity, safety, and choice, and there was no opposition. The committee initially lacked a quorum, so action on the bill was delayed until later in the hearing, when it was moved on a 4-0 vote to Appropriations. SB 1025 by Senator Hurtado would create an Office of Food Security and Affordability to coordinate state food programs, improve CalFresh enrollment, reduce duplication, and support a 24-hour hunger hotline; supporters framed it as a coordination and strategic-planning measure, while some members questioned whether existing programs should be evaluated first and whether the bill needed stronger reporting and accountability. It passed 3-0 to Governmental Organization.
The committee also heard SB 1052 by Senator Gonzalez, which would allow the State Council on Developmental Disabilities to appoint contingent authorized representatives so people with developmental disabilities are not left without support if a parent or other primary helper becomes unavailable. Supporters, including families and disability advocates, described emergencies, immigration enforcement fears, and service interruptions as reasons for the bill; members asked about the current approval and renewal process and whether the annual renewal requirement could be streamlined. The bill passed 3-0 to Appropriations. SB 1077, also by Senator Gonzalez, would require the Department of Social Services to prepare for future federal shutdowns by creating a communications and contingency plan for CalFresh disruptions and a state-backed emergency benefits mechanism; supporters cited the 43-day federal shutdown and delays in benefits, and the bill passed 4-0 to Appropriations.
Other measures discussed included SB 1201 by Senator McNerney, the No Hungry Heroes Act, which would seek waivers and direct referrals to protect veterans from federal SNAP changes and job-search-related income calculations; it passed 3-0 to Military and Veterans Affairs. SB 1261 by Senator Laird would let aging and disability resource connections continue operating during partner transitions so people do not lose access to “no wrong door” services; it passed 3-0 to Appropriations. SB 1110 by Senator Becker would update child care subsidy funding and reimbursement structures to better reflect direct family services and stabilize providers; the author said a provision tied to the budget would be removed, and the bill passed 4-0 to Education. Finally, SB 991 by Senator Menjivar was presented to improve how abuse and neglect findings in residential care facilities for the elderly are categorized in the licensing database, so serious abuse is not lumped together with lesser violations; testimony described examples of sexual assault and restraint being recorded as generic residents’ rights violations.