Video & Transcript Research : 'consumer member'
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AL
Alabama 2025 Regular Session
Alabama House Commerce and Small Business Committee Feb 12th, 2025
Commerce and Small Business
Transcript Highlights:
- Chairman, members of the committee, thank you for having us today to discuss our bill.
- Do the committee members have any questions of the sponsor?
Bills:
HB230
Keywords:
real estate, brokerage, broker, salesperson, licensee, consumer disclosure, agency disclosure, RECAD, Real Estate Consumers Agency and Disclosure Act, Alabama Real Estate Commission, buyer agreement, listing agreement, transaction broker, single agent, dual agency, compensation disclosure, commission, referral agreement, referral fee, written agreement
AZ
Transcript Highlights:
- Chair and members, Senate Bill 1689 increases the defined loan amounts for consumer loans and consumer
- revolving loans from $10,000 to $50,000 for consumer loans and from $10,000 to $30,000 for consumer
- members of the communities we serve.
- Members, read the motion. All the members say aye. Aye. All opposed, say nay. The ayes have it.
- Chair, members of the committee.
Keywords:
breast cancer, screening services, health insurance, cost sharing, preventive care, storm damage, catastrophic storm, hail damage, wind damage, roof repair, roof replacement, post-storm repairs, insurance claim, property and casualty insurance, adjuster, public adjuster, contractor licensing, homeowner protections, deductible waiver, insurance fraud prevention
Summary:
The Senate Finance Committee approved committee amendments and then heard a series of bills covering consumer lending, health insurance, chiropractic practice, breast cancer screening, insurance claim practices, digital assets, vaccination-based reimbursement, agricultural property inspections, and aviation tax exemptions. Testimony generally split between sponsors and industry or advocacy supporters emphasizing modernization, consumer access, or fairness, and opponents raising concerns about higher costs, tax breaks for wealthy interests, or unclear policy changes. Several bills drew detailed debate over whether they would help consumers or shift costs, and multiple witnesses described personal or industry experiences in support of the health-related measures.
SB 1689, which would raise consumer loan thresholds and change interest-rate tiers, was amended but failed on a tied vote after Senator Epstein opposed it as shifting costs to smaller borrowers. SB 1347, requiring coverage for fertility preservation for cancer patients, was amended and passed 4-2 after testimony from the sponsor, a nonprofit representative, and two cancer survivors. SB 1165, eliminating cost-sharing for diagnostic and supplemental breast exams, was amended and passed 5-1. SB 1206, updating rules for public adjusters and contractors after loss events, was amended and passed 5-1. SB 1649, creating a digital assets strategic reserve fund, passed 4-2 despite criticism that it was unnecessary and pro-crypto. SB 1212, barring different reimbursement rates based on vaccination status, passed 4-2.
SB 1291, limiting county assessors’ ability to reclassify or inspect agricultural property for four years after a successful appeal, was amended to allow inspections if taxable improvements are made and passed 5-1 over assessor opposition. SB 1516, expanding aviation-related tax exemptions to more aircraft maintenance and repair property, passed 4-1 after supporters framed it as economic development and opponents called it a tax break for private jets. SB 1554, updating chiropractic language from “x-ray” to “diagnostic imaging,” initially failed, was reconsidered after additional questioning, and then passed 3-2 after members said the change mainly codified current practice and reduced liability concerns.
AZ
Arizona 2026 Regular Session
02/03/2026 - House Natural Resources, Energy & Water
Natural Resources, Energy & Water
Transcript Highlights:
- Yes, Madam Chair and members.
- Thank you, Madam Chair, members.
- Good afternoon, Madam Chair, members.
- Thank you, Madam Chair, members. Please. Thank you, Madam Chair, members.
- Thank you, Madam Chair and members.
Bills:
HB2014, HB2113, HB2145, HB2331, HB2340, HB2389, HB2400, HB2401, HB2428, HB2494, HB2696, HB2756, HB2795, HB2955, HCM2008
Keywords:
air emissions, fuel blends, environmental quality, feasibility study, Arizona Department of Agriculture, utility consumer, rate intervention, public service corporation, Arizona Revised Statutes, residential rates, consumer protection, fuel reformulation, gasoline standards, environmental regulations, ethanol supply, Air Quality, energy reliability, electric service providers, reliable resources, public power entity
Summary:
The committee heard several energy and transportation bills, with testimony largely split between sponsors, industry groups, local governments, and environmental advocates. HB 2428, dealing with county and ADEQ authority to issue voluntary permits certifying emission reduction credits for mobile and non-road sources, drew neutral support from ADEQ and support from Maricopa County; it was amended and passed 10-0 with a due pass recommendation. HB 2145, which expands who may petition on gasoline supplier alternative standards, also passed, 5-4, with no amendment.
A lengthy debate followed on HB 2331, as amended, which would require electric utilities to ensure 85% of generating capacity serving retail load comes from “reliable resources” by 2030. The sponsor and supporters argued the bill was needed to preserve affordable, dependable power and prevent overreliance on intermittent renewables, while opponents from the Sierra Club and Rural Arizona Action said it would effectively favor fossil fuels, raise costs, and limit cleaner energy options. The committee adopted the strike-everything amendment and the sponsor’s amendment, then passed the bill 6-4. HB 2795, which limits county zoning authority over small modular reactors once federal permitting and certification steps are met, drew strong support from nuclear and business advocates and opposition from county, city, and environmental representatives concerned about local control, safety, waste, and preemption; it passed 6-4 after amendment-related discussion.
The committee also passed HB 2340, which allows the power plant and transmission line siting committee to evaluate the plant itself when reviewing transmission line applications, by a 5-4 vote. Finally, HB 2400, an emergency measure to suspend the motor vehicle fuel tax in Areas A and C during summer months and replace the lost revenue with state highway funds, prompted testimony about gas prices, boutique fuel requirements, and transportation funding needs; cities and counties opposed the diversion of highway funds, while the sponsor argued it would help consumers facing higher fuel costs. The Griffin amendment was adopted, and the bill passed with a due pass recommendation after debate on affordability versus road funding.
AL
Transcript Highlights:
- Chairman, members of the committee.
- Chairman, members, thank you very much.
- Chair. >> Thank you, members. >> All right. Do any members have any further business?
- >> Thank<00:42:00.560>
you, <00:42:00.720>members. >> Thank you, members. - >> Thank you, members.
Keywords:
HB300, Choctaw County, probate court, probate judge, recording fee, filing fee, deed tax, mortgage tax, deeds, mortgages, property records, recordation, county local act, local legislation, technology upgrades, digitalization of records, recordkeeping, county treasury, special fund, court administration
HI
Transcript Highlights:
- Seeing none, members, questions? Seeing none, members, questions?
- consumers.
- protecting Hawaii's consumers. protecting Hawaii's consumers.
- Members<00:31:06.920>
questions. Members questions. Members questions. - Any other questions, members? members? members?
Keywords:
consumer protection, unsolicited mail, unsolicited email, junk mail, spam email, deceptive marketing, misleading solicitation, high-pressure sales, vehicle warranty, auto warranty, service contract, home warranty, license renewal, registration renewal, government impersonation, affiliation disclosure, direct mail, email marketing, consumer fraud, refund
Summary:
The committee heard several consumer-protection and insurance measures. HB 1511 HD2 would prohibit unsolicited mail or email using high-pressure tactics or falsely implying affiliation with another entity; it drew support from the Office of Consumer Protection, the DCCA Insurance Division, and the Service Contract Industry Council, with some written support and at least one opposition. HB 1535 HD2, concerning automated external defibrillators and a tax-related provision for devices installed in certain public accommodations, received comments from DOTAX and the Tax Foundation, with additional support from the Department of Health and other groups. HB 1642 HD1 would ban ownership or operation of digital financial asset transaction kiosks that accept U.S. currency; it was strongly supported by OCP, the Attorney General, and AARP, while kiosk operators and industry representatives opposed the ban and urged a regulatory approach instead, including licensing, transaction limits, refunds, and other safeguards. Members questioned whether federal action could preempt the bill and whether a licensure regime could be funded through a surcharge, but no action was taken during the discussion.
The committee also took up HB 1753 on social media account deletion and permanent erasure of personal information, with OCP standing on its initial comments and TechNet and Will Caron in support. HB 1810 HD2 would impose prompt payment and financial reporting requirements on professional solicitors selling donated tangible property on behalf of charities; Goodwill Hawaii testified in strong support, emphasizing donor trust and transparency, and several nonprofit and business groups submitted supportive testimony. HB 2282 HD1, which would require explanations for premium increases and clarify insurance licensing and cancellation/non-renewal procedures, was supported by the Insurance Division and OCP; a vice chair asked for complaint data related to condo associations, and a member noted that the same agencies had previously opposed similar Senate bills. Finally, HB 2614 HD1 would require cosmetics merchants to accept returns of new or unopened goods within specified time frames and improve signage requirements; OCP said the bill addressed longstanding complaints about high-pressure sales tactics and no-return policies, citing over 180 complaints and survey results showing most complainants did not understand the policy and felt misled.
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Feb 19th, 2026 at 09:30 am
Business and Insurance
Transcript Highlights:
- Chairman, members.
- Thank you so much, members. I appreciate your consideration.
- Chairman, members.
- Thank you, committee members.
- Chair, members, Senate Bill 1061.
Bills:
SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364
Keywords:
massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part II) Mar 27th, 2025
Business & Commerce
Transcript Highlights:
- Vice Chair, committee members.
- They train school board members, council members, commissioners, and county judges.
- Chairman and committee members.
- Chairman, committee members.
- Members, thank you.
Bills:
SB458, SB819, SB1238, SB1642, SB1643, SB1644, SB1791, SB1810, SB1824, SB1825, SB758, SB1455, SB1706
Keywords:
insurance appraisal, property insurance, auto insurance, homeowners insurance, residential property, disputed loss, loss valuation, appraisal clause, appraiser, umpire, Texas Department of Insurance, TDI, insurance dispute resolution, claims adjustment, total loss, windstorm insurance, FAIR Plan, surplus lines insurance, policyholder, insurer
MN
Minnesota 2025-2026 Regular Session
House Public Safety Finance and Policy Committee 2/18/26
Public Safety Finance and Policy
Transcript Highlights:
- <00:02:13.360>
here <00:02:14.000>and <00:02:14.640>uh members here and uh members - Thank you, committee members.
- members have had similar experiences. members have had similar experiences.
- member questions? member questions?
- Mhler and members. Mhler and members.
Keywords:
public safety officer, peace officer, correctional officer, law enforcement, police privacy, officer safety, doxxing, personal information, data privacy, government data practices, private data, internet posting, online disclosure, residential address, phone number, email address, family member protection, child safety, school information, public records
AL
Transcript Highlights:
- Thank you, members, for allowing me to be here.
- Thank you, members, very much.
Keywords:
immigration, law enforcement, fingerprints, DNA collection, illegal aliens, Alabama state law, out-of-state warrants, criminal procedure, extradition, Alabama Code, arrest authority, interstate cooperation, Marshall County, TVA, Tennessee Valley Authority, in-lieu-of-taxes, payments distribution, local legislation, school funding, education finance
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 3/24/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- Chair, members, sure.
- Chair, members, sure.
- significant consumer debt. significant consumer debt.
- McClint, and members of the committee. McClint, and members of the committee.
- to um member discussion and questions. to um member discussion and questions.
Keywords:
airport workers, wage standards, labor rights, minimum wage, economic equity, surveillance, price discrimination, wage discrimination, consumer rights, automated decision systems, Minnesota Statutes, suitable seating, employee seating, workplace seating, occupational safety, workplace safety, labor standards, employer requirements, chair, stool
AL
Alabama 2026 1st Special Session
Alabama House Commerce and Small Business Committee Mar 18th, 2026
Commerce and Small Business
Transcript Highlights:
- Chairman and members of the committee. But this is Alabama's Vehicle Protection Product Act.
- It already authorizes auto dealers to offer consumers products designed to help deter vehicle theft.
- Uh, the bill amends the act to establish clear statutory authority for auto dealers to offer consumers
- Uh, the bill amends the act to establish clear statutory authority for auto dealers to offer consumers
- <00:17:09.760>
theft <00:17:10.000>protection offer consumers theft protection offer
Keywords:
state bank, public bank, government funds, financial services, constitutional amendment, tax abatements, international headquarters, publicly traded companies, economic incentives, Alabama tax reform, social-emotional learning, education policy, parental consent, K-12 education, teacher training, student surveys, disciplinary action, automatic renewal, consumer protection, cancellation policy
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Feb 26th, 2026 at 09:30 am
Business and Insurance
Transcript Highlights:
- Members, you may stay at your seats when you're presenting your bills.
- Chairman, and members of the committee.
- And every one of those dollars comes directly from the consumer.
- Going to get turned and you know passed down to the consumer.
- I would like to leave the members with one thought.
Keywords:
prosthetics, health insurance, medical necessity, patient rights, insurance liability, pharmacy benefits manager, healthcare providers, claims processing, reimbursement, insurance regulation, employees insurance, contract awarding, certifications, state procurement, insurance plan, mental health, substance use disorders, utilization review, benefit coverage, pharmacy
AL
Keywords:
youthful offender, criminal justice, capital murder, public safety, victims' rights, social media, minor safety, child online safety, teen accounts, parental controls, age verification, digital privacy, online platform regulation, content moderation, deceptive trade practice, Attorney General enforcement, cyber safety, mental health, youth mental health, screen time
HI
Transcript Highlights:
- Members present, are there any no votes or reservations?
- <00:01:41.119>
Members <00:01:41.520>present. pass with amendments. - Members present. pass with amendments. Members present.
- Members, we have a joint with Ways and Means at 10:35, and that's upstairs in their room.
- <00:07:53.520>
with <00:07:53.759>Ways <00:07:54.000>and Members, we have a
Keywords:
foreign influence, campaign finance, contributions, state elections, transparency, election integrity, criminal offense, natural resources, tree protection, state property, environment, land use, boundary amendment, administrative fines, Land Use Commission, infrastructure compliance, highway safety, driver's license, administrative revocation, alcohol-related offenses
Summary:
The Judiciary Committee met in decision-making only session and considered several Senate bills, generally following recommendations to pass measures with or without amendments. SB 2981 would prohibit minimum off-street parking requirements for new development in urban districts and was adopted unamended, with Senator Awa voting no. SB 2982, which bars foreign entities and foreign-influence business entities from making election-related contributions or expenditures, was adopted with an amendment adopting Attorney General language for required advertisement statements.
The committee also advanced SB 2983, creating a misdemeanor offense for criminal destruction of a tree on state or county property; one member opposed it, suggesting a replanting requirement would be a better environmental remedy, but the bill was still adopted unamended. SB 2986, concerning Land Use Commission authority to amend or revise district boundary amendment decisions when conditions are not met, passed with an amendment addressing a defective effective date. SB 2991, on driver’s license revocations for certain alcohol-related offenses and re-examination requirements, passed with amendments clarifying revocation orders and re-examination procedures.
Members then approved SB 3001, which regulates conversational artificial intelligence services by requiring disclosures and protocols to prevent suicidal ideation, with amendments incorporating AG and OCP recommendations, including a personal data definition and broader data minimization language. SB 3010, allowing officials and in some cases private citizens to enter unattended vehicles to protect endangered pet animals, passed with amendments. The committee also adopted SB 3014 on higher fines for taking or harassing protected turtles, SB 3032 clarifying beach and marine deposit prohibitions, and SB 3033 allowing petitions to review beach structure integrity despite a bad effective date; Senator Awa again voted no on SB 3033. The meeting adjourned after the committee noted a later joint hearing with Ways and Means.
HI
Transcript Highlights:
- Thank you chair vice chair<00:41:20.720>
members chair members chair members our<00:41:23.599> - Members, any comments? Members, any comments?
- Members, any comments? Members, any comments?
- Members, any comments? 3000. Members, any comments? Seeing 3000. Members, any comments?
- Uh members<00:57:15.359>
any <00:57:15.599>comments members any comments members any comments
Keywords:
reimbursement, public employees, travel costs, government travel policy, finance management, job title, administrative assistant, executive assistant, state personnel, civil service, modernization, employment standards, DAGS, Department of Accounting and General Services, comptroller, civil service exemption, collective bargaining exemption, public works special project branch, specialized public works, information technology modernization
NM
New Mexico 2026 Regular Session
Senate - Health and Public Affairs Feb 4th, 2026 at 06:25 pm
Senate Health & Public Affairs
Transcript Highlights:
- Good evening, Madam Chair, members of the committee.
- Yes, Madam Chair, members of the committee.
- Hello, Madam Chair and Committee members.
- Madam Chair, members of the committee.
- Madam Chair, members of the committee.
Keywords:
prior authorization, pharmacy benefits manager, PBM, health insurer, prescription drugs, step therapy, formulary, auto-adjudication, electronic portal, appeals, medical necessity, serious mental illness, mental health, schizophrenia, bipolar disorder, major depression, substance use disorder, addiction treatment, cancer, autoimmune disorder
TX
Transcript Highlights:
- Chairman, members.
- Members, any questions?
- Chairman and members.
- Thank you, members.
- Chairman and members.
Keywords:
SB 213, Texas insurance, Insurance Code, Chapter 551, Chapter 541, bundling, tying arrangement, cross-selling, homeowners insurance, residential property insurance, auto insurance, personal automobile insurance, consumer protection, unfair trade practice, deceptive insurance practice, property and casualty insurer, Lloyd's plan, county mutual, reciprocal exchange, farm mutual
Summary:
The Senate Committee on Business and Commerce met with a quorum and took up several pending bills, first reporting SB 1006 favorably after adopting a committee substitute that adds quarterly ZIP-code-level reporting to TDI on insurer declinations, cancellations, and nonrenewals. The committee also adopted substitutes and favorably reported SB 388, which adds nuclear to a credit program and excludes batteries from the dispatchable definition; SB 917; SB 504, which narrows reporting requirements for certain local entities, raises a salary threshold, and authorizes AG injunctive relief; SB 925, which clarifies that federal match dollars are included in a PLA-related prohibition; and SB 815, which removes downcoding references and focuses on AI use in prior authorization. SB 815 advanced on an 8-2 vote, while SB 388 advanced 6-3 and the others were reported 9-0 or 6-0 as noted.
The committee then heard testimony on SB 378, which would prohibit aestheticians and cosmetologists from administering injections or using prescriptive medical devices unless legally authorized and would clarify TDLR disciplinary authority. The author and a retired neurosurgeon testified that unsafe, unauthorized injections pose real patient risks, and a TDLR witness said the bill addresses a long-standing regulatory gap. SB 378 was left pending after testimony. The committee also heard SB 1252, aimed at reducing municipal permitting barriers for residential backup power systems; the author and industry witnesses said city permitting is costly and inconsistent, while municipal utility representatives and advocates said the substitute preserved safety and utility oversight. That bill was also left pending.
Additional bills heard but left pending included SB 1172, which would let LPs and LLCs sell their own property without a real estate license; SB 681, which would extend engineer license renewal periods and apply similar flexibility to engineering firms; SB 918, a TDLR cleanup bill for orthotics and prosthetics exemptions; SB 1343, which would require data brokers to post a clear link explaining Texans’ privacy rights and how to exercise them; SB 213, which would prohibit forced bundling of residential property and auto insurance while preserving voluntary discounts; SB 610, which would codify TDLR’s anti-trafficking unit; and SCR 8, expressing opposition to a central bank digital currency over privacy, security, and financial-stability concerns. Public testimony on SB 1343 and SB 213 was generally supportive, with consumer and advocacy groups emphasizing privacy, competition, and survivor safety, and the committee closed the day with those measures and others left pending.
AL
Transcript Highlights:
- resilience of services, underscoring the resilience of Alabama's economy; Whereas to meet international consumer
- worldwide demand for quality goods and services, Alabama exports are much sought after by international consumers
- Members, can I have your attention please?
- Thank you, members. Secretary, call the next...
Bills:
SJR 3, SB 5, SJR 36, SJR 3, SB 616, SB 565, SB 384, SB 5, SB 21, SB 72, SB 140, SB 262, SB 370, SB 372, SB 495, SB 627, SB 703, SB 764, SB 842, SB 971, SB 790, SB 767, SB 480, SB 1066, SR 44, SR 135, SR 171, SR 180, SR 185, SR 187, SR 188, SR 191, SR 197, SR 198, SR 199, SR 200
Keywords:
dementia, Alzheimer's disease, Parkinson's disease, research funding, state budget, prevention, healthcare, medical research, Dementia Prevention and Research Institute, research institute, funding, grants, state health initiatives, aquifer, water management, Edwards Aquifer, sustainability, regulatory framework, SB 565, Texas Water Code
FL
Transcript Highlights:
- JIMMY PATRONIS, IT LOOKS LIKE THIS WILL BE THE LAST TIME THAT YOU WILL BE HERE AS A MEMBER OF FLORIDA'S
- SENATORS, IT'S WONDERFUL TO SEE SO MANY FAMILY MEMBERS AND SPECIAL GUESTS HERE WITH US TODAY.
Bills:
SJR3, SB5, SJR36, SJR3, SB616, SB565, SB384, SB5, SB21, SB72, SB140, SB262, SB370, SB372, SB495, SB627, SB703, SB764, SB842, SB971, SB790, SB767, SB480, SB1066, SR44, SR135, SR171, SR180, SR185, SR187, SR188, SR191, SR197, SR198, SR199, SR200
Keywords:
dementia, Alzheimer's disease, Parkinson's disease, research funding, state budget, prevention, healthcare, medical research, Dementia Prevention and Research Institute, research institute, funding, grants, state health initiatives, aquifer, water management, Edwards Aquifer, sustainability, regulatory framework, SB 565, Texas Water Code
LA
Transcript Highlights:
- Members, any questions on the amendment?
- Members, we're going to have to take a pause.
- Members, just a brief history on this.
- Next, members, is Senate Bill 398 by Chairman Foyle.
- Chairman and committee members. My name is Hunter Duke.
Keywords:
bulletproof vests, body armor, peace officers, law enforcement funding, police equipment, officer safety, local police, sheriff's office, municipal police, parish law enforcement, grant fund, special fund, Louisiana Commission on Law Enforcement, criminal justice, protective gear, NIJ standards, USMCA, small agencies, public safety, Act 739
Summary:
The House Committee on Appropriations met on May 18, 2026, and considered four Senate bills. SB 143 would create a special protective equipment fund for bulletproof vests for peace officers, with the Louisiana Commission on Law Enforcement to regulate distribution; an amendment was adopted to standardize fund language, and the bill was reported favorably as amended. SB 367 would create the Watershed Restoration and Conservation Fund and direct remaining severance tax revenue from sand and stone mining into it; an amendment was adopted to align it with HB 802, and the bill was reported favorably as amended. Members discussed the bill as a way to support watershed and flood-related restoration efforts, including the Amite River Basin.
SB 388 would authorize review of state contracts involving foreign adversary nations or terrorist organizations and remove a trigger clause from a prior law; members noted it carried no fiscal note and that the Division of Administration said the review could be done at no cost. The bill was reported favorably. SB 398 would reorganize manufactured housing regulation by moving oversight from the fire marshal’s office to the Contractors Board, consolidating residential housing oversight, moving licensees to Title 37, and increasing inspection rates statewide; an amendment was adopted to conform fund language, and the bill was reported favorably as amended. The committee then adjourned.