Video & Transcript Research : 'crypto ATM'
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TX
Transcript Highlights:
- Can you buy a pizza with with crypto if the owner of the person?
- Not one said yes. if they own crypto. I won't name their names. Not one has told me yes.
- I don't know and you don't have to. to answer whether you own crypto. That's okay.
- Like all financial assets, there is volatility associated with Bitcoin. and other crypto assets.
- First and foremost, I think it's very important for people to realize that crypto in Texas is regulated
Bills:
SJR34, SB10, SB18, SB19, SB21, SB72, SB140, SB262, SB370, SB480, SB495, SB627, SB703, SB767, SB790
Keywords:
parental rights, parents, children, custody, care and control, upbringing, family law, constitutional amendment, Texas Constitution, child welfare, education policy, medical decisions, parental authority, primary decision makers, family autonomy, education, Ten Commandments, public schools, religious display, First Amendment
NH
New Hampshire 2026 Regular Session
Commission to Study Stable Tokens (03/10/2026)
Transcript Highlights:
- as a service coins as a service, crypto as a service and<01:01:01.119>
token <01:01:01.520> - USD is this way, where it's sort of a mix of crypto backing as well as fiat backing.
- USD is this way, where it's sort of a mix of crypto backing as well as fiat backing.
- <01:29:11.280>
like supportive of like non non-crypto like supportive of like non non-crypto - :13.679>
banks <01:29:14.000>that native uh non-crypto native banks that native uh non-crypto
Summary:
The meeting began with roll call and introductions of commission members and guests, followed by approval of the agenda and a motion to approve the February 10 minutes with a correction clarifying that one quoted statement was misattributed. The commission then moved into presentations.
The main presentation came from the Conference of State Bank Supervisors on implementation of the federal GENIUS Act for stablecoins. The speaker reviewed the OCC’s recent 367-page proposed rule, noting it raises many open questions and design choices for states, and discussed expected upcoming rulemaking from the FDIC, Federal Reserve, and Treasury. The presentation focused on six areas: permissible issuer activities, reserve assets and redemption, risk management and supervision, treatment of state-qualified issuers, capital/operational backstops, and foreign issuers. It also flagged unresolved issues around Bank Secrecy Act/AML requirements and the meaning of “digital asset service provider” activities.
A substantial portion of the discussion addressed yield restrictions, with the presenter explaining the OCC’s broad definition of yield and its rebuttable presumption against issuer-affiliated or related third-party yield arrangements. The speaker said this likely forecloses many existing white-label structures but leaves some room for third-party payments depending on distance from the issuer, and noted ongoing Senate debate over similar provisions. The presentation also covered reserve valuation, liquidity and diversification requirements, redemption timing, and supervisory expectations such as third-party oversight, IT security, exam cycles, and reporting. No additional votes or formal actions were taken beyond approving the amended minutes.
MN
Minnesota 2025-2026 Regular Session
House Taxes Committee considers HF4, bill proposing constitutional amendment 1/23/25
Transcript Highlights:
- Taxpayers are not unlimited ATMs.
- Taxpayers are not unlimited ATMs.
- Taxpayers are not unlimited ATMs.
Summary:
The committee took up House File 4, first adopting the H004A1 amendment without objection. The author described the bill as a constitutional amendment intended to create a tax relief account funded from projected budget surpluses, defined as revenues exceeding 105% of projected expenditures based on the November forecast. Supporters framed the proposal as a way to return excess taxpayer money to families, homeowners, and seniors rather than allowing the state to retain or redirect it.
Testimony in support came from Ranna Lee of Americans for Prosperity, who praised the bill’s clarity and argued that taxpayers are overburdened and should receive surplus funds back; she also suggested broader tax and budget reforms, including rate reductions and tighter spending limits. Nan Madden of the Minnesota Budget Project testified in opposition, saying the legislature already has authority to use surpluses for rebates or tax cuts and warning that constitutionalizing tax policy would reduce flexibility, weaken accountability, and make it harder to respond to changing conditions, emergencies, or recessions.
Members then briefly commented, with Republicans expressing support for returning money to taxpayers and citing cost-of-living pressures and fixed incomes. The committee did not hear a formal department position. At the end of the hearing, Representative Johnson renewed the motion that House File 4, as amended, be recommended to pass and sent to the Ways and Means Committee; the motion prevailed on a voice vote.
NH
New Hampshire 2026 Regular Session
Commission to Study Stable Tokens (05/13/2026)
Transcript Highlights:
- create a crypto product. create a crypto product.
- need to move at the speed of the crypto need to move at the speed of the crypto market,<00:20:52.480
- crypto-enabled banks or using crypto crypto-enabled banks or using crypto directly,<01:10:06.720
- Make sure that state crypto in law.
- <01:55:49.480>
so crypto so crypto so Yeah<01:55:50.760>I'm <01:55:50.880>in <01
Summary:
The meeting opened with roll call, confirmation of a quorum, and approval of the April 6 and May 4 minutes, with minor corrections noted to the May minutes. The main presentation came from JD of Link Network, introduced by Dan Cohen, who described Link’s work with crypto.com and other market participants on tokenized money market funds and real-time settlement for institutional clients.
JD gave a detailed history of his earlier work developing the Arca U.S. Treasury Fund and ArCoin, emphasizing that the project was built within existing SEC and 1940 Act frameworks and was intended to use blockchain technology for a traditional asset rather than create a crypto product. He said the effort involved years of discussions with the SEC, multiple custodians, and partners such as U.S. Bank, T-Zero Securities, and Tassat, and that the model eventually led to Link’s settlement system. He highlighted concerns that shaped the design, including regulatory compliance, privacy for institutional users, and the need to bridge traditional banking hours with 24/7 digital asset markets.
The presentation also described Link’s features, including segregated and bankruptcy-remote fund structures, tokenized deposit and treasury fund settlement, and “yield in transit,” which allows interest to accrue and be distributed daily down to a two-second block. JD said the platform is being expanded for use cases such as exchange liquidity, cross-border capital movement, off-exchange collateral, stablecoin bridging, treasury management, and peer-to-peer settlement. He closed by posing policy questions for the commission about the use cases for stablecoins versus tokenized money market funds in New Hampshire and whether the state could issue or administer a security-based program with appropriate compliance controls.
NH
Transcript Highlights:
- One crypto mining transaction requires an enormous amount of electricity.
- Uh one crypto<02:07:58.719>
mining crypto mining crypto mining transaction<02:08:00.800>requires - <02:10:10.000>
mining noise that happens from a crypto mining noise that happens from a crypto - As we have heard, it has been said that crypto mines create many jobs, but this is not the case.
- As we have heard, it has been said that crypto mines create many jobs, but this is not the case.
MN
Minnesota 2025-2026 Regular Session
House Energy Finance and Policy Committee 3/5/26
Energy Finance and Policy
Transcript Highlights:
- to one of if not the first crypto-based to one of if not the first crypto-based data<00:03:13.680
- Um, by adding this crypto every year.
- crypto operation. crypto operation.
- <00:18:14.480>
um because of data centers or um crypto um because of data centers or um crypto - <00:21:32.480>
miner customer of the scale of a crypto miner customer of the scale of a crypto
CA
California 2025-2026 Regular Session
Assembly Banking and Finance Committee Jul 14th, 2025
Transcript Highlights:
- Companies don't know how to report abandoned crypto, and people aren't getting reconnected with their
- criteria that the Controller would need to consider when selecting a third-party custodian to hold crypto
- It also specifies how an owner must show their ownership interest in a crypto asset and makes it apparent
- unclaimed cryptocurrency, as the Senator just pointed out, are uncertain as to whether to liquidate crypto
Summary:
The Assembly Banking and Finance Committee met and took up SB 822 by Senator Becker, which would clarify how virtual currency is treated under California’s unclaimed property law. The bill, sponsored by the State Controller, would require holders to report abandoned crypto after three years, attempt to contact owners, transfer the assets to the Controller in kind, and then have the state hold and later liquidate the assets under procedures similar to those used for stocks. The Controller’s Office testified in support, saying the measure would provide needed clarity for holders and administrators and align treatment of digital assets with existing unclaimed property rules.
There was no opposition on file, and no additional support or opposition was presented at the mic. Committee members asked no substantive questions. Senator Becker closed by emphasizing that the bill modernizes the law for digital assets and protects Californians’ property rights.
The committee voted SB 822 out on a due pass as amended motion to the Appropriations Committee. The roll call showed the measure passing, and the chair announced that the roll would remain open for absent members before adjourning the committee.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Wednesday, June 24, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- stocks right before one of Trump's erratic tariff announcements, and his clan has made $2.3 billion in crypto
- you on the phone and tell you you to bring $5,000 down to the courthouse or put money in a Bitcoin ATM
ND
North Dakota 2026 1st Special Session
Budget Section Regulatory Division Jun 24th, 2026
Transcript Highlights:
- It is not crypto, not at all, for our use.
- It is not crypto, not at all, for our use.
- and the Bank of North Dakota into crypto, and I'm comfortable offering a crypto coin out there with
- It's incredibly complex with crypto.
- We are not— We are not a crypto. We're not building a crypto.
Summary:
The committee received a compliance and budget update on Industrial Commission agencies and programs, including the Industrial Commission administrative office, the Oil and Gas Research Program, the Clean Sustainable Energy Authority, the State Energy Research Center, the Research Technology Park grant program, and related funds. Staff reviewed spending and balances for items such as electric grid resiliency grants, lignite research, enhanced oil recovery, the salt cavern business case study, and the new NDSU research and technology park grant. Members also discussed timing, carryover balances, matching requirements, and how some programs are structured to reimburse projects over several years rather than spend funds immediately.
Karen Tyler of the Industrial Commission described the agency’s administrative budget, the grant management system nearing completion, and the transition to standalone audits and staffing after separating from other agencies. She also outlined the status of active grant rounds across lignite, oil and gas, renewable energy, outdoor heritage, and clean sustainable energy programs. Members asked about the length of active grants, demand for clean energy funding, and the possibility of future grant rounds. Tyler and members also discussed the salt cavern study, the need to better define its commercial value, and the research technology park grant’s cash-match requirement.
Ron Ness then testified on enhanced oil recovery and broader oil and gas market conditions. He said North Dakota production remained steady, but future growth depends on infrastructure, longer laterals, and better use of natural gas and carbon dioxide for EOR. He described the state’s EOR grant round, the use of federal DOE funding to replace part of a state-funded project, and the expectation of additional grant rounds. Members asked about CO2 supply, storage, and the economics of using legacy fields and pipelines to extend oil production and support agriculture and industrial uses.
The committee also heard from Bank of North Dakota President Don Morgan, who reviewed the bank’s mission, governance, lending verticals, disaster programs, and new initiatives. He said the bank is seeing deposit growth flatten and is responding to fintech competition by focusing on liquidity, risk management, and a new payment infrastructure initiative called Rough Rider Coin, which he emphasized is not crypto and not a public coin, but a banking payment rail for North Dakota institutions. Members asked about student loan rates, disaster lending, and how the bank’s lines of credit and balance sheet capacity are affected by deposit trends. Morgan said the bank remains profitable and continues to support agriculture, commerce, and industry through participation loans, student lending, and state-directed programs.
ND
North Dakota 2025-2026 Regular Session
Budget Section Regulatory Division Jun 24th, 2026
Transcript Highlights:
- Let me first tell you what it's not: it is not crypto, not at all, for our use.
- What it's not: it is not crypto, not at all, for our use. It also is not available to the public.
- and the Bank of North Dakota into crypto, and I'm comfortable offering a crypto coin out there with
- It's incredibly complex with crypto.
- We are not a crypto. We're not building a crypto. We're not offering it for sale to the public.
Summary:
The committee took roll, approved the March 18 minutes, and then received a compliance-report update on the Industrial Commission and related funds and programs. Staff reviewed the status of one-time appropriations and grant programs, including electric grid resiliency, lignite research, enhanced oil recovery, the Clean Sustainable Energy Authority, the salt cavern business-case study, and the new NDSU research and technology park grant. Members asked about funding balances, reimbursement timing, matching requirements, and how some commitments would affect the State Investment Fund and future biennia.
Industrial Commission staff then gave a broader update on the agency’s administrative office, grant management system, leadership transitions at several commission agencies, and active grant rounds. They reported that the grant management system is nearing completion, that several agency leadership searches have concluded, and that the commission’s grant programs currently have 108 active grants totaling more than $165 million. They also described the Clean Sustainable Energy Authority round, the oil and gas research program’s enhanced oil recovery awards, the grid resiliency grants, the salt cavern study, and the research technology park program, noting that some projects are awaiting federal funds or additional matching cash.
Ron Ness, speaking for the Oil and Gas Research Council, focused on the state of the oil industry and the enhanced oil recovery “Bakken 2.0” effort. He said production remains steady, but future growth depends on better infrastructure, longer laterals, and new EOR methods such as CO2, natural gas, and surfactants. He emphasized the importance of the Bakkeneast pipeline and related gas-utilization projects, the recent DOE funding that will return some money to the research council, and the need to modernize tax and incentive rules for CO2-based recovery. Members discussed the potential economic benefits for oil, agriculture, and manufacturing.
The Bank of North Dakota then presented its compliance report and a broader strategic update. Bank leadership reviewed the bank’s mission, governance, participation lending, student lending, disaster programs, and legislatively directed programs, and said the bank is managing for a flatter deposit base and stronger liquidity because of fintech competition and changing market conditions. They reported improved earnings, with net income rising to about $231 million, and described Rough Rider Coin as a new internal payment rail for North Dakota banks and credit unions, not a public cryptocurrency. Members asked about student loan eligibility, disaster lending, and the bank’s capacity to support state programs while maintaining its balance-sheet and liquidity requirements.
MN
Minnesota 2025-2026 Regular Session
House Environment and Natural Resources Finance and Policy Committee 3/4/25
Environment and Natural Resources Finance and Policy
Transcript Highlights:
- certainly find alternatives, as can the other representatives speaking today on behalf of automotive and ATM
- certainly find alternatives, as can the other representatives speaking today on behalf of automotive and ATM
- certainly find alternatives, as can the other representatives speaking today on behalf of automotive and ATM
- certainly find alternatives, as can the other representatives speaking today on behalf of automotive and ATM
- Of automotive and ATM and other industries, families and children who are sick with cancer will unlikely
HI
Hawaii 2025 Regular Session
EIG-GVO, EIG, EIG DEFER Public Hearings 03-18-2025
Energy and Intergovernmental Affairs
Transcript Highlights:
- Senator: And then you are fully expecting about $523 million more, uh, from the ATM program.
- Senator: And then you are fully expecting about $523 million more, uh, from the ATM program.
- Senator: And then you are fully expecting about $523 million more, uh, from the ATM program.
- Scott C.: And then you are fully expecting about $523 million more, uh, from the ATM program.
Summary:
The joint committees heard House Bill 344 HD1, which would require new buildings to include electric vehicle charger-ready parking stalls. Testimony was overwhelmingly in support from the State Energy Office, Department of Accounting and General Services, the Disabilities and Communication Access Board, and others. Members asked about cost and infrastructure impacts; the State Energy Office said the added cost would likely be modest if planned from the start, but that electrical capacity remains a key challenge for expanding EV charging. The chairs proposed two amendments: extending the bill to cover on-grade parking lots and adding language for Level 1 or Level 3 charging when appropriate.
After discussion, both committees voted to pass HB 344 HD1 with amendments. In the Energy and Intergovernmental Affairs committee, the chair voted aye, one member voted with reservation, and excused members were noted; the Government Operations committee also passed the measure, with one aye vote and one vote with reservations.
The committees also heard House Bill 10001 HD1 SD1, relating to the Maui wildfire settlement trust fund. The Governor’s Office, Attorney General’s Office, Maui County, and the Tax Foundation testified in support. Members questioned Hawaii Electric Industries’ ability to fund its share of the settlement and whether the state should pay first or in tranches. The chair proposed amendments requiring all defendant parties to submit payment plans and proof of ability to pay, and requiring non-state defendants to fund their shares into escrow before the state releases its share. The committee adopted the amendments and passed the bill unanimously by the members present.
Later, the committee deferred action on House Bill 229 HD1 until March 20 for clarification on amendments, then passed House Bill 860 HD1 with amendments addressing liability for limited resurfacing of disputed roads, and passed House Bill 1161 HD2 with amendments concerning highway fund use, formula calculations, and EV-related county fees.
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (02/11/2025)
Transcript Highlights:
- There's a new crypto-friendly administration. It's pretty much crypto-friendly from top to bottom.
- from Superman, you know, it’s like crypto to me.
- from Superman, you know, it’s like crypto to me.
- recommendations came from the crypto recommendations came from the crypto commission<04:41:59.638
- know the the chair of the crypto know the the chair of the crypto commission<04:43:39.760>
basically
Summary:
The discussion focused on a cannabis legalization/regulation bill and whether it should be retained for further study or moved forward. Members debated the fiscal impact, with one side emphasizing that the bill would cost about $7.1 million in the first two years before generating revenue, while supporters argued the House should make a statement in favor of legalization despite likely opposition from the Senate and governor. There was also disagreement over strategy: some said retaining the bill until closer to the next election would give the issue more visibility, while others said delaying would only avoid sending a bill the Senate was unlikely to take up anyway.
A major point of contention was whether cannabis should be regulated by a new cannabis commission or placed under the Liquor Commission. Supporters of the Liquor Commission argued it already has enforcement infrastructure, especially for age restrictions, and could handle cannabis more efficiently without creating a new bureaucracy. Opponents said cannabis is a different industry that would require specialized expertise, and they objected to expanding the Liquor Commission, which they described as unpopular and costly. The committee also discussed past versions of the bill, including concerns about limited licenses and the perception that the earlier approach favored large businesses.
Members reviewed specific provisions such as licensing fees, THC limits, and cultivation categories. One member noted a $10,000 fee for retail cannabis stores and cannabis product manufacturers authorized to perform extractions, while a smaller tier-one cultivator fee was described as a lower-cost option for small growers. There was also discussion of whether the bill would allow sales through general retail outlets or only dedicated cannabis stores, and whether plants and seeds were covered. No final vote or action was clearly recorded in the excerpt, but the main procedural question was whether to retain the bill for more work or advance it as written.
US
US Federal 2025-2026 Regular Session
Hearings to examine the nominations of Jonathan Gould, of Virginia, to be Comptroller of the Currency for a term of five years, Luke Pettit, of the District of Columbia, to be an Assistant Secretary of the Treasury, Paul Atkins, of Virginia, to be Mar 27th, 2025 at 09:00 am
Banking, Housing, and Urban Affairs Committee
Transcript Highlights:
- their authority to debank politically disfavored industries and individuals, and most recently, the crypto
- Bankman who committed one of the biggest financial frauds in U.S. history as the CEO of the failed crypto
- administration's financial regulators reportedly pressured banks to avoid offering services to the crypto
- will you work to ensure that everyone who wishes to play by the rules rules, including those in the crypto
- 1979, acting Comptroller Hood took a crucial step in rolling back guidance at the OCC that limited crypto
Keywords:
financial regulations, SEC, Comptroller of the Currency, Federal Transit Administration, nominees, Empowering Main Street in America Act, capital formation, economic growth
Summary:
The committee meeting focused on several nominees within key financial institutions, including discussions surrounding the SEC, the Federal Transit Administration, and the Comptroller of the Currency. Notable dialogue included concerns over regulatory balance, with various members emphasizing a need to streamline regulations to foster innovation while ensuring accountability and safety for investors. The importance of the proposed 'Empowering Main Street in America Act' was highlighted as a means to facilitate access to capital for small businesses, underlining the current administration's approach towards financial regulations.
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part II) Feb 18th, 2025
Business & Commerce
Transcript Highlights:
- government already using things for national security that you're saying we shouldn't be using for crypto
- , or are they already using things that we should use for crypto?
- It has to do with crypto. Yeah, they're using generation three cryptography.
- We understand crypto.
- are a lot of things that are going around the room that are complete misnomers. as it relates to crypto
Keywords:
emergency alerts, weather alerts, public safety, local government, municipality, county, website posting, online notice, emergency management, disaster preparedness, evacuation, National Weather Service, NOAA, Texas Division of Emergency Management, TDEM, localized alerts, hazard warnings, severe weather, watch warning advisory, public information
CA
California 2025-2026 Regular Session
Assembly Banking and Finance Committee Jul 14th, 2025
Banking and Finance
Transcript Highlights:
- Companies don't know how to report abandoned crypto, and people aren't getting reconnected with their
- criteria that the controller would need to consider when selecting a third-party custodian to hold crypto
- unclaimed cryptocurrency, as the senator just pointed out, are uncertain as to whether to liquidate crypto
AZ
Arizona 2026 Regular Session
03/25/2026 - Senate Regulatory Affairs and Government Efficiency
Regulatory Affairs and Government Efficiency
Transcript Highlights:
- I then chose to undergo my own testing, and at age 38, was found to have inherited that same ATM mutation
- Mutations in the ATM gene increase risk for breast, ovarian, pancreatic, and prostate cancer, but typically
- I then chose to undergo my own testing, and at age 38 was found to have inherited that same ATM mutation
- Mutations in ATM gene increased risk for breast, ovarian, pancreatic, and prostate cancer, but typically
- with a genetic counselor who had the knowledge and expertise to help me recognize that my specific ATM
Bills:
HB2072, HB2251, HB2279, HB2308, HB2323, HB2342, HB2400, HB2408, HB2456, HB2660, HB2697, HB2868, HB2873, HB2877, HB2910, HB2946, HB2955, HB2991, HB4001, HB4010
Keywords:
Cesar Chavez, public holiday, state law, holiday repeal, Arizona Revised Statutes, midwifery, medication administration, healthcare, patient safety, advisory committee, licensed midwives, river trips, liability, outfitter, Grand Canyon, negligence, risk management, contractual waiver, dental practice, business registration
KY
Kentucky 2025 Regular Session
Senate Standing Committee on Natural Resources & Energy (3-12-25)
Transcript Highlights:
- I remember working with you on crypto matters a few years back. Yes, yes, yes.
- 50.959>
on we're glad remember working with you on we're glad remember working with you on crypto - 52.400>
matters <00:02:52.760>a <00:02:52.879>few <00:02:53.200>years crypto - matters a few years crypto matters a few years back<00:02:55.319>
yes <00:02:55.519>yes
Keywords:
Meeting Start 00:00
Attendance Roll Call 01:25
HCR 22 Discussion 01:57
HCR 22 Roll Call Vote 07:55, 958, all
Summary:
The Natural Resources Committee met with a quorum, approved the minutes, and then heard ACR 22, sponsored by Representatives Randy Bridges and Steven Rudy. The resolution declares nuclear generation to be a clean, dispatchable baseload energy source for Kentucky. The sponsors argued that Kentucky and the broader energy market are facing growing demand and reliability challenges, and said the resolution recognizes prior legislative steps on nuclear power, including lifting the nuclear moratorium, creating a nuclear study working group, and establishing the Kentucky Nuclear Development Authority.
The sponsors also emphasized nuclear power as part of an all-of-the-above energy strategy and highlighted small modular reactors and spent fuel processing as important future technologies. They referenced Paducah’s former uranium enrichment site and potential laser enrichment work as part of a recycling approach that could reduce waste and support new fuel production. No outside testimony was presented in the excerpt.
Members expressed support for the resolution, with several noting its importance for economic development, reliable power, and keeping coal relevant through new energy partnerships. The committee voted favorably on the measure, with all members present voting aye, and the chair stated that the resolution would pass with favorable expression. The committee then adjourned.
TX
Transcript Highlights:
- Hugging is a crime that involves stealing money from a person who has just withdrawn cash from an ATM
- follows the victim to another location and then robs them, rather than stealing directly from them at the ATM
- surveil victims but also committing the act of robbery after observing the victim's withdrawal from an ATM
Bills:
HB47, HB171, HB285, HB305, HB449, HB908, HB1024, HB1306, HB1443, HB1445, HB1741, HB1866, HB1902, HB2001, HB2282, HB2355, HB2492, HB2637, HB2697, HB3464, HB4263, HB4996, HB5667, HB47, HB171, HB285, HB305
Keywords:
sexual assault, victim rights, forensic examination, medical care, trauma-informed care, crime victims compensation, evidence retention, chemical dependency, court-ordered treatment, mental health, health care, treatment facility, juvenile justice, criminal justice reform, animal cruelty, nonlivestock, prosecution, veterinary defense, animal welfare, pretrial hearings
HI
Hawaii 2025 Regular Session
CPC Public Hearing - Wed Mar 12, 2025 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- I pause when taking money out of an ATM for two bucks or three bucks.
- I pause when taking money out of an ATM for two bucks or three bucks.
- I pause when taking money out of an ATM for two bucks or three bucks.
- I pause when taking money out of an ATM for two bucks or three bucks.
- When taking money out of an ATM for two bucks or three bucks.
Summary:
The Committee on Consumer Protection and Commerce met on March 12, 2025, and heard testimony on several bills, with most measures drawing support from state boards, agencies, and industry groups. SB 102 (restaurants) had one supportive testifier and no questions. SB 1367 SD1 (installment loans) drew support from DCCA and other boards, but the chair raised concerns about a proposed $5 debit-card convenience fee, saying it seemed high and suggesting it might be amended downward; DCCA said it would check with industry on the likely impact. SB 1373 SD2 (administrative licensure action against sex offenders) received broad support from DCCA and multiple professional licensing boards, including psychology, physical therapy, naturopathic medicine, chiropractic, dentistry, massage therapy, nursing, optometry, barbering and cosmetology, the Hawaii Medical Board, and HPD.
The committee then heard SB 1142 SD1 (insurance proceeds), which was supported by DCCA, the Council for Native Hawaiian Advancement, AARP, Hawaiʻi Realtors, and the Hawaiʻi Insurers Council, while State Farm offered comments and the Hawaii Bankers Association opposed. Testimony focused on insurance access after the Lahaina wildfires and the need to address underinsured homeowners. The committee also discussed SB 144 SD2 (stabilization of property insurance), with support from the Hawaii Green Infrastructure Authority, AARP, Hawaiʻi Realtors, and the Hawaiʻi Insurers Council, and comments from the Attorney General and DCCA Insurance Division about revising the financing structure and correcting bill language. Opponents and reservationed supporters argued the bill may not help if applicants can still obtain coverage at very high prices, while supporters said it would expand market capacity and provide a safety net as climate-related losses continue.
Finally, SB 253 SD2 (condominium reserves) received support from Hawaiʻi Realtors, CI, and several individual testifiers. Supporters said it would enforce existing disclosure requirements under Act 199 and improve reserve funding transparency, while one individual argued stronger enforcement and an ombudsman-style office would be more effective. The chair reminded testifiers to stay on the bill at hand. No votes or final committee actions were taken during the portion of the meeting reflected in the transcript.